Win Tickets to Tom

Win Tickets to Tom Jones!

Summer just wouldn’t be the same without live music from Haydock Park and, after a year-long hiatus due to COVID, live music is back with a bang with some huge names, including Tom Jones and Olly Murs, to look forward to this summer. Local Life have two pairs of tickets for the Tom Jones concert on Saturday 28th August to give away to readers!

But first up at Haydock Park this summer is Olly Murs. Local Life caught up with the legend himself earlier his month for a chat about his return to Haydock Park on Saturday 17th July. Are you looking forward to finally getting back out on the road again? Yeah, I can’t wait! I did Haydock Park a few years back, great energy, great vibe so it will be good to get back on stage, get my mic out, get my ears in, get my dancing shoes on, and just get out there and perform. Can’t wait! This has been the longest period that you’ve gone without live shows or touring. How are you going to get rid of the rustiness? It’s been two years as I hadn’t toured since 2019, but I’m born ready - there’s no rust here, get the WD40 out! I’m actually excited to get out there again and start singing - I think it’s just something that I’m born to do, I enjoy it. What was it like to go out in lockdown wearing a mask and not get stopped every five minutes? I hated it because I like seeing people’s faces, it felt really eerie. Everyone didn’t really speak and was really quiet, you couldn’t really see people’s facial expressions, and I didn’t enjoy it very much to be honest. I just get this really weird vibe when I go shopping. I know we’re all doing it for a good reason, but I can’t wait to see people’s faces again. That’d be nice.

A lot of people know you from The Voice but you have a new TV show coming soon, Starstruck Yes, I’m hosting the show. It’s something I’ve wanted to do for quite some time to get back on TV again, on a primetime Saturday night. It’s pretty much a modern-day version of ‘Stars In Their Eyes’ but it’s got a new format, it’s got new ideas, we have a celebrity judging panel on there. Did you think back when you did your first audition for X Factor you would, a decade later, become this all-round entertainer doing television, voiceover acting and of course singing?

I never expected any of this, I was very lucky. I knew I was an entertainer more so than just a singer, I knew there was a few more strings to my bow, that I was a jack of all trades! Singing is

obviously what I love doing, I never chased being a presenter of a TV show and I never chased being a voiceover artist. These were things that people just asked me to do and I was like, “Yeah, why not? Let’s give it a go”. So what can we expect from your Haydock show? Just a fun, energetic show - I’m going to give everything, I want people to be smiling again. I miss seeing lovely smiles and that’s why we’re on stage. It’s just so people having a good time, enjoy themselves. You’ve had such sadness over this last year, such difficult times as a nation so it’d be great for me anyway, I’d love to come to Haydock, have a great night with everyone enjoying themselves everyone have a good time and I can’t wait - bring it on! A stellar line-up talent has been announced for the Tom Jones concert on Saturday 28th August. The concert, which will be taking place on a nonraceday, will see Dublin-born Imelda May and television personality-turned bona fide star Megan McKenna joining the bill. Tom Jones’ career has spanned over half a century and has seen him win many accolades including a BRIT Award for Outstanding Contribution to Music and a Silver Clef Award for Lifetime Achievement.

A global star, who was knighted by Her Majesty the Queen in 2006, he has amassed 36 top 40 UK hits and has a continued worldwide reputation as one of the great vocalists, earning the nickname ‘The Voice’. He continues to be a coach on the hit ITV show of the same name. Returning to Haydock Park he will be performing from his huge repertoire of hits, spanning genres and generations including ‘Kiss’, ‘Delilah’ and ‘It’s Not Unusual’. Released last month, Imelda May’s sixth studio album ‘11 Past The Hour’ is a record that brims with sensuality, emotional intelligence, spirituality and intuition, marking a new chapter for Imelda and showcasing her at her most authentic. Imelda has toured extensively and performed with the likes of Van Morrison and U2, appeared on multiple shows (notably some jaw-dropping performances on Later… With Jools Holland), and hosted her own programme on Irish TV, The Imelda May Show. Megan McKenna first came to prominence as a television personality on shows like ‘The Only Way Is Essex’ and ‘Celebrity Big Brother’. After her debut country album ‘Story Of Me’ was released in 2018, two singles from the album debuted at #1 & #2 on iTunes and the following year she won ‘The X Factor: Celebrity’. She has proven her talents in the live arena too, completing two nationwide headline tours and is booked to play the main stage at the Isle of Wight Festival this summer.

To enter the competition to win one pair of the two pairs of tickets on offer, simply visit our website, www.locallife247.co.uk, click on ‘free stuff’ and then on ‘competitions’ and then answer the following question; In what year was Sir Tom Jones knighted by the Queen? The expiry date for this competition is midnight on Sunday 8th August 2021.

The winners will be personally contacted within three working days and the results will be posted on our Facebook account by 13th August 2021. Entrants must be over 16 years of age. Strictly one entry per household – multiple entries will be disqualified. Local Life 247 cannot accept responsibility for entries that do not reach us. Employees of Local Life 247 Ltd and their families are not eligible to enter this competition.

Tickets are on sale now for these concerts via thejockeyclublive.co.uk. There will be hospitality packages available to suit all budgets and you can book with confidence as The Jockey Club Live offers a money back guarantee if cancelled. Please note that the Tom Jones concert at Haydock Park is a standalone concert and does not feature racing prior.

Know who to Trust...

Trusts can be a very useful tool to protect assets, and to ensure that the money you have set aside ultimately ends up with the people you want to benefit. We recently had an unusual case at the office that emphasised the importance of partnering with the right financial planning firm when considering something like this yourself. A solicitor referred a client to us last year. She had set up a trust 15 years ago to avoid inheritance tax. Her adviser had recently retired, and she wanted someone like us to check what had been set up and review matters. The first thing I noticed was how poorly the paperwork was completed. The trust deed is an important document and there were numerous mistakes, crossings out, spelling mistakes and initials all over it. The investment structure itself wasn’t great, with a random set of funds that, in my opinion, lacked thought into how these assets would interact and it was much too risky for our client. We managed to create a portfolio for her within the fund range, which was quite similar to our own, following our principles for investing safely. However, during a change of circumstances for our client it was apparent that a fundamental error came to light – one that could have had catastrophic consequences for our client’s family. The old adviser had completed the trust form for the client. The trust was a discretionary trust, which gives flexibility by having a wide potential class of beneficiaries, but they should either named individuals or detailed as a wide class of potential beneficiaries, such as ‘my grandchildren’. The problem for our client was that the box where these beneficiaries should have been named was left blank by the old adviser and not picked up by the insurance company. This meant that because our client was the settlor, she was also a beneficiary. As there were no named beneficiaries detailed on the form after our client, the trust fund would then pass to children, spouses of children and then to charity. The critical point was that our client doesn’t have any children.

Therefore, this trust fund that our client wanted to give to her sisters and nephew after her death was at risk of being left wholly to charity, because of a fundamental error. To make matters worse, we found out that our client was about to go into a care home the next day in the middle of the Covid pandemic! The solicitor who referred the client to us drafted a deed of assignment straight away and we needed to have the deed signed and witnessed. Thankfully, our client’s sister was able to go to the care home and get this done with some help from the care home manager. Our client sadly passed away just two months later, so it was very fortunate that this was spotted and acted on. Trusts do have their place in financial planning and can be invaluable in certain cases. It is, however, very important that the people you are dealing with know what they are doing. At Callisto we have extensive experience in dealing with complex cases and have the qualifications to back this up. We also have several law firms, tax advisers and accountants that we can bring in to help us to create the right plan and to ensure that everything is completed properly. If you have a trust or are considering using a trust in your financial affairs, then please feel free to call us for a second opinion. It’s better to measure twice and cut once!

Andrew Platt

CFPTM Chartered MCSI

A pension is a long-term investment not normally accessible until age 55 (57 from April 2028). The value of your investments (and any income from them) can go down as well as up, which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change in the future. You should seek advice to understand your options at retirement.