L N ocal ISSUE 18
etwork Magazine
Garden View Pass the Salt Steve Chew ‘Crisp’ Killer iPhone App Vegetable Chowder Crossword & Word Search Maybe tomorrow if I get a moment FREE Magazines delivered through the letterbox See www.localnetworkmag.co.uk for full distribution details www.localnetworkmag.co.uk Bishops Stortford, Sawbridgeworth, Stansted, Newport, Thaxted, Hatfield Heath, Hatfield, Broad Oak, Elsenham, Takeley & Canfield 1
Would you like details about advertising? Call - 01371 830200 Page 19 - Vegetable Chowder
What’s Inside Page 5 - Meet Watson Legal Page 7 - Garden View Pages - 10 & 11 Steve Chew ‘Crisp’ Page - 14 Win a Hen Party Music Video Enter on-line entires close March 31st
Page 21 - Pass the Salt Pages 23 - Maybe tomorrow if I get a moment. Pages 25 - Only foolish directors will ignore this.
Page 15 - Killer iPhone app
Page 29 - Crossword & Wordsearch Answers to our puzzles are on our website
Pages 16 & 17 John Damien
Page 31 The value of a good accountant
Takeley Ironing & Dry Cleaning Services For all your domestic and commercial dry cleaning & laundry
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The Centre, Dunmow Road, Takeley, Herts. CM22 6SH Disclaimer While every care is taken to ensure accuracy, the publishers cannot accept responsibility for loss, damage or omission caused by error in the printing of artwork. All artwork is accepted on the strict condition that permission has been given for use in this publication. Adverts are accepted on the understanding that the description of the goods and services are fair and accurate. Local Network Magazine does not officially endorse and advertising material included in this publication. No part of this publication maybe reproduced, stored in any retrievable system or transmitted in any form-electronic, mechanical, photocopying or otherwise – without the consent of the publisher. Publisher: Local Network Magazine Ltd. 8 The Maltings, Thaxted, Essex. CM6 2NB
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About Watson Legal – a new type of law firm How did you decide on your company name? Watson is now my married name. I also chose the word “legal” rather than “& Co” or “Solicitors” as I wanted the firm to have a modern edge to it. Experience in the business? I believe I have a wider breadth of case experience in comparison to many people with my level of qualification. I was given the opportunity during my training contract to manage a litigation department (litigation is the old terminology for what is now known as dispute resolution). That experience opened the door to another pivotal move in my career. Working for a firm in Haverhill, Suffolk, I built the department from a handful of files to in the region of 140. At the time the firm were running free surgery appointments, which I extended to other branches within the firm. For more complex matters, I introduced a fixed fee appointment and fixed fees for matters such as debt recovery. Many of these concepts I use in Watson Legal. What made you decide to set up your own business? It had always been my dream to have my own law firm. I had not anticipated it would be possible at this stage in my career, which is really exciting! I could see a niche for a small independent firm of solicitors with a focus on providing a personal service, taking a commercial view of individual circumstances and appreciating the sensitivity of the situation an individual or business finds themselves facing. The opportunity arose and with the support of my friends and family my dream is now a reality. I am very grateful for the opportunity and their support and encouragement.
1 Ducketts Wharf, South Street, Bishops Stortford, Hertfordshire CM23 3AR
What has been the most valuable lesson learnt so far? Not to take anything for granted and that you are frequently tested in a manner of ways, on the challenges and demands of business life and the tenacity needed to succeed. What has been the most rewarding aspect? Helping others. I have known since I was 13 I wanted to be a lawyer. The main reason however clichéd it may sound is to help people. The law is a very complex and sometimes overwhelming (even for us lawyers) and if I can help whether it be an individual or a business in resolving an issue they have in a straight forward, clear, concise and sensitive manner then I know I have done my job properly. How can Watson Legal help? Watson Legal provide a range of services for both individuals and businesses. This can include anything from property disputes, employment issues, debt recovery to wills and probate. We have also just launched our Conveyancing department. Please check out our website www.watson-legal. com for more information on the services provided. Free 30 minute consultations are offered to new clients so please call 01279 466910 or email info@watson-legal.com and let our friendly team show you a new way of providing legal services. Sarah Watson - Principal of Watson Legal, Solicitor and Mediator
Tel: 01279 466910 www.watson-legal.com info@watson-legal.com
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Just fill out our simple online form!
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Garden View
The Greenhouse Guide People often ask me, “Is there something in your garden you couldn’t live without?” My reply is always, “My greenhouse.” A greenhouse has many benefits, chief of which for me is that it extends the gardening year. With a greenhouse you can potter in your garden all year round, and grow a range of plants which simply wouldn’t thrive without the extra protection. Before choosing a greenhouse you will need to check whether your local planning authority imposes any restrictions. While you don’t normally need planning permission, building regulations do have to be adhered to. Buy the biggest greenhouse you can afford that will fit comfortably on to your plot - you will always fill it! But even if you can only afford a tiny one my first one had a base of just 4’ by 5.5’ (1.2m by 1.7m) - it will still be a worthwhile investment.
Now all you have to do is plant some seeds and invest in a few tender perennials.
Great Greenhouse Tips n Fit your greenhouse to level foundations. n Orientation isn’t important , but make sure it isn’t in the shadow of the house, or overhanging trees. n Ventilate well. n Any electrical work must be carried out or certified by a qualified electrician to comply with part P of the building regulations. n Don’t be tempted to use a household electric heater. It won’t cope with the damp conditions in a greenhouse. n Fit a water butt to the down pipes at either end of the greenhouse to conserve water.
The aluminium- framed types are very sturdy and relatively cheap. Wooden-framed constructions are more attractive though, and often better in a small garden where everything has to earn its keep. Western red cedar is good because it lasts a long time and weathers really well. Greenhouses are even more useful if they are heated. I started out with paraffin heaters, but found they produced a lot of condensation and were messy and smelly. Electric heating is best, and very economical if you fit a system thermostat so that it only switches on when necessary. Apart from heat the most important factor is ventilation. In high summer this is vital to prevent your plants from cooking. Automatic arms which open the vents at a pre-designated temperature are really useful. External blinds are also very good as they prevent sun scorch. Finally, fit staging along one edge of the greenhouse for your pots, and dig a soil or gravel bed on the other side for things like tomato plants.
Happy Gardening Rachel Leverton 7
Why?
Why? Why Live with your aches and pains? Hazel Williams is one of the few practitioners who specialises in both structural and cranial osteopathy to treat a wide range of patients from babies to the elderly, from the immobile to athletes. Her treatment can help with: back, neck, joint, arthritic and muscle pain, trapped nerves, sports injuries, headaches and migrane. She also incorporates acupuncture to aid pain relief and provides specially formulated pilate classes to help with rehabilitation. Her aim is simple... to give you continual relief from pain wherever possible. To claim your free assessment consultation* please call Hazel at her surgery on:
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Crisp at Aintree.
and my rubbish hairdo and watched a race that is remembered as the greatest Grand National of them all.
Now my Dad was a bit of a sportsman in his youth. He played a lot of badminton and ran the mile in the 3As some time in the early 50s, before the diabetes bought him to his knees, almost literally. He loved a bit of sport on the tele, my Dad, especially long-distance running, cricket and rugby union. I don’t think he and I missed a Calcutta Cup game or and England v France match until he passed away in 1997. Like most of Britain at that time we had a bet once a year, in April on a dodgy and often fatal horse race in Aintree on the great English tradition that is the Grand National. My dad would nip up the bookies in Barton and put 10p each way for each of us while Mother spent hours looking at the coloured central pullout of the Daily Mirror studying form. It was exciting. In 1973 I was 6 – and just 6 at that. I can remember my Dad saying ‘Look at these horses, Stevie – who’s going to win?’ I looked and said ‘Crisp.’ ‘It’s Australian,’ said The Old Man, with a level of disgust that would be magnified 100 times a year later as a rampant Lillee and Thomson ripped England apart in the Ashes. ‘You can’t bet on that…’ But I was adamant. I liked crisps. As good a reason as any to back a horse, I guess. I sat on the rug, knees to my chest before the fire, with the Border collie and my rubbish flares
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Now I didn’t know at the time but Crisp was the massive favourite to win. It was the stand out horse of the race and started at 6-1. Even now I can remember my excitement, as he was the first horse over the Melling Road. As the race went on he stretched his lead and at one point was over 30 (thirty) lengths clear. Richard Pitman, the jockey that day said, “I couldn’t hear any of the normal race sounds. Usually, you will be able to hear the thundering hooves of those behind you, the jockeys shouting and calling, but there was none of that. Just silence.” And I watched in amazement and incredible excitement…almost shivering. Then it all went wrong of course. The pack began closing slightly and, four fences out, the lead was down to 20 lengths, then 15 and by The Elbow? Perhaps 8. And I can remember jumping and shouting and hiding my head beneath my jumper as this horrid horse call Red Rum came up in the inside, took the lead three strides from the line and won by a nose. The third horse, L’Escargot, who would win the National two years later, was 25 lengths adrift at the finish. Jesus, how I cried. I was almost inconsolable, crying for this gallant, brave horse that had given everything over miles and miles of dangerous, life-threatening jumps only to be beaten by a gnat’s pubic hair at the last possible moment. Somehow it wasn’t English. It wasn’t playing by the rules. It wasn’t FAIR. The next day my Dad told me (looking up from the back page of the Mirror) that the Grand National was a ‘Handicap’. Amazingly the horses weren’t all carrying the same weight when they took on that ridiculous race. Some were carrying more
1973 And All That
than others. Crisp was carrying 23lbs more than the second favourite – the legend that became Red Rum. 23lbs. That’s almost two STONE.
Oh, the outrage I felt that morning over my Sugarpuffs! I probably burst into tears again.
Crisp and his jockey holding on for another couple of yards. Poor old Crisp.
How quintessentially English. The heroism of the gallant loser! The nobility of second place! If Tennyson had been alive he’d have written some shocking doggerel about it, no doubt published in the News Of The World. But you know what? If I watch that race now I still well up. I still shout for Crisp when he reaches The Elbow with Red Rum closing in and I still, totally irrationally, believe that one day, just ONCE, one of those replays will show
Steve Chew is co-founder and Head of Content Marketing at Magnificent Stuff (www.magnificentstuff.net). You can contact Steve via the website or on 07723024865.
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Your plans for the future are at the heart of everything we do ● Wills and Trusts ● Care and Bloodline Planning ● Inheritance Tax Planning ● Powers of Attorney ● Probate and Deeds of Variation With a few simple strategies we can ensure that your home, savings and business are protected for future generations.
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DeceiveD by Brenda Burling Julia’s privileged and ordered world is turned upside Green Dragon, Upper London Road , Youngs End, Braintree, down in a single day… The start of the catastrophic Tuesday: 24 February 12-2 Tuesday: 24 March 12-2 turn of events begins with a seemingly simple mobile phone malfunction, culminating in the disappearance Business Topics: Presented of her children and husband. Against the backdrop of by: Tabitha Pascoe Cambridgeshire countryside, Florida’s relentless heat, Teamwork and millions of tourists, Julia’s search begins.Selling A storywith ease Your of one woman’s strength, ingenuity, and relentless Success Rules courage to get back what’s been taken from her. By whatever means necessary… www.wibn.co.uk Call 077323 48847 Brittney.skeates@wibn.co.uk 12 th
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A killer iPhone app In 2013, London police received over 100,000 reports of stolen smartphones. 49% of all London robberies involved the theft of a mobile device. In New York, iPhone theft was so prevalent that the NYPD created a specialist squad to tackle it. Governments have been pressurising smartphone manufacturers to make stolen handsets worthless to thieves. In September 2013, Apple launched their ‘Activation Lock’ – a remote ‘kill switch’ for iPhones. It’s been such a successful deterrent that in the first half of 2014 the theft of Apple devices fell by 24% in London, 17 percent in New York City and 38% in San Francisco. Bad news for other manufacturers however, as during that period thefts of other manufacturer’s unprotected models increased; Samsung by a staggering 51%. Activation Lock is available on any iPhone running operating system iOS7, but iPhone 6 and iPhone 6 Plus were the first handsets with it activated by default. Earlier handsets require manual activation. To ensure your device is signed in with a valid Apple ID and iCloud account, go to settings/iCloud and tap/confirm ‘Find My iPhone’. It is now impossible to turn off ‘Find My iPhone’, sign out of iCloud or erase/reactivate a stolen phone without the Apple ID and password. Private users’ handsets are likely to allow access to emails, which might themselves contain passwords or financial data. Business users are likely to find the loss of client confidential information more daunting. Here are some basic measures for iPhone users to protect their data whilst on holiday: a) Ensure that your handset data is backed up elsewhere. b) Set a passcode for your iPhone: home-> settings -> general -> passcode lock. iOS4 is limited to four digits; later versions allow more complex combinations. Without a passcode, thieves can easily disable other security measures (see f below). c) The passcode setup menu offers the facility to wipe all data after 10 incorrect passcode attempts. If your handset contains confidential data which is backed up elsewhere you may care to activate this feature.
1) iPhone 6: settings > general > about 2) iPhone 5: engraved near the bottom of the back case 3) Phone 3/4/4S: printed on the SIM card tray 4) Owners of Blackberry/Android handsets should type ‘*#06#’ into the keypad. Take the IMEI number on holiday with you, along with a receipt or other documentation that links the IMEI to you and a phone number for your service provider (not saved in your handset!). Make sure to memorise your iCloud password. If your handset is stolen the police will require proof of ownership, and most major carriers can blacklist your IMEI to prevent it from accessing their network. This is useful but not fool proof as savvy thieves can give sometimes give your phone a false IMEI. f) For handsets running iOS5 onwards – before you leave for holiday install, activate and test ‘Find My iPhone’. Using this free app you can log into icloud.com/find on a pc/mac/other Apple device to track your handset and show its location on a map. You can then: 1) Tell the handset to play a loud noise – useful if the handset is mislaid rather than stolen. 2) Send a message to the handset requesting that the finder returns the handset to you. 3) Lock the handset and remotely install a passcode. 4) Wipe all data. This is a last resort as it will also erase the tracking software (making it impossible to locate the handset). g) In addition to the above, inform your service provider without delay to minimise your liability. You might also need to inform the local police (to get a crime number), your insurance company and possibly your employer.
By Steven Godfrey
Phone 01799 612345 Mobile Number 07715 356651
d) On the iPhone 4S onwards, Siri can be accessed without the passcode. To prevent this turn Siri off on the passcode screen. e) Each handset has a unique IMEI (International Mobile Equipment Identity) number. Dependent on the model, it can be found:
Taking cost and purchase management to a new level.
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ith years of experience in designing and fitting bespoke kitchens, bedrooms, home office and home cinemas, John Damien is your local specialist offering the highest quality design and fitting. As a family business, they pride themselves on quality customer care and work closely with their customers to transform unused rooms, utilise awkward spaces efficiently and make the most of family rooms, using a wide range of high quality materials. From wood veneers to highly durable man made materials in a range of stunning finishes whether they be bold colours, traditional wood effects, high gloss or functional. John Damien designs are truly inspiring and are second to none in bespoke kitchen, bedroom, home cinema and office design and installation.
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Trading for over eight years and now operating from their Sawbridgeworth showroom, they offer their excellent range of services to clients throughout Herts, Essex and Cambs. With a specialist and dedicated team of qualified and experienced tradesmen on board, you are guaranteed 100% customer satisfaction. The opening hours are Monday to Friday 10am-5pm and Saturday 10am-4pm and visitors are welcome during these times, but appointments can also be made outside of them to suit you. John Damien The Maltings, Station Road, Sawbridgeworth CM21 9JX 01279 722042 www.johndamien.co.uk
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Vegetable Chowder This vegetable chowder is adapted from an American recipe. In the U.S. they use cups for measuring. It’s quite a liberating way to cook. Don’t worry if you don’t have a proper set of measuring cups. Simply use any large cup or mug. The proportions will stay the same, you’ll simply have slightly more or less broth!
Bring soup to a boil; cook and stir for 2 minutes. Mix in the parsley. Just before serving, stir in the cheese until melted.
Preparation time: 30 minutes Cooking time: 25 minutes Serves 2 (approximately)
Ingredients 1/2 cup chopped red or green pepper 1/2 cup chopped onions 1/4 cup butter or margarine 1 cup chopped celery 1 cup diced cauliflower 1 cup diced carrot 1 cup diced broccoli 3 cups fresh chicken stock Salt to taste Ground black pepper to taste 1/2 cup plain flour 1-2 cups milk 1 tablespoon chopped fresh parsley 3 cups grated cheddar cheese
Before
After
Method Sauté the peppers and onions in butter until tender. Add remaining vegetables, stock, salt and black pepper; bring to a boil. Reduce heat: simmer covered for 20 minutes, or until the vegetables are tender. Combine flour and milk until smooth; stir into pan.
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the Salt Pass (on)
National Salt Awareness Week 16th-22nd March 2015 marks the 16th National Salt Awareness Week. Research tells us that a high dietary salt intake is associated with the development of high blood pressure, and an increased risk of stroke and coronary heart disease. Note the word ‘high’ in the previous statement. Average salt consumption in this country is about 8.5g per person per day. This is about one and a quarter teaspoons. I know this because I measured it out and believe me, it doesn’t look a lot. So why all the fuss about reducing our intake by what amounts to just about half a teaspoon? Salt is composed of 40 percent Sodium and 60 percent Chloride. We need Sodium because it regulates water in the body, and helps in the transfer of electrical impulses along our nerve fibre system. But just 1g of salt per day would be sufficient to carry out all these functions. At 950 percent of the required daily amount 9.5g does seem suddenly like a very big number. Salt raises the blood pressure because Sodium encourages the body to retain more water. This increased volume of water in the blood vessels creates higher pressure. Once you have high blood pressure you are more likely to develop heart disease, which is one of the leading killers in Britain today.
Processed meats, cheese, cereals, bread and ready meals are also high in salt. That’s the bad news – so what can we do about it? Well, we can read the labels and choose foods with the lowest amount of salt. Studies have shown that by reducing our salt intake along with saturated fat, and by increasing our intake of fruit, vegetables and low fat dairy foods like yoghurt, we can reduce our blood pressure. Ideally, this should be combined with maintaining a healthy weight, limiting our alcohol consumption, and increasing our physical activity levels. It sounds straightforward, but in reality we all need a little push sometimes. Why not take advantage of a health MOT at your local Fitness club or Health Spa. Most have facilities for measuring blood pressure and body fat, and many have staff qualified to advise on nutrition. You might be inspired to change your lifestyle. Who’d have imagined that reducing salt intake by just half a teaspoon per day would reap such big rewards. Now that’s got to be food for thought...just don’t add salt! By Louise Addison
So, is it just a matter of leaving the salt cellar in the cupboard when we lay the table? Well no: about 75 percent of salt is hidden in processed foods. Brits eat more crisps than the rest of Europe combined, and with each packet, up to 1g of salt!
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Maybe Tomorrow,
If I Get A Moment I’ll... By Brenda Burling
W
hy is it that our lives seem to have taken on a warp speed quality? In an age where we have more technology at our finger tips, instant access to more information than ever before and an ‘app’ for just about everything (yes, we can even get the bath to fill itself and control the heating from our phones), do we still insist on not listening to Mother Nature? Recently, I read an article about a young woman who had been disastrously misdiagnosed; IBS became cancer and cancer became an opportunity to send out a message to us all in whatever length of time this heroic, positive, amazing and very beautiful young woman may have left. Her message to us all is to trust yourself and listen to your body. Listening to our bodies however takes time and sometimes we are cruelest to ourselves by not giving up this time. What if she hadn’t taken the time to Google her symptoms and return for yet another visit to her doctors to demand further tests? What if they hadn’t listened to her that time?
It is not suggested with every sniffle we rush to the surgery demanding treatment for pneumonia; far from it. What we should all be looking out for and taking note of is the persistence of the complaint, the continued severity of its symptoms and make time to keep a note of what you have done to help ease it. If you can trust yourself, research your complaint. There may be the danger of matching numerous conditions and some have found this practice addictive in itself but go to your appointment armed with the facts. We are all only human and mistakes will be made but let’s help ourselves by making time to confidently state our concerns and what we would like done about them. In that quiet room where there is only you and the doctor make those few minutes count. Mother Nature only gives out the signals; we all have to take time to listen.
At any age, we are all susceptible to all manner of diseases. Unfortunately, most of us are often just too busy to listen, until it is too late. Sometimes the doctors we go to see are also so incredibly busy they may miss something conveyed or because statistics state the worst case scenario is so unlikely it is not considered. We need to take responsibility for ourselves and if we truly feel we are not being heard take the time to demand further investigation; make people listen.
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Tel: 01799 542142 Corporatewear Leisurewear Club & Sportswear & Workwear We have NO minimum order and Service is the key to our business Personalised & Branded Clothing We supply schools with Uniforms, PE Kits, Hoodies & Accessories Email: sales@saffronapparel.co.uk
www.saffronapparel.co.uk Ward Unit 2, Bearwalden Business Park, Royston Road, Wendens Ambo, CB11 4JX
The White Horse Hotel, Hertingfordbury Rd, SG14 2LB
Dates for 2015 18�� February 18�� March 22ⁿ� April
For more details contact Brittney Skeates 077323 48847 brittney.skeates@wibn.co.uk www.wibn.co.uk
The White Horse Hotel, Hertingfordbury Rd, SG14 2LB
Dates for 2015 18�� March 22ⁿ� April 20�� May
For more details contact Brittney Skeates 077323 48847 brittney.skeates@wibn.co.uk www.wibn.co.uk
Only foolish directors will ignore this How much profit does the average UK company make? About 9%.
and sewerage, fuel cards etc.) in-house knowledge is almost non-existent.
Which means that 91% of potential profits are given away in the form of overheads.
Reducing costs therefore remains a ‘to do’ item on most management agendas, or involves little more than phoning three suppliers and picking the lowest quote. Ongoing supply management is usually absent, hence some suppliers quote aggressively to win the contract then gradually increase prices over time. So what does effective cost management require?
So which of these two figures will have most influence on a company’s fortunes? The 9% or the 91%? At the risk of stating the obvious, one figure is 10 times larger than the other. An improvement in the 91% will be 10 times as beneficial as an improvement in the 9%. Although obvious, most companies behave as if the reverse were true. Why? Three main reasons: 1. Change is scary. Most people prefer to continue doing what they have always done, even if it is not the best way. 2. Because companies are run by humans (although some employees may disagree!), initiatives such as sales and marketing campaigns capture management attention. Everyone likes to win a new client or a large order and companies strongly reward this type of activity with praise, promotion and bonuses. However, reducing costs can be just as lucrative. As Benjamin Franklin said “a penny saved is a penny earned”. 3. Cost reduction is specialist, painstaking work. It requires gathering and collating a lot of data; data which is often hard to get. It also requires knowing a range of good alternative suppliers to avoid all too frequent ‘frying pan and fire’ mistakes. Most companies only have expertise in their core industry and very little in standard overhead categories such as energy, telecoms, printing, etc. In more esoteric categories (such as waste water
a) Collect, collate and analyse historical data. b) Create a tender document. c) Identify a panel of vetted suppliers (+ incumbent). d) Conduct the tender process. Analyse results in respect of price, quality and service. e) Award the supply unsuccessful suppliers.
contract
and
inform
f) Ensure smooth implementation. g) Manage the supply – ensure pricing, quality and service levels are maintained. h) Remain vigilant for other savings opportunities (such as new technologies). Auditel are the UK’s largest independent Cost Managers. We give plain, straightforward answers to complex questions. We are often hired under a contingency arrangement (i.e. we only get paid when we find savings) which gives a clue as to our success rate. Our clients enjoy a reduced workload, less problems and more profits. What else do our clients have in common? They are all open to the idea of doing something better - and not scared of change.
By Steven Godfrey
Phone 01799 612345 Mobile Number 07715 356651
Taking cost and purchase management to a new level.
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Beauty Tip
01279 466 940
Vitamin A is a vital weapon in your fight against dry, prematurely aging skin. To help keep skin looking its best, a vitamin A cream is very important.
Hair Tip massage your scalp; promote a healthy scalp and improve circulation by massaging your scalp. Brazilian blow out Bring your hair back to life with this hair treatment to smooth and restore strength to give your hairback its beautiful shine Brazilian blow dry also available
www.patrickzoedee.com 26
9 Church Street Bishop’s Stortford CM23 2LY
ESSEX HARD ESSEX HARD ESSEX HARD WATER ALERT! WATER ALERT! WATER ALERT! Does Does your your Limescale Limescale look look like like this? this? Does Does your your Limescale Limescale look look like like this? this?
WITH WITH WITH WITH
LIMESCALE LIMESCALE LIMESCALE LIMESCALE
NO NO NO NO
LIMESCALE LIMESCALE LIMESCALE LIMESCALE
SAY NO TO LIMESCALE SAY NO TO SAY NO TO LIMESCALE LIMESCALE S OF TE NE R SS S SO OF FT TE EN NE ER RS SOFTENERS
www.softflowsofteners.co.uk www.softflowsofteners.co.uk www.softflowsofteners.co.uk www.softflowsofteners.co.uk 01245 222 203 01245 222 203 01245 222 01245 222 203 203
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The Difference Between Counting the Years and Living Them Being able to live at home can be one of the most important comforts in an elderly person’s life. Our CAREGivers help make that possible, with a wide range of non medical services, welcome companionship and a ready smile. The quality of care, affordability and accountability provided by our team have earned a deep level of trust amongst our clients, their families and thousands of health, medical and social services organisations across the world. Our Services From a couple of hours a day up to seven days a week, our CAREGivers provide companionship with a ready smile whilst offering these services: • Companionship • Light Housekeeping • Meal Preparation • Medication Reminders • Personal Care • Local Transportation • Convalescence Support • Respite Care
The East Herts & Uttlesford office covers the following areas: Hertford, Ware, Hoddesdon , Much Hadham, Bishops Stortford, Sawbridgeworth, Sheering, Hatfield Heath, Takeley, Broxbourne, Stanstead Abbotts, Great Dunmow, Hunsdon, Puckeridge, Buntingford High Wych, Hertingfordbury, Colegreen, Ugley, Furneux Pelham
If you would like more information about us you can :
Phone us on 01279 721443
Email us on info.sawbridgeworth@homeinstead.co.uk
View our website at www.homeinstead.co.uk /eastherts or www.homeinstead.co.uk/uttlesford
Call in to our office at Allen House, The Maltings, Station Road, Sawbridgeworth,Herts, CM21 9JX
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Crossword Clues Clues Across
1 Contribute, give (6) 4 Demise, end (5) 8 Jeopardy (5) 9 Sank the Titanic (7) 10 Certainly, distinctly (7) 11 Indian dress (4) 12 Deceive (3) 14 Sung in church (4) 15 Reveal, display (4) 18 Fasten, attach (3) 21 Idol, venerated image (4) 23 Wander aimlessly (7) 25 Gift (7) 26 Acclimatise, modify (5) 27 Appoint, nominate (5) 28 Affluence, riches (6)
Clues Down
1 Portray, illustrate (6) 2 Baby’s room (7) 3 Forgiving, lenient (8) 4 Means of losing weight (4) 5 Stadium, amphitheatre (5) 6 Scottish meat pudding (6) 7 Resin used to make gramophone records (5) 13 Heighten, intensify (8)
16 Weirdo, eccentric (7) 17 Small alcoholic drink (6) 19 Barren, deserted (5) 20 Walking aid (6) 22 Very overweight (5) 24 Loaned (4)
Alice In Wonderland
Word Search List Alice Caterpillar Cheshire Cat Cook Dodo Dormouse Duchess Five Frog Footman Gryphon Jabberwocky
Knave of Hearts Mad Hatter March Hare Mock Turtle Queen of Hearts Seven Tweedle Dee Tweedle Dum Two White Rabbit
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MOT
MOT
£35
£35
Vehicle collection at NO EXTRA COST!! Find it hard getting to and from A garage or don’t want to take a day off work? Then let us come and collect It for FREE from either your home or work AND return it! Collecting from Henham, Elsenham, Stansted, Bishops Stortford, Great Dunmow, Saffron Walden and surrounding areas A friendly, family run business here to help with all your motoring needs
01279 850596
www.wright-cars.co.uk Tyres
Wheel alignment Servicing
Brakes
Batteries
WRIGHT CARS
Repairs
MOT
£35
Henham, CM22 6BH www.wright-cars.co.uk
MOT
£35
MOT
30
Watertower Barn, Chickney Road
Diagnostics
Exhaust
MOT & SERVICE CENTRE
Pawley & Malyon Chartered Accountant Welcome to Pawley & Malyon Chartered Accountants and Statutory Auditors. In today’s ever changing world, clients need to be confident their affairs are in good hands. At Pawley & Malyon this confidence is gained by our personal approach to your finances and from the results achieved by our advice and recommendations.
ABOUT US
We provide a complete range of accountancy services and have a broad range of clients, both corporate and personal, located throughout the UK. As we are a small firm we strive to offer you a high level of personal service so often lacking in business these days. Whether you are a commercial business, or a non profit’ organisation or an individual, we pride ourselves in always offering you a personal, efficient and professional service. Please contact us on 020 7065 6870 to arrange a free, informal and no obligation initial Meeting.
We are not just a London office we see clients locally Registered to carry on audit work and regulated for a range of investment business activities by The Institute of Chartered Accountants in England and Wales.
AUDITING ACCOUNTING COMPANY SECRETARIAL TAXATION ADVICE BUSINESS PLANNING SERVICE PAYROLL
Call: 020 7065 6870 London Office: 14 Austin Friars, London, EC2N 2HE
The value of a good
accountant Having recently dealt with filing the last of the Self Assessment Tax Returns for 2013/14 ahead of the filing deadline of 31 January 2015 it will soon be the end of the 2014/15 tax year on 5 April. If HMRC believe that you are due to file a Tax return for 2014/15 they will usually notify you by May with the filing deadline being 31 October 2015 if you wish to submit on paper and 31 January 2016 if you are filing online. If you receive a notice to complete a Return but believe one is not due you should contact HMRC at the earliest opportunity to discuss if they will withdraw the notice. Please do not ignore the Return as late filing penalties will be imposed automatically if your Return isn’t filed by 31 January 2016 even if no tax is due. If you are employed you should receive a Form P60 with your April or May payslip detailing your total salary and the tax deducted in 2014/15 and you will need both of these figures for your Tax Return. You may also receive a Form P11D by July from your employer if you receive expenses or benefits and these will also need to be included on the Return. If you are self-employed you need to ensure that your annual accounts for the year ending within 2014/15 are prepared in good time to enable your Return to be completed. Other relevant information that you may need is bank or building society interest received (in some cases this may be notified online, in an annual certificate or on the next statement issued after 5 April detailing gross interest and associated tax deducted), pension contributions made, dividends received, any donations made under gift aid, any capital disposals made in the year other than your principal private residence and pensions or any other income received. If you don’t have a professional advisor and feel that engaging one may be useful to deal with preparing your Tax Return, annual accounts or any other matters then now is a good time to consider this and we are always happy to meet with potential new clients either in our offices close to Liverpool Street station or more locally to discuss whether we can assist.
Next month – Travel and subsistence.
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www.acbuildingsolutions.co.uk