Norwood January 2013 by Local Town Pages

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January 1, 2013

Spiritual Luminaries Lit up the Town Common On Saturday, Dec. 1, hundreds of Norwood residents visited the 2012 Circle of Hope Luminary Night, not only in remembrance of loved ones, but also as a united communal front in support of their neighbors in need. This yearly event, now in its 13th year, is a unique opportunity for family and friends to take a few moments from a full schedule and reflect on what this magical season is all about. The Town Common was set aglow that evening by 1,500 candle-lit luminary bags lining the sidewalks and walkways while festive tree lights complemented Photo courtesy of Christopher Donovan, Boston Executive Helicopters, www.bostonexecutivehelicopters.com. the spiritual scene. "When it's done, it is abThis year, the Circle of Hope "We are so thankful to all the Each luminary bag was engraved with an individual name, solutely beautiful," Circle of Luminary Night raised over people in Norwood who come message, prayer or date as a Hope member Lee Kennedy $7,000 for its worthy cause, out to help us help others," symbol of Life, Hope, the Sea- said. "It's very moving to see money that will go to great use Kennedy said. son or in Remembrance of oth- these candles and know that to help local neighbors strugLUMINARIES every one represents a person, gling to make ends meet due to ers. continued on page 3 prayer or event." a family illness.

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Some of Norwood's generous neighbors and businesses graciously opened their doors and shared their festive decorations and spirits on Dec. 9, at the 7th Annual Holiday House Tour, a popular fundraiser that supports the historic Fred Holland Day House. This year's proceeds almost doubled from last year, raising approximately $10,000 from ticket sales, holiday accessory purchases and raffle tickets. "Without the homeowners, we are nothing, house tour organizer Debbie Holmwood said. "Homeowners had a big part in selling the tickets." Interested participants picked up/purchased tickets at the Day House, that blustery but dry Sunday afternoon and received a pamphlet with the addresses, map and background of each of

HOUSE TOUR continued on page 4

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LUMINARIES continued from page 1

This spiritual Norwood tradition is one three annual fundraisers sponsored by The Circle of Hope Foundation with all proceeds distributed into the Norwood community to support families who need assistance due to a catastrophic medical illness. Last year, the organization gave more than $49,000 to Norwood residents and local families. The nonprofit foundation was established in 1998 in memory of Norwood resident Michelle Kennedy, who

suffered from leukemia. Norwood residents united during her battle, many who did not even know her personally and the Circle of Hope was established in her memory continuing that community spirit. "The people of Norwood who support us are the actual Circle of Hope," Kennedy said. "We do the fundraising and the people who support us allow us to do what we do." To enhance the already beautiful scene, the evening also included performances by the

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talented Norwood Madrigal singers and the Old Colonial Boys. It was a truly peaceful and breathtaking experience for residents to launch the holiday season and begin to close out 2012, while remembering lost loved ones and those in town who may need a little support from their neighbors. "Every candle that is lit is helping someone in Norwood," Kennedy said. "You don't know when you light that candle who you are helping."

Jimmy Tingle Film Screening and Performance at Norwood High School! The Norwood High School Fine Arts office is hosting a benefit event featuring a film screening of Jimmy Tingle's American Dream-Live on Stage & Screen, on Friday, Jan. 11, 7:30 p.m., at the Paul M. Alberta Performing Arts Center, Norwood High School. This unique theatrical evening will conclude with a Q & A and a Live Jimmy Tingle performance. Tingle is a Boston native, born in Cambridge, and is regarded as one of the top social and political humorists. He has a diverse performing background that includes comedian, producer, writer, actor, filmmaker and commentator.

General admission tickets are $25 in advance, $30 at the door. Student tickets are $10 advance, $15 at the door. Tickets are available at tickets.jimmytingle.com and the NHS Fine Arts Office, at (781) 352-3546. Performance proceeds will help send Norwood High School Drama program participants to perform at the 2013 American High School Theater Festival/Fringe Festival, in Edinburgh, Scotland.

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HOUSE TOUR continued from page 1

the houses, businesses or town properties on the tour. The local holiday expedition included: Gerry and Charlotte Canelli, 305 Prospect St., Sharon Murphy and Rob Driscoll, 350 Prospect St., Dr. George Sigel and family, 76 Beech St., Kenneth and Jennifer Conley, 44 Marlboro St., Paul and Rayhme (Eysie) Cleary, 10 Willett Pkwy., Norwood Theatre and the Little Red Brick School-

house. The afternoon concluded with a holiday party at Lewis' Bar & Grill with hors d'oeuvres and a raffle with donated items and gift certificates from local businesses. This event, originally launched in 2006, is the largest fundraiser to support the preservation of Norwood's Day House, a nationally registered historic building. The tour was created by Norwood residents Holmwood and Caroline Pannes, two of the seven members of Nor-

wood Neighbors who are enthused each year with the potential monetary benefits for their cause as well as the unique opportunity to showcase many of the fabulous properties throughout Norwood. The other generous committee members are: Jean Babel, Sheila Doyle, Meghan Kelleher, June Kelly and Allison Priore. With this year's profits, the committee is very close to reaching their $35,000 goal, a reserved fund for the past two

years dedicated to restoring the Day House portico. The heating system was repaired from fundraising income prior to saving for this major project. Do you know a home that would be perfect for next year's Holiday House Tour, or interested in donating some time to the committee? To participate, call 781-724-8883 or write to info@norwoodhistoricalsociety.org. The Day House is a local gem and Norwood Neighbors and the Norwood Historical Society always welcome new volunteers to assist in this worthy cause. In the meantime, stay warm this winter and look for details for the Garden Tour coming in June!

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New Year ~ New Ears in 2013 BY KIM MARIE NICOLS, MSW, MA You may have noticed recently that you or someone you care about was having difficulty hearing at holiday parties or family gatherings. Hearing loss is quite common, affecting an estimated 33 million Americans, including 10 million people over the age of 65. Make a New Year’s resolution to have an audiologist do a thorough hearing evaluation and get the assistance you need to hear better and reconnect with life. Hearing Loss is Usually Gradual The chance of developing hearing loss increases as people age, especially if they had been repeatedly exposed to loud noises when they were younger, including music, power tools, or occupational sounds. It affects the person’s ability to understand speech, but they may deny having a hearing loss and blame others for mumbling or talking too softly. Frequently they ask people to repeat themselves, have difficulty with telephone conversations, and may keep the TV volume at a level that others say is too loud. Because it takes more effort to hear and communicate, people with a hearing loss can become very stressed and tired, and may begin to avoid social gatherings or activities they once enjoyed.

Have an Audiologist Check Your Hearing If you or a loved one is having difficulty hearing, it is important to be evaluated by a licensed and certified audiologist. Audi-

ologists are hearing health care professionals who specialize in preventing, identifying, and assessing hearing disorders, as well as fitting hearing aids and other assistive listening devices. Dr. Paul Milner, the owner of Hearing Care Center at Cobb’s Corner in Sharon, has over 45 years of experience in hearing and hearing disorders, has taught courses in Audiology at numerous universities, and is Board Certified® by the American Board of Audiology. His associate, Judy Learner Nichols, also has extensive experience as a clinical audiologist and her expertise is in fitting and fine tuning digital hearing aids. Hearing Care Center opened in 1989 with the goal of providing state-of-the-art comprehensive hearing health care services to people of all ages. They specialize in working with the latest technology from the world’s leading hearing instrument manufacturers.

Digital Technology and Hearing Aids Some people resist getting hearing aids despite a significant hearing loss which adversely affects their quality of life. They may only be familiar with the clunky, whistling hearing aids of yesteryear or be concerned that wearing a hearing aid will make them look old. However, hearing aid technology is now fully digital, analyzing incoming sound and amplifying it, based on each individual’s hearing loss. Various listening programs allow the hearing aid to adjust automatically to different listening envi-

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ronments, such as concerts or restaurants. Some hearing aids interface with Bluetooth technology that allows users to hear their cell phones, MP3 players, and TV sets directly through their hearing aids. New hearing aids are small and sleek, so they are discrete, and come in a wide variety of styles and colors. In the sound proof booth at Hearing Care Center a sign states, “A hearing loss is more noticeable than a hearing aid.” Make an Appointment at Hearing Care Center Hearing Care Center offers comprehensive hearing evaluations and hearing aid evaluations and fittings. Industrial hearing screening and licensure testing are also performed by the audiologists. Impressions are made for custom hearing protection and swimmer’s ear plugs, and custom musician ear plugs and ear pieces for audio equipment. The services also include hearing aid repairs, and the sale of batteries and supplies for hearing aid care, and assistive listening devices and wireless listening technology.

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Walking “The Beat” BY DORIS J. DICKSON On a recent brisk, December afternoon, escorted by Chief Brooks, I was privileged to “walk the beat” with Officers Paul Leear and Dan Kehoe. Both officers are 27-year veterans of the Norwood Police Department. Both have longstanding ties with the town. Officer Leear’s beat is the center of town. Officer Kehoe walks the streets of South Norwood. Their areas are somewhat limited because they need to stay in rapid walking distance of their vehicles when called to assist other officers. Both officers are also responsible for school crossing duties, which is what Chief Brooks and I found Officer Leear doing after school at the intersection of Nahatan and Washington Streets. There is no real selection process. However, there is a set of characteristics that might make an officer well suited for “beat” duty. According to Chief Brooks, “It is a little different skill set. We want all members of the department to have a certain commitment to the community and public service but this work is a little different. They are not in cars – not on rapid response calls. They are expected to not only be visible but to engage with the community, help people solve problems, be available.” This (forming of personal relationships), he believes, gets people to tell them things they do not feel comfortable calling to report and

Officer Dan Kehoe.

provides intelligence the Department may not otherwise have. “People will tell you things when they bump into you that they won’t call you about. I really want these guys to be available, service-oriented, committed to serving the public.” Officer Leear has been a beat cop for about two years. When asked how he came into the job, he said, “Somebody else had it. I took it for two days and then as people retired, I got into it full-time. It’s part of the shift assignment.” According to Chief Brooks, “Paul also did motorcycle and traffic enforcement assignments. Sergeants have authority over the shift. The guys that do a good job, in order avoid disruption – to maintain continuity, get assigned there more often than not.” One of the stops along the tour was New England Comics on Washington Street. They do not have a particular problem but Chief Brooks said that they appreciate the visibility, the attention that Paul gives them. And indeed, we were enthusiastically greeted by Bob Polio – Art Director of New England Comics. Another employee, this time of Roadhouse Antique stopped to say hello and introduce himself to Chief Brooks. Officer Leear said, “It’s kind of like being with a celebrity.” On the way back towards the Common, we stopped and chatted with more area residents including Dana Adleman a resident of

January 1. 2013

Dedham who is looking to move to Norwood. Several simply stopped to shake hands and “say hello” to Officer Leear and to welcome Chief Brooks to town. Officer Leear and often Chief Brooks were able to greet residents by name – not often seen in towns with populations of nearly 29,000. However, with Chief Brooks’ philosophy of “looking forward” in conjunction with having a presence which he believes must be done on foot, not sitting in cruisers, it is not surprising the result is knowing residents by name. According to Officer Leear, “We immediately tried to clean up the Common area. We try to be visi- Chief Brooks with Dana Adleman. ble on the Common, all along the main street, and the back roads (Central Street and Broadway).” He says, “Norwood has a fluctuating homeless population – they come and they go. They board the MBTA. They get off here and they decide to stick around here awhile.” They try to get them into shelters but sometimes it also means putting intoxicated people into protective custody. Unfortunately, Massachusetts Law Chapter 111B Section 8 is clear on

Diesel Greeting Chief Brooks and Officer Kehoe

snacks from Officer Kehoe who his owner Officer Leear with Bob Polio at New England Comics says knows alcohol related intoxication but him by his uniform. During this says nothing about drug incapaci- stop, we found out just how diffitation when those situations arise. cult the economy still is when the shop owner described how a cusThe second part of the tour was tomer did not have enough cash to with Officer Dan Kehoe down in pay for the gas and his only reSouth Norwood an area all too fa- course was to hold the man’s drimiliar to him since he grew up off ver’s license until he returned to Dean Street. He has been a beat pay the bill. cop for approximately ten years. We also visited a bustling KeeOfficer Kehoe says, “I think it’s a great neighborhood, kind of a gan’s Jewelers where owner Sean close-knit, everybody knows Keegan, whose store has been in everybody type of situation. Al- the area for more than 60 years, ways been that way since I was a greeted us. Sean, himself, has kid. Lithuanian, Portuguese, Ital- been there for 30 years after growian …” Chief Brooks added, ing up in East Walpole. He, like “Syrian – it’s gone through an evo- Officer Kehoe said the best part of lution. It’s a kind of a place where South Norwood is the “tight-knit.” He raised his children in Norwood people can get a start.” – his oldest having attended the This part of the tour included a Balch. He said the worst part of stop at the auto service center on the area is the speeding. He reWashington Street, where we met quested more crosswalks and Diesel. Diesel is a chocolate asked that something be done to Doberman who is regularly treated slow down the traffic.

As an example of the creativity afforded the Norwood beat officers, recently there was a complaint about parking on the sidewalks. Chief Brooks said, “What the policemen normally do when they get a complaint about parking on sidewalks is ticket everyone on the sidewalks which annoys everyone who lives on the street. The Chief drove down the street and saw there must have been a dozen people parked on the sidewalk. Instead of giving out tickets to everyone, Office Kehoe went and spoke to residents. He explained that the next week they would start ticketing but that day he was providing a warning. Chief Brooks said, “The complainant didn’t want everyone ticketed, they just wanted the cars off the sidewalk.” The cars disappeared off the sidewalks. Problem solved. No one annoyed. One example of mission accomplished for two of Norwood’s beat cops – Officer Paul Leear and Officer Dan Kehoe.

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January 1, 2013

Letter to the Editor LETTER TO THE EDITOR: November 26, 2012 The Holiday Extravaganza committee would like to extend a sincere “thank you” to Norwood Police Department, Norwood Fire Department, Norwood Department of Public Works, Norwood Recreation Department, Norwood Light Department, Charles River Running Company, Norwood High School Marching Band, Girl Scouts, Norwood Middle School Chorus, directed by Christopher Martin, Norwood High School Madrigals, directed by Catherine Connor-Moen, Linda Rau, Ann Donahue, WROR, Shaws Supermarket, Dietz & Watson, The Dairy Council, Carillonneur Lee B. Leach, Norwood Amateur Radio Club, David Cuddy, Master

of Ceremonies and our guests of honor, Mr. and Mrs. Claus and the merry elves who came all the way from the North Pole! A special thank you to Norwood Bank who provided Horse Drawn Hayrides for all the children and families to enjoy! We thank the families of Norwood who came out to enjoy all the festivities and braved the chilly weather. We hope you have a safe and happy, holiday season! Linda Berger Recreation Program Director Town of Norwood Bernard Cooper Assistant Town Manager Town of Norwood

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Concerts on the Common Committee Presents FREE Winter Concert Series The Town of Norwood Concerts on the Common Committee is offering something new in January with four free concerts to help make it through the long cold winter. Concerts will be held over four consecutive Sundays, 2-4 p.m., at the Norwood High School, Nichols St., beginning on Sunday, January 13, with The Tom Nutile Big Band. followed on January 20, by the Westwood Swing Band. On January 27, the S.O.S. Big Band will perform before the winter series concludes on Sunday, February 3, with the Roy Scott Big Band. All performances will be held rain, shine or snow, unless it is a really big storm! Hot chocolate and goodies will be served at intermission. For more information please call the Norwood Town Hall at 781.762.1240 or visit http://www.norwoodma.gov/. Sunday, Jan. 13: The Tom Nutile Big Band Sunday, Jan. 20: Westwood Swing Band

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NVCC "Night of Stars" Annual Meeting & Awards Dinner The Neponset Valley Chamber of Commerce (NVCC) is holding a “Night of Stars” as they celebrate their outstanding members for 2012 and their work within the Neponset Valley Communities and beyond. The awards will be given out at the Annual Meeting and Awards Banquet, Thursday, Jan. 10, 5:30-8 p.m., Showcase Live, in Foxboro, with special guest speaker, Author and Investigative Reporter, Michele McPhee. Cost is $50 members, $75 general admission. Congratulations to this year's recipients: Paul Smith Volunteer of the Year: Rebecca Schofield, Needham Bank-Westwood Small Business of the Year: Doc Shredding Corporation, Wrentham MA Large Business of the Year: Central Motors, Norwood MA Business Person of the Year: John Carroll, Norwood Town Manager Tickets can be purchased in advance by visiting www.nvcc.com, or by calling 781-769-1126.

Established in 1894, the Neponset Valley Chamber of Commerce serves the needs of businesses in a twelve- town region stretching from Route 128 to Route 495 southwest of Boston. The NVCC supports the business community and economic development efforts by providing leadership, advocacy and opportunities for expanded and enhanced relationships between business, government and the community. For information on membership, or doing business in the region, please contact the Chamber at 781-769-1126, www.nvcc.com or cristoff@nvcc.com.

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What Will Be Your New Year's Resolution? Virtually everyone has made one at some point in their life: a New Year's Resolution. The launch of a new year is a time when people evaluate the past and look forward to the future. A time to change bad habits, commence new routines, set new goals and basically the perfect time to kick-start a personal transformation, be it large or small. New Year's resolutions can be lifestyle modifications for personal or professional achievement, some are revealed, some people might keep close to the vest. New Year's resolutions is a mutually common principle around the world and many of the most popular declarations are surprisingly consistent. According to newyear.com, below is a list of the ten most common New Year's Resolutions and small changes that can make a world of difference: Spend more time with family: Even a small commitment such as pledging to have dinner at the table together or even a weekly activity or game night can help a family connect in significant ways.

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nicotine gum, the patch, etc., and add years to your life. Enjoy Life and Try to Relax: Stress is such a common complaint, that it is time to take the matter into your own hands and indulge in some favored activities more often. Feeling more relaxed will help your personal, relationship, family and work lives. Pay off Debts and Better Manage Money: While this may involve a financial planner, there are some things you can do immediately. Stop charging on credit cards and cut back on unnecessary expenses. This is a good time to examine all your monthly bills and expenditures. You might be surprised where money is slipping through your fingers. Acquire New Skills/Learn New Things: Learning new skills or activities can help anyone live a richer life. So why not take up a new language, a musical instrument or develop a new hobby? Curb Alcohol Consumption: Curbing alcohol consumption can be harmful to the body as well as the wallet. Cutting back, just a little on alcohol can help both physically and financially, thus helping to achieve two resolutions in one! Cultivate Healthy Eating Habits: Again, this resolution can help with more than one resolution. Studies show that crash or fad diets are not the way to go, so why not try cutting down on processed foods, unsaturated fats and sugar. These healthy habits will also encourage success in losing weight and getting fit; a resolution trifecta!

Local Town Pages www.norwoodtownnews.com

January 1, 2013

Photos From Norwood High School Students

Holiday Spirits Come to Norwood BY: ISAAC WOOD

When the wind starts to nip at your nose and makes your cheeks rosy, you know old man winter has returned once again. It is a time of year many adore, when the spirit of the holidays come around with the twinkling lights in the trees and walks with loved ones through the town common. (All Photos by Isaac Wood)

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Trees lit up on the common. Tree lit up on the Common.

Wreaths hanging on church doors.

Center of town

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Local Town Pages www.norwoodtownnews.com

Visit the Norwood Theatre in January

National Honor Society Jonathan Stryer (Grade 11) Itâ&#x20AC;&#x2122;s that time of the year again when the Norwood High School chapter of the National Honor Society selects new inductees to become a member in their organization. Membership in this organization is based on scholarship, leadership, service, and character. Mary Boiardi, National Honor Society Advisor, has given 11th and 12th grade students who are academically eligible to be considered for selection a Student Activity Information Form. To be academically eligible a student had to be on

the honor roll five consecutive terms with three of those terms being first honors or honors with distinction. Also, a student must have a cumulative average of 85%. Being academically eligible is only the first step in becoming a member in the National Honor Society. Students given a Student Activity Information Form must fill out multiple sections that outline their leadership, service, and character. They also must write an essay explaining what they would offer the Na-

tional Honor Society and explain their qualities of leadership, service, and character. Once completed a faculty Council reviews the Student Activity Information Form deciding if the student meets the requirements for membership in the National Honor Society. By Wednesday, December 19th, 2012 the process should be completed and students will be informed of their status. The induction ceremony will take place on January 17, 2013.

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-VY V]LY `LHYZ 5VY[O :OVYL (JHWWLSSH OHZ L_JP[LK H\KPLUJLZ [OYV\NOV\[ 5L^ ,UNSHUK HKKPUN HU L_WLYPLUJLK ISLUK ythm, and tempo to songs from the 1940â&#x20AC;&#x2122;s of harmon through today. Every performance is arranged in a way that showcases each singer in a lead role â&#x20AC;&#x201C; a trait that very few HJHWWLSSH NYV\WZ PU [OL JV\U[Y` JHU JSHPT ;OPZ OHYTVU` PZ IYV\NO[ [V `V\ I` TT` +\HY[L \S 3VWLZ 1PTT` 4HY[PU Vinny Straccia, and Guy Chiapponi. In 2011 North Shore Acappella was featured on NBCâ&#x20AC;&#x2122;s dazzling listeners across the country.

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Since its opening four months ago, the Norwood Theatre has presented a variety of performances, from bands, to children's productions, to movies, to singing groups. For 2013, its diverse selection of acts and shows will remain just as appealing to all audiences, beginning with two entertaining acts in January: Magic of Lyn Saturday, Jan. 12, 8 p.m. Master illusionist Lyn Dillies is bringing her nationwide act to Norwood with some of the most incredible illusions in magic today. Dillies' eye defying illusions, hypnotic lighting, hot music and magic has entertained audiences from New York's Lincoln Center to Hollywood's Magic Castle. Her spellbinding power of prestidigitation keeps audiences on the edge of their seats and in the palm of her hand. In 2009, her talents were formally recognized when she won the Merlin Award from the International Magician's Society for Best Female Illusionist of the Year.

7LFNHWV NLGV Â&#x2021; DGXOWV A live Debbie and Friends show is a trip for the entire family a joyful jaunt through a variety of styles, from straight-ahead pop, to country rock, to reggae, all delivered by a band of musicians who are clearly there because they love it. 2011 CBS Boston Best Local Childrenâ&#x20AC;&#x2122;s Musician 2010 Nickelodeon P ard k 2010 Boston Childrenâ&#x20AC;&#x2122;s Music Performance Award And, Debbie and Friends has a song on a 2011 Grammy Award Winning CD for Best Childrenâ&#x20AC;&#x2122;s Album!

What kids love is her her sunshine, and the interesting array of musicians she brings to each sho keyboard, all sorts of hand percussion, energetic and somesome [PTLZ aHU` IHJRPUN ]VJHSPZ[Z ZH_VWOVULZ IHUQV Ă&#x201E;KKSL Ă&#x2026;\[L ^OPZ[SLZ `V\ UHTL P[ ;OL` L]LU KV H WLYMVYTHUJL segment with their award winning cartoons! Kids love being active participants in every song, and the audience is as much a part of the show as Debbie and her band. Free Debbie and Friends song download here: www.debbieandfriends.net

Next to Normal Friday & Saturday, Jan. 25 & 26, 8 p.m., Sunday. Jan. 27, 2 p.m. Norwood Theatre's first full musical production will make its debut the last weekend in January. 'Next to Nothing,' an acclaimed, groundbreaking musical by Rolling Stones, offers a thrilling contemporary score by Brian Yorkey and Tom Kitt, about a family trying to take care of themselves and each other. This production was originally produced at the MMAS Black Box Theatre and features Sheila Newton, Nicholas Connell. Steve Shannon, Kelly Newton, Nicholas Paradiso and Nathan Lamont. Directed by Kelly Warriner, music direction by Rob Goldman. Tickets for all performances are $25 & $27 for adults, $23 & $25 for children and seniors. Tickets can be purchased at the box office weekdays 10 a.m.-12 p.m. and 3-5 p.m., calling 781-551-9000 or by visiting the theatre website, at www.norwoodstage.com. The Norwood Theatre is continually adding performances. Visit their website for the most up to date schedule.

Happy New Year From & Donn s s aâ&#x20AC;&#x2122;

Kids become the Big Bad Wolf and blow the house down, Ă&#x201E;_ 9VZPLÂťZ ^YVUN YO`TLZ HUK [LZ[ [OLPY ZRPSSZ ^P[O [OL :PTVU Says Song. Like everyoneâ&#x20AC;&#x2122;s favorite teac Debbie connects with her audience and respects kids for the people they are, and her warmth is sincere and her radiance downright contagious.

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January 1. 2013

Page 10

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January 1, 2013

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Making New Year’s Resolutions You Can Keep Making New Year's resolutions is a tradition for many men and women. How successful a resolution is depends on the person making the commitment. But money can be a great motivator when it comes to resolutions, which may be most successful when they affect a person's finances. The following are a few resolutions that may not be entirely about money, but can still save you big dollars in the long run. * Quit smoking. In addition to the medical benefits of quitting smoking, saying "so long" to cigarettes can also save men and women a substantial amount of money. The average cost of a

pack of cigarettes depends on where you live, but a report from the Campaign for Tobacco-Free Kids found that the average cost of pack of cigarettes in California in January of 2012 was $5.71, with the state collecting roughly 22 percent of that total in taxes, placing them 33rd among the 50 states in taxes collected on cigarettes. Smokers who quit will no longer be spending nearly $6 or more per pack of cigarettes, and quitting may also lower their health insurance premiums, which were 14 percent higher for smokers than nonsmokers according to research from eHealthInsurance.

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* Pay more than the minimum on your installment loans. It might sound odd to pay more than you're required each month in an effort to save money, but paying more than the minimum on installment loans, including student loans, mortgages and car notes, reduces the amount of interest you're paying in the long run, shortening the length of the loan in the process. Paying as little as $20 extra per month can significantly reduce the amount of interest you will pay over the life of a loan. * Learn about finance. If you have little knowledge of finance and investing, then you are likely paying someone to handle your finances or maybe even storing

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Local Town Pages www.norwoodtownnews.com

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Norwood High School Winter Guard Season Gets Underway BY MARTHA WOODSIDE On Saturday, December 8, Winter Guard members stood at various locations around Norwood collecting donations to support their club, associated with the Fine Arts Department at Norwood High School. The Winter Guard is made up of middle-school and high school students in grades 7 through 12. Rehearsals began in November; guard members are learning their show routine and will perform in competition throughout the winter and into the early spring. What is Winter Guard, you may be asking? Winter Guard is an indoor color guard activity, derived from military ceremonies. Unlike the color guard, which is part of a marching band, winter guard is performed in a gym or indoor arena. Routines involving flags, rifles, and sabers are performed to recorded music. Performances are judged on criteria including general effect (2 judges), ensemble analysis (1 judge), and individual

analysis (2 judges). In other words, the judges evaluate a team’s performance regarding overall presentation, how well the routine and music go together, and how well team members perform as individuals. The typical show routine is about four minutes long. Judges are usually local experts who may be associated with Winter Guard International (WGI), a governing body. The phrase, “Sport of the Arts” is typically associated with winter guard activities. The NHS Winter Guard for the upcoming 2013 season is composed of 19 students who are taught by three staff members, led by Mr. Michael Lombo. Mr. Lombo directs the color guard for the NHS Marching Band and has led the Winter Guard team for the past two seasons. He brings a wealth of experience and expertise in choreography to our town. If you were impressed by the dancing in the NHS Fine Arts Department production of West Side Story in September, it was the di-

rect result of Michael’s teaching! The NHS Winter Guard team will compete in the New England Scholastic Band Association circuit during January-April 2013. Competitions will be held at local area high schools including King Philip, Salem, Mansfield, and Melrose. Judges will see guard members demonstrate impressive skills at dance, as well as the ability to spin and toss flags, rifles, and sabers. As the new season of winter guard at NHS gets underway, the

team is excited about competitions; many agree that it’s an excellent group to be a part of. “It’s awesome,” says seventh grader, Allie Campbell. “I love it because it’s a lot of fun and I think it’s very graceful, and it’s a great way to meet new people and make new friends,” says ninth grader Samantha Smith. “It is a great way for students to gain a sense of team spirit and to understand the value of competition,” said Mr. Lombo. “It teaches young people that commitment and dedication are important. Everyone in the guard needs to be available and ready for each and every practice and show. If one person is missing, the whole group is affected; we need everyone to be fully engaged in order to be our best as a team.”

January 1. 2013

NHS Winter Guard members Martha Woodside and Ally Campbell during the December 8 fundraising drive.

Experienced members and rookies alike enjoy the combination of the physical and the artistic move-

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ments and energy involved. At present, the NHS Winter Guard is in the process of learning their routine and preparing for the first competition in January. They are grateful to the Norwood Public Schools Fine Arts program, directed by Ms. Catherine ConnerMoen, for all the support – especially for the new rifles and flag poles. They also say a hearty “Thank You” to the people of Norwood that gave donations last Saturday; over $800 was raised. These contributions will offset travel and other expenses. For more information on the Norwood High School Winter Guard season, look online at: http://www.nesba.org/members/G uard/Norwood-High-School-Winter-Guard/

Local Town Pages www.norwoodtownnews.com

January 1, 2013

PET CORNER Adoption Options Several of our cats are not able to strive in the adoption center environment for a variety of reasons but are very deserving of a forever home and will truly make your home complete.

Consider the follow kitties: Precious: A super gentle sweet, female, 8 month old rescue who was found outside a volunteer’s place of work one day. Precious is spayed, vaccinated, and ready for adoption. She gets very stressed in the store environment but is extra affectionate in a home. She plays well with other cats, enjoys kids and lives with 2 dogs. Though she doesn’t play with the dogs she surely understands they are a part of the family like herself. She would make

a great friend for an existing family cat while the family is out during the day. Her gray and white fur is extra sleek and soft, though she squirms when picked up, as she has ants in her pants, but she will shower you with affection if you are relaxing in her presence.

Diva: This beautiful, extra affectionate cat would offer a family with children a world of entertainment. She just wants attention and to be included in everything going on. She is a beautiful 2-3 year old sweetheart with a gorgeous buff calico coat. In her current foster home, she not only enjoys fam-

Meet our Seniors: Sampson and DelilahThese two 15 year old house mates where relinquished as a result of irresponsible individuals who took advantage of their own

family. By not securing their own home they lost the home for their cats. They were evicted by their family giving them a week to leave. These two cats are gentle, loving and just want a place to reside for the rest of their lives. They are in general good health as blood work has not indicated any concerns. Sampson is a short haired gray kitty and Delilah is a longed haired black and white. They should stay together to assist them in settling wherever they go. They are currently in long-term foster care but a REAL home is what they seek. These two would fit well into a senior home or quiet home where they can relax and retire safe and loved. They, like all older cats,

Page 13

Please go to www.baystateanimals.org to view all of our adoptable cats. For the fastest way to adopt, please complete our noncommitment adoption application on our website and email it to info@baystateanimals.org

THANK YOU TO ALL OF OUR VALUED VOLUNTEERS WHO HAVE DONATED THEIR VALUABLE TIME OVER THE HOLIDAY SEASON AND DAILY TO PARTICIPATE IN FUNDRAISING EVENTS AND REGULAR CAT CARE! You all ROCK!

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ily activity but is not disturbed by the family dogs in any way. Diva gets along with other cats but is a Diva as she wants to be queen kitty of the house. She has exhausted at least one of her 9 lives as it was observed during her spay surgery that she had a perforated intestine due to eating a wild animal. The intestine has healed itself and she appears to have no lingering medical conflicts.

will probably need medical care sooner than a younger cat though no medical conditions have yet to be determined needing any treatment. A home capable of providing future medical care is imperative. Make these kitties new year a bit brighter.

We are seeking scoopable cat litter for our adoption center at Petco in Norwood and our many foster homes. In addition, we are always seeking food and funds for foster cats and rescue expenses. Gift certificates, for such products and services are surely accepted. Consider a BJs, Petco, Petsmart, Wal-Mart or Pet Supplies Plus Gift Card TODAY please. Due to their endless charity and consideration, we patronize Norfolk County Veterinary Services for most of our veterinary needs. A gift certificate at this veterinary office for upcoming services is another great way to help directly. Please consider donating a gift card to subsidize our current For inquiries, adoptions, volunteering visit us at www.baystateanimals.org or email us at info@baystateanimals.org.

immediate need for dental care for Kenny and Lucky who reside at our Petco adoption center. Drop off supplies at Petco in Norwood, with receipts and your name or send gift cards to: BSAC-Micro-chip Reader, 47 Windsor Rd., Norwood, MA 02062 Attention Readers: with our increased ability to rescue cats due to our additional adoption centers comes increased expenses for preventive and general cat veterinary care. If your company offers a matching donation plan, please email us and we would be happy to work closely with you to maximize this tax deductible benefit for you and a very important donation resource for us. ASK US how we can get involved PLEASE.

email as it only delays the response time as it generates confusion.

Our adoption application is on our website. For fastest response email your application to us. DO NOT call and

Donations can be sent to our corporate address (this is NOT a shelter facility): 47 Windsor Rd., Norwood, Mass. 02062

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Local Town Pages www.norwoodtownnews.com

Page 14

Living Healthy Glaucoma, a Common but Treatable Disease Many people expect some moderate loss of visual acuity as they age. Though some people can go a lifetime with 20/20 vision, many do need to get prescription eyeglasses as they age or get stronger prescriptions if they already wear glasses. Glaucoma is one of the more common vision issues men and women face as they age. Though anyone, including newborn babies, can get glaucoma, older people are at a greater risk. That's important for men and women to know, as the Glaucoma Research Foundation notes that glaucoma is a leading cause of blindness, and roughly 10

percent of people who receive proper treatment will still experience loss of vision. Because it is so prevalent, glaucoma is something men and women should familiarize themselves with so they're more equipped to recognize its symptoms and seek treatment, which is highly effective, as soon as possible. What is glaucoma? Glaucoma is not a single disease but the name used to refer to a group of eye diseases that damage the optic nerve. Located in the back of the eye, the optic nerve is responsible for carrying information from the eye to the brain. Damage to the

optic nerve can eventually lead to loss of vision.

How does glaucoma develop? One of the first things to happen when a person gets glaucoma is the loss of peripheral vision. This is enough to motivate many people to visit their eye doctor, who will then develop a course of treatment to restore vision. Those who experience a loss of peripheral vision but do not seek treatment may notice their overall vision is worsening, and total blindness can result. Are all glaucomas the same? Glaucoma is a group of eye diseases, and not all glaucomas are the same. There are three types of glaucomas, and each has its own set of symptoms.

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• Open-angle glaucoma: The most common form of glaucoma, openangle glaucoma occurs when the optic nerve is gradually damaged. Eyesight will be slowly lost, and one eye may be more affected than the other. • Closed-angle glaucoma: When a person has closed-angle glaucoma, which is somewhat rare, the iris and the lens block the movement of fluid between the chambers of the eye, causing pressure to build up as the iris presses on the eye's drainage system. • Congenital glaucoma: Congenital glaucoma is rare and most often affects infants at birth. Children and young adults can also get congenital glaucoma, though such instances are also rare. What are the symptoms of glaucoma? The symptoms of glaucoma vary depending on the type. Vision loss is the only noticeable symptom of open-angle glaucoma, and that vision loss is likely to affect peripheral vision, which may not be noticeable until it's severe because the healthy eye will make up for the loss. By the time sharpness of vision is affected, significant vision loss has likely oc-

January 1. 2013 curred. Closed-angle glaucoma may cause mild symptoms or no symptoms at all. When symptoms do appear, they tend to do so in short periods that occur in the evening and disappear by morning. In some instances, symptoms can be severe and will require immediate medical attention. These symptoms include sudden and severe blurring of vision; severe pain, either in the eye itself or the surrounding areas; redness of the eye; nausea and vomiting; and possibly colored halos around lights. Symptoms of congenital glaucoma may be present at birth or develop as a child becomes a toddler. These symptoms may include watery eyes, sensitivity to light, an eye or eyes that appear cloudy and eyes that appear larger than normal because the eyeballs have enlarged due to pressure. A child may also be experiencing congenital glaucoma if he or she is frequently rubbing his or her eyes or squinting or keeping his or her eyes closed much of the time. More information on glaucoma is available at www.glaucoma.org.

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Since 1970, January has been recognized as National Blood Donor Month. During the winter months, blood is traditionally in short supply due to past holiday travel schedules, inclement weather and illness. But here's the thing; donations may be down but the need isn't. "Every two seconds someone in America needs blood, and approximately 40,000 units of red blood are needed every day," said FEMA Regional Administrator Ken Murphy. "Donating blood is a safe, life-saving and selfless gift that enhances the level of preparedness for each and every community in this nation." Few blood centers can maintain more than a three-day supply of blood for transfusions. The need for blood, platelets, and plasma is constant, but only three in every 100 Americans donate blood. Socalled "baby boomers" account for the majority of blood donations, but as a demographic are approaching an age when medications and health issues bar them from being able to donate. At the

same time, they are the largest age cohort of the world population and require more donated blood for their own health, quickly using much of the supply they once supported themselves. The Red Cross urges everyone to make donating blood a priority this winter. Your help could mean hope for those in need. To find out where you can give blood and to schedule an appointment, go to redcrossblood.org or call 1-800RED CROSS, for additional information. Below is a list of local blood drives in the area. January Blood Drives in Norwood and Surrounding Areas: Jan. 2 - Canton Library, 786 Washington St., Canton, 12-5 p.m. Jan. 12 - Westwood Masons, 655 High St., Westwood, 9 a.m.-3 p.m. Jan. 15 - Brookwood Park South Inv., 220, 315, 320 Norwood Park South, 9 a.m.-2 p.m. Jan. 26 - Boch Honda, 279 Bos./Prov. Hgwy., Norwood, 8 a.m.-2 p.m.

January 1, 2013

Local Town Pages www.norwoodtownnews.com

Living Healthy KoKo FitClub Reflects on 2012 As we reflect on 2012, we have so much to celebrate at Koko FitClub. 2012 marked our first full year with three clubs (Mansfield, Plainville and Walpole) open, and we grew our membership with each month that passed. But, for us, it isn’t about growth with members looking for the latest fitness fad, or a quick fix, or paying for a gym membership that is just cheap enough not to use it. For us, it is about changing lives - one member, one session at a time. With that in mind, we’d like to share just a handful of member stories that represent the success of so many of our members over the past year: “I koko because it is fun, effective, and addicting! Since I joined Koko in July, 2011, I have increased my strength by 93%! The best part of this is I can eat more without gaining weight because my metabolism

is faster due to the increase in lean muscle mass. I’ve also lost pounds and inches on top of that! I never thought I would be as consistent as I am, but Koko makes it easy! I feel like I have a personal trainer standing next to me every time I work out. The Koko Smartrainer tells me what to do, and the fantastic FitCoaches help me whenever I need it. Before Koko I was NEVER a gym person. Traditional gyms don’t offer what I needed - personal attention, worldclass coaching, measurable results, and a friendly, inviting atmosphere. Doesn’t sound like a typical gym, does it? That’s because it’s really different... and far better!”

“I am a KokoNut! I am addicted to Koko, I enjoy the personal training machine and the competition to get better and stronger. I was one of the 30% that Michael Wood talks about not getting any exercise and now I have to go every day and I want to go every day! Oh yeah, and I hate gyms so you know that this is unlike the gym experience. I tell everyone I know about Koko!”

~ Marsha G., Koko FitClub Plainville

~ Nadine M., Koko FitClub Mansfield “I have joined and left many gyms in the past, but Koko Fitclub is the

first one where I didn't feel like I *had* to go the gym, but I *wanted* to go to the gym. I used to stay with a gym until my weight loss plateaued, as it always does, and then I'd give it up as a failure. Koko's data tracking of every visit allows me to see that I am constantly improving even during the periods where I'm not losing weight. In my first four months at Koko I've lost 15 pounds but my strength has improved by almost 40%, and that is worth staying with the program!” ~ Michael T., Koko FitClub Plainville Koko is the best workout I have ever experienced. Battling weight fluctuation has been an issue for me for over 20 years. My pattern was fits and starts with no consistency. I hated going to the gym and often felt out of place and intimidated. Koko is a welcoming environment, encouraging, rewarding and I look forward to going every time! I am down 25+ pounds and my strength has increased 56% in less than 5 months. Thank you Koko!! ~ Stacy

Page 15 S., Koko FitClub Walpole These stories are just the tip of the iceberg, but they are a great example of the amazing, inspiring people we have the privilege of working with on a daily basis. To all of our members in Mansfield, Plainville, and Walpole, thank you for a fantastic year! You truly are amazing and inspire us daily! To anyone reading this article wondering if Koko FitClub could be your fitness solution in 2013, we are confident that Koko FitClub will change your life. The stories in this article do not come with a “results not typical” disclaimer that you see in so many gym or weight-loss clinic ads. These are real people from your community who were also in search of a new fitness solution before they walked through our doors. Give us a try! We’re different. Yours in good health, Christine & Andy Johnston Owners, Koko FitClub of Mansfield, Plainville and Walpole

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Local Town Pages www.norwoodtownnews.com

Page 16

Living Healthy

preventable medical errors, injuries accidents, and infections. The Hospital Safety Score was compiled under the guidance of the nation’s leading experts on patient safety and is designed to give the public information they can use to protect themselves and their families. Among the many key measures for the award, Norwood Hospital received a best performance score of 100 for its nursing staff, which relates to how a hospital keeps patients safe and reduces safety risks.

Norwood Hospital Awarded an “A” for Patient Safety Norwood Hospital was honored for the second time this year with an “A” Hospital Safety Score SM by The Leapfrog Group, an independent national nonprofit run by employers and other large purchasers

of health benefits. The A score was awarded in the latest update to the Hospital Safety ScoreSM, the A, B, C, D or F scores assigned to U.S. hospitals based on

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“It’s an honor to once again be recognized by The Leapfrog Group with the top score for patient safety, which is always our number one priority,” said Emily Holliman, Norwood Hospital president. “I greatly appreciate the dedication of our patient care staff for the quality of their care and the work they do for our patients every day,” “Hospitals like this that earn an A have demonstrated their commitment to their patients and their community,” said Leah Binder, president and CEO of The Leapfrog Group. “I congratulate Norwood Hospital for its safety excellence, and look forward to the day when all hospitals will match this standard.”

To see Norwood Hospital’s scores as they compare nationally and locally, visit www.hospitalsafetyscore.org. The Hospital Safety ScoreSM also provides information on how the public can protect themselves and loved ones during a hospital stay. Calculated under the guidance of The Leapfrog Group’s nine-member Blue Ribbon Expert Panel, the Hospital Safety Score uses 26 measures of publicly available hospital safety data to produce a single score representing a hospital’s overall capacity to keep patients safe from infections, injuries, and medical and medication errors. About The Leapfrog Group The Leapfrog Group (www.leapfroggroup.org) is a national nonprofit organization using the collective leverage of large purchasers of health care to initiate breakthrough improvements in the safety, quality, and affordability of health care for Americans. The flagship Leapfrog Hospital Survey allows purchasers to structure their contracts and purchasing to reward the highest performing hospitals. The Leapfrog Group was founded in November 2000 with support from the Business Roundtable and national funders, and is now independently operated with support from its purchaser and other members.

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January 1. 2013

Norwood Hospital’s Small Miracles Maternity Unit Earns Award The Department of Public Health recently recognized Norwood Hospital’s Small Miracles Obstetrics Department with its 2012 Breastfeeding Achievement Award. The distinction recognizes hospitals for following best practice in supporting breastfeeding mothers and their newborns. At Norwood Hospital some of these practices include advanced training for staff, as well as education and support for breastfeeding mothers. Norwood Hospital maternity patients have access to 17 RNs with certification as lactation counselors, and an outpatient lactation clinic. The hospital offers community-wide resources such as a free drop-in support group and a free lecture series on why and how to breastfeed. “I’m so very proud of our maternity staff. This award signifies their commitment to our new moms and their babies to provide exceptional breastfeeding care,” said Jessica Buinicki, RN, BSN, Small Miracles’ nurse manager. Norwood Hospital has also committed to achieving the BabyFriendly Hospital designation. This designation, an initiative of the World Health Organization and the United Nations Children’s Fund (UNICEF), encourages hospitals to offer an optimal level of care for breastfeeding. As part of the designation process, all nurses have completed an 18-hour curriculum on breastfeeding. “Congratulations to our Small Miracles staff on their breastfeeding achievement. They consistently provide our new mothers and babies with the highest level of care and a wonderful patient experience in all regards,” said Emily Holliman, President, Norwood Hospital. For more information about Norwood Hospital’s maternity services, childbirth education classes and breastfeeding education, please contact Dana Paris- Mahoney at 781-278-6402 or NHChildbirthEd@steward.org.

January 1, 2013

Local Town Pages www.norwoodtownnews.com

Living Healthy Temporomandibular Joint (TMJ) Dysfunction and Physical Therapy CONTRIBUTED BY JOHN VACOVEC, OWNER AND THERAPIST OF PHYSICAL THERAPY AND SPORTS REHAB., INC.

temporomandibular The joint (also known as TMJ) is located in front of the ear on either side of the head where the upper and lower jaws

meet. It is used throughout the day during activities like talking, eating and chewing. In most cases, TMJ dysfunction requires a visit to a dentist or orthodontist. Physical therapy is not normally considered the first choice for treatment. However, it is important to note that the muscles of the neck and jaw are closely connected to the muscles of the shoulders and neck. Weakness or dysfunction in the neck and shoulder muscles affects the muscles surrounding the jaw and this is one of the (several) causes of TMJ problems. These muscles are some of the most actively used in the body. As a result, untreated TMJ dysfunction has the potential to evolve from a mere nuisance to a rather debilitating condition.

the jaws. Occupational tasks (holding the phone between the head and the shoulder, staying hunched over the computer for extended periods of time) that trigger muscle imbalances in the neck and shoulder also play a role. When muscle imbalance is a contributing factor, the TMJ attempts to compensate for the misalignment. Normally, TMJ motion is smooth and coordinated, allowing the jaw to move in several directions including side to side, forward / backward and open / close. When the movement becomes imbalanced, the result is increased strain on the ligaments and the muscles of the jaw. This can lead to a number of symptoms including jaw and facial pain, clicking and popping when opening and closing the mouth, difficulty opening the jaw, neck pain and headaches. Stress is a common trigger for TMJ dysfunction. Self-awareness and relaxation techniques can be beneficial. Avoiding hard, crunchy, or chewy foods help reduce pain. Hot or cold towels can alleviate swelling or muscle spasms and further help in pain reduction.

In the early stages, an individual may experience difficulty talking, chewing, yawning, sneezing, and swallowing. Over a period of time, the symptoms can get worse. They may include headaches, ear pain, bite problems, clicking sounds, and locked jaw.

Significance of Physical Therapy A dentist can evaluate TMJ problems and may recommend a dental appliance or dental work. However, if TMJ dysfunction is associated with headache or pain in the jaw, neck or shoulders, ask for a referral to a physical therapist.

Thought for The Day What Causes TMJ Dysfunction? Causes of TMJ dysfunction include teeth grinding, habitual gum chewing or nail biting, dental problems (jaw abnormalities or missing teeth) and trauma or injury to

The therapist will evaluate the TMJ to determine the degree of strength, mobility and tension in the surrounding muscles. This information serves as the foundation for an exercise program to address muscle imbalances. Strengthening, stretching, and relaxation techniques prescribed by

the physical therapist will help reduce pain and restore function. Untreated TMJ dysfunction can result in impaired concentration, inability to chew food (leading to poor nutrition), difficulty sleeping and psychological distress. If you are experiencing any of the symptoms of TMJ dysfunction, consider the services of a physical therapist as part of your treatment. Physical therapy can reduce the pain and limitation associated with TMJ problems and speed up the recovery process. We look forward to hearing from you, and will be happy to answer any questions you may have. Call today to schedule an appointment. We have specialists in TMJ at our Norwood office! Physical Therapy and Sports Rehab. Inc. has 2 convenient locations - our Norwood office (at 781-769-2040)

Page 17

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Local Town Pages www.norwoodtownnews.com

Page 18

January 1. 2013

You Could Lose Everything Unless You act NOW! The Top Mistakes To Avoid In Estate And Asset Protection Planning for 2013 - Part One BY DENNIS B. SULLIVAN, ESQ., CPA, LLM 2013 is a financial turning point for you and your family because of dramatic new health care laws, new tax laws and skyrocketing medical and nursing home costs. That’s why Dennis Sullivan & Associates has developed this list of the top mistakes to avoid in estate and asset protection planning for 2013.

Is Your Estate Plan Useless?

trusts don't work! have you updated your plan? Planning is an ongoing process especially now. Check your plan with our Point Trust, Estate and Asset Protection Review"9-Point Trust, Estate and Asset Protection Review. Protect your family. Correct the problems in your plan before it’s too late. Then consider our unique Lifetime Protection Program to keep you on track. Visit www.DSullivan.com and learn more.

Will Your Spouse Face Financial Ruin?

Mistake No. 1: Failing to Update & Maintain Your Estate & Asset Protection Plan statistics show 86% of all

Mistake No. 2: Not Planning to Protect Your Spouse from Nursing Home Poverty Will you suddenly need nurs-

ing home care? If so, your spouse may be forced to spend down your entire life savings to pay for it! However, there is a simple solution if you plan ahead. Don’t worry, it’s never too late! We have helped many families with emergency planning and can help you preserve your life savings. For more call our office at (781) 237-2815.

come public record. This mess can be avoided by executing and funding a trust. Trusts are extremely flexible estate planning that can also provide disability planning (a will cannot). It’s crucial because disability is six times more likely than death in any year.

"I have a Will...I'm all set."

Mistake No. 4: Assuming Your IRAs and Investments Are Safe and Productive for You Based on Your Age and Objectives. your ira may be sliding out of control! Whether you’re saving up for, or are already in retirement, it’s vitally important to manage your investments based on your goals and objectives and to minimize your investment risk. Especially in this economy! Learn more, request a free copy of our DVD, "Safe Investing for Seniors".

Mistake No. 3: Thinking That a Will is Enough! ...nothing could be further from the truth! A will by itself guarantees painful probate proceedings! Probate is a lengthy, expensive and public process where family and financial matters be-

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$4,000,000 Down Y our Drain? Mistake No. 6: Not Planning to Avoid State and Federal Estate Taxes the federal estate tax-free amount is dropping from $5 million to $1 million per person beginning in 2013. The state of Massachusetts also imposes an additional estate tax on all estates worth over $1 million. Will your current plan protect you? Your family can use a trust as a simple and effective way of doubling the amounts passed on tax-free to your children and grandchildren. Visit www.DSullivan.com and learn more. Protect your life savings and avoid disastrous estate planning mistakes, attend one of our free Trust, Estate & Asset Protection workshops. Call 800-964-4295 (24/7) or to register online visit www.DSullivan.com.

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January 1, 2013

NHS Hockey Goalie Entering his 4th Varsity Season Between the Pipes Compared to a lot of his friends who had already been playing hockey, Jordan Davis began his journey on the ice at a late age. Luckily for the Norwood High goaltender, it didn’t affect his rise to the top.

“We were the lower seed and were not supposed to win,” the Mustang goaltender said. “I was wicked nervous, my first game and in the tournament; eventually I settled down. We still lost the game, but it was a close one.”

Davis, who first laced up the skates at the age of 10, was originally a forward his first season, but soon after tuned to be the man between the pipes.

Weymouth defeated Norwood 4-2 and eventually lost to Archbishop-Williams in the Division 1 South Championship game.

“It was one of those things that I just decided to try out,” Davis said. “I really wasn’t all that great as a forward, luckily I was better as a goalie and found my place on the ice.” As a freshman for the Norwood varsity team, Davis was the thirdstring goalie. Due to a suspension of one and the starting goalie not playing all that well, Davis was thrust into his first varsity start – a playoff game against Weymouth.

“Jordan got his first taste of varsity hockey late in his freshman season and has been there ever since,” Norwood Coach Bill Clifford said. “The coaching staff thought that he had the talent and we threw him in there. Jordan did the rest by taking control of the opportunity that was given to him.” Despite playing well in his first ever varsity contest, Davis was

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Page 19

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ing that we can go deeper into the tournament. Individually, I want to step my game up, I know that we lost a lot of talented seniors, but I’m hoping that I can carry this team to the championship game this year.”

continued from page 19

unsure if he’d enter his sophomore year as the team’s number one goalie. Once again circumstances arose and Coach Clifford and his coaching staff handed the goaltending reins over to Davis for his first full season in the net. Davis posted a 2.00 goals against average while leading his team into the tournament. Norwood upset the number six seed Brockton, 5-1 before losing to Marshfield, the eventual Division 1 South Champion as well as the Division 1 State Champion. It was the following season, his junior year, in which Davis posted his best season to date. He lowered his goals against to 1.50, was selected to the All Star team and led his team to the number four seed

with a 14-3-4 record. The team as a whole eventually lost to Natick (who lost in the championship game) in the semifinals. Now entering his senior season, Davis is looking to get the Mustangs to the Championship game this winter. “It was tough last year being one game away and only two games away from the state title game,” Davis said. “This past off-season I’ve worked hard once again, hop-

Coach Clifford believes in his goaltender and knows if he hadn’t been for him this team would not have been as good as they’ve been. “First of all, Jordan’s a tremendous kid to coach; he leads by example and helps the younger kids, Clifford said. "Our success last year was mainly due to his play. He has performed well for us these three-plus years and has been the backbone of the team. When we needed a big save, he gave it to us putting the team in a position to win. He’s a hard worker, who’s

gotten better each year and we’re looking for him to have an even bigger season this year.” Although Davis and his Norwood teammates have yet to play out this season, the senior keeper is looking to continue playing hockey in college next winter. Currently he has a few division 3 schools, some locally and some outside of Massachusetts, who are interested in his talents. Coach Clifford believes Davis will be suited up and playing for some college next year. “There are some colleges looking at him already,” the coach said. “He’ll play somewhere and will be a great catch for whoever gets him.

NHS Hockey Coach Selected into Massachusetts Coaches Hall of Fame BY CHRISTOPHER TREMBLAY

Bill Clifford has been involved with coaching the Norwood High School hockey program in one aspect or another for the past 23 years. Having been a student at Norwood, Clifford originally returned to his Alma-mater as a nonpaid assistant to the Mustang hockey program. Through the next 12 years, he slowly made his move up the coaching ladder to assistant JV coach, JV coach and assistant varsity coach before landing the head coach job of the varsity team.

Mustang varsity program for more than a decade. “I don’t have all stats for the past 11 years since Bill’s been at the helm of the hockey program, but he’s been by far the most successful coach we’ve had,” the AD said. “He’s made the tournament 10 out of 11 years and has gone quite far

varsity team for three years where as a junior his team lost to Arlington in the State Finals. The following year in his senior campaign, the Mustangs went a perfect 23-0 and this time took Arlington down to capture the State Championship. As a right winger for Norwood, Clifford was twice selected to represent the Bay State League as an

As the Head Coach of the Mustangs hockey program for the past 11 years, Clifford has guided the program into ten tournaments. His success on the ice has finally translated into the ultimate reward: Clifford has been unanimously selected by the State High School Coaches Association into the Massachusetts Coaches Hall of Fame. “It’s very humbling,” Clifford said. “I’ve learned a lot from all of the coaches that I’ve had the pleasure of working with through the years. I don’t keep track of stats, like wins and losses, all I know is that I’ve had a good run.” Norwood Athletic Director Brian McDonough can’t say enough about the man who’s guided the

on more than one occasion. He’s done a great job at Norwood and he’s being recognized by his colleagues by selecting him to the High School Coaches Hall of Fame.” Many years ago growing up in Norwood, Clifford began playing youth hockey. He skated with the

All Star. Following high school, he attended St. Anselms College, in Manchester, NH, were he continued to play hockey for the next four years. His old school tactics have made him the genius he is today in regards to coaching. “Bill is a very discipline coach,

hardnosed and somewhat of a throwback in regards to his coaching,” McDonough said. “He speaks from the heart and is a very compassionate individual and for that the kids respect him.” Having basically coached in the same overall program for nearly a quarter of a century, Clifford has a multitude of memories, but it’s the

I know that we’re going to miss him after this season.” Here’s hoping that Davis can guide the Mustangs to the top of the Division 1 standings in his last season between the pipes for Norwood.

players that keep him going.” “My best memory is teaching the kids that have come through the game and all of its aspects," the newly Hall of Fame coach said. "I always tell them academics comes first, hockey is a distant second. I’ve had some really good players come through this program over the years. Coaching these kids keeps me young.”

January 1, 2013

Local Town Pages www.norwoodtownnews.com

Get Physically Fit with TownSponsored Programs According to newyear.com (and probably many other new year resolution lists), getting physically fit and/or losing weight is one of the top New Year's resolutions. The start of a new year is characteristically a time when people both look back and look ahead at their lives and pledge to change a few things. Fitness centers are very tuned in to this new year's trend, which is why during the months of December and January people are typically inundated with advertisements and direct mail pamphlets marketing gym membership promotions. If getting physically active is at the top of your resolution list this year, your best choice may be in your own neighborhood. For a civic, financial and convenient alternative, considering enrolling in an athletic membership through the Norwood Recreation Department. The Norwood Civic Center boasts a 3,000 square feet co-ed fitness area with a multitude of circuits and free weights, numerous options of cardio equipment and even personal fitness trainers. It also offers a gymnasium that accommodates many athletic activities and a studio that houses cardio, yoga, fitness and the rising popular Zumba classes. "A variety of people from the town use it [Civic] and look to us for their fitness," Recreation Program Director Linda Berger said. Approximately 5,000 savvy residents already take advantage of this hidden Norwood jewel and with the ongoing economic turmoil, many more are catching on quickly.

six months; $85, one year; $160 and a one year family membership for $200. Punch pass options are also available: adults; 12 visits for $30 and college students; 40 visits for $36. Onetime fees are also provided for adults; $3, college students; $1, youth; $.50. "We are very flexible so people can pay by the day or for the whole year for a family or an individual," Berger said. Norwood's local athletic center also offers what many commercial gyms do not; evolving programs and personalized service. New classes are offered throughout the year, many from suggestions from its patrons. "We try to meet the needs of the community and gear our programs for what people ask for, and if there is something people want we welcome suggestions," Berger said. That personalized service goes way beyond client recommendations. The communal environment is a recurring factor typically not found in busy, bustling fitness centers. "We are local and community based," Berger said. "When they walk in the door they are greeted by someone who knows who they are. Many gyms don't offer that community feeling and many don't offer that personal touch."

During a season of new beginnings, why not try a group class, join a team or begin an individual exercise program. A membership at the Norwood Civic Center is the ideal personal and financial method to launching a new and active lifestyle.

editor@norwoodtownnews.com

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"We see an influx because they know they can get better programs at a much lower rate," Recreation Director Gerry Miller said. Membership rates have remained the same (family membership has even gone down) from last year with variable membership options to appeal to financial and personal needs: individual memberships for one month, $20; three months, $45,

We publish the 1st of every month. Advertisement and editorial deadline is the 15th of each month.

According to the American Heart Association, physical inactivity raises the risk of coronary artery disease while regular physical activity can lower the threat as well as help control and prevent many ailments such as, diabetes, high blood pressure and obesity. While consulting a doctor is advised before beginning an exercise program, 30 minutes per day, in as little as 10 or 15 minutes sessions most days of the week, is recommended to experience these health benefits. The first step to a healthy self can start easily with a tour of the facility at 165 Nahatan St. There is free parking along the building as well as the municipal lot across the street. To learn more, visit their website at www.norwoodrecreation.com, on Facebook at Norwood Recreation Department and look for the Spring/Summer Program Guide published in mid February.

Page 21

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2013 Is Quickly Approaching It is amazing how much change can take place over the course of a year, which is why it is important to start thinking about reviewing your finances. You will want to review your finances to see if it is time to adjust existing support obligations or if it is appropriate to consider wiping your financial slate clean through bankruptcy. Oftentimes people do not take advantage of opportunities to adjust support obligations. Exchanging financial information at the start of a new year is a good way to see if support orders need to be adjusted so that support is fair for all parties involved. Parties can enter into an agreement, which would need to be presented to the Court, if they are able to work together if it is found that support should be adjusted. You should never make an adjustment to support that has not been approved by the Court; otherwise someone could potentially be exposed to a Complaint for Contempt. You should also keep in mind the possibility that existing alimony orders may be eligible for adjustment pursuant to the Alimony Reform Act of 2011 starting in March 2013. Alimony awards from marriages that lasted five years or less may be modifiable at that time. The start of a new year is also a good time to get your financial house in order. A bankruptcy filing may be appropriate for your situation if you are burdened by significant debt and you can’t seem to climb out of the financial hole. It is also important to keep on top of your mortgage. It

is very easy to fall behind on your mortgage, but you do not want to ignore the problem as ignorance is the quickest path to foreclosure and possibly losing your home. The proper bankruptcy filing may help you with that problem. Another way to address your mortgage issues is to work with a foreclosure defense law firm. In addition to having my own local law practice, I am a partner with the foreclosure defense firm Consumer Attorney Services. They work with you and your lender in the aggressive pursuit of saving people’s homes. Whether it is bankruptcy or foreclosure defense, the Law Office of Timothy J. Teehan is committed to helping people through difficult financial times. A new year brings new hope and new possibilities. Make sure that you and your family are in a position to thrive in 2003. Here’s to a wonderful and prosperous new year! Timothy J. Teehan, Esquire tteehan@teehanlaw.com www.teehanlaw.com (508) 404-1155 The Law Office of Timothy J. Teehan is a law office that practices Family Law, Bankruptcy, Estate Planning and offers Mediation services. The information contained in this article is informational in nature and is not intended to establish an attorney-client relationship. For more information please contact The Law Office of Timothy J. Teehan.

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January 1, 2013

Local Town Pages www.norwoodtownnews.com

5 Step Blueprint Towards An Organized & Clutter-Free New Year BY DEBBIE TREMBLAY If one of your 2013 New Year's resolutions is to clear out the clutter and get your home and life better organized, you are not alone. Getting organized is always one of the Top 10 New Year’s Resolutions that many make year after year. Unfortunately, against best intentions, by February more than 36% of individuals will have given up on those resolutions. For that reason, The National Association of Professional Organizers (NAPO) has dedicated January as National GO-Get Organized Month to help people get a fresh beginning on a new year by getting organized!

your family? Find more time to pursue your dreams and passions? Only you can determine your why but did you know that a majority of people spend over an hour a day searching for items due to disorganization and clutter? If you weren’t spending an hour a day searching for misplaced items - how would you spend your time? If one hour doesn’t seem significant, envision how your life could change if you had an extra 15 plus days this year at your disposal. Writing down all your reasons to the question of “why” will build the excitement and momentum needed to keep you working on your desired goal.

One of the main reasons that many give up so quickly is simply because they find themselves overwhelmed and just don't know where to begin.

Post your "whys" in various areas located in your home as a way to help keep you focused and motivated throughout the process.

To overcome this obstacle, here is my 5 step blueprint to help you take the first steps towards creating the clutter-free and organized lifestyle of your dreams.

Set A Realistic Long-Term Goal - Just as Rome wasn't built in one day, please don't assume that you can get your home organized in a week or two. This type of expectation will only leave you frustrated, overwhelmed and disappointed. If your home is filled with years of accumulated clutter, you will be faced with many obstacles and roadblocks making this an emotional journey that will take time to complete. For that reason, I highly suggest that you commit to allowing a full 52 weeks to obtain your goal with slow and

Create Your Vision Of An Organized Home: Walt Disney once said, "Every dream begins with a powerful vision". To create your vision, find a quiet place, close your eyes, take a few deep breaths and slowly envision yourself living in a clutter free and organized home. What would this space look like? How would you feel in this space? Now picture yourself at your favorite vacation destination. A place you go to escape from everyday life. Do you feel free and at peace most when you are at the beach - hiking - A National Park - Disney World Paris? Shouldn't your home feel the same way? Picture yourself coming home to your favorite vacation spot 365 days a year; a private oasis that will allow you to be the master of your space, time and life. Know your Why: Write down the many reasons “why” you want to become more organized. Wanting an organized home is not a good enough reason and will set you up for failure. Do you want to increase your savings account? Gain more energy for life? Improve your health? Enjoy more time with

steady progress. Slow And Steady Wins the Race: One of the best strategies to cross the finish line a winner is by breaking your vision into daily, actionable goals that can be obtained in just 10 minutes a day. Begin the race by choosing the room that irritates you the most. For example, let's say it's your bathroom. The secret is to schedule an extra ten minutes a day de-cluttering this room either before or after your shower. While in this room, spend ten minutes to declutter one drawer, one cabinet or closet shelf at a time. Eliminate all expired medications & any makeup and mascara over 6 months old and purge old toothbrushes, rusty nail clippers and tweezers. Also consolidate and combine partially filled bottles of cleaning solutions, hand soaps and shampoos and then recycle the empty bottles. Commit to de-cluttering this room on a daily basis until it is completely clutter free. Once the bathroom is finished, follow the same ten-minute decluttering process throughout the rest of your home. For example, clean your bedroom while tending to your laundry. Again, declutter one dresser drawer, one section or shelf of your closet. Discard all stained and torn clothing and donate those items that are either too large or too

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small as well as any items that haven't been worn in over a year.

Weed through and recycle old magazines, newspapers, expired coupons and menus while sitting down watching your favorite TV show. As you prepare your next meal, de-clutter one kitchen cabinet, shelf, drawer or closet. You can easily purge expired boxed and canned food items, flaked cookware, rusty cooking utensils, smelly & stained plastic containers, chipped mugs and dishes. You'll be amazed at what you can accomplish within a ten-

Page 23 minute time span. Eliminating the easy clutter from your home during these 10 minutes mini decluttering sessions will allow you to see immediate results and teach you to differentiate between clutter and treasure. Celebrate Your Hard Work: For each room you complete, take the time to acknowledge your accomplishment and do something you enjoy doing. You’ve worked hard, enjoy some time off. Here's to making 2013 the year you say "No" to clutter and "Yes" to creating the organized and balanced home and life-style of your dreams.

Wishing you a happy and healthy New Year from all of us here at LocalTownPages! Thank you for your local support throughout the year.

Local Town Pages www.norwoodtownnews.com

Page 24

A “Raise” For People Who Get Social Security BY KRISTEN ALBERINO SOCIAL SECURITY METROPOLITAN PUBLIC AFFAIRS SPECIALIST IN QUINCY, MA

As we ring in a new year, we can expect to see a number of changes. Social Security is no exception: in 2013, people who receive Social Security or Supplemental Security Income (SSI) payments will see their benefits increase. Beginning in 2013, a 1.7 percent cost-of-living adjustment (COLA) was applied to all Social Security and SSI payments. The average monthly Social Security

benefit for a retired worker in 2013 is $1,261 (up from $1,240 in 2012) and the average monthly Social Security benefit for a disabled worker in 2013 is $1,132 (up from $1,113 in 2012). These changes were reflected in SSI payments dated December 31, 2012 and Social Security payments dated in January 2013. For people who receive SSI, the maximum federal payment amount has risen to $710 (up from $698). Other Social Security changes in 2013 are worth noting. For example, a worker now pays Social Security tax on up to

$113,700 of annual income (up from $110,100 in 2012). A worker earns one credit after paying taxes on $1,160 in earnings in 2013 (up from $1,130). As always, a worker may earn a maximum of four credits each year and a person generally needs forty credits (or ten years of work) to be eligible for retirement benefits. To learn more about these and other changes for 2013, visit the Social Security website at www.socialsecurity.gov, and read our fact sheet about the changes at www.socialsecurity.gov/pressoffi ce/factsheets/colafacts2013.htm.

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Financial Wellness Can Be Yours In 2013 January is Financial Wellness Month — a great time to think about your own financial future. It also happens to be at this time that many people make resolutions for the New Year. Why not combine the two and make your own financial wellness a resolution for 2013? Here are our suggested resolutions for your financial wellness. start your financial plan with your Social Security Statement. The online Statement is simple, easy to use, and provides estimates you should consider in planning for your retirement. It provides estimates for disability and survivors benefits, making the Statement an important financial planning tool. Your Statement allows you to review and ensure that your earnings are accurately posted to your Social Security record. This feature is important because Social Security benefits are based on average earnings over your lifetime. If the information is incorrect, or you have earnings missing from your record, you may not receive all the benefits to which you are entitled in the future. www.socialsecurity.gov/mystate ment Work the numbers. Once you get your online Statement, you can use the other free resources provided by Social Security. Use our Retirement Estimator, where you can get a personalized, instant estimate of your future retirement benefits using different retirement ages and scenarios. Visit the Retirement Estimator at www.socialsecurity.gov/estimator

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once you are in the know, choose to save. The earlier you begin your financial planning, the better off you will be. Social Security replaces about 40 percent of the average worker’s pre-retirement earnings. Most financial advisors say that you will need 70 percent or more of pre-retirement earnings to live comfortably. You also will need other savings, investments, pensions or retirement accounts to make sure you have enough money to live comfortably when you retire. Visit the Ballpark Estimator for tips to help you save. www.choosetosave.org/ballpark do some light reading. Learn more about Social Security, the benefit programs, and what they mean to you and your family, by

January 1. 2013 browsing through our online library of publications. In particular, our publication entitled “When To Start Receiving Retirement Benefits” provides helpful information regarding the things you should consider when making a decision on when to collect retirement benefits. Many of our publications also are available in audio format and other formats. Our library at www.socialsecurity.gov/pubs is always open. help someone you love. Sometimes we get the most satisfaction out of helping someone else. If you have a grandparent, parent, relative, or friend who could benefit from Social Security, share our website and the features of our online services with them. You can even help a loved one apply for Social Security benefits in as little as 15 minutes — or for Extra Help with Medicare prescription drug costs. Whether you forward a publication or sit down to help someone apply for Social Security, the place to go is www.socialsecurity.gov. There are a number of ways you can celebrate Financial Wellness Month, so start off the New Year by looking out for your own financial wellness at www.socialsecurity.gov. Myths About Social Security Like any other successful and long-standing program or organization, there are a number of myths surrounding Social Security. Some of them are grounded in truth but just slightly misconstrued. Others are completely out of line with the truth. Let’s take a look at a few. Myth 1: Social Security is just a retirement program. Social Security is more than a retirement program. It provides benefits to retirees, survivors, and people with disabilities who can no longer work. In fact, almost seven million disabled workers and nearly two million of their dependents get Social Security disability benefits. Six and a half million dependents of deceased workers (including two million children) get Social Security survivors benefits. Social Security is more than just retirement.

SOCIAL SECURITY continued on page 26

January 1, 2013

Local Town Pages www.norwoodtownnews.com

Ring in the New Year with Your Pet It's the time of year when people make resolutions to be a better and healthier version of themselves. So why not make resolutions that will mutually benefit you and your pet? Here are some ideas to help you and

yours have the best year yet. * Eat more fresh food. This may seem like an easy resolution. However, it takes time and preparation. For humans, this means incorporating more fruits and veggies into your diet while

for pets this means ensuring that their pet food uses ingredients such as fresh turkey, salmon and duck, fresh omega 3 and 6 oils (from coconuts and canola), wholesome berries and fruits and vegetables like peas, spinach and

Page 25

carrots. Now Fresh premium petfood by Petcurean is a great example. You can learn more about choosing a pet food with the freshest, healthiest ingredients at petcurean.com. * Get more exercise. Did you know pets can decrease our blood pressure and cholesterol levels and increase our opportunities for exercise, outdoor activities and socialization?

Exercising together will not only help optimize your health but also allow you to spend more time together. * Use that agenda. This doesn't seem like a resolution, but sometimes making a plan is the only way resolutions will come to life. Most of us schedule time for other appointments and meetings, so why not set aside some priority time for pets too?

New Firefighter in Norwood The Norwood Fire Department would like to introduce it's newest member Firefighter Jack Farrell. Jack is a Norwood native who grew up on Pleasant Street and is the son of John and JoAnn Farrell. He attended St. Catherines and Xaverian, graduated from Norwood High School in 2002 and went on to Wentworth Institute of Technology. Jack is an EMT and is currently in Paramedic school. FF Farrell lives in Norwood with his wife Stacey. The Norwood Fire Department wishes Jack the best in his career in public service as a Norwood Firefighter.

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RESOLUTIONS continued from page 11

inate debt. While it's important to save money, high-interest debt should be eliminated as quickly as possible. For example, if you pay off a credit card that charges you 10 percent on your account balance with money you might have deposited into a savings account that earns just 1 percent interest, then you will have gotten a 9 percent return on your investment. It's important to save money, but don't do so at the expense of ignoring existing high-interest debt. New Year's resolutions are not always easy to keep, but those that can positively affect your bottom line may be easier to live up to.

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SOCIAL SECURITY continued from page 24

Myth 2: I don’t need to save because Social Security will take care of me when I’m retired.

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Social Security was never intended to be a person’s sole income in retirement; it should be combined with pension income and personal savings and investments. Your Social Security available at Statement, www.socialsecurity.gov.mystatem ent, is a great place to get an idea of what to expect during retirement. You can also visit our Retirement Estimator at www.socialsecurity.gov/estimator .

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Once you reach your full retirement age, there is no penalty and no limit on the amount you can earn. You can determine your full retirement age by visiting www.socialsecurity.gov/retirechar ted.htm. The earnings limit for workers who are younger than "full" retirement age (age 66 for people born in 1943 through

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1954) is $15,120 in 2013. (We deduct $1 from benefits for each $2 earned over $15,120.) The earnings limit for people turning 66 in 2013 is $40,080. (We deduct $1 from benefits for each $3 earned over $40,080 until the month the worker turns age 66.) Keep in mind that if we withhold some of your benefits due to work, we will re-compute your monthly benefit amount when you reach full retirement age to account for those months that we withheld your benefit. There is no limit on earnings for workers who are full retirement age or older for the entire year. Myth 4: To apply for benefits or do business with Social Security, I need to go to an office. Not only is this false, but we encourage you to do business with us the most convenient and fastest way: at www.socialsecurity.gov. At our website, you can apply for benefits, use our Retirement Planner, get an estimate of your benefits, request a replacement Medicare card, and much more. You’ll find it all — along with answers to your questions — at www.socialsecurity.gov.

January 1. 2013

January 1, 2013 January 2 dog licenses due For more information, contact Norwood Town Hall at 781-7621240. nomination Papers available for annual election For more information, contact Norwood Town Hall at 781-7621240. January 7 Film screening: 'the bridge of san luis rey' Morrill Memorial Library 6:30 p.m. The Fiction 2 film series continues with Thornton Wilder's 'The Bridge of San Luis Rey.' A brief discussion will precede or follow the screening of the film. Your viewing will be enhanced by reading the fiction before the film. See the librarian for help in reserving a copy. Register at the reference or information desk or call 781-7690200, x110 or x222. January 8 slide show on canadian rockies Family discovery summer tour Norwood Civic Center, 6:30 p.m. Come and view a slide show highlighting the summer Canadian Rockies Family Discovery Summer Tour offered through Collette Vacation Tours and the Norwood Recreation Department. RSVP at 781-762-0466. January 9 Friends of visual arts meeting Morrill Memorial Library 6:30 p.m. The Friends of Visual Arts will hold their next meeting at the Morrill Memorial Library. The public is invited to attend. For more information, visit fovanorwood.org. January 10 NVCC "Night of Stars" Awards Dinner & Annual Meeting Showcase Live, Gillette Stadium, Foxboro. 5:30-8 p.m. The Neponset Valley Chamber of Commerce (NVCC) is holding a “Night of Stars” as they celebrate their outstanding members for 2012 and their work within the Neponset Valley Communities and beyond. special guest speaker, Author and Investigative Reporter, Michele McPhee. Cost is $50 members, $75 general admission. Tickets can be purchased in advance by visiting www.nvcc.com, or by calling 781-769-1126. gary hylander lecture: the montgomery bus boycott of 1955 Morrill Memorial Library, 7 p.m. Back by popular demand, histo-

Local Town Pages www.norwoodtownnews.com rian Dr. Gary Hylander will give a lecture on the 1955 Montgomery Alabama bus boycott which was triggered by Rosa Parks' refusal to surrender her seat to a white passenger. Register at the reference or information desk or call 781-7690200, x 110 or x222. January 11 Parents night out Norwood Civic Center 6:15-9:15 p.m. Parents can go out for an evening while children take part in games, crafts, BINGO and more! A pizza dinner and juice is provided. Register at the Civic Center. $10 per child. norwood nuggets trivia night Norwood Elks, 7 p.m. The evening will include raffles, prizes, a silent auction, and of course, trivia! Tickets are $15 per person or $150 per table. For information or to reserve a table, call Denise Kelly at 781-440-9404 or email at edkell4@yahoo.com. Jimmy tingle Film screening and Performance Norwood High School, 7:30 p.m. The Norwood High School Fine Arts office is hosting a benefit event featuring a film screening of Jimmy Tingle's American DreamLive on Stage & Screen. This unique theatrical evening will conclude with a Q & A and a Live Jimmy Tingle performance. General admission $25 in advance, $30 at the door. Student tickets are $10 advance, $15 at the door. Tickets are available at tickets.jimmytingle.com and the NHS Fine Arts Office, at (781) 3523546. Performance proceeds will help send Norwood High School Drama program participants to perform at the 2013 American High School Theater Festival/Fringe Festival, in Edinburgh, Scotland. January 12 magic of lyn Norwood Theatre, 8 p.m. Master Illusionist Lyn Dillies dazzles audiences nationwide with alluring performances highlighting some of the most incredible illusions in magic today. The Magic of Lyn is a show filled with eyedefying illusions, hypnotic lighting, hot music and most magical of all, the enchanting personality of Lyn Dillies herself. Lyn recently won the 2009 Merlin Award from the International Magician’s Society for Best Female Illusionist of the Year. Tickets are $25 & $27 for adults, $23 for children and $25 for seniors. To purchase tickets,

Calendar visit the Norwood Theatre website at www.norwoodstage.com or visit the box office weekdays, 10 a.m.12 p.m. and 3-5 p.m. January 13 Free norwood concert-the tom nutile big band Norwood High School 245 Nichols St., 2-4 p.m. The weather may be a little colder than summertime, but the Norwood Concerts on the Common Committee will not let that little dilemma get in the way of some great FREE music. All performances will be held rain, shine or snow, unless it is a really big storm! Hot chocolate and goodies will be served at intermission. For more information, call Norwood Town Hall at 781-762-1240 or visit www.norwoodma.gov. January 14 lecture: connecting through social networking Morrill Memorial Library, 7 p.m. Rescheduled from Monday, Dec. 10. This is a free information session on how to build or leverage your social networks to stay connected in today's world. Sandra Coswatte, social networking consultant and institute manager at the Sloan Consortium will talk about how to use Facebook, Twitter andn LinkedIn to grow your personal or professional network. Sign up at the reference or information desk or call 781-769-0200, x110 or x222. January 15 red cross blood drive Brookwood Park South Inv., 220, 315, 320 Norwood Park South 9 a.m.-2 p.m. Donors receive a free pound of Dunkin Donuts coffee. Film screening: 'Food beware' Morrill Memorial Library, 7 p.m. Together Yes, the local organization to promote sustainability, is presenting another series of monthly films beginning with Food Beware. Please sign up for any or all of these documentaries at the library Reference or Information Desk or call 781-7690200, x110 or 222. January 16 Fireside reads Morrill Memorial Library 10 a.m. Fireside Reads is an annual book talk with librarians Margot Sullivan and Beth Goldman, who will entertain and enlighten you with a variety of book reviews. Refreshments will be served, and no reg-

istration is necessary. This program is funded by the Friends of the Library. Fireside reads Morrill Memorial Library 7:30 p.m. Fireside Reads is an annual book talk with librarians Margot Sullivan and Beth Goldman, who will entertain and enlighten you with a variety of book reviews. Refreshments will be served, and no registration is necessary. This program is funded by the Friends of the Library. January 20 Free norwood concert-Westwood swing band Norwood High School 245 Nichols St., 2-4 p.m. The weather may be a little colder than summertime, but the Norwood Concerts on the Common Committee will not let that little dilemma get in the way of some great FREE music. All performances will be held rain, shine or snow, unless it is a really big storm! Hot chocolate and goodies will be served at intermission. For more information, call Norwood Town Hall at 781-762-1240 or visit www.norwoodma.gov. January 22 storytime with hope anderson Morrill Memorial Library, 10 a.m. To register, contact Christine Tomasello at ctomasello@norwood.k12.ma.us or call 781-4405983. January 24 brian mcgrory, boston globe columnist Morrill Memorial Library 7:30 p.m. Mr. McGrory has written a memoir about two animals who taught him all sorts of lessons about life, Buddy: How a Rooster Made Me a Family Man. Sign up at the reference or information desk or call 781-769-0200, x110 or 222. Autographed copies of Buddy will be available for purchase after the program. January 25 musical Production: 'next to normal' Norwood Theatre, 8 p.m. With a thrilling contemporary score, Next to Normal is an emotional powerhouse of a musical about a family trying to take care of themselves and each other. This production was originally produced at the MMAS Black Box Theater and comes to The Norwood Theatre as its first full musical production. Tickets are $25 & $27 for adults, $23 for children and $25 for seniors. To purchase

Page 27 tickets, visit the Norwood Theatre website at www.norwoodstage.com or visit the box office weekdays, 10 a.m.12 p.m. and 3-5 p.m. January 26 musical Production: 'next to normal' Norwood Theatre, 8 p.m. With a thrilling contemporary score, Next to Normal is an emotional powerhouse of a musical about a family trying to take care of themselves and each other. This production was originally produced at the MMAS Black Box Theater and comes to The Norwood Theatre as its first full musical production. Tickets are $25 & $27 for adults, $23 for children and $25 for seniors. To purchase tickets, visit the Norwood Theatre website at www.norwoodstage.com or visit the box office weekdays, 10 a.m.12 p.m. and 3-5 p.m. January 27 Free norwood concert-s.o.s. big band Norwood High School, 245 Nichols St., 2-4 p.m. The weather may be a little colder than summertime, but the Norwood Concerts on the Common Committee will not let that little dilemma get in the way of some great FREE music. All performances will be held rain, shine or snow, unless it is a really big storm! Hot chocolate and goodies will be served at intermission. For more information, call Norwood Town Hall at 781-762-1240 or visit www.norwoodma.gov. musical Production: 'next to normal' Norwood Theatre, 2 p.m. With a thrilling contemporary score, Next to Normal is an emotional powerhouse of a musical about a family trying to take care of themselves and each other. This production was originally produced at the MMAS Black Box Theater and comes to The Norwood Theatre as its first full musical production. Tickets are $25 & $27 for adults, $23 for children and $25 for seniors. To purchase tickets, visit the Norwood Theatre website at www.norwoodstage.com or visit the box office weekdays, 10 a.m.12 p.m. and 3-5 p.m. January 26 red cross blood drive Boch Honda279 Bos./Prov. Hgwy. 8 a.m.-2 p.m. Donors receive a free pound of Dunkin Donuts coffee.

Page 28

Local Town Pages www.norwoodtownnews.com

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Out and About by daWn c. Fitzgerald

resolute resolutions January usually inspires us all to fix ourselves in one way or another. Some of us will join a gym. Others will head to the nearest weight loss centers. People resolve to find a new job, change their hairstyle. Become more assertive, or become less of a nag. We all decide to somehow change and improve. Last month, one of the worst tragedies happened in a quiet little New England town. The world watched as a community mourned the loss of too many little ones. And the teachers- who lost their lives trying to protect them. As an everyday, regular Joe watching the horror unravel on television- I was (and at this writing still am) heartbroken and shocked by this event. Something so horrific. So unfathomable. As a parent, I wanted to grab all three of my children and head for the hills. Find somewhere –anywhere that they could be safe. When my son got off the bus on that wretched day, I met him on the street and gave him the biggest hug and kiss that I could muster. We walked arm and arm down the street. I was so very happy to see his face! Then and now I find myself listening a bit more intently to his middle school stories of angst. My youngest child attends elementary school. She is eight- a mere two years older than some of the Sandy Hook students that were killed. God willing – she will be making her first Holy Communion this year. I will not

complain about the planning the timing, et al. In retrospect-I truly have nothing to complain about. As for my eldest child-teens are as trying as they come. But I am lucky that she is sixteen, happy, healthy, and most importantly here. So this year, I am resolving to change. My usual yearly resolutions will include going to the gym more often and eating more healthy foods. In addition to resolutions this year, I have vows. I vow to be more patient with my children and my husband. To realize that each day –even the worst one- is truly a gift. I vow to change my priorities. To make more time to spend with family and friends- and make it count. To be more tolerant of otherseven if the others are driving me a bit crazy. Lastly, I vow that this year, in 2013, I will remember how truly lucky I am and how lucky I have been in my life with my friendships and my family by merely being here. I can pick up the phone and call, text, email, or snail mail. I have the ability to reach out to those that I love whenever, wherever I want. Because they are all safe and still here. God bless the families affected by this horrific tragedy. May they somehow find peace. Dawn C. Fitzgerald is a mother, a wife, and an occasional freelance writer. She can be reached at dawncfitz@yahoo.com

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Page 29

How To Establish a Budget For The New Year Resolutions abound come the dawn of a new year. Fitness and finances tend to dominate many people's resolutions, with the goals of shedding a few pounds and saving more money both being popular resolutions. For those whose focus will be on finances in the coming year, establishing a budget for the new year is a good place to start. The following are a few tips for men and women that should help them plan budgets for the new year and reach their financial goals over the next 12 months. • Start with your income. How much money is being brought into the household will go a long way toward determining your budget. The first month of the year, when people will receive their earnings statements from the previous year, should provide a clear-cut picture of just how much income the household is generating. Once you have that information, you can begin to establish a budget. • Make a list of your bills. Knowing what's coming in is important when establishing a budget, but so is having a firm

grasp of what's going out. Make a list of all of your monthly expenses, from the big ones like a mortgage payment to the smaller ones like how much you spend on a cup of coffee each day. When making a list of these expenses, make note of the day bills are due each month. This can help you determine which weeks of each month you'll be able to save more money and which weeks you will need to tighten your belt and pay existing bills. Such knowledge will help you establish a budget. • Make a list of anticipated expenses. Some expenses are there every month. Others are those you expect, such as home improvement projects you plan to finance in the coming year. Make a list of these anticipated expenses. This may involve taking some inventory of things around the house, such as any appliances that may be on their last legs, bigger issues like a roof that may need to be replaced or a bathroom you finally plan to remodel. Once you have compiled this list, research how much each project figures to cost you. This should give you an idea of how realis-

tic each project is for you, and whether or not you will be able to tackle multiple projects in the coming year. • Don't forget about debts. Many people plan a budget more to get out of debt than to save for a rainy day. When establishing a budget for the year ahead, calculate how much debt you're currently carrying. Though you can do so if you prefer, it's best to exclude existing installment loans like a mortgage or a car note from your list of debts. Though those can be considered money you owe, they are more in line with the monthly expenses you need to live than credit card debts you simply need to get rid of. If your debt is considerable or even small, see if there is anything you can remove from your list of monthly expenses (i.e., cable television or streaming video subscription) so you can devote that money to eliminating your debt. In addition, those with considerable debt should prioritize ending that debt over projects you want to tackle that aren't exactly necessities. For example, if your kitchen is outdated but still safe and functional, post-

pone the kitchen remodeluntil you have eliminated your debt. • Decide where you can cut costs. Chances are you're establishing a budget because you have a specific financial goal in mind or because you examined last year's financial statements and realized you fell short of your savings goals. So you likely know you need to cut some costs, and part of establishing a budget is deciding which costs you can cut. Some of the more common ways people cut costs at the dawn of a new year includes deciding to dine out less, canceling a cable television subscription or removing premium channels from their package, driving less to save money on fuel and forgoing store-bought coffee for java they make at home. Each of these budget cuts can lead to substantial savings over a full year, and none of them are life-altering to the point of lowering a person's quality of life. • Include savings into your budget. Living on a budget is not always easy, especially for those people who are not used to doing so. When establishing your budget, include weekly,

bi-weekly and monthly savings goals into the budget. If you stick to this plan, you will have something to show for your financial discipline at the end of each month, and light at the end of the tunnel can be a motivating factor as you adapt to living on a budget. The new year is a great time to turn over a new financial leaf, and establishing a budget is a great way to get started on a path to a brighter financial future.

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Getting Ready for Tax Season new year not only brings a host of new opportunities, but it also brings a host of familiar obligations. One such obligation is paying taxes, which doesn't have to be done until mid-April. But waiting until the last minute with respect to taxes can make the process even more difficult, and putting it off

certainly won't help those people who vowed to stop procrastinating in the new year. Getting a headstart on tax season can be beneficial in numerous ways, not the least of which is avoiding the last-minute rush to file your return come the filing deadline. Even if you have yet to

receive your W-2 (which you should have in hand by January 31), there are steps you can take to get ready for the coming tax season. * Gather your documents. Your W-2 is likely not the only document you will need to prepare your tax return. Statements regarding

your investments, student loan payments, mortgage and a host of other documents might be necessary for you to fill out your return. You should start receiving these documents in January, so gather them as they come in and keep them in a convenient place. This will ensure you don't get frustrated when filling out your return while increasing the chances you earn all of the credits and deductions you deserve. * Examine past returns. Many people have questions when filling out their tax returns, but those who wait until the waning days of tax season to prepare their returns ignore those questions in an effort to make the filing deadline. When you start preparing for tax season early, examine past returns and see if there are any questions you wanted to ask in the past that you didn't have time for. Write these questions down as you comb through your past returns and bring the questions to your tax preparer when the time comes. If you don't plan on hiring a professional to prepare your taxes, you can contact the IRS with your questions, and the earlier you do so, the more quickly you are likely to have your questions answered.

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January 1. 2013 your time preparing your return. This reduces the likelihood of getting stressed when filing your return. Many people get a bit nervous when filing a tax return, but that stress can be even greater if you leave everything until the last minute. If you're starting early, take your time when working on your return and don't succumb to any potential stressors.

* Consider hiring a professional. Starting early also gives you an opportunity to determine if preparing your own return is too tall a task. If that's the case, consider hiring a professional to prepare your return. If you decide to hire a professional, do so early so that person has more time to devote to your return. If you wait too long, chances are the tax preparer will be buried with many other customers' returns and won't be able to devote as much time to preparing your return as you would like. More information about getting ready for tax season is available at www.irs.gov.

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January 1, 2013

Local Town Pages www.norwoodtownnews.com

How to Improve Your Home's Curb Appeal Men and women who have tried to sell a home are likely familiar with the phrase "curb appeal." Curb appeal is similar to getting ready for a big date, only you're not dressing yourself up to make a strong first impression. Instead, improving curb appeal involves dressing your home up in the hopes it makes a strong first impression on prospective buyers, many of whom will have a strong opinion about the property before they even get out of their cars to have a look around. A home with strong curb appeal can entice buyers who are likely to believe that a home with a well-maintained exterior is likely to have an equally impressive interior. Homeowners who want the process of selling their home to go smoothly can improve the property's curb appeal in a number of ways, many of which don't necessitate a substantial home improvement budget. * Clean up. The most effective way to improve curb appeal is to clean up the property. Many homeowners are savvy enough to remove toys and other items from the yard before showing a home, but cleaning up goes beyond removing clutter from the property. Make sure all hedges are trimmed and remove weeds, sticks and other debris from any flower beds. Lay mulch in the flower beds and garden, as mulch prevents weed growth while helping the soil retain moisture, resulting in more attractive gardens to catch a buyer's eye. * Get an "edge" on other sellers. Edging is another easy and effective way to improve curb appeal. Edge driveways, sidewalks and other walkways around the property, removing or trimming anything that is hanging over the driveway or walkways. If the boundary between your driveway and lawn is not distinct, consider installing edging materials such as stone or bricks. The edging can be level with the driveway or elevated, but keep in mind that elevated driveway edging can protect the lawn, preventing kids from riding their bicycles onto the lawn or cars from driving onto it. Adding edging is not a very difficult do-it-yourself project.

* Take to the trees. Many homeowners grow accustomed to overgrown trees around their property and may not notice that low-hanging, unsightly branches are hiding the home from view. Buyers want to see the house, so take to the trees and trim any branches that hang too low or obscure your home. * Clean the gutters. Leaves and sticks hanging from the gutters are a red flag to buyers, who tend to associate clogged gutters with roof damage. Clean the gutters thoroughly before putting your home up for sale and keep them clean throughout the selling process. If your property includes lots of trees, install guards to keep twigs and leaves out of the gutters. * Make the home accessible through the front door. Many homeowners enter their home through a side door or through their garage. If you fall into this category, keep in mind that prospective buyers will be entering through the front door, so make this area accessible. Clear any clutter, such as overgrown hedges, away from the front door, and consider upgrading the door handle to a more modern feature. In addition, make sure the lock on the front door doesn't stick, forcing the realtor and buyers to immediately struggle before entering the home. You want buyers and their real estate agents to get in and out of the home as smoothly as possible. * Make sure all plants, including flowers, are living. Dehydrated or dead plants and flowers are eyesores, and they will give buyers the impression that you didn't pay much attention to your property. Make sure all plants are alive and thriving and replace those that aren't. You can replant new flowers or plants or just use potted plants instead. When purchasing new plants, choose lowmaintenance varieties that appeal to buyers who want good vibrant plants but might not want to put in much work into the garden. When selling a home, homeowners can employ a number of tactics to improve their home's curb appeal

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Local Town Pages www.norwoodtownnews.com

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