LOCUM INSURANCE FOR A PHYSIOTHERAPISTS PRACTICE 03453503655
info@locuminsurance.co.uk
Running a physiotherapist practice can be a very profitable way to make a living, but in many ways, you are no different from any other healthcare practice, whether they be doctors, dentists, opticians, vets, or even pharmacies. You may be working in the healthcare sector, but you are also human and, as such, vulnerable to illness and accidents that can keep you off work for a lengthy period.
03453503655
info@locuminsurance.co.uk
There can be other situations as well that mean you have to take time off work, or one of your partners does, and yet you still want to be able to provide your services to your patients. You could be off work in order to look after a family member who is unwell, and needs care, or you might become a father and need time off for paternity leave. Like anyone else, you could be called up for jury service. All right, there is less chance of that happening than becoming ill for a long period, but nonetheless it can happen to anyone, and some trials can go on for weeks on end.
You Could Be Delayed Returning From Abroad Perhaps one of your partners could be suspended from practice for a time for one reason or another. You might go on holiday abroad and your return is delayed, which has happened quite a lot recently with Covid causing havoc. There can be many different reasons why you would need to hire a locum for your practice.
03453503655
info@locuminsurance.co.uk
However, hiring a locum can be an expensive business. Rates in Band 6 and Band 7 can be up to £30 an hour, and that begins to add up to quite an amount of money if you have someone away for weeks at a time. This is why it is necessary for your practice to take out physiotherapists locum insurance which will cover you for these extra costs. However, not all physiotherapist practices are identical. This means that a physiotherapists locum insurance policy which is a perfect fit for one practice may not be suitable for yours. For instance, many policies that are available automatically cover you for paternity leave. Now it may be that you and your partners are all over 50, happily married, have two kids, and don’t plan on having any more. In this case there is no point in paying for cover for paternity leave if it is extremely unlikely that you would ever need to take advantage of it.
03453503655
info@locuminsurance.co.uk
This is why, at Approachable Locum Insurance, we do not offer a “one size fits all” locum insurance policy. We will tailor your locum insurance policy to fit your exact needs which may be very different from another practice. So, in the example above, your premium will be less because you won’t be paying for cover for paternity leave. As another example, you may be able to manage if one of your key team is away for a couple of weeks. In that case, you can have a two-week deferment period which will mean that the premium is lower. Our policy means that you will only pay for what you need.
03453503655
info@locuminsurance.co.uk
Contact Us
Address:- 24 Main Street, Cross hills, Keighley, West Yorkshire, UK BD208TF Landline number:- 0345 3503655 Website:- https://www.locuminsurance.co.uk/ Email:- info@locuminsurance.co.uk Twitter:- https://twitter.com/ApproachableIFA 03453503655
info@locuminsurance.co.uk