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Optician Locum Insurance: What You Need To Know
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Locum insurance for opticians is something in which every optician practice should invest. You can never foresee when someone is going to go sick in your practice, whether that is the optometrist or another member of the team. If someone is only away for a few days you may be able to cover that internally, but it is quite possible for people to be away from work for weeks or even months. Even if you are a small practice and only have one optometrist, you can cancel appointments for a few days, but it can have a damaging effect on your practice if your optometrist is away for any length of time. The same can go for other staff members too. In a small practice it can put a heavy workload on other members of the team, so hiring staff to take their place, or a locum optometrist is the answer.
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Unfortunately, locum optometrists are expensive. This is why they work as locums because it means that they can earn more. As you will know, optometrists have to train for at least four years and be registered with the General Optical Council. Some optometrists go on to take further training to allow them to treat common eye conditions or prescribe medicine for conditions affecting the eye and surrounding tissues. Your practice may employ a dispensing optician. These are also highly trained individuals who have to undertake at least three years of academic and practical training, and also be registered with the GOC. They will advise on the best options for the customer’s lifestyle, occupation, hobbies, and suitability of their prescription, to make sure that the customer’s glasses work and fit as well as possible. They will also give advice on how to best use and care for glasses and contact lenses. You may also employ clinical assistants and optical assistants who work under the supervision of the practice manager. In addition, of course, you have your reception staff. Any or all of these people can be off work for a variety of reasons, and this can lead to issues that will require you to hire a locum in some circumstances or take on some part time staff to cover for other people in the practice.
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This is why you need optician locum insurance which will cover you for all of the extra expenses involved when you need a locum or cover for other members of your team. You may also have an optometrist who has left your practice to work at another, and there can be quite a delay hiring a replacement. The job vacancy site Indeed has recorded that nearly 70% of optometrist vacancies on its’ site are still vacant two months later. At Approachable Locum Insurance, our team can find you the most suitable optician locum insurance for your particular practice. No two practices are exactly the same, and nor do they all work in the same manner. That means that your particular requirements for locum insurance may be very different from another practice, so you want a policy which covers you for what you need as an individual practice and doesn’t include things that you don’t need. There is no point in paying for something that you don’t need! All of our optician locum insurance policies are underwritten by Lloyds of London, so you can have peace of mind that you are getting the best. Our policies can cover any or all of the following:
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Accident or illness anywhere in the world Medical and Hospital Expenses Funeral Expenses Personal Effects Jury Service Compassionate Leave Expenses Paternity Benefit Suspension Cover Revalidation Delayed return from a holiday
Talk to us about your requirements for locum insurance and we will tailor a policy to your exact needs.
0345 3503655
info@locuminsurance.co.uk
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