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WHY YOU NEED LOCUM INSURANCE FOR YOUR PHYSIOTHERAPY CLINIC
03453503655
info@locuminsurance.co.uk When you run a physiotherapist practice, you are running a business in the same way as many others, and the amount of profit that you make depends upon a number of factors. Not the least of these is the number of patients that you have on your books and how often they need your services. Some will need regular therapy every week, and this can go on for months, whereas others may have their issue sorted within a very few weeks and won’t need you again for some considerable time. Either way, you always have to be open for your patients, and if you are like most physiotherapy practices you won’t find yourself sitting around without anything to do very often.
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Unfortunately, physiotherapists are just as likely to suffer from illnesses or accidents as everyone else on the planet, and this can mean that you will need a locum from time to time in order to provide your patients with the care that they need. It is not just illness and accident that can cause team members to be absent. For instance, one of your team may need to take time off for paternity reasons. They could have to be away from your clinic in order to take care of the health of an ageing relative, or from someone else who has been hospitalised and needs care for a few weeks when returning home. Of course, you might be able to take care of your patients for a couple of weeks by working extra hours, which is fine, but you don’t want to do that for any length of time. Furthermore, it may not be physically possible, because as a physiotherapist you put in a lot of physical work and there is a limit to how much you can do. You are not like, say, a doctor who spends a lot of the day sitting down seeing patients.
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A Locum Can Be Necessary For Weeks Or Even Months All of these things can result in the need to take on a locum for your clinic, and it may be necessary for weeks, or even months. The problem with taking on a locum is the rates which locum physiotherapists can charge, and this can make a big dent in the overall profits of your business over the course of a few months. In fact, in some instances it can be the difference between making a profit for the year or only breaking even.
This is why you should take out physiotherapists locum insurance for your clinic in order to cover these large extra expenses. Physiotherapists locum insurance can cover you for a wide range of eventualities, none of which can ever really be foreseen. For example, with Covid 19 and the new Omicron variant, people are going down
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with it left, right, and sideways, and this can lead to one of your team on holiday getting stuck overseas and having to self-isolate for a couple of weeks. Or they might just be able to get back into the country and then have to do the same thing here. Perhaps you, or one of your team, may be called up for jury service. As we have said elsewhere, you can go your whole life without such a thing occurring, but then again it is something that you cannot plan for. Not only that, but some trials may be over in a couple of days, while others can go on for weeks. All of these situations can be covered by the locum insurance we can provide for your clinic at Approachable Locum Insurance. We will design a plan which covers you for exactly what you need in your individual situation and doesn’t include anything that you don’t need.
03453503655
info@locuminsurance.co.uk
Contact Us Address:- 24 Main Street, Cross hills, Keighley, West Yorkshire, UK BD208TF Landline number:- 0345 3503655 Website:- https://www.locuminsurance.co.uk/ Email:- info@locuminsurance.co.uk Twitter:- https://twitter.com/ApproachableIFA