2 minute read
yOuth sectiOn
At AFC Whyteleafe we are very proud of our youth programme. We have over 20 different youth teams that compete in all three youth leagues in Surrey including Epsom & Ewell League, Surrey Youth League and The Kent Youth League. All managers are CRB and first aid checked and hold at least a Level 1 Coaching badge. AFC Whyteleafe Youth is an FA Charter Standard club.
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find Out mOre aBOut Our excellent yOuth prOgramme at whyteleafefc-youth.co.uk
ROSS CRAKE | Chartered FCSI, CFA
Contact us to see how we can help, we are happy to have any initial discussions at our own cost 01883 371 310 07716 309 261 enquiries@ospreywealth.co.uk
Helping to give you the peace of mind that your financial needs are looked after so you can focus on the things you enjoy in life.
We work with you to build a plan to ensure that you have the best chance possible of achieving your long-term goals. Helping you to answer important questions including:
Pension & Retirement Planning
■ How much should I save to meet my retirement goals? ■ Can I retire early and if so, when? ■ How can I withdraw my pension benefits tax efficiently to ensure that I get the most out of them? ■ Are my existing pensions competitive and do they offer the flexibility that I need?
Savings & Investments
■ What is the best way to save tax efficiently and where should I invest to grow my savings? ■ How can I offset the effects of inflation over the long-term? ■ Are my existing savings working hard for me and are they likely to meet my long-term goals?
Financial Protection
■ How can I ensure that my family will be protected financially if I die? ■ How can I protect myself financially if I am no longer able to work due to accident or illness? ■ How can I cover my liabilities so that they are paid off should the worst happen?
Inheritance Tax Planning & Mitigation
■ How can I ensure that my estate goes to my loved ones on death rather than to HMRC? ■ How I can I reduce my IHT liability? ■ What is the best way to gift funds to my loved ones and how does IHT apply to this?
