2015-04 Lydia's Style Magazine by Style Media & Design, Inc.

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w w w. s t y l e m a g a z i n e c o l o r a d o . c o m w w w. m e d i c a l a n d w e l l n e s s . c o m PUBLISHER Lydia Dody | lydia@stylemedia.com MANAGING EDITOR Angeline Grenz angie@stylemedia.com CREATIVE DIRECTOR Scott Prosser SENIOR DESIGNER Lisa Gould DIGITAL DIRECTOR / BUSINESS DEVELOPMENT Austin Lamb | austin@stylemedia.com ADVERTISING SALES EXECUTIVES Jon Ainslie (970) 219-9226 Debra Davis (917) 334-6912 Lydia Dody (970) 227-6400 David Knight (970) 619-9846 Elaine Ryan (970) 541-4915 OFFICE MANAGER/ABOUT TOWN EDITOR Ina Szwec | ina@stylemedia.com ACCOUNTING MANAGER Karla Vigil CIRCULATION MANAGER Trisha Milton COPY EDITOR Michelle Venus PHOTOGRAPHER Marcus Edwards Photography CONTRIBUTING WRITERS Malini Bartels, Kyle Eustice, Kay Rios, Heidi Kerr-Schlaefer, Kelly K. Serrano, Brad Shannon, Michelle Venus AFFILIATIONS Fort Collins Area Chamber of Commerce Loveland Chamber of Commerce 2015 STYLE MAGAZINES January-Northern Colorado Medical & Wellness February-Style March-Northern Colorado Medical & Wellness April-Style May-Style June-Style July-Northern Colorado Medical & Wellness August-Style September-Women’s Health & Breast Cancer Style October-Northern Colorado Medical & Wellness November-Holiday Style December-Best Of & Winter Activities Style Style Media and Design, Inc. magazines are free monthly publications direct-mailed to homes and businesses in Northern Colorado. Elsewhere, a one year subscription is $25/year and a two year subscription is $45/year. Free magazines are available at more than 300 locations throughout Northern Colorado. For ad rates, subscription information, change of address, or correspondence, contact: Style Media and Design Inc., 211 W. Myrtle St., Suite 200, Fort Collins, Colorado 80521. Phone (970) 2266400, ext. 208. Fax (970) 226-6427. E-Mail: ina@StyleMedia.com ©2015 Style Media and Design Inc. All rights reserved. The entire contents of Style Magazine are copyrighted and may not be reproduced without the expressed written consent of the publisher. Style Media and Design Inc. is not responsible for unsolicited material. All manuscripts, artwork, and photography must be accompanied by a SASE. The views and opinions of any contributing writers are not necessarily those of Style Media & Design Inc.

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i2 ~'!'e ~!~!e CALL OR STOP BY TODAYI

Style 2015

WE LOVE TO HEAR FROM READERS. SEND YOUR COMMENTS AND SUGGESTIONS TO: ANGIE@STYLEMEDIA.COM

CONGRATS ON 30 YEARS

part of Style! Thank you again.

Congrats on your 30 years of extraordinary service. It’s a class act magazine.

Hayley Schanafelt, Marketing Coordinator Layman Lewis Financial Group

Sharyn Salmen, Fort Collins IBD AWARENESS LOVE THE ARTICLE

I love our ad in the February 2015 issue of Style and I love what you did with the “Real Estate Update” article. Eric Thompson, President Windermere Services Colorado On behalf of our entire team, I just want to extend a huge thanks to Lydia’s Style Magazine for the business profile of Layman Lewis Financial Group in the February 2015 issue. It was great! The photo of Chuck, Alicia and Josh was perfect! We have heard wonderful comments on the article from many people, which is exactly what we hoped for. We love being a

The IBD & Ostomy Awareness Ribbon thanks Style Magazine for the article, "Shedding Light on IBD," and for highlighting the Ribbon the way you did (March 2015 Northern Colorado Medical & Wellness Magazine). Crohn's disease, ulcerative colitis and ostomy surgery aren't easy topics to discuss, but you did it beautifully! Lydia and Style Magazine, you've got guts! Lois Fink IBD & Ostomy Awareness Ribbon I am appreciative of your informative March story regarding Inflammatory Bowel Disease (IBD). Unlike heart disease, breast cancer and diabetes, chronic intestinal diseases rarely get coverage. IBD is a very personal health crisis and

is not openly discussed in the media or promoted in advertisements with treating medications and surgeries. Plus, IBD, unlike other medical conditions, causes emotional stress and shame at a young time of life, when people are not able to cope with its difficult and embarrassing symptoms. I am glad that Dr. Rosenblatt, gastroenterologist, added that autoimmune diseases can affect other parts of the body leading to even more health complications. All of this is helpful information for your readers who have no prior knowledge of bowel disease. I applaud Ms. Fink and Ms. Bascom for coming forward to discuss their former harrowing health challenges and how they are now leading productive, healthy lives. Sincerely, Joan Skurat, RN THANK YOU

Just a sincere thanks for including Fort Collins Sertoma Club Golf Tourney donations to kids at risk charities. The pictures and coverage is greatly appreciated by our 80+ guys. Jim Bernecker, President

Lydia’s STYLE Magazine

STANDING OUT BY BLENDING IN The Jeanerett project was a renovation project in Windsor. Their house backs up to open space and so Hurr wanted to give them an outdoor living area that they could enjoy year round and that would blend in nicely with the surrounding open space. They incorporated boulders into a stamped concrete patio with night lighting in the stairs, added an outdoor kitchen, hot tub area that is protected from the neighbors and then softened the entire area with plants that have color for the entire growing season. For your ultimate outdoor living space, call Hurr Sprinkler & Landscape at (970) 613-0225 or visit www.HurrColorado.com.

Style 2015

www.HurrColorado.com 970.613-0225

on the cover Collindale Golf Club Director of Instruction, Vince Buelk, works with a youth at one of Collindale’s summer golf clinics. Cover photo by Clayton Jenkins/Clayton Jenkins Studio.

departments

features

golf

about town

FROM OUR READERS . . . . . . . . 8

NOCO’S ECONOMIC OUTLOOK . . . . . . . . . . . . . . . . .

A PHOTO TOUR OF NONPROFIT EVENTS . . . . . . . . 64

GALLIPOTT – HAIR RX . . . . . . .

GOLF TOURNAMENTS RAISE MONEY FOR GOOD CAUSES . . . . . . . . . . . . . 38

PUBLISHER’S LETTER . . . . . . 12 STYLE FILES: WHAT STYLE IS RAVING ABOUT THIS MONTH . . . . . . . .14

FOR THE LOVE OF STEEL AND RUST . . . . . . . . . . . . . . . . 25

BUSINESS PROFILE: WINDERMERE REAL ESTATE . . 16

FRIENDS OF THE SYMPHONY KICK OFF EVENT . . . . . . . . . . . 26

HOME & GARDEN: CONTAINER GARDENING . . . .

USING A REFUND THE RIGHT WAY . . . . . . . . . . .

TRAVEL: WINTER PARK, A SUMMER WONDERLAND . . . . . . . . . . . . . 58

GOLF COURSES FIND NEW WAYS OF ATTRACTING PLAYERS . . . . .

GOLF LESSONS INCREASE SKILLS . . . . . . . . .

A BIT OF NORWAY IN THE COLORADO MOUNTAINS . . . . . 48

APRIL 2015 :: STYLE

WWW.STYLEMAGAZINECOLORADO.COM

Tillers Club Reception Loveland Chamber Investors Dinner 2015 Father Daughter Dance The Great Gatsby Butterfly Kisses Youth of the Year Breakfast 2015 SPIRIT Fundraiser Elegant Evening in Red RamStrength Cocktail Party Simply Red Bas Bleu Mardis Gras Greeley’s Making Headlines WomenGive Luncheon Lydia’s STYLE Magazine

TOWNHOMES at LIBRARY PARK REDEFINING URBAN LIVING IN OLD TOWN

'4982 •••••••••••••••••••••••••••••••••••••••••••••••••••••• The Townhomes at Library Park will consist of ten LEED certified* townhomes with 2,095 to 2,591 heated square feet, two, three or four bedrooms, private attached 2-car garage, private rooftop deck and an optional elevator in your home. Choose from the Colorado Craftsman or Colorado Contemporary interior packages designed by Everitt & Schilling or work with their creative team to design your own. These homes provide lock & leave convenience with exterior maintenance handled by the owner's association and a snowmelt system for your driveway, entryway and rooftop deck. See www.nocotownhomes.com, email info@nocotownhomes.com or call Brad at (970) 372-0653 for details. Broker participation invited. Brad Florin, Developer Offered by NoCo Townhomes, Inc. Price, architecrure and specifications are subject to change. Information contained herein is not guaranteed. Buyer is advised to \'erify all information. • Subject to final certification

Publisher’s Letter

Spring Possibilities We’ve had some unusually warm days of late, perfect for dusting off the golf clubs and practicing your swing. As I have passed by Collindale on one of those warm days, I’ve seen the golfers tuning up their swings on the driving range in anticipation of the summer ahead. Golf has always been a game I never felt I had time for, but not wanting to be embarrassed at the next Pink Par-Tee Golf Tournament benefiting Hope Lives, I decided to take some lessons in a controlled environment so that I didn’t spend the afternoon kicking up the turf and not hitting the ball! What I’ve learned is that it takes a real commitment to golf to play the game well; good form is not very intuitive. In other words, it takes

a lot of practice playing the game on a course! And, lessons are not just for the beginner; there is always something a seasoned golfer can learn taking a lesson. Read, “Golf Lessons Increase Skills” to get some ideas on how you can polish up your game. I can see how the game of golf can be addictive and why many who fall in love with it, play often, play in tournaments and pick their vacation spots based on the courses in that location. The beautiful courses, wonderful outdoor sunshine and camaraderie of golfing friends is very enticing. Because golf is so popular, many charities have started tournaments as a way to bring supporters together, gain awareness and raise money while having an afternoon of fun. Be sure to read, “Golf Tournaments Raise Money For Good Causes,” to learn about a few of the charity golf tournaments already scheduled at area courses from June to October. Area courses are finding fun and engaging ways to attract more golfers to the game. The number of women players has grown significantly and courses are offering women’s clinics along with leagues. At the same time, introducing the game to junior players in fun, non-intimidating ways will keep them playing into the future. Read “Golf Courses Find New Ways of Attracting Players” to get details on programs available in the area. As the days start to warm up and become predictable, my thoughts turn to getting my hands in the dirt and planting beautiful flowers at my office and in containers at home. It always feels so rejuvenating when those first green shoots start coming up and

ever tasted so n go g vin

! od

promise summer days ahead. The popularity of planting containers and baskets is on the rise for flowers and vegetables. Read “In Bloom: Container Gardening and Hanging Pots On the Rise” for lots of great tips on how you can successfully design and plant beautiful containers and hanging pots. This April issue of Style has always included an economic snapshot of our region, and this year Northern Colorado is showing lots of positive signs. Use tax revenues are up, building permits are up, and both large and small employers are expanding. Additionally, new business construction and business openings are on the rise and, even with the oil industry taking a pause, unemployment numbers are low. Although growth and expansion is desirable, it always brings challenges with it that a community needs to address. Be sure to read, “NOCO’s Economic Outlook” for more details by area. As we all know, April is tax month. If you are one of the lucky ones to be receiving a refund, our suggestion is that you spend it wisely this year. Read, “Using A Refund the Right Way” for suggestions from area financial professionals. And take note of the professional profiles that follow the article for financial planning, investments and advice from experts in their fields. We hope you enjoy this issue, which is filled with interesting, relevant and informative articles focused on the business and lifestyle of our beautiful Northern Colorado. Enjoy the spring warm up! lydia@stylemedia.com

Please join us for the TASTE – an evening of delicious food and fabulous drink, live music, and a silent auction. Thirty of the finest restaurants and 20 wineries and breweries come together to provide a uniquely memorable evening, with 100% of proceeds supporting local hunger relief efforts. Benefiting

APRIL 16, 2015

6-9 PM (VIP entry at 5 PM) HILTON FORT COLLINS WWW.TASTEBENEFIT.ORG

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Style 2015

Files AROUND TOWN We all love a little try-before-you-buy, and this practice is one of the hallmarks of Vom Fass (formerly Crescendo) and their business model. This Downtown Fort Collins retailer has now added a unique line of handselected liqueurs, spirits and wines to enhance their existing collection of oils, vinegars and spices. And their practice of letting customers sample before they buy will also apply to the new collection. For instance, try a sample of Cognac Cuvée Paradis, which retails at $74.99. This month, Vom Fass will begin hosting samplings on select days of the week (mainly Fridays and Saturdays) and bottles can be purchased seven days a week in sizes from 50 ml to 750 ml. They will also continue to host parties, events and private tastings that will include the new line of wines and spirits. Find out more by following Crescendo Fort Collins’ Facebook page or sign up for their email newsletter at the store.

Lydia’s STYLE Magazine

on the

web now

Front Porch Redux By Michelle Venus If the kitchen is the heart of the home and the bedroom is the sanctuary, consider your front porch the welcoming hug. Or at the very least, the front porch is a very hearty and cordial handshake. Get design tips from the professionals about how to spiff up your porch and make it a welcoming and beautiful extension of your home. Read the full story at www.stylemagazinecolorado.com.

signature events April provides the community with a wealth of stimulating art events. Here are a few:

Masks Event Returns The 11th annual Fort Collins Museum of Art’s Masks Project will reveal this year’s exhibit at the First Friday Gallery Walk on Friday, April 3. The event, featuring almost 200 unique art works by professional and recreational local artists, runs from 5 to 9 p.m. and the admission is free. The exhibit continues through May 1 and culminates with the largest yearly fundraising event for the Museum, the Masks Grand Gala, to be held at the Hilton Fort Collins on Saturday, April 25, from 6 to 10 p.m. New this year is an online bidding option for the silent Masks auction. For more information about this, the gala and the exhibit, visit www.FTCMA.org Style 2015

Afternoon Tea with a Diva Gala Opera Fort Collins is offering the community the opportunity to have Afternoon Tea with a Diva on April 19 at 2 p.m. at the Fort Collins Country Club. The event will feature a full British tea, the entertainment of a mini opera and the popular gourmet cake auction. At the event, Fort Collins’ diva Cynthia Vaughn will assume the role of Miss Manners in the Dominick Argento mini opera “Miss Manners on Music.” The opera is a witty look at Miss Manners’ life and her advice about the proper behavior at musical functions. Tickets are available at The Lincoln Center Box Office, $60 for an adult and $35 for students. Visit www.lctix.com to purchase yours. No ticket sales the day of the event.

FoCoMX The Fort Collins Music eXperiment (FoCoMX) makes its comeback on April 24 and 25. This much-loved music extravaganza is in its 7th year and this year more than 200 artists will be featured over the two days in more than 20 venues in Fort Collins. A two-day wristband is $20 if purchased by April 10; it is $30 after that. Some of the featured performances this year include: The Patti Fiasco, Stelth Ulvang (of the Lumineers), Musketeer Gripweed, The Holler!, Danielle Ate the Sandwich and more. To buy your tickets or for more information, visit www. focomx.org.

business profile

The Windermere team. Back row: Kailee Young, Rondi duPont, Siduri Taylor, Sarah Schilz, Chris Murdza, Cory Calvin, Greg Rittner and Mike Bergstrom. Middle row: Amanda MacPhail, Cathy Harris and Janet Tharpe. Front row: Paul Hunter, Eric Thompson, Chris Guillan.

Windermere Real Estate

Certified for Success

By Kelly K. Serrano

Imagine looking at a home for sale and knowing exactly what condition it is in, that it has been professionally cleaned, whether it’s in a homeowner’s association or not, and that the measurements are current and accurate. Or, in the case of placing a home on the market, picture the Realtor ensuring all of the above as well as providing a complete marketing package including professional photos with blue-sky retouching, a full-color brochure, a YouTube video virtual tour and social media posting; sending out “just listed” postcards to surrounding residences; and including the home on the Multiple Listing Service with syndication to major marketing portals. Eric Thompson, president of Windermere Real Estate’s Colorado operations, says he decided to

“pre-certify” each of his offices’ listings—aptly naming the program “Windermere Certified Listings”—so that homeowners and buyers don’t have to worry about surprises. “I wanted to create a frictionless transaction,” says Thompson.

Setting up shop

After five years as president of The Group, Thompson saw the opportunity to own his own business. He knew that, instead of starting from

scratch, he should partner with an established brokerage with similar values, world-class technology and a recognizable brand. “I met the owners of Windermere three years ago,” Thompson says. “I immediately felt a connection to them because they’re relationship-based people and they have high integrity. I also wanted a brand that people had heard of before they relocate here.” Started by John Jacobi with one office in Seattle, Wash., and five real estate agents in 1972, Lydia’s STYLE Magazine

Windermere now has 7,000 agents in 300 offices covering 11 Western states plus Mexico. “It’s a family business that has the resources of a corporation, but it’s not run like a corporation; it’s run like a family business,” Thompson explains. He was also attracted to Windermere’s charitable efforts. So, in keeping with the Windermere Foundation’s tradition, his Fort Collins brokers have donated $25 of every transaction to Homeless Gear since the office opened in December. OB Jacobi, president of Windermere Real Estate, says he is excited about the company’s expansion into Colorado, which includes an office in Fort Collins and, more recently, an office in the Denver Tech Center, and the partnership with Thompson. “We’ve known Eric for several years and feel fortunate to be able to work with someone who has such a stellar reputation in both Northern Colorado and the real estate industry,” Jacobi says. “His commitment to professionalism, relationships, collaboration and the community make him the perfect fit for us.”

Customer tested, approved

Morgan Adams and her husband, Jason, were among the first to experience how Windermere Certified Listings works: they asked Paul Hunter, Windermere’s branch manager, to help them sell their Severance home and buy a home in Fort Collins. From the wooden yard sign to the postcards sent to neighbors, Windermere’s marketing plan was professional, well developed and extensive, Adams says. “Their first priority was always our house verses extra business for them down the road.” Adams says the “pre-inspection” gave her and her husband a chance to correct problems before their house went on the market. “It made us more confident at the price we came in at,” she notes, adding that while Hunter proposed a lower asking price than other agents, that’s eventually the price at which they sold the house. Hunter also excelled in helping the Adams buy a home, having them visit houses for sale while theirs was readied for the market. They looked at the home they eventually bought within three hours of it going on the market, and submitted a bid two hours later. Thanks to Hunter’s efforts, they closed on both homes the same day. “We felt so blessed with him and Windermere,” Adams says. “Their openness and honesty made us feel confident in what we were doing.” Which is why Hunter, chairman of the Fort Collins Board of Realtors and former managing broker of KevCo Real Estate, Investments and Property Management, joined Thompson at Windermere. “We want to build a real estate company in which we do everything right every time,” Hunter says.

Keys to success

Part of accomplishing that goal is having only full-time Realtors work at their company. “It’s really the best way to succeed in the business and to do it right and provide value to your clients,” Hunter explains. “This has to be your focus. If your mind is on other things, you can’t focus on your clients.” Thompson adds that nationally, 73 percent of all Style 2015

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Eric Thompson, President of Windermere Real Estate Colorado

Realtors’ primary income comes from something other than real estate, but it doesn’t have to. “It’s a shame for our industry that there are so many part-time people, but there’s an opportunity to really stand out,” Thompson reflects. “It starts with mindset: they have to believe they can do it and they have to decide they can do it.” Full-time Realtors also need a system for success, Thompson says. That’s where Janet Tharpe, operations manager, comes in. Tharpe, a Realtor who moved to Fort Collins from Castle Rock to join Thompson, has established a system for organizing all the services, such as cleaning and photography, needed to “certify” Windermere’s listings as well as provides the necessary tools to keep the office running. “Our job is to make it work as smoothly as possible so brokers can spend more time doing what they need to,” she says, noting she has the help of additional staff. “We want to make their lives as easy as possible so they’re not bogged down in a lot of paperwork.” And much of Thompson’s time is spent providing his Fort Collins’ brokers another key to their success: coaching. Thompson meets one-on-one with them to talk about, among other things, how frequently they need to reach out to people in their sphere of influence; to coach them on the dialogue they can use to help buyers better understand the market; to provide them with information to help sellers evaluate multiple offers on their homes; and to point out the opportunities and holes in the market. “He’s a fantastic leader,” Hunter says. “He’s somebody who has a very big-picture view of what he’d like to see at Windermere and in the industry in general. But he’s also hands-on, and our brokers have already seen the benefit of that.” Windermere Real Estate www.windermerecolorado.com 400 E. Horsetooth Rd., #100, Fort Collins (970) 460-3033

Kelly Serrano is a freelance writer based in Fort Collins. Lydia’s STYLE Magazine

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NOCO's

Economic Outlook

By Brad Shannon

Getting a handle on the state of the Northern Colorado economy is no easy task. It’s a large, economically diverse area that can be hard to neatly categorize. There are lots of positive signs—the region did not get hit as hard by the challenges of the last 10-15 years as many areas; the housing market is on the rise; regional cooperation seems to be at an all-time high; commercial real estate is strong; job growth is up and unemployment is down. Consumer confidence is on the rise, and access to credit for businesses and real estate developers is improving. However, there are also issues of concern: the inventory of available housing, particularly affordable housing, is low; construction costs are up; businesses struggle to find workers, even as primary employment opportunities and goodpaying jobs are still hard to come by; infrastructure—including an aging I-25 and concerns about water, air travel options, broadband access— are not being adequately addressed; and the global economy, particularly for manufacturing and oil and gas, presents as many challenges as opportunities.

Fort Collins Growth Spurt SeonAh Kendall, economic policy and project manager for Fort Collins, sees momentum going in a positive direction lately. Use tax revenues are up 18 percent, which means people and businesses are spending more money and investing in assets. Building permits are also up nearly 70 percent between December 2013 and December 2014. “Those are positive signs for the economy moving forward. Companies are investing more, rather than being in a ‘wait and see’ holding pattern,” she says.

A challenge Kendall has seen locally is that workers with trade skills have been lured away to Weld County by the petroleum industry. “They were moving to jobs there for $1 more an hour, but now some are coming back to work in the trades locally.” Where that was dragging construction timelines out, the shift due to lower oil prices could move up some construction timelines. Now, she notes, the local market is pulling in workers from Denver and Cheyenne to meet the demand of the building industry. “We’re collaborating regionally with Poudre Lydia’s STYLE Magazine

schools, AIMS, Front Range Community College and the Larimer Workforce Center to make sure the need for workers who have trade skills is being addressed and to be sure the training is relevant to what industry needs now. Through Innosphere and the Small Business Development Center, we provide a support system for entrepreneurs and early-stage companies.” Fort Collins now has more than 1,000 new units of multi-family housing planned or under construction. Woodward’s new corporate headquarters are being built, with Phase 1 featuring 270,000 square feet for 500 employees. A new hotel will be built in Old Town on the site of the former Armadillo restaurant on Walnut. The city has also designated funds to investigate improving broadband services for residents and businesses.

Windsor Committed to Regional Growth In Windsor, Stacey Johnson, the town’s director of economic development, notes that November and December sales tax revenues were still up despite the oil industry slowing. Other opportunities hold the promise of picking up the slack from the drop in oil prices. “We remain diversified, so I can’t pinpoint one specific category that has risen more than others. We’re seeing industrial activity at places like the Great Western Industrial Park, the opening of The Summit entertainment center, more housing planned, and we continue to think regionally when it comes to the workforce, infrastructure and our recent support of a Regional Tourism Authority (RTA). We’re poised for growth, and there is activity all around us.” Significant developments include the Schlumberger building, a new facility in Windsor to serve a regional market, along with continuing efforts by Vestas to grow.

Loveland Attracts Employers In Loveland, Betsey Hale, economic development director, shared that the city is putting a significant focus on primary employment and taking an aggressive approach to business retention and expansion. The city has also entered into a partnership with EWI out of Columbus, Ohio, to do a regional inventory of primary employers in manufacturing and identify gaps in the supply chain, services and more. “This will be central to building a basis for where we need to target limited resources when working to attract primary employers, and take care of those we already have,” she notes. Hale is also eager to learn, in August, the results of the RTA application submitted to the state by Loveland, Windsor and Larimer County. If approved, it could clear the way for construction of five projects worth nearly $350 million, including a whitewater park, a sports complex and more. Other significant developments outside of downtown include an expansion for Hach near the airport; new retail space near Lowe’s east of town; new Class A office space south of Medical Center of the Rockies; a new Bass Pro Shop and Marriot going in near the I-25/HWY 34 interchange; a new vehicle dealership off Crossroads and I-25; the move by Value Plastics to a new building off 287 on the north end of town; and Aleph Objects, a 3-D printer manufacturer, outgrowing Style 2015

its space on the north end of town much quicker than it planned to.

Weld Prepares for Oil Industry Slowdown The uncertainty about the oil and gas industry and the impact on Weld County, the region and the state as a whole due to oil prices is on the minds of many local leaders. That impact may not be seen for another 18 months, a timeframe many experts expect it to take for oil prices to recover; but recent drops in the price per barrel has led many petroleum industry firms operating locally to scale back operations significantly for 2015. “Weld County is an interesting story of oil prices,” notes Dr. Martin Shields of Colorado State University’s Department of Economics. “They have been one of the fastest growing counties in the country, and oil and gas was helping to drive unemployment down, and income and job growth up. That was when oil was at $90 to $100 a barrel. At $45 a barrel, does it do as well?” Shields notes that rig counts are an indicator to watch, as each rig supports about 100 jobs. “Lose five or 10 rigs, and that’s a real hit to the economy.” The question, for him, is where does the price of oil settle? “At $75 a barrel, it’s profitable to operate in Weld County. Lower than $45 a barrel, or down into the $20s, and probably not. So much of the Weld economy is driven by the oil industry, if the price stays low, that means dark clouds on the horizon.” In this way, our region is tied directly into the global market and the supply and demand for oil. “China is growing, but slower. European demand is reduced. Expanded U.S. production from Colorado, North Dakota and Texas has come on line, Iraq is coming back on line, Iran wants to produce more. Russia needs money and has no incentive to back off production. The Saudis have no incentives to back off production. On the supply side, there is a lot of oil out there.” Weld County Commissioner Sean Conway agrees that $75 to $80 a barrel is a “sweet spot,” and he has seen how much the oil industry has helped his constituents in recent years. “When I took office in 2009, we had one of the highest unemployment rates in the state, at 11.5 percent. Today, it’s 3.8 percent. We led the nation in job growth the last five years, and were #1 in the nation last year in job creation. More importantly, we were top five nationally over the last four years on wage growth.” He notes that Weld County has planned for the possibility of oil settling in at a lower-thanideal price for the industry. “Weld, and most municipalities, do a good job of looking at and going through these cycles. All five county commissioners, along with our department heads, have a strategic budgeting process. In the near term, I expect folks will be a bit more cautious, but that won’t be something that will lead to projects being derailed.” He expects a relatively strong economy for the balance of 2015, with low unemployment and good tax revenues. “People forget we are seeing growth in renewable energy and manufacturing, and they don’t realize the impact that agriculture has locally.” Conway’s biggest concerns include helping businesses find trained workers, and he mentions

Fort Collins Issue 1 In 2005, Fort Collins voters approved a ¼-cent sales and use tax, Building on Basics (BOB). From 2006 until today, that $60 million initiative funded projects, including the Lincoln Center renovation, Timberline Road expansion, the Discovery Science Center, the Senior Center expansion and other projects for transportation, parks and rec, and law enforcement. This capital improvement tax is the latest in a series of taxes that began in 1973. Now, voters will see Issue 1 on their April 7 ballot to renew this tax, extending it to 2025. Also known at BOB 2, it is said to cost an average family of four about $39 a year. Plans are to fund a community center and pool in the southeast part of town, preserve natural spaces, help affordable housing, improve the Gardens on Spring Creek, replace and improve the Lincoln bridge, and bring back the City Park train. 21

Senate Bill 82, among others, that will help train high school graduates and returning veterans, and help others obtain their GEDs and prepare them to enter the workforce and address labor needs of key industry sectors. He also emphasizes the need to address infrastructure challenges, including transportation and the water supply. “NISP (the Northern Integrated Supply Project) is important to all of Northern Colorado, both the ag economy and the growing communities along I-25.” He’s also focused on work the I-25 Coalition is doing, along with the expansion of Weld County Road 49 to a four-lane highway between state routes 14 and 76.

Other Bright Spots

Loveland’s Downtown Development Authority In February, voters approved the formation of a Downtown Development Authority (DDA) in Loveland. The city has committed, as long as future city councils concur, to contribute $500,000 a year to the DDA each year for a decade. In November, a second ballot issue will tackle “the TABOR question,” of whether the city, through the DDA, can encumber long-term debt through a bonding authority for downtown projects. Approval by voters will create a publically chartered body as a function of the city that will focus on the longterm needs of downtown. “Otherwise,” notes Mike Scholl of Loveland’s Economic Development department, “any money has to be spent the year it was collected. That impacts the ability to do big projects.” Such "big" projects could improve infrastructure that has been in place a century or more. Downtown Loveland businesses have few options when it comes to internet service. Many would like to see utility services moved underground, and there are tales of sections of 22

the water distribution system where the original wooden pipes are still in place. Scholl notes that the DDA is intended to take the long view on improving downtown. “These things take time, this is a 30-year organization. Fort Collins made a $20 million investment in 1979, and that would be $60 million in today’s dollars.” That investment has driven everything that has happened in Old Town Fort Collins since then. Other projects in motion expected to help downtown Loveland include the plan to place a Sprouts grocery store at the northeast corner of Lincoln and Eisenhower; the new Artspace project, with 30 live/work units for artists; the completion of loft residences in the State Mercantile Building on the southeast corner of Cleveland and Fourth; the rehabilitation of the Arcadia Hotel building on the southwest corner of the same intersection; and the South Catalyst Project, which will build a new county building along with residential and retail space and parking between First and Third and Lincoln and Cleveland.

When it comes to Fort Collins, Shields notes that key growth sectors include healthcare and construction. “I expect 2015 to look a lot like 2014 in Fort Collins. Those sectors will drive most of our job growth, and we won’t be dependent on a particular industry to generate all the new economic activity.” Shield’s expresses some concern about the local housing market, where some areas are seeing prices go up, low inventories and multiple bids above the asking price for houses that go on the market. “It’s déjà vu all over again, with rapid price appreciation, low vacancies and rising rents. What are the implications for new construction, and low-income families?” One thing that is expected to have a positive impact on the availability of affordable housing in the region, and statewide, are two bills that deal with the construction and availability of condominiums. Senate Bill 177 covers the use of mediation or arbitration to resolve disputes, while Bill 15-091 shortens the timeframe to make claims about defects in construction. This is the third year that proposed legislation on these topics has been put forth; and, if this latest effort successfully addresses the concerns of the building industry, more condo construction is expected. When it comes to sales taxes, Shields notes that revenues are up in Fort Collins, and Loveland also seems to be doing well, with retail holding its own. “In Fort Collins, it will be interesting politically, with an initiative on the Building the Basics program and how they will ask for what is essentially a tax increase when they are taking in more revenue than already expected.” When it comes to wages, Shields notes, “In Larimer County, and most places over the last 10 or 20 years, household incomes have been pretty stagnant. Now, we might finally see some upward pressure on wages, particularly with 3 percent unemployment locally and a labor market that may tighten even further.” Signs are hopeful, despite some significant challenges, that the Northern Colorado economy will continue on a positive trend, and build more upward momentum. Meanwhile, local economic leaders will plan for the worst, hope for the best, and keep working to make sure our area continues to provide opportunities to those who seek them.

Brad Shannon is a freelance writer based in Loveland. Lydia’s STYLE Magazine

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Hair RX By Angeline Grenz

A gallipot is a small vessel used to hold apothecaries; an apothecary is a druggist or pharmacist. Put those two together, add in an experienced and passionate stylist, and you get something Northern Colorado hasn’t seen before: a hair salon that takes a healing approach to hair care. “We are putting the prescription back into hair care,” says Nicolette Alderson. Alderson and her husband, Tyler, opened the doors to their salon, Gallipott, in June 2013 when Nicolette, raised in Loveland, and her husband decided to come back to her home state. Nicolette’s years of experience at salons in San Diego and Palm Springs influenced her vision for Gallipott. “I always wanted to do customized hair products,” she says. “Box items are very limited,” adds Tyler, “How can one product work for everyone?” To that end, the Aldersons created their line of Private Collection by Gallipott custom

created shampoos and conditioners. They can help with many different conditions, from dry hair to formulas that are soothing to the scalp. The products are “100 percent customizable to a person’s needs,” says Nicolette. They start with seven different bases made from all natural products with no parabens, sulfates or other harmful products. Then they add in up to two different tinctures, made in-house, to enhanced the healing power of the shampoos and conditioners. The tinctures are made of several different oils, butters and flower essences. They are sold in refillable violet glass bottles; the colored

glass helps preserve the product. The custom formulas are $27 for shampoo and $29 for conditioner and refills do get a discount. In addition to the custom products, Gallipott sells Davines, an Italian line of organic hair and skin products that are sourced straight from the farm, and Alder, a small batch line of hair products from New York. Gallipott also has a line of custom-mixed makeup, Giella. Nicolette took particular care in how her salon was set up. She created a space that is comfortable for clients and stylists alike. Her processing room is a nice, open space set up with chairs that face the foothills and a wall of glass that can open up to let in the summer breeze. The room was thoughtfully done, with plenty of room so that customers don’t feel underfoot while they wait for their hair to process. Color stations and product areas are open and bright, with shared product bars for the stylists’ ease. They even grow their own herbs and strawberries to infuse in the water they serve to their clients. It is all a part of the relaxing, healing whole. “Nikki did a really great job of modeling the salon around the employees and the clients,” says Tyler. And the couple enjoys working in an industry where they help people leave happy and feeling good. “I think a lot of businesses lack that,” he adds.

Nicolette can’t live without: “Alder’s hair powder. I just love it; it gives you so much body.” Tyler’s favorite product: “Our Quinoa Mint Shampoo. It really wakes you up in the morning. Like aromatherapy in your shower.”

Lydia’s STYLE Magazine

For the Love of Steel and Rust By Angeline Grenz

David DeDecker is used to getting his hands dirty. The rangy Lovelander has been working with bronze sculpture for over 20 years alongside his sculptor sister, Jane DeDecker. But it is David’s hand-formed, custom-made furniture that is creating a stir all on its own. David’s custom pieces range from free form twig designs incorporated into tables to largerthan-life gates. The idea to create these unique decorative pieces first came to David when his beagle pup decided to play in the fireplace; he built a decorative screen of steel “twigs” to keep little Oliver out of the soot. His fire screen was such a hit that neighbors and friends began submitting orders and he began getting calls from strangers. David calls his creations “metal in motion” for their natural movement and warm rust finish. While he describes his custom furniture production as something between a hobby and a business, Style 2015

his work has become popular enough that DeDecker is taking commissions monthly. Most of David’s creations feature a rust patina on the steel, created by a chemical process. The finished product has “an almost wood grain” look to it, he says, and each piece looks unique because the process can have different results every time. His works can be found at Columbine Gallery and Muse Coffee & Tea in Loveland. He can customize any piece for any space and has found his railings, bedframes and tables to be among the most requested pieces. For more information contact David at (970) 584-0028 or djdedecker0814@gmail.com.

Friends of the Symphony Kick Off Event By Angeline Grenz

Since 1963, the Symphony Guild has been fundraising for the Fort Collins Symphony Orchestra. They have helped the Symphony assemble ensembles and orchestrate orchestras for more than 50 years. In 2014, the group reorganized and changed their name to Friends of the Symphony with the goal of becoming more inclusive to different segments of our community. The group, which started out as women only, began welcoming

male members in 2003 and has raised over $1 million in their 50 years of support for the Symphony. This “new but old” group is holding a kick off event the end of April entitled Jazz & Jeans. The event will be held Sunday, April 26 from 4 to 6 p.m. at the Hilton Hotel in Fort Collins. The event will be geared toward all ages with light food and drinks, a cash bar, dancing and music provided by the Queen City Jazz Band,

performing New Orleans Jazz and Blues. The event will also feature a variety of antique cars provided by David Dennison. Tickets can be purchased at www.friendsofthesymphony. org. Tickets are $50 per person and count as a tax-deductible contribution. For each adult ticket purchased, two children can come along. Funds raised from the event will go towards the Fort Collins Symphony orchestra.

Lydia’s STYLE Magazine

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Style 2013

Using a Refund the Right Way By Malini Bartels

“In this world nothing can be said to be certain, except death and taxes.” – Benjamin Franklin Taxes are unavoidable. However, according to the IRS, nearly eight out of every 10 people receive a refund on their yearly taxes. For those who are about to see some cherished money back, what are some practical ways to invest that money? Consider investing that refund and allowing your money to grow over time. There are many ways you can take a trivial tax refund and put it to good use and it’s never too early to start saving. Talking to a professional advisor is the first logical step to getting safe and sound advice about your money. A lot of factors go into advising people about their money. All situations are unique and age is only part of the equation. There are many experts that can give you an overall financial plan, and some guidelines to stick to based on your lifestyle and income. Get educated about what is

available to you and start investing in yourself.

Refunds in the younger decade (the 20s) Most American’s in their 20s are in the early stages of a career, saving to buy their first home and most likely have some kind of student loans looming over their heads from a pricy, yet valuable, college education. “A lot of the younger generation has high interest credit card debt that should be paid off as soon as possible,” mentions Lance Sample, a wealth management specialist with United Capital Fort Collins. “People in their 20s should really focus on paying off credit card debt and student loans. Eighteen to 20 percent interest on a card or loan is extremely high. Those resources are better spent elsewhere. For instance, put it toward your future rather than paying it to a credit card company.” If you happened to get a tax refund this

year, this is also a time in life when you may be considering a down payment on a house. Homes are generally the biggest asset you will ever own and a smart investment in an upward market. Placing 20 percent down on the principle of a home can remove the dreaded mortgage insurance that has virtually no benefit for you as a future homeowner. Sample also recommends investing in accounting software like Quicken or QuickBooks when you are young. “These will allow you to set up a budget and compare your actual spending versus that budget,” he says. “It may help open your eyes to where you are overspending and show more opportunities for saving. In the words of musical group Outkast, ‘It's not what you make, but how much you spend,’ i.e. if you spend less than you make, you should always have money.” Lydia’s STYLE Magazine

Denise Martz, Certified Financial Planner, Investment Centers of America

Refunds in the family decade (the 30s)

If all debts are paid off, your 30s are a perfect time to focus on retirement savings if you haven’t already. The earlier you start saving for your retirement; the better off you will be when that time comes. Bob McCulley is a certified financial planner at McCulley & Associates, a Fort Collins based agency of retirement professionals. He holds a Masters degree in accounting and financial management. “Tax refunds are usually somewhat smaller dollar amounts but if it is eventually earmarked for retirement, a good mutual fund may work best. Your age will somewhat determine how aggressive or conservative you choose to be,” suggests McCulley. “If you want guarantees for income, annuities typically work best but there is a cost for the insurance. Mutual funds also work and usually have less expense associated with them. One downside to mutual funds is that they usually do not have the flexibility for the fund manager to sell all positions and go to cash in the event the market is crashing. For larger investments ($50,000 and up), I usually suggest managed accounts that allow the manager to bail out of the market entirely when the market is not cooperating.” The best advice Bob McCulley can give regardless of taxes or age it to discipline oneself and consistently save a certain amount each and every paycheck. “I have seen Style 2015

clients that never made more than $30,000 to $40,000 [annually] in their entire lifetime and still have saved over $1,000,000 for their retirement.” Many Americans in this decade of their lives are starting families. This is an ideal decade to start saving for your children’s college tuition. National programs such as a 529 plan can help collect monies pre-tax, designated for college savings. With tuition prices increasing annually on a nationwide basis, this is a smart idea for young families. Of course, make certain your own student loans are paid off. The last thing you want for your family is to be paying for a child’s higher education while also still paying for your own from decades earlier.

Refunds in the middle decade (the 40s)

By the time you reach your 40s, most people have done some significant financial planning for their future and their family's future. A common dilemma faced by people in this decade is college tuitions compounded by channeling money away into a retirement account while simultaneously buying a house or saving for a down payment. This could be for a first time homebuyer or a second home. Either way, the financial burdens one may face in mid-life can be quite massive depending on your lifestyle and prior choices. Cory Kozisek is a financial advisor with Wells Fargo Advisors at their Horsetooth Fort Collins location. “Generally speaking, someone should take an evaluation of their finances, and, if it’s appropriate, look to pay off high debt or establish a comfortable reserve in their savings account before they invest,” says Kozisek. This particularly rings true for middle-aged Americans. “Using refunds to bolster retirement accounts (such as a Roth or Traditional IRA) is usually a good idea, depending on the individual,” he adds. Some creative alternatives to consider when you are in a comfortable situation are making improvements to your home or upgrades to more energy efficient appliances. This may turn out to be a good investment down the road and is definitely a smart move towards helping to protect the environment. There are also numerous charities that would benefit from local contributions. Do some research and find one that suits your philanthropic desires. “Outside of giving money and time, some charities would love to receive more tangible items than money, such as food baskets, baby clothes, first aid kits,” adds Kozisek. Giving to your community is always a wonderful idea if you are in a financial position to do so. Consider donating any tax refunds you receive to a local philanthropy. Sometimes an organization will match your donation dollar for dollar or for a certain percentage. This essentially multiplies your contribution to the charity making it a win-win.

Bob McCulley, Certified Financial Planner, McCulley & Associates

Cory Kozisek, Financial Advisor, Wells Fargo Advisors

Lance Sample, Wealth Management Specialist, United Capital

Lydia’s STYLE Magazine

Refunds right before retirement (the 50s)

Denise Martz is a Fort Collins based Certified Financial Planner with Investment Centers of America. She stresses that age should not determine how you invest or save. “Different people are in different parts of their lives in all age groups,” she states. “The important thing is to assess your debt no matter what age group you are in.” Martz mentions that a good rule of thumb is to take half of any leftover income and put it toward paying off any debt, starting with the highest interest rate. Then you can invest the other half. If you don’t have a 401k, you might want to start one. The older you get, the more options you have. Tax refunds are not going to be very significant. If you are receiving a substantially large refund from the IRS, then you may want to look into how your money is being distributed each paycheck. A big refund is both a blessing and a curse. It’s money you could have been using over the past 12 months. “Younger generations tend to forget about investing more than established folks,” mentions Martz. Once you are in your 50s, you have a better idea of what you would like to do with your savings in preparation for retirement.

Bottom Line

One of the biggest mistakes people make is spending extra money and not paying off debt. Anyone can make their money work for them if it is done correctly. If your debt is your home, it is an asset that is building equity. If that debt is a credit card, you should pay it off as quickly as possible. Before you invest, make sure you have put yourself in the correct financial situation to invest. Have you paid off all of your high interest debt? Do you fund your retirement account? Do you have enough in savings to cover an emergency? If the answer to any of these is NO, then you may want to tackle those areas first. If you are ready to invest make sure you are informed, whether that means doing your own research or finding reputable and licensed help. Everyone has different goals and risk tolerances, discover yours. Just remember, if it sounds too good to be true, there is a good chance that it is. Malini Bartels is a freelance writer, chef, mother, radio host and actress living the good life in Fort Collins.

To begin your family's journey to financial freedom, contact these local professionals, found on pages 33-36, who can help you begin planning for your future today. Style 2015

SPECIAL ADVERTISING SECTION

Left to right: Sharon Neisen Carrie Lawrence Hayley Schanafelt Chuck Layman, Jr. Alicia Lewis Joshua Lewis

RETIREMENT PLANNING

Layman Lewis Financial Group Layman Lewis Financial Group is the premier retirement planning company serving Loveland, Colorado and the greater Northern Colorado Region. Roadmap for the Future “Your best is yet to come” is a common quote you will hear ringing through the offices of Layman Lewis Financial Group. They say it often and they strive to accomplish it with each and every one of their clients. Boasting over 50 years of combined experience in post-retirement income planning, their reputation speaks for itself. Adding to their experience is the fact that they are an independently owned and operated retirement planning company held to the highest standards, making them true fiduciaries. This provides them with the ability to offer a wide range of services and products allowing them to create customized retirement plans to accommodate each of their client’s unique goals and objectives. This is accompanied by putting their client’s best interests at the forefront of everything they do. Which is why Layman Lewis Financial Group has become Northern Colorado’s premiere retirement planning company. Family Matters Layman Lewis Financial Group is headed by Chuck Layman, Alicia Lewis and Joshua Lewis. Beyond their expertise as a trio of financial professionals they also represent a bigger and more important dynamic than financial professionals, they are family. Chuck and Alicia are a compelling father daughter duo and Joshua is Alicia’s husband. Making them a true multigenerational, family owned and operated business, which has proven to be a great asset for their clients.

Leading the Way Not only do the clients of Layman Lewis Financial Group benefit from a diverse wealth of knowledge, but also from their performance driven business model. Which has reaped dividends for them as their growth and success has earned them the recognition of representing the top 1% of advisors in the nation. Not only do these accolades personify their passion for excellence, it has also afforded them considerable opportunities. Providing them access to limited offerings and to partner with the most reputable and prestigious companies in the financial industry. Services Retirement planning is an extensive task which culminates with years of hard work and a well laid strategy being properly executed. Of course there are revisions and variations along the way, but with proper counsel these things can be successfully navigated. This is exactly why Layman Lewis exists, to address the ever-changing concerns of pre-retirees and retirees alike. Whether its access to institutional asset management, long term care, estate planning, life insurance or a comprehensive retirement income plan; Layman Lewis Financial Group will help you find the solutions for your needs.

5401 Stone Creek Cir. Ste. 201 Loveland, CO 80538 970-669-1225 | www.laymanlewis.com Chuck Layman and Alicia Lewis are licensed insurance agents in the state of Colorado. Joshua Lewis is an investment advisor representative with Investment Advisory Services offered through Global Financial Private Capital, LLC, an SEC Registered Investment Advisor.

SPECIAL ADVERTISING SECTION

Quentin & Heather Robb

WEALTH MANAGEMENT

Miramont Wealth Management LLC At our firm, Miramont Wealth Management, we believe in the exclusivity of each client, their individual circumstances and goals. We are proud of our unique approach to satisfying each clients' needs and objectives. Our goal as a firm is to use our extensive corporate and industry experience to provide you with first class financial guidance and advice. We would love the opportunity to show you first-hand how our exclusive approach along with our exceptional client service differentiate us from the experiences you may have had with other firms. Our investment services are provided to a broad range of clients including but not limited to individuals, families, institutions, endowments, foundations and ERISA plans. We offer comprehensive services, comparisons, analytics, reporting and third party administration capabilities. We help the client craft investment policy statements to drive focus and objective goal-based asset management. We manage in two different ways, Core (Strategic) and Tactical (Satellite) portfolios. They are made on a fully open platform and architecture with no proprietary funds or asset management. Core Investments are risk controlled using Smart Beta management along with Passive Asset Classed Based Investing. Decisions are made based on suitability, goals and defined objectives with measureable results. All of this is done through collaborative discussion and working together with the clients to define their individual risk tolerance and volatility appetite. Tactical portfolios are used to drive excess returns (Alpha), income, and to hedge short term (12-36 month) market, sector and asset class risks. Unique investment opportunities in both private placements

Style 2015

and alternative investments are considered when applicable and as needed to manage volatility to the portfolio. Individual client and small business services are comprehensive and focused on guidance, planning and ongoing communication and oversight to measure success and identify risks and needs. At Miramont Wealth Management we take the time to get to know every single one of our clients so we can better our skills at providing the best advice in our asset management and financial guidance that is tailored to each goal whether it be short term or long term. We would like to extend an invitation to you to schedule a short meeting with Miramont Wealth Management. We would like the opportunity to introduce you to our team and also our family oriented approach to wealth management, where we use an open transparent, unbiased platform. Securities and Investment Advisory services offered through Girard Securities, Inc., Member FINRA, SIPC. Miramont Wealth Management, LLC is not affiliated with Girard Securities.

3555 Stanford Rd., Ste. 207 | Fort Collins, CO 80525 970-232-9639 | www.miramontwealthmanagement.com

SPECIAL ADVERTISING SECTION

ATTORNEY

Kaufman & Findley, P.C.

William G. Kaufman

Joseph D. Findley

We provide a full range of legal representation, including the following services: • Estate planning and the preparation of wills, trusts, and powers of attorney. • Probate and estate tax proceedings and litigation. • Preparation, advice and representation in guardianships and conservatorships. • Advice and representation in real estate sales, exchanges, leases, loans, title insurance, and landlord/tenant matters. • The preparation and review of contracts for the sale and financing of all kinds of goods, services, real estate and buildings. • The preparation and review of contracts and closing documents for selling or purchasing a business. • Advice and representation in real estate construction, sales, exchanges, leases, loans, title insurance, eminent domain, landlord/ tenant, zoning and planning matters and proceedings.

Kaufman & Findley, P.C.

200 E. 7th Street, Suite 318 | Loveland, CO 80537 970-667-8888 | www.kaufmanfindley.com

FINANCIAL PLANNER

McCulley & Associates, Inc. Robert M. McCulley, CFP®, MAFM Bob McCulley has been working with individuals and businesses in the area for over 30 years. He grew up in North Platte, Nebraska and eventually moved to Colorado in 1987. In 1987 he started his own company which has allowed him the ability to offer many more services and programs. Bob is a Certified Financial Planner™ and hold a Masters Degree in Accounting and Financial Management. As a licensed representative, he is able to offer a variety of investment and insurance options. Bob is dedicated to developing lasting relationships with all my clients and believes in helping his clients achieve their financial goals while participating in the management of their finances. Bob holds educational workshops on Social Security and Financial Wellness topics to assist clients in making important retirement decisions. McCully & Associates provide clear, easily understood explanations of financial products and services. The personalized program that they provide is a roadmap to working toward a more secure financial future. Securities and advisory services offered through Cetera Advisors LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.

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BUSINESS & TAX ADVISOR

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The Olde Course at Loveland

OUR FAVORITE FOUR-LETTER WORD DURING THE SUMMER MONTHS. Well, the season has arrived and our gorgeous Colorado landscape it the perfect backdrop for polishing your swing. In the following pages, you will read about several Northern Colorado golf charity events, new programs at the courses and why lessons are vital no matter what skill level you may consider yourself to be. So get out there and enjoy that Colorado sun, those cool breezes and the game that continues to confound and delightâ&#x20AC;Ś

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GOLF

Golf Tournaments Raise Money for Good Causes By Kay Rios

Charity golf tournaments hosted by non-profits have become a popular means of raising money and gaining awareness for a cause. Non-profit organizations across the nation organize tournaments, often on an annual basis, as large-scale fundraisers. These tournaments work because they combine a hobby with the idea of helping those in need and raising awareness. It’s a winning combination.

Cammy Seaman, marketing representative for Delta Disaster Services of Northern Colorado, agrees. Delta Disaster Services puts on the Annual Scramble Golf Tournament to benefit the Kawasaki Kids Foundation. “It definitely helped raise money for the Foundation; last year, we raised $13,000 and our goal for this year is $100,000. And it has raised awareness for this disease [Kawasaki], which is the leading cause of acquired heart disease in children.” There are several ways a charity golf tournament raises money for an organization. The first is entry fees paid by the participating golfers in the tournament. Another way tournaments get donations is by selling hole and tee sponsorships to local businesses. There are also side events that help increase the contributions by having a coinciding dinner featuring either a live or silent auction. Many of the organizations

provide a fun-packed day with a variety of action. The Realities Cup Invitational Golf Tournament is a good example of additional offerings and business involvement. “We take care of all the details,” says Craig Secher, President and Founder of Realities For Children Charities. Realities Cup Hostesses greet players as they arrive and are at each hole to provide stats and activities throughout the day. This 18-hole shotgun start occurs at 1 p.m. after a chef-created lunch on the patio that is accompanied by live music. After lunch, attendees can take part in a putting contest, chipping contest and more. “They can also enter to win one of our many Realities Cup Prize Giveaways and even have a shot at the Hole In One for a new motorcycle from Thunder Mountain Harley-Davidson, a car from Pederson Toyota or even a chance at

the Realities For Children Million Dollar Prize." Afterwards, golfers enjoy a five star dining experience featuring cuisine from around the world. Secher says the tournament, now in its 10th year, has benefited the cause of covering unmet needs of Larimer County children who have been abused, neglected or are at-risk. Last year, Realities garnered $40,000 in one afternoon of great golf. But it’s not just the non-profits who benefit. The courses also get something out of the deal, says Todd Schafersman, 1st assistant golf professional and tournament coordinator for Ptarmigan Country Club. “First, they’re renting the golf course for the day and it gets people out there. It helps them see what we do, why we enjoy this area and why our members like our country club. We are the only Jack Nicholas signature course in Colorado and known for our

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The Realities Cup 2013, benefitting Realities for Children.

Drive Fore the Point 2014, benefitting Turning Point.

course’s high standards. So people who come out for this tournament get to experience that. It’s like being a member for a day.” There are a very large number of tournaments in Northern Colorado, far too many to list in one small article. The following highlights just a few of the possibilities and is, by no means, an exhaustive list. Check with your favorite charity or look at event boards at the courses for additional options.

JUNE: June 7, Relay for Life. Mountain Vista Golf Course, 2808 NE Frontage Road, Fort Collins. Shotgun start at 7:30 a.m. Teams are preferred but individuals can call for placement on a team. Cost is $85 per player or $340 for a team and includes 18 holes of golf, cart and lunch. All proceeds go to the American Cancer Society. Contact Jim Porth at (970) 215-3524 for participation. June 12, Drive Fore the Point. Highland Meadows, 6300 Highland Meadows Parkway, Windsor. Turning Point’s Golf Tournament is now in its 13th year. The tournament welcomes golfers of all levels and abilities to have a great time on the course while raising money for a great cause. The four-person scramble begins with a shotgun start at 8 a.m. The tournament features 18 holes of golf, games on the course and the chance to win $10,000 in a hole-in-one contest. Lunch, a silent auction and a putting contest round out the event. The tournament costs $550 per team. Proceeds go to support Turning Point Center for Youth and Family Development’s effort to turn lives around for youth struggling with behavior, mental health and/or substance abuse issues. Sponsorships are available. Contact Scott Von Style 2015

Bargen at (970) 213-0074. www.turningpnt. org/2015-drive-fore-the-point-golf-tourney June 13, 3Hopeful Hearts Remembrance Golf Tournament. Mountain Vista Golf Course, 2808 NE Frontage Road, Fort Collins. Shotgun start, four person best ball scramble starts at 7:45 a.m. It’s a 9-hole event with lunch provided. $70 pays for green fee, cart and range balls, gift balls, continental breakfast and lunch plus the opportunity to win prizes. All 3Hopeful Hearts proceeds go to support and services to bereaved families who have lost a child. Contact (970) 430-6136 for more information. www.3hopefulhearts.com

JULY: July 13, 2nd Annual Scramble Golf Tournament Benefitting Kawasaki Kids Foundation. Ptarmigan Country Club, 5416 Vardon Way, Fort Collins. For this year’s tournament, organizer Delta Disaster Services of Northern Colorado has partnered with the NFL Players Association. The $250 entry fee provides a twoday beginning with a Sunday night gala before the Monday tournament, 18 holes of golf, cart, and dinner and silent auction after the tournament. Each team plays with an NFL player. Last year, the inaugural event raised around $13,000 and this year’s goal is $100,000. Sponsorship opportunities are available. Contact Cammy Seaman (970) 567-9061. July 17, True Blue Foundation Birdies and BBG Tournament. Highland Meadows Golf Course, 6300 Highland Meadows Parkway, Windsor. Cost is $125 per golfer and that includes everything (golf, cart, range, lunch, participation

bag). If a company or a person is interested in sponsoring a hole the price is $250. All proceeds made during this tournament go to their nonprofit partners or charities. Contact Mason Smith at mason@goncso.com or Sean Grogan at sean@ goncso.com, or look online at www.birdeasepro. com/truebluegolf. This year, proceeds will go to Sexual Assault Victim Advocates (SAVA), the Wounded Warrior Project, Greeley Evans Youth Scholarship Programs and the Fort Collins Baseball Club Discount Programs. July 20, The Realities Cup Invitational Golf Tournament. Ptarmigan Country Club, 5416 Vardon Way, Fort Collins. Cost is $700 per foursome. While it is an invitational, requests can be made to attend and invites can be extended by members. This is billed and recognized as one of the premier golf tournaments along the Front Range and usually sells out a month in advance. Last year over $40,000 was raised with 100 percent of the proceeds benefitting the Emergency Fund for abused children in Larimer County. Details can be found at www. RealitiesCup.com. Questions can be directed to Amy@RealitiesForChildren.com. Registration is tax deductible.

AUGUST: August 14, 3rd Annual Berthoud Open Golf Tournament. Highland Meadows Golf Course, 6300 Highland Meadows Parkway, Windsor. The tournament is put on by the Berthoud Area Chamber of Commerce and benefits the scholarship fund for a Berthoud High School student. It’s a scramble with a shotgun start at 1 p.m. While fees have not yet been set, they are

expected to be comparable to last year with individual fees at $110 (which includes 18 holes of golf, a goodie bag, lunch and two drink tickets) and team fees at $400. Prizes are given for first, second and third place teams. Mulligans can be purchased. For information, contact Deanne Mulvihill, (970) 532-4200. August 17, EVERYday Golf Tournament. Harmony Club Golf , 4176 Club Drive, Timnath. The tournament benefits two non-profits: Serve 6.8 and Finally Home Foundation. Serve 6.8, is a non-profit with multiple community impacts, overseeing the Murphy Center for Hope, which serves the homeless population during the day. It also provides disaster recovery, serving low income, elderly and those with disabilities. Serve 6.8 will open the Resource Center on 1600 East Mulberry as an effort to keep people from becoming homeless and will provide food, clothing and options for signing up for healthcare needs and health benefits. Finally Home Foundation serves foster and adoptive families in Northern Colorado. The cost is $1,500 for a team (no individual tickets). Team Captains are recruited and put their foursome together. Fee includes a lunch at 11 a.m., 18 holes of golf and cart with a shotgun at 1 p.m., and wraps up around dinner with awards and prizes. Anyone interested in being a team captain should contact Kari Stewart, (970) 231-2904.

SEPTEMBER: September 26, Third Annual Colorado Luca Golf Classic. Highland Meadows Golf Course, 6300 Highland Meadows Parkway, Windsor. Proceeds go to the Luca John Foundation, benefitting parents who don’t have the resources to cover funeral and medical costs that come with losing a child. It’s open to the general public, teams or singles. The $125 per person cost covers golf and cart refreshments, breakfast before and dinner afterward as well as free driving range in the morning. Shotgun start at 9 or 10 a.m. Last year’s tournament raised about $30,000 between the tournament and silent auction. Contact John. Flynn@jbssa.com for more information. www. LucaJohnFoundation.org.

True Blue Foundation Birdies and BBG Tournament 2014.

OCTOBER: October 4, Breast Cancer Awareness Golf Tournament. While the date is already set, arrangements are still being finalized for this nine-hole event. The entry fee includes the event plus food and prizes. It will be limited to 72 people (two teams per hole). Contact Doug Perry at (970) 221-6650 for more information. Pink Par-Tee Tournament 2014, benefitting Hope Lives! The Lydia Dody Breast Cancer Support Center.

Lydia’s STYLE Magazine

GOLF

Collindale Golf Club clinics. Photos by Clayton Jenkins/ Clayton Jenkins Studio.

Golf Courses Find New Ways of Attracting Players By Kay Rios

With a negative golf forecast around the globe, courses are looking at ways of attracting new and younger players to the courses and the game. According to the National Golf Federation, the U.S. has lost five million players over the last decade and rounds of golf played dropped 4.9 percent from 2012 to 2013. Golf in the 18 to 34 year old range has declined by 30 percent over the last 20 years. And, for the eighth straight year, more golf courses closed than opened in the U.S. in 2013. But, there is good news. More and more women are joining the game, say those in the know. The National Golf Foundation reported a net gain of 260,000 women players over the past year and the Ladies Professional Golf Association (LPGA) commissioner Erik Matuszewski has been quoted as saying that 180,000 new young girls joined the game. So the goal for the courses is to get new bodies out and interested. That’s important, says Earl Gerlach, assistant professional at Collindale. “The business began to decline with the depression in 2007. The amount people spent on recreation went down and that’s impacted golf. So we want to give them a reason to be at a golf course so we need to do anything we can to grow the game and get more participation.” Younger generations are definitely a target market, he says. “Growing the game from a younger standpoint is imperative because, as kids learn the game, we create a future for the golf business and as younger generations grow into adulthood, they’ll continue to play. So there’s a lot of interest focused on kids but the women’s area is also an untapped potential Style 2015

in the golf business.” Gerlach says that there are several events geared to those untapped markets. “First, we have our big demo day on April 19 from 10 a.m. to 2 p.m. at Collindale. This is a really cool event the whole family can attend. We bring out sales reps from all of the major golf brands and people have an opportunity to try out all of the latest and greatest golf equipment: drivers, woods, wedges and irons. People can hit them all.” Collindale is also running “Get Golf Ready in Five Hours” for beginning golfers on Tuesday through Friday at various times during the summer. This promises a strong foundation in the fundamentals and how to get started in an affordable way. In addition, Gerlach says, “The Tuesday ladies' clinics have been a huge hit for us.” The four week clinics focus on a particular aspect on each of the days: putting, chipping/ pitching, full swing and course management. Another option includes the Monday night “No Pressure League” for women. “It’s strictly for ladies who want to play without the pressure. Tee times start at 5:04 p.m. and it’s a drop-in league so you pick the weeks you want to play

and you’re not forced to play every week. We also have a Monday league called the ‘Misfits’ that’s a very low pressure league where both men and women can compete and we have a Senior League on Wednesday mornings.” For more information about the programs at Collindale, visit www.collindalegolfacademy.com. Gerlach says that the level of professionalism adds to the experiences that everyone can have. “Collindale’s PGA Director of Instruction, Vince Buelk, was named #1 Instructor for 2013 by Colorado Avid Golfer Magazine People’s Choice Awards. “Vince is a fantastic mentor and coach to a large variety of people, many of whom are junior golfers. There are a variety of junior clinics, he says. “It’s a great way to get kids out of the house in the summer.” An event designed just for youngsters is the Drive, Chip and Putt to be held at the Fort Collins Country Club on June 25 and is for the kiddos, age 7 to 15. The competition tests the skills of the kids similar to punt, pass and kick for football. “They will compete in all aspects— driving, chipping and putting—and be scored on how well they perform,” Gerlach says. The

winners advance to a regional competition and eventually a national competition at Augusta National during The Masters PGA Tour Event. The website for registering kids is www.drivechipandputt.com. The City of Loveland has also recognized the need to generate more interest and grow the game. It has put several new programs in place designed to do just that, says Steve Southard, City of Loveland golf operations manager. “We’re the leader in the innovative, fun stuff. Our approach is based on the idea that, basically, people learn to play golf one of four ways. The highest percentage learns from a family member. The next highest is self-directed learning by watching TV and reading golf magazines. Next are those people in their 20s who learn from their friends. The smallest portion is through lessons and programs. Because we need to understand that people learn in different ways, we’re building facilities that address each of those methods. We don’t care how you learn. We just want you to have a good time and not be intimidated. We’re making it more enjoyable.” Southard says that Loveland’s new facilities will allow friends to teach friends, parents and grandparents to teach kids in a place that’s fun, age appropriate and right for the skill levels. A couple of years ago, Loveland built the Mini Course at Cattail Creek using Starting New At Golf (SNAG) equipment. “It’s kind of like puttputt extreme,” Southard says. The game has simplified rules and terminology that adds fun to the learning and playing experience while

building on strong fundamentals of putting, chipping, pitching and full swing. Players use oversized clubs and tennis-style balls, and aim at a variety of targets. “We were the first in the country to actually build a course to use SNAG equipment in a nonintimidating place,” he says. “We’re now building a target and obstacles at Cattail so people can have more fun while they are learning. We just finished one obstacle out of huge telephone poles and we’ll have other structures on the range.” The idea is to have the new golfers hit the targets. “This way, they develop skills they wouldn’t get on the driving range. On a typical driving range, there’s the flag but it’s not much fun. But when you add games and competition, it becomes fun,” Southard says. “One target looks like ski-ball, and we’ll have a tic-tac-toe. We’ll also have stock tanks (water tanks) so people have a big target to chip into. Just practicing chipping isn’t fun but when you chip, hit the target and it makes a noise, it’s great. We’re taking driving ranges and adding forms of entertainment where, while people are having fun, they’re also learning fast. It generates the interest.” Proof that the interest has been generated is in the numbers. “Cattail Creek is our lab and the experiment has been proven with our revenue up last year by 12 and a half percent. That’s because, instead of funneling everyone into a lesson program that costs $100, we’ve decided to partner with friends, grandparents and parents to help them and, in return, they help us.”

Loveland has added another option at Marianna Butte. “We’re adding these games on a previously unused area to the front left of our regular driving range.” He compares it to a terrain park built alongside a green run at a ski resort. “We’re kind of creating a golf terrain park. Then, on Friday, Saturday and Sunday nights, we’ll rent by the hour. You buy the space for an hour and we’ll give you unlimited balls.” But that’s not all. “Our clubhouse and patio are next to that so we’ll have tables where you can order snacks and drinks and we’ll also have live music. We’re making it a social time and not just a practice time.” It’s an unusual approach, Southard says. “We feel pretty fortunate. We’re the only ones that can pull that off in Northern Colorado because our clubhouse and patio are next to our range.” He says there’s one other option that has been very helpful to drawing new people to Loveland courses. “We started a three-hole range at Cattail Creek. When you first start out, nine holes can be a long time and the fun can run out. The first time people play, they should only play three or four holes. So we allow three holes for $4 any time except for Saturday and Sunday mornings before 1 p.m. and we provide the equipment.” Bottom line is getting people out and interested. “We want people to do this when and how it’s right for them,” Southard says.

Kay Rios is a freelance writer based in Fort Collins.

Loveland is crazy fore golf!

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GOLF

Golf Lessons Increase Skills By Kay Rios

Golf is not about simply swinging a club at a small dimpled ball. There is much to learn to master the game: approach, proper swing, club selection, driving, mid game, short game, etiquette. This list is long. Lessons can certainly offer the answers to a number of questions including, “Where do I start?”

Pros and amateurs agree on the benefits of taking lessons. “They help you evaluate where your game is in relation to where you want it to be,” says Doug Perry, PGA professional and golf pro at City Park Nine in Fort Collins. “The first thing I ask is ‘What are your goals?’ A good instructor can match your goals and expectations with your efforts.” Those things have to be in sync, he says. “If you came to me and said ‘I can’t break 100 for 18 holes and I’d like to shoot in the 80s.’ That’s reasonable. Those are the goals, but now what’s your commitment? If you say you don’t like to go to the range to practice and only play once a month, I’d say get rid of those goals. You have to practice if you have high expectations. If you’re more casual and not obsessed with goal numbers, that’s great but you can’t take someone who has no desire to practice and expect them to score at a better level than they’ve been scoring.” Lessons have multiple levels. “There’s a process not only in evaluating someone’s swing but also looking at their approach to the game,” Perry explains. “A big part of the game is a mental thing. If I take a student out to take a lesson on playing the course, I look at the decisions made. Why did you chose that club, or that angle?” The student can then start to evaluate

and learn why a particular choice might not be the best decision. One of the worst reasons for taking a lesson is to get more distance off the tee, Perry says. “If that’s all you want, you’re forgetting about physical conditioning and what makes the ball go further: hitting it more squarely with a faster speed. So to get more distance, you have to make better contact with a faster speed. If you can’t do that, the ball isn’t going to go farther.” Perry, who has played competitively for 45 years, still takes lessons from time to time. “When I first started, I didn’t have access to lessons. I was just a kid working at a public course and I watched really good players and copied their swings. I’d watch them and try to duplicate what they did and it improved my swing.” Later, he did start taking lessons and has gone to a number of seminars where he could work on his game. “Every once in a while when I’m baffled with what’s going on with my swing, I’ll call one of the pros I know and have them spend an hour with me and have him tell me what they see. A good golf professional can pick out things that need work. Even the best players in the world go back to their teachers to work on the basics.” He continues, “There are five basic parts to

the game: putting, pitching, chipping, full swing with approaches to the green and then full swing off the tee. The biggest impact on improving is to practice 80 percent of your game on your short game and 20 percent on your swing. An improvement in your short game takes instant strokes off your score.” Brian Lindstrom, PGA golf instructor at Highland Meadows Golf Course, says, “The main benefit is that you get more enjoyment out of the game. Golf’s hard enough and if you try to do it all on your own, that makes it harder. The goal of lessons is to simplify the game and work with your flexibility and strength. There’s so much information out there about the golf swing and it can become confusing. The instructor can pick out the pieces that will work for you. If you know it’s your grip or your aim, or the direction you are trying to swing, if you are on the right path with those big pieces, the game becomes much easier.” Lessons help to individualize the game, Lindstrom says. “It’s really just working with fundamentals and working within how each individual is different. An instructor can pick out the pieces that allow that person to improve the most.” There are gender differences as well, he says. “These are anatomical differences—the way Lydia’s STYLE Magazine

the arms hang, the flexibility of the hips—and any good instructor will know the difference,” he explains. By taking lessons, the game becomes easier. “Even if you have one thing you’re doing incorrectly, you’re making it harder on yourself. It can be something technical and, if you separate that out, you’ll have more fun. Remember that golf is a game and should be fun. The job of an instructor is to help you enjoy it more.” Anna Olsen, president of City Park Nine Women’s Golf Association (CPNWGA), agrees. “When I first started golf, I took group lessons to see if I would enjoy the game. When I decided golf was something I wanted to pursue, I started taking private lessons. By taking these lessons I feel my game has improved and my practice sessions are more meaningful.” There’s another aspect, she says. “Golf lessons really helped my confidence because I can now play with ladies who have played the game a lot longer than I have.” Donna Dauner, who plays in CPNWGA’s league and in the Loveland Women’s Golf Association at the Olde Course, took lessons off and on over the first six years she played golf. “The golf professionals imparted such a love of the game and even helped me develop a decent swing despite my limited athletic ability. Each teacher emphasized having fun during practice and on the course. I recommend new golfers start immediately with lessons from a golf professional. It is much easier to start out with good form than to change your swing after developing some bad habits. I look forward to a refresher lesson on chipping this spring; there’s always something to improve,” she says. Mike Brouwer, one of the City Park Nine golf marshals, plays in a league and regularly takes lessons. “Lessons help because when you go to practice, you practice correctly instead of you accentuating the problem by practicing incorrectly. If you are consistently hitting the ball down the middle and as far as you want it, and your putts are perfect, no point in taking lessons but I don’t know anyone, even the pros, who don’t take lessons.” Two years ago, Brouwer says he was struggling. “My handicap was higher than I wanted and I took a lesson and, as part of that, got a disk I could review later.” That helped put him on track, he says, but he emphasizes that one lesson doesn’t mean instant improvement. “You need to go out and practice so you don’t forget what you learned. That’s why the pros give you one small piece because you won’t remember 10 different things.” It’s worth the investment. “A lot of people think it’s too expensive but you get what you pay for. And for a beginner, I don’t know how you can play without taking a lesson. I don’t know of anybody who has taken a lesson and hasn’t improved their game.” Kay Rios, Ph.D., is a freelance writer based in Fort Collins. She is an avid but very amateur golfer who will be taking many lessons this spring.

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A bit of Norway in the Colorado Mountains By Heidi Kerr-Schlaefer Photos by Damon Searles Photography and Cathcart Photography

Art and Marsha French had a dream of returning to Colorado for many years. The two met right out of college while they were both working for Exxon Mobile in Denver. Two daughters and nine homes later, they have finally made their dream a reality. After multiple vacations in Estes Park, the Frenches decided that at retirement, the town would become their permanent home. Seven years ago they bought property in Estes Park, and with the help of Gregg Construction and Steve Lane of BAS1S Architecture, the couple built Meadowdale Lodge and moved in this past November with their two labs. Two years ago, upon their retirement, the Frenches moved from Houston, Texas, to their 100 acres and lived in a 1,190 square foot “guest house,” their first project with Bruce Gregg and Lane. The home is modeled after a Norwegian hütte, a vacation cabin in Norway. After working for Exxon Mobile for three years in Norway, the Frenches fell in love with the hüttes they would rent for their family on the weekends. Those Norwegian influences can be found inside Meadowdale Lodge as well. Tongue and groove pine paneling creates rich warmth throughout the 5,050 square foot home. The Frenches also put in a sauna next to the master bedroom, another Norwegian touch. Despite having lived in nine houses, the Frenches had never built a home, and Meadowdale Lodge was an opportunity to have everything they had always wanted. “Steve and Bruce did a phenomenal job,” says Marsha. “We had a lot of strong opinions about things and they had a lot of strong opinions about things, but we were always able to work it out and we learned very quickly that they were usually right. Their experience was invaluable.” The home is a reflection of Art and Marsha’s personal tastes as well as those of their two adult daughters, Katie and Julia. While their daughters live in Los Angeles and Houston, it was important to the Frenches that they have a say in the design of the home. Each daughter put her special touch on her own bedroom; Katie’s room has a closet inspired by “The Lion, the Witch and the Wardrobe” and dark green plaid wall coverings, while Julia went for a lighter, brighter room with wood flooring. Each daughter leaves clothing in their rooms’ respective closets so that they don’t have to check luggage when traveling to Colorado. "We want to make it as easy for them to visit as much as possible,” says Marsha with a smile. All the bedrooms in the house have built-in electric fireplaces, inspired by the family’s stay at The Little Nell in Aspen for a wedding. Art and Marsha’s passion for geology can be found in features and interior design touches throughout the house, but perhaps most visibly in their “mine shaft” elevator. Instead of hiding behind a door, this elevator sits just to the left of the main entry. “We thought if we rolled the stair around the elevator that you could really see all sides,” explains Lane. “The combination of the stair and elevator together as one big tower gives it that shaft feel.” The elevator is made from corrugated and rusted steel. The outside of the stair tower is constructed from reclaimed Wyoming snow fence, Style 2015

giving the elevator the feel of an authentic weathered mine shaft. Without a doubt the lodge’s great room’s most outstanding feature is the view. In fact, the house was situated so that every room has a spectacular view, even the master bath. However, the great room has a few other standout features including two huge river rock columns on either side; one column houses the fireplace while the other serves as the divider between the great room and kitchen. Not only do these columns reflect the Frenches love of rock, they serve the function of holding up the house. They also help to break up the main floor into two separate wings; a kitchen and dining room space and the master bedroom, office and library area. Art and Marsha share the octagonal office that includes a second floor library accessed by a wrought iron spiral staircase in the middle of the room. The library has a special secret as well, one concocted by Katie who loves hidden doors. “As we developed the plan for the upper floor and the walkway between the two wings, we designed a little seating area next to a bookshelf,” says Lane. “On the other side of the bookshelf was the library, so this was a fantastic opportunity to make the bookshelf pivot allowing a hidden entryway to the library from the second floor.” The main floor has soaring ceilings, but on the second floor space that overlooks the grand room the ceiling is low. At first the Frenches thought it might be too low, but Lane pointed out that it allows one to physically interact with one of the large blue-stained pine logs that run the length of the ceiling. And as Lane predicted, guests to the Meadowlane Lodge gravitate toward touching the massive log when they are upstairs. Several features flow throughout the house. In addition to the tongue and groove pine walls, the granite in the kitchen has been used in four of the home’s five bathrooms as well. The granite is from the oldest familyowned quarry in the United States, located just six miles from Meadowlane Lodge. It was important to the Frenches that the lodge felt like a home. It is filled with family photos and memorabilia, plus a handful of spectacular geodes. Lane remembers that the Frenches brought photos of their geodes with them to one of the early architectural meetings, because they wanted to make sure that these rocks had a home at Meadowlane Lodge. The large deck on the front of the home overlooks a pond that was most likely created to water cattle on the property years ago. The pond has been shored up so that it holds water year round and today it is a magnet for wildlife of all kinds. The Frenches have even watched moose swim through it. “Our daughters worry that we are going to become hermits up here,” laughs Marsha. “But people are always visiting and always say that they want to come back and we get out a lot, too.” The family spent last Christmas together in the home and this summer they will celebrate their daughter Katie’s wedding in an aspen grove on the property. Art and Marsha are excited to be making memories in their new home. “Art and I had this dream—we had this vision that this is where we wanted to be one day, and being able to make it happen, it’s just amazing,” says Marsha.

Heidi Kerr-Schlaefer is a freelance writer based in Loveland.

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Container Gardening and Hanging Pots On the Rise By Kyle Eustice

Walking into Gulley Greenhouse and Garden Center, the enticing scent of freshly bloomed flowers and herbs smack you in the face, a welcome reminder spring has arrived. And this means it is also the time to start plotting the type of garden you want to grow.

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This is where Retail Manager Alejandro Mateos steps in. Mateos has been with Gulley Greenhouse for eight years and somehow juggles his multiple duties with a calm sense of urgency. He routinely fields questions from eager customers and many times they revolve around container gardening, one of the fastest growing segments of gardening. Container gardens can hold herbs, decorative flowers, cacti, vegetables and small trees. They provide less risk of soil-borne disease, virtually eliminate weed problems and give more control over moisture, sunlight and temperature. Almost anything that holds soil is suitable for a container. It is crucial, however, it has at least one drainage hole. Good drainage is absolutely essential for your containerized plants. Containers made of clay or plastic are the most common. “Clay keeps the humidity in,” Mateos says. “It keeps the plants cooler than plastic. Plastic tends to keep them warmer.” It’s important to understand the type of plants you’re growing and what kind of environment they will be in. It’s also essential you don’t overstuff your container or hanging basket. “Many times, when customers decide to create a custom basket or container, they want instant gratification so they’re stuffing a lot of plants into the container,” he explains. That may work when you want to have a party in the next couple of days—and you can stuff your container full of blooming plants—but in three

or four weeks, that plant is going to suffocate because the roots are going to be too cramped and the plants won’t be able to breathe. “Eight to ten 2-inch plants per 10-inch basket is a good place to start,” adds Mateos. It takes about two months to grow a container garden from scratch. “We normally start planting in January or February and by mid-April, they will be done.” In order to create that perfect container, consider what is your desired final result.

Start with Good Soil

As you begin to plot out your container, Mateos recommends getting a proper soil mixture. Healthy planting begins with materials such as sand, sphagnum moss or perlite. “We make our own,” he says. “We use a mixture of pumice, sphagnum moss, vermiculite and perlite. For baskets or annuals, we add a fertilizer.” At local greenhouses and nurseries such as Gulley or Fort Collins Nursery, it’s not hard to find a bag of premixed soil, but choose wisely. The soil must be suitable for each type of plant; particularly for container plants, the soil needs to be well aerated and well drained. Pumice provides the aeration needed and retains moisture. If you’re not finding what you want, making your own is always a viable option.

Build the Design

Once you have the soil in the container, gather

a thriller, spiller and filler. The “thriller” is the centerpiece plant, the “spiller” usually tumbles out of the container and the “filler” complements the thriller, but does not overwhelm it. Thrillers also add height to a container. The vertical accent provides scale with the pot and surrounding environment. Thrillers can be flowering or foliage plants such as ornamental grasses, variegated bamboo, canna lilies or and elephant ears. Edibles also work as thrillers. Swiss chard, eggplant, peppers, and tomatoes raise sightlines and at the same time, yield some delicious food. Examples of spillers include sweet potato vine, vinca vine, ivy, wave petunias, lantana, calibrachoa (million bell petunia) and bacopa. Finally, fillers are rounded or mounded plants that sit in the middle area of the container. These plants bridge the tall thrillers and trailing spillers, and showcase the focal points of the arrangement. Examples of fillers include geraniums, New Guinea impatiens, coleus, begonia, caladium, ornamental pepper, herbs and smaller ornamental grasses.

Caring for Your Container

The next step is pivotal in the life of your container garden or hanging pot. “The first time you water plants is the most important one,” Mateos says. “You have to make sure the outside is super wet and then move towards the center so all of the soil is super, super soaked the first

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time. If you don’t, you let some parts dry out and the next time you water, those dry parts aren’t going to take the water anymore.” Fort Collins Nursery is just beginning to get their container gardens and hanging pots in for the new season. They have a combination of pre-made selections and ones they make in-house. Assistant Manager Randy Hixon reiterates the importance of knowing your environment and why the first watering is so critical. “The first watering helps settle all of the soil,” Hixon says. “That way, if there was an air pocket, it allows the air pocket to dissolve and the soil will settle for the plant. It also reduces the transplant shock once you’ve disturbed their root system. Proper maintenance is crucial. “The life of your plants also depends a lot on the weather,” Mateos says. “For container gardens or hanging pots, you need to keep an eye of them. Some you have to water every day and others you have to water every other day. Make sure the plant never gets overwatered.” “Your light situation is very important. If it’s warm, I would recommend staying away from pansies,” Hixon says. “They don’t like hot summers whereas snapdragons, gardenias and petunias all prefer the heat. There are countless options when choosing what types of plants to use in your containers. It’s all a matter of knowing how they’ll respond to your environment. It’s fun to mix and match.” Gulley sells around 5,000 baskets in retail alone and produces another 15,000 for their wholesale customers every season, which begins midApril and can last into the fall. At this point, Mateos is a seasoned vet and has some sound advice for blossoming gardeners getting their hands dirty for the first time. “Take the time to learn about the plants and your environment,” Mateos says. “If the plant is not happy somewhere, the plant will show it right away. It usually takes about two days. If they are looking droopy, they might not necessarily need more water, they may need sunlight or may be getting too much. Once you have the location and amount of sun they’ll be getting, you’ll know how much water they’ll need. People often have a misconception about gardening. It’s quite easy. Don’t be afraid.” Kyle Eustice relocated to Fort Collins from her hometown of Omaha, Nebraska. After spending four years living in Santa Fe, New Mexico, she was anxious to return to the mountain region. She is a regular contributor to Thrasher Skateboarding Magazine, Wax Poetics, Boulder Weekly Bandwagon Magazine, Ghettoblaster, and many others.

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WINTER PARK a summer wonderland By Heidi Kerr-Schlaefer Photos by Heidi Kerr-Schlaefer

The name may evoke images of snowy escapades, but Winter Park, Colo., makes an excellent summer escape. The town and resort offer plenty of warm weather activities and sun-filled festivals to keep you and your family busy. Whether you are traveling with girlfriends, your spouse or the entire family, Winter Park is an easy weekend trip that will satisfy everyone’s need for fun. 58

The girlfriend getaway

With the back of my Toyota stuffed with luggage and coolers full of wine and snacks, we drove out of the city with one thought on our minds—wine festival. Two longtime girlfriends and I were on our way to The Village Uncorked, an annual outdoor wine festival held at Winter Park Resort in July. We chatted nonstop on the two-hour drive, gratefully watching the outside temperature gauge fall as we climbed Berthoud Pass. It had been a hot summer along the Front Range and we were looking forward to a cool down. It was 3 p.m. when we arrived at The Vintage Hotel and judging by the amount of luggage we rolled it, it probably looked as though we were moving in permanently, but we were only checking in for two nights. Our room included a good-sized kitchenette that we utilized during the trip and a big fireplace that we did not. We quickly changed and headed downtown for some shopping and drinking at Cooper Creek Square in the Town of Winter Park, about a five minute drive from the resort. After a bit of

shopping, we settled on the patio of Smokin’ Moe’s Rib House & Saloon for happy hour wine surrounded by colorful flowers. Winter Park becomes a high elevation flower garden during the summer and their landscapers must work overtime to keep it looking so vibrant. The next day we breakfasted in our room and then headed out to ride the Zephyr chairlift before the wine festival got underway. I learned three things on this outing; 1. The summertime views from Winter Park’s Zephyr are amazing, 2. I am not nearly as afraid of heights as my girlfriends. 3. Flip flops are not the proper foot attire on a chairlift. To prepare for an afternoon of drinking, we lunched at Cheeky Monk Belgian Beer Cafe, where we tucked into a plate of giant fried pickles and delicious sandwiches. The Village Uncorked was everything we had hoped it would be. Winter Park Resort’s village becomes a sea of white tents under which there are either many bottles of wine or many taster trays full of cheese. We were like kids in Lydia’s STYLE Magazine

a candy shop. After a brief recharge in our room, we headed to town for SolShine at Hideaway Park, a free music festival that takes place twice a summer and just so happened to be occurring while we were in town. We enjoyed The Samples and Leftover Salmon, and after dinner at The Library Sports Grille & Brewery, we returned to our hotel exhausted and happy. The Village Uncorked is July 4, 2015 from 11 to 4 p.m. at Winter Park Resort and once again coincides with SolShine Music Festival at Hideaway Park. Canâ&#x20AC;&#x2122;t make it to Winter Park over the holiday weekend? A brand new wine event is planned for July 11 at Hideaway Park as part of Mountain Bike Capital USA Weekend. For details on the new event keep tabs on PlayWinterPark.com.

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Winter Park Beer Festival 2014; the festival is held every year in August.

amphitheater. Last summer, my husband and I headed to Winter Park in early August for Winter Park Beer Festival. We arrived at our Hi Country Haus Condo to find a gigantic bunch of purple columbines growing wildly outside the door. Nothing says “Colorado mountain getaway” like columbines. We were happy to discover that our condo was within walking distance of every place we wanted to go, namely, the beer festival and Hernados Pizza Pub. This was going to be a very good weekend. The Winter Park Beer Festival is one of the best beer festivals that we’ve attended and being a VIP ticket holder here is tops. VIPs had their own private area, where attendees are treated to a big barbeque lunch, had access to specialty beers and got full sized tasting mugs. This is one instance where I’d highly recommend purchasing the VIP pass. The day was gorgeous, punctuated by a late afternoon hailstorm that had folks running for shelter. Of course, in true Colorado fashion, it was over in less than 15 minutes. Three great bands took the stage, including Fort Collins’ Whitewater Ramble. There were a number of small town breweries represented at the festival that I hadn’t yet tried, including Eddyline from Buena Vista. After an afternoon of drinking a lot of delicious beer, it was time for pizza, so we walked to our favorite Winter Park haunt, Hernados Pizza Pub. We sat at the bar where we ate a ginormous pie and made new friends with locals and other visitors. It was a memorable day and night. This year’s Winter Park Beer Festival is August 8 from noon to 5 p.m. Style 2015

The family getaway Traveling with the kids? The Winter Park Resort has plenty of fun summer activities for children. An Adventure Pass includes unlimited use for one day of Colorado’s longest Alpine Slide, the climbing wall, GyroXtreme, Leaps & Bounds Bungee, Disc Golf lift access, bouncy snowcat, Zephyr Express scenic chairlift and the Human Maze. The still-new Foundry Cinema & Bowl facility is also a good way to keep the kids entertained. Or, spend a day at the YMCA of the Rockies’ Snow Mountain Ranch. Just 21 minutes from Winter Park, whether your child love adventures like zip lining or prefers to sit and create art, this place has it.

Winter Park getaway tips If you are heading to Winter Park this summer from Northern Colorado, consider

taking Trail Ridge Road through Rocky Mountain National Park (RMNP). We drove Trail Ridge Road this past June and the wildflowers were stunning, as were the numerous bull elk that seemed to pose just for us. RMNP is celebrating its 100th anniversary this year and many events are planned. You can find a list at www.nps.gov/romo/planyourvisit/ events.htm. A few new places have opened in Winter Park since I last visited. The brand new Vasquez Creek Inn, owned and operated by Devil’s Thumb Ranch, recently opened in downtown Winter Park across from Hideaway Park. Volario’s is the Inn’s restaurant and specializes in Northern Italian food and happy hour cocktails on their creekside patio. Lunch Rock is a brand new restaurant on top of Mary Jane that will remain open for lunch and select dinners during the summer months. It is accessible via chairlift. If you love to cycle, many new trail connectors have been added to Winter Park’s biking trail system, making it even easier to start your outing in downtown. Pick up the new bike map at the Winter Park Visitor Center or view it on MTBcapitalUSA.com.

Heidi Kerr-Schlaefer is a freelance writer and longtime Colorado resident. She’s also the founder of HeidiTown.com, the place for entertaining stories about Colorado festivals and travel.

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U N I T E D WAY O F W E L D C O U N T Y T I L L E R S C L U B R E C E P T I O N December 2 :: Greeley Country Club :: Greeley United Way friends gathered at the 26th Annual Tillers Club Reception to recognize the generous donors of United Way of Weld County (UWWC) who contributed to the annual campaign drive. Also honored before the 250 guests in attendance were Dick and Reva Bond who were presented with the 2014 UWWC Humanitarians of the Year Award for their lifetime dedication to service, giving back to the community in numerable ways and improving the lives of people in Weld County and beyond.

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LOVELAND CHAMBER OF COMMERCE ANNUAL INVESTORS DINNER January 16 :: Embassy Suites :: Loveland The Loveland Chamber of Commerce held their annual Investors Dinner with more than 350 of Loveland’s business community professionals in attendance. The evening included outgoing board chair Miki Roth reviewing achievements realized in 2014, and incoming board chair Pete Gazlay presenting the exciting plans for 2015. The highlight of the event revealed the winners of the six prestigious Loveland Chamber of Commerce 2014 Annual Awards and concluded with networking, dancing and celebrating. Photos courtesy of DJR Imaging Photography and Bill Standerfer Photography.

Miki Roth, Mindy McCloughan, Kim Raes, Rick Raes, Ellen Colpittes, Pete Gazlay Rick & Kim Raes, RCOM Computer Services and Zaltana Designs Ambassador of the Year Winner

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2 0 1 5 FAT H E R D A U G H T E R D A N C E January 30 & 31 :: Greeley Recreation Center :: Greeley The theme from Disneyâ&#x20AC;&#x2122;s Frozen provided the backdrop for this special 6th annual City of Greeley event, where illuminated pillars of opalescent balloons greeted more than 1,500 dads and their princesses for a fun-filled time with dancing, food and door prizes. "Shake it Off," "Let it Go," "Gummy Bear" and the "Cupid Shuffle" were but a few of the hits that packed the dance floor for a great evening of merriment that built lasting memories. Photos courtesy of Misha Photography.

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2 0 1 5 N C M C F O U N D AT I O N G A L A - T H E G R E AT G AT S B Y January 31 :: Embassy Suites :: Loveland Style and glamour were present at the 26th annual NCMC Foundation Gala black tie event as guests arrived in three-piece tuxes, flapper dresses, feathers and swinging pearls for The Great Gatsby-themed evening. The grand night provided the more than 725 guests in attendance a silent auction with many unique items, entertainment featuring performances reminiscent of the Roaring 20s, just-for-fun gaming tables, popular dances of the times and much more. The full evening also honored Masoud Shirazi for his distinguished service and community leadership in improving healthcare in Northern Colorado. This exciting fundraiser netted more than $230,000 to help support technology upgrades and the expansion of the NCMC Cancer Institute. Photos courtesy of Juan Leal.

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B U T T E R F LY K I S S E S D A N C E S February 5, 6, 7 & 8 :: Christ Center Community Church :: Fort Collins “Date night with Dad” was an exceptional treat for more than 3,400 dads, along with their special daughters, at this 18th annual Butterfly Kisses event sponsored by Encore! Encore! Daughters of all ages, from across the region and nation—with some having attended all 18 years—came looking their best to have a great time with their dads/dad figures in an atmosphere of dancing and socializing, creating a lifetime memory. Photos courtesy of Darci Larrarte.

Craig Chesson, Jasmine Chesson, Dominique Chesson

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B O Y S & G I R L S C L U B S O F L A R I M E R C O U N T Y- Y O U T H O F T H E Y E A R B R E A K FA S T February 5 :: Embassy Suites :: Loveland Over 700 community members gathered to celebrate the youth of Larimer County and recognize the Clubs’ youths of the month and youths of the year. Club staff were also honored for their work of inspiring the kids each and every day. More than $130,000 was raised to support the Boys & Girls Clubs of Larimer County’s mission of providing a safe environment that helps more than 3,500 youth ages 6 to 18 in Larimer County reach their full potential. Photos courtesy of DJR Imaging.

Luanne Hoehne, Dawn Paepke

Fred Richart, Maryjo Faith Morgan, Barry Floyd

John Manago, Bob Klinger, Bill Cahill

Suzanne Miller, Kathleen Vasa

Larimer County’s Youth of the Year, Sydney speaks

Marilyn Schock, Carolyn Geiser

Jackson McCarthy, Sean McCarthy, Kathi Wright

Fort Collins Youth of the Year, Madison, with her poster Lydia’s STYLE Magazine

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Style 2015

2015 SPIRIT FUNDRAISER February 7 :: Hilton :: Fort Collins The 14th annual SPIRIT fundraiser provided more than 400 guests with a fun Mardis Gras style event complete with beads, masks and live music with Dixieland Flair. The evening festivities included the infamous dessert dash with lavishly decorated desserts, silent and spirited live auctions, a presentation by Dr. Ray Guarendi, and for-fun casino tables at the conclusion of the evening. Proceeds from the annual event will benefit Saint Joseph Catholic School and their endowment fund.

Kate Orr, Ann Woodley, Sister Rose Mary Balappa, S.O.L.M., Julia Tynan, Nicole Sattler

Mark & Joyce Pfaffinger

T.J. & Jillian Antinora, Ellie & Ciaran Murphy

Tatiana Samokhina, Paul Sandoval

Katie & Justin Howie, Paul & Stacie Kenny

Ed Tynan wins the dog!

Robyn & Pat Brady, Rachael Volk, Patti Bryner

ELEGANT EVENING IN RED February 10 :: Embassy Suites :: Loveland More than 250 women of all ages and in an assortment of red attire joined for an evening of camaraderie and laughter at the Elegant Evening in Red. The event, designed to celebrate the heart of a woman, included live music, dinner and testimonials from courageous heart disease survivors. The event concluded with featured motivational speaker Diane Sieg and her amusing and passionate presentation. The evening was sponsored in part by Spirit of Women at NCMC and McKee Medical Center and their mission to improve the health and well-being of women in the community.

Tiffany Hettinger, Mary McCabe, Wendy Sparks

Jan Groom, Darlene Newman

Lia Devine, Jackie Elliott

Lori Krause, Jean Daviet, Jacklyn Ewerdt, Dixie Daly, Kristi Helzer, Maureen Radice

Kris Howard, Dawn Olson, Sheryl Fahrenbruch, Heather Schminke

Diane Sieg

Lydiaâ&#x20AC;&#x2122;s STYLE Magazine

R A M S T R E N G T H ’ S VA L E N T I N E ’ S D AY C O C K TA I L PA R T Y February 12 :: New Belgium Brewery :: Fort Collins This Valentine’s celebration brought nearly 180 guests together to celebrate relationships, partnerships and survivorship, and to “spread the love.” The event was especially poignant as the 2nd annual Tim Rickett Inspirational Award was presented to two-time cancer survivor Greg Mount for his selfless and giving spirit in the fight against cancer. Proceeds from the evening will benefit RamStrength, which has raised more than $1,000,000 and has helped over 800 local families affected by cancer improve their lives. Photos courtesy of

Katie La Croix, Adam Center, Matt Yemm, Jeff Rittner, Greg Mount, Bethan Mount Greg Mount - Tim Rickett Inspirational Award Recipient

Novello Photography.

Jone Trone, Julie Trone

Mike Bobo, Marc Lubick, Sonny Lubick, Tyson Summers

Dave Marchant holding Tricia, Tasha Marchant, Marci Guay, Diana Medgyesy

Jennifer & Mike Guerriero

S I M P LY R E D February 13 :: Hilton :: Fort Collins Team Fort Collins’ Simply Red event was a night to honor those who lost a loved one to substance abuse. Guests enjoyed a full evening including several musical performances, with a grand acapella performance of “Man in the Mirror” that concluded the night. Bob Younger was presented The Lamplighter Award for 2015 for being a “light” in the community with his commitment to youth and education. Proceeds from the evening will benefit Team Fort Collins and their programs that focus on promoting healthy lifestyles through the prevention of substance abuse. Photos courtesy of Craig Vollmer Photography.

Gordon Coombes, Lindsay Radcliff-Coombes, Jeanette Heinze, Chris Heinze Style 2015

Lauren Boissy, Jason Weaver, Marcus Ochoa, Lindsay Radcliff-Coombes, Ben Sartin, Jackie Sartin, Amy Hughs, Ryan Hughs, Erik Sartin, Nikki Sartin

Amy Madden Copp, Rob Copp

Joan & Mike Demma

Quinn & Holli McElwee

Kent Obermann, Bob Younger (Kent Obermann-2014 Lamplighter winner, Bob Younger-2015 Lamplighter winner)

BAS BLEU MARDIS GRAS February 17 :: Hilton :: Fort Collins Mardis Gras revelers, with their long colorful beads and masks, joined in to celebrate the 13th annual Bas Bleu Fat Tuesday party. The festive evening featured authentic Southern cuisine, auctions, rockin’ live musical entertainment, dancing and much merriment for the 200 guests who came to enjoy this New Orleans’s style tradition. Nearly $40,000 was raised to benefit Bas Bleu Theatre Company and their mission to present outstanding theater that inspires both audience and artist alike in Mary Ann Colarusso, Wendy Ishii, Ron Colarusso, Diane Harper an intimate “salon” setting. Photos courtesy of Steve

Marilyn Cockburn, Brett Pavel, Robin Pavel

Finnestead.

Laurie Sands, Fran Hale, Mishelle Baun

Peter Springberg, Lynnette Jung-Springberg

Lisa Hatchadoorian, Carl & Karen Spina

Michael Powers, De Dahlgren

Kate Hawthorne Jeracki, Michelle Venus

“EXTRA! EXTRA! GREELEY’S MAKING HEADLINES!” February 19 :: Island Grove Events Center :: Greeley More than 800 guests, including a large number of Greeley Chamber of Commerce investors and friends, came to celebrate the recognition Greeley/Weld County citizens and organizations have received in the last year at the Greeley Chamber of Commerce Annual Dinner and Awards event. Three businesses and four individuals were recognized and honored for their leadership, commitment, achievements and high level of community involvement during the award presentations following the reception and dinner. Photos courtesy of JoeMolina.com. Richard & Brenda Lucio-Coyote’s Southwestern Grill -2014 Winner’s Circle Award Recipient; Cheryl Kubo2014 Ambassador of the Year Award Recipient; Scott Ehrlich-2014 Leann Anderson Community Care Award Recipient; Jeff Crabtree-2014 Young Entrepreneur of the Year Award Recipient, Colette PitcherShowcase Art Center-2014 Winner’s Circle Award Recipient

Brian Doble, Chris Allard-Doble, Chance Basurto, Jen Gamez

Mike Rankin, CJ Archibeque

Michelle Kempema, Alexia Peake

Jim Radcliffe, Stephanie Gausch

Paul Knapp 2014 Board of Directors Award Recipient

Dan Kelly, Steve LaForest Noble Energy-2014 Winner’s Circle Award Recipient Lydia’s STYLE Magazine

Style 2015

9TH ANNUAL WOMENGIVE LUNCHEON February 19 :: Embassy Suites :: Loveland More than 650 people gathered in support of WomenGive, a program of United Way of Larimer County that provides childcare scholarships to help single mothers go to college and build a better future for their families. Event attendees heard from several WomenGive scholarship recipients who shared their stories about how the scholarship has changed their lives. Pat Kendall, a WomenGive Charter Member, was presented with the 2015 WomenGive Philanthropist of the Year award. Since 2006, WomenGive members have invested more than $1.2 million in the program, which has resulted in more than 400 childcare scholarships that have helped 146 women and 214 children. Photos courtesy of zebrajellyfish.com.

Kim Winger, Jenne Loffer, Amber Leis, Ella Winger, Debbie Casey

Dot Tomlinson, Geri Stern

Rita Besser, Dawn Putney, Michelle Venus, Dawn Duncan, Ashley Grisel

Mary Francis, Kim Meyer, Valerie Miller Ellen Freudenberg, Beth Phillips Lisa Auer, Dianne Harper, Hannah Eppley Tracy Kile Schwartz, Sally Kile

Jessica MacMillan, Laurie Steele, Dawn Paepke

Jan Carroll presents Pat Kendall with WomenGive 2015 Philanthropist of the Year Award

Lauren Roesener, Pat Kendall, Stephanie Davis, Justin Davis

Angela Gray, Allison Hines, Jean Olson Lydiaâ&#x20AC;&#x2122;s STYLE Magazine

We've got spirit, how about you? Women are usually the people in the fami ly who make sure that everyone takes care of themselves and gets the health care they need. That's why we want you to have the information you need to make positive changes in your life and the lives of your families-and have some fun while you're at it. Become a member of the "Spirit of Women" program. You'll stay up-todate on the latest news about total well-being for mind , body and spirit. Members enjoy entertaining events, discounts at select businesses, and will also receive a subscription to Spirit Magazine . Lifetime Membership is $20 and is complementary to women 65 and older. Ready to join1 Call or visit us on the web.

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Banner Health® Style 2015

North Colorado Medical Center· (970) 392-2222 • BannerHealth.com/NCMCSpirit McKee Medical Center• (970) 203-6631 • BannerHealth.com/McKeeSpirit

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