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Comprehensive school insurance
If you are a State or State Integrated School you can choose to use the Ministry of Education Risk Management Scheme (RMS) for insurance of your school’s contents, liability and cyber risks.
In doing so you will join the majority of eligible schools in New Zealand who are already members. Costs are extremely competitive too – the levy (premium) for the RMS gets taken out of your school’s operational funding each quarter. The levy is currently $10.50 per student/per annum and that hasn’t changed in 10 years. Joining the scheme is as simple as completing the form available on the Ministry website or calling Marsh. For things not covered by the RMS, you want to ensure your school’s insurances are arranged correctly, to minimise any overlaps or gaps in cover. Here’s where Marsh education specialists can help.
Marsh’s Ancillary School insurance programme
Marsh is the appointed insurance broker to the Ministry of Education and also provide an ancillary school insurance programme, exclusively designed to wrap around the assets and risks which are not covered by the Ministry’s RMS. Marsh’s ancillary programme provides insurance cover for, amongst other things: • Board of trustees or community owned buildings, artificial turf, shade structures, Maori carvings, etc • Motor vehicles such as school vans and cars
• Powered boats and yachts • Domestic dwellings cover for houses that are the responsibility of the school to insure
• Travel (overseas cover for pupils and staff on educational or study trips) • Studentsafe International Pathway (travel and health insurance policy available exclusively for school and college students travelling to New
Zealand to study) • Cover for alterations to existing buildings or construction of new buildings not insured by the Ministry.
In summary
Having a combination of the Ministry’s RMS and Marsh ancillary insurances your Board can rest assured that critical risks have been identified and addressed and your total cost of risk has been minimised.
For more information visit education.govt.nz, or marsh.com/ nz/industries/education.html. or contact Marsh 0800 29 30 31 (option 2).
From Contents, Liability and Cyber to Overcode Property and Vehicle, we have a team of professional brokers who are equipped to provide you with risk solutions fit for your business needs.
To find out more or for a quote, call us today 0800 29 30 31
Cheal
engineers | surveyors | planners
Our daily work includes obtaining Land Use Consents for rural and urban land, commercial and industrial land use activities. Additional to this we undertake topographical and building surveys using drone and scanning technology to create digital images for engineering and architectural design. Our team of engineers undertake design for infrastructure including earthworks, roading and drainage.
This process is often followed by either fee simple or unit title subdivision of land and buildings whether they be houses, duplexes, apartments, larger commercial or industrial structures. Where a proposed building infringes a District Plan rule, the project will require Land Use Consent in addition to a building consent. If a Land Use Consent is required, the building consent may still be approved. However, pursuant to Section 37 of the Building Act 2004, the building consent will not be issued until the appropriate Land Use Resource Consent is obtained. This requirement can significantly impact your building time and budget. The team at Cheal are all about strategy and resolving problems. For example, when a combined Land Use and subdivision consent is granted, the council will generally issue the two consents separately with conditions allowing the building to commence in compliance with the Land Use Consent without the need to start or complete the subdivision consent. Cheal’s experienced professionals will add value to your project by navigating statutory processes, developing strategies to resolve issues, co-ordinate and managing other technical experts while providing sound and reliable planning, surveying, civil engineering advice.
Engineering, surveying and planning services include:
• Cheal provides civil engineering solutions to suit everyone’s needs, such as earthworks, roading, sewerage, water supply, stormwater designs and drawings, construction monitoring, and contract administration and management. • Surveying specialists provide high-quality services that meets the land title requirements of the
Crown and uses modern technology, which includes boundary surveying, mapping, terrestrial and metrology grade, laser scanning, construction setout and surveying, property, and drone surveys. • Planning includes expert advice on the whole consent process such as resource management assistance for a wide range of buildings, councils, subdivisions, rural and residential projects, plan changes and submissions, and affected consents.
In support of your building or construction project:
• Our planners can review and advise on architectural and construction plans to ensure compliance with district and regional plan rules, prepare land use, subdivision resource consent applications, and liaise with councils while assisting with any issues that may arise • Our surveyors can undertake topographical surveys for building and infrastructure projects using terrestrial or remote sensing techniques, building and construction set outs. Height in relation boundary surveys. Finished floor level identification and certifications to avoid unexpected noncompliances leading to costly and time-consuming variations to approved resource consents.
At the conclusion of your project our surveyors can undertake as-built surveys to record built position and attributes of buildings and infrastructure for asset management purposes • Our civil engineers design roading, stormwater, wastewater, and water management systems. Undertake flood analysis, provide engineering plans, reports, professional statements, and opinions.
Our engineers also undertake construction monitoring to make sure every job is constructed to the required standard for the necessary certification to be provided, ensuring contractors comply with construction and contractual obligations. Together Cheal’s team of professionals can partner with you to manage the planning and delivery of your project whether it is building, subdivision, roading or infrastructure construction. We understand the development and construction process and the need to ensure projects flow as smoothy as possible. At Cheal we are here to solve your problems and provide planning, surveying and engineering support to ensure successful execution of your project. Whether it is an upgrade of existing buildings and infrastructure or it is a new project, our team is here to help from the initial topographical survey through to final as built surveys and attribute collection for asset management purposes. Check our website for more information on our company, projects, services, news, and more:
www.cheal.co.nz.
Get in touch by enquiring online via the website, emailing: info@cheal. co.nz, phoning: (07) 858 4564, or head to our Hamilton office at Level 1, 533 Anglesea Street. Do not hesitate to call our helpful team to discuss your plans so that your plans can become a reality.