FYI

got risk?

It’s a fact that during the 2008 catastrophic stock market downturn, most investors lost significant wealth – and faith – in financial markets. Many never fully recovered – financially or psychologically. Strangely, most investors are poised to make the very same mistake during the next big market decline. Unfortunately, this is a result of Wall Street’s “set it and forget it” approach to investing. Here at Main Street Research we see things differently. Our Active Risk Management process mitigates the risk of catastrophic decline, as was the case in 2008, while at the same time allowing investors to participate in today’s rising market. If you are interested in avoiding past mistakes, we should talk. Call or visit www.ms-research.com. Minimum relationship $1 million.

30 L iberty S hip W ay – 3 rD F Loor , S auSaLito C aLiFornia 94965 800.357.3863 | 415.289.1010 | www . ms - research . com

PAST PERFORMANCE MAY NOT BE INDICATIVE OF FUTURE RESULTS. THEREFORE, NO CURRENT OR PROSPECTIVE CLIENT SHOULD ASSUME THAT FUTURE PERFORMANCE OF ANY SPECIFIC INVESTMENT OR INVESTMENT STRATEGY WILL BE PROFITABLE. DIFFERENT TYPES OF INVESTMENTS INVOLVE VARYING DEGREES OF RISK, AND THERE CAN BE NO ASSURANCE THAT ANY SPECIFIC INVESTMENT WILL EITHER BE SUITABLE OR PROFITABLE FOR A CLIENT OR PROSPECTIVE CLIENT’S PORTFOLIO. AN INVESTOR MUST UNDERSTAND AND BE WILLING TO ACCEPT THOSE RISKS, INCLUDING THE LOSS OF A SUBSTANTIAL AMOUNT OF ANY SUCH INVESTMENT. THOSE RISKS INCLUDE THE RISK OF CHANGES IN ECONOMIC AND MARKET CONDITIONS, THE CONCENTRATION OF INVESTMENTS WITHIN A PORTFOLIO, AND THE VOLATILITY OF SECURITIES. MAIN STREET RESEARCH, LLC IS INDEPENDENT AND UNAFFILIATED WITH FINANCIAL TIMES, THE CREATOR OF THE 2018 FINANCIAL TIMES 300 TOP REGISTERED INVESTMENT ADVISERS ( “RIA” ) SURVEY & RANKING. MAIN STREET RESEARCH, LLC DID NOT PAY A FEE TO BE INCLUDED IN THE DATABASE. THE FINANCIAL TIMES RANKED APPROXIMATELY 760 RIAS BASED ON ASSETS UNDER MANAGEMENT (AUM); AUM GROWTH RATE; YEARS IN EXISTENCE; ADVANCED INDUSTRY CREDENTIALS OF THE FIRM’S ADVISORS; ONLINE ACCESSIBILITY; AND COMPLIANCE RECORDS. THE RATINGS MAY NOT BE REPRESENTATIVE OF ANY ONE CLIENT’S EXPERIENCE BECAUSE IT REFLECTS AN AVERAGE OF ALL THE EXPERIENCES OF AN ADVISOR’S CLIENTS. THE RATING IS NOT INDICATIVE OF FUTURE PERFORMANCE OR RESULTS.

Sizzling Summer

These cool dresses and hot accessories will have you looking your best from sunrise to sunset. BY LEAH-MARIE

Walker dress by A.L.C., $495, at Alys Grace (Corte Madera), alysgrace.com; Ruffle dress in persimmon, $425, at Tres Nomad (Sausalito) tresnomad.com; Re-Rope Swing straw hat in wheat by Lola Ehrlich, $240, at Tamarind (Healdsburg), shoptamarind.com; Patty Paillette sunglasses in yellow, contact Rims & Goggles (Mill Valley), rimsandgoggles.com; Lilah necklace in golden ochre, $250, at Zelma Rose (Fairfax), zelmarose.com; Thalia diamond one-piece by Evarae, $300, exclusively at La Belle Fifi (Corte Madera), labellefifi.com; Face a Face sunglasses in orange, contact Rims & Goggles (Mill Valley), rimsandgoggles.com; Miller fringe mini bucket bag, $598, by Tory Burch (San Francisco), toryburch.com; Cora chunky platform by Papillo by Birkenstock, $110, at Birkenstock (Novato), birkenstock.com