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Platinum Fixed Term Bond
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Capital Treasury Services
Cash: Flexible Options • • • • • •
Minimum individual investment of £10,000, with a maximum balance of £5,000,000 Emergency access is available subject to the payment of interest penalties and breakage fees levied by the underlying bank or building society Available for an indefinite period, however notice will be given when withdrawn Available to Individuals, Corporate, Trust, Fiduciaries, SIPP and Charity investment Rate fixed for 12 months currently at 2.60% p.a./AER from launch until 2012 with interest payable upon maturity (at anniversary of investment) Fees & Charges: There is no management or administration fee for this service
Account Structure Platinum Bond holders will transfer their monies directly into their personal and segregated Capital Treasury Services Limited Account, within a ring-fenced custody account. From there, the monies will be transferred to the issuing institutions, again placed into personal and segregated accounts before monies are paid across into the Platinum Bonds. This process offers a full audit trail.
Investor Protection Neither Capital Treasury Services or other companies within the Capital International Group are banks and do not offer banking services, so unlike a bank account investors are not lending money to us or the Capital International Group of Companies and as a result their money is not exposed to Capital Treasury Services’ or any other company within the Capital International Group’s balance sheets or underlying business in any way. Consequently, client monies are fully protected at all times as they are held in segregated client bank accounts within a ring-fenced nominee custody account. No investments or transactions are made on your account (other than transfers instructed by you and interest paid by Capital Treasury Services or the Capital International Group of Companies) and hence any investments made on behalf of your Capital Treasury Services Account are not subject to any specific investment, market or transactional risk. As a result, monies invested into a Capital Treasury Services Account enjoy a high level of security.
Credit Exposure In order to generate the high yields payable to Platinum Bond holders, the monies are managed by our Treasury Management Team utilising a diversified list of authorised banks, financial institutions and building societies rated A- to AAA in accordance with Standard & Poor’s rating agency.
Underlying Credit Ratings The current issuing institutions with which your money is invested are wholly owned subsidiaries of their parent companies and hold a parental guarantee under seal. Detailed below are the credit ratings for these institutions: Standard & Poor’s:
Short Term
A/A-1
Moody’s:
Short Term
P2
Long Term
A3
Fitch:
Short Term
F1
Long Term
A
All ratings stated have a stable outlook. Both Capital Treasury Services and the issuing Institutions maintain regular dialogue with the rating agencies, but ratings may be subject to change.
Summary With any cash management service, it is vitally important that clients have confidence in the way their investment affairs are being managed. Capital Treasury Services can provide this peace of mind and we are confident that our cash management services, products and solutions will fully address your requirements.
1 year fixed rate 2.60% p.a./AER from launch until 2012
(interest payable upon maturity)
Capital Treasury Services
Contact Details
www.capital-cts.com T : +44 (0) 1624 654299 F: +44 (0) 1624 654291 E: info@capital-cts.com Capital Treasury Services Limited is a member of the Capital International Group Capital Treasury Services Limited is licensed by the Isle of Man Financial Supervision Commission Registered Address: Capital House, Circular Road, Douglas, Isle of Man, IM1 1AG
Winner 2010 Company of the Year
Capital International Group Isle of Man Newspapers
awards for
excellence
CTS - Platinum Flyer- V1.02-09.11
Capital Treasury Services Limited Capital House Circular Road Douglas Isle of Man IM1 1AG