PlusLiving+ Bay Of Plenty Issue #3 by Markat

Hear me out

Discover the Difference with United First National in the Bay of Plenty

Are you considering selling your home or looking for reliable management for your rental property in the beautiful Bay of Plenty? At United First National, we go beyond the ordinary to deliver exceptional service tailored to your needs.

Selling Your Home: A Personalised Approach

We understand that finding the right real estate agent can feel overwhelming. That’s why we offer a unique ‘matching service’, connecting you with a salesperson who aligns with your personality, goals, and specific needs.

With a diverse team of professional real estate experts from various backgrounds— speaking six different languages, young and old, male and female —we ensure you’re paired with the perfect agent. Selling your home is more than just a transaction; it’s a journey, and we’re here to make it as seamless and stress-free as possible.

What sets us apart?

• Dedicated Support: Our owners focus solely on supporting our salespeople, ensuring you get personalised attention.

• Tailored Service: We see every client as an individual, not just another sale. Your unique needs drive everything we do.

Property Management: Three Reasons We’re Different

Managing a rental property can be complex, but our property management division is designed to simplify the process while maximizing your returns. Here’s what makes us stand out:

1. Qualified Professionals: All our property managers and administrators hold property management qualifications, ensuring you receive expert advice and the highest level of service.

2. Transparent Fees: Unlike others, we don’t charge fees based on your rental income. Our fixed fees mean every dollar of your rent increase stays with you.

3. Risk-Free Trial: We’re so confident in our service that we offer the first three months free. If you’re not 100% satisfied, you’re free to walk away—no fixed-term contracts or obligations.

Your Property, Our Priority

Whether you’re buying, selling, or seeking property management, we’re committed to delivering a stress-free and rewarding experience.

Let me connect you with the safest pair of hands in the Bay of Plenty.

• Commitment to Excellence: Our team’s professionalism and expertise guarantee a sales experience like no other. Contact me today to learn more and take the first step toward your property goals.

Declan Wyndham-Smith CEO – The United Group declan@theunitedgroup.co.nz

021 50 70 20

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Hear me out

This issue of Plusliving opens up looking at the often difficult and emotional journey of hearing loss and how modern hearing aids can transform lives.

We discuss the future of cruises and tourism at sea, and staying with travel, look at some unique holiday destinations for 2025.

You’ll also find pieces on embracing autumn, the bone-building benefits of weight training, the wondrous ways pets fill your home with joy and companionship, and some smart security options to change the way you protect your patch.

There’s information on getting a Mediterranean diet right, plus puzzles to keep the grey matter on point, recipes, and good reads.

Enjoy.

distribution

Publisher: The Job Agency Ltd 38 Lowe Street, Addington, Christchurch 8011

Managing Director: Gary Collins

GM of Operations: Kylie Palermo

Sales Manager: Angela Elley (03) 961 5184 | sales@markat.co.nz

Art Director: Jarred Shakespeare (03) 961 5088 | jarred@markat.co.nz

Design: Jessica Ann

Product Coordinator Manager: Amber Mundy (03) 961 5075 | amber@markat.co.nz

Accounts: (03) 961 5050 | accounts@markat.co.nz

LIVING WELL AND AGEING GRACEFULLY IN A MODERN SOCIETY

more out of life.

General Manager of Operations

Lifestyles

By Jamie Quinn

Darby Armchair

Upgrade your living room with this mid-century modern chair. Its sleek silhouette, subtle curves, and tapered wooden legs add a touch of chic sophistication while creating a light and airy feel in your space.

RRP $1099.00 www.targetfurniture.co.nz

Design Republique Sophia Ribbed Faux Fur Throw

Elevate your interior design with the luxurious Sophia Ribbed Faux Fur Throw in chocolate brown. This cosy blanket is the perfect accent piece to add a touch of elegance and warmth to your living room.

RRP $149.90

www.bedbathandbeyond.co.nz

Hadley Spiced Berry Check Cushion

Breathe new life into your living space with the Hadley Check Cushion. This fun accent piece is the perfect pick-me-up for any sofa or armchair in need of a refresh. This beautifully crafted pillow features a classic tufted check pattern and a colour palette that blends seamlessly with most décor.

RRP $99.99 www.adairs.co.nz

DISCLAIMER: Please note prices listed here are recommended retail pricing. Prices are subject to change at the discretion of the seller. The information on this page is for information purposes only. The Job Agency T|A Markat assumes no liability or responsibility for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon.

Tabatha Table Lamp

This sleek and stylish lamp features a contemporary design that will instantly elevate the ambience of any room. Its soft, diffused light creates a warm and inviting atmosphere, perfect for illuminating your favourite reading nook or casting a gentle glow over your living space.

RRP $42.00 www.kmart.co.nz

Wavy Floor Mirror

This full-length mirror features a unique, wavy design that adds a quirky personality to any room. The soft curves of the mirror frame contrast beautifully with straight lines, creating a visually interesting look. Featuring a plush velvet frame in rich chocolate brown, this mirror is sure to be a conversation starter!

RRP $199.99 www.onceit.co.nz

Hear me out

By Jamie Quinn

Why modern hearing aids make all the difference

Hearing loss is a common condition that affects people of all ages and happens for various reasons. It is generally classified into three main types:

Conductive Hearing Loss: This happens when there is an obstruction or damage in the outer or middle ear that prevents sound from being conducted to the inner ear. Common causes include ear infections, fluid accumulation, earwax build-up, perforated eardrum, or abnormal bone growths.

Sensorineural Hearing Loss (SNHL): This type results from damage to the inner ear structures or the auditory nerve pathways to the brain. Factors contributing to SNHL include ageing, prolonged exposure to loud noises, genetic predispositions, head trauma, and certain medical conditions.

Mixed Hearing Loss: As the name suggests, this is a combination of conductive and sensorineural hearing loss, indicating issues in both the outer/middle ear and the inner ear or auditory nerve.

For many, accepting hearing loss is a difficult and emotional journey. One woman, who has chosen to remain anonymous, shared her experiences with hearing loss and the life-changing power of modern hearing aids.

“When I first realised I had hearing loss, I literally sobbed in the audiologist’s chair,” she recalls. “I got this sinking feeling; it was like losing a part of me.” The hearing test itself was daunting. “You know you’re supposed to be pressing a button when you hear the sound, and I was waiting but couldn’t hear anything. It was horrible.”

Her confidence was already fragile, and the idea of wearing hearing aids on top of glasses felt like another blow. “It was the fear of the unknown,” she explains. “I didn’t want to admit I needed them.”

There’s still a bit of stigma around wearing a hearing aid, and a lot of it comes from outdated ideas. People often think hearing loss is just something that happens when you’re old, or they worry that using a hearing aid will make them look less capable. “It’s the whole idea of feeling old. People kind of treat those with hearing loss as stupid,” she says. “Because you can’t follow everything someone is saying, they think you’re stupid, and it’s embarrassing.”

Beyond the stigma, untreated hearing loss can affect mental health and relationships. “It’s mentally and physically exhausting trying to keep up with what’s being said,” she explains. Social gatherings and even driving became overwhelming, and her confidence to navigate everyday situations lessened.

“It affected my relationship with my husband because we would get angry at each other when we couldn’t hear one another and had to keep repeating ourselves. It really limits you in a lot of ways and can isolate you if you let it.”

When she finally decided to try hearing aids, her perspective changed. “The sooner you get a hearing aid, the sooner you can feel more yourself,” she advises. “While it feels like it at the beginning, it’s not the end of the world.”

She discovered that modern hearing aids are nothing like they were a few years ago. “The misconception is that they’re big and ugly and won’t do the job. But they come really small, and the tech inside them is so high-end that they’re actually quite efficient. They come in lots of colours, so they can blend in with your hair or skin.”

Modern hearing aids are incredibly advanced. The devices work by capturing sound waves through a microphone, processing and amplifying them with an internal amplifier and delivering the amplified sounds into the ear canal via a speaker.

Today’s hearing aids are packed with features that make life so much easier. For example, they use digital signal processing to fine-tune the sound you hear so everything feels more natural. Many of them can connect to your phone, TV, or other devices via Bluetooth so that you can stream audio directly into your ears. “If I’m in a restaurant and it’s really noisy, I can go onto the app on my phone and manually lower the background noise. When I watch TV with family who don’t like the volume up too high, I can click

‘live sound’ on the app, leave my phone near the speaker, and it amplifies the sound in real-time straight into my hearing aid. My hearing aid can even answer phone calls,” she says, highlighting the impressive technology available today.

For family and friends of someone hesitant to seek help, she offers this advice: “Make the person with hearing loss understand how it feels for you. I only thought about how it affected me; it took me too long, but later on, I stopped and thought about how my family must have felt when I couldn’t hear them talking to me.”

While high-tech hearing aids are life-changing, they come with a painful price tag. “They’re bloody expensive,” she states plainly. “The New Zealand government subsidises $1000, but even so, they are expensive.

For people who don’t have the means to pay for them, it’s really hard. Things should be moving faster in the public health system—people shouldn’t have to wait so long.”

Her story is a small look into the challenges of accepting hearing loss and the hope offered by today’s technology.

Thanks to advancements in hearing aids, many people are finding their way back to feeling confident and enjoying life again. It’s all about changing how we think and realising there’s no shame in doing what’s best for your health.

Cruise control

The future of tourism at sea

By Ben O’Connell

Cruise tourism generated a total of $1.37 billion across New Zealand in 2023 and 2024, supporting nearly 10,000 jobs nationwide.

Despite being a key pillar of our tourism sector, New Zealand’s cruise industry is facing rocky economic waters as it faces rising costs, regulatory issues, and pressure from climate activists.

These figures come from a report commissioned by the Cruise Lines International Association (CLIA) Australasia in partnership with the New Zealand Cruise Association (NZCA). The 2023-24 cruise tourism season saw 1,011 visits to 21 ports and destinations by 54 different cruise ships.

Though the report lauds the sector’s $681 million of value added to the nation’s economy, it says intensifying challenges could result in a 20% decline in visitor numbers in the coming season.

Rising operational costs, increasing port fees, and regulatory uncertainty have led to fewer scheduled cruise deployments to New Zealand, with some cruise lines choosing to deploy ships elsewhere.

The Government increased the border processing levy for cruise passengers from NZ$11.48 to NZ$21.54 starting in December 2024. CLIA Australasia managing director Joel Katz estimates losses of at least $157 million in reduced tourism over the 2024-25 season.

“New Zealand is one of the most desirable cruise destinations in the world and cruise lines have invested heavily over many years to develop international cruise operations in local waters,” Joel says.

“Cruise tourism is ordinarily worth more than $500 million a year to communities around the coast of New Zealand, but this is now threatened by a succession of exorbitant cost increases by ports and government agencies.”

NZCA CEO Jacqui Lloyd says cruise tourism supports a huge variety of local Kiwi businesses like tour operators, travel agents, hotels and restaurants, retailers, transport providers and port operators.

“New Zealand has become one of the world’s most expensive destinations for cruise operations, and this is already costing Kiwi businesses millions of dollars as ships head elsewhere.”

Pandemic pressures - The ship sailed on the cruise industry as operations were suspended globally due to the coronavirus pandemic. Per Stats NZ, the cruise tourism spend was $547 million during the 2019-20 season, down 3.2% from the season before because of the early closure of cruise ships in March 2020.

New Zealand reopened its borders to cruise ships in July 2022. Tourist numbers had rebounded by the following October. Globally, an estimated 35.7 million people are expected to embark on cruises by the end of 2024, surpassing pre-pandemic levels.

The industry is still recovering from the pandemic. Cruise ship margins are tight, and cruises are sold at least a year in advance, so operators, not passengers, take the financial hit, not to mention increasing costs and fees.

The cruise sector was very surprised by the fee increases as they came at a time when the country needed to entice visitors back.

"We have continually passed on the message that cruise ships need that 12-month window, and it consistently falls on deaf ears," Jacqui says.

Post-pandemic, a new era of stringent health and safety protocols for the cruise industry has begun. Cruises expose guests to new environments, crowds in semi-enclosed areas, and limited medical resources, which create a heightened risk and rapid spread of disease.

The CLIA says the average age of cruise passengers is 45, with the 60 to 69 age bracket the largest, comprising one-fifth of travellers. The older you are, the more susceptible you are to diseases such as coronavirus, a fact that played out on cruise ships worldwide.

Different countries and cruise providers have their own health and safety protocols. Keep yourself healthy by drinking water, managing

your seasickness, getting vaccinated, telling the truth, and going easy on the alcohol and buffet.

Cruising clean - Climate activists also set the cruise industry back. Protesters from Climate Liberation Aotearoa have met cruise ships coming into port all year, including the Silver Muse and Carnival Splendour ships, each with more than 1,000 passengers, that docked in Port Otago’s harbour in December.

They say carbon emissions from the Carnival Cruises line in Europe alone totalled 2.55m tonnes, which is more than the total emissions of the city of Glasgow.

Per University of Auckland senior lecturer Dr Timothy Welch, cruise liners emit more carbon dioxide than any other kind of ship. They produce at least twice the carbon emissions of a long-haul flight with each passenger mile.

“And it’s not just the oceans the ships cross or the ports where the vessels dock that are affected,” Timothy says. “A recent study found that standing on the deck of a cruise ship exposed passengers to air quality equivalent to a city like Beijing.”

Carnival Splendour then went to Fiordland. “Cruise ship passengers often come to New Zealand with the primary intention of seeing these beautiful landscapes, yet they show no care or consideration for the damage they are doing to them,” says spokesperson Jen Olsen.

“We all agree that these environments are something worth preserving, and yet we aren’t doing anything to protect them.”

Climate Liberation Aotearoa calls for cruise ships to be banned from sensitive natural environments such as Fiordland. In 2020, the Queen Mary 2 couldn’t sail near Fiordland or Dunedin – two highlights of the cruise – because of dirty hull syndrome.

Dirty hull syndrome describes the issue of biofouling, where highrisk organisms such as mussels, oysters, crabs, and starfish attach to the hull of a ship. This proves a threat to marine life and increases

emissions as the ship gets heavier. Current New Zealand biofouling standards were introduced in 2018.

“Cruise lines are continuing to reduce their emissions at sea and berth in pursuit of net zero emissions by 2050,” says CLIA CEO Kelly Craighead.

The CLIA says that cruise lines are sailing to a better future – pursuing fuel flexibility by investing in propulsion technologies with future conversion capabilities.

If you are looking for a quiet, relaxed atmosphere with a full range of accommodation options and great facilities, then Mercury Bay Holiday Park is the perfect place for you and your family.

A 600m walk to restaurants, shops, and our beautiful beaches means, you can leave your car or motor-home securely with us and easily explore everything Whitianga has to offer on foot.

We are only 2.5 hrs drive from Auckland, Hamilton and Tauranga. Centrally located on the eastern side of the Coromandel Peninsula the ideal location for Hot Water Beach, Cathedral Cove, New Chum Beach and Coromandel Township.

07 866 5579 | info@mercurybayholidaypark.co.nz

121 Albert Street,Whitianga www.mercurybayholidaypark.co.nz

Unique holiday destinations for 2025

Discovering

the world’s hidden gems

Travel offers an opportunity not just to see the world but to immerse yourself in the rhythms and beauties of new places. For those who appreciate a leisurely pace, there are destinations renowned for their blend of culture, natural beauty, safety and accessibility.

1. Algarve, Portugal

The Algarve’s appeal extends beyond its beaches to encompass a landscape rich with history and natural beauty. This region provides a number of experiences, from exploring ancient maritime towns like Lagos to the rugged cliffs at Cape St. Vincent, which offer amazing sunset views. The Algarve is applauded for its hospitable communities, relaxed lifestyle, and excellent healthcare, making it a perfect retreat for longer stays.

2. Kyoto, Japan

Kyoto is the heart of traditional Japan, where the past seamlessly ties in with the present. The city has over a thousand temples, such as the silver pavilion of Ginkaku-ji and the imposing structure of Nijo Castle, each telling stories of a rich history. The Philosopher’s Walk, a path lined with cherry trees along a canal, offers a meditative stroll through varying shades of blossom – especially breathtaking in spring. Kyoto’s cuisine reflects its history, with specialities like kaiseki, a multi-course meal that balances taste, texture, and aesthetic appeal, and matcha, which is central to the traditional tea ceremony.

3. The Azores, Portugal

Midway between America and Europe, the Azores are jewels of creation, with lush, volcanic landscapes that often attract nature lovers and adventurers alike. São Miguel, known as the “Green Island,” is famous for its crater lakes and thermal springs, while Faial is

marked by the Capelinhos Volcano, which last erupted in 1957. Life here moves at a peaceful stride, ideal for those looking to escape the fast pace of modern life. The cuisine is heavily influenced by the island’s volcanic soil and plentiful sea, offering flavours that are both bold and unique.

4. Tasmania, Australia

Tasmania is a retreat of wilderness, with a landscape that ranges from silent, ancient rainforests to wild, rugged coastlines. The island encourages outdoor activities that are as varied as its scenery – hiking in Cradle Mountain-Lake St Clair National Park brings encounters with pristine, glacially carved lakes and the Tamar Valley with its rich vineyards. Tasmania’s vibrant arts scene is showcased in its museums and galleries, with Hobart’s annual Dark Mofo festival celebrating both the winter solstice and contemporary art in a feast of light and darkness.

5. Lake Como, Italy

Italy’s Lake Como is the essence of picturesque, with its blue waters and mountains rising steeply from the lakeshore, dotted with elegant, centuries-old villas. The town of Como, known for its Renaissance architecture and lively cafes, provides an aesthetic backdrop to the natural beauty. The lake itself offers boat tours, allowing visitors to admire the stunning landscape from a different perspective.

6. Salzburg, Austria

Salzburg is a city where history is painted against a backdrop of Alpine peaks. The Festung Hohensalzburg, an imposing fortress, offers panoramic views of the city, the river Salzach, and the mountains. Salzburg’s cafes serve delicious Sacher torte, a sweet testament to Austrian confectionery. The city is a sanctuary for classical music lovers, with the Salzburg Festival and regular concerts celebrating its musical history.

7. Victoria, British Columbia, Canada

Victoria combines the charm of turn-of-the-century architecture with the wild beauty of the Pacific coast. It is a city of gardens, with the famous Butchart Gardens offering year-round floral displays. Victoria’s mild climate and laid-back pace of life make it a perfect locale for those who enjoy outdoor activities but also appreciate the conveniences of city life. The Royal BC Museum offers insights into the region’s history, and the local art scene is vibrant, with galleries showcasing works by both Canadian and international artists.

8. Seville, Spain

Seville gives off the essence of Andalusia with vibrant flamenco dance and gothic and Moorish architecture, like the massive cathedral with its Giralda tower and the scent of orange blossoms filling the air. The city’s historic centre is a great area to explore on foot, with hidden plazas and secret courtyards scattered among narrow lanes, each offering a break from the bustling city life.

9. Reykjavik, Iceland

Reykjavik, a city of sharp contrasts where fire and ice co-exist, offers a cultural experience with its robust literary history and vibrant music scene. It’s the gateway to Iceland’s incredible landscapes – volcanic parks, spouting geysers, and thermal lagoons. Within the city, the Harpa Concert Hall reflects the city’s creative contemporary architecture and the National Museum of Iceland provides a deep dive into Icelandic heritage. Reykjavik is not just a starting point for exploring the greater wilderness but a vibrant city in its own right.

10. Malta

The island nation of Malta sits at the crossroads of Mediterranean civilisations, capturing a rich history in its dense stone architecture and multilingual populace. Malta’s numerous archaeological sites, like the megalithic temples, stand as reminders of its complex history. The vibrant blue waters of the Mediterranean are perfect

These destinations offer a balance of leisure, adventure, culture, and natural beauty, making them perfect for travellers who seek both relaxation and enrichment from their journeys. Whether it’s the historic streets of Kyoto, the volcanic beauty of the Azores, or the cultural vibrancy of Seville, these destinations promise a trip rich with moments of enjoyment and discovery.

for diving, revealing sunken relics and natural sea caverns. Malta’s climate is typically Mediterranean and invites year-round exploration, making it a perfect destination for history buffs and ocean lovers alike.

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Scrapbooking

By Jamie Quinn

Do you have shoe boxes full of photos and family memories collecting dust in the garage? Scrapbooking could be your answer to free up storage space and beautifully preserve your precious memories. It’s a fun and creative way to combine crafts and memory-keeping.

Here’s a step-by-step guide to help you get started.

Step 1: Gather your supplies

Scrapbook album: Choose an album size that suits your project, the most common sizes are 12x12 inches or 8.5x11 inches. Albums with protective sleeves will help preserve your work.

Paper: Stock up on acid-free papers to avoid damaging your photos over time. These come in countless colours and patterns.

Adhesives: Use photo-safe adhesives like glue dots, double-sided tape, or photo corners to secure your items without damaging them.

Scissors and trimmers: Precision cutting tools are essential for shaping and sizing your materials.

Pens and markers: Acid-free pens or markers are perfect for adding handwritten notes or embellishments.

Embellishments: These can include stickers, buttons, ribbons, stamps, and more to decorate your pages.

Step 2: Organise your photos and memorabilia

Gather the photos and items you want to include in your scrapbook. It helps to organise them chronologically or thematically, depending on your chosen theme. Remember, not every photo needs to be included—select those that best tell your story.

Step 3: Plan your layouts

Before you start glueing things down, lay out your pages loosely to get a feel for the design. Arrange your photos and embellishments on the page without adhering them to experiment with different

layouts. Think about balance and composition and how you can use papers and decorations to frame and highlight your photos.

Step 4: Create your pages

Once you’re happy with a layout, start glueing down your elements. Work one page at a time to maintain focus and coherence. Add decorative papers as backgrounds, then layer photos and embellishments. Use pens to add captions, dates, or anecdotes that give more context to your photos.

Step 5: Add embellishments

This is where you can really personalise your scrapbook. Use embellishments sparingly to enhance your story without overwhelming your photos. Stickers, die-cuts, ribbons, and other decorative items can add texture and interest to your pages.

Helpful tips:

Keep it simple: Especially when you're starting, it's easy to get overwhelmed by the possibilities. Focus on the basics and expand your techniques as you grow more comfortable.

Document the details: Don’t forget to write down the stories behind the photos. These annotations will be invaluable to anyone looking through the scrapbooks later on.

Enjoy the process: Scrapbooking is not just about the end product but also about enjoying the creative process.

Take your time and savour the act of preserving your memories!

Good reads

Looking for your next great read?

Check out this selection of 2024’s best-sellers.

By Jamie Quinn

The Women by Kristin Hannah

The Women is a poignant novel that follows a group of female nurses serving in the Vietnam War. The story centres on Frances "Frankie" McGrath, who enlists after her brother's death. It explores the challenges, sacrifices, and enduring bonds formed by these women as they navigate the horrors of war and societal indifference upon their return.

The Housemaid by Freida McFadden

This suspenseful thriller follows a young woman named Greta, who accepts a nanny position in a wealthy family's isolated mansion. As she settles into her new life, Greta begins to uncover disturbing secrets about the family and their past. With a growing sense of unease, she realises that she may be trapped in a dangerous game where trust is fragile, and everyone has something to hide.

First Lie Wins by Ashley Elston

In this gripping thriller, a woman named Emily becomes entangled in a dangerous game of deception and blackmail. After witnessing a murder, Emily finds herself caught between the powerful individuals involved and must navigate a web of lies and secrets to protect herself and her loved ones.

Then She Was Gone by Lisa Jewell

Then She Was Gone follows the disappearance of Laurel. As the investigation unfolds, the lives of her family and friends are turned upside down. The novel explores the complexities of grief, the dark secrets that can be hidden within a seemingly perfect community, and the lengths people will go to protect their loved ones.

Safe Enough by Lee Child

In the latest Jack Reacher adventure, Reacher finds himself in a small town where a mysterious disappearance has left the locals shaken. As he delves deeper into the case, Reacher uncovers a web of corruption and danger that threatens to engulf the entire community.

Turning over a new leaf

Embracing autumn after summer’s end

By Paige O’Brien

The end of summer often brings a gloomy shade to our days. After basking in the long, sunlit days filled with fun and travel, the transition to a quieter routine can sometimes leave us feeling a bit out of sorts.

While the holiday season might be over, embracing the upcoming months with enthusiasm and a fresh perspective can turn those blues into a palette of brighter prospects.

Embrace the change of seasons

One of the most effortless pleasures can be found in the changing scenery as autumn approaches. The crisp air and falling leaves offer a great backdrop for new outdoor activities. Whether it’s picking apples, exploring local walking trails decorated with autumn tones, or visiting a nearby town or suburb you’ve never explored, the cooler weather can be invigorating and refreshing.

Stay connected

If the summer holidays were a time to reconnect with friends and family, there’s no reason to stop now. Organise regular meet-ups, such as a weekly dinner, video calls or monthly movie nights. These gatherings don’t have to be large; even meeting one friend for coffee can significantly lift your spirits and keep socialisation alive.

Plan your next adventure

There’s nothing quite like having something to look forward to. Start planning your next holiday or a short getaway. Researching destinations, whether a scenic countryside retreat or a bustling city break, can give you a renewed sense of purpose and excitement. This planning process not only distracts from the current blues but also rekindles the excitement of anticipating new experiences.

Discover a new hobby

With more time indoors, autumn is the perfect season to start a new hobby or revisit an old one. Whether it’s painting, writing, cooking, or even learning a new language or instrument, engaging in hobbies provides mental stimulation and can be super fulfilling. Local community centres often offer a variety of courses that can broaden your horizons and connect you with others who share similar interests.

Volunteer your time

Contributing to your community can bring a deep sense of satisfaction and connection. Many organisations look for volunteers to help with various tasks, ranging from environmental projects to tutoring students at a local school. Volunteering allows you to make a tangible difference in the world and connects you with people from diverse backgrounds, enhancing your own life in the process.

Maintain a healthy routine

Staying active is crucial, not just for your physical health, but for your mental well-being too. Regular exercise, such as yoga, swimming, or even daily walks, can boost your mood and energy levels. Pair this with a balanced diet rich in seasonal produce to keep your body nourished and strong.

Keep a positive outlook

Finally, maintaining a positive outlook is key. Try to view the postsummer period not as an end but as a transition to new beginnings and opportunities. Keeping a gratitude journal where you jot down daily positives can help shift your focus from what you miss to what you have to look forward to and appreciate at the moment.

While the summer holidays might be behind us, embracing the coming months with a proactive and optimistic mindset can help you manage any lingering blues. Each season brings its own unique perks and opportunities – autumn is no exception. It’s all about finding those moments that resonate with you and make your everyday life fulfilling and joyful.

Strong and steady

The bone-building benefits of weight-bearing exercises

By Jamie Quinn

As we age, our bones naturally lose density, making them more prone to fractures and conditions like osteoporosis.

Osteoporosis affects millions worldwide and is particularly common among postmenopausal women due to hormonal changes. This decline in bone health can affect mobility, independence, and overall quality of life.

Our bones are living structures, constantly breaking down and rebuilding. This process slows with age, but weight-bearing exercises can help. These activities put healthy stress on bones, stimulating the production of new bone tissue. The result? Stronger, denser bones that are less prone to fractures.

Activities like walking, jogging, hiking, or climbing stairs are particularly effective because they require your bones to support your body weight. High-impact exercises, like tennis or aerobics, can be even more beneficial for building bone strength. For those who need a gentler approach, low-impact exercises such as walking or tai chi still provide bone-strengthening benefits without putting unnecessary stress on joints.

These exercises don’t just help your bones—they’re great for your muscles, too. As we age, we lose muscle mass, which can make everyday tasks harder and increase the chances of falling. Weightbearing exercises build and maintain muscle strength, making it easier to move around and stay steady on your feet.

As weight-bearing exercises strengthen the bones, they also support the ligaments that surround and stabilise joints. This can alleviate pain associated with arthritis and improve joint flexibility, making everyday activities easier and more comfortable.

Our bones are living structures, constantly breaking down and rebuilding. This process slows with age, but weightbearing exercises can help.

Speaking of staying steady, weight-bearing exercises can improve your balance and coordination. Falls are a common and serious concern for older adults, but exercises like yoga, tai chi, or simply walking regularly can help you stay balanced. Feeling more secure on your feet means fewer falls and more confidence to get out and about.

Another big benefit is improved heart health. Activities like hiking, climbing stairs, or low-impact aerobics get your heart pumping, which helps your circulation and strengthens your cardiovascular system. A healthy heart keeps you feeling more energetic and lowers the risk of heart disease. Plus, moving your body can boost your mood. Exercise releases feel-good chemicals in the brain, helping to ease anxiety and lift your spirits.

Weight-bearing exercises are also great for managing your metabolism. Activities like resistance training with light weights or resistance bands help your body use insulin more effectively, which can be especially important if you’re managing type 2 diabetes. Keeping your blood sugar in check also helps with weight management, reducing strain on your joints and making movement more comfortable.

Weight-bearing exercises are a simple, effective way to keep your bones strong and your body healthy. Whether you’re walking around the block or lifting light weights, these activities can make a significant difference in your bone health. It’s never too late to start—your bones will thank you for it!

MARAETAI CONSTRUCTION

Building it better

Maraetai Construction is Mangakino’s construction company. You don’t have to search town very far to find a satisfied customer. If you see a shed, renovation, deck or new build, it’s more than likely done by Greg and his team. Quality building, easy communication and within your budget are the priority - these lads deliver results.

Paws for comfort

How pets can fill your home with joy and companionship

Loneliness is becoming a common issue in

mental and physical health.

By Paige O’Brien

One solution that has gained popularity, especially throughout the COVID-19 pandemic, is pet ownership. Whether it’s a dog’s wagging tail or a cat’s purring presence, pets can bring joy and companionship into life, assisting with feelings of loneliness.

The world of pets

For many, the presence of a pet can transform a house into a home. Pets are always there to greet you; they provide a constant company that can ease feelings of loneliness. For those who live alone, coming home to a wagging tail or listening ears can be a comforting end to the day. According to Anxiety NZ’s website, the health benefits of having a pet include lower depression and anxiety symptoms, providing structure and routine, encouraging more exercise and bringing a sense of purpose and joy.

Emotional and physical health benefits

The benefits of pet ownership go beyond just companionship. Having a pet around can decrease levels of cortisol, a stress-related hormone, and increase the production of serotonin, a feel-good chemical in the brain. This biochemical transaction not only boosts your mood but also encourages a general sense of well-being.

Pets encourage more active lifestyles physically. Dogs need walking, which requires physical activity and can lead to interactions with other people and pets, possibly reducing feelings of isolation. Even playing with a cat or other animals indoors can increase physical activity levels.

A sense of security

Pets also provide a sense of security, which can be a massive comfort for those feeling vulnerable. The presence of a dog can make one feel safer when home alone or while walking outside. This added security helps lower feelings of vulnerability that often accompany loneliness.

Choosing the right pet

While the benefits of pet ownership are solid, choosing the right pet is key. Potential pet owners should think about their living conditions, lifestyle, and space to meet the pet's needs. Dogs might need more room and regular exercise, while cats might be more suited to less active individuals or smaller living spaces. Smaller pets like rabbits or fish can also provide companionship without needing a lot of space or exercise.

Adopting or buying a pet can really help decrease feelings of loneliness and increase the quality of life through companionship and increased physical activity. They fill a home with joy and provide unconditional love, which is a powerful remedy for loneliness. If you’re considering adding a furry friend to your life, remember that while pets demand responsibility, the rewards are immeasurable in terms of emotional and social achievement. Make the choice that fits your lifestyle, and you will find a loyal companion who can bring light into your life and give you a newfound sense of purpose.

Mind Games

The old saying ‘use it or lose it’ applies as equally to mental acuity as it does to physical wellbeing, and more so as we age.

With people progressively living longer lives, it is increasingly important to look after our mental health.

So here are some activities for the mind… brain food for improving your state of mind.

ANSWERS:

RULES: Sudoku rules are simple. A 9×9 square must be filled in with numbers from 1-9 with no repeated numbers in each line, horizontally or vertically.

To challenge you more, there are 3×3 squares marked out in the grid, and each of these squares can't have any repeat numbers either.

Eat the Mediterranean diet right

By Ben O’Connell

It’s often said to be one of the healthiest diets out there.

The Mediterranean diet originated in the 50s and 60s but has since been modernised to feature more red meat and processed food, common in all Western nations. But at its heart (and this diet is great for ours!) the Mediterranean diet has many unprocessed plant foods and healthy fats and deserves its global popularity.

The Mediterranean diet is heavy on fruits and vegetables, especially leafy green vegetables like spinach and silverbeet, nuts and seeds, grain foods like barley, oats and brown rice, legumes like chickpeas and lentils, extra virgin olive oil, and herbs and spices.

Eaten somewhat within the diet is fish and seafood, dairy products like milk and cheese, poultry, and eggs. The foods eaten less often or limited within the Mediterranean diet include red meat, high sugar foods like sodas, juice, sweets, biscuits, and cakes, refined grains like white bread and pasta, and processed meat like sausages and salami.

The traditional Mediterranean diet is one of the healthiest out there for many reasons, but there’s no single diet that is best for our heart health. Health New Zealand says that people who follow the diet are more likely to live longer and are less likely to die from heart disease, stroke or cancer. The diet may prevent reduce symptoms of diabetes, glaucoma, arthritis, Parkinson disease, menopause, depression and dementia. Accompanying this diet is a focus on a healthy lifestyle, so keeping active, getting plenty of rest, and sharing meals with family and friends.

The Mediterranean diet isn’t just about food—it’s a way of life. Rooted in Mediterranean traditions, it promotes balance,

enjoyment, and sustainability. With its focus on fresh, minimally processed ingredients like fruits, vegetables, and healthy fats, it not only supports physical health but also nurtures mental and emotional well-being.

For breakfast, start with whole grains like oats or whole-grain bread, topped with olive oil or Greek yoghurt. Add fresh produce such as tomatoes, spinach, or cucumbers, paired with fruits like berries or figs. Include healthy fats with avocado, nuts, or seeds, and protein-rich options like eggs, cheese, or smoked salmon. Enjoy herbal tea or coffee leisurely.

For lunch, build a fresh salad with greens, tomatoes, cucumbers, olives, and feta. Add proteins like grilled chicken, fish, or legumes, paired with whole grains or roasted vegetables. Healthy fats like olive oil and avocado enhance flavour. Slow down and savour your meal.

For dinner, focus on vegetables like zucchini, eggplant, or spinach, paired with baked fish, chicken, or legumes. Add whole grains, olive oil, nuts, and seeds. Finish with fresh fruit or Greek yogurt with honey.

Snack on fresh fruits, veggies, nuts, or seeds. Enjoy Greek yogurt with honey or hummus with whole-grain crackers. For dessert, opt for seasonal fruit, baked apples, or dark chocolate squares.

If you’re keen to give it a go, start small. Swap butter for olive oil, replace red meat with fish or legumes, and fill your plate with vibrant vegetables. The beauty of the Mediterranean diet is that it’s flexible and adaptable, allowing you to enjoy healthy eating without feeling restricted. By embracing its principles, you’re not just supporting your health—you’re embracing a lifestyle that prioritises connection, flavour, and vitality.

Serves 10

Simply deicious

By Jamie Quinn

Air fryer chicken rissoles

Chicken rissoles made in the air fryer are crispy on the outside, tender inside, and lower in fat—plus, they’re delicious.

With hidden zucchini and cheesy flavour, they’re sure to become a family favourite, perfect for days when pan-frying feels like a chore.

Ingredients

• 500g chicken mince

• ½ cup Panko breadcrumbs

• ½ cup grated parmesan

• 3 shallots, finely chopped

• 2 garlic cloves, minced

• 1 egg, beaten

• 1 zucchini, grated

• Honey mustard sauce for serving

Broccoli slaw

Serves 4

This vibrant broccoli slaw combines crisp veggies, crunchy almonds, and sweet cranberries for a deliciously fresh side dish.

Method

1. Combine mince, breadcrumbs, parmesan, shallot, garlic and egg in a large bowl. Squeeze excess liquid from the zucchini and add to the bowl. Season with salt and pepper to taste, and mix until well combined.

2. Shape 1/4C of the mixture into ten balls. Place them on a lightly oiled tray and gently press them into rounds.

3. Spray the rissoles and air fryer basket with oil. Cook at 180°C for 10 minutes or until golden and cooked through.

Serving suggestion: Serve with honey mustard sauce and sides of your choice. Enjoy!

Ingredients

• 3 cups broccoli stems, julienned

• 2 cups broccoli florets

• 1 cup carrots, julienned

• 1 cup red cabbage, thinly sliced

• ¼ cup red onion, thinly sliced

• ½ cup toasted sliced almonds

• 1/3 cup dried cranberries

• 1 cup coleslaw dressing

Method

1. In a large bowl, mix the broccoli stems, florets, carrots, cabbage, onion, almonds, and cranberries.

2. Drizzle with ¾ of the dressing and toss until evenly coated, adding more dressing if needed.

Serving suggestion: Top with more almonds and cranberries, then serve. Enjoy!

Mushroom risotto

Serves 4

This

creamy mushroom risotto is a comforting, flavourful dish made with savoury mushrooms and a touch of Parmesan.

Simple yet elegant, it’s the perfect recipe for a cosy dinner or a special occasion.

Ingredients

• 8 cups chicken or vegetable broth

• 1 tbsp extra virgin olive oil

• 1 onion, chopped

• 2 garlic cloves, minced

• 500g white mushrooms, sliced

• 1 tsp fresh thyme

• 2 cups arborio rice

• ½ cup white wine

• 1 cup parmesan, grated

• 2 tbsp fresh parsley, chopped

Method

1. In a medium saucepan, bring chicken broth to a simmer over medium heat, then reduce to low.

2. In a large pot, heat oil over medium heat. Sauté the onion, stirring often, until translucent. Add one tablespoon of butter garlic, mushrooms, and thyme. Cook until mushrooms are soft and golden; season with salt and pepper to taste. Remove the mixture from the pot.

3. Melt the remaining tablespoon of butter in the pot and add the arborio rice, stirring quickly to coat. Cook for about 2 minutes until the rice smells slightly toasty, then stir in the wine and cook until mostly absorbed.

4. Add 1 cup of hot broth with a ladle, stirring often until the liquid is mostly absorbed. Continue adding the broth, 1 cup at a time, allowing the rice to absorb each addition before adding more. Stir frequently, cooking until the risotto is creamy and al dente (you may not need all the broth).

5. Return the mushroom mixture to the pot with the risotto.

6. Stir in parmesan cheese, then garnish with parsley.

Serving suggestion: Serve hot

Enjoy!

Microwave

mug

cake

Serves 1

This quick and easy microwave mug cake is the perfect single-serve treat for chocolate lovers

Ready in just minutes, it’s rich, fluffy, and delicious!

Ingredients

• 4 tbsp self-raising flour

• 4 tbsp caster sugar

• 2 tbsp cocoa powder

• 1 egg

• 3 tbsp Milk

• 3 tbsp vegetable oil

• ¼ tsp vanilla essence

• 2 tbsp chocolate chips

Method

1. Combine self-raising flour, caster sugar, and cocoa powder in a large mug to prevent overflowing in the microwave. Mix well.

2. Add the egg and mix in as well as possible.

3. Add milk, oil and vanilla essence, mix until smooth, then fold in chocolate chips.

4. Place the mug in the centre of the microwave and cook on high for 1½–2 minutes, or until the cake has risen and feels firm to the touch.

Serving suggestion:

Allow to cool for a minute before adding your favourite toppings (optional). Enjoy!

Transforming Dreams into reality

For all your construction needs, design & new builds, or just a chat about potential options, give Transform Construction a call 0274 692 357 or email info@transformconstruction.co.nz.

Under the Kiwi sun Shining a light on Melanoma Awareness Month

Melanoma Awareness Month is an important reminder for New Zealanders about the dangers of one of the country’s most common and aggressive cancers.

As one of the sunniest nations in the world, New Zealand has one of the highest rates of melanoma globally. In 2019, melanoma accounted for 329 deaths in New Zealand, representing approximately 65% of all skin cancer fatalities.

Melanoma is a type of skin cancer that develops in the melanocytes, the cells responsible for pigment production in the skin. While it can appear anywhere on the body, it is most often found in areas frequently exposed to the sun, such as the face, arms, and legs. What makes melanoma particularly dangerous is its potential to spread to other parts of the body if not caught early.

During Melanoma Awareness Month, the focus is on education and encouraging Kiwis to take proactive steps toward protecting their skin. Knowing what to look out for is vital in the fight against this disease. Melanomas can vary in appearance, but the key signs include changes in the size, shape, or colour of moles, as well as the appearance of new or unusual skin growths. A mole that becomes itchy, bleeds, or develops a crust should also raise concerns. Experts recommend using the ABCDE method to assess moles: asymmetry, irregular borders, changes in colour, diameter larger than six millimetres, and evolving shape or size.

Getting regular skin checks is a good habit to get into, especially for those with a history of sunburns, fair skin, or a family history of melanoma. Dermatologists and specialised clinics offer comprehensive skin assessments using advanced tools to detect abnormalities early. If you notice something unusual on your skin, seeking medical advice quickly can be lifesaving. Many cases of melanoma are treatable if caught early, but delays in detection can lead to more severe outcomes.

Equally important during Melanoma Awareness Month is promoting sun safety, which remains the most effective way to reduce melanoma risk. With the harsh UV rays in New Zealand, especially during the summer months, taking precautions is essential. Sun protection involves wearing broad-spectrum sunscreen with a high SPF, reapplying it every two hours, and wearing protective clothing such as hats and sunglasses. Seeking shade during peak sunlight hours, typically between 10 a.m. and 5 p.m., also minimises exposure to harmful rays.

Public awareness campaigns throughout the month often emphasise the collective responsibility of communities to build a culture of sun safety. Schools, workplaces, and community groups can play a significant role in normalising habits like applying sunscreen and prioritising skin health.

The statistics surrounding melanoma in New Zealand are sobering, but they also serve as a call to action. Each year, hundreds of lives could be saved through education, early intervention, and consistent prevention practices.

Protecting yourself and your loved ones from melanoma begins with simple actions. Whether it’s scheduling a skin check, committing to daily sunscreen use, or educating others about the risks of UV exposure, every step counts. Melanoma is preventable and treatable when caught early, and with continued awareness, Kiwis can work together to reduce the impact in their communities.

As one of the sunniest nations in the world, New Zealand has one of the highest rates of melanoma globally. In 2019, melanoma accounted for 329 deaths in New Zealand.

'Every year, bereaved New Zealand families are paying lawyers millions more than they need to, for basic paperwork, after a loved one dies' - says Kiwilaw lawyer, Cheryl Simes.

Spurred by a local client who needed letters of administration, Cheryl has developed a nationwide online service for bereaved families who need High Court approval ('probate') before they can uplift their loved one's financial assets or deal with their loved one's land. Although now based in North Canterbury, Cheryl's service is available anywhere in New Zealand or indeed overseas.

Probate is usually needed even if there is a valid will.

You do not have to use the lawyer who holds the will

'Bereavement is hard. But before agreeing to anything, ask your lawyer for a specific probate estimate.

'Most lawyers charge from $1,000 to $3,000 just for probate, not counting the rest of the estate administration.'

Check the fee, before you agree.

Why use Kiwilaw?

It really is straightforward. An initial no-obligation online screening checks the will and any complications. If extra fees are required, you are told at that point. To go ahead, you answer questions in a simple online interview. Court-ready documents then arrive at your door, complete with instructions on what needs to be signed, how, where, and by whom, and how to send everything to the High Court for processing.

Where there's a valid will, Kiwilaw's fee is usually just $490 and you pay the $260 High Court fee direct.

Home safe home

Smart security to change the way you protect your home

By Jamie Quinn

From smart locks to doorbell cameras, security tech has come a long way, making it easy to keep tabs on your home, even when you’re miles away. But with so many new gadgets and systems out there, figuring out what’s best for you can feel overwhelming.

So, what are your options, and how can each one help you stay secure?

Smart doorbells and cameras

One of the most popular forms of home security tech today is the smart doorbell camera. These devices allow homeowners to see who’s at the door, even when they’re away from home. Many models come with two-way audio, so you can communicate with visitors (or deter potential intruders) directly from your smartphone. For example, if someone suspicious approaches your door, you can ask them why they’re there—even if you’re miles away. This feature adds a layer of protection and also allows for convenient package deliveries or guest arrivals, as you can remotely unlock the door when needed.

Smart locks

With smart locks, the days of hiding spare keys under the doormat are over. These devices let you lock and unlock doors using a code, your smartphone, or even biometrics like fingerprints. Not only is this convenient (no more worrying about lost keys!), but it also provides an additional layer of security by allowing you to control access to your home. Many smart locks also allow you to monitor who is coming and going, which is especially useful for families with children or frequent visitors.

For added security, consider pairing your smart lock with other security devices, such as cameras or alarms, to create a multi-layered system.

Motion detectors and sensors

Motion detectors and sensors are among the most effective ways to secure your home’s perimeter. These devices detect movement in and around your property and can trigger an alarm if someone enters without permission. Modern systems are equipped with sensors that can distinguish between different types of movement, reducing the risk of false alarms from pets or harmless activity.

Another benefit of today’s advanced sensors is their integration with other smart home devices. For example, you can set up your lights to turn on automatically when motion is detected at night, which is a great deterrent for intruders.

Remote monitoring

With on-the-go surveillance, keeping your home secure is as easy as checking your phone. Advanced home security systems now allow you to monitor live feeds and receive alerts, so you’re never out of the loop, whether you’re at work or on holiday. If anything suspicious happens, you can react instantly by reaching out to neighbours or contacting the police.

Many systems also come with cloud-based video storage, allowing you to review and save past recordings when necessary—a great feature if you need documentation of a security incident.

When it comes to home security, there’s no one-size-fits-all solution—it’s all about finding what works best for you.

We suggest thinking about a few things: your budget, the size of your home, and how comfortable you are with tech. If you’re more into simple solutions, a basic system might be just right. But if you’re ready for a high-tech setup, there are systems packed with features like cameras, smart locks, and more. A little research goes a long way in setting up a security system that keeps your home safe without costing a fortune.

When it comes to home security, there’s no one-size-fits-all solution—it’s all about finding what works best for you. We suggest thinking about a few things: your budget, the size of your home, and how comfortable you are with tech.

If you’re more into simple solutions, a basic system might be just right. But if you’re ready for a high-tech setup, there are systems packed with features like cameras, smart locks, and more.

RING Floodlight Camera

The Floodlight Cam Wired Pro introduces 3D motion detection, allowing precise motion tracking up to nine meters away and an exclusive bird’s eye view map of activity around your property. Receive real-time alerts, monitor in all weather conditions, and manage everything from the Ring app—where you can view live footage, activate lights, talk to visitors with enhanced noise reduction, and sound the siren when needed.

RRP $351.82-$405.78 www.priceme.co.nz

Lockly Vision Elite Smart Lock with Video Doorbell

Lockly Vision™ combines a smart lock with an HD video doorbell for all-in-one security. Features include Bluetooth and Wi-Fi connectivity, fingerprint ID, auto lock/unlock, pin genie keypad, and a hidden mechanical key. Control it via smartphone or access remotely with full smart home integration.

By Jamie Quinn

Arlo Essential 2K Outdoor Security Camera 2nd Generation4 Pack

RRP $747.74-$767.00 www.priceme.co.nz

This 2K security camera captures crisp details and sends instant phone alerts with live video when motion is detected. With colour night vision and an integrated spotlight, you can monitor any area, day or night. Its wire-free, rechargeable battery design offers hassle-free, long-lasting security.

RRP $424.58-$669.00 www.priceme.co.nz

Pet-proof your home

It’s believed that more than half of people in New Zealand (58%) own at least one dog or cat, and chances are they live inside. But that doesn’t mean your home has to suffer. Making your home aesthetically and ergonomically pet-proof could be easier than you realise.

Here are some top tips for sophisticated yet comfortable homes where you and your pets can comfortably share the space (and it won’t look or smell like 20 animals live inside).

Flooring

Hard-surfaced floors like polished wood, concrete or ceramic tiles are aesthetically sleek and elegant, easy to clean, resistant to stains and provide a cool place for the pet(s) to nap on inescapably warm days. Avoid porous materials like marble or natural stones that trap grime.

Rugs

Rugs are a much better alternative than wall-to-wall carpets, which seal odours in. It’s also much cheaper and easier to replace a rug than it is a carpet, which should either become irreparably soiled.

• Small, tight patterns mask stains better than large blocks of colour

• Indoor/outdoor rugs give that soft interior feel but are easy to clean

• Low-pile fabric is flatter, more tightly woven and doesn’t have as wide-loop strands, so it’s harder for cats to sink their claws into

• Opt for fibres and textiles that are colour-fast and can be scrubbed.

Upholstery, fabrics and bedding

Whether it’s the sofa or cushions or even the bedding, make sure it lasts as long as possible and retains all its aesthetic glory. Furthermore, co-ordinating your colours and accessorising your home to compliment the colour of your pet will help mask any hair shed.

• Use a throw to add style, texture and warmth to a room while protecting the lounge suite from damage

• For cushions and throws, opt for durable, stain-resistant fabrics and un-looped threads like velvet that don’t catch and pull so easily

• Sisal rope works as a cool decorative detail for around furniture legs but is also great to stop cats and dogs scratching and chewing the wood

• Instead of a quilt, opt for an easily washable duvet set.

Closed storage/fauxdenzas

Putting things up high may put them out of reach for the dog, but not for the cat who likes to climb.

• Open storage solutions like shelving may tempt pets to pull things out and chew or tear them, whereas closed storage solutions like cupboards and fauxdenzas keep items out of sight and out of reach

• Closed storage is particularly helpful in the kitchen, where food and sharp objects can be found, and in the laundry, where chemicals and hazardous substances can be found.

Animal mud-room

Transforming any mudroom or suitable entry zone into an animal-friendly mudroom has many benefits.

• Ideally, opt for rooms or entrance areas with tiled floors, sufficient storage for towels and buckets, and within close proximity or access to clean water

• Particularly in winter, an impervious area is ideal for shedding any excess dirt and having a quick towel off before entering the home properly.

Matters of trust and rest home subsidies

Family Trusts were very much in vogue a few years ago. If you transferred your house to a family trust, you could be exempt from paying for your rest home care.

It is not possible to do this now, as the Government expects the trustees of your family trust to pay for your care in a rest home. Some clients try to get around this by transferring their property to their children. The problem is that for residential care purposes you are limited as to the amount you can gift. The annual limit is $27,000 per couple. Any amount gifted in excess of this is classed as deprivation of assets which is added back in for the purpose of calculating your entitlement to the rest home subsidy.

You may find that part of a gift or gifts may have to be added back in for the financial means assessment.

For the year July 2024 to June 2025 the asset limits for a single person in care or a couple with both partners in care (including the value of

their home and car) is $284,436. The asset limit for a couple with one partner in care (excluding their home and car) is $155,873.

Although the general limit for gifting is $27,000 for each year, this reduces to $6,000 per year in the five year period before you go into the rest home. The problem is that we often have no idea when we are going to be admitted to the rest home, and you may find that part of a gift or gifts may have to be added back in for the financial means assessment. A crystal ball would help. At age 85, only 21% of the population is in a rest home, and the average stay is only 18 months, so the risk of losing all your assets paying for your care is fairly low.

A range to suit any EV charger

EV Pedestal

Stainless Steel Round

EV Pedestal Powder Coated Black Round

EV Pedestal Powder Coated Black Square

Unmatched expertise and sustainability in EV installtion & parking solutions in New Zealand.

Gyro-EV is New Zealand's exclusive provider for EV charger mounting installation products and parking solutions for every EV charger on the market and those yet to exist.

Our proudly family-owned and operated business brings a tradition of over 50 years of excellence and expertise of innovation to every product we design and manufacture.

With the understanding that each client has unique needs and requirements, Gyro-EV expertly pioneers customisation, design and manufacturing services for our clients and their vision from the initial concept to the final product.

Our team works closely with suppliers and clients to develop solutions that not only meet but exceed expectations.

We are equipped to assist with bespoke and unique solutions, we also offer a ready made range of EV installation products suitable to dot the l's and cross the T's for any chosen EV Charger for a dedicated Electric vehicle parking facility whether it is for one off, upgrade or a larger scale EV charging infrastructure.

Sustainability is a commitment at the forefront of our business and factored into our processes in manufacturing products which brought GYRO-cycle into fruition.

GYRO-cycled is an in-house recycling initiative across our range of products to commit to zero waste and provide a circular economy where we receive our old, damaged and end of life products that we wash and granulate in house and have made make into powder that is reused in some of our products.

Gyro-EV is your partner in innovation and sustainability.

GYRO-CYCLE

Our circular economy program.

Universal Fit to any EV charger on the market and adaptable to those yet to be available.

High quality and durable products that are designed in-house to be sleek and strong.

Assistance no matter the project, from single installations or small to large scale projects and tenders.

What to look for in a real estate agent

Your home is often your largest personal asset, so selling it can be both exciting and stressful at the same time.

That’s why having an agent that you can trust to help you achieve the best price and conditions possible for your home – all while being transparent and ensuring all parties are comfortable and aware of the processes, will make a big difference.

Certain attributes differentiate a great agent from a good agent. We recommend that you look for agents who demonstrate a great deal of professionalism, local knowledge and have a good reputation.

Look for someone who understands the kind of people who will be interested in your home. This will help with the marketing of your home and communicating the benefits of your property to potential buyers.

Local agents often have a network of potential buyers that they have been working with or regularly communicate with, who are ready and able to provide the best price for your home.

Great real estate agents are well connected, therefore asking family and friends if they know an agent they would recommend is a great start; referrals are often the best way to find an agent with a proven track-record, and not just someone who knows how to say the right things at the right time.

When asking for recommendations, remember to ask what factors their recommendation is based on. Did they get the level of communication they wanted? Did they think the agent used the marketing spend effectively? Did they manage any challenges through the process well?

Agents are usually more than happy to come to your property, share their knowledge and talk you through your options for selling. We recommend meeting a few agents before you choose who to work with.

Try visiting open homes they are hosting to understand how they present their vendor’s property. This will help you get a feel for how they will work to get the best for your property.

Take a look online and see how agents are using social media and digital marketing to increase coverage for the properties they are selling, and therefore see what you could expect for your home. Many agents will also use advanced technology to help market and sell your home, which can often reach a broader audience, for example:

• Virtual Reality tours or 3D walkthroughs are one of the options that increase the accessibility of an open home to a wider range of potential purchasers in the first instance, particularly out of town buyers

• Augmented Reality is another option that can help potential purchasers rework the layout of furniture in the home, so they can better picture themselves and their belongings in the home.

Try not to select an agent based solely on their commission fee, but it is important to understand what the fees are. While these do vary by agency, our advice is to choose an agent you trust and whose previous work gives you confidence.

Great agents can achieve a better price for your property by understanding the best strategies according to different market conditions.

At the end of the day, the person you choose is going to be a big part of your life while you sell your home, so it is important that you feel comfortable with them and that you can trust them to get the job done.

Jen Baird, chief executive of the Real Estate Institute of New Zealand

Kimberly Blackwell

Kimberly Joins the Collective Team as a Financial Adviser Based in Tauranga.

She has a strong focus on client relationships and strives to get the best outcomes for them. Numbers have always been her forte and after trying a few different career paths, she found just the right fit in the finance industry. She loves working with others, sharing ideas and knowledge to get the best results for her clients. Outside of work, Kimberly loves spending time with her husband and children on the lake, at the beach or on bush walks.

We know the

value of leaving here

When you list your home with us, you'll benefit from a local sales team who truly knows and loves the region. What's more, you'll have the full support of Barfoot 6 Thompson's network, giving your property unmatched exposure and creating stronger buyer competition than franchised or boutique agencies can. Beyond sales, we also offer

a full suite of professional property management services. Our dedicated team can sort everything from finding the right tenants and collecting rent, through to regular inspections. maintenance and more - all at a competitive rate. Pop into your nearest branch or call us to find out more. Selling, buying, investing or renting, we're here to help.

Smarter Real Estate

Wayne Jackson is a seasoned real estate agent with 28 years of experience in both Australia and New Zealand. He holds a Full Agents Licence and approaches his daily work with enthusiasm, dedication, and a positive attitude. His commitment to excellence has made him the leading listing and sales agent in his area for several years.

Wayne recently joined Arizto to elevate his service to clients by utilizing a modern approach to real estate. This allows him to offer affordable services, leveraging the latest technology and systems to ensure success.

If you need an experienced, hardworking realtor to sell your most valuable asset, contact Wayne at 027 728 3355. He'll happily appraise your property and provide expert advice on how to achieve the best result in any given market.

Outside of his work, Wayne enjoys fishing, traveling & relaxing with his family, cooking, and gardening. Call Wayne today to take advantage of his wealth of experience and passion for real estate.

Wayne Johnson 027 728 3355

132 Onslow Street, Kawerau

231 Valley Road, Kawerau

River Road, Kawerau

Unlocking build-to-rent housing

The Property Council, whose members are some of New Zealand’s largest property developers, owners and investors, has come out in support of the government’s Build to Rent tax exemption boost.

Property Council New Zealand chief executive, Leonie Freeman, says the initiative could mark a key turning point towards unlocking the potential of Build to Rent.

“Our members share the government’s view that enabling Build to Rent will provide warm, dry rental homes that offer Kiwis long-term security of tenure.

“It is encouraging to see that the government has listened to our sector and acknowledged Build to Rent as a unique property asset class.

“The government’s announcement is a major step towards boosting New Zealand’s emerging Build to Rent sector.

“Build to Rent will transform the experience of renting in New Zealand.

“Property Council research shows that our members stand poised to deliver over 25,000 Build to Rent homes in the next decade, with the right policy settings.

“Build to Rent refers to multi-unit residential developments, typically located in city centres within walking distance of key transport links.

“These developments are professionally managed, with brilliant amenities available onsite, offering residents bespoke lifestyle options for as long as they want to stay.

“By enabling Build to Rent, the property sector will be able to deliver thousands of new high-quality, high-density rental houses, supporting New Zealand’s urban intensification and climate ambitions.

“Kiwis will hopefully soon have many choices to access to a warm, dry and climate friendly Build to Rent home.

“Over the past 18 months, the Property Council has been working closely with the government to highlight the untapped potential of Build to Rent and explain the legislative actions required to enable it.

“As part of this, we have collaboratively resolved the unintended consequences of last year’s interest deductibility changes.

“While the announcement has been a fantastic step in the right direction, there are a few remaining speedbumps to truly unlock the concept.

“For Build to Rent to flourish, access to large institutional investment via the overseas investment act and commercial depreciation is also required.

“The Property Council looks forward to continuing our engagement with the government to support the roll out of the world’s fastest growing residential sector in Aotearoa.”

Inspire Real Estate New Zealand offers expert assistance in buying, selling and renting properties. With years of experience and a strong reputation, our team of professionals provides top-notch services, property appraisal, marketing, and legal processes tailored to meet our client’s unique needs and preferences.

Contact Jenny Elstob to take the first step toward your dream property.

www.inspirerealestate.co.nz

We know the

value of leaving here

Hi, I’m Sara, owner of Papamoa Property Management.

I’m also a mother, long-time business owner, homeowner, landlord, like to travel and lover of fresh ocean air!

The main reasons people ask me to manage their properties for them is because they no longer want to be bothered with all the time and energy involved in having rental properties. I don’t blame them... lucky I love property and people!

Get in touch with me today, we also manage properties in the surrounding areas like Mount Maunganui and Te Puke.

Services offered include:

• Free Rental Appraisals

• Full Suite of Property Management Services

• Competitive Commission Rates

• Long Term Rental Management

• Short Term Holiday Management

• Methamphetamine Testing

• Building Reports & Qualified Builders

• Healthy Homes Assessments

027 330 1376

sara@papamoaproperty.co.nz Mon. to Fri. 8.30am - 5.00pm www.papamoaproperty.co.nz E

Take the time to talk – about your funeral

By Gillian Boyes, Chief Executive, Funeral Directors Association of New Zealand

At many funerals these days, you’ll see a photo tribute or hear specially chosen music that reflects the person who has died.

But have you ever thought about the photos or music you’d want, or want for a loved one? Preparing these details can be a gentle way of beginning the planning for a final farewell and has the added bonus of helping you re-live many happy memories as you begin the sorting process.

If you’ve been wondering how to start here’s some more ideas to talk about with your family.

Think about where you’d like your funeral to take place - Chapels and churches are still popular but increasingly people are opting for highly personalised approaches.

Has a certain sport or interest been a big part of your life? Perhaps your funeral could be at your sports club or the club rooms of your interest group.

Love your garden, the beach, your local park? You could have a special ceremony there (your funeral director will let you know of any local council requirements). Your cultural traditions may dictate the venue. Funeral directors can work within those requirements too.

Your venue might dictate whether you have a funeral (with the body present) or a memorial (with ashes). Both options offer the opportunity for your family and friends to gather and remember which is a key part of their grieving process.

Consider whether you prefer burial or cremation

- While there are other options too such as burial at sea or donating your body to science, burial on land and cremation remain the most popular choices for most New Zealanders.

If you prefer a burial, some councils allow you to pre-purchase a burial plot which can help you avoid ever increasing cemetery charges.

Consider your casket choice - Caskets these days come in the widest possible varieties. Prefer something simple? An MDF, or plain casket your family can decorate themselves might be you.

Want to think sustainably? Solid wood options are for you, or consider a felted wool or wicket casket which might also reflect a love of nature. Shrouds are another option particularly for natural burials. Casket makers can also offer bespoke options including beautifully carved coffins and couches, or special wraps with your favourite image or colour. Yes we’ve even seen a donut themed casket. Learn what happens at a funeral home

Many people find it reassuring to know a deceased body is treated with the highest respect and care at a funeral home. You might have other questions you’d love to ask, so look out for local open days at funeral homes. People find these absolutely fascinating and taking away some of the mysteries about what goes on can also take away the fear.

Get your paperwork in order - A really important gift you can give to your family is having your paperwork in one place. This includes your will but also details that’ll help them close off bank accounts, utilities and even social media. Make sure that if you’ve organised a funeral pre-payment that details of that are included with that paperwork. We’ve sometimes had to follow-up and refund families who had no idea mum or dad had already paid.

A final paperwork tip is to make sure your immediate next-ofkin details are included with your important papers – these are important for death registration.

Talk with your family about what’s important for them - Remember that while you might not want a fuss, your funeral is a time for your family and friends to grieve for you. Coming together, hugging, looking at those wonderful photos or listening to the songs you loved will help them as they come to terms with living without you.

Writing down what you decide, or asking your local funeral home to capture the details in their system so they don’t get mislaid will mean that when the time comes, your special people are left with peace, not decisions.

Your Choice, Your Legacy

Crafted for individuality, Windsor caskets are designed to reflect unique lives.

Windsor Industries offers a stunning range of NZ made caskets crafted with care and designed to reflect individuality. From traditional solid timber to intricate carvings and custom colours, the choice is yours. Simply ask for a Windsor casket at your local funeral home.

Scan to view more!

Discover your casket options at www.windsorindustries.co.nz or speak to your local funeral home for more information.

The Buckingham - Perfect for those who have led a life of luxury and grace, this casket

choice, this pine casket reflects a life of sustainability, with natural materials and a commitment to the environment.

The Dorset Macrocarpa - For those who appreciate the natural beauty and strength of New Zealand, this casket embodies warmth

spirit was as free and graceful as the Piwakawaka (fantail), this casket captures a lively and natural beauty.

The Dorset Kowhaiwhai - A fitting tribute for a life rich in cultural heritage, this rimu casket with paua inlays reflects deep connection and tradition.

The Somerset Pearl Blue - For those who embraced individuality and colour, this metallic blue casket celebrates a unique life, full of vibrancy and artistic flair.

The Waka Moenga - A choice for those whose lives were shaped by their heritage, this beautiful hand carved Maori casket honours cultural significance and strength.

The Somerset Lavender - An ideal casket for someone whose life was defined by tranquility and gentleness, with a serene lavender painted finish that evokes peace.

M. 021 024 84721 E. dianne@camptonconsulting.co.nz