The Home Buyer Guide
AMANDA HEATH
a tradition of trust
Whether you're a first time home buyer or a seasoned real estate investor, I want to become your Trusted Advisor
Here's how I help: With over 18 years of sales and marketing leadership in the real estate industry, I have extensive experience in various real estate markets, including residential home resales, relocation, new construction marketing and neighborhood representation, custom home builds, and investor renovation projects. I provide a fullservice approach with one-on-one communication and tailored solutions to the unique goals of each buyer. I strive to provide my clients with a smooth and enjoyable experience from beginning to end and my commitment goes beyond the closing. Whether you need assistance with settling into your new home, finding reliable local services, or just have real estate-related inquiries, I'm here to provide ongoing support and guidance. As a Ramsey Trusted agent, I am committed to providing exceptional value and service to my clients.
Ranked in the top 3% of our network nationally since 2019
Sold $17+ million year over year
Assisted buyers and sellers in over 350+ transactions since 2016
DESIGNATIONS
Chairman’s Circle Gold Award Winner (2020-2023)
President’s Circle Award Winner (2019)
Leading Edge Society (2018)
Relocation Specialist
RamseyTrusted Agent
Winston Salem REALTORS® Association Board Member
Top Performer Mastermind Program Member
BHHS Advisory Council Member
Triad Real Producers Rising Star (2018)
Triad Real Producers Cover Feature (2023)
Robinhood YMCA Board Member
BUYER benefits
VENDOR RECOMMENDATIONS
Trusted network of vendors, including contractors, inspectors, and service providers. Recommendations to help with inspections, repairs, and any necessary improvements.
INSURANCE AND LENDER PARTNERS
Connections with trusted insurance providers to help you secure the right coverage. Relationships with reputable lenders who can assist with financing options and mortgage preapproval.
CUSTOM HOME SEARCHES
Tailored property searches to match your specific preferences and criteria.
Assistance in finding the perfect home that suits your unique needs and desires.
ACCESS TO OFFICE EXCLUSIVE LISTINGS
Exclusive access to listings that may not be available to the general public.
Early information about promising properties before they hit the market.
RELATIONSHIPS
Over my 19 years in the real estate industry I have developed great relationships not only within Berkshire Hathaway (the number one firm in Great Winston-Salem) but also with other agencies. This helps you because other agents know that when I show a house I work with serious buyers and that I will work with the other agent to ensure a smooth transaction. Listing agents want to work with good agents on the other side and this can help put your offer in a position of strength. This also puts me in a unique position to stay ahead of the market and often learn about listings and potential neighborhoods before they even hit the market.
NEGOTIATIONS
My experience and extensive training has allowed me to become an expert negotiator. I know that price is not the only factor in winning a deal for my clients. Terms and conditions can play a vital role in winning any offer. I work to look at all angles to put my buyers in a position of strength based upon each unique transaction. This matters and can mean thousands of dollars at the end of the day.
HOW I SUPPORT AND REPRESENT YOU IN EVERY STEP OF BUYING YOUR HOME:
Conduct an in-depth buyer consultation to understand your needs and preferences. Create personalized property searches tailored to your criteria.
Prepare comprehensive buyer guides and detailed property information for your showings.
Schedule and organize property tours to maximize our time together.
Assist in securing a home at a price and terms that meet your satisfaction.
Handle all state-mandated paperwork, including drafting offers, negotiating terms, and managing counteroffers.
Communicate consistently with your lender to provide timely updates throughout the process.
Coordinate and review all necessary inspections, including home, pest, radon, surveys, and individual systems inspections.
Negotiate repairs with the seller's agent to ensure your concerns are addressed. Schedule the closing with your preferred attorney to ensure a smooth transaction. Verify the completion of repairs with the seller's agent to ensure everything is in order.
Attend the final walk-through and closing to support you through the last steps of your home buying journey.
MEET MY TEAM
LINDSAY PARK Marketing Specialist
AMY EARLE Marketing Support
KAYLA HIATT Transaction Processor
LAURA GUIGOU Transaction Coordinator
BRANDON WILKERSON Courier
JOHN COCKERHAM Lead Photographer
BRIAN SIMPSON Chief Legal Counsel
THOMAS MAIER Managing Broker
GRACE BOLIN Director of Sales Support
TINA POWERS Licensed Assistant
ALICE SHERMAN Measuring Specialist
GREATER WINSTON-SALEM’S MARKET LEADER
Greater Winston-Salem’s market share based on all homes sold
Source: CMS Triad MLS Counties: Davie, Forsyth, Stokes, Davidson 01/01/2023 — 12/31/2023
What My Clients Are Saying...
Amanda is the best agent that we ever had. She worked really hard for us. Her communication skills are excellent. She help sell our luxury house in a timely manner and find us a new Lakehouse. We would highly recommend Amanda to sell any house.
Ray Coley
Amanda was sent from the Heavens above! I was very nervous about the selling process and the way it works, but she was right there through every step. Her great communication, patience, and understanding made the process a breeze! Oh and we can’t leave out her sweet Assistant Tina! They are truly wonderful to work with and we most definitely recommend them!
Kebria Wilson
Amanda has been amazing helping us purchase our first home. We brought a lot of challenges, but she knew how to work with all of them. We put a lot of trust in her buying a home across the country sight unseen, but I would do it all again. Her knowledge of the area and of homes gave us the confidence to find our home!
Kaycee Smith
Rogerson Venture Capital has been working with Amanda for over 8 years. She is one of the most resourceful agents and honestly not a better one in the North Carolina territory. From start to finish, she has never failed meeting any asking price, and many times exceeding our own expectations. She has a tremendous amount of knowledge as it pertains to markets, and realistic expectations for us which makes our companies job a lot easier. We have worked with Amanda on many projects for the better of 8 years! She is knowledgeable and our favorite Realtor. Thank you Amanda.
Gregory J., Owner of RVC Inc.
Why W ork W ith a
Ra ms eyTrust ed Pro
Here’s what it means to be endorsed by Ramsey:
SHARED VALUES
I fully believe in the Ramsey mission and teachings. That means I’m here to walk alongside you and help you win on your journey.
SERVICE YOU DESERVE
I value serving over selling and I am always dedicated to providing the excellent customer service you deserve.
REAL RELATIONSHIPS
I work closely with the Ramsey team to make sure I’m meeting their high standards. And I care about helping you make the best decisions for you and your family.
WORTHY OF TRUST
I have the full backing of the Ramsey team, who has helped millions get (and stay!) out of debt and work toward financial peace.
Looking forward to working with you!
More info about RamseyTrusted pros!
Home Buying Process
The buyer experience begins and ends with you. I will serve as your professional consultant to guide you through this transition, and any future real estate needs. I am dedicated to streamlining your experience so you can focus on the demands of daily life.
Determine criteria, needs and urgency.
Discuss financing options and the process for finding the right property.
Financing
Introduction to our Home Mortgage Consultant and completion of the pre-approval process.
Home Loan Document Checklist
Use this helpful checklist to gather documents for your home loan.
Income Information
□ 30 days most recent pay stubs with year-to-date information for all jobs and for each borrower
□ Federal tax returns for the 2 most recent years (1040s)
□ W-2 or 1099 forms for the 2 most recent years
□ Retirement and/or social security income award letter
□ Written explanation if employed less than 2 years or gap in employment in the last 2 years
Credit Information
□ Most recent 2 months asset statement listed on the application — all pages to each statement even if blank (Example: checking account, savings account, CDs, money market accounts, IRA, 401k, etc.)
□ If applicable: credit explanation letter for any late payments, collections, judgements or other derogatory credit items
□ Documentation for any large deposits outside payroll or gift fund deposits shown on asset statements
□ If applicable: previous payments for alternative credit sources
Special Information, if applicable
□ Last 3 years complete Federal tax returns (both personal & business returns)
□ Year-to-date profit and loss statement
□ List of all business debts
Other Information
□ Real Estate Agent Information (if applicable)
Agent name: __________________________ Contact Number:
□ Homeowners Insurance Information
Agent name: Contact Number:
□ Additional:
□ Additional:
Thislistisonlytobeusedasaguide.
Finding the Right Home
Review various neighborhoods and areas to identify those that match your criteria.
Begin home showings to find your perfect home.
Making an Offer
Review of disclosures and property information to make an informed decision.
Review comparable sales and market conditions to determine offer price.
Be prepared with your pre-approval letter, due diligence fee, and earnest money deposit.
Negotiations
Offer is delivered to the listing agent for presentation to the seller.
Seller responds with acceptance, rejection or a counter-offer.
Offer becomes a binding contract once all parties have signed and communicated.
Contract Period
• Monies referenced in offer are delivered
• Property appraisal is conducted as part of the loan approval process
• Schedule closing attorney
• Select title insurance policy and secure homeowners insurance
• Schedule inspections as requested on Professional Services Disclosure and Election form
• Arrange for movers and utility transfers
• Review Closing Disclosure and arrange for monies to be delivered for settlement
• Conduct your final walk-through of property
• Attend settlement
Closing attorney records deed.
Receive keys to your new home!
Estimated Closing Costs
This should be used as a checklist for informational purposes only and costs are not to be construed as actual closing figures. A final, detailed breakdown will be made available before closing.
Smooth Transition to a New Home
4 WEEKS BEFORE MOVING
• Contact and contract with a reputable moving company.
• Have school records transferred.
• Arrange to transfer or transport medical, dental, and other important records.
• Transfer homeowner’s and auto insurance to be sure of continuous coverage.
• Hold a garage sale, donate unneeded items, and place excess items in storage.
• Keep track of moving related expenses (some may be deductible).
3 WEEKS BEFORE MOVING
• Complete change of address with the post office, subscriptions, credit card companies, and important contacts.
2 WEEKS BEFORE MOVING
• Arrange for final utility readings at the former residence the day after moving out, and have utilities and phone turned on at the new home the day before moving in.
• Close, update or transfer bank accounts.
• Arrange for transfer of vehicle registration and drivers’ licenses.
• Have an extra supply of prescription medications for the next four weeks.
• Schedule a final walkthrough of the property; make sure everything is in order.
MOVING WEEK
• Keep valuable financial records and personal papers with you; do not pack them with the rest of the household goods.
• On closing day, the home purchase documents are recorded and the home is now yours.
• Move in.
AFTER MOVING IN
• Consider plans for landscaping design, installation, and maintenance.
• Review home security requirements and systems.
• New home furnishings, appliances, and interior decorating will make the house a home.
BERKSHIRE HATHAWAY wants to be in businesses that are enduring. Real estate brokerages will be around 100 years from now and HomeServices of America will be around 100 years from now. We love that HomeServices is part of Berkshire Hathaway and we would love to see it grow a lot.
— Warren Buffett Chairman and CEO Berkshire Hathaway, Inc.
Strength, Trust & Integrity
Berkshire Hathaway Inc. is a worldwide holding company based in Omaha, NE. Its Chairman and CEO, Warren Buffett is ranked one of the world’s most influential people according to Time magazine. “When people are making the decision of the magnitude of buying a house, it’s the biggest decision a great many families will ever make. They want to know who they’re working with and we think that the Berkshire Hathaway name will be reassuring to many of those people,” says Buffett.
Berkshire Hathaway HomeServices Carolinas Companies benefits from a globally respected reputation and a sound financial foundation. Our roots are local, and our reach is global.
As proud members of this remarkable network, we thrive on helping buyers and sellers find their perfect home whether around the corner, across the country, or anywhere in the world.
