Kyle Tyner Buyer Presentation

The Home Buyer Guide

The Berkshire Hathaway HomeServices Difference

We are proud to lead the way in marketing and technology, however these innovations are not what define us. Our unparalleled value is in each one of our sales associates and their industry knowledge, professional experience and commitment to building a relationship with you that far outlasts the closing table. Berkshire Hathaway HomeServices is the FOREVER BrandSM. Our team members are local experts, community activists, liaisons, advisors and oftentimes a friendly ear to listen. We earn trust by partnering with you to achieve your goals and look forward to the opportunity to help you thrive in the communities we serve or wherever life takes you.

Hello!

We have assisted thousands of people in the purchase or sale of a home, which for most of them is the largest, single asset they will own in their lifetime. And in the course of doing all that business, we’ve learned the area rather well - after all, it’s also the place we call home.

Berkshire Hathaway HomeServices - Yost & Little Realty is one of the most trusted real estate names in North Carolina. Not only does that mean that home buyers and sellers have a valuable partner at their side, it means we’re here to stay.

Beyond our name, there are certain qualities that define us: traits, practices and values. That’s our will to exceed expectations for exemplary service and professionalism in every single thing we do. We build lasting relationships based on trust and care with our clients and the communities we serve. We partner with our associates to create an environment that fosters success and meaningful careers. Most importantly, we exist to redefine home buying, selling and ownership by integrating all the elements of the transaction into a seamless real estate experience.

Sincerely,

Kyle Tyner Broker, REALTOR®

Kyle Tyner, REALTOR®

Kyle Tyner, a North Carolina native, has successfully helped over 130 clients buy and sell their home over the last 4 years.  Kyle started his career in Washington , DC, while there was named rookie of the year in 2019.. He boomeranged back to the Greensboro metro area in late 2020 to be closer to family and friends- home.

Kyle separates himself from the rest of realtors out there and takes pride in being a modern agent… He does things differently than most. He prefers to build his business on client experiences and relationships. His real estate license may look like everyone else’s, but his practices are a little extra.  He is with you every step of the way, whether you’re a first-time home buyer, first time seller, or a seasoned investor. Kyle and the team will guide you to ensure a seamless buying or selling experience.

Kyle’s core value: He believes in educating and protecting his clients, and staying their real estate resource long after we close on their home- the forever agent.  He likes to go above and beyond for his clients, providing them with a client experience that’s unmatched by anything they’ve had before.

Every transaction is different, which means the value Kyle and his team adds  for their clients often varies, but regardless, we strive to make the entire process as stress-free and seamless as possible. If you’re looking for an agent like this, Kyle is the right fit for you.

Experience:

Long & Foster Rookie 2019

Top Agent - Logan Circle

2021 BHHS LEADING EDGE SOCIETY

Kyle closed over 30 transactions in 2021

2022 BHHS PRESIDENT’S CIRCLE

$6 million plus in sales

Education:

UNC-Greensboro

Ninja (REAL ESTATE) Graduate

Tom Ferry - Real Estate/Business Coaching

Ensuring the real estate experience is always better than what you expected. Service that exceeds.

Meet Our Team

ASHLEY MEREDITH Broker / REALTOR®

Ashley.Meredith@BHHSYostandLittle.com

336-202-4964

KYLE TYNER Broker / REALTOR®

Kyle.Tyner@BHHSYostandLittle.com 336-209-6090

HILLARY MEREDITH Broker / REALTOR®

Hillary.Meredith@BHHSYostandLittle.com 336-202-5196

PATTI WALTERS Broker / REALTOR®

Patti.Walters@BHHSYostandLittle.com 336-404-2832

ROBIN KLINE Office Manager Robin.Kline@BHHSYostandLittle.com

BECKY GARRISON Closing Coordinator Becky@REPSS.com

Home Buying Process

The buyer experience begins and ends with you. I will serve as your professional consultant to guide you through this transition, and any future real estate needs. I am dedicated to streamlining your experience so you can focus on the demands of daily life.

Making an Offer Contract Period

Initial Consultation

Determine criteria, needs and urgency.

Discuss financing options and the process for finding the right property.

Financing

Home Loan Document Checklist

Use this helpful checklist to gather documents for your home loan.

Income Information

□ 30 days most recent pay stubs with year-to-date information for all jobs and for each borrower

□ Federal tax returns for the 2 most recent years (1040s)

□ W-2 or 1099 forms for the 2 most recent years

□ Retirement and/or social security income award letter

□ Written explanation if employed less than 2 years or gap in employment in the last 2 years

Credit Information

□ Most recent 2 months asset statement listed on the application — all pages to each statement even if blank (Example: checking account, savings account, CDs, money market accounts, IRA, 401k, etc.)

□ If applicable: credit explanation letter for any late payments, collections, judgements or other derogatory credit items

□ Documentation for any large deposits outside payroll or gift fund deposits shown on asset statements

□ If applicable: previous payments for alternative credit sources

Special Information, if applicable

□ Last 3 years complete Federal tax returns (both personal & business returns)

□ Year-to-date profit and loss statement

□ List of all business debts

Other Information

□ Real Estate Agent Information (if applicable)

Agent name:

Contact Number:

□ Homeowners Insurance Information

Agent name:

Contact Number:

□ Additional:

□ Additional:

Finding the Right Home

Review various neighborhoods and areas to identify those that match your criteria.

Begin home showings to find your perfect home.

Making an Offer

Review of disclosures and property information to make an informed decision.

Review comparable sales and market conditions to determine offer price.

Be prepared with your pre-approval letter, due diligence fee, and earnest money deposit.

Negotiations

Offer is delivered to the listing agent for presentation to the seller.

Seller responds with acceptance, rejection or a counter-offer.

Offer becomes a binding contract once all parties have signed and communicated.

Contract Period

• Monies referenced in offer are delivered

• Property appraisal is conducted as part of the loan approval process

• Schedule closing attorney

• Select title insurance policy and secure homeowners insurance

• Schedule inspections as requested on Professional Services Disclosure and Election form

• Arrange for movers and utility transfers

• Review Closing Disclosure and arrange for monies to be delivered for settlement

• Conduct your final walk-through of property

• Attend settlement

Closing

Closing attorney records deed.

Receive keys to your new home!

Beyond Closing

At Berkshire Hathaway HomeServices

Carolinas Companies we are committed to building lasting relationships based on trust and care. I will continue to be a resource for you by providing annual real estate reviews and recommendations for service providers. I also look forward to assisting your friends and family.

Estimated Closing Costs

Appraisal: $

Attorney Fees: $

Brokerage Fees: $

Cost Associated with Loan: $ Mortgage consultant will provide estimate

Escrow Deposit: $

Reserve for HOA dues, taxes, PMI, etc.

Homeowner’s Insurance: $

Home Warranty: $

Property Inspections: $

Home, Radon, Septic, Well, Termite

Recording Fees: $

Survey: $

Title Insurance: $

Other: $

TOTAL CLOSING COSTS: $

This should be used as a checklist for informational purposes only and costs are not to be construed as actual closing figures. A final, detailed breakdown will be made available before closing.

Smooth Transition to a New Home

4 WEEKS BEFORE MOVING

• Contact and contract with a reputable moving company.

• Have school records transferred.

• Arrange to transfer or transport medical, dental, and other important records.

• Transfer homeowner’s and auto insurance to be sure of continuous coverage.

• Hold a garage sale, donate unneeded items, and place excess items in storage.

• Keep track of moving related expenses (some may be deductible).

3 WEEKS BEFORE MOVING

• Complete change of address with the post office, subscriptions, credit card companies, and important contacts.

2 WEEKS BEFORE MOVING

• Arrange for final utility readings at the former residence the day after moving out, and have utilities and phone turned on at the new home the day before moving in.

• Close, update or transfer bank accounts.

• Arrange for transfer of vehicle registration and drivers’ licenses.

• Have an extra supply of prescription medications for the next four weeks.

• Schedule a final walkthrough of the property; make sure everything is in order.

MOVING WEEK

• Keep valuable financial records and personal papers with you; do not pack them with the rest of the household goods.

• On closing day, the home purchase documents are recorded and the home is now yours.

• Move in.

AFTER MOVING IN

• Consider plans for landscaping design, installation, and maintenance.

• Review home security requirements and systems.

• New home furnishings, appliances, and interior decorating will make the house a home.

BERKSHIRE HATHAWAY wants to be in businesses that are enduring. Real estate brokerages will be around 100 years from now and HomeServices of America will be around 100 years from now. We love that HomeServices is part of Berkshire Hathaway and we would love to see it grow a lot.

— Warren Buffett Chairman and CEO Berkshire Hathaway, Inc.

WHY WE ARE HERE

Title Insurance

At real estate closings, the lender, if any, requires a title insurance policy (Loan Policy) to ensure that the lender’s interest in the property is protected. To protect your investment and ownership in the property, you also need a title insurance policy (Owner’s Policy). There are no annual payments to keep the policy in force. A one-time fee at the real estate closing protects you against a wide variety of risks to the title of your property.

As part of the seamless transaction for our clients, we are pleased to offer title insurance through our wholly-owned title insurance company, Attorneys Title. Attorneys Title has

provided title insurance to North Carolina homebuyers for over 35 years. As an agent of First American Title, Commonwealth Land Title and Chicago Title insurance companies, our experienced staff and legal team are prepared to handle all of your title insurance needs. We have access to over 2 million prior policies and provide a reissue rate when applicable, to help ensure you are getting the best price for your title insurance. To take advantage of our streamlined process, simply indicate to the attorney of your choice that you designate Attorneys Title as your title insurance provider.

Strength, Trust & Integrity

Berkshire Hathaway Inc. is a worldwide holding company based in Omaha, NE. Its Chairman and CEO, Warren Buffett is ranked one of the world’s most influential people according to Time magazine. “When people are making the decision of the magnitude of buying a house, it’s the biggest decision a great many families will ever make. They want to know who they’re working with and we think that the Berkshire Hathaway name will be reassuring to many of those people,” says Buffett.

Berkshire Hathaway HomeServices Carolinas Companies benefits from a globally respected reputation and a sound financial foundation. Our roots are local, and our reach is global.

As proud members of this remarkable network, we thrive on helping buyers and sellers find their perfect home whether around the corner, across the country, or anywhere in the world.

Forbes Global 2000 List

Our Promise

BEYOND OUR NAME THERE ARE CERTAIN QUALITIES THAT DEFINE US – TRAITS, PRACTICES, VALUES.

EXCEED expectations for exemplary service and professionalism in everything we do. BUILD lasting relationships based on trust and care with our clients and the communities we serve.

PARTNER

with our associates to create an environment that fosters success and meaningful careers.

REDEFINE

the home buying, selling, and owning experience by integrating all the elements of the transaction into a seamless real estate experience.

UNSURPASSED SERVICE

in every major market in North Carolina and Upstate South Carolina

Client Testimonials

We chose Kyle Tyner as our Real Estate Agent to help us with the sale of our home of 15 years. Wow! Yes, we definitely made the right choice. Kyle created a pre-listing timeline that helped us get our home ready for the market. He connected us to the vendors that helped our home look great! He made the process easier for us, and helped us sell for more. We were treated fairly, respectfully, and our wishes and concerns were always Kyle’s top priorities. So, whether you are selling your home, or looking for that dream home, and want this very important job done right, Kyle Is the best professional for YOU! We definitely shoot him FIVE STARS!

Kyle is the best REALTOR® we’ve ever worked with. He calmed our nerves and worked out some snags. He made our house buying experience smooth and very professional. I would recommend him to anyone looking to buy or sell their home. THANKS KYLE!!

— JAMES J., BUYER CLIENT

He helped every step of the way. Also since we we’re moving from another state, he did some leg work here I was not able to. We could not have done this without him. A great big THANK YOU!

— LIZ H., BUYER CLIENT

— LINDA, SELLER CLIENT