Hillary Meredith Buyer Presentation 2023

Growing up in Jamestown, North Carolina, with family and friends always within walking distance has taught me the importance of connecting with the community you surround yourself with. I have carried that strong sense of community with me as time has gone by, shown by my work and volunteerism in multiple non-profits in the area.

My background in project management & committee work has given me the skills to balance difficult situations, listen to multiple viewpoints, and the expertise to identify common ground. This has served me well in guiding my clients through this competitive real estate market.

My goal with every real estate transaction is to educate and advise my clients, exceed expectations and ensure that at the closing table I’ve done everything possible in the best interest of my clients.

THE BENEFIT OF COMMUNITY

President’s Circle Award

2021 & 2022

Leading Edge Society Award 2019 & 2020

Top 6% of Berkshire Hathaway HomeServices associates nationally

Top Performer in Greensboro

Greensboro Downtown Parks Board Member October 2019-present

Greensboro Regional Realtors Association Board Member January 2023-present

Weatherspoon Art Museum Board Member 2011-2018, Board President 2015-2017

Client Testimonials

“Hillary was awesome! This was our first homebuying experience and she did everything possible to make sure we felt comfortable, confident, and understood the process. She was patient with us to find the right spot and we could not be happier with the results. Not only was she a phenomenal realtor with enough experience and knowledge to help us navigate the challenging market, but she was a good friend throughout the whole process. Can’t recommend her enough!”

Rachel Smedley

“Hillary kept me calm during the home buying process. Her humor was much needed while trying to make a big life decision! As a first time home buyer I felt like I was constantly learning but constantly supported by Hillary in the process.”

Rachel Langston

“Hillary is amazing! She went above and beyond and made my home buying experience smooth and fun! She was very responsive and easy to work with, house shopping with her will feel like you’re doing it with your best friend! Her knowledge of the area and the industry is incredible. She coordinated everything with my inspections, and lenders, and set me up with a contractor to do needed repairs after closing. I’ve worked with other realtors before and didn’t receive anywhere near this level of support. I highly recommend her to anyone looking to buy a house!”

Amy Blanton

The Berkshire Hathaway HomeServices Difference

We are proud to lead the way in marketing and technology, however these innovations are not what define us. Our unparalleled value is in each one of our sales associates and their industry knowledge, professional experience and commitment to building a relationship with you that far outlasts the closing table. Berkshire Hathaway HomeServices is the FOREVER BrandSM .

Our team members are local experts, community activists, liaisons, advisors and oftentimes a friendly ear to listen. We earn trust by partnering with you to achieve your goals and look forward to the opportunity to help you thrive in the communities we serve or wherever life takes you.

Home Buying Process

The buyer experience begins and ends with you. I will serve as your professional consultant to guide you through this transition, and any future real estate needs. I am dedicated to streamlining your experience so you can focus on the demands of daily life.

Making an Offer Contract Period

Initial Consultation

Determine criteria, needs and urgency.

Discuss financing options and the process for finding the right property.

Financing

Home Loan Document Checklist

Use this helpful checklist to gather documents for your home loan.

Income Information

□ 30 days most recent pay stubs with year-to-date information for all jobs and for each borrower

□ Federal tax returns for the 2 most recent years (1040s)

□ W-2 or 1099 forms for the 2 most recent years

□ Retirement and/or social security income award letter

□ Written explanation if employed less than 2 years or gap in employment in the last 2 years

Credit Information

□ Most recent 2 months asset statement listed on the application — all pages to each statement even if blank (Example: checking account, savings account, CDs, money market accounts, IRA, 401k, etc.)

□ If applicable: credit explanation letter for any late payments, collections, judgements or other derogatory credit items

□ Documentation for any large deposits outside payroll or gift fund deposits shown on asset statements

□ If applicable: previous payments for alternative credit sources

Special Information, if applicable

□ Last 3 years complete Federal tax returns (both personal & business returns)

□ Year-to-date profit and loss statement

□ List of all business debts

Other Information

□ Real Estate Agent Information (if applicable)

Agent name: Contact Number:

□ Homeowners Insurance Information

Agent name: Contact Number:

□ Additional:

□ Additional:

Finding the Right Home

Review various neighborhoods and areas to identify those that match your criteria.

Begin home showings to find your perfect home.

Making an Offer

Review of disclosures and property information to make an informed decision.

Review comparable sales and market conditions to determine offer price.

Be prepared with your pre-approval letter, due diligence fee, and earnest money deposit.

Negotiations

Offer is delivered to the listing agent for presentation to the seller.

Seller responds with acceptance, rejection or a counter-offer.

Offer becomes a binding contract once all parties have signed and communicated.

Contract Period

• Monies referenced in offer are delivered

• Property appraisal is conducted as part of the loan approval process

• Schedule closing attorney

• Select title insurance policy and secure homeowners insurance

• Schedule inspections as requested on Professional Services Disclosure and Election form

• Arrange for movers and utility transfers

• Review Closing Disclosure and arrange for monies to be delivered for settlement

• Conduct your final walk-through of property

• Attend settlement

Closing attorney records deed.

Receive keys to your new home!

Beyond Closing

At Berkshire Hathaway HomeServices

Carolinas Companies we are committed to building lasting relationships based on trust and care. I will continue to be a resource for you by providing annual real estate reviews and recommendations for service providers. I also look forward to assisting your friends and family.

Estimated Closing Costs

Appraisal: $

Attorney Fees: $

Brokerage Fees: $

Cost Associated with Loan: $ Mortgage consultant will provide estimate

Escrow Deposit: $

Reserve for HOA dues, taxes, PMI, etc.

Homeowner’s Insurance: $

Home Warranty: $

Property Inspections: $

Home, Radon, Septic, Well, Termite

Recording Fees: $

Survey: $

Title Insurance: $

Other: $

TOTAL CLOSING COSTS: $

This should be used as a checklist for informational purposes only and costs are not to be construed as actual closing figures. A final, detailed breakdown will be made available before closing.

Smooth Transition to a New Home

4 WEEKS BEFORE MOVING

• Contact and contract with a reputable moving company.

• Have school records transferred.

• Arrange to transfer or transport medical, dental, and other important records.

• Transfer homeowner’s and auto insurance to be sure of continuous coverage.

• Hold a garage sale, donate unneeded items, and place excess items in storage.

• Keep track of moving related expenses (some may be deductible).

3 WEEKS BEFORE MOVING

• Complete change of address with the post office, subscriptions, credit card companies, and important contacts.

2 WEEKS BEFORE MOVING

• Arrange for final utility readings at the former residence the day after moving out, and have utilities and phone turned on at the new home the day before moving in.

• Close, update or transfer bank accounts.

• Arrange for transfer of vehicle registration and drivers’ licenses.

• Have an extra supply of prescription medications for the next four weeks.

• Schedule a final walkthrough of the property; make sure everything is in order.

MOVING WEEK

• Keep valuable financial records and personal papers with you; do not pack them with the rest of the household goods.

• On closing day, the home purchase documents are recorded and the home is now yours.

• Move in.

AFTER MOVING IN

• Consider plans for landscaping design, installation, and maintenance.

• Review home security requirements and systems.

• New home furnishings, appliances, and interior decorating will make the house a home.

BERKSHIRE HATHAWAY wants to be in businesses that are enduring. Real estate brokerages will be around 100 years from now and HomeServices of America will be around 100 years from now. We love that HomeServices is part of Berkshire Hathaway and we would love to see it grow a lot.

— Warren Buffett Chairman and CEO Berkshire Hathaway, Inc.

Strength, Trust & Integrity

Berkshire Hathaway Inc. is a worldwide holding company based in Omaha, NE. Its Chairman and CEO, Warren Buffett is ranked one of the world’s most influential people according to Time magazine. “When people are making the decision of the magnitude of buying a house, it’s the biggest decision a great many families will ever make. They want to know who they’re working with and we think that the Berkshire Hathaway name will be reassuring to many of those people,” says Buffett.

Berkshire Hathaway HomeServices Carolinas Companies benefits from a globally respected reputation and a sound financial foundation. Our roots are local, and our reach is global.

As proud members of this remarkable network, we thrive on helping buyers and sellers find their perfect home whether around the corner, across the country, or anywhere in the world.

Forbes Global 2000 List

World’s Most Admired Companies #4