PATTI WALTERS
Broker/REALTOR® 336-404-2832 Patti.Walters@BHHSYostandLittle.com AshleyMeredithHomes.com
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Ensuring the real estate experience is always better than what you expected. Service that exceeds.
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Let’s embark on this journey together and turn your real estate dreams into reality.
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Twenty years of person-to-person sales experience has given me the tools to build successful relationships. As your Realtor®, I am committed to guiding you through the journey of buying or selling a home, offering integrity, skill, and clear communication every step of the way.
T H E B EN EF I T O F E X P ER I EN C E
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What I love about real estate is that every home and every client is unique. Each transaction presents a distinct set of circumstances and opportunities. My approach is rooted in listening, providing honest advice, and maintaining adaptability, all while keeping a steadfast focus on your ultimate goal.
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Top Half of 1% of Berkshire Hathaway HomeServices associates nationally
Chairman’s Circle Diamond Award 2023 For Residential Units, out of 55,000 Agents Internationally Small Team in NC for Transaction Sides Americas Best Real Estate Professionals 2024
Top 1.5% in the Nation for America’s Best REALTORS® Newsweek, 2023, 2022, 2021 and 2020 Top 100 Agents in North Carolina for America’s Best REALTORS® Newsweek, 2023, 2022, 2021 and 2020 Professional Organizations National Realtor Association Member Education The Ohio State University - Bachelor of Arts Community Involvement AFS-USA International Exchange Volunteer
CLI EN T T ES T I M O N IAL S “Patti has a very good understanding of the Greensboro real estate market. We were shopping for a property near the university and were truly pleased about the properties she presented. She was instrumental in selecting and negotiating a very fair price for the home we purchased. In addition, her guidance and professionalism while under-contract were equally important, since we were new to Greensboro. We continue to rely on her expertise today and would not hesitate to recommend her to our friends and relatives. Thank you Patti!” — Frank C.
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“Working with Patti was like working with a close friend. She listened to exactly what we wanted and what our budget was. She helped with any paperwork questions (even after closing). She has reached out to make sure we are happy with our investment. In short, she is amazing and I can’t imagine working with anyone else in the future. I recommend her to anyone looking for a hard-working, honest, and caring realtor.” — Robyn T. “Patti spent considerable time helping me find a home within 30 minutes of my new workplace. She was patient, easy to work with and offered honest, direct advice. She resolved a difficult situation that arose during the due diligence period and was a tough negotiator for me.” — Jordin S.
L E T ’S C O N N ECT
@GourmetRealtorNC Patti Walters
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Top 1.5% in the Nation for America’s Best REALTORS® Top 100 Agents in North Carolina for America’s Best REALTORS®
OUR TEAM ASHLE Y MEREDITH Broker/REALTOR®
H I L L A RY M E R E D I T H Broker/REALTOR®
K YLE T YNER Broker/REALTOR®
PAT T I WA LT E R S Broker/REALTOR®
NICOLE RABE Broker/REALTOR®
ROBIN KLINE Office Manager
B EC K Y GA R R I S O N Closing Coordinator
L I N DA PA L M E R Assistant
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W H AT W E D O FO R YO U FINDING THE RIGHT LENDER We'll connect you with reputable lenders to secure the lowest rates and explore better loan options perfectly suited to your needs.
DISCOVERING THE PERFECT HOME We leverage comprehensive resources, including off-market properties, MLS listings, and upcoming "coming soon" homes. Our app further enhances the search, keeping you ahead of the competition.
CONNECTING WITH KEY PARTNERS Our network includes top-notch lenders, home inspectors, contractors, and settlement attorneys, ensuring you have the best professionals supporting your journey.
CRAFTING WINNING OFFERS Once you find your ideal home, we meticulously construct compelling offer presentations. We ensure your offer stands out and guide the listing agent on how to effectively present it to secure the best outcome.
DURING THE CONTRACT PERIOD Enjoy first-class service with seamless transaction coordination. We handle scheduling, negotiate necessary repairs, and strive to win credits for you throughout the contract process.
REDUCING CLOSING COSTS We assist in minimizing closing costs by negotiating with home service providers for title insurance and securing seller credits whenever possible.
HOME BUYING PR O CES S The buyer experience begins and ends with you. I will serve as your professional consultant to guide you through this transition, and any future real estate needs. I am dedicated to streamlining your experience so you can focus on the demands of daily life.
ST EP EI G H T
U N D ERS TA N DI N G THE HOME BUYING PR O CES S • Discuss buyer agency and sign the appropriate paperwork. The NC Real Estate Commission requires you have signed a buyer agency agreement before viewing any homes with your agent. • Determine the timeline, needs, wants, and the must-haves in your new home. • Discuss financing options and we will help you find the best loan options. • Review the upfront costs when buying a home. • Review buyer agent compensation.
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L EN D ER CONNECT WITH A LOCAL LENDER & SHOP FOR THE BEST PROGRAM THAT MEETS YOUR PERSONAL NEEDS • Each buyer has a unique financial profile, and we will review your specific needs to provide a list of lenders that are most suitable for your situation. • The AMH team partners with a variety of lenders with varying programs that can offer our buyers the lowest rates, attractive lending programs, and discounts, and whom we find are responsive communicators and excellent problem solvers! • Local lenders will always work harder for you to maintain their reputation and relationships here in the Triad.
LOAN COSTS Ask for a Loan Worksheet for costs associated with the loan - this can be revised and updated based on the home/price.
DEPOSIT MONIES Make sure you have deposit monies in a readily accessible account. Once in contract, Due Dilligence funds are time sensitive and due within 24 hours; Earnest Money funds in 5 days.
PRE-APPROVAL LETTER Once you have your pre-approval letter, ask the lender to send us a copy. When it's time to write an offer, all items must be readily available.
FI N DI N G T H E RI G H T H O M E REVIEW VARIOUS NEIGHBORHOODS & AREAS TO IDENTIFY THOSE THAT BEST MATCH YOUR CRITERIA • Our team has several websites we recommend helping in this process. We also have access to off-market properties and properties coming soon. • We can create a neighborhood campaign to solicit sellers if you find an area that really speaks to you. • Open Houses are great for getting to know a neighborhood. · TIP: Refrain from sharing personal or financial information with any open house agent – they work in the seller’s interest, not yours. Let the agent know the agent you are working with. · Stay true to your search criteria and home price range. • Looking in the middle of your range will save room for offering a bit more in a multipleoffer situation. • Looking above your range can lead to disappointment. • To view homes in person, there must be a Buyer Agency agreement in place. • Keep your Proof of Funds or Loan Pre-Approval Letter up to date. They are usually good for 30-60 days (about 2 months), and when it’s time to submit an offer, it must be current.
MAKING AN O F F ER WE WILL GATHER INTEL • Review of the property disclosures, market stats, and analyze seller motivations and needs. • Identifying leverage to develop the right offer strategies: price, due diligence fee, earnest money deposit, and other terms.
THE AMH TEAM ADVANTAGE WHAT SETS US APART • Our strong relationships with other agents. • Our agents will guide you based on the information gathered; seller’s desired terms, market condition and comps, appraisal risk, and financial risk. • Our goal is to present an offer that our buyers are comfortable with. • Offers are communicated by all members of our team with an organized, easy-to-review email, a personal video to the listing agent. • Help develop the best strategy in multiple offer situations to put your best foot forward.
SUBMIT TING A N O F F ER & N EG OT IATI O NS • The offer is delivered to the listing agent who presents it to the seller. • The seller responds with acceptance, rejection, or a counteroffer. • When a counteroffer is presented, the buyer can accept or negotiate the counteroffer. • Risk: During negotiations, other buyers can still present offers that can be accepted. • The offer becomes a binding contract once all parties have signed and communicated. • Due diligence deposit is due upon acceptance of the offer (24 hours) • Earnest money deposit is due within 5 days to the closing attorney
YO U A R E U N D ER C O N T R ACT, N OW W H AT ’S N E X T ? • Once we are under contract, our Transaction Coordinator (TC) contacts you. The TC helps keep track of the flow of paperwork, deadlines, and needs from all parties involved. • All monies are due (due diligence and earnest money). • Pay for the Property Appraisal (if needed) through your lender. • The TC will schedule the closing with the selected attorney. • Our team will schedule property inspections and order a survey. • All contract documents are transferred over to your lender, attorney, and all necessary parties.
• You should attend the LAST HOUR of the home inspection to review findings with the inspector and your agent. • We will help schedule contractors and get quotes for any repair needs determined by you and your agent. • Select your homeowner’s insurance provider and send it over to the transaction coordinator. This will be shared with your lender and the closing attorney. • Arrange for movers and utility transfers The TC will send out communication a week before your closing with your new home’s utility information. • Conduct your final walk-through the day before or the day of closing to ensure the home is ready for your move-in.
CLO S I N G DAY • Attending scheduled closing time at the attorney’s office or the chosen location. • You should allow at least one hour of time with the attorney to sign documents. • Items you will need at closing: · Your State issued ID, check book, and certified funds (wire or certified check). • The new home is officially yours once it records with the register of deeds (not when you sign). • Due to potential unforeseen delays, please schedule movers and contractors the day after the scheduled closing. • You will get KEYS when the new deed is recorded.
ES T I M AT ED CLO S I N G C O S T S Appraisal:
$ ___________________________________
Attorney Fees:
$ ___________________________________
Brokerage Fees:
$ ___________________________________
Cost Associated with Loan:
$___________________________________
Mortgage consultant will provide estimate
Escrow Deposit:
$ ___________________________________
Reserve for HOA dues, taxes, PMI, etc.
Homeowner’s Insurance:
$ ___________________________________
Home Warranty:
$ ___________________________________
Property Inspections:
$ ___________________________________
Home, Radon, Septic, Well, Termite
Recording Fees:
$ ___________________________________
Survey:
$ ___________________________________
Title Insurance:
$ ___________________________________
Other:
$ ___________________________________
TOTAL CLOSING COSTS:
$ ___________________________________
This should be used as a checklist for informational purposes only and costs are not to be construed as actual closing figures. A final, detailed breakdown will be made available before closing.
S M O OT H T R A NS I T I O N TO A N E W H O M E 4 WEEKS BEFORE MOVING • Contact and contract with a reputable moving company. • Have school records transferred. • Arrange to transfer or transport medical, dental, and other important records. • Transfer homeowner’s and auto insurance to be sure of continuous coverage. • Hold a garage sale, donate unneeded items, and place excess items in storage. • Keep track of moving related expenses (some may be deductible).
3 WEEKS BEFORE MOVING • C omplete change of address with the post office, subscriptions, credit card companies, and important contacts.
2 WEEKS BEFORE MOVING • A rrange for final utility readings at the former residence the day after moving out, and have utilities and phone turned on at the new home the day before moving in. • Close, update or transfer bank accounts. • Arrange for transfer of vehicle registration and drivers’ licenses. • Have an extra supply of prescription medications for the next four weeks. • Schedule a final walkthrough of the property; make sure everything is in order.
MOVING WEEK • K eep valuable financial records and personal papers with you; do not pack them with the rest of the household goods. • O n closing day, the home purchase documents are recorded and the home is now yours. • Move in.
AFTER MOVING IN • Consider plans for landscaping design, installation, and maintenance. • Review home security requirements and systems. • N ew home furnishings, appliances, and interior decorating will make the house a home.
OUR C O M PL E T E S U IT E OF HOME S ERV I CES BERKSHIRE HATHAWAY wants to be in businesses that are enduring. Real estate brokerages will be around 100 years from now and HomeServices of America will be around 100 years from now. We love that HomeServices is part of Berkshire Hathaway and we would love to see it grow a lot. — Warren Buffett Chairman and CEO Berkshire Hathaway, Inc.
TITLE I NS U R A N CE
At real estate closings, the lender, if any, requires a title insurance policy (Loan Policy) to ensure that the lender’s interest in the property is protected. To protect your investment and ownership in the property, you also need a title insurance policy (Owner’s Policy). There are no annual payments to keep the policy in force. A one-time fee at the real estate closing protects you against a wide variety of risks to the title of your property. As part of the seamless transaction for our clients, we are pleased to offer title insurance through our wholly-owned title insurance
company, Attorneys Title. Attorneys Title has provided title insurance to North Carolina homebuyers for over 35 years. As an agent of First American Title, Commonwealth Land Title and Chicago Title insurance companies, our experienced staff and legal team are prepared to handle all of your title insurance needs. We have access to over 2 million prior policies and provide a reissue rate when applicable, to help ensure you are getting the best price for your title insurance. To take advantage of our streamlined process, simply indicate to the attorney of your choice that you designate Attorneys Title as your title insurance provider.
Attorneys Title has access to over 2 million prior policies and provides a reissue rate when applicable, to help ensure you are getting the best price for your title insurance. (800) 222-4502 | AttorneysTitle.com | Orders@AttorneysTitle.com
S T R EN GT H , T RUS T & I N T EG RI T Y Berkshire Hathaway Inc. is a worldwide holding company based in Omaha, NE. Its Chairman and CEO, Warren Buffett is ranked one of the world’s most influential people according to Time magazine. “When people are making the decision of the magnitude of buying a house, it’s the biggest decision a great many families will ever make. They want to know who they’re working with and we think that the Berkshire Hathaway name will be reassuring to many of
Real Estate Company and Home Services Provider based on Transactions
those people,” says Buffett. Berkshire Hathaway HomeServices Carolinas Companies benefits from a globally respected reputation and a sound financial foundation. Our roots are local, and our reach is global. As proud members of this remarkable network, we thrive on helping buyers and sellers find their perfect home whether around the corner, across the country, or anywhere in the world.
World’s Most Admired Companies
O U R PR O M IS E BEYOND OUR NAME THERE ARE CERTAIN QUALITIES THAT DEFINE US – TRAITS, PRACTICES, VALUES. EXCEED
PARTNER
expectations for exemplary service and professionalism in everything we do.
with our associates to create an environment that fosters success and meaningful careers.
BUILD
REDEFINE
lasting relationships based on trust and care with our clients and the communities we serve.
the home buying, selling, and owning process by integrating each element into a seamless real estate experience.
UNSURPASSED SERVICE in every major market in North Carolina and Upstate South Carolina.
GREATER CHARLOTTE Ballantyne | Lake Norman | SouthPark
PINEHURST TRIAD Greensboro | Kernersville | Winston-Salem
TRIANGLE Cary | Chapel-Hill | Durham | Raleigh
PATTI WALTERS
Broker/REALTOR® 336-404-2832 Patti.Walters@BHHSYostandLittle.com AshleyMeredithHomes.com
© 2024 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.