Monetize bank guarantee, sblc, mtn

Page 1

SPECIAL MONETIZATION PROGRAM FOR BANK INSTRUMENTS & BANK LODGED SKR’S PROGRAM

HIGHLIGHTS:

1. Designed to work with already issued, existing instruments or cash assets. NO Fresh Cut or Soon to be issued instruments without a verifiable Bank RWA

stating

acceptable

that

the

delivery

Bank

method

is

RWA

for

this

to

issue

program

a is

MT-760. a

The

Swift

only

MT-760.

2. Designed for World Banks that have a Moody’s or S & P Credit RatingNo Non Rated Banks (Please ask about our Non Rated Bank Monetization Program.) 3.

Both

Owned

and

Leased

Instruments

are

acceptable.

4. BG’s, SBLC’s , MTN’s and Cash (Blocked Funds) as well as any assets including bonds that are lodged in a Rated Bank as long as the Bank can issue

a

MT-760

certifying

the

value

of

the

asset.

NO

Non

Bank

Lodged

SKR’s. 5.

Minimum

Instrument

Size:

$50

Million.

6. For Owned Instruments: Non Recourse Loan To Value up to 60% Less 5%

Commission

depending

on

the

specific

Bank

7. For Leased Instruments: Non Recourse Loan To Value up to 55% Less 5% 8. A.

Commission Proceeds 33%

within

of 10

depending

on

Monetization

Paid

Banking

Days

after

the out

Good

specific in

3

receipt

and

the B.

Installments: verification

of

MT-760 33%

within

20

Banking

Days

after

Good

receipt

and

the C.

Bank

verification

of

MT-760 33%

within

the

30

Calendar

Days

after

Good

receipt

and

verification

of

MT-760

PROCEDURES: 1. The client will submit the following: Standard CIS, Passport, copy of the Instrument that has already been issued and a copy of the Bank Statement showing the Instrument in the Client's account. If the client has Blocked Funds


then a copy of the Bank Statement will suffice. PLEASE NOTE: We also require a verifiable RWA from the issuing bank stating that the Bank is RWA to issue a MT-760. 2. The client will be issued a contract from the monetizer. The usual time frame is within

48

to

72

banking

hours.

3. After both parties sign the contract and the client will inform the lender about the account details of where the instrument is being swifted from and on what day. The MT-760 must be sent within three (3) banking days after execution of the

contract.

4. The sending bank will send the MT- 760 to one of these two correspondent banks: Commerzbank, Germany OR EUROS

or

if

in

USD,

the

Bank

Swift

of New York

should

be

Mellon, Germany in

sent

in

Euro

Equivalent.

5. The receiving bank will authenticate and confirm the Swift per the protocols specified on the contact and the Payment cycle will begin as detailed above under

Program

Highlights.

6. Term of Monetization is One Year and One Month. Instrument is returned within

15

days

FREQUENTLY 1.

Question:

prior

to

ASKED What

type

the

expiration

QUESTIONS

of

Instrument/

Asset

of

13

months.

AND qualifies

ANSWERS: for

this

Program?

Answer: Any Asset or Instrument where the client is able to have his/her bank issue a MT-760 with the proper and standard Blocked Funds verbiage would qualify. This would include: Cash (Blocked Funds), Bank Guarantees, Stand By Letters of Credit, Medium Term Notes, as well as Hard Assets as long as they are

lodged

in

a

proper

bank.

2. Question: Must the Instrument already be issued or can you work with Fresh Cut

Instruments?

Answer: The requirement is for the Instrument, Cash or Hard Asset must already be on deposit in the client's bank. In certain cases, we would accept a RWA from a Bank if the instrument was not issued. However, we will not work with a NonIssued Instrument where there is a ‘Provider’ involved, as experience has shown that 3.

the What

vast are

the

majority time

of

frames

these involved

instruments in

Issuing

are a

never

contract

and

issued. closing?

Answer: This is a very important question. Our monetizer works very quickly to issue a contract. Once the contract is issued, the client reviews it. Any/ all questions will be addressed. Once the client signs the contract, the client's bank must be prepared to issue the Swift MT-760 within 2- 3 Banking Days (No


longer.) This will be specified on the contract. This short time frame is due to the fact that once the contract is signed by the client, the monetizer has already reserved the funds. If the client is unable to send a Swift within this time frame, then 4.

this Question:

is What

not types

the of

right

Banks

qualify

program for

for

the

the

Monetization

client. Program?

Answer: All Top World Banks qualify for the Monetization Program at the highest LTV's as indicated on the attached flyer. The monetizer will work other Banks that are not Top Rated at a Lower LTV, usually 60% less 5 % Commissions. The monetizer will not entertain: Non Rated Banks, Banks located in Venezuela, Brazil and in the Former Soviet Union. We do have a Monetization Program for Non-Rated Banks that requires a MT-760 at lower LTV. Please contact us for details. 5.

Question:

What

is

the

most

important

step

that

is

often

overlooked?

Answer: The client must be real and not a 'tire-kicker.' The client must be cooperative and transparent in his/her dealings. The client must be able to have his/her bank send a MT-760 in the time frame called for in the contract, i.e. between

2-3

WASTERS.

Banking

days

after

the

signing

of

the

contract.

NO

TIME


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