SIMPLY THE BEST!
Martyn Gerrard awarded Best London Agency, second year in a row. Then crowned Best Estate Agent (medium) of the year in the whole country.
This month, at the Annual Estate Agent’s awards, “The Negotiator 2024” Martyn Gerrard Estate Agents were extremely proud to be awarded The Bronze award as Community Champions for the whole of the UK for the work we do with Noah’s Ark children’s Hospice, Food Bank Aid and the plethora of local schools we support.
Our wonderful Marketing Department were then recognised by being awarded the Bronze award for our Marketing Nationally for the outstanding work that we do, setting us apart from the competition.
Following on from that we were then awarded, for the second year in a row, the regional award for Best Agents in London.
Then as the cherry on the top of the cake, we were crowned as The Best Estate Agents (medium) in the whole of the UK.
The judges said
“This accolade highlights Martyn Gerrard’s outstanding performance, customer-centric approach, and innovative practices in the competitive London real estate market. Additionally, the award underscores their commitment to growth and providing high-quality services to clients across North and North West London. Their dedication to community engagement and operational excellence also contributed to their win.”
- The Negotiator
Now we appreciate that awards are the last thing on your mind when instructing an Estate Agent, but hopefully you can appreciate the hard work and dedication that our staff provide our customers and clients. Together with our innovative approach, combined with our commitment to exceptional service, which ensures we go above and beyond.
So, whether you’re buying, selling, or letting, rest assured you’re in the hands of a team recognised for delivering the very best in the industry.
Here’s to making your next property journey as smooth and rewarding as possible with Martyn Gerrard!
A HISTORIC YEAR FOR THE UK PROPERTY MARKET ENDS IN SUNNY SKIES AHEAD
Simon Gerrard (FNAEA) (PPNAEA) (MARLA) Managing Director
It would be fair to say that 2024 has been a mixed year for the housing market. For all its ups and downs, however, overall it is good to see that its resilience has meant property prices have held firm in face of change and adversity.
At the start of the year, interest rates were sitting high, with the base rate stuck at 5.25%, and in real terms this translated to ‘effective’ interest rates of 5.19% for new mortgages and 3.41% on existing mortgages. This high-interest rate environment was set against the wider backdrop of a cost-ofliving crisis and inflation also sitting high at 4% in January.
All of this was then coupled with a property market fatigued by a Conservative Government that the general public had lost confidence in, and which was frankly out of ideas and simply lacking the will to address the fundamental problems facing the property market; namely, the broken planning system, which has curtailed building in this country and has made the lack of housing supply which has dogged the UK’s property market perhaps the largest challenge that the new government has to take on.
Looking back to before the country cast its votes, the high interest rates and the looming election naturally caused most would-be homebuyers to sit tight, wait, and see.
HOWEVER, INTERESTINGLY, WHEREAS THE CALLING OF AN ELECTION WOULD USUALLY GRIND THE PROPERTY MARKET TO A COMPLETE HALT, THIS WASN’T THE CASE IN 2024.
The prevailing sentiment was that a change in government would be a good thing, and the election was over pretty quickly, meaning activity in the market continued to march steadily on throughout the election period.
In the wake of the election, the economic data was looking promising, with interest rates going down and optimism over a new party coming to power providing positivity across the market. Unfortunately, some of this hopeful thinking was
soon dampened by the negative messaging from the new Government after it had taken office, which likely exaggerated how dire the UK’s economic position was in order make deep and sweeping changes in the Autumn Budget.
At first glance, the Budget itself seemed to damage employers more than anyone else due to the sharp rise in National Insurance payments that they will soon be required to pay. However, on closer inspection,
THERE WERE OTHER ASPECTS HIDDEN IN RACHEL REEVE’S ECONOMIC PLAN THAT WILL HAVE PROFOUND EFFECTS ON THE PROPERTY MARKET.
In particular, first-time buyers will be subject to a higher rate of stamp duty after 1st April, as the threshold for paying the tax comes down from £425,000 back to £300,000. This means that after 1st April, a first-time buyer paying £425,000 will be hit with a whopping £6,250 in extra costs. If the property is £500,000, then they will incur £10,000 in additional stamp duty. This is no April Fools, so those looking to get on the ladder should move quickly before these changes are introduced, especially those in the South-East where they will be felt most acutely.
While first time buyers will feel the greatest impact, these changes will influence anyone planning to move. For people moving from one main residence to a new one, the threshold for when stamp duty comes into effect is effectively halving from its current level of £250,000, dropping down to £125,001, where it will cost all buyers an additional £2,500 in Stamp duty.
We’ve now had some time to fully digest the budget, and it being the Labour Party’s first in 14 years, this one was always likely to include the most sweeping and large scale changes. Similarly, an overhaul of this magnitude was always likely to cause an upwards blip in inflation, which is exactly what we’ve seen happen.
Nonetheless, overall, the economic outlook for 2025 should improve as the Government continues its pursuit of growth.
That said, a core part of this growth agenda must include planning reform to fix the system, which the Labour Government has promised to enact. We might start to see some improvement next year, but nothing short of a complete overhaul will suffice and we’re a long way from achieving that.
In the meantime, councils are still desperately understaffed and continue to act as blockers, which means the dearth of supply of new housing will continue to provide upwards pressure on house prices for the time being. That said, we’ve already seen more planning appeals succeed under Labour than we did under the Conservatives, which is a positive sign.
Nonetheless, 2025 looks set to get off to a healthy start in terms of activity and valuations, with some indicators already suggesting that house price growth is starting to come through, and I’ve seen some estimates suggest we
HIDDEN
TAX CHARGES FACING FIRST TIME BUYERS IN 2025
could see price increases of between 5-10% next year due in part to the lack of supply of properties.
Without a doubt, next year is going to be a much busier market with increased buying activity. In the short term, we expect to see a flurry of searches amongst first time buyers looking to get their foot on the property ladder before the stamp duty changes come into effect. As the year goes on and interest rates trickle down, we should also see a high volume of activity at all levels of the property market, including across our heartland of North and North-West London.
We here at Martyn Gerrard are excited to take on the challenges and opportunities that await the property market in 2025, and we will continue to take great pride in supporting all of our clients as a trusted partner in their property journeys.
A well hidden fact in the recent budget is the hidden tax changes which will affect first time buyers, set to take effect on 1st April. For those looking to buy their first home, costs will RISE DRAMATICALLY if a purchase is not completed before 1st April 2025.
See the table below for a comparison of costs before and after the tax changes take effect .
£500,000
£6,250 £2,500 £10,000
£21,250 £10,000 Buying
Exchange Buildings, 149 High St, Barnet EN5 5SY
A modern four bedroom semi-detached home with off-street parking, a private garden and a contemporary finish throughout. The property is located 0.4 miles from High Barnet Underground Station.
WE’VE NOTICED…
• Two reception rooms
• 85ft. garden and two car off-street parking
• En suite master bedroom with a walk-in wardrobe area
West End Lane, EN5
An unfurnished two double bedroom, ground floor maisonette with a South-facing garden. The property has a separate reception space, kitchen, and bathroom with an adjacent toilet.
WE’VE NOTICED…
• Off-street parking
• 0.4 miles to New Barnet Station on the Thameslink
• 0.5 miles to High Barnet Underground Station
A three double bedroom, two bathroom, end-of-terrace house with bi-folding doors leading onto a secluded garden. The property has off-street parking and is in excellent condition throughout.
WE’VE NOTICED…
• Landscaped garden
• Period features
• Off-street parking for two cars
one double bedroom second floor apartment with residents parking, plenty of storage and has an open living space.
WE’VE NOTICED…
• Garden
• 0.5 miles from both High Barnet Underground and New Barnet Railway Stations
Bulwer
Owners
Owners
Ferme Park Road, N8
Owners love...“Walking through Crouch End playing fields to Queens Wood and Highgate Wood and, of course, Ally Pally.”
to a South-West facing garden.
Owners love... “The house is arranged brilliantly for a busy family, with space for play downstairs and the sanctuary of the studio and en suite master bedroom on the top floor.”
Owners love...“The open-plan family space in the heart of the home leading out to the decked terrace.”
Owners love...“Great place to live and work with cricket grounds, tennis courts and a swimming pool all a few minutes walk away.”
Owners love...“Our place is a bit like a hidden oasis located on a busy road, but offering a peaceful and warm home once you step through its doors.”
£5,250
CROUCH END | N8
A five bedroom 2,926sqft. Edwardian end-ofterrace family home arranged over three floors. The property has a very spacious ground floor with three reception rooms and a private rear garden.
WE’VE NOTICED…
• Roof terrace
• Pet friendly property
• 0.7 miles to Crouch Hill Underground Station
Ridgeway Gardens, N6
A large six bedroom period house with a conservatory, perfect for five sharers. Located 0.2 miles from Archway Tube Station yet set on a nice quiet side road.
WE’VE NOTICED…
• Three Bathrooms and two separate WCs
• Front & back private gardens and a courtyard
• Original features
A four bedroom detached family home with a through reception room and located on a gated private road. Included in the lease of this property is access to an indoor resident only swimming pool.
WE’VE NOTICED…
• Modern family home
• Off-street parking with electric charging point
• Walk-on balcony and a separate Juliette balcony
A two double bedroom, top floor loft conversion located in a double fronted period property with an open-plan living area and modern, bright decor.
WE’VE NOTICED…
• Two double bedrooms
• Fitted storage space
• Bright and airy throughout
Haslemere
EAST FINCHLEY | N2
£1,750,000
£1,750,000
£1,700,000
Eastern Road, N2 FREEHOLD
A newly refurbished six bedroom Victorian family home arranged over four floors with a cellar, through reception and kitchen/diner leading onto a West-facing garden.
Owners love... “The huge front room which is ideal for entertaining; we have had 36 guests for a sit down dinner.”
Southern Road, N2 FREEHOLD
A four bedroom 1860’s family home with original features, large front and rear gardens and a double length garage. Planning permission has been approved to extend the ground floor. CHAIN FREE!
Owners love...“We fell in love with the original architectural features when we bought the house.”
Leicester Road, N2
A four bedroom Edwardian family home with a bespoke kitchen inclusive of Quartz worktops, Zonal water underfloor heating and German oak flooring. CHAIN FREE!
Owners love...“The South-facing garden has beautiful sunsets in the evening and East Finchley has a unique village atmosphere.”
Baronsmere Road, N2
£1,250,000
Drive, N2
Owners love... “As it’s a circular road there is no through traffic, only residents, so a much, much quieter road than most of London.”
Andreas Papazacharia Sales Manager
Owners love... “It’s so close to the tube, the high street and the park, but really quiet. We also love the large living area full of original features.”
Owners love...“The unique feature of the stunning large window in the master bedroom, flooding the upstairs with lots of natural light.”
Abbots Gardens, N2
Ethan
A six bedroom Victorian family home with 2,622sqft. of living space, arranged over four floors and an additional lower ground floor. The property has a through reception and a generous kitchen-diner, leading directly onto the West-facing garden.
WE’VE NOTICED…
• Spacious kitchen with a large conservatory
• Off-street parking for 2/3 cars
• Cellar with a utility room
EAST FINCHLEY | N2
£6,000 PCM
N2 £4,000
A four bedroom modern townhouse arranged over three floors, available furnished early February 2025, with off-street parking, Juliette balcony, ground floor guest cloakroom and located 0.6 miles from East Finchley Station.
£5,500 PCM
Eastern Road, N2 Aylmer Road, N2
Gardens, N2
A first floor, two double bedroom maisonette with reception room and a separate modern kitchen equipped with a full sized dishwasher. The property has fitted bedroom storage space, a private balcony and garden.
A two bedroom top floor apartment in a purpose built block with two double bedrooms, off-street parking and communal gardens set back from the main roads, yet still has easy access to the A406.
A six bedroom detached family home with three reception rooms, three car driveway, garage, and a rear garden that backs onto Highgate Golf Club.
WE’VE NOTICED…
• The very spacious rear reception room
• The first floor southerly facing terrace
• Four of the five bathrooms are en suite
Simms
THE RENTERS’ RIGHTS BILL:
MAJOR CHANGES FOR ENGLANDS RENTAL MARKET
In response to growing challenges in the private rental sector and an acute shortage in rental properties; the government has introduced the Renters Rights Bill, aiming to enhance security and fairness in England’s Private Rental Sector (PRS). Here’s a summary of the bill’s most impactful changes.
Ending Section 21: “No-Fault” Evictions Abolished
Section 21, known as the “no-fault” eviction clause, allowed landlords to evict tenants with two months’ notice and without providing a reason. However, the process often took much longer, stretching to 27 weeks on average if contested. It is worth noting that in 2023 less than 1% of all private tenancies required a possession order to be granted by a county court. Removal of Section 21 is expected to improve renters’ security; however, it is likely to lead to an increase in County Court Judgments issued against tenants who are at fault.
Expanded
Grounds for Possession Under Section 8
Section 8 will be the primary route for landlords to reclaim their properties, and there will be new grounds to balance the needs of landlords and tenants. These provisions will allow landlords to give four months’ notice if they want to sell or move back in. These grounds cannot be used in the first 12 months and come with restrictions, such as a ban on re-letting for another 12 months. The bill also includes stricter grounds for repossession due to rent arrears and anti-social behaviour.
A Single System of Periodic Tenancies
The bill proposes to remove traditional fixed term tenancies replacing them with rolling contracts. This allows tenants to remain indefinitely unless the landlord invokes a valid ground for possession. Tenants can leave with two months’ notice, while landlords remain able to reclaim their property, provided there is a valid ground. Despite initial concerns, the impact on landlords may be limited, and rents are expected to rise.
A digital property portal and mandatory Landlord Redress
Landlords may be fined £7,000 if they fail to join the Ombudsman Scheme. They will also need to register each property on a PRS database if they want to recover possession in the future.
Conclusion
The Renters Rights Bill introduces several changes that will redefine landlord-tenant relationships. By removing Section 21, setting stricter controls on rent increases, establishing periodic tenancies, and refining possession grounds, the bill aims to shift the balance toward tenant security holding landlords to account. I, however, see rents continuing to go up and tenants having even less choice until enough homes are built to meet increasing demand.
Regulating Rent Increases: New Rules Under Section 13
Rent increases will be limited to once a year, with a two month notice. These must align with market rates, and tenants can challenge excessive increases through the First-Tier Tribunal. This change aims to make rent adjustments predictable and fairer. However, with many landlords exiting the market due to economic pressures, the rental supply remains strained, which could hinder affordability. Landlords may even feel compelled to increase rents to cover costs in anticipation of these changes.
RENT INCREASES WILL BE LIMITED TO ONCE A YEAR
AS THE BILL MOVES FORWARD, LANDLORDS WILL NEED TO REVIEW THEIR PRACTICES AND CONSIDER PROFESSIONAL GUIDANCE TO NAVIGATE THIS EVOLVING LANDSCAPE EFFECTIVELY.
AS ALWAYS, WE ARE HERE TO HELP.
Greg Tsuman MARLA Lettings Director
020 8445 7725
GT@martyngerrard.co.uk
Etchingham Park Road, N3 FREEHOLD
A semi-detached Edwardian family home measuring more than 2,500sqft. arranged over three floors with a ground floor utility room and guest cloakroom. The en suite master bedroom has a walk-in wardrobe. CHAIN FREE!
Owners love... “The lovely original features like stained glass windows, high ceilings, tiled fireplaces and wood floors.”
OIEO £1,300,000
Dukes Avenue, N3 FREEHOLD
3
A four bedroom, extended, double fronted Edwardian family home with three reception rooms, a utility room and a garden studio with a shower room.
Owners love... “The open-plan living. with its underfloor heating and wood burning stove, very snug in the winter, and opening full width onto the peaceful ‘zen’ garden in the summer.”
A two double bedroom, top floor conversion with a private roof terrace overlooking the rear gardens. Located 0.4 miles from Finchley Central Underground Station.
Regents Park Road, N3
A two bedroom, very spacious 4th floor apartment, located in a portered purpose-built block with very easy access to the A406 and Finchley Central.
WE’VE NOTICED…
• Refurbished bathroom and W/C
• Off-street parking
• Private balcony
WE’VE NOTICED…
• Two double bedrooms
• Seperate W/C
• Master suite with eaves storage
Dollis Park, N3
Owners
“The
Owners love...“With three great sized bedrooms and two bathrooms, and located in an area with wonderful parks and open spaces, this house is great for families.”
Grove Road, N12
Owners love...“We love having a seperate dining room and being South-facing on the top floor, the flat is always so bright.”
Owners love...“No other development in North Finchley offers
An extended four bedroom, two bathroom, two reception room, family home situated 0.4 miles from the high road and many of North Finchley’s outstanding schools. CHAIN FREE!
Owners love... “The neighbours, the proximity to Friary Park and the easy access to well linked public transport.”
Owners love...“We love the view of the large open green space opposite, a perfect spot for families to play or relax.”
Hollyfield Avenue, N11
Owners love...“The schools in the area are great. Our kids went to St. Johns Primary, then to what is now the Wren Academy and to Woodhouse College, all within a short walk of the house.”
Princess Park Manor East, N11
A spacious two bedroom, split level apartment arranged over the first and second floor, with two reception rooms and a study. The Thameslink service from New Southgate can get you into the city in 20 minutes.
WE’VE NOTICED…
• Allocated parking and communal gardens
• Kitchen/diner is on a mezzanine floor
Woodside Grange Road, N12
• Pet friendly •
Fredericks Place, N12
with
High Road, N12
ARE YOU LOOKING TO DOWNSIZE?
Downsizing can be a practical and beneficial move for older adults looking to simplify their lives, reduce home maintenance and cut down on living expenses.
However, when the day arrives it can be a daunting process. In the UK, moving to a smaller property requires careful planning with multiple factors to
consider, one of which, is selecting the right estate agent who will guide you through the process.
At Martyn Gerrard, we have been helping Londoners downsize for over 60 years, giving us the experience to ensure that your house move is a smooth and stress-free process, whilst achieving the best results for you.
INCENTIVES FOR DOWNSIZING IN THE UK
Financial Support and Schemes:
Some local councils and housing associations offer financial assistance or schemes to help older people move into more suitable accommodation. An example of which is Westminster council, you’ll receive up to £3,000 per bedroom freed if you’re over pension age, or up to £1,000 per bedroom if you’re younger. Plus, everyone can get up to £2,000 for moving and decorating costs.
It’s important to pick an agent who is up to date on the latest incentives to ensure you receive the best possible result.
Retirement Housing Offers:
Developers of retirement homes often provide attractive packages to encourage older homeowners to downsize.
These might include part-exchange deals, help with moving costs or discounts on new properties.
Equity Release:
Equity release schemes allow homeowners to access the equity in their homes without having to move. This can provide the necessary funds to buy a smaller property while retaining some financial stability.
Government Initiatives:
The UK government periodically introduces initiatives aimed at encouraging downsizing to improve the overall efficiency of the housing market. These initiatives can include grants, tax reliefs or other financial incentives.
WHY DO PEOPLE DOWNSIZE?
Simplification:
Reducing the physical and mental clutter associated with maintaining a larger home. It can lead to less stress and more free time.
Financial Savings:
Moving to a smaller property typically means lower mortgage payments, property taxes, utility bills and maintenance costs. This can free up funds for other expenses or retirement savings.
Empty Nest:
As children grow up and move out, parents may find that they no longer need the space provided by a larger home. Downsizing can be a way to right-size their living situation.
Easier Maintenance:
Smaller homes generally require less upkeep, which can be appealing as people age and may not want to or be able to handle the demands of a larger property.
Location Preference:
Some people downsize to move closer to amenities, family or preferred lifestyle locations, such as urban centres or retirement communities.
Health Considerations:
For older adults, downsizing to a home that is more accessible or has features like single-level living or safety modifications can enhance quality of life and independence.
THE IMPORTANCE OF DOWNSIZING WITHIN THE UK PROPERTY MARKET
Many larger homes are occupied by older individuals or couples whose children have moved out. When these homeowners downsize, it makes more substantial properties available for families, helping to address the shortage of family-sized homes.
CASE STUDY:
The UK faces a significant housing shortage, particularly in certain areas, and downsizing helps to better utilise the existing housing stock, making it possible to accommodate more people without the need for new construction.
“We approached Martyn Gerrard with the intention of downsizing to find a more manageable property and to release equity.
Within three months, Martyn Gerrard managed to exchange and complete the sale, achieving a record price for our road. This allowed us to move outside of London to our dream countryside cottage and release the equity needed from our old property to enjoy our retirement.”
Once instructed (as a downsizer), that client becomes an MG VIP.
To find out more about how we can take you step by step through the downsizing process, please don’t hesitate to get in contact.
Warren Price MNAEA
Director
£1.900,000
£2,000,000
£2,700,000
£5,400,000
£1,600,000
Carlingford Road, NW3
A five bedroom end-of-terrace period property with off-street parking discreetly located in the heart of Hampstead Village 0.1 miles away from the amenities of the high street and 0.3 miles from Hampstead Station.
Redington Road, NW3 SHARE
A top floor apartment within an 1890s detached property. The property is South-West facing, filling the property with natural light throughout the day.
Owners love... “Having your own off-street parking space along with a separate garage is a rare and desired convenience in Hampstead.”
West Heath Road, NW3
A four bedroom, ground floor apartment within a detached Edwardian property accessed via a carriage driveway, with a private garden backing onto Hampstead Heath.
Owners love... “Access from multiple rooms directly onto a mature wraparound private garden offering a tranquil and peaceful sanctuary.”
Kidderpore Avenue, NW3 LEASEHOLD
Situated in Westfield, this exclusive development, has lift access, 24-hour concierge, an on-site gym and pool/spa facilities, as well as two secure underground parking spaces. CHAIN FREE!
Owners love...“We love the security of living in a secure gated community with 24-hour concierge.”
£3,500,000
A contemporary duplex apartment with panoramic views of Hampstead Village, ample storage, an attic and generous living space throughout.
This versatile four storey period building is located just 0.3 miles from the iconic Primrose Hill and Regents Park Road, and is a primed investment property.
Hamilton Gardens, NW8
A 3,011sqft. four bedroom terraced house arranged over five floors, with a spacious lower ground floor kitchen, a large ground floor open reception room and a private balcony with picturesque views.
• 0.4 miles from Maida Vale Underground Station
• Three bedrooms have an en suite
• Rear garden and 3rd floor balcony
£5,500
Hornby Close, NW3
Hamilton Terrace, NW8
PCM A recently renovated three story, five bedroom house with an eat-in kitchen, utility room, ground floor shower room, direct garden access and located within a private residential square 0.4 miles from Swiss Cottage Underground Station.
WE’VE NOTICED… WE’VE NOTICED…
£18,000
Rudall Crescent, NW3
A six bedroom, double fronted home, with an open-plan spacious ground floor entertainment space, presented to a high standard and located 0.7 miles from Regent’s Park and 0.8 miles from Edgware Road Station.
A five bedroom end-of-terrace period property with off-street parking, located in the heart of Hampstead Village 0.1 miles away from the amenities of the high street and 0.3 miles from Hampstead Station.
Steeles Road, NW3
• Four reception rooms
• South-East facing garden
• Three en suites and a walk-in wardrobe
Panikos Kleanthous MARLA
Lettings Manager
£575,000
Croftdown Road, NW5 LEASEHOLD
A one double bedroom, ground floor maisonette that has been recently refurbished by the current owners and is ready to move into.
Owners love... “We enjoy a summer BBQ in the back garden with neighbours and friends. Our neighbours have lived around us for years, so everyone knows everyone.”
Gillies Street, NW5
SHARE OF FREEHOLD
A one bedroom, ground floor apartment in a Victorian conversion with an open-plean kitchen/diner and direct access to the private garden. CHAIN FREE!
Owners love...“Our flat is perfectly located right in the heart of Kentish Town, but tucked away on a quiet, friendly street. It feels like a hidden oasis amidst the buzz of London.”
Dartmouth Park, N19 SHARE OF FREEHOLD
Owners love...“How light and airy the flat is, with dual aspect windows in the main bedroom. The high ceilings and long corridor give an air of elegance to the flat.” £550,000
Owners love... “Our apartment has lovely large windows, with underfloor heating, concierge, an on-site gym and the kitchen appliances are first rate.”
Owners love...“Beautiful, unobstructed panoramic view from the balcony that gives you everything from amazing sunsets on the heath to fireworks on the South Bank.”
A two double bedroom apartment, set within a semi-detached Victorian building. This property is on the first floor and only 0.2 miles from Archway Station. CHAIN FREE!
Owners love... “Breakfast in the sunny garden and a drink in the evening under the apple tree while looking at our happy plants and vegetable patch.”
Lady Margaret Road, N19
A lower ground floor, two bedroom garden flat conversion with a private entrance, open-plan kitchen/reception room and an additional space for dining.
WE’VE NOTICED…
• Direct access to a private garden
• Utility room off the bathroom
• Pet friendly property
A large three bedroom mid-floor apartment suitable for a family or three sharers, with separate kitchen, WC and bathroom. Located 0.2 miles from Holloway Road Station.
WE’VE NOTICED…
• The spacious eat-in kitchen
• There is a guest cloakroom
• Resident off-street parking
A ground floor, one double bedroom flat within a period conversion, located on a quiet side road 0.4 miles from Tufnell Park Underground Station. The property is in excellent condition throughout.
WE’VE NOTICED…
• Available late January
• Communal gardens
• Road is a Controlled Parking Zone
A spacious two double bedroom conversion situated on the first floor of a period building, with a private terrace and newly laid carpets, double glazing, ample storage and a conservatory style second bedroom.
WE’VE NOTICED…
• Newly refurbished
• Two double bedrooms
• High ceilings and period features
Georges Road, N7
Pleshey Road, N7
Brecknock Road, N19
MILL HILL | NW7
£1,950,000
seven bedroom mansion located in an exclusive cul-de-sac off Marsh Lane, arranged over three floors and 8,472sqft. including an indoor swimming pool with a sauna.
Owners love... “The layout of the house is great as all the rooms are a great size, yet we can open the rooms up when having large parties and it flows really well.”
Owners love...“Having friends and family gatherings, creating special memories in and around the garden.”
Owners love...“It’s a wonderful, warm and cosy home that gave us the security and peace to live in a quiet and leafy suburb of London with great neighbours.”
Owners love...“The versatile accommodation enabled us to keep entertaining our large family whilst we enjoyed living on one level.”
£585,000
Owners love...“Two
Owners love...“The big open-plan living room and kitchen full of natural light all year around. Especially during the evenings, where the sunlight shines in from the balcony.”
Owners love...“The location is so convenient with an easy walk to the high street as well as the Thameslink.”
WE’VE NOTICED…
• Allocated parking
• Private balcony
• Fitted bedroom storage
MILL HILL | NW7
•
Thonrey
YOUR FIRST HOME: EXPERT GUIDANCE FOR A SMOOTH JOURNEY
At Mortgage Advice Bureau – Cyprus Road, Finchley, we know there’s no better gift to your family and yourself than taking the first step toward your dream home. Buying your first property is an exciting milestone, and with our local expertise, and trusted partnerships, we’re here to make the journey smooth and joyful.
Why Choose Us?
Tailored Advice: We provide bespoke mortgage solutions, taking the time to understand your unique circumstances.
Unmatched Choice: With access to over 12,000 mortgage products from 90+ lenders, we’ll find the perfect deal for you.
Proven Expertise: Whether you’re a first time buyer, remortgaging or investing in a buy-to-let, our advisers are ready to assist.
Top-Rated Service: With an average customer rating of 5/5 from 180 verified reviews, we deliver advice you can trust.
In Partnership with Martyn Gerrard We’re proud to collaborate with Martyn Gerrard Estate Agents, a trusted name in London’s property market. This partnership ensures you get seamless support when searching for your dream home. With their local expertise and our mortgage advice, you’ll have everything you need to navigate the competitive London housing market.
Expert Guidance
The team at Mortgage Advice Bureau – Cyprus Road is ready to help you start the year on a high note. Imagine starting the New Year with the keys to your first home! Let’s turn that vision into reality.
Steps to Your First Home
The home-buying process can feel overwhelming, especially for first-time buyers, but breaking it down into manageable steps makes it much smoother. Here’s how Mortgage Advice Bureau, along with our trusted partner Martyn Gerrard Estate Agents, can guide you through:
Determine Your Budget
Start by speaking to one of our expert mortgage advisers. We’ll help you understand how much you can afford to borrow based on your personal circumstances and guide you toward properties within your price range.
Get a Mortgage Agreement in Principle
(AIP)
An AIP is essential in today’s competitive market. It shows sellers you’re financially prepared and serious about buying.
Begin Your Search
Partnering with Martyn Gerrard, one of London’s most trusted estate agents, gives you access to a wide selection of properties. Their local expertise and our mortgage advice make a winning combination as you search for your ideal home.
Make an Offer
Once you’ve found the property that feels like home, submit a formal offer. If accepted, you’re one step closer to the finish line.
Finalise Your Mortgage
After your offer is accepted, we’ll assist you in completing your mortgage application. Your lender will conduct a property valuation, and we’ll guide you through to approval.
What Our Clients Say
With a track record of excellence, here’s what some of our happy clients have shared:
“This is the 3rd Mortgage that Michael has arranged for us, his knowledge and advice are second to none. Would highly recommend him to everyone. Very personal service and very efficient.”
Thank you, Michael and the MAB team!
“Really professional service from Charles, he assisted us all the way through with great knowledge and helped us deal with some emergencies as well. I would recommend them.”
Begin the New Year with the ultimate gift: a step closer to owning your dream home. Whether you’re just beginning your search or ready to secure a mortgage, we’re here to help.
MICHAEL LAWLOR “Mortgage Mike”
Martyn Gerrard have been recognised for their charitable contributions for the work we do with Noah’s Ark Childrens Hospice, Food Bank Aid and a plethora of local schools.
WINTER CRISIS: AWARD WINNING COMMUNITY CHAMPIONS
As winter sets in, many Londoners face the impossible choice between heating their homes and putting food on the table.
At Food Bank Aid, we are committed to keeping the food banks fed and supporting those in need. This winter, we are asking for much needed donations so that no family has to choose between staying warm and eating a nutritious meal. Our mission is to provide essential food and household items to the 32 food banks we support throughout North London and Hertfordshire.
The Winter Struggle
Winter is a particularly challenging time for many families. With energy prices soaring, the cost-of-living crisis has left countless households in a dire situation. Recent statistics reveal that over 700,000 children in London are living in poverty. The number of people experiencing food insecurity in the UK has surged, with 13.6% of households reporting they ate less, or went a day without eating, because they couldn’t afford food.
Donate online to ensure no one goes hungry this winter. Your support can make a significant difference for those facing the challenges of food poverty.
MARTYN GERRARD
HELPING TO RAISE £1MILLION
Noah’s Ark Children’s Hospice, based in Barnet, helps babies, children and young people with life-limiting or life-threatening conditions, and their families, to make the most of every day. And for those that do die young, they do all they can to bring comfort to their last moments.
RISING TO THE CHALLENGE EVENT
Noah’s Ark ran their annual fundraising appeal, From That Moment this autumn raising an impressive £1 million with the support of the local community.
Martyn Gerrard played a vital role in helping to promote the campaign, sharing content and encouraging people to donate with incredible results. Their fundraising page on Charity Extra generated:
A big thank you to everyone who supported the campaign, every penny raised will help babies, children and young people who are seriously unwell, and their families to do things they may never have thought possible.
Taking on a challenge event is a great way to have fun, keep fit and help the children and families that Noah’s Ark support make the most of every day. From a fundraising walk to a run, swim to a bike ride there really is a challenge event for everyone. You could take part in one of the organised activities or even create your own event – Noah’s Ark would love to hear from you.
MARTYN GERRARD PROUDLY SPONSORS FOOD BANK AID
Muswell Hill Place, N10 FREEHOLD
Owners
Cottages,
£1,850,000
Kelvin Avenue, N13 FREEHOLD A six bedroom family home spanning more than 2,300sqft. of living space arranged over three floors, with a spacious through reception room, kitchen/diner and conservatory.
Collingwood Avenue, N10 FREEHOLD
Owners love... “The West-facing garden and the many other green spaces that are within the location, including Cherry Tree, Highgate and Coldfall Wood.”
Marwood Square, N10
MUSWELL HILL | N10
A five bedroom 2,713sqft. modern family home arranged over four floors with flexible room usage, underfloor heating, garage, South-facing garden, third floor terrace and a first floor balcony.
WE’VE NOTICED…
• 0.2 miles from Tetherdown Primary School
• Concierge, communal gardens and allotment
• Access to renting an external guesthouse
£2,800
N10
A very spacious second floor, two double bedroom apartment in a new development, with a large open-plan kitchen/reception room with a Juliette balcony and finished to a high standard throughout.
WE’VE NOTICED…
• Underground parking
• 24-hour concierge
• On-site gym for residents
A newly renovated duplex conversion arranged over the ground floor and first floor, with a large open-plan kitchen/reception room, first floor balcony, off-street parking and is available unfurnished.
A three bedroom semi-detached 1920’s family home with an eat-in kitchen, located in a quiet cul-de-sac 0.5 miles from Alexandra Park and Palace.
A 773sqft. two double bedroom apartment on the first floor, accessible by lift within this well maintained, modern block with off-street parking and cycle storage.
Muswell Hill,
Alexandra Park Road, N10
Court Gardens, N10
Pinnacle Close, N10
OIEO
£1,350,000
£1,050,000 Great North Road, EN5
Oakleigh Avenue, N20 FREEHOLD
A six bedroom detached family home measuring more than 3,400sqft, with a West-facing 144ft. garden, a large semi-open plan kitchen and two reception rooms. The second floor has a study, which could be used as a seventh bedroom. CHAIN FREE!
Owners love... “We love the downstairs area in the summer it is perfect for entertaining.”
Pollard Road, N20 FREEHOLD
A semi-detached house with off-street parking and a South-facing 79ft. garden. This property is extended to the rear creating a spacious kitchen/reception room, in addition to the principal reception at the front. CHAIN FREE!
Owners love...“The well-maintained garden offers a serene outdoor escape, ideal for children to play or for gardening enthusiasts.”
West Hill Way, N20 FREEHOLD
A three bedroom semi-detached family home with two reception rooms, a large garden and a garage. There is potential to extend at the rear and into the loft STPP. CHAIN FREE!
Owners love...“The aspect and how much light pours into the front and back of the house.”
Avenue, EN4
Owners love... “A
Owners love... “The location is great, close proximity to public transport and local schools.”
Owners love...“How quiet it is, the friendly neighbours and it’s nice being on one level.”
Dannatt Close,
Haslemere
A three double bedroom semi-detached family home with off-street parking, garage, situated in a quiet cul-de-sac. The property has a large through reception, a private garden with raised patio area and a downstairs W/C.
WE’VE NOTICED…
• Three reception rooms
• Garden studio
• Guest cloakroom
Queens Avenue, N20
spacious three bedroom 1,038sqft. first floor apartment with balcony. The property is located 0.5 miles from Totteridge & Whetstone Underground Station.
WE’VE NOTICED…
• Three double bedrooms
• Private balcony
Guest cloakroom
A four bedroom semi-detached family home arranged over three floors, with two reception rooms and an open-plan kitchen/diner naturally lit by a skylight.
WE’VE NOTICED…
• Utility room and a cloakroom
• Ground floor guest cloakroom
• Master bedroom with en suite and walk-in wardrobe
A first floor two bedroom maisonette located in a quiet cul-de-sac. The property has its own gated entrance, modern kitchen and bathroom, two double bedrooms and a private garden.
WE’VE NOTICED…
• Two double bedrooms
• Private garden
• Direct garden access
Marlborough Gardens, N20
£2,500,000
£1,350,000
Exeter Road, N14
Owners love...“We love the landscaped garden and the large open-plan kitchen which is great for entertaining.”
Gardens, N13
Owners love...“The cosy and charming country cottage design/ambiance, which creates a tranquil setting in each room.”
Station Road, N21
Owners love...“I love my road, the locality of it being near an underground and overground station and also beautiful Groveland’s Park a few steps away.”
A six bedroom detached family home with an outdoor swimming pool, dual garage, movie room and an external gym/games room. The property is in excess of 5,000sqft. and set behind a private gated entrance. This stunning home must be viewed to be appreciated.
Owners love... “The grounds the house is set in, and the overall size of the house is fantastic.”
Owners love...“The original spacious rooms with high ceilings and beautiful period features make it feel so open and elegant.”
Owners love...“The friendly, quiet road and having easy access to transport links into the city and central London.”
Owners love...“Ideally located to Winchmore Hill Green and the beautiful grounds of Groveland’s park.”
£4,200
£4,500 PCM
Glenbrook South, EN2
A four bedroom 2,045sqft. semi-detached family home, arranged over three floors with off-street parking for two cars. The property has been renovated to a high standard.
WE’VE NOTICED…
• The large open-plan kitchen/diner
• Play room and a utility room
• Master bedroom with an en suite
Willow Walk, N21
A five bedroom detached family home arranged over three floors and located in an exclusive gated development offering uninterrupted views over Oakwood Park.
WE’VE NOTICED…
• Off-street parking for two cars
• Underfloor heating and Italian designed kitchen
• A new contemporarily designed house and interior
Eaton Park Road, N13
A two bedroom duplex conversion arranged over the first and second floor, with direct access to the garden at the rear and a private terrace overlooking landscaped gardens.
WE’VE NOTICED…
• Private terrace and garden
• Eat-in kitchen
• Fitted storage in both bedrooms
A four bedroom, pet friendly 1930’s semidetached family home, with two reception rooms, ground floor study, off-street parking and studio in the rear garden.
A four bedroom semi-detached house with two newly renovated bathrooms, a separate WC and two spacious reception rooms. The kitchen has been recently renovated and includes a range cooker and integrated appliances.
A detached family home with a gated three car driveway, ground floor underfloor heating, quartz kitchen worktops, study, utility room, guest cloakroom, Megaflow system and water softeners. £5,000 PCM
Conway Road, N14
Lakenheath, N14
Cedar Rise, N14
A commercial investment opportunity of a retail ground floor and basement unit and a one bed residential unit above. The retail unit is tenanted with a rental income of £23,000 pa. The unit is predominately open-plan with a kitchenette, WC and storage in the rear measuring 46sqm (493sqft) and a staircase leading to the basement which measures 15sqm (161sqft).
The premises occupies a prime retail position on the popular Muswell Hill Broadway, with a 15ft shop front and a total ground floor area of approximately 66sqm (706sqft). The property includes a lower ground floor area of approximately 19m2 (204 ft2), ideal for storage. There are two WCs in the basement. The premises are suitable for a variety of occupiers, subject to Landlord consent.
Belsize Lane, Hampstead, NW3
A freehold ground floor commercial property for sale with upper parts sold off on long leases. The freehold comprises of 2 flats (52a &52b) & 2 commercial units (50 & 52). Unit 52 is leased to a Mobile Phone Shop. It has an annual rental of £32,000 pa. A new 10 years FRI lease on a 5 yearly review was granted in 2021. Unit 50 is leased to Santander on a 125 years lease granted in 1985. Ground rent receivable is £51.00pa. 52a & 52b are residential flats above the commercial units. Flat 52a is also on 125 years lease granted in 1985. Ground rent receivable is £75.00 pa. Flat 52b is in a new 215 years lease from 30/08/1985 paying peppercorn rent.
This location can accommodate in the region of 42 covers, with an outdoor seating which can accommodate 8 customers, and the forecourt can seat an additional 12, totalling 62 covers. The shop has an open-plan seating area which leads into a bar/serving area and a storage area at the rear. The kitchen, indoor and external storage and 2 customer WCs are located on the lower ground floor, alongside a courtyard and employee WC.
High Street, Barnet, EN5
Ballards Lane, N3
Muswell Hill Broadway, N10
Oakhurst & Cedarwood
A pair of 4/5 bedroom luxurious newly built detached homes set in a gated community with 2,500sqft of living space.
Goffs Lane, Goffs Oak, Waltham Cross, Hertfordshire, EN7
£1,250,000 Asking price
DOWNSTAIRS:
An expansive hallway that leads into an open-plan kitchen/ dining/reception room, with an orangery that fills the room with natural sunlight and bi-folding doors leading you out to the garden. There is also a separate lounge/ formal reception room as well as a versatile room that can be used as a 5th bedroom or a study. There is a family bathroom and a large utility room downstairs.
UPPER FLOORS:
Four large double bedrooms, family bathroom, including two primary suites one of which has a large walk-in wardrobe and en suite.
OUTSIDE:
Remote control gate entry system, the houses have wraparound South-East facing gardens, off-street parking for three cars with provision for electric charging.
SPECIFICATION:
• Kitchens by Hacker • Quartz stone worktops
• Bosch appliances throughout
Underfloor
• Double glazed windows throughout
Your Estate Agency Career Starts Here
WORK FOR THE
CAREER DEVELOPMENT OPPORTUNITIES
Expert-Led Training: Benefit from regular training by industry leaders, including former presidents of ARLA and NAEA, ensuring top-tier professional development.
Mentorship: Whether you’re a seasoned estate agent or have little to no experience, you will receive personalised guidance and support from seasoned managers who are committed to your growth and success.
PERSONAL BENEFITS
Work-Life Balance: We provide flexible working hours unlike many estate agents you only work a five day week and work only one to two Saturdays a month.
Health Assured Helpline: Access confidential support and resources through our health assured helpline, available whenever you need it.
Private Healthcare: Access private healthcare benefits as a long-term employee.
28 Day Paid Holiday Entitlement: (including bank holidays) + Additional days for long service.
Annual Incentive Trip: Top performers can look forward to the annual company trip abroad.
Pension Scheme: Competitive auto-enrolled pension scheme available to all employees.
As an award winning, family run, independent estate agency in the heart of London, employing the best quality staff who are seeking a career where they can develop and improve is vital to the service we provide.
We offer an excellent work-life balance with numerous benefits and incentives, as well as an industry leading training and mentorship programme.
If you are looking for a career in property, contact us on: cv@martyngerrard.co.uk - 020 8343 4340 EXT 4245 or www.martyngerrard.co.uk/about/careers
Industry-Leading Commission Structure:
Sales - Only at Martyn Gerrard can you earn if you sell any property listed across the whole network. You can also work within a team commission structure boosted by higher thresholds based on performance.
Lettings - like sales, you can earn if you let any property listed across the whole network, but with Lettings, you can also earn up to 40% personal commission!
Birthday Present: You don’t have to come into work on your birthday.
Exclusive Villa Stays: Earn free villa days to spend at the MG villa in Cyprus as a reward for your hard work.
Car Leasing & EV Salary Sacrifice: Take advantage of car leasing options and electric vehicle salary sacrifice schemes to get on the road for viewings with ease.
Volunteer Days: Take available days off to give back by working with charities.
Performance-Related Bonuses: Participate in our internal staff league table to earn monthly and yearly awards for hitting key milestones.
Work Socials & Celebrations: Join us for regular work socials and our annual Christmas party.