SUMMARY OF MATERIAL MODIFICATION FOR THE MATTRESS FIRM, INC. 401(k) PLAN JANUARY 2011 This Summary of Material Modification (“SMM”) to your Summary Plan Description (“SPD”) describes certain changes that have been made to the Mattress Firm, Inc. 401(k) Plan (“Plan”). You should keep this SMM with your SPD for future reference. Please read this SMM carefully and contact the Plan Administrator with any questions. Employer Mattress Firm, Inc. 5815 Gulf Freeway Houston TX 77023 Phone: Employer Identification Number: Plan Number:
(713) 651-2050 76-0596008 001
Effective January 1, 2011: The following are Code Section 411(d)(6) protected benefits that are preserved under the Plan: Employee's who were Participants of The Mattress 401(k) Retirement Plan as of December 31, 2010 will be permitted to take an In-Service Distribution due to Disability. Additional information concerning the Mattress Firm, Inc. 401(k) Plan may be obtained by contacting the Plan Administrator.
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