How will rising mortgage rates affect the real est

Page 1

The Gospel According to Paul

Recently, noted economist Paul Brew baker was on Maui discussing the real estate market. Below is a summary of some of his conclusions. Please email us if you’d like us to send you a link to the data supporting these claims.  Maui’s housing market has turned the corner.  Low production, low inventories suggest change in housing stock demand will overwhelm new flow supply.  Historical relationship between underlying trends in Maui house price appreciation and (lagged) Maui days on market suggests that housing cycle is solidly in appreciation phase.  Mainland markets with more severe housing downturns rebounding more sharply; ditto for Maui and Neighbor Islands with more severe housing downturns than on Oahu.  Longer-term appreciation trends suggest that neither the so-called “Sub-Prime Bubble” nor the prior “Japan Bubble” are anomalies: valuation cycles are normal for markets with geographic and regulatory restrictions on supply side of market (ask the Sierra Club).  Role for demand-side bubbliciousness is not ruled out (viz. Phoenix and Las Vegas with subprime lending) but supply-side constraints assure Maui of another period of rapid house price appreciation. Aloha,


Ken


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.