Peoria Promise - Changes Implemented

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Peoria Promise Changes Implemented from January 2013 to Present

EXECUTIVE SUMMARY: In an effort to increase the transparency, accountability and long-term sustainability of the Peoria Promise Foundation (hereinafter “PPF”), several structural and institutional policy refinements have been identified and implemented during the past two years. The following is a brief summary of those changes.

 The previous PPF scholarship application process was owned and conducted entirely by Illinois Central College (hereinafter “ICC”), through the ICC Educational Foundation. An online application is now provided to students through the PPF website, ensuring full process control, accuracy and data ownership.

 The ICC application process did not allow PPF access to ANY basic contact information, including student name. The new application requires a student signed FERPA waiver, allowing PPF full, legal ownership and access to financial and educational records, necessary to track and report measurable outcomes.

 Memberships established with nationally recognized organizations, such as ACT and the National Student Clearinghouse, allow PPF to monitor college and career readiness indicators and report educational outcomes, such as institutional transfer activity and earned workforce-readiness credentials (any degree and/or certification).

 The ICC Educational Foundation managed all aspects of PPF fund distribution, eliminating the ability for PPF to accurately account for donor dollars. Moving forward, all funds will be distributed by PPF, ensuring all available financial assistance is fully utilized.

 Awards will be disbursed by PPF in the form of a tuition reimbursement. Only successfully completed coursework (grade of “C” or better) will be eligible for reimbursement.

 Rather than determining funding levels based solely on the number of grades completed in public school, all students will have the ability to control the amount of funding they receive. Academic performance and civic engagement will also be measured on a weighted matrix, referred to as a Calculated Benefit Percentage.

 A fully staffed office has been established in the heart of the city, allowing greater visibility to the public and student access to resources and needed assistance.

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

Future Challenges:

Short Term: The Caterpillar Foundation (CF) has generously awarded $200,000 annually (2008-2014) to the PPF program. It is clearly understood by PPF that grant requests are based on CF available of funds on hand and not guaranteed. Available programmatic outcomes (see below) and future policy changes have been praised by the Caterpillar Foundation (CF). It is presumed that evidence of the value and impact this program has on City of Peoria residents has prompted this donor to request an immediate expansion of the current eligibility requirements to include residents of the City of East Peoria. Recently, the 2015 grant request of $200,000 was approved by CF, however new restrictions on the use of those funds $100,000 for City of Peoria residents and $100,000 to expand the program to East Peoria residents have been imposed. Unfortunately, this means PPF will receive a maximum award of $100,000 for City of Peoria residents, a 50% reduction of the overall amount granted, regardless of any expansion.

Because of this unforeseen shortfall, all PPF efforts must be focused on replacing and increasing the program funding needed for currently eligible, City of Peoria residents. Additionally, implementation of the new PPF policy changes will require a minimum of one full year of new data to adequately evaluate PPF’s fiduciary responsibly and commitment. Therefore, an expansion of the program, to any sector or in any direction, it is not possible in the foreseeable future.

MISSION STATEMENT: Provide funding to eligible high school graduates living in the City of Peoria to pursue college or a vocational program.

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

Peoria Promise Changes Implemented from January 2013 to Present

NEW MISSION STATEMENT: Provide funding to eligible high school graduates living in the City of Peoria to pursue college or a vocational program.

DETAILED REPORT:

Institution of Internal Student Application Process and Information Ownership:

In order to meet the reporting requirements to substantiate corporate social responsibility initiatives, non-profit organizations must possess the ability to capture and report accurate, objective, measurable outcomes. Simply reporting metrics (outputs), which many area non-profit organizations mistakenly believe are outcomes, will no longer suffice. During the initial years, the PPF application and award process was conducted entirely by ICC. This did not allow PPF to have access to basic student information including names necessary to track and measure program outcomes. After a year of research and strategizing with donors, and specifically following the advice of the Caterpillar Foundation (hereinafter “CF”) our core donor, PPF identified the nature and type of outcomes needed to provide donors with verification of return on investment.

This collaborative effort resulted in the development and implementation of a PPF online application and award process, conducted in-house by PPF. By taking this step, PPF now has legal ownership of all student submitted information including personal, academic and financial records which is pertinent to track, measure and report program outcomes. Through new memberships with ACT and the National Student Clearinghouse, PPF will monitor college and career readiness indicators and report educational outcomes, such as institutional transfer activity and earned workforce-readiness credentials (any degree and/or certification), throughout a student’s lifetime. These donor recommended changes allow PPF to provide measurable outcomes, ensuring donors receive the highest return on investment. Additional benefits include, but are not limited to: increased autonomy; improved accuracy; greater program flexibility; continued fiscal control; further refinement and development of policies; strategic, healthy, manageable program development; and increased long-term sustainability.

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

Shift from a Universally Awarded Program to a Merit Based Reimbursement Program:

With the most benevolent of intentions, the visionary PPF founders followed the “universal access” eligibility requirements established by the first place-based scholarship program in the country, the Kalamazoo (MI) Promise. The eligibility policy provided nearly every City of Peoria public high school graduate the opportunity to receive funding, based on the number of grades completed in public school and awarded on a sliding scale. Beginning in early 2013, it was evident that a few donors had not maintained their previous levels of engagement and financial support. After consulting with donors and conducting extensive research, PPF identified a general discomfort with the universal eligibility policy. By its very nature, this policy may have unintentionally reduced or eliminated student engagement, accountability and perceived value of the program. For some students, this lack of “skin in the game” resulted in ambivalence to setting and achieving goals, such as successful completion of coursework and/or a program of study, and inadvertently created a culture of entitlement. Again, donors were consulted and research was conducted to identify solutions to increase student accountability without deterring college enrollment while simultaneously coming into alignment with the corporate social responsibility goals of donors. Therefore, PPF has implemented new eligibility and award policies.

First, the inflexibility of the sliding scale prevented students from increasing their funding level, regardless of academic success or civic involvement. This may have contributed to a lack of motivation and over-all student success. The sliding scale has been replaced by a weighted matrix, referred to as a Calculated Benefit Percentage. The levels of award determined by the calculated benefit percentage were established based upon liberal standards that allow the majority of qualifying students an opportunity to receive award, and ALL students the opportunity to work toward maximizing that percent each year. The matrix awards points to students, based on individual performance, in four academic categories and allows up to three additional “bonus points” to be earned to increase funding. This provides an incentive for students to maximize their award by working to optimize school attendance and class completion, academic performance and community involvement.

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

Second, the PPF funding distribution has shifted from an upfront financial commitment for any and all attempted coursework, to an out-of-pocket tuition reimbursement to students earning a grade of “C” or better. Tuition reimbursement reinforces the students own investment to his/her education, while simultaneously reducing PPF’s financial risk involved in supporting unmotivated students. It is estimated that by implementing the weighted matrix and reimbursement policies, PPF will increase student accountability and academic outcomes; improve transparency and operational efficiency; and provide maximum impact and return on investment for donors. See attachment “A”

Additional Changes:

In the past two years, PPF has established a singularly controlled internal operations system, a “bricks and mortar” office, increased personnel to develop and implement PPF operations, and has recruited new board members to better reflect donor thought processes and needs. Most notably, it has been the above changes that best reflect what PPF is now, and its ability to be one of the few non-profits in this area that can not only make positive changes to local employer workforce needs, but can prove by its outcomes that it is in fact ‘moving the needle.’ See attachment “B”

Future Challenges:

Short Term: The Caterpillar Foundation (CF) has generously awarded $200,000 annually (2008-2014) to the PPF program. It is clearly understood by PPF that grant requests are based on CF available of funds on hand and not guaranteed. Available programmatic outcomes (see graphs below and attachment “C”) and future policy changes have been praised by the Caterpillar Foundation (CF). It is presumed that evidence of the value and impact this program has on City of Peoria residents has prompted this donor to request an immediate expansion of the current eligibility requirements to include residents of the City of East Peoria. Recently, the 2015 grant request of $200,000 was approved by CF, however new restrictions on the use of those funds $100,000 for City of Peoria residents and $100,000 to expand the program to East Peoria residents—have been imposed. Unfortunately, this means PPF will receive a maximum award of $100,000 for City of Peoria residents, a 50% reduction of the overall amount granted, regardless of any expansion.

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

Because of this unforeseen shortfall, all PPF efforts must be focused on replacing and increasing the program funding needed for currently eligible, City of Peoria residents. Additionally, implementation of the new PPF policy changes will require a minimum of one full year of new data to adequately evaluate PPF’s fiduciary responsibly and commitment. Therefore, an expansion of the program, to any sector or in any direction, it is not possible in the foreseeable future.

Long Term: The majority of “Promise” organizations across the country were founded by multi-million endowments from primary donors, guaranteeing the financial resources needed to continue their program into perpetuity. On the contrary, PPF was started by the sheer will power of several local leaders whose goal was to make Peoria a better place for those who live here now and for those who will choose to make Peoria their future home. Foundational requirements of PPF will include increasing financial support and continued assessment of effective policies and procedures to ensure the dreams of the founding members, and the students we support, will be realized.

OUTCOMES: Reported by the National Student Clearinghouse, December, 2014:

Bachelor’s Degrees: 133

Associate Degrees: 250

Certifications: 69

Peoria Promise Board of Directors
Peoria Promise Foundation 620 West Glen Avenue Peoria, Illinois 61614 (309) 681-0091 www.peoriapromise.org
Marylean Abney | Jim Ardis | Paul Beiersdorf | Dawn Bozeman | Ben Brewer | Dr. Bill Collier | Tara Gerstner | Paul Hammond Janaki Nair | Derrick Parker | Lindsey Samp | Mary Jo Schettler | Dr. Joyce Shotick | Sally Snyder | Dr. Amod Sureka

If your application for Peoria Promise is approved, your benefit percentage will be calculated by utilizing a point system. Your out-of-pocket tuition payments will be reimbursed for successfully completed coursework. Only courses with grades of a C or better will be reimbursed. Points are totaled based on the following factors:

• Length of residency at a qualifying address and number of completed grades at a qualifying public school

• Attendance Record / Course Completion

• Cumulative Grade Point Average

• ACT score

• Extra-Curricular Activity - BONUS POINT!

• Community Service / Volunteerism - BONUS POINT!

• Employment and/or Internship - BONUS POINT!

View the student scenarios below as examples of how the point system works to calculate your benefit percentage.

Total Points Earned Benefit % 13-17 100% 9-12 75% 5-8 50% 1-4 25% 0 0%
Residency 13 YEARS = 5 points 3 YEARS = 1 point GPA 2.3 GPA = 1 point 3.4 GPA = 3 points 2.4 GPA = 1 point Attendance 92% = 3 points 85% = 2 points 80% = 2 points ACT Score 18 ACT = 2 points 25 ACT = 3 points 19 ACT = 2 points 12
75%
11
7
50%
POINTS =
Benefit
POINTS = 75% Benefit
POINTS =
Benefit
BONUS POINTS! Extra-Curricular, Community, Employment José played basketball. 1 point Darren volunteers in his community and plays in the band. 2 points
75% benefit. Kirsten
Benefit % 9 YEARS = 2 points 12 YEARS = 5 points 3.1 GPA = 3 point 90% = 3 points 16 ACT = 2 points 15 POINTS
Benefit
part
job and
with her church youthgroup. 2 points
Kirsten can earn bonus points for joining an ICC club or activity, by working part-time or by volunteering in the community. If she retakes the ACT and scores a 20 +she will qualify for a
is looking for ways to improve her benefit for next year.
= 100%
Brianna has a
time
helps out

Now is the time to plan your scenario! Consider how you stack up in each category and identify those areas in which you can increase your benefit percentage.

Residency / Length of Attendance

Points are earned according to the length of residency at a qualifying address and the number of completed grades at a qualifying public school.

Attendance Record / Course Completion

Points are earned according to high school attendance record and/or successful course completion rate at ICC for that semester as verified by official transcripts.

Grade Point Average

Points are earned according to cumulative grade point average (GPA) as verified by official transcripts.

ACT Score

Points are earned according to composite ACT test score as verified by official transcripts.

BONUS POINTS: Extra-Curricular Activity, Community Service, Employment / Internship

Additional points are earned for activities and contributions outside the classroom. Only one point can be earned for each type of activity.

Add your points and refer to the chart to estimate your benefit percent. You can increase your points each semester by working to improve your success in each category.

Benefit % Total Points 100% 13-17 75% 9-12 50% 5-8 25% 1-4 0% 0 Length of Attendance 5 Points 12-13 5 10-11 4 8-9 3 6-7 2 3-5 1 peoriapromise.org | info@peoriapromise.org Form:v020215
ACT Score 3 Points 20 or higher 3 15-19 2 10-14 1
Attendance % 3 Points 90-100 3 80-89 2 70-79 1 points
Cumulative GPA 3 Points 3.0 + 3 2.5 - 2.99 2 2.0 - 2.49 1 points points total
Activity Up to 3 Points Extra-Curricular 1 Community Service 1 Work / Intern 1
points
points
points

Peoria Promise is a 100% donor-funded scholarship that provides out-of-pocket tuition reimbursement opportunities for qualifying city of Peoria students who successfully complete coursework at Illinois Central College.

• Students must pay ICC for all tuition and fees IN FULL by the designated deadline. Tuition can be paid by using financial assistance, other scholarships, cash, check, credit card, electronic bank transfer (E-Check) or by setting up an ICC payment plan.

• The percent of tuition reimbursement you receive is determined by your calculated benefit percentage. For details on how your benefit percentage is calculated please visit www.peoriapromise. org to view our Calculated Benefit % information sheet.

• Reimbursement for out-of-pocket tuition only applies to successfully completed coursework (credit earned for grades A, B, C, or CR earn a “C” or better). All other grades, including Withdrawal (W, WD), Incomplete (I) and Pass/No Pass (P, NP) will not be counted as a successful completion and will not qualify for tuition reimbursement.

• Students must earn a minimum of six credit hours per semester to remain eligible. There is no maximum number of credit hours a student can be reimbursed for each semester, provided all criteria and expectations are met. Lifetime eligibility is limited to a maximum of 64 credit hours during the five years immediately following high school graduation, or whichever comes first.

• Funds will be paid directly to the student’s ICC account and NOT TO THE STUDENT. Any refunds due to the student for out of pocket tuition paid will be sent directly to the student by ICC. Please allow up to 6 weeks for your refund to be processed.

peoriapromise.org | info@peoriapromise.org
Form:v020415

PEORIA PROMISE: DONORFUNDED, BUSINESS APPROVED

Supporting more than 1,600 local students over the last six years…

Peoria Promise serves two roles: attracting educated workers to our community, and producing more of them through access to higher education. Education offers the very real potential to increase an individual’s productivity—the key to economic growth. For businesses, the return on investment is a city with a well-trained, employable population, and a more desirable place to live and do business.

Over the past six years, Peoria Promise has supported more than 1,600 City of Peoria students by providing $2.6 million in scholarships to pursue an occupational certificate, associate’s degree or transfer coursework at Illinois Central College. Students can receive up to 100 percent of their tuition fees paid, lowering financial barriers that may have prevented them from pursuing their dreams of a higher education and a better life. This has been made possible by the generous support of corporate and individual donors who believe in the power of education. Absolutely no local, state or federal taxes are collected to fund the scholarships, making these investors essential to the continued success of the organization, students and community.

Measuring the Results

Overall student success can be measured either by graduation or transfer rates. Currently, we have the complete data from our first two

cohorts (2008 and 2009), and will be able to measure 2010 once those results are available.

According to the National Student Clearinghouse, Peoria Promise students have high graduation and transfer rates. Of the 238 students comprising our 2008 cohort, 164 have either graduated or transferred to another institution—a success rate of 68.9 percent. The 2009 cohort consisted of 269 students, 153 of whom have either graduated or transferred to another institution—a success rate of 56.8 percent. As time goes by, additional degrees will be received, and these numbers will continue to increase.

More than half of our students continue their education within a 60-mile radius of Peoria. While most live on campus, many are able to remain in Peoria by commuting or completing online courses. In fact, one third of transfer students attend a college or university in the City of Peoria, where they continue to live, work and spend their discretionary dollars. Everyone benefits from keeping these students local.

Although many students move away after college, our hope is that most of our students remain here or return to Peoria to begin their careers and families. Early results support this outcome. According to a recent Peoria Promise survey, more than 75 percent of respondents indicated they are currently employed, which is higher than the national average for that age group (20-24). Of those who are employed, 90 percent work in the Peoria area, including 67 percent who juggle work and school simultaneously.

78 InterBusiness Issues | August 2014
MCGILL

» Save the Date

Former U.S. Secretary of Transportation Ray LaHood and Kathy LaHood will serve as honorary chairs at the sixth annual Peoria Promise Gala on October 11, 2014. The fundraising event will include a formal dinner, live and silent auctions, and featured entertainment from the world-renowned mentalist, The Amazing Kreskin. For more information, visit peoriapromise.org, call (309) 681-0091 or stop by the office, located at 620 West Glen Avenue in Peoria.

Recent Growth and Support

In 2013, Peoria Promise increased efforts to support students by establishing an office in the heart of the city. As future funding allows, additional collaborative and educational efforts will be launched to further support our students to increase degree attainment and identify employment opportunities in Peoria. Peoria Promise has the potential to become a direct conduit between students and businesses that want to provide opportunities such as job shadowing, internships, career mentors and employment. Above all, students will continue to be encouraged to stay in Peoria to live, work, play and volunteer in the community.

The same year, an online application was developed by Stellar Systems, a locally-owned business. The application, which is inte-

grated with ICC’s student data network, provides increased access and a simplified process for students. Those who do not have a computer are able to use their mobile phone to apply.

Amazing Kreskin

The need for businesses to employ a skilled, educated workforce will never diminish; it will only increase, year after year. The same is true of the funding needed to support Peoria Promise and our students’ educational goals. The investments made by Peoria’s business community helps make this mission possible. From the very beginning, businesses such as Caterpillar, CEFCU, RLI, Illinois American Water, UnityPoint Health, Par-A-Dice, OSF Saint Francis Medical Center, Advanced Medical Transport, Coulter Companies, Ameren Illinois, Archer Daniels Midland Company, R.W. Baird and many more have supported this mission. Consider following their lead, and help make the promise of a higher education a reality for hundreds of more Peorians. Support Peoria Promise today!

Sheri McGill is executive director of Peoria Promise.

peoriamagazines.com 79
OF THE 238 STUDENTS COMPRISING OUR 2008 COHORT, 164 HAVE EITHER GRADUATED OR TRANSFERRED TO ANOTHER INSTITUTION—A SUCCESS RATE OF 68.9 PERCENT.
Sixth Annual Peoria Promise Gala

Overview

Over the course of 6 years Peoria Promise (PP) has funded 1613 individuals. Due to our previous dependence on Illinois Central College (ICC from this point forward) to administer every aspect of the scholarship, PP lacked the ability to accurately track and measure successful outcomes. Within the last year, we were provided the names of PP recipients and established a FERPA waiver to obtain directory, academic, and financial information for all future PP recipients. Previous PP recipients were identified through additional resources. The following results were found through online surveys and social media research.

Results: Surveys

We conducted multiple surveys via the online tool Survey Monkey. The initial survey was conducted in May 2013 and distributed by ICC to students’ ICC email addresses. The first survey had 125 respondents over the course of 5 months. A second survey was conducted once additional contact information was found by PP independently. The survey was sent out to 469 individuals in January 2014 of which 126 responded.

50 individuals took both surveys. The following is the analysis of the 201 total survey respondents, or 12.46% of the total population.

Source: Survey 1 – 125 | Survey 2
126 |Took Both Surveys – 50 Total Survey Respondents – 201 (12.5%) Academic Status: 130 47 18 5 1 0 20 40 60 80 100 120 140 Academic Status Current Student Graduate Did Not Graduate Transfer Unknown 90% Working and/or Attending School 10% Neither Working or Attending School

Peoria Promise helped me start saving for my future. The money I made while working and going to school was able to be put towards my future instead of trying to catch up with loans and I cannot say Thank You enough for the help.

Employment Status:

151 of the 201 respondents indicated that they were currently employed.

90% of the employed work in the Greater Peoria Area.

Income:

110 respondents provided their annual income.

67% are working in addition to continuing their education and are earning up to $20,000 a year.

I have a chance to make my future better for myself, and actually pave a path for myself. Instead of following in the same footsteps as my parents or even past students that graduated or didn't graduate high school. It helped me realize I can make something of myself and my voice can be heard if I try hard enough. This is the beginning of my future.

75% Employed 25% Employment Status Yes No Full-Time 23% Part-… Employment Type Full-Time Part-Time 76% 14% 10% City of Employment Peoria Cities Surrounding Peoria Other 0 20 40 60 80 Count Number Income Up to $10K $10K to $20K $20K to $40K $40k to $50K $50K or more 90% Greater Peoria

Results: Complete Social Media Research

All 1613 PP recipients were individually search on Google, Facebook, and LinkedIn. Only students we could accurately identify are included.

Source: Facebook – 804 | LinkedIn – 24 | Surveys (S1 & S2) – 201 |2014 PP Application – 175

Thank You Letters - 1592

Total Sample Size - 975 (60.5%)

City of Employment

Other Peoria Cities Surrounding Peoria

Employment Status: Employment Status was verified for 795 of the 975 PP recipients

95%

84% Greater Peoria

Top Employer Industry: Based on confirmed employers the top industries were identified. Note: The individual’s position may not be in employer’s industry. (Ex accountant at OSF)

20% - Food Services

19% - Retail

14% - Healthcare

11% - Education and Community Service

9% - Manufacturing, Distributing, and Logistics.

Currently Employed

Services

19% Retail

16 Peoria Promise recipients currently work for Caterpillar

16% 74% 10%
11%
9%
20% Food
14% Health Care

Additional Information:

GENDER

42% 58%

Additional Peoria Promise Benefits:

Gender:

Our research found PP assist a predominately female population. The education of women disproportionately benefits society and the economy, especially in lower-income areas. PP is pleased to have helped provide an education to so many local women over the past 6 year.

Through the surveys, application, and thank you letters 292 PP recipients identified additional impacts of Peoria Promise

*The number of respondents vary because only certain students disclosed this information in their thank you letter.

65%

Would not have attended College without PP

292 Respondents

46% Were the first in their family to attended college

238 Respondents

89% PP motivated them to stay in Central IL

185 Respondents

Beyond tuition coverage PP provided the following assistance:

93% Incur less student loans

54% Ability to save for transfer school

41% More money to support their family and themselves

40% Afford to work less and focus on studying

Males Females

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