FRIDAY, APRIL 10, 2020
A8 THE DAVIS ENTERPRISE
APRIL
2020
Top tips for getting a car, including having it delivered
Special to The Enterprise Getting a car is a pretty big move, made all the more daunting due to the health threat and financial uncertainty posed by the COVID-19 crisis. Still, you have places to go. And with public transportation and ride-sharing a definite no-go for now, a car is probably your best bet. With all of this to consider not to mention getting a good deal - here are five tips that experts say everyone should keep in mind when looking for a car in 2020.
A new car also depreciates like crazy when it leaves the lot. In fact, new cars lose around 20-30% of their value in just the first year, and are worth about half of their sticker price after three years. Those are just a couple of the reasons that more people are now getting used cars - with a record 62% of prime customers opting for pre-owned over new.
Now more than ever, don't buy new
Nowadays, about half of vehicles are bought with loans. And in order to keep payments low, Americans are drawing them out longer than ever, with an average loan term of over half a decade. This situation leaves you throwing away a ton of cash on interest over the years of the loan - and left with few options for getting the debt off your shoulders if your financial situation or ability to pay changes.
We are finally waking up to what our parents always told us: going with a pre-owned vehicle is the smart choice. According to Kelley Blue Book, the average new car will set you back about $37,000, while one that's used (and identical in nearly every way) comes in at a considerably lower $20,000 or so.
Don't take out crazy loans
It's no wonder there's a national auto loan crisis, with a record 7 million Americans who are 90 days or more behind on their car payments.
Explore subscriptions Car subscription services are a popular, no-loan way to get a car in hard-to-predict times, letting you drive month-to-month and simply walk away when you want. One of the most popular subscription services, Fair, even lets you complete the whole process of getting a car entirely on your phone without leaving your house. You can get approved in-app, shop for the car you want, sign for it with your finger, and even have it delivered to your driveway for free - with no long-term commitment, negotiation or even physical paperwork. Fair has over 20 different
car brands on its app - all of them less than five years old and with fewer than 50,000 miles. In addition, routine maintenance, 24/7 roadside assistance and a limited warranty are all included in each car's monthly payment. any safety issues or recalls.
Do your research There are a number of great online resources available for consumers to find not only the best car price, but the best year, make and model. Websites like Edmunds offer forums where consumers can compare where and what other people paid for similar vehicles, while resources like Carfax and J.D. Power provide valuable information on your car's history. The National Highway Traffic Safety Administration website even offers an online tool to find out if the individual vehicle has had
ating 4 Celebr er 1 Years Of S vice!
Get the full expense picture Online loan calculators are a simple way to get an estimated figure for what loan payments may end up adding in principal and interest. Additionally, you need to
consider auto insurance in your car's overall expense. The average cost is $1,548 a year, but that varies with the carrier, the driver's history and the vehicle type. Repair costs can also add to your bill, as a 2017 study from AAA showed the average repair bill is between $500 and $600. —Brandpoint
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Change C CAT into DOG by changing just ju one letter etter in each alon the word ord ladder. word along Buzz and Beeper have hidden chocolate bunnies all over this page. How many can you find?
Buzz and Beeper Bunny like to play games together. Find somebunny to be your buddy and do this page together! If the page looks easy, share it with somebunny younger than you. If it looks hard, share it with somebunny older.
Standards Link: Visual discrimination.
You Need: Each player needs 8 markers. Buttons, pebbles or even small squares of paper make good markers.
GAMES BUNNY BASKET PATTERNS PATH TRUST EGGS SPRING CHALLENGE PAGE SIGNS HUNT EASTER RACE PLAY
Goal: Be the first person to get to the sum of 23.
How to Play: 1. The first player puts one marker on a number and says the number aloud. 2. The second player places a marker on another number, adds that number to the previous number and says the total aloud. 3. Play continues until one player reaches exactly 23. Standards Link: Mathematics: Calculate the sums of whole numbers to 23.
Buzz’s Eggs-tra Challenge: Change the numbers in each egg above, using the numbers 5 through 8.
Who won the egg roll race? Trace the winning egg’s path to find out.
Find the words in the puzzle, then in this week’s Kid Scoop stories and activities. R Y G A M P E G G S A S G P H P A T H L C H A L L E N G E R E U M A B A S K E T A N E Y S P T I N R S T S P R I N G P U T B U N N Y G T I S E U M S C E A N G T R P A T T E R N S R Standards Link: Letter sequencing. Recognizing identical ca al words. Skim and scan reading. Recall spelling patterns.
Standards Link: Eye-hand coordination.
Beeper’s Eggs-tra-ordinary Challenge: Begin with 23 and subtract the amounts to reach zero.
Trust
Standards Link: Mathematics: Subtract single digits from single and double digits.
Solve Beeper’s message by writing the next number in the patterns below. You may need to add, subtract, multiply or divide. Then write the matching code word beside the number on the message line.
Message: 3, 6, 9, 48, 24, 12, 6, 90, 80, 70, 60, 5, 10, 20, 40, 25, 20, 15,
Code:
basket = 29 bunny = 3
egg = 16 Every = 12
a = 80 buddy = 10
Standards Link: Reading Comprehension: Follow simple directions. Mathematics: Students solve a variety of problems.
happy = 39 needs = 50
Spring Hunt Look through the newspaper for signs of spring. Can you find: • a flower • an egg • a baby animal • another sign of spring? Standards Link: Science: Classifying objects.
Whom do you trust? Do you know why? Can you find a picture in the newspaper of someone you trust? Can you find a picture re of someone you would not trust? Think about why you selected each picture. Standards Link: Health: Identify support systems in the community.
The Easter Bunny has been spotted and you’re the reporter covering the story. Be sure to tell who, what, when, where, why and how.
Color It!
Decorate the Easter Egg
