Remember to ‘be an owner not a loaner’

The headline is a quote from a book called “The Wealthy Barber” by David Chilton, written in 1989. However, I am 100% sure I heard this quote at a multilevel marketing seminar in 1987.

At this seminar, the speaker talked about how historically, life insurance companies pay out dividends on cash-value life insurance policies at a rate of 3% to 4% and then invest the policyholders’ cash value in real estate for a rate of return of around 8% to 12%. The seminar theme was about the magic of compound interest and how the differ- ence between 4% and 8% over 36 years is a lot of money, and we should buy real estate and safe stock market investments rather than lend money to a bank or buy cash-value life insurance. This margin is exactly how life insurance companies and banks make a profit. We lend

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5 beds 4 baths - 3,768 sq - 4.9 acre lot

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