Can You Sue The Bill Collector? www.newhorizon.org
Here are some of the grounds for complaint as stated in the Fair Debt Collection Practices Act (FDCPA).
#1. Harassment and threats If your collector is guilty of using obscene or profane language, threats, or false claims to force you to pay, then you should definitely take action and file a complaint to the FTC.
#2. Calling during off hours. If a call is made earlier than 8 am or later than 9 pm, it is a direct violation of the law unless the borrower gave his/her consent to be called upon during those hours.
#3. Disguises and lies. Creditor and debt collectors are not allowed to represent their companies as part of another entity or a government organization to force payment.
#4. Other unfair practices. If debts have already been settled or paid, then a debt collection agency must not make any more attempts to collect. Some debt collection agencies may try to collect debts older than 7 years or paid debts from unsuspecting consumers.
Is your creditor or debt collector guilty of a violation? If yes, read this on what can you do‌. https://www.newhorizon.org/credit-info/should-you-sue-your-debt-collector/
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