CHECKLIST on how to find A Good Credit Card Deal by: www.newhorizon.org
With the number of credit card available in the market, getting the RIGHT ONE may not be as simple as you believe. Many people hurry into applying for a credit card deal while not taking a closer look at the offer, only to find out later that they were misled.
Look at this checklist on how to find a good credit card program
Justifiable and Long-term Interest Rate ●
Many credit cards promote low rates however the important question is this: for how long would it last?
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Keep in your mind that promotional rates (also known as intro rates) are only short-term.
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You may enjoy it for 3 or 6 months, but when the promotional period ends the normal rate will apply.
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So the next time you see a remarkably low rate card, check just how much the standard rate is in the fine print.
Minimal Set of Fees ● Finance penalty charges can be costly. You may find a credit card with a lower rate yet loaded with high fees. ● Don’t forget to consider all the credit card fees, not just the interest rate.
A Reward Program That Suits Your Lifestyle. ● If you prefer a reward credit card, just remember to choose one that matches your spending style and needs. ● Some people sign up for Airline Miles Reward credit cards because they are attracted to the promise of travelling for free. ● But, you need to be realistic if you want to enjoy the rewards a credit card offers.
For more information visit ‌ http://www.newhorizon.org/credit-info/credit-card-finder-checklist-to-remember/
Also if you are looking for unsecured credit cards for poor credit http://www.newhorizon. org/Info/creditbuilders.htm