What YOU Should Do to Find a Legitimate Secured Card Issuer
If you have plans to apply for secured cards online, we advise you to keep the following tips in mind, to boost your chances of striking deals ONLY with legitimate and reputable companies:
Don’t hesitate to run background checks on your target firms. After all, such step can help you determine which firms are accredited by the federal and/or state government to issue card accounts to consumers, in general, and which companies will uphold your rights as a future cardholder.
So take the time to consider the history and background of each online agency. And check out the feedback of finance experts as well as consumer groups regarding the track record of your prospective card companies. By doing so, it will be much easier for you to pinpoint a firm that will not just give you what you want, but one which also abides by the strict rules and regulations set by the federal government.
Request Referrals Request for referrals from your friends, colleagues and immediate family members – most especially from those who have just applied for credit cards, online. For sure, these individuals will be glad to tell you which online card issuers you should do business with and which firms you should steer clear from.
And that’s not all. Some may even share with you several pointers you can use to ensure the immediate processing and approval of your application for a secured card card! Still, you should never let your friends and colleagues decide for you. Always remember that it is YOU who knows much about the state of your personal finances, as well as your needs, spending habits and preferences. So, listen to what they say, but let your instincts guide you when picking a secured card account.
Drop by credit card comparison sites. That’s because such sites normally have links to firms that can give you the secured credit card you want. In fact, some may also help you pick a suitable line of credit, based on the comparison tables and/or features they offer. Just be careful about clicking pop-up ads in these sites. After all, you might get redirected to link farms and bogus pages, which could pose a serious threat to your online security and privacy.