Strategies for Giving

Gifts of appreciated stock are a tax-wise gift strategy, allowing you to avoid capital gains tax while taking a charitable deduction on the full market value of the stock.

A multi-year commitment allows you to plan several years in advance. During a reunion, this is an especially smart way to further your class gift totals.

Gifts through a donor-advised fund may streamline giving for households.

U.S. taxpayers who are age 70 ½+ may make IRA gifts without counting those funds as part of your adjusted gross income. Consequently, you do not have to pay taxes on the gifted amount. Distributions, which count toward your required minimum distribution (RMD), must be made directly from the IRA trustee to Mercersburg, and the individual maximum is $100,000 per calendar year. This is a great reason to make a gift using your IRA instead of cash.

Employer-sponsored matching gift programs can further amplify your commitment.

For more information on how to maximize your gift: mercersburg.edu/giving.

Make a provision to support Mercersburg Academy in your estate plan and become a member of the Marshall & Irving Alliance. For more information, contact Carolyn Yeager P ’20, ’21 at yeagerc@mercersburg.edu or 717-328-6219.