Your trusted banking partner in the West-East corridor
Global reach, local expertise We are located across 18 countries, in five continents.
UK
Head Office One NBAD Tower Sheikh Khalifa Street Abu Dhabi , UAE UAE Helpline: 800 2211 International Helpline: +971 2 635 8001 www.nbad.com
Channel Islands
France Switzerland Lebanon
USA
USA
Libya
Jordan
Kuwait
Egypt Bahrain Sudan
China UAE
Hong Kong
Oman India*
Malaysia
Brazil
*Anticipated Opening in 2015
02 Largest bank
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No.
In the UAE based on total assets, which grew to AED 376 billion as of 31 December 2014
60 Branches
The growing international network consists of about 60 branches and offices in 18 countries in five continents
Safest bank
4 years
Since 2011, we have been ranked as the safest bank in the Middle East by the Global Finance magazine
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About NBAD NBAD is the leading bank in the Middle East and one of the safest banks in the world.
Credit ratings
Top 20
Ranked among commercial banks in the world, based on its AA– (or equivalent) rating with all 3 major credit rating agencies
Our roots in Abu Dhabi give us a deep understanding of the dynamics of the Arab region and its connection to the world’s markets. At NBAD, we believe, the great growth region of the world stretches from West Africa to East Asia. We call this the West-East corridor and Abu Dhabi is strategically located in the centre of that activity. Our aim is to become the number one bank for anyone who wants to do business along the West-East corridor.
NBAD’s presence in the West-East Corridor
UK
Today NBAD has an international network which spans 18 countries across five continents. This has made NBAD the first port of call for both international companies looking to do business in the UAE and for anyone in the UAE expanding their activities overseas. NBAD’s Wholesale Banking Division is the trusted partner for large corporates, financial institutions and the Government. Our sector-based expertise, along with our global network and central position, gives us the advantage to provide you with the right solutions at the right time. Through this we aim to support trade and investment and contribute to the business along the West-East corridor.
France
Channel Islands Switzerland Lebanon
USA
Jordan
Libya Egypt
China
Kuwait Bahrain UAE
Hong Kong India*
Oman
Sudan
UK
Channel Islands
France
Switzerland
Malaysia Lebanon
Brazil
USA
Jordan
Libya Egypt
Sudan
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Kuwait Bahrain UAE Oman
Ho India*
Malaysia Brazil
Contents 04 The Sector Expert 06 Aviation and Transport 08 Energy and Resources (E&R) 10 Financial Institutions Group 12 Real Estate and Family Conglomerates 14 Traders, Retailers and Diversified 16 Government and Ultra High-Net Worth Clients
18 Products & Solutions Global Banking 20 Financing Services 23 Advisory and Capital Raising Services 24 Global Transaction Banking 26 Securities and Corporate Services 28 Global Markets 30 Other Banking Services
Our primary drivers are trade and investment flows across the West-East corridor – We want to bank customers from within the corridor – We want to bank customers outside of the West-East corridor who trade and invest inside the corridor – We want to support our chosen UAE customers in London, Paris, Switzerland & Washington
National Bank of Abu Dubai Wholesale Banking
*Anticipated Opening in 2015
West-East Corridor
NBADs Presence West-East Corridor
NBADs Presence
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The Sector Expert Our deep knowledge of the region and our sectoral expertise make us a key player in the Gulf. We are helping to generate growth and diversify the economic base of the UAE, which aligns our strategy with the Abu Dhabi 2030 Vision.
NBAD’s dedicated sector experts support and work with Corporates, Institutions, and Governments, to provide turnkey solutions to develop their business and build long-term strategic partnerships. Rola Abu Manneh Senior Managing Director and Head of Client Relationships
National Bank of Abu Dubai Wholesale Banking
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Aviation and Transport
Abu Dhabi’s first railway project
Banking, finance and business solutions for the aviation and transport industry
Expertise in a major growth sector This is one of the fastest growing industry sectors in the West-East corridor. The team supports aviation (fixed and rotary wing), defence, shipping, rail, logistics and core transport infrastructure (ports, airports, roads) in the West-East corridor. We have execution credentials across each one of these industries. Our team of experts understand the significant capital demands and associated risks clients face in a technology -rich market. We prioritise relationship and execution, mobilising the product teams to support vanilla and bespoke financial solutions.
An international team at your service With a team of professionals from Brazil to China, our access to information and international markets gives us a privileged view of the dynamics of this sector. We channel this flow of knowledge into solutions to drive your business forward. For more information contact Vasgen Edwards Managing Director and Global Head of Aviation and Transport Email: ClientRelationships@nbad.com
National Bank of Abu Dubai Wholesale Banking
Boeing has enduring partnerships in the Middle East region and the relationship we have built with NBAD is delivering real value to the region in terms of increasing opportunities for local participation in aircraft financing. Boeing Capital Corporation
NBAD‘s solution was simple and effective, delivering real efficiencies for both the payables and the treasury teams. The solution was implemented with no disruption to our everyday banking. We are very pleased with the final outcome and the manner in which it was project-managed. Etihad Airways
NBAD is proud to take the lead on the financing of the USD 1.28 billion Etihad Rail project. When complete, the network will be 1,200 kilometres long, linking the main population and industrial centres of the UAE.
Emirates Sukuk In March 2015, Emirates successfully priced USD 913,026,000 Sukuk Certificates with the benefit of a guarantee by Her Britannic Majesty’s Secretary of State acting by the Export Credits Guarantee Department (ECGD) of the UK Government. The proceeds from the issuance were used to fund the acquisition of four Airbus A380-800 aircraft. This landmark transaction marks the world’s first Sukuk financing supported by ECGD and the largest ever capital markets offering in the aviation space with an Export Credit Agency guarantee. NBAD acted as a Joint Structuring Agent and Joint Bookrunner recognizing our position at the forefront of aircraft financing innovation.
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Energy and Resources
NBAD has been very supportive in the trade receivable discounting and the Structured Commodity Financing in Sub Saharan Africa.
As one of the key drivers of the economy, NBAD has a team of dedicated professionals within this sector
Trafigura
NBAD combines a deep understanding of our industry sector with dedicated, very strong relationship management. Being one of the key players in Abu Dhabi, NBAD is a great strategic fit for Borealis and we are pleased to have them in our group of core banks. Borealis Group
Solar energy financing
Our strategic direction The strategic direction of the team has been developed in line with the 2030 Abu Dhabi Economic Vision and other initiatives implemented by the Government of Abu Dhabi as well as Government Related Entities.
Our value If your business is active in the West-East corridor, the Energy and Resources team is here to accommodate your growing needs. Our skill and capabilities are demonstrated by major transactions ( Oil, Gas Power, Petchem and Metals) we have closed throughout the West-East corridor. Our commitment is evident by the transactions the team has closed in relation to local power and water infrastructure developments in particular. Our geographical presence throughout the West-East corridor offers you the proximity your business requires. For more information contact Marc Mollema Managing Director and Global Head of Energy and Resources Email: ClientRelationships@nbad.com
National Bank of Abu Dubai Wholesale Banking
The Shams 1 solar power plant is Abu Dhabi’s first large-scale renewable energy project with a capacity of 100 megawatts. It uses the sun’s energy to turn water into steam which drives turbines to generate carbon-free electricity. NBAD won the mandate to finance the project in partnership with a consortium of international banks, raising USD 600 million of capital.
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Financial Institutions Group NBAD’s Financial Institutions Group (FIG) caters to the wholesale banking needs of our client base
Take advantage of our global expertise Our strategy is to partner with established financial institutions locally, regionally and internationally to offer a diverse range of wholesale banking products. With growth predictions for financial institutions from West Africa to East Asia, we are strengthening our presence in these areas. Our expertise spans the Middle East and Africa, Europe, the Americas and Asia, with core clients within the West-East corridor. Our dedicated experts cater to the banking needs of this client base, encompassing both bank and non-bank financial institutions. We are committed to being core to our clients in this sector. Our non-banking financial institutions cover asset management companies, sovereign wealth funds and insurance companies across the globe. We serve them by providing inter alia financial markets, transaction banking, investment and risk management solutions and services. Our Financial Institutions Group has contributed significantly to the advancement of NBAD’s position to be regarded as a market leader in the Joint Lead Managers and Joint Book Runners category in the GCC FI League Tables. The team has also successfully arranged and led a number of deals as Mandated Lead Arranger and Bookrunner for our FI clients across the GCC, Turkey, India, Brazil, Chile and Sukuks in Malaysia. For more information contact Rola Abu Manneh Senior Managing Director and Head of Client Relationships Email: ClientRelationships@nbad.com
National Bank of Abu Dubai Wholesale Banking
Unsecured Bond Bank of Sharjah’s USD 500 million debut Senior Unsecured Bond issuance in May, 2015 was a true transition in the Bank’s presence in the international Capital Markets. NBAD was mandated as Joint Global Coordinator, Joint Lead Manager & Bookrunner. Another transaction was successfully executed, highlighting NBAD’s strengths as a Regional Debt House.
Islamic Sukuk NBAD led the first Islamic Sukuk issuance out of MENA in 2015, having been mandated as Joint Lead Manager & Bookrunner on Dubai Islamic Bank’s USD 1billion Perpetual Capital-boosting Sukuk in January. This key transaction attributed to NBAD’s recognition as the Number 1 Global Sukuk arranger throughout Q12015. NBAD successfully managed to source out a majority of orders, with 91% allocation to MENA investors. This further underscored our capabilities as a regional powerhouse in the Debt Capital Markets space.
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Real Estate and Family Conglomerates Our experienced team provides global expertise for real estate corporate financing
Our experience with NBAD – Real Estate team has been truly rewarding. There are a number of banks which provide facilities and services to their clients but the NBAD – Real Estate team satisfies the needs and requirements of their clients. Their expertise is world class, which enables them to provide optimum solutions covering not only banking but client’s other important strategic needs. The team has remarkable relationships around the world which enhances their ability to become the core bankers for all their customers. Emaar Properties PJSC
Wide network reach With industry specialist bankers our team serves the financial needs of the banks’s real estate and family conglomerates client base across the globe. The team’s experience spans a broad geographical and asset , and provides financing solutions, all with the aim of delivering world-class products to our clients.
Building long-term partnerships Whether it is asset development, global property acquisition, or an equity advisory requirement, the team will work with our product partners to develop the optimal solution for you. Our aim is to ensure you grow and succeed in your business. For more information contact Fergal G. Harris Managing Director and Global Head of Real Estate and Family Conglomerates Email: ClientRelationships@nbad.com
National Bank of Abu Dubai Wholesale Banking
Emaar Malls Group IPO
This IPO was listed successfully in October, 2014 for 2,000 million ordinary shares. The Wholesale Banking, Private Banking, NBADS, Commercial Banking and Retail Banking RMs were instrumental in this achievement by successfully securing investments from their clients during fundraising and working closely with Merchant Banking, the Bookrunner. Equity book building was a first for NBAD and despite the considerable pressure that came from this novel approach for the Bank, as a team the Bank put in an excellent performance and emerged successful.
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Traders, Retailers and Diversified Our experienced team provides global sectoral expertise and deep local knowledge to efficiently deliver solutions for our core clients helping them meet their long-term objectives
Landmark transactions • NBAD is proud to be appointed the sole cash management and merchant acquisition service provider to Etisalat.
Tailor-made solutions We serve our core clients across industries, including automotive, fashion and textile, food and beverage, commodities, home appliances, electronics, telecoms, manufacturing, contracting, pharmaceuticals and healthcare. Our clients, with whom we endeavor to build long term strategic relationships, are typically regional or global majors with dominant or significant position within the West-East corridor. We take pride in bringing deep sector knowledge to deliver tailor-made solutions to you along with the highest standards of service. As a result, we have a strong track record of executing complex and large cross border transactions in capital markets, syndications/club deals, structured finance, merchant banking, project finance, asset-based lending, trade finance, cash management and merchant acquisitions. For more information contact Vivek Vohra Managing Director and Global Head of Traders, Retailers and Diversified (MENA) Email: ClientRelationships@nbad.com
National Bank of Abu Dubai Wholesale Banking
• Debut bond issuance for HIKMA, the FTSE 100 multinational pharmaceutical group. This was the first corporate Euro bond issuance from Jordan. • Debut capital markets transaction for the Emirate of Sharjah. This was a first debut sovereign 10-year sukuk issue. • NBAD acted as sole lender for a AED750 million real estate receivables-backed financing for Al Futtaim, in support of the refinancing and reorganization of Dubai Festival City. NBAD was mandated on a sole basis despite considerable competition from other banks. • NBAD undertook the market hedge and interest rate swap auction coordination for a regional client, hedging a multi-bank facility. Using NBAD’s Cayman SPV, we minimized execution costs for the client, whilst enabling a smooth process to share the ancillary derivative business around the client’s relationship bank group.
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Products & Solutions Find the right product for your business For more information on Products & Solutions please go to: www.nbad.com/wholesalebanking
We aim to be the first port of call for any multinational corporation looking to do business in the Gulf. Mark Yassin Co-Head of Wholesale Banking and SMD Global Banking
Clients are choosing us as their gateway to the West-East Corridor because they want a credible partner who’s financially very secure and offers total coverage and commitment. Mahmood Al Aradi Co-Head of Wholesale Banking and SMD Global Markets
National Bank of Abu Dubai Wholesale Banking
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Global Banking NBAD’s Global Banking provides best-in-class financing, financial advisory and transaction banking solutions to its clients globally. Financing Services Debt Origination and Distribution NBAD offers award-winning origination, structuring and distribution expertise in arranging debt financings. Serving supranational, sovereign, financial and corporate clients, our integrated debt markets platform spans conventional and Islamic solutions in bond, loan and Sukuk formats. Combining local expertise with international reach, at the core of our Debt Origination and Distribution proposition is NBAD’s unrivalled access to Middle Eastern borrowers and investors. Combining on- the-ground knowledge, deep market relationships and professional best practice, we are committed to delivering superlative execution.
‘Rising Star Emerging Markets House’ GlobalCapital Bond Awards 2015 ‘Best DCM House in the UAE’ Euromoney Awards for Excellence 2015 Won 44 Industry Awards in H1 2015 across bonds, loans and sukuk Ranked #2 and #3 in the GCC and MENA Debt Capital Markets Bookrunners League Tables in FY2014 as per Bloomberg Ranked #3 in International Sukuk Bookrunners League Table in FY2014 as per Bloomberg Ranked #4 in MENA Syndicated Loans Bookrunners League Table in H12015 as per Bloomberg
Debt Capital Markets
Syndicated Finance
NBAD provides market insight and advice for bonds and Sukuks via private placements and public issuance. Expert in senior and capital transactions, NBAD has bookrun multiple landmark deals in a wide variety of currencies. Offering a comprehensive product suite, our Debt Capital Markets team adds further value through ratings advisory, liability management and debt restructurings.
Specialising in senior fundraisings as well as complex leveraged, acquisition and bridge financings, NBAD offers a full complement of conventional and Islamic loan solutions. Encompassing underwritten, best efforts and club deals we work closely with clients to deliver optimal outcomes tailored to best meet each situation’s specific requirements. Syndicated Finance also has distribution responsibility for all NBAD loan assets, including aircraft, project, real estate and structured trade financings, plus all secondary loan asset sales and purchases.
Islamic Finance We deliver Shariah-compliant financing solutions. Our integrated Islamic platform provides full service across structured and syndicated transactions working in close consultation with NBAD’s Shariah Board. Fixed Income Syndicate We are the only bank with a dedicated fixed income syndicate presence in the Middle East. Our close proximity to regional investors reinforces NBAD’s unrivalled distribution capabilities across bonds and Sukuk. Loan Agency NBAD provides a comprehensive range of agency functions and trustee services for syndicated loans. Acting independently between a borrower and its lenders, our specialist Loan Agency team ensures streamlined administration of documentation and payments for both conventional and Islamic facilities. Awarded ‘Sukuk Deal of The Year’ and ‘Innovation in Islamic Finance’ for UK Government’s debut Sukuk issuance in 2014 by Islamic Finance News and Euromoney respectively Awarded ‘Emerging Asia Deal of The Year’ and ‘Best Islamic Financing’ for Hong Kong Government’s debut Sukuk issuance in 2014 by Islamic Finance News and Finance Asia respectively
For more information contact: Andy Cairns Managing Director and Global Head of Debt Origination & Distribution Email: Andy.Cairns@nbad.com National Bank of Abu Dubai Wholesale Banking
Project Finance
Our products:
We originate, structure, fund and execute customised financing solutions for our clients. Our expertise and capability is ideally suited to large-scale projects under development including real estate.
–– Term Loan –– Revolving Facilities –– Stand by Letter of Credit (Project related) –– Debt Service Reserve Account LC (Project related) –– Multi-Currency/Multi-Tranche Facilities
We have a strong track record in delivering complex solutions for a number of high profile clients globally. We were recently awarded Best Project Finance/Infrastructure Bank in the Banker Middle East Industry Awards. Our expertise includes: –– Active collaboration with local, regional and international financial institutions including ECAs, such as: JBIC, K-EXIM, K-Sure, SACE, IFC, and World Bank –– Knowledge of various geographies’ specificities through our presence in major international cities across Asia, Africa, Europe and the Americas –– Origination and execution as per best practices and in line with international standards –– Playing lead transaction roles such as Initial Mandated Lead Arranger, Coordinating Bank, Modelling Bank, Documentation Bank –– Monitoring roles including Facility Agent, Security Trustee, and Account bank (offshore/onshore) –– Currency and interest rate hedging solutions –– Project Cash Management Services
Our financing structure: –– Non-recourse/Limited Recourse Project Finance: PPP, PFI, IWPP, IPP, ECA/ Multilateral backed financing –– Real Estate & Development Financing: development financing, construction/investment properties financing, asset-backed hybrid financing Best Project Finance/ Infrastructure Bank Award in the Banker Middle East Industry Award, 2013 Middle Eastern Water for Mirfa IWPP, IJGlobal Middle East Awards, 2014 Middle Eastern Petrochemicals for Sohar Refinery Expansion, IJGlobal Middle East Awards, 2014
For more information contact: Hassan Ali Managing Director and Head of Project Finance Email: Hassan.Ali@nbad.com
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Structured Trade Finance The Structured Trade Finance team provides risk-mitigated structures to help clients raise funds by monetising future cash flows and underlying productive assets including contracts for services. We provide tailor-made solutions to enable clients to meet their capital expenditure, working capital, and strategic financing requirements. Our focus is on medium term financing across industry sectors and our geographic footprint.
Pre-export financing solution The consortium composed of NBAD, HSBC and NBE offered a tailored Pre-export financing solution to EGPC amounting up to USD1.3 billion demonstrating then the bank’s ability to successfully originate and structure a large scale deal in an exceptionally short timeframe. This financing was jointly underwritten and arranged by NBAD, who also acted as the structuring and agent bank.
Products offered: –– Receivables backed term loans –– Pre-payment/pre-export financing –– Inventory financing –– Limited/non-recourse facilities –– Structured inventory financing –– Risk mitigated facilities EGPC Triple A Award as Best Trade Finance Solution in the Treasury, Trade and Risk Management category, 2014 EGPC TXF Perfect 10 – Best Energy Finance deal of the Year, 2014 Viva Energy (Vitol) – Deal of the Year for the APAC region, 2014 For more information contact: Aleem Khan Managing Director and Global Head of Structured Trade Finance Email: Aleem.Khan@nbad.com
Asset Finance Global Asset Finance (GAF) is a specialised asset financing business within the NBAD Wholesale Banking Division. It focuses primarily on providing financing of high value capital assets, via secured loans, leases and/or hire purchase agreements for: –– Manufacturing plant and machinery –– Aircraft –– Ships, vessels and oil tankers –– District cooling plants –– Construction equipment –– Earth moving equipment –– Port handling equipment –– Heavy vehicles The GAF team is composed of professionals with extensive experience in asset financing. Asset finance and leasing is a flexible alternative to a traditional bank loan, providing significant cash flow and tax benefits for businesses intending to purchase new machinery and equipment, vehicles or other high value capital assets. The NBAD GAF business in the UAE was initially established to finance capital assets to support economic growth in the country. Major financing deals were executed with aviation, shipping and infrastructure clients, including Etihad Airways, Emirates Airlines, United Arab Shipping and Abu Dhabi Ports Company. An MoU with Airbus has also been signed for cooperation in aircraft financing and leasing. For more information contact: Yousef Abdulla Yousef Managing Director ADNL and Head of Global Asset Finance Email: Yousef.Yousef@nbad.com
National Bank of Abu Dubai Wholesale Banking
Advisory & Capital Raising Services Our Merchant Banking Division offers comprehensive and innovative financial advisory and capital-raising services to corporations, organizations, governments and financial institutions, family offices and conglomerates. The Merchant Banking team provides thought leadership on corporate finance matters and helps develop and structure products for our clients. The team includes professionals with various areas of sector and product expertise who serve clients on a broad array of topics.
Corporate Finance
Mergers and Acquisitions
The team works with our clients across a wide range of sectors to structure and execute a variety of complex transactions including equity offerings and debt issuances.
NBAD’s Mergers & Acquisitions is especially known for its long-term relationships, combined with in-depth sector knowledge and experience. Transactions are supported by a dedicated team with various backgrounds and experience from investment banks, securities companies, accounting firms and corporations who add local, regional and international industry insights.
The Equity Capital Markets (ECM) team is designed to help our clients succeed in ever-changing financing environments by advising on how to originate, structure, market and execute equity financings. Specialties include privatizations, Initial Public Offerings (IPOs) and both secondary and private placements, with NBAD consistently one of the most active firms in the new issuance space. In addition, the team is also actively involved in pre-IPO financing. NBAD also has long track record in the UAE of acting as Lead Receiving Bank in support of our clients’ local market capital raising activities and IPO. Our services extend from managing the offering, allotment to investors and the refunding process and all aspects of listing on ADX and DFM. In addition, we provide corporate clients with strategic capital structuring advice across the full spectrum of debt markets to deliver tailored financing solutions. We can assist with the refinancing and restructuring of existing debt obligations (including covenant amendments and debt rescheduling) and recapitalisations. The team is also able to assist clients with raising additional capital in both the equity and debt markets
Project Finance Advisory Our services support government and non-government clients to structure the commercial elements of major project finance transactions. The team provides strategic advice on project development, contractual structure and financing, pre-bid advisory assignments in large scale, competitive tenders, capital raising, refinancing and restructuring solutions. Best Investment Bank - UAE, Global Finance World’s Best Investment Bank Awards, 2014
For more information contact: Omar Mehanna Managing Director and Global Head of Merchant Banking & SFAS Email: Omar.Mehanna@nbad.com
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Global Transaction Banking NBAD’s Global Transaction Banking (GTB) team endeavours to understand our clients’ needs and develop solutions that help them to meet their goals, when selecting their transaction banking partner. We provide you with cutting edge solutions to meet your cash flow and working capital requirements. We take the complexities of cash management, trade finance and supply chain requirements and present a simplified solution to help you take control of your cash flows, while managing your risks. As an acknowledged leader for trade finance in the region (i.e. No.1 market leader in terms of regional trade value), and having one of the largest international banking network in the Middle East, GTB offers its customers traditional trade and value-added supply chain solutions for exporters and importers, as well as specific trade finance solutions for financial institutions.
Our cash management expertise is backed by highly integrated, secured and easy to use web-based cash and treasury management solutions. We provide cash management solutions covering account services, collections and receivables, payment services, and liquidity management. We take the complexities of cash management and present a simplified solution to help you take control of your cash flows. Out pivotal position in the Middle East as a discerning transacting partner helps you stay in charge. At any point you are able to track and manage financial flows within and beyond your business.
Global Transaction Banking has grown more than 30% over the last two years. We are confident that we are on the right track in building our business model to support our clients. Vineet Varma Managing Director and Head of Global Transaction Banking
Payments & Collections We offer a comprehensive range of payment and collection products to support your business need. With one of the largest banking networks in the Middle East, we enable our customers to manage and process their payables and receivables in both local and international environments in a cost-effective, secure and reliable way.
Creating value 1. Connections Our strong presence in the UAE for nearly half a century, and our international branches have built up a network of valuable connections that are yours to take advantage of.
3. Safety Our innate stability is our bedrock, as evidenced by the slew of Safety Ratings we have been awarded. The perfect reassurance as you begin business in unfamiliar locations.
2. Relationships Our work ethic of demonstrating trust and goodwill foster relationships that sustain over the long run. Every interaction enhances and strengthens our partnerships.
4. Insights To play the role of trusted advisor, we keep our ears to the ground, and offer you timely insights on the nature of the environment.
National Bank of Abu Dubai Wholesale Banking
5. Service Our service standards match the best in the world with the highest Straight-Through-Processing rate, reduced turnaround time, and regular business review meetings to stay right on target.
Liquidity Management
Global Trade Services
At NBAD, we tackle the challenges of consolidating cash positions across multiple accounts. Typically, credit balances rarely earn interest, while debit balances attract high interest cost. We consolidate the debit and credit balances physically into a single position periodically through cash concentration; thereby improving the overall liquidity position.
International and domestic trade is highly complex and involves a web of intricate risks. NBAD’s global network and in-depth local experience makes us a reliable partner in this business.
Clearing Services Whether you represent a global or a domestic bank, our simplified clearing process with our dedicated service team provides you with an effective and controlled approach to transact with a high Straight-ThroughProcessing rate. More so, being at the focal point in the West-East transaction flow, NBAD is uniquely positioned to meet your payment clearing requirements.
Channels NBAD’s NAFURA channel is a highly flexible platform that allows customisation to your needs. It caters for a secured host-to-host integration to your ERP system and supports high volume payment flow. Meanwhile, our corporate iBANKING internet banking channel provides you with 24 X 7 online access, anywhere, anytime. A wide range of payment services are offered through this channel, and real time balance and reporting information can be extracted and downloaded in various formats.
Our trade finance specialists help you to manage credit and performance risks globally. Our specialists advise you on how to structure trade transactions that enable the purchase and sale of goods and services globally on business terms that serve your best interests whether you are a buyer and/or a seller.
Value Added Trade Solutions A tailor made solution is a highly specialised activity, and we take pride to design the tools and techniques needed to structure the solution that will meet your funding requirements. Every loan is considered carefully, with each facility tailored to the specific needs of our client, transaction and jurisdiction. For more information: Email: Veronica.Magpantay@nbad.com
Best Bank for Payments and Collections in the Middle East region, Global Finance, 2014 Best Treasury and Cash Management Bank in the UAE, Global Finance, 2015 Digital By Design, The Innovators for Host-to-Host integration solution, Global Finance, 2014 Best Trade Finance Bank in the UAE, The Asian Banker, 2014
Global Transaction Banking is a strategic partner to our clients for West–East corridor flows. GTB‘s suite of cash and trade solutions for products and channels is tailored to meet our clients‘ working capital needs. Ramana Kumar Managing Director and Head of GTB Business and Product Management
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Securities and Corporate Services Share Registrar Services NBAD is the leading Share Registrar in the UAE to the Public Joint Stock Companies listed on the Abu Dhabi and Dubai Stock Exchanges. Additionally, we perform Share Registrar services for UAE-based private Joint Stock Companies. These services include: –– Organising AGMs and EGMs –– Dividend Distribution –– Managing the company’s share register NBAD was awarded the most active registrar for IPOs from DFM on their 10th anniversary.
Fund Administration and Issuer Services NBAD offers fund administrator services for UAE-based fund managers, these services include: –– Unit issuance –– Unit registration and redemption –– Fund collection and distribution –– Transfer Paying Agent
IPO Administration and Issuer Services We have a long track record in the UAE of acting as the Lead Receiving Bank in support of our clients’ local market capital raising activities and IPOs. Our services extend from managing the offering, allotment to investors and the refunding process as well as all other aspects of listing on ADX and DFM. For more information contact: Omar Mehanna Managing Director and Global Head of Merchant Banking and SFAS Email: Omar.Mehanna@nbad.com
National Bank of Abu Dubai Wholesale Banking
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Global Markets NBAD’s Global Markets is the center of connectivity and your leading partner across the West-East corridor
The Global Markets Division combines sales, trading and structuring activities covering a wide range of financial markets products including Fixed Income, Equities, Foreign Exchange, Interest Rates, Commodities, Money Markets, Exchange Traded and Over-The-Counter Derivatives. NBAD’s Global Markets coverage is offered across Wholesale Banking customers which stretches our capabilities through the West-East corridor and beyond. Coverage is tailored for a wide spectrum of customers including Corporates, Financial Institutions and Commercial Banking and is provided through our Global Markets Sales group.
The Global Financial Markets Forum (GFMF) has established itself over the last seven years as the premier annual financial markets gathering in the region. Hosted by NBAD, this prestigious gathering has featured some very high profile speakers such as General Colin Powell, Dr Mohamed El-Erian, Dr Ben Bernanke, Dr Larry Summers, Secretary James Baker, Nicholas Sarkozy, Jean-Claude Trichet, Niall Ferguson, Paul Volcker, and many more from the Middle East region and internationally. GFMF has attracted over 1500 delegates each year on an invitation only basis, and continues to grow from strength to strength. At the 2015 forum, CNBC had an on-site studio and broadcasted their content around the world, live from GFMF at Emirates Palace in Abu Dhabi.
H. E. Sheikh Nahayan Mabarak AlNahayan, Minister of Culture, Youth and Community Development with General Colin Powell at the 2015 Global Financial Markets Forum
Investor Structured Solutions Services NBAD’s Global Markets is at the forefront of providing innovative structured solutions which are tailored to our sophisticated international customers. Understanding the needs of our customers is key to bringing the bank’s world class offering, including product specialisation and access to regional and global liquidity into structured, hedging and other solutions. This service offering extends across all our Wholesale Banking customers globally.
Risk Management & Trade Execution We provide our clients with the best-in-class connectivity for trade execution and risk management. Our distribution extends across the globe through Americas, Europe, across the West-East corridor extending to Asia Pacific. World- class trade execution is provided through our voice and electronic platforms with seamless transaction services. Our service is focused on our Global Markets customers with trading capabilities that extend to multi-asset class products, across geographies through the West-East corridor and beyond.
NBAD iTrade NBAD iTrade provides our clients with direct access to pricing and execution of financial markets instruments. It is also a one stop entry point for clients to manage their day to day hedging exposures in FX, Money markets and Options along with their transactional FX. Through managing balances, covering risk, monitoring market fluctuations and accessing real-time and competitive pricing. NBAD iTrade allows clients full control and transparency of their workflows.
NBAD iTrade provides instant access to our expertise in GCC and MENA related pricing research and market commentary.
Liquidity Market Solutions NBAD is a leader in providing Fixed Income Services from trading to coverage, and global market intelligence to meet local, regional and global investment requirements. NBAD is an AA-rated global financial institution which facilitates the placement of funds through our specialist liquidity platform, as well as our repo offering which is placed to provide world class access to both local and international markets. We are a market leader in providing liquidity in equity linked solutions, by being a primary market maker in regional exchanges, and this provides our customers with a platform through which to access regional markets via our equities franchise.
Global Markets Sales & Distribution Services Global Markets Sales & Distribution Services provides innovative and world class Financial Market solutions to NBAD’s Wholesale Banking and Commercial banking clients. We cover
NBAD aims to be the reference bank and deliver world-class solutions for our customers across the West-East corridor. Saeed Wajdi Managing Director and Global Head of Sales
clients across multiple geographies, also providing innovative solutions across all asset classes offered by NBAD. The Global Markets Sales professionals are committed to delivering a dedicated service to clients across the West-East corridor and beyond. The Global Markets Sales franchise covers a diversified client base, across Government Entities, Corporate Clients, Financial Institutions and Commercial Clients. This is underpinned by a dedicated global team providing high velocity coverage across asset classes including FX & Rates, Credit, Equities, Liquidity Management and Linear/Non Linear products.
Market Insights & Strategy This unit was established to provide world class Market Insights and Intelligence in our core areas of activity, in terms of both geography and asset classes, to support investment decisions. The team is also responsible for the production of the highly regarded annual Global Financial Markets Forum (www.gfmf-nbad.com). For more information contact: GM Sales: +971 2 6110000
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Other Banking Services Global Wealth
Global Retail
Our approach to Global Wealth is based on the principles of trust, reliability and transparency, and is structured around understanding and catering to the individual requirements of our clients.
NBAD’s Global Retail Banking services cater to the day-to- day banking needs of people living and working in the UAE and the gulf region, locals as well as expatriates. We provide universal banking services from current and deposit accounts to credit cards and a variety of loans, as well as insurance and pension plans, and investments.
Whether your goal is long-term preservation of capital, enhancing investment performance or seizing specific opportunities available in the market, our team of dedicated private bankers will incorporate a full range of investment products, wealth solutions, and market insights, to customise a wealth strategy for you. Our expertise ranges from execution of trade, advisory services, to discretionary portfolio management, and we offer you the best available products in the market across providers and asset classes. Additionally, our fully integrated global investment platforms allow our clients the flexibility to choose to implement their strategies and benefit from our local experience in key international locations including the UAE, Geneva, London, Paris and Cairo.
Global Commercial Banking NBAD’s Global Commercial Banking division covering SMEs, Mid-market companies and MNCs, provides sophisticated products and solutions ranging from accounts, deposits, trade finance, and iBANKING to specialised lending solutions.
Our retail banking operations build on our experience, expertise, and long term banking relationships in the region. In addition to over 120 branches in the UAE, also include offices and branches in Egypt, Jordan, Oman, Kuwait, and Bahrain.
We serve around 29,500 SMEs – ranging from the smallest businesses operating from home, to the medium-sized enterprises that form the heart of our customer base, and larger companies based in the Gulf, including the regional operations of multinationals.
Our strategy is focused on consistently innovating and improving our customer experience, with a specific focus on our E-Channels, including online and mobile banking, as we adapt to rapidly changing customer requirements and technological capabilities.
Our SME team reaches across the breadth of our organisation to bring together products & services to this growing segment. A great deal of responsibility comes with running a business, therefore we work closely with our customers to understand their specific needs. Our Mid-market teams serve their clients through dedicated relationship bankers located across our network of coverage hubs in Abu Dhabi, Al Ain, Dubai, Northern Emirates in UAE and across GCC countries where NBAD operates. We deliver a range of solutions, be it working capital, capex or transaction banking, in sync with the specific business models and plans of our customers. Our MNC segment caters to the needs of branches and subsidiaries of international companies in the UAE and other countries where NBAD has a presence. The client portfolio currently stands at nearly 480 customers, including well known global brands across a wide variety of sectors. Our clients are supported by a multicultural/multilingual team of relationship bankers with the backing of our specialist product partners across various disciplines including transaction banking, trade finance, foreign exchange and treasury. Businesses are using us and our international network to extend their reach beyond the Gulf. Increasingly, we are acting as the gateway for clients focusing on trade and commerce across the West-East corridor.
National Bank of Abu Dubai Wholesale Banking
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