Q4 2020
positively reshape your financial future
Your investment partners Meridien Group are innovators in the investment property and renewable energy markets. We have a clear focus on achieving higher investment performance for our clients. Always. Our exclusive Investment Optimiser program delivers both high financial performance and the security of a Government-backed program which provides 100% client confidence. Take positive action. Achieve More
No. 1 for NRAS. MARKET LEADERS
About Meridien Group is a boutique property business and has been working with Australian and Asian clients in the investment property market since 2011. For us, it’s always about the numbers. So, our focus is on providing clients with higher financial performance from their investment properties with a start to end service and our innovative Investment Optimiser and Investment Advantage programs. Meridien have long-term partnerships with a number-of Australia’s leading developers and builders to access high quality properties in prime locations. In 2019 we launched Meridien Energy to enable property investors to realise high yields from renewable energy technologies. We continue to innovate with new programs to deliver market-leading financial performance for our clients. Our focus is always on building long-term client relationships. Achieve More. Always.
No. 1 for NRAS. MARKET LEADERS
'yield is the new black'
Bricks and mortar security
High net cash-flow
Big lump sum cash payments
Big tax-free income
Government - backed investment
Introducing Investment Optimiser Market-leading financial performance for astute property investors. Meridien Group are clear leaders in the NRAS market right now with Investment Optimiser.
No. 1 for NRAS. MARKET LEADERS
About Optimiser
About NRAS
Investor Benefits
Investment Optimiser is an exclusive program from Meridien Group that combines the financial benefits of NRAS with Energy Income Smart Solar to deliver market-leading results for select property investment clients.
NRAS (National Rental Affordability Scheme) is a collaborative program between the Commonwealth Government and State Governments to increase the supply of affordable housing to Australian families.
Optimiser delivers in a number of key areas for our investment clients;
Tenants get a 20% to 25% discount on rent and landlords are compensated with tax-free Government NRAS incentive payments.
'yield is the new black' more yield, less interest = more net income
There are over 35,000 NRAS properties across Australia, peppered amongst local communities in high-demand areas. There are no new NRAS allocations. Meridien Group have access to transfer allocations to reactivate and assign to new properties for the duration of the original NRAS term.
Multiple income sources on a single property increases Total Income More tax-benefits Big lump sum tax-free Government payments annually Up to Triple net cashflow compared to a standard property The security and confidence of a Government-backed investment Ongoing Energy Income Increase property appeal and value Tenants save on energy costs Make a positive contribution to the environment
Why Optimiser? Investment Optimiser is the right program for right now. Ultra-high yields Record low interest rates Market opportunities Government-backed provides certainty and confidence. Plus higher financial performance. Optimiser delivers superior start-up performance combined with balanced longer-term yield and growth. It's all about confidence.
Optimiser the right program for right now.
Opportunity
Investor Profiles
Where are investors going to get income from now?
Cash Investors
Term deposits below 2% Blue chip stock dividends cancelled LPTs under pressure Government bonds at record lows Home owners ahead on loan payments and interest rates are at crazy lows = opportunity to make big changes to financial future.
Leverage cash investment Ultra high cash ROI + Growth 30%+ p.a. net returns achievable SMSF Investors Where are funds heading? Take control Leverage for a bigger asset base High net income + growth Home Owners
Access big tax-free Government $$$ to 'underwrite' your investment.
Big, fast lump sum payments Cut 10 years and big, big $$$ off your home loan with ZERO UPFRONT COST
How NRAS Works Properties are approved for participation in NRAS based on Government assessment of needs in the community Once approved, the property remains in the program until the NRAS term ends (fixed date) Eligible tenants rent the property at the discounted rental rate under standard lease agreements The market rental is set by registered valuers The NRAS rebate is indexed to rental CPI and is paid annually; 75% with your tax return 25% from State Government (Aug/Sept by EFT) NRAS incentive payments are paid on a pro-rata basis if the property has not been in the program for the full year
Optimiser Numbers Standard Optimised Market Rent
$400pw
NRAS Discount
$400pw 25%
NRAS Rent
$300pw
NRAS Incentive
$217pw
Energy Income
$23pw
Total Income
$400pw
(NAHC = 25% / AAHS = 20%)
Tax-free / Paid Annually
$540pw
Extra Tax Benefit
$38pw
Total NRAS Benefit
$578pw
Triple Income Streams Villa, Townhouse, Homes
6x Income Streams Dual-living and Duplex
Plus $178pw
How Energy Income works Investors are paid for 100% of solar production Tenant solar consumption @ $0.12/kWh (SEQ)) Solar export @ $0.12/kWh Tenants save with solar 40% to 50% below best available grid rates Landlords achieve 20% ROI
Operations Tenants connect with our retail partner Diamond Energy Diamond Energy bill tenant for solar and grid consumption Diamond Energy pay Meridien for solar consumption + export Meridien pay landlord quarterly for solar consumption + export $0.44/meter/day metering charge to landlord
Systems House 6.6kW Produces 10,000 kWh p.a. Energy Income = $23pw
Dual Living 9.24kW split system 2 separate systems 14,000 kWh p.a Energy Income = $33pw High quality components CEC Accredited Installers 10 Year Warranty Live monitoring
marketleading financial performance
up to
60% more
total income up to
3 times more net income
3 ways to Optimise ACHIEVE MORE
Activate Equity with
ZERO
upfront cash cost.
Cash10
high performance returns
SMSF
super booster
Dual Living 3+2 Morayfield SEQ $520,000 full turn-key + Optimiser 6 Bundle @ $21,990
Activate Equity Activate equity and cut years and $000 off your home loan + build your property investment program.
with
over
upfront cash cost.
net cash in 5 years
ZERO $100k
Using equity finance and zero upfront cash, can take advantage of record low interest rates to invest in high performance Optimiser 6 property. And, as equity builds in your home and investment property, you have more capacity to invest again faster with Optimiser.
64% more income than standard property Over $28k net cash year 1 $107k net cash in 5 years 9.5% Optimiser Yield $87k tax-free Govt. $$$
See Optimiser Report for full details. Based on full finance with 3.29% interest only loan and 38% marginal tax rate.
loan buster.
Cash10
invest
Where do clients with cash invest their money now?
Optimiser p.a. net Program + growth
$82k
over
28% ROI
With an investment of $82k covering 10% deposit + costs + Optimiser package on $520k dual living home, clients can achieve over 28% net return on funds invested. And, as equity builds in your home and investment property you have more capacity to invest again - sooner with Optimiser.
67% more income than standard property Over $30k net cash year 1 $116k net cash in 5 years 9.5% Optimiser Yield 28% net cash ROI (avg. p.a. 5 years)
$82k tax-free Govt. $$$
See Optimiser Report for full details. Based on 90% LVR finance with 3.29% interest only loan and 38% marginal tax rate.
income generator.
SMSF70 Direct property investment within SMSF delivers high net returns plus capital growth.
invest
$187k
over
7% net
cash ROI SMSF Optimiser + growth
With an investment of $187k covering 30% deposit + costs + Optimiser package on $520k dual living home, clients can achieve over 7% net return on funds invested. And, as SMSF funds increase the client has more capacity to invest again.
65% more income than standard property Over $19k net cash year 1 $69k net cash in 5 years 9.5% Optimiser Yield 7% net cash ROI (avg. p.a. 5 years)
$81k tax-free Govt. $$$
See Optimiser Report for full details. Based on 70% finance with 5.5% interest on 30 year P&I loan.
super booster.
3 ways to Optimise
House 4.2.2 Morayfield SEQ $444,550 full turn-key + Optimiser 3 Bundle @ $16,990
ACHIEVE MORE
6.5% Optimiser Yield 43% More Total Income Up to $61k Tax-free Government $$$
Activate Equity with
ZERO
upfront cash cost. over
$50k
net cash in 5 years See Optimiser Reports for full details.
Cash10
high performance returns over
SMSF Optimiser Invest $187k over
p.a. net + growth
cash ROI + growth
16% ROI
2% net
it's not just about the money. It's what you do with it. ACHIEVE MORE
what's your story? Investment Optimiser delivers high returns for our clients. But, that is not what it is all about. It's more about how you can achieve more with the financial rewards that Optimiser delivers. Everyone's story is unique. What you choose to do is your personal story. Optimiser just helps make it happen, sooner.
Help the kids get their first home Cut our tax bills Clear the kids HECS debt Build an income producing property portfolio Take control of my superannuation and make it work for me Renovate our home
Move into our forever home
Get our money to work harder for us Cut 10 years off your home loan and then do so much more Put our super funds together and reduce the fees Put some money away for a rainy day
Your new investment property is located in areas with high and growing demand in estates where people choose to live.
Homes that people want to live in, in places where people choose to live. ACHIEVE MORE
We don't believe in hotspots. We believe in the long-term balance between demand drivers and supply factors.
growth location. ACHIEVE MORE
Our focus is on markets where more and more people choose to live. We look for large scale infrastructure investment to ensure future amenity and appeal.
Location, location, location is more than just a place. It is all about what's around and how people interconnect.
in the middle of lifes' essentials. ACHIEVE MORE
Your new investment property is located close to the things that matter most to the people that live there.
Invest in property that has enduring appeal and high levels of livability. We cover the fundamentals for you in every home.
ready to make money. ACHIEVE MORE
All of our homes are full turnkey packages with the latest designs and extra inclusions to deliver maximum rental and resale appeal.
Optimiser packages ACHIEVE MORE
Dual-living homes from $500k Duplexes from $650k
Homes from $399k Townhouses from $375k Villas from $329k
South East Queensland. Increasing demand from interstate migrants seeking lifestyle and affordability.
Optimiser packages ACHIEVE MORE
Dual-living homes from $650k Duplexes from $790k
Homes from $475k
NSW Hunter Region and Central Coast. Lifestyle appeal and affordability driving increasing demand.
our clients started with a blank canvas.
“I have been a property investor since 1992 and during this time I have had dealings with representatives that are only interested in their own gain. What I have found with David is that he has a nononsense, can-do attitude and that he truly has your best interests, and that of the tenant, in mind. I now deal exclusively with David and have no hesitation in recommending his services. Only downside is that I wished I met him 10 years earlier.� Karl, Melbourne 2x Optimiser Properties
"We have loved working with David at Meridien Group. He is professional and informative, and we are confident he knows what he's talking about. Our properties are performing very well." Mark and Liz, Sydney 2x Optimiser Properties
“David is very knowledgeable. I’m very happy with his service and we are confident in his direction for our property investment. David has made the process smooth, fast and simple. We have also had David install solar at both our investment properties through his business, Energy Income, and we have recently installed solar at our place of residence also.” Kim and Anne, Sydney 4x Optimiser Properties
“David has been really helpful throughout the whole process. He makes you feel secure and is happy to explain things and answer all your questions. My property is currently rented out and is performing well.” Shirley, Sydney 1x Optimiser Property
“I am new to property investing and David has been incredibly helpful. I’ve learnt a lot along the way and David has taken the time to address all my questions and make sure I understand the process. He’s made the process easy and I now have two NRAS properties and everything is going well.” Sharon, Sydney 2x Optimiser Properties
“David has made the investment process so simple for us and has organised everything, including handover, solar installation and NRAS. He’s kept us informed the whole way through and explained every detail to us. Can’t recommend enough.” Amy, Sydney 2x Optimiser Properties
start your own Optimiser story. Make contact, get all the details and let's get started. David Brown Managing Director E: david@meridiengroup.com.au T: 0422 241 522 W: meridiengroup.com.au QLD R/E 3585420 ABN 43 800 465 260
Plans and images are for illustration purposes only. All prices and information is current as at the published date. Meridien Group does not provide financial or legal advice and does not offer or imply warranties or guarantees of performance. Clients are advised to seek independent legal and financial advice before proceeding.
No. 1 for NRAS. MARKET LEADERS