Asset protection

Asset protection is so much more

BY NICOLE HAWKINS

PRESIDENT AND CEO ELDER ADVANTAGE, LLC

To say that handling your loved one’s assets (and health care decisions) in the face of a need for long term care is “difficult” is a tremendous understatement. The daughters, sons, wives, husbands, and many times, grandchildren and in-laws that have either undertaken this task or tried to assist someone else to do the same can affirm that this is one of the most difficult and emotionally exhausting journeys that a person is likely to encounter in life.

So, to all those caregivers and stand-in financial quarterbacks — we want you to know — WE HEAR YOU. We understand how time consuming this project can be, to manage the income, bills and resources of an entirely separate household in addition to your own.

We understand how exhausting it is to work a full-time job and still must make sure that home caregiver shifts are covered, medicines are correctly distributed and doctor appointments are scheduled an attended as needed.

With all of this on your plate, the added stress of the extreme cost of long-term care for your loved one — whether they are in a nursing facility or at home — can be overwhelming.

It is important to seek out support from groups and advisors who can identify with your unique struggles and offer advice and counsel that will lift your spirits and lighten your burden. Experience and compassion are not just unnecessary “frills” when it comes to handling your loved one’s asset protection case — they are the bridge that carries you and your family from the chaos to the calm. You do not need someone to experiment with your lives while they attempt to learn how to help you. You do not need someone that tells you they are protecting you but just wants to sell you a highly commissioned annuity product which benefits themselves far more than it benefits you; and you do not need only a few legal documents but no degree of day-to-day support and understanding of someone assigned specifically to assist YOUR family.

I tell my team often that our mission in our business is not simply to “do a job” or “earn a fee”, but to change lives. The work that we do will make the difference, at times, between a family losing everything (including their minds, maybe) or saving everything. Asset protection is so much more than any one piece of this puzzle. We know what is necessary to help you, and we know that you are tired.

Nicole Hawkins is the founder, president and CEO of Elder Advantage, LLC and an Accredited Agent with the Department of Veterans Affairs. She is also a Certified Senior Advisor (CSA) in good standing with the Society of Certified Senior Advisors and former Owensboro Walk to End Alzheimer’s Chairman. She has been a featured speaker at the Estate Planning Council of Owensboro multiple times and continues to be involved with multiple support groups and charity organizations.

During an already difficult time, it is easy to get lost when confrontedwith longterm care. What choices to make? What to do? Who can help? At ElderAdvantage, we believe wise choices are why you accumulated your assets. Working withthe RIGHTprofessionals willensure that you keep them. Whenyou have questions, we have answers. Elder Advantage, LLC & Meghan P. JohnsonLaw, PLLC the wise choice in asset protection.

OUR SERVICES

ASSET PRESERVATION: you spend alifetime accruing assets and building legacies. We help keep those safe, so they don’t get trapped by nursing home expenses and income restraints.

MEDICAID REPRESENTATION: with everchanging laws, many applicants can be taken advantage of or misled. We help maximize benefit procurement and become an advocate who stands up for your rights.

WE HELP VETERANS Many veterans and their spouses are unawareofbenefits they could be receiving. We help veterans maximize their VA pension benefits by working within the system to get veterans the help they deserve. We also help veterans who have previously been denied; allowing them to receive their benefits.

WHY CHOOSE ELDER ADVANTAGE? This is one of the most difficult situations for you and your loved one. We take time for youtoclearly understand the process and overload of information. We help ease your mind, provide guidance and help alleviate some of the stress.

Let us help you or your loved one get the benefits you deserve. Call today for a FREE consultation.