7-9-16 REIO by Messenger-Inquirer

A Special Publication of the Messenger-Inquirer

INSIDE OUT

REAL ESTATE

HOME DECOR â&#x20AC;¢ GARDENING

Scenic Serenity Featuring Listings of the Owensboro Multiple Listing Service (MLS)

Messenger-Inquirer

Saturday, July 9, 2016

OPEN HOUSES

2 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

For more information see realtor’s office ads for open house times

EAST Real Living Home Realty 1590 Riverview, Lewisport Marsha Westerfield

Risner Realty 7761 Hwy 405 Jennifer Staser

Re/Max 2248 Meadowhill Lane Glen Ashby

L. Steve Castlen Realtors 4474-A Springhill Drive Tyler Shookman

L. Steve Castlen Realtors 4020 Nina Drive Cheryl Contratto

L. Steve Castlen Realtors 4792 Ridge Creek Road Cindy Whitmer

Re/Max 4100 Masonwood Lane Reba Bescker

L. Steve Castlen Realtors 3300 Wilson Lane Jonell Richeson

Real Living Home Realty 6535 Spring Haven Trace Jason Bellamy

Real Living Home Realty 610 Pell St, Lewisport Marsha Westerfield

L. Steve Castlen Realtors 3312 Grist Court Johnny Wahl

L. Steve Castlen Realtors 4159 Stafford Court Joe Daugherty

SUN., JULY 10

Real Living Home Realty 2701 Summer Point Court Connie Lou Barnett

L. Steve Castlen Realtors 1919 Celebration Circle Mike Boling

Century 21 Partners 2907 Tanglewood Drive Paul Coomer

CENTRAL Risner Realty 109 E. 20th Street Jennifer Staser

Re/Max 2850 Silver Creek Loop John David Hays

L. Steve Castlen Realtors 4101 Quail Run Vonnie Williams

Re/Max 3801 Westminster Court Rick Cummins

L. Steve Castlen Realtors 3924 Old Hartford Road Jonell Richeson

SAT., JULY 9

Re/Max 1634 Daniels Lane Samantha Jo Ramsey Risner Realty 6401 Summit Drive Jennifer Staser

L. Steve Castlen Realtors 4553 Lake Forest Drive Cheryl Contratto SOUTH Re/Max 2927 McAlister John David Hays

L. Steve Castlen Realtors 1201 Hickory Lane Cheryl Contratto

L. Steve Castlen Realtors 2518 Mayfair Avenue Tyler Shookman

EAST Risner Realty 6401 Summit Drive Jennifer Staser Risner Realty 7761 Hwy 405 Jennifer Staser

Century 21 Partners 9501 Parks Road John Burns

WEST Re/Max 5466 Meadow Grove Drive Reba Besecker

L. Steve Castlen Realtors 4419 Wilderness Trace Joe Daugherty

Risner Realty 2418 Winning Colors Way Joetta O’Brien

SOUTH Risner Realty 3856 Bowlds Court Charlotte Burdette

L. Steve Castlen Realtors 2325 Meadowhill Lane Tyler Shookman

Century 21 Partners 2052 Ottawa Drive Gail Niehaus

L. Steve Castlen Realtors 1201 Hickory Lane Cheryl Contratto

L. Steve Castlen Realtors 1919 Celebration Circle Alex Jagoe

Saturday, July 9, 2016, Messenger-Inquirer

SMARTER. BOLDER. FASTER. ®

Find Us on

Million Dollar Service In ANY Price Range!

/Century21Owensboro @C21Owensboro

www.CENTURY21Partners.com Open House Saturday 10:30 - 12:00

Open House Saturday 10:30- 11:30

Open House Saturday 12:00 - 2:00

9501 Parks Rd. Utica $274,900 MLS#68479 John Burns 270.993.1109

2052 Ottawa Dr. $157,900 MLS#68931 Gail Niehaus 270.316.7257

2907 Tanglewood Dr. $132,900 MLS#68410 Paul Coomer 270.363.0902

Karen Gross

Realtor®, GRI, SFR, CRS

(270) 316-7257

(270) 684-2100

Gail Niehaus 2015 CENTURY 21 Partners Top Listing & Selling Agent

Real Estate Inside Out

REALTOR®

407 E. 3rd St. Be part of the Owensboro downtown. Vacant lot at the corner of 3rd Street and Crittenden Street. Currently zoned light industrial. Seller is willing to assist with rezoning. Call Karen Gross 270.315.9810 MLS#66773

Full Time Call or Text

(270) 315-9810

2024 Merriewood Dr. Awesome all brick 3 BD, 1 BA home. Huge eat-in kitchen. Hardwood floors. Replacement windows. Nice size yard. No flood insurance needed. All appliances stay plus washer/dryer. Call Karen Gross 270.315.9810 MLS#68794

Call Gail for More Information

1629 W. 9th St.- $104,900 - MLS#67855 1011 Hwy 140 E - $449,900 - MLS#68145 140 Brookhaven - $27,900 - MLS#68147 503/505 St. Ann St. - $49,900 - MLS#68150 2052 Ottawa Dr. - $154,900 - MLS#68931 2434 Adair Rd. - $374,900 - MLS#68939 4526 Lake Forest Dr. - $469,900 - MLS#69000 1574 Ralph Rd. - $108,500 - MLS$68956

3206 Bobwhite Ave. 5154 Seabiscuit Loop 4300 Yewell’s Lndg. W Awesome all brick 3 BD, 1 BA home with large eat-in kitchen and 2 living areas. Nice back yard with patio and storage shed, separate laundry area. Updated furnace and AC. Call Karen Gross 270.315.9810 MLS#68804

One-time showing; tornado room in MBR, bonus room could be another bedroom, theater room. Call Karen Gross 270.315.9810 MLS#68840

All brick home in Landsdowne with 3 BD, 2 BA, LR & Family Room/Dining Room. Furnace and A/C just 1 year old, roof 5 years old, and water heater 4 years old, newer laminate flooring, gas fire place, kitchen bar, attached 2 car garage, covered patio, storage Building, Washer & Dryer included. Call Karen Gross 270.315.9810 MLS#67707

Bettie Kincaid CRS, GRI

Download Century 21 Partners’ mobile real estate app to get FREE access to all local listings from your smartphone or tablet!

It’s All About Service Office: (270) 684-2100 x 149 Cell: (270) 929-2878 BKincaid@Century21Partners.com

CALL, TEXT, EMAIL or Just stop by to see me! 00 ,0 5 7 $1

9 9,

0 90 , 89 $1

1234 Cary Ct.

5D Quail Ridge

2413 Triple Crown Way

Stately home one block off Griffith Ave. Repl. windows, 2 fireplaces. Built-in bar ,bookcases in bsmt. den. 2 car gar., patio. Most carpet has been removed. New dimensional roof. Ext. painted in 2014. All appl. stay. Motivated! Call Bettie Kincaid 270.929.2878 MLS#68623

This 2nd floor condo has a rare private elevator. All appliances included. New heat & air in the last year. - Call Quickly or Miss Out! Call Bettie Kincaid 270.929.2878 MLS#68933

Totally transformed in the last year. New flooring, paint, lighting, hardware, appl., granite & roof, siding & privacy fencing. All bdms. have walk-in closets. media room could be converted to a bedroom. 3 car gar. Call Bettie Kincaid 270.929.2878 MLS#69015

Text C21P to 87778

4 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

SMARTER. BOLDER. FASTER. ®

Find Us on

(270) 684-2100

www.CENTURY21Partners.com

00 ,9 4 6 $1

0 90 , 49 $1 1921 Meadow Grass Creek Great home on desirable East side, in the Heartlands. Nice sized back yard with privacy fence & covered patio. Great room with vaulted ceiling, all kitchen appliances stay. Home is near the end of the cul-de-sac. Call John Burns 270.993.1109 MLS#69130

0 90 , 59 $1

JOHN BURNS REALTOR®, BROKER/OWNER 2007, 2008 & 2013 CENTURION® Award Recipient 2010 President Greater Owensboro Realtor Associa�on 2007 REALTOR® of the Year

140 W. 5th St., Calhoun Charming home with beautiful updates in Calhoun. Upstairs is a large bedroom & full bath. Master suite is on main level complete with a sitting room with fireplace. Kitchen has a separate dining area & all appliances stay. Call John Burns 270.993.1109 MLS#68047

Cell: (270) 993-1109

1208 Cary Ct.

Griffith Ave. area home with attached sun room. 2 story home with unfinished basement has 3 bedrooms and 1 1/2 baths. Replacement windows on main level. Formal dining room. Hardwood floors on main & upper levels. Call John Burns 270.993.1109 MLS#68986

Call, Text or Email

JBurns@Century21Partners.com

00 ,9 2 3 $1

00 ,9 4 7 $2

/Century21Owensboro @C21Owensboro

00 ,9 6 6 $1

00 .9 4 4 $1

3591 Russell Rd. 9501 Parks Rd.

Gorgeous hilltop home in the Utica area with a stunning lake view on a 1 acre lot. Lots of space with a family room on each floor. Remodeled kitchen w/granite countertops & slate appliances. Engineered hardwood floors & tile as well as solid surface counters in all baths. Master suite on main level w/a walk-in closet. Office/music room & dining room also on the main level. Screened-in porch on the rear of the home also has tile flooring. Two geo-thermal units. Oversized 2 car attached garage. Seller is offering $2000 in closing cost for buyer. Call John Burns 270.993.1109 MLS#68479

0 90 , 16 $1

1230 St. Ann St. Attractive Victorian Home in a Historic Neighborhood. Large sitting room featuring an ornate staircase. Original hardwood floors, updated kitchen and baths. Master bedroom with en suite & laundry. Dual HVAC units. Office can be 4th bedroom. Oversize single car garage and privacy fenced rear yard. Call John Burns 270.993.1109 MLS#67982

5305 Sheffield Dr. Extremely well cared for 1 owner home on a large corner lot near Sorgho. AC unit 1 year old, 24x30 detached garage with HVAC & water. Home has replacement windows & hardwood under carpet. Price below appraisal! Call John Burns 270.993.1109 MLS#68784

Wonderful view from atop the ridge! Lots of trees and privacy on over 5 acres. 3 BR, 2 bath home with attached carport and 2 large detached garages/workshop - both with concrete floors and electric. Short distance off US 231. Newer roof, counters and appliances. Priced Below Appraisal. Call John Burns 270.993.1109 MLS#68752

2907 Tanglewood

Opportunity is knocking! Attractive home in wonderful neighborhood across from Wesleyan Plaza. Convenient to shopping, schools & restaurants. All brick with newly refinished hardwood floors & updated kitchen with new appliances. New elevation survey shows the house to be above flood plain level. Seller requesting letter of map amendment from FEMA. Call John Burns 270.993.1109 MLS#68410

M ST

506 W. 15th St. Griffith Ave. area. New HVAC, including all duct work. New electrical service & wiring. All new plumbing. 3 BR/2 BA on the upper level, including a huge Master & walk in closet. Full bath on main level & plumbing for full bath in basement. 4 car detached garage. Call John Burns 270.993.1109 MLS#67083

Stacy Sturgeon REALTOR®

Full Time Full Service

708 Gunther Ave. 3 bedrooms, vinyl flooring, fenced back yard. Huge workshop or game area in rear. Settled neighborhood. Call Stacy Sturgeon 270.929.8983 MLS#68676

Realizing your expectations

270-929-8983 Ststurgeon@century21partners.com

2622 Yellowstone Dr. E New bath, fresh paint, new carpet, covered patio, detached garage, fenced yard. Backs up to Thompson Berry - Beautiful yard. Huge kitchen, all appliances say. Not one thing left to do. New fixtures, blinds, leaded glass door. Call Stacy Sturgeon 270.929.8983 MLS#69149

te Si g in ild N

re Ac

St. Rt. 54 East Fordsville

Going to measure sq. ftg. for accuracy. 62 acres of ground - 8 cleared - timber sold off 17 years ago - could be ready in 8 years. Seller is selling with oil & mineral rights. Guest cottage could be rental if buyer wanted income. Fabulous views from everywhere. 10 minutes to Rough River. Close to Everything. Call Stacy Sturgeon 270.929.8983 MLS#68882

540 Phillip Stone Way

524 Ewing Ct.

1450 Stafford Ct.

Lot #368 Rough River

Commercial acreage surrounded by 431 and By Pass Rd. *13 acres potential for retail, farming, endless possibilities. Call Stacy Sturgeon 270.929.8983 MLS#68489

Rare Opportunity and style. This stylish home offers a feeling of southern charm and tranquility!! Sunroom on front of home is surrounded by arched windows and gracious charm. Sellers selling as is...all inspections will be for informational purposes only...sellers are selling to settle the estate. MUST SEE!! Call Stacy Sturgeon 270.929.8983 MLS#67129

Fixer upper/3251 sq. ft. all on one level (cul de sac). Separate living room and family room. Separate building behind home could be insurance office or game house (525 sq. ft.). Separate 2 car garage (576 sq. ft). Vaulted ceilings front to back in living room feels like Chalais. Call Stacy Sturgeon 270.929.8983 MLS#68554

Green Farms Mansion is now a bed & breakfast in the resort. The historic mill & general store are still along Rough River as well. Rough River State Park & Lake are about 3 miles from this location. Lafayette Golf Course is part of the community as well. Call Stacy Sturgeon 270.929.8983 MLS#68769

Brad Luppino Realtor®

m Al

t5 os

Wade Baker

s re Ac

Realtor® Multi-Million Dollar Producer 2010 Masters Award

Call or Text Anytime

270.313.6516

BLuppino@Century21Partners.com www.BradLuppino.com

6281 Little Hickory Rd.

Wonderful, beautiful location. Perfect spot to build your dream home. Several out buildings -previous owner had horses. Lots of trees in back and right in bend of the road. 4.84 acres Call Stacy Sturgeon 270.929.8983 MLS#67256

Cell: (270) 929-0833

WBaker@Century21Partners.com www.JWadeBakerRealEstate.com

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Negotiating a commercial lease that works L BY METRO CREATIVE CONNECTION

easing commercial space is a fact of life for many business owners. The expense of commercial leasing is considerable, but cost is not the only factor to consider when leasing a commercial space. The following are a few tips for business owners when negotiating their commercial space lease. • Enlist some professional help. While seasoned business owners may be able to negotiate their commercial lease on their own, new business owners often benefit from the services of real estate brokers and real estate lawyers. Real estate lawyers can negotiate your lease, explaining key terms and conditions that may prove confusing to first-time business owners. Real estate brokers can help you find the right location, and many real estate brokers have a long working history with landlords. Such relationships can make the negotiating process easier, and they also can benefit business owners looking for the best possible location for their businesses. Real estate brokers often get first choice at the most desirable locations, so teaming up with an established real estate broker can increase your chances of landing a desirable property. • Emphasize affordable renewal options. The length of commercial leases favored by small businesses is often similar to the length of a lease on a private residence. Though the language might be more complex than that of a private residence lease, the length of a commercial lease agreement is typically one to two years. But busi-

SMARTER. BOLDER. FASTER. ®

ness owners must be diligent regarding renewal options and the cost of such renewals. Come the end of your lease terms, you don’t want to be met with a considerable and unexpected hike in rent just as your business is starting to take off. Work to get the most favorable renewal options possible so more of your operating budget can go into your products and not toward your lease. • Pay attention to extra fees. Many commercial leases include fees in addition to the monthly rent. Maintenance fees are common, and there may even be a separate set of maintenance fees when sharing commercial

space. When negotiating your lease, ask to see a list of the costs and fees current tenants typically incur each month. When discussing maintenance fees, confirm who must pay for less routine maintenance, such as HVAC or plumbing repairs, and be sure to get such information included in the lease. When discussing such fees, inquire about utility costs as well. Utilities are often the responsibility of the tenant, but it still behooves business owners to confirm who will be paying the monthly utilities. • Negotiate an exclusivity clause. Business owners often don’t want their competitors to move in across the street, and they certainly don’t want them to move into the same building. Protect your business from such a development by negotiating an exclusivity clause into your lease. Such clauses prevent landlords from leasing other spaces on the property to your competition. • Carefully read the default language. Before signing a commercial lease, business owners must familiarize themselves with the default language therein. Determine what happens if you default on the lease, including if you will be locked out upon your first missed payment and if the landlord will immediately initiate eviction proceedings in such instances. Many commercial leases also include language stating tenants are responsible for any legal fees landlords accrue in the case of a default. Though it might be difficult to negotiate the default language in a lease, business owners should still know that language prior to signing a lease.

Find Us on

(270) 684-2100

/Century21Owensboro @C21Owensboro

www.CENTURY21Partners.com

00 ,9 9 9 $2

April Madden REALTOR®

2028 Whispering Meadows 4585 Fountain View Trace

Beautiful custom 4 bedroom, 3 bath brick home offers a very open floor plan with a large great room, fireplace, gourmet kitchen, granite counter, kitchen bar plus formal dining and separate breakfast area. 2 bedrooms upstairs with additional family area for visitors or the children. Lovely landscaped yard with covered patio. 2 car garage. Separate laundry and many extras!!! Call Brenda Lee 270.929.5437 MLS#68122

Brenda Lee CRS, GRI, CRB Broker/Realtor®

(270) 929-5437 www.HomesInOwensboro.com

“Quality Service is My Motto.”

5 bedroom, 2 master suites, all walk-in closets, 3.5 baths. Granite counter tops, stainless steel appliances, corner lot with 2 car attached plus 2.5 car detached garage. Huge lot! Practically new! Call April Madden 270.922.1374 MLS#69074

Call or Text

(270) 922-1374 amadden@century21partners.com

Brenda Loyal REALTOR® ABR, GRI, SFR, LKAR

2014 Realtor of the Year

Email: bloyal@century21partners.com

(270) 993-5233 Loyal Results MOVE You

2015 W. 7th St. Great opportunity for investors! Currently 3 spots rented for $100 each a month. Could possibly rent a total of 4 spots for mobile homes. Mobile homes do not go with the property. Lot only! Call April Madden 270.922.1374 MLS#68281

6 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Diane Brancato Jim DeMaio Donahue REALTOR® REALTOR® REALTOR® 270-316-1127 270-485-5466 Wes 270-314-9952

Principal Broker, Rip Phillips

Sheryl Edge REALTOR® 270-302-4263

Maggie Goldsberry Client Care Coordinator Kelly Anne Harris Team

Kelsey Hall REALTOR® 270-313-1365

Kelly Anne Harris Broker/Realtor® 270-929-5857

Kelsey Jarboe REALTOR® 270-903-0564

Bill Jones REALTOR® 270-929-7177

Steve Lewis Broker/Realtor® 270-302-3426

Valerie Reel REALTOR® 270-316-2772

Brandi Rone REALTOR® 270-485-3612

TJ Stinnett Marketing Specialist Kelly Anne Harris Team

Shari Tapp REALTOR® 270-993-7181

Robbie Thompson REALTOR® 270-316-9294

Jody Young REALTOR® 270-993-2325

OPEN HOUSE

Saturday 7/9 4432 Oakhurst Bend ...........................11:30 - 12:30

Anndrea Mahoney Inside Sales Agent Kelly Anne Harris Team

Melissa Maze REALTOR® 270-929-4898

Mandy Millay Laura Beth Mitchell Lauren Pierce Listing Manager Market Center Administrator Transaction Coordinator Kelly Anne Harris Team Kelly Anne Harris Team

4432 OAKHURST BEND

1900 ASBURY PLACE

W NE

Open House

360 W 5TH STREET, CALHOUN

$97,900 • MLS 69148

$249,900 • MLS 68877

$89,950 • MLS 69131 Jody Young 270-993-2325

Kelly Anne Harris Team 270-929-5857

801 BOOTH AVENUE

1145 ST. RT. 1080, CALHOUN

720 E 19TH STREET

Shari Tapp 270-993-7181

W NE

$125,000 • MLS 69120

W NE

$234,900 • MLS 69121

$124,900 • MLS 69105

Kelly Anne Harris Team 270-929-5857

421 E 24TH STREET

2801 GLENCREST DRIVE

3174 SPRING PT W NE

W NE

$94,900 • MLS 69078

$269,900 • MLS 69113

$349,900 • MLS 69112

Kelly Anne Harris Team 270-929-5857

2305 VENETIAN WAY

5176 SEABISCUIT LOOP

240 YELVINGTON GRANDVIEW RD, MACEO

D UCE D E R

$134,900 • MLS 68925

Kelly Anne Harris Team 270-929-5857

D UCE D E R

$204,900 • MLS 68724

Kelly Anne Harris Team 270-929-5857

W NE

$94,900 • MLS 69158

Kelly Anne Harris Team 270-929-5857

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

8 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

10 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

12 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

2960 Fairview Drive Owensboro, KY Search All Listings at

Jay Velotta

Jay @gulfstreamdev.com Cell: (270) 314-1130 Office: (270) 663-2305

www.gulfstreamdev.com

3615 Hwy 60 West MLS# C68883

1245 Happy Lane MLS# C69069

West Parrish Ave at Audubon Plaza MLS# C69106

3300 Frederica Street MLS# C68763

101 Frederica Street MLS# C65043

Highland Pointe Development

408 Frederica Street – MLS# C67776

3910-3915 Hwy 54 – The Woodlands – MLS# C67745 &C67746

3248 Mt. Moriah Avenue MLS#C67871

315 Carlton Drive MLS#C67321

1440 Pleasant Valley Road MLS# C68140

2060 East Parrish Avenue MLS# C68839

2065 East Parrish Avenue MLS# C68545

1201 Hall Street MLS# C66509

Heritage Park Development MLS#’s C66360,C66361, C66362, C66363, C66364, C66365

1201 Frederica Street MLS# C64427

5036 Best Way – MLS# C67777

11020 Hwy 54 - Whitesville – MLS# C65037

2000 East Parrish Avenue – MLS# C65362

3200 West Parrish Avenue MLS# C64786

3216 Buckland Square MLS# C64787

5010 Wildcat Way MLS# C64412

1731 West Parrish Avenue MLS# C65038

1711 East Parrish Avenue MLS# C66122

3415 New Hartford Road MLS# C65024

1201 East 18th Street MLS# C66943

4232 and 4320 West Parrish Avenue – MLS#’s C64979 and C64977

1 Bullfrog Blvd. MLS# C67398

3926 Hwy 144 MLS# 68408

801 W 2nd Street - LEASE ONLY MLS# C67518

1728 West Everly Brothers Blvd. - Central City MLS# C65934

8201 Hwy 2830 MLS# C65897

2401 New Hartford Road - FOR SALE OR LEASE MLS# C65037

327 East 18th Street - FOR SALE OR LEASE MLS# C64414

825 West 2nd Street - FOR LEASE ONLY MLS# C65044

575 Seymore Drive - Bowling Green MLS# C65032

Business ONLY FOR SALE 1250 Carter Road

4731 Windy Hollow Road - LEASE ONLY MLS# C64411

3641 Ralph Avenue MLS# C65025

4338 Gateway Drive MLS# C65821

1100 E 5th Street - Triple Net Lease MLS# C66413

PENDING

FOR SALE OR LEASE

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Helping first-time buyers get to ‘I can’ F

BY BPT

inally! The economy is improving, interest rates are low and many consumers now find themselves in a great position financially to become a firsttime homeowner. There’s a small problem though for some locations around the country - the booming real estate market is resulting in rising home prices and increased competition for the most desirable properties. The S&P/Case-Shiller national homeprice index recently estimated that 2016 prices are within four percent of the peak in 2006. In some areas, low inventories around the country are making the situation even more challenging. These conditions are introducing firsttime buyers to common challenges and frustrations while searching for their dream home. “Don’t get discouraged,” says Travis Peace, executive director of mortgage at USAA Bank. “Buying a home requires some fortitude and the process intimidates many -not just those doing it for the first time.” As a result, Peace says it’s easy to concentrate too much on home buying “can’ts” rather than “can-dos,” and

he offers this advice on how to overcome some common barriers. “I Can’t” No. 1: I can’t figure out the home-buying process. Peace notes that it’s essential to do research and to be equipped with basic information, but also be willing to ask for help when needed. For example, an experienced real estate agent can keep a buyer apprised of everything from area sales trends to the latest changes in state and federal laws that could impact a mortgage application. “This is where experienced, licensed professionals can help,” Peace says. “Real estate agents can be an advocate for the buyer throughout the entire process.” In addition, free tools like USAA’s Real Estate Rewards Network can connect buyers with an agent and even provide rewards based on the sale price of the home. “I Can’t” No. 2: I can’t find the perfect home for my family. Finding the perfect home may not be realistic, but shoppers can find the right home. Personal situations will dictate buyers’ ability to wait for a home in a particu-

lar neighborhood or design style to come on the market, but not everything has to be left to chance. Peace says the key is to set realistic expectations and not fixate on negatives that can be changed. “Whether it’s the number of bedrooms or distance to work or school, it’s alright to have some nonnegotiables. However, buyers should be willing to be flexible on things that can be relatively easy to change, like paint colors or landscaping.” “I Can’t” No. 3: I can’t afford a 20 percent down payment. Putting 20 percent down on a home has become more of a guideline than a rule. Today, not being able to put 20 percent down does not mean buying a home is out of reach. Peace notes that depending on a buyer’s financial situation, there may be a responsible way to get into your new home without putting 20 percent down. Government-sponsored loan programs from the Federal Housing Authority, Fannie Mae and Freddie Mac provide loan options that require down payments as low as three percent. Veterans Affairs

(VA) loans don’t require any down payment. While those programs are often great options for consumers who qualify, Peace notes that buyers should keep an eye on their potential total monthly payment. “Some of these loans include fees and private mortgage insurance (PMI) that could significantly impact your overall cost,” Peace says. Even private lenders are offering more competitive loan options. For example, USAA Bank’s Conventional 97 loan allows borrowers to acquire a mortgage with only three percent down and the bank pays the PMI costs. Scott McEnir y, a USAA member, recently moved into his new home with the help of the Conventional 97 loan. “It felt like a lifeline had been thrown to me as suddenly a house purchase was within reach again,” McEniry says. Whether a house-hunting novice or seasoned expert, Peace underscores that being informed, getting the right help and having a healthy dose of determination are the best ways to turn a dream home into a reality.

2960 Fairview Drive Owensboro, KY 42303 Search All Listings at

www.gulfstreamdev.com

RESIDENTIAL AGENTS AND LISTINGS GS Renee Ginn Roethemeier

Kevin Russell (270)314-4481

2129 BERKSHIRE DR. CONTRACTOR SPECIAL FINISH THIS ONE TO SUIT YOUR TAST - PLANNED 4 BEDROOM 2 BATH HOME OFFERING THE

OPPORTUNITY TO BUILD TO SUIT YOUR NEEDS. NEWER ROOF.

MLS# 66043 $34,900

(270) 222-0900 (27

(270) 313-4246 300 E 5TH ST.

Turnberry Estates New residential development offering various lot sizes. Wooded, lake front and lake view. Call to schedule private viewing today.

Jimmy Gaw Ji

FANTASTIC OPPORTUNITY IN THRIVING DOWNTOWN OWENSBORO. ZONED P-1 SO MANY USES FROM SINGLE FAMILY, DUPLEX, AND PROFESSIONAL USE. NEEDS TLC BUT IS RICH IN CHARACTER AND CHARM. GREAT CANVAS FOR A MASTERPIECE. MLS# 64926 $150,000

10036 WALNUT ST. WHITESVILLE

ATTENTION INVESTORS OR FIRST TIME HOME BUYERS! GREAT OPPORTUNITY IN WHITESVILLE. 3 BR, 1 BATH. DEFINITELY WORTH A LOOK AND WON’T LAST LONG. MLS# 66221 $54,900

510 WING AVE

COMPLETELY REMODELED 2 BR 1 BA. HARDWOOD, TILE, NEW HVAC AND APPLIANCES, AND DOUBLE DETACHED GARAGE. MOVE IN READY! MLS# 68743 $79,900

2005 BRECKENRIDGE ST.

CENTRALLY LOCATED CORNER

DOUBLE LOT HOME WITH MANY UPDATES! THIS COULD EASILY

BE A 4 BEDROOM 2 BATH HOME.

DRY BASEMENT! INTERIOR NEEDS UPDATING. MLS# 68066 $94,900

5948 OLD HWY 54

800 DORNELL ST.

BRICK 3 BR 1 BATH HOME WITH NEWER ROOF AND A/C. CASUAL

3 BR HOME PERFECT FOR

FRONT PORCH AND COVERED BACK

INVESTOR OR FIRST TIME

WITH DETACHED GARAGE WITH

HOME BUYER!

COUNTRY LIVING WITH COVERED

PATIO - EXTRA LARGE BACK YARD

PENDING

MAN CAVE.

MLS# 68900 $114,900

4125 HORSESHOE TRACE BEAUTIFUL 3 BR, 2 BATH HOME LOCATED IN BROOKHILL COMMUNITY. FEATURES HARDWOOD FLOORING, CATHEDRAL CEILINGS, AND MUCH MORE! MLS# 69020 $230,900

PENDING

MLS# 69108

2311 W 7TH ST. 3 BR HOME OFFERING HARDWOOD FLOORS - LARGE FENCED IN BACK YARD WITH DETACHED GARAGE/WORKSHOP

MLS# 69107 $49,900

14 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

2317 Wintergreen Loop

Bates Hollow Rd. - Hawesville

MarshaWesterfield@gmail.com

Mostly Wooded. Some good timber, last logged about 25 years ago. Has utility easement. Contact Marsha Westerfield at 270-316-2240. MLS # 68153

www.MarshaWesterfield.com

3 Steps to SOLD! 1. Call Robert

2. Call Robert

3. Call Robert

Robert Johnson Cell: (270) 929-1091

“Large or Small, I Sell Them All.” Email: Robert9291091@gmail.com

www.RobertJohnsonRealtor.com

Agent

$89,900

Open house Saturday 7/9 11-12:30

T A L TOOSOLD

$91,900

Open house Saturday 7/9 9:30-10:30

1007 E 19th Street

Fresh finishes throughout this spacious home! Updated kitchen, bath, flooring, paint, and a brand new roof! Flexible floor plan with partially finished basement, fully finished attic space, and spacious main level rooms. Fenced back yard with a large deck off the dining room and big storage building. Home warranty included. Contact Jason Bellamy at 270-302-4095. MLS #68244

1590 Riverview Dr – Lewisport Custom built, luxury home on Ohio River! River View! River access, only 14 miles from new hospital! Brick home with full basement, partially finished on 1 acre lot. Attached 1 car + garage and 30 X 44 detached garage with heat and AC. 3BR, 2.5 bath, 2,575 sq ft above and 1,730 sq. ft basement. Lots of windows to enjoy the view along with a back porch, automatic gas generator and many other extras! Must see! Call Marsha Westerfield @ 270-316-2240. MLS # 67818.

610 Pell St, Lewisport New to Market!! Older home with large front porch, detached 2 car garage, storage building and large fenced back yard. New heat & AC, new carpet, completely remodeled bath. 3 bedrooms, 2 upstairs. $66,000.00. Call Marsha Westerfield for your personal showing at 270-316-2240. MLS #68867

158 Lakewood Dr Ready to scale down with this nice and clean ready to move into 2 bedroom 2 baths, attached garage with a private patio and gas grill. Call Robert Johnson for your personal showing at 270-929-1091. MLS # 69061.

E T A L O O T SOLD

$185,000

270-316-2240

911-913 Hill Ave. Not your average investment property! Duplex with 1BR/1BA units in a great location! This one is clean and in great condition. Many updates have been completed. Remodeled kitchens, baths, & replacement windows. Hardwood and ceramic tile flooring. Each unit even has a laundry room! Tenants share a 2 car detached garagegreat for storage. Call Jason Bellamy for your personal showing at 270-302-4095. MLS # 68880.

$66,000

Call Today

www.JasonBellamy.net

6535 Spring Haven Trace Surprisingly Spacious! Over 2800 sq. ft! 4 BR, 3 BA plus a huge bonus room! Great room is open to kitchen & dining area - great for entertaining! Luxurious owner’s suite with 2 vanities, jetted tub, and shower! Excellent outdoor space with privacy fenced yard and covered patio with ceiling fan & lighting. Many updates and amenities! Call Jason Bellamy 270-302-4095. MLS# 68863

G N I D PEN

$39,900

Marsha Westerfield

JasonEBellamy@gmail.com

$165,000

Time tested Churchill model - NEW windows, roof and exterior paint. Newer bamboo flooring, remodeled bath with tiled walk in shower. Large fenced in back yard with patio. Spacious, cozy kitchen with family room combo. Kitchen bar area seats two with upgraded granite counter tops. Versatile living room space offers ample living area with additional dining area - or, use the space for your office as the current owners do. Call Karen at 270-903-2167 MLS # 69046

$94,900

Providing Great Service Designed Around YOUR Goals!

D L O S

$278,900

270-302-4095

$298,000

G N I D PEN

Jason Bellamy

$149,900

1987 Greenbriar Rd Don’t miss out on your dream home! With this nice piece of ground to build your new home and have all the room to play or raise your crops. Totally cleared and lots of road frontage. Call Robert now for more information at 270-929-1091. MLS # 68671

7011 Hwy 56 Just minutes from town, this extra large lot would be ideal to build your dream home or build a shop for a small business. Call Robert Johnson at 929-1091. MLS# 66904

2015 Clinton PL E Nice 3 Bedroom has been remodeled. Has 2 car garage detached. Call Robert Johnson for your personal showing at 270-929-1091. MLS # 68910.

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Connie Lou Barnett, v%X\LQJ RU 6HOOLQJ ,WuV *RW WR EH 5HDOw Principal Broker/Owner *5, &56 &5% 500 $5$ 356 46&

One of a kind, strikingly unique inside and out! Exposed wooden beams, $639,900

hand hewn hickory plank floors, top of the line appliances. Awesome chefâ&#x20AC;&#x2122;s kitchen with quartz countertops. Butlerâ&#x20AC;&#x2122;s pantry, media room, library, sunroom with additional 336 sq ft, screened porch with fireplace, great room with fireplace. Ownerâ&#x20AC;&#x2122;s bedroom with extra large bath and designer closet. Must see to appreciate all the amenities! Call Connie Barnett at 270-929-

3800 Covent Garden Ct.

NG I D PEN

$114,500

NG I D PEN

$144,900

$256,500

0369. MLS # 68727

5163 Seabiscuit Loop

A quiet & secluded setting on a large 2.2 acre lot, but in the heart of a very convenient subdivision in a preferred school district. 4 Bedrooms, 2 baths, 2735 sq ft plus 294 sq ft in the Sunroom not included in the total sq ft. Contact Connie Barnett at 270-929-0369. MLS# 68227.

Need 4 bedrooms? Weâ&#x20AC;&#x2122;ve got it, along with 2 full baths, great room, eat-in kitchen, laundry room, fenced rear yard, fire pit, front porch and 2 car attached garage. Call Connie Barnett at 270-9290369 for your personal showing! MLS # 69044

G N I D PEN

8746 Ward Road Totally rebuilt - new foundation, new drywall, new insulation, new windows, new electrical, new plumbing, new roof, new cabinets, new appliances, new heat and air, new carpet and flooring. Come see this 2-3 bedroom country home with gorgeous views. 2 outbuildings, all this on 1.47 acres. Call Connie Barnett at 270-929-0369. MLS # 67960

Open house Saturday 7/9 10-11:30 $187,500

3114 Bridgewater Cove

2701 Summer Point Tour with Connie Barnett Youâ&#x20AC;&#x2122;ll love the new kitchen! Cabinets, backsplash, counter top and tile floor all new. 3 bdrm, 2.5 bath, great room, family area and eat-in kitchen. Large patio with pergola and outdoor kitchen with 2 grills and mini refrigerator. Gym set for the kids. See for yourself! Call Connie Barnett at 270-929-0369 for a showing! MLS # 69023

$74,500

&HOO Ĺ&#x161;Ĺ&#x;Ĺ&#x2DC; ĹĄĹ&#x161;ĹĄ Ĺ&#x2DC;Ĺ&#x203A;Ĺ&#x17E;ĹĄ ZZZ &RQQLH/RX%DUQHWW FRP

G N I D PEN

815 Morton Lane-Lewisport Nice corner lot, brick home with replacement windows, newer appliances, newer laminate floor in kitchen, newer blinds, 1 car carport, storage shed. Great buy! Current home warranty will be passed on to new buyer. Contact Connie Barnett @ 270-929-0369 for your personal showing. MLS # 68461

Vickie Boarman Ballard 270-993-6573 www.VickieBallard.com

500 Parrish Ave E Ideal location at the corner of East Parrish & Sweeney. Building is great for retail, wholesale, mechanical, electrical, or many other uses! Includes an office, restroom & two large overhead doors! Potential owner financing available. Call Gordon Barnett 270-485-3300. MLS# 68052

IN G N DI YS N E P DA 7

2254 Ponder Pl. Immaculate Updated Home in Thorobred Acres! Open Kitchen w/ new tile flooring & pantry. Spacious Master on the Main Floor. New beautiful engineered wood flooring and luxurious remodeled bathrooms. Relax on the partially covered deck while enjoying the backyard oasis. Rare find! Call Vickie at 270-993-6573. MLS #68891

$74,500 $74,900

$6,400,000

214 Hill St. Terrific central location in Livermore, near Public Library, shopping, City Hall! Current renters bring in over $1100 per month. Contact Gordon Barnett for your personal showing at 270-4853300. MLS # 68492

9326 Sauer Ln. Nice home with 1 acre lot. 3bedroom, 2 baths, spacious living room and kitchen. Split bedroom concept. Appliances in kitchen plus deep freezer. Ceiling fans and blinds, walk-in closets. Plenty of room for a garden. Near Kimberly Clark. Call today for your personal showing. Call Connie Barnett for your personal showing. MLS # 68572

G IN N I D PEN DAYS 5 4564 Bridle Ridge Ct.

Magnificent Custom Walkout Basement Home w/ all the bells and whistles! This Custom Home boasts 3 Bdrms, 2 Â˝ baths, solid oak floors, crown molding, tray ceilings, pella windows,& luxurious Master on Main Floor. Gourmet Kitchen features beautiful custom cabinets, wet bar, & pantry. 2nd Kitchen, & an awesome theatre room in Bsmt. Call Vickie at 270-9936573, MLS # 68959

VICKIEBALLARD7@GMAIL.COM â&#x20AC;˘ WWW.VICKIEBALLARD.COM â&#x20AC;˘ 270-993-6573

$189,900

Turning your DREAMS into REALITY!!

1023 Cottage Dr Cute as a button - 2 bedrooms, 1 bath, new appliances, replacement windows, newer heat and air. You canâ&#x20AC;&#x2122;t go wrong with this deal! Call Connie Barnett for your personal showing at 270-929-0369. MLS # 69042

$128,000

3100 W. Parrish Ave Buy all or part of this great property - Outstanding opportunities located just off US 60 Bypass on West Parrish Ave Hwy 56. Very high traffic count. Will divide property as required. Â Call Gordon Barnett at 485-3300 for more information. MLS#61611

$350,000

$1,500,000

So many possibilities! Resort Property, over 108 acres with home included. Multiple Buildings. Home Sites, Hunting, Fishing, Camping, Hiking Trails, Mountain Biking, Horseback Riding. Spectacular Views from Skyline Drive! Call Gordon Barnett for your personal showing todayÂ 270-485-3300.Â MLS #69153

$199,000

4128 Windy Hollow Rd

$149,900

$479,000

5141 Windy Hollow Rd.

Once in a lifetime opportunity! Multiple fishing lakes, plenty of campsites (primitive and full hookup), a beach, and horse and bike trails. Swimming lake with water slide and diving boards. Picnic area, over 220 acres, pay lake stocked regularly. Ten miles south of Owensboro, off KY 81. Call Gordon Barnett for more information and to see at 270-485-3300. MLS # 68765

4313 Gateway Excellent Opportunity! Great location off Hwy 54! Suitable for a variety of Businesses w/ a B4 Zoning, ranging from a Restaurant to many other uses. Drive thru, ample parking, and some restaurant equipment. Call Vickie Ballard at 270-9936573. MLS # 68722.

16 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Personal Space BY KRISTI MCCABE

ho doesn’t year n for the serenity of luscious farmland, beautiful scener y and wide-open spaces? The home of Matt and Laura Castlen, located at 7761 Highway 405 in Maceo, has the advantage of a countr y setting without sacrificing proximity to the city limits. Located within minutes of the bypass, this home offers easy access to shopping venues, restaurants and other necessities, while maintaining the allure of countr y living. This three-bedroom, two-bathroom home is comprised of 3,037 square feet of living space. The exterior is mostly brick, with some vinyl siding on the front. A long front porch welcomes visitors to sit and enjoy the view; this home has beautiful views from ever y angle. “My in-laws farm the land around our home,” explained homeowner Laura Castlen. “W ith this much farmland around us, we wake up to beautiful views ever y morning.” The backyar d is fully fenced around the home, comprising threefour ths of the proper ty’s one-anda-half acres. There is ample space for children to play and the fencing provides privacy and safety. Intricately designed lead glass doors welcome visitors to the home and hardwood flooring in the foyer and a beautiful chandelier also add a special touch to the decor. Directly of f the foyer is the professionallydecorated dining room, painted a gentle sea glass blue, with white wainscoting and a rustic chandelier. The functional yet fabulous kitchen is a cook’s dream. W ith tiled flooring, a two-tiered eat-in bar, and recessed lighting, this kitchen has a lot to love. “The kitchen has great counter space,” Laura said. “It also has a large walk-in pantr y, so there is plenty of space for storage.” The main living area was designed with an open concept, so the kitchen opens up to the great room. The great room is carpeted with a vaulted ceiling and ceiling fan. Per haps the most unique feature of this home is the sunroom, where one will find a porch swing suspended from a steel beam painted to look like wood. This room is

Scenic Serenity

simply breathtaking, with its stained concrete flooring and large panel of windows that looks right into the backyard. One truly has the feeling of sitting on a back porch without being subject to unpleasant weather. On sunny days, family members can go right through the sliding doors and into the backyard. This home has three completed bedrooms, all located on the first floor. “The bedroom placement was designed on a split concept,” said Laura. “They are all located on the first floor, but the master suite is on one end of the house and the other bedrooms are on the opposite end.” The master bedroom is carpeted, with an ivor y ceiling, walls bathed in a relaxing shade of blue, and a large walk-in closet. The master bath

has tiled flooring, a tiled-in whirlpool bathtub, double vanity, and linen closet. On the other side of the first floor are two additional bedrooms, which share a bathroom. One bedroom is slightly larger with a regular-size closet, while the other has a large walk-in closet. Both bedrooms are carpeted with ceiling fans, and the bathroom has a shower-tub combination with a linen closet located right around the corner. The second floor has a bonus room that could easily be conver ted into a fourth bedroom, with attic access and a beautiful view through the custom-made window. There is a separate air and heating unit upstairs, providing additional comfort. “We have lots of good storage

space in this house,” Laura said. “There are many closets and also space in the attic.” What drew the Castlen family to this home was primarily the location, but the couple also knew the builders and were certain the home was well-constructed. For the homeowner in search of a prime location, a well-built home with numerous amenities, and a countr y setting, this home is perfect. “The location is ideal,” said Laura. “It’s close to town but you feel like you’re out in the countr y. We are within minutes of the bypass and ver y close to the new hospital. We have truly enjoyed living here.” An open house will be held 1:303::00 p.m. Saturday and Sunday.

Risner Realty

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

18 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

(270) 926-0055

VIEW ALL HOMES FOR SALE & LEASE:

www.TonyClark.com

2934 FREDERICA STREET OWENSBORO, KY USA

Celebrating 40 years in Real Estate TO W ET E N RK MA 4535 Wexford Crossing - Lake Forest

2019 Griffith Avenue

416 East 20th St

10450 St. Rt. 69 - Hawesville

One Owner. 4 BR, 2.5 BA. Brick 1.5 story boasts exceptional care! Hardwood floors. Fireplace. Chef’s Kitchen. SS Appliances include 5-burner Gas Cooktop. Island. Walk-in Pantry. Covered Rear Patio. Park-like Yard, 3-Car Garage. MLS 68383 Tony Clark 270-929-4020

$169,900. Choice Location! 1899 sq ft. 3 BR, 2 BA brick ranch offers one-level living! Fireplace in Formal Living Room. Formal Dining Room. Den. Terrific Storage. New Roof in 2013. 2-Car Garage. Rachel Brown 270-929-7110

Now $97,555! Extremely well kept home in MOVE-IN condition. 1.5 story dutch-style home, 5 BR, 2.5 BA. Carport. Centrally located near shopping and restaurants. Denise Pace 270-316-8941

2.86 Acre. Brick ranch offers spacious living. 3 BR home with lovely location! Large rear deck ideal for entertaining. 24’ X 40’ detached garage/shop. Priced to move at $115,000! Call Charlie King 270-922-0311

LD O S 3901 Riverside Drive - Owensboro

6080 Main St- Curdsville

7146 Masonville Habit Rd - Philpot

35 Goldenrod Lane - Beaver Dam

1.423 acres of riverfront. 2 BR home offers expansion potential. You’ll love the hardwood floors. 23’x10’ Screened Patio. Side Load Garage. Park-Like Setting! Breathtaking view of the Ohio River. Tony Clark 270-929-4020

2 BD 1 BA 912 sf main floor living. 912 sf unfinished walkout basement. Replacement windows 2 carports. Storage Bldg. All appliances, including washer & dryer. Rachel Brown 270-929-7110

All brick one-level homes offers a lovely country setting. 1350 sf. 3 Bedrooms. Nestled on less than 1 acre of land. Private, yet 5 minutes to town! MLS 68124 Bob McPherson 270-313-7278

1 acre lot. Built in 2008. 3536 sq ft brick. 1.5 story offers 4 BR, 2.5 BA. Formal Liv & Din Rms. Great Room. Hardwood floors. Stunning Kitchen. Double Ovens. 20x20 Sunroom. 1st floor Owner’s Suite. Wrap around porch. 3 Car Garage. $379,900. Rachel Brown 270-929-7110

LD O S 12130 Hwy 431 - Utica

2849 Pleasant Valley Road - Owensboro

2228 Webster Ct- Owensboro

12 Unit Apartment Complex for Sale - Owensboro

Located on 1.152 acres. One-level 1325 sf ranch. 3 BR, 1.5 BA. Replacement Windows. New Patio Door & Shutters. All appliances stay. 2 out buildings. MLS 68300. Rachel Brown 270-929-7110

Located on 1.2 acres. Spacious one-level offers step-free living. Over 2355 sq ft of living. Fireplace in Living Room. You’ll love the Owner’s Suite, with its sitting room & massive walk-in closet. Denise Pace 270-316-8941

Now $79,900. All Brick one-level. 3 BR home. 2-car Detached Garage on corner lot. Updates include roof, replacement windows, electric panel, furnace, & SS Kit Appliances included. Rachel Brown 270-929-7110

Now $395,000. Prime Multi-Family. 12 units total. 8-One Bedroom units. 4-Two Bedroom units. Spacious Townhouse interior features well-equipped kitchens. All units have range & refrigerator. Washer & Dryer hookups in all two Bedroom Units. Angela Clark 270-929-4022

– Land & Acreage – 94 acres. Roger Cooper Rd. MLS 67804. Bob McPherson 270-313-7278 42.21 acres. Baker Rd. - Lewisport. MLS 67063. Charles King 922-0311 13.8 acres on Scenic Hill Rd., Hawesville. Call Ken Stiff 1-9 acre(s) tracts available near Rough River. Call Ken Stiff 237 acres in Hart Co. Call Ken Stiff

Call the Tony Clark Team 270-926-0055

D OL

721 Glenn Ct East

138 Old Livermore Rd N - Utica

Cute and cozy 2 BR, 1 BA home on corner lot. 1 Car Garage and Carport. Many updates - appliances included. Ideal address for great beginnings! MLS 68814 Rachel Brown 270-929-7110

Now $85,500! 1900 sf 3 BR, 2 BA home offers spacious living. Liv Rm & Den offer extra space! Front & Rear deck. Scenic Views. 24x20 Metal Building. MLS 67784. Rachel Brown 270-929-7110

HOMES FOR LEASE

Finding your perfect home or apartment to rent is simple with

GAC Property Management, the area’s largest property manager. Our leasing specialists are exceptional! Call 270-926-5415

2934 Frederica Street Owensboro, KY USA (270) 926-0055 • View all homes for sale & lease: www.TonyClark.com

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Make the Right Move

Home Angela Clark

Realtor®, Broker Associate, CRS 2016 President, Greater Owensboro Realtor Association 270-929-4022 cell/text www.AngelaRClark.com Tony Clark Realtors 2934 Frederica St. Owensboro, Kentucky

TO W ET E N RK MA

3838 Thruston Dermont Road Charming 3 bedroom ranch located on 1.806 acres. 1860 sq ft home boasts Fireplace. Formal Living & Family Rooms. Detached Garage. Shown only by appointment. Ask for Angela Clark 270-929-4022

D OL

Shawnee Park- Owensboro Idyllic on Iroquois Dr. Stone & sided exterior, Surprisingly spacious interior. You’ll love the refinished hardwood floors. Formal Living Room plus Family Room (could be 4th bedrm). Exceptionally maintained, with updates galore. Low $100k’s Ask for Angela Clark 270-929-4022

ASK ME ABOUT MY

Smart Services TO Effectively SELL YOUR HOME

LD O S 3412 Monticello Drive Spacious 3 BR, 3 BA. Fireplace in Living Room. Formal Dining Room. Basement offers additional living & safety during storms. Permanent staircase to Floored Attic. Rear 2 car garage. Replacement Windows. $258,850. Angela Clark 270-929-4022

LD O S

3190 St Route 2584 - Central City $189,000. 3.6 acres. Build in 2004. 3BR, 2.5 BA. Fireplace & soaring sloped ceiling in Great Room. Arched entry into Formal Entry. Breakfast nook & adjacent kitchen are brightened by bay window. Attached 2-car side-load garage, plus 3rd bay. Angela Clark 270-929-4022

LD O S

1918 East 20th St Hidden on a quiet court. 2 BR home has many updates. Replacement Windows, Appliances include Gas Range. Hardwood Floors. Eat-In Kitchen. Built-ins galore. Detached garage. $59,900 Angela Clark 270-929-4022

6106 Stanford Ct - Owensboro Woodcrest. 0.91 acre. Exquisite 5 BR, 3 BA brick 1.5 story home. Hardwood Floors in Formal Entry & Dining Rms. Open Kitchen. Bayed dining nook. Laundry features cabinets & work sink. 1st floor Owner’s Suite. Listed & SOLD by Angela Clark 270-929-4022

Real Life, Real Clients “Angela worked tirelessly to not only find us a home that exceeded our must-have list, but to guide us through every detail of the home-buying process as first-time home buyers. She took the time to understand exactly what we were hoping for in a home, she went to bat for us during negotiations, and she provided honest and clear guidance throughout the entire process. We would never have another realtor!” - The Spears Family

2618 Victory Court If you’re looking for your first home or an investment property, take note of this maintenance free property! $49,900 will buy this 2 BR home. 52’x105’ home site has a park-like yard. Shown by appointment only. Angela Clark 270-929-402

LD O S 5367 South Hwy 105 Falls of Rough Simply Charming! Brick ranch with Walk-Out Basement. Attached Carport. 3 Detached Bldgs. As well as Above Ground Pool and all equipment. Home offers 1176 sq ft made up of 3 BR. 1.5 BA. Angela Clark 270-929-4022

LD O S 6653 Waterford Place - Owensboro The Summit. Elegant 3 BR, 2 BA brick one-level offers the best of step-free living. Formal Din Rm. Home Office. Surround Sound. Security System. Scenic view of golf course & lake. Angela Clark 270-929-4022 SOLD!

20 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

RE/MAX Professional Realty Group For all the things that move you. www.EveryOwensboroHome.com

270-684-2727

Glenn Ashby REALTOR® 570-5533

Ashley Bellar REALTOR® 314-5200

Reba Besecker BROKER/REALTOR® 929-3407

Scott Calhoun BROKER/REALTOR® 993-5813

Rick Cummins REALTOR® 302-2822

Lynn Edge REALTOR® 929-0359

Li Hall REALTOR® 315-7008

Blake Hayden REALTOR® 244-6162

Missie Hayden REALTOR® 244-6161

John David Hays REALTOR® 302-6192

Tracy Ioia REALTOR® 929-4990

Greg Jones REALTOR® 929-7180

Judy Lambert REALTOR® 929-3385

Lauren Lee REALTOR® 993-9843

Brian Luttrell REALTOR® 929-0040

Mary Mattingly REALTOR® 314-7440

Gary Maglinger PRINCIPAL BROKER 926-8900

Samantha Jo Ramsey REALTOR® 695-7945

John Reynolds REALTOR® 485-9592

Ryan Rutman REALTOR® 315-7464

Matt Schell REALTOR® 302-8384

Melissa Watts-Davis REALTOR® 315-7782

Jereme Willner REALTOR® 929-0338

Michelle Wiesman Manager 684-2727

NEW $349,000

NEW $87,900

NEW $113,000

NEW $169,000

NEW $104,900

5244 Pleasant Valley Rd MLS 69017 * Lynn Edge

230 Wilder Drive MLS 69021 * Scott Calhoun

2112 Carpenter Drive MLS 69058 * Tracy Ioia

1634 Daniels Lane MLS 69059 * Samantha Jo Ramsey

2927 McAlister Pl MLS 69063 * Matt Schell

NEW $214,900

NEW $194,900

NEW $174,000

NEW $59,000

REDUCED $104,000

2850 Silver Creek Loop MLS 69070 * Matt Schell

420 E. Locust Grove MLS 69080 * Ryan Rutman

2332 Shores Rd. Falls of Rough MLS 69093 * Lynn Edge

297 Pine Ridge Rd. Falls of Rough MLS 69094 * Lynn Edge

8950 Sacra Drive MLS 68934 * Lynn Edge

REDUCED $479,900

REDUCED $250,000

REDUCED $199,999

REDUCED $254,900

REDUCED $28,026

201 St. Ann 3-B MLS 68578 * Tracy Ioia

1845 Browns Valley Rd. MLS 68996 * Greg Jones

4486 Scotty Lane MLS 68670 * Brian Luttrell

5552 Goldenrod Lane MLS 68886 * Ryan Rutman

115 Stony Point Ln. Centertown MLS 68109 * John Reynolds

REDUCED $102,500

REDUCED $59,900

REDUCED $574,900

REDUCED $298,000

3328 Comanch Pl MLS 68702 * Ryan Rutman

3126 Hwy 142 MLS 68873 * Mary Mattingly

7479 Hwy 762 MLS 67548 * Gary Maglinger

2543 Beech Valley Rd. MLS 68620 * Glenn Ashby

REDUCED $115,900

REDUCED $199,900

REDUCED $165,000

3955 Krystal Lane MLS 68912 * Jereme Willner

This Weekend’s Open Houses SATURDAY 7/9/16

615 Booth Ave. MLS 68946 * Glenn Ashby

808 Ford Ave. MLS 68602 * Blake Hayden

REDUCED $115,000

REDUCED $62,900

6463 Little Hickory MLS 68569 * Jereme Willner

115 Chestnut Street MLS 68636 * Samantha Jo Ramsey

10:00-11:00 ...........2927 MCALISTER ............................69063 ........... JOHN DAVID HAYS ................$104,900 ............ SOUTH 12:00-1:00 .............2850 SILVER CREEK LOOP ..............69070 ........... JOHN DAVID HAYS ................$214,900 ...............EAST 11:00-12:30 ...........4486 SCOTTY LANE.........................68670 ........... BRIAN LUTTRELL ..................$199,999 ...............EAST 10:00-11:30 ...........3801 WESTMINSTER CT. .................68168 ........... RICK CUMMINS ....................$239,900 ...............EAST 10:00-12:00 ...........2248 MEADOWHILL LANE ...............68897 ........... GLENN ASHBY ......................$229,900 ............ SOUTH 1:30-3:00 ...............1634 DANIELS LANE .......................69059 ........... SAMANTHA JO RAMSEY .......$169,000 ...............EAST 10:30-12:00 ...........8619 HWY 456 ................................68320 ........... REBA BESECKER ..................$219,900 ..............WEST 12:30-3:30 .............4005 SOUTH HAMPTON ..................68895 ........... RYAN RUTMAN .....................$259,900 ...............EAST

SUNDAY 7/10/16

2:00-3:30 ...............1545 COLLEGE DRIVE......................68221 ........... JUDY LAMBERT ....................$249,900 ..............WEST

SEE ALL OUR OPEN HOUSES @ www.REMAXOpenHouse.com

Saturday, July 9, 2016, Messenger-Inquirer

ING N COM SOO

NEW ICE PR

929-7180

gjones1450@gmail.com

1545 College Drive • $249,900

3000 Alvey Park Dr. West Owensboro, KY 42303 270-684-2727

Move-In Ready!!! Custom built home near Wesleyan College. Updates include - Kitchen, fireplace in living room, and flooring. Permanent stairs to unfinished second floor. 12 X 16 Screened porch, replacement windows. MLS68221 Call Judy 270-929-3385

Judy Lambert REALTOR®

D L O S

jjlambertrealtor@aol.com

2939 Tanglewood • $164,900

929-3385

G N I D PEN

Great family home in desirable location. 5 bedrooms, 3 1/2 baths. Wonderful entertainment outside area - decks, gazebo. Roof to be replaced in September. MLS#69139 Call Judy 270-929-3385

OPEN SUNDAY 2:00-3:30

Lake Forest Town Center 4551 Springhill Dr 2.73 acres • MLS# 64036 Next to New “Dollar General” Store. Ideal

Retail & Professional Building Sites. Excellent Traffic Count. Adjacent to Upscale Condo Community. Parcel may be Divided. Realtor owned. Call Greg Jones 270-929-7180.

D L O S 1724 Maple Ave • $154,900 SALE FOR EASE OR L

The Glenville Store, Deli & Sweet Shop

CORNER HWY 54 & MILLERS MILL RD

1645 Copper Creek Dr. • $289,500

Greg Jones REALTOR®

Real Estate Inside Out

G N I D N PE 1845 Browns Valley Rd. $295,000

Beautiful, peaceful setting, partially wooded, partially crops. Farmhouse with barn and outbuildings. Must see! Approx. 5 miles from both Hwy 431 and Hwy 231. MLS68861 Call Greg Jones 270-929-7180

’s

$80

G NEW TIN LIS

OPEN SATURDAY 10:30-12:00 5466 Meadow Grove • $249,900

Reba Besecker, CRS

Realtor® Multi-Million Dollar Producer rebabesecker@aol.com 270-929-3407

NEW ICE PR

4100 Masonwood Lane - $249,900

3000 Alvey Park Dr. West Owensboro, KY 42303 929-3407

8619 Hwy 456 • $219,900

2812 Chippewa

4 Bedroom, 2 Bath home with a lovely open floor Lovely custom built 3 BR 2 BA home 3 Bedroom brick home on a corner with 1.55 acres. Split bedroom plan. Split bedroom concept. Bonus room/4th lot with attached carport and concept. Large kitchen with lots of detached workshop. Priced to sell bedroom. Privacy fenced backyard. 2 car attached garage, Covered patio. Shows like new. custom cabinets. Oversized 2 car in the $80’s attached garage. MLS68320 All new paint thru-out. Call Reba to set up your Call Reba (270)-929-3407 Call Reba for showings. private showing 270-929-3407 MLS68819 MLS#67695

Gorgeous 3 or 4 bedroom townhouse. 3 Full Bath. Beautiful hardwood floors. Great room with lovely fireplace and antique mantel. Large master suite with office or library that could be converted to 4th bedroom. Master bath has whirlpool and new separate tile shower. One bedroom on main floor with full bath. Granite countertops in large kitchen. Clubhouse with in-ground pool. Oversized 2 car garage. #67902 Call Reba

22 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

How to mow your lawn like a pro Y

BY STATEPOINT MEDIA

ou might not earn your living taking care of lawns, but that doesn’t mean you can’t get the same quality of cut as landscape professionals. For a consistently superior cut, exper ts say average consumers should look for commercial grade products. “Homeowners can also benefit from the performance and reliability a true commercial mower offers,” says Lloyd von Scheliha, product manager at Exmark, a leading manufacturer of lawn care equipment. “You’ll get lawn care done faster and it will look better in the end. Your mower will also last longer and require less maintenance.” Homeowners should be advised however that the term “commercial grade” is thrown around a lot these days in adver tising. If you’re in the market for a new mower, you should understand what commercial grade really means before making a purchase.

LISA TAYLOR Broker/Owner 270-315-HOME

“Take a look at the equipment your local landscape professionals are using and you`ll get a good feel for what commercial mowers look like,” says von Scheliha. He says homeowners should con-

sider the following: • Your mower should offer superior durability to stand the test of time. Look for fabricated cutting decks, which are stiffer, stronger and more durable than stamped decks -- even

KATRINA RICKE-JONES

reinforced models. The durability advantage should extend to the components as well. • Productivity and maneuverability in a mower offer average consumers time-savings, reducing the time that’s needed to cut a lawn, and then do trim work. Consider a zero-turn mower, which delivers a finished appearance more quickly than other mower types. • Even a commercial mower will deliver superior results longer if you perform routine maintenance. Always consult your owner’s manual to determine what specific maintenance is necessary for your machine. Cleaning, sharpening or replacing blades as they dull, replacing belts as they become worn, oil and filter changes, and other specific maintenance as outlined in your owner’s manual, will improve equipment performance and longevity. More information about lawn care and commercial grade lawn equipment can be found at Exmark.com. This season, take steps to be informed so you can mow like a pro.

TIM MERKLEY

Realtor 270-485-2520

Realtor 270-929-0147

LINDA WOOSLEY Realtor 270-929-4933

DON’T GAMBLE WITH YOUR BIGGEST INVESTMENT! CALL MAVERICK REALTY TODAY!

Message from Tim Merkley:

$118,156 $299,900 156 HWY 629, FORDSVILLE Beautiful 5 BR/3.5 BA Home with 30 acres! Must See! MLS# 68003 Call Tim Merkley 270-929-0147

179 GREEN ACRES LN, HARTFORD Like-New home atop a hill. 2 Acre Lot. Surrounded by trees. 3 BR/2 BA. 1,792 sq. feet. Wood-burning Fireplace. Master Suite with Dbl. Vanity, Garden Tub, Separate Shower, & Water Closet. Separate Laundry Room. MLS# 68017 Call Lisa Taylor 270-315-4663

$69,900 1627 MONARCH AVE.

Remodeled 2 BR/1BA home. Very private back yard. 2 car carport. 100% financing available for qualified buyers. MLS# 68582

Call Linda Woosley 270-929-4933

D L SO $2,100,000

3517 PLEASANT VALLEY RD 3 BR/1 BA farm house. 117 Acres of Rolling Land-Great for development or crop income! Close to Hwy 54. Absolutely limitless possibilities! MLS#67874 Call Tim Merkley 270-929-0147

uirer Inq erng

$299,900 900 HWY 231 S., BEAVER DAM. Many opportunities possible with property! Residential Development, Storage Facility, Drive-thru, Retail, and more! Property currently consists of 4 rental homes. Opportunity Awaits! MLS#68678 Call Tim Merkley 270-929-0147

ARDS W

116 SANTA MARIA DR. All Brick With Great Floor Plan & Large Owners Suite with Crown Moulding, Split Bedrooms, Fireplace, Large Open Areas, Heat/Air approximately a year old. Newer Roof. Replacement Windows. Large Fenced-In Yard & More! Over 1,800 sq. feet! MLS# 68593 Call Tim Merkley 270-929-0147

READ sse E

$189,900

“I would like to thank all of my past and current clients and friends who voted for me to receive the GOLD award for Real Estate Service in the Messenger & Inquirer Readers’ Choice Service Awards! Thank you, ’ CHOICE A Messenger & Inquirer and our RS community for your support! I’m truly honored.” 2016 GOLD WINNER

$14,900 10411 HWY 231, UTICA Want a house in the woods but not lots of property maintenance? This is it! Build your dream home on a private wooded lot, but enjoy the easy access to town. Lots of potential here! MLS# 67001 Call Lisa Taylor 270-315-4663

VIEW ALL GREATER OWENSBORO AREA LISTINGS AT MAVERICK270.COM

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Prevent bed bugs at home after traveling BY METRO CREATIVE CONNECTION

“S

operate and how to prevent them from becoming a problem. The following are some fast facts about bed bugs. • Bed bugs are found living with humans worldwide. • Bed bugs feed on human blood to survive and reproduce, feeding roughly every three to seven days. • While an immature female bed bug or a male bed bug will not cause an infestation in a home, all it takes is one pregnant female to lay eggs anywhere she wanders. It takes eggs only six to 10

days to hatch, according to the National Pesticide Information Center. • Bed bugs can survive cold temperatures and go months without feeding. Drying out kills bed bugs in isolated areas more so than not feeding. With this knowledge in mind, people can prevent bed bugs from becoming a problem. The NPMA recommends the following bed bug prevention tips, particularly during and after staying in a public place. • Pull back sheets and inspect mat-

Jerry Kessinger Owner/Broker 270-993-2401 Jerry.Kessinger@yahoo.com

O 9 : H O PE 30 U N –1 SE 0: 30

1727 Pawnee Place

A beautiful brick home, very spacious, with nearly 2000 sq. ft. 3 br, 1 ba, (plenty of space to add another full bath if you want). You will love the large rooms, including the kitchen and living room. There are beautiful hardwood floors throughout most of the house. Relax and enjoy nature in your fully fenced back yard with a park like setting. The side porch has been finished into a sunroom, transforming it into a very tranquil setting. MLS# 69013 $109,900

249 Roland Street - Beech Grove

Not your typical foreclosure! This home appears in good shape with many expensive updates already done, newer roof, remodeled kitchen at some point. 4br, 2 1/2ba, 2 car detached garage plus additional large (1260 sq. ft.) building sitting on 1.45 acres. 100% Financing Available! MLS#68170 $69,900

8221 Crisp Road • Whitesville

2116 Hathaway Street All brick, 2 BR, 1 BA home with carport in the Fairgrounds neighborhood. Hardwood floors, vinyl and newer carpet in the bedrooms. Big ticket updates already completed including newer roof, furnace and AC units, & replacement windows. This home will be a good rental investment, downsizing, or first home. 100% Financing Available! MLS# 68380 $54,900

3424 Daviess Street

Priced right to sell and not in the flood plain! Very nice 2br, 1ba brick home with a fenced yard and a fantastic 2 car garage and attached car port. This home was originally a 3 br home and can easily be converted back to a 3 br home. Nicely landscaped home, fully fenced yard and the garage has an abundance of outlets and connections for air hoses throughout the garage. Well insulated, water purifier, and sits on a corner lot. This truly is a gem! The metal 2 car carport is exempt from the sale. It will be removed before closing. MLS# 69037 $79,800

W E! NE IC PR

LOMA LETTER ON FILE. THIS HOUSE HAS BEEN REMOVED FROM THE FLOOD PLAIN. THE SELLERS DO NOT PAY FLOOD INSURANCE! Nice 3 br, 1 ba home with 1 car attached garage and fenced back yard. MLS#69010 $89,900

W E! NE IC PR

3930 Rudy Martin Drive

O 12 HO PE :15 US N –1 E :15

Jared Kessinger Sales Associate 270-993-2400 jlkess02@yahoo.com

11 HOOPE :0 U N 0– S 12 E :0 0

leep tight, don’t let the bed bugs bite” may have been a clever thing to say when tucking children in at night, but bed bugs are more than just child’s play. Bed bugs have long been a threat to humans and other animals. Archaeologists have found fossilized bed bugs in human dwellings in Egypt that date back roughly 3,550 years. Greek playwrights have mentioned them, and they’re even referenced in the Talmud. Even though bed bugs are commonly associated with areas void of cleanliness, just about any person can end up with a bed bug infestation. That’s because bed bugs are very good at hitchhiking. They can nestle into small crevices, such as in the cracks of suitcases, clothing and linens. Then those same bed bugs can take up residence in another home, dormitory or office. The National Pest Management Association says bed bug encounters have become more common in public places in recent years. Travelers need to protect themselves by learning how bed bugs

tress seams for telltale bed bug stains. Inspect the entire room, including sofas and chairs and behind the headboard, before unpacking. Notify management of anything suspect and change rooms or establishments immediately. • If you need to change rooms, don’t move to a room adjacent or directly above or below the suspected infestation. • Keep suitcases in plastic trash bags or protective covers during your stay to prevent bed bugs from nesting there. • When home, inspect suitcases before bringing them into the house and vacuum them before storing. • Wash all clothes — even those you did not wear— in hot water if you suspect the presence of bed bugs and their eggs. • Inspect yourself for any bites. While a bed bug bite may not hurt, it can cause itching and irritation. Presence of bites is a clear indication that bed bugs are around and need to be treated. Bed bugs can be problematic. With the increase in travel or the start of a new school year, bed bugs can start spreading to new areas. Be diligent in your efforts to prevent infestations.

Lots of updates to this 3 br, 1 ba home with a nice country porch and a 24’ X 30’ detached garage sitting on a large lot with a spectacular backyard views. Updates to the home include a new roof in 2016, New garage door, some new plumbing, new light fixtures, new plumbing fixtures, brand new carpet in all the bedrooms and hallway and painted throughout and more. This home also has a 610 sq. ft. storage building with a 14 X 30 carport attached to the shed and a nice wooden deck. MLS# 68757

Nearly 700 listings available to choose from through us @ GenesisRealtyofWesternKentucky.com “The one & only Real Estate Company you will ever need this side of Heaven”

24 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Simple solutions to streamline your move W BY STATEPOINT

hether it’s your first move or your tenth, the process can be overwhelming. In fact, in a recent survey, commissioned by Duck brand, conducted online by Harris Poll, over half of Americans (56 percent) say packing to move is extremely/very stressful. Some easy ideas can help you pack and unpack like a pro. • Purge before Packing: Before loading boxes, get rid of items you haven’t used in a year or more. Make piles to sell, donate or toss. Sell valuable pieces online or to a consignment store, and donate other items in good condition to charity -- some organizations even pick things up at your home. • Tap into Apps: Nearly half of Americans (48 percent) describe their moving style as “organized chaos” -stating they have it all under control, even though it may not look like it. To help you truly organize the chaos, download a free app like Move Advisor or MyMove to create moving day checklists and timelines. • Be Picture Perfect: Create a catalogue of photos before you move. Snap pictures of how your furniture was arranged, favorite knick-knacks were displayed and complex electronics were installed to make set-up easier in your new place. • Box it Up: Over one quarter of Americans (26 percent) say finding enough boxes is frustrating when pack-

ing to move. While many are searching the local grocer or a friend’s basement for containers to reuse, it’s better to use new boxes, as secondhand boxes have often lost their strength. New, sturdy boxes, like those from Duck brand, are easy to find and available in a variety of sizes and levels of durability. Then, seal your boxes with a strong packaging tape, such as EZ Start packaging tape. It won’t split or tear, and features “Frustration Free” special release technology, so you never lose the tape end. • Disassemble a Day Ahead: Taking apart large

furniture is time-consuming. Disassemble items before moving day, so your crew isn’t bogged down unbolting beds. Keep screws and other small parts together in sandwich bags taped to the furniture to which it belongs. • Wrap with Care: It’s no surprise that one third of Americans (34 percent) say worrying about items breaking is the most frustrating part when packing to move. Wrap fragile belongings with a reputable cushioning material, like Bubble Wrap cushioning. Dish and glass kits also provide pouches and dividers to protect delicate goods. • Learn to Love Labeling: Avoid having to answer, “Where does this go?” by clearly labeling each box on the sides, so you’ll be able to see its destination when boxes are stacked. Or, color-code them using colored duct tape. Duck Tape brand offers hundreds of colors. • Moving Day Must-Haves: Clearly mark one box with immediate essentials, such as tools to re-assemble furniture; plates and utensils for feeding your moving crew; toiletries; and clothes for your first night. And, don’t forget to prepare for inclement weather -- have plastic runners on hand to cover floors if rain strikes, plus towels to wipe up wet spots. With prep and planning, you’ll complete your move in no time, so you can relax and experience life’s next adventure in your new home.

You’re closer to a down payment than you think

BY BPT

or many first-time buyers, saving for a down payment is the most difficult step in the home-buying process. However, it’s a common misconception that you need 20 percent down to buy a home. Actually, lenders across the country offer mortgage products with very affordable down payments - some as low as 3 percent. Owning a home has always been a key component of the American Dream; in fact, many sur veys show that 65 percent of Millennials agree that homeownership and the American Dream go hand-in-hand. Home ownership also comes with several benefits like building equity, receiving annual tax deductions and becoming more engaged with the local community. It ser ves as a stepping stone for longterm wealth creation, too. Historically, first-time buyers have represented 40 percent of all home purchasers, but today they make up about 30 percent, according to the National Association of Realtors. Down payment misconceptions could be to blame.

“It’s safe to say that most first-time buyers aren’t aware that there are reasonable loan options available that require less money down,” says Geoff Lewis, president of RE/MAX, LLC. “Choosing an option with a smaller down payment can make it possible for potential buyers to enjoy the benefits of homeownership sooner.” Most popular low down payment options • FHA Loans - Traditionally the mor tgage of choice for first-time buyers, the Federal Housing Administration (FHA), of fers governmentinsured loans with as little as 3.5 percent down. The most popular FHA loan option, the 203(b), is widely available from lenders across the country. You may qualify with a credit score of just 500, although there may be limitations on some condo purchases. • Home Possible from Freddie Mac - This program allows you to put between 3 and 5 percent down, as long as you intend to use the purchased house as your primar y residence, and don’t currently own or share ownership of another house.

Yo u ’ l l a l s o n e e d t o c o m p l e t e a required homeownership education program online. • Conventional 97 from Fannie Mae - Just 3 percent down is enough to help you qualify for a Conventional 97, as long as you’re applying for a fixed-rate mortgage on a single-family home that’s less than $417,000. You’ll also need to participate in a homeownership education program, and at least one of the purchasers applying for the loan must be a first-time buyer. • HomeReady from Fannie Mae Another option that requires as little as 3 percent down, HomeReady can offer below-market interest rates. This program also allows non-occupant borrowers to apply; for example, parents can secure this type of loan for a young adult, who’s just starting to establish credit. In addition to these mor tgage options, there are also a variety of down payment assistance programs that may be available through your state or lender. Today, many loan programs allow for down-payment funds to come from third party sources, like

cash gifts from relatives. Buying a home with a smaller down payment has distinct advantages too. You’re less likely to become “house poor,” which can happen when you spend the majority of your total savings on home ownership, leaving little cash in reser ve for unforeseen emergencies or desirable home improvements. Something to keep in mind when considering your loan options: putting less than 20 percent down can also result in the additional monthly cost of Private Mortgage Insurance (PMI). However, if your home value is appreciating, PMI can be eliminated in a few years through refinancing. “Homeownership isn’t reser ved just for people who can afford a large down payment. Mortgages that offer an option for less cash down are making it possible for many to enjoy the American Dream,” Lewis says. “Mortgages are like any other product, you have to shop around to find the one that works best for you. Lenders and real estate agents can give you a good idea of what your choices are.”

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Real Estate Transfers The following real estate transfers were recorded from May 10 to May 19. 1727 Maple Ave., Charles Hayden to Ellen and Jake Mayes, $89,000. 332 Orchard St., Gary Boone to James and Alicia Warner, $7,500. 10991 Kentucky 764, Angela L. Thompson, master commissioner, to U.S. Bank National Association, $78,913. 2108 Summer Walk, Bryan and Sarah Velotta to Pam and Brent Parr, $172,000. 1505 Creek Haven Loop, Pamela and Ben Hartz to Christopher and Kellyann Anderson, $307,500. 2010 Griffith Place E., Woodland No. 1 LLC to Chad Ayer, $130,000. 4796 Kentucky 142, Anthony Hurm to Robert Bowlds, $73,000. 712 Colorado Drive, Billy Adkisson to Johnny Douglas, $98,900. 400 Kentucky 279 S., Doris Riney Irrevocable Trust to Neil and Jessica Fogle, $113,000. 2403 Kentucky 144, Ronald Presser, master commissioner, to MSL Investments LLC, $49,000. 3306 Adams St., Teresa and William Clark to Lisa Terry, half interest, $35,000. 6484 Autumn Valley Trace, Tara and Wesley Clark to Kyle and Rachel Besing, $157,000. 3975 Cross Creek Trail, Pedley Developers LLC to David and Melanie Hardesty, $30,000. 1233 Gobler Ford Road, Jason and Amanda Lancaster to Lindsey Boone, $86,000. 1625 E. 17th St., Patricia Kelley to J&S Rentals LLC, $21,000. 2329 W. 10th St., Celestine Mayes to Lisa and James Edge, $50,000. 5257 Hillview Drive, Chris and Kim Brzowski to Kevin and Bethany Quisenberry, $355,000. 449 Maplewood Drive, Christopher Roberts to Todd Morrison, $100,000. 1500 Frederica St., Hancock Bank and Trust Co. to DANI Properties LLC, $234,000. 316 W. 15th St., Jack and Gina Wells to

DANI Properties LLC, $35,000. 4515 Rome Parkway, Rodney Daugherty to Brittany Hawkins, $109,900. 5109 Opal Court, KSB LLC to Darrell and Katherine Haven, $165,000. 2011 Littlewood Drive, Equity Trade and Relocation Co. to Meredith Mullican, $209,500. 18777 Young Drive and 11921 Chelsea Drive, O.L. Avery to Roger and Kimberly Sikes, $16,000. 1307 W. Second St., West Kentucky Pawn LLC to Expanding Enterprises LLC, $85,000. 10308 U.S. 231, Jennifer and Dustin Burden to Preston Morris and Cordie Bowman, $84,000. 3301 Shadewood Terrace, Lain Edmonson to Marian and Daniel Turley, $225,000. 2736 Claiborne Run, David and Samantha Wurtman to Mary McPherson, $186,000. 10345 McCormick Road and 10365 McCormick Road, Daniel Wilkerson to Paula and Brad Martin, $53,000. 9154 Kentucky 405, estate of James Bivins to Hope and William Warsinsky, $86,000. 4630 Rome Parkway, Elizabeth Turner Irrevocable Trust to Wanda English, $137,900. 2939 Aldersgate, Donald Bray estate to Westview Real Estate LLC, $68,500. 4100 Kentucky 554 and 4146 Kentucky 554, Joyce English to Treychip Enterprises LLC, $20,000. 5519 Goldenrod Lane, Jagoe Homes Inc. to Jacob and Samantha Floyd, $168,551. 914 Maple Ave., Alicia Noffsinger and Richard Adkins to Dennis Riggs, $94,000. 1121 Hall St., Geneva Stofer to Lydia Haught, $13,000. 3316 Christie Place, Anthony and Eileen Mattingly to Joseph and Erica Castro, $114,900. 1600 Tamarack Road, Brandon and Stephanie Huff to Keith and Mary Braden, $104,900.

3449 Man O War Loop S., Carla and Ronnie Edge and others to Ethan Hodskins, $129,900. 9421 Kelly Cemetery Road, Ricky and Margie Duncan to Martin and Yadira Cardenas, $64,500. 4101 Quail Run, Jason and Shannon Edge to Equity Trade and Relocation Co., $84,000. 3324 Jefferson St., G&L Properties LLC to Michael Markovich, $106,000. 3312 Allen St., Jessica Porter to Anthony and Mary Hurm, $60,000. 2420 Griffith Place W., Johnathan Hughes to Robin Shelton, $85,500. 1327 Deep Wood Court, Whitney and Sean Strickland to Kara Baughman, $164,000. 3919 Cross Creek Trail, Sherry Reynolds to Christopher and Kimberly Brzowski, $225,000. 625 Wing Ave., Donnetta Gasaway to Bobby Austin, $47,500. 4306 Loft Cove, Clifton and Jana Boswell to Matthew Damin, $60,500. 6263 Valley Brook Trace, Jagoe Homes Inc. to Brandon and Stephanie Huff, $210,000. 843 Parkway Drive, Cornerstone Independent Baptist Church of Daviess County Inc. to Glenn Little, $129,000. 1631 Payne Ave., Deutsche Bank and Trust Co. to Wimsatt Rentals of Kentucky LLC, 24,334. 2325 Wilson Lane, L&S Homes LLC to Berryhill Farm LLC, $25,000. 4491 Springhurst Lane, Barbara and Michael Frazier to Bobby and Donna English, $260,000. 4624 Maple Ridge Drive, Mary Stull to Timothy and Valeria Vessels, $220,000. 3967 Cross Creek Trail, Ward Pedley Builders LLC to Sherry Reynolds, $227,862. 343 Church St., Keith and Mary Braden to Deanna Sharp, $82,500. 833 Gardenside Drive, Wells Fargo Bank to Nicholas and Charalambos Pavlas, $44,189. 3200 Bold Forbes Way, MB Property

Theresa Daugherty

Assistant Vice President Mortgage Loan Officer NMLS # 1376745 230 Fredrica Street • Owensboro Kentucky 42301 270-689-2509 www.bbt.com/tdaugherty Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Loans are subject to credit approval.

Holdings LLC to Theklas Rentals, $392,000. 5512 Skyline Drive, Mark and Kylee Hunt to Lora McMahan, $230,000. 6824 U.S. 231, Annette Cornell to Michael and Kelly Worth, $160,000. 2605 Old Hartford Road, Daniel and Trafta O’Bryan and others to Equity Trade and Relocation Co., $37,500. 6334 Valley Brook Trace, Jagoe Homes Inc. to Eddie Tierney, $163,000. 2717 Griffith Ave., Tracy Naylor and others to Amanda Howard, $167,401.

The following real estate transfers were recorded from May 19 to May 26. 6283 Valley Brook Trace, Jagoe Homes Inc. to Robert and Tara Foreman, $207,988. 6560 Springwood Drive, Kara Liebenauer to Rodney Daugherty, $206,500. 725 Christopher Greenup Drive, Delores Turnage to Dane Johnston, $110,000. 2405 Griffith Ave., Elizabeth Calkins and Marian Hawes to Erin Moore, $174,000. 718 Fairfax Drive, Charles and Avery Clark to Coby and Gizela Galloway, $107,900. 1610 Scherm Road, Stephen and Reba Besecker to James Horst, $142,500. 8160 Old Kentucky 54, Loyd and Carman Cole to Jarrett and Jenna Allen, $162,500. 5710 Kentucky 54, Ronald Presser, master commissioner, to Branch Banking and Trust Co., $132,000. 2033 Whispering Meadows, Jagoe Homes Inc. to Leigh and Seth Burden, $284,646. 6106 Stanford Court, Cale and Amy Seavers to Jack and Mary Brown, $323,000. 4206 Brookhill Drive, William and Anna Webb to Sarah and Joseph Hulsey, $265,000. 2613 Cherokee Drive S., Lena and Billy Bowen and others to Kara Liebenauer, $134,900. CONTINUED ON PAGE 29

ose ealty

26 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

Selena Pearl

(270) 926-4203 2315 Frederica St.

Realtor

Lee Ann Beeler Realtor

Karen English

Realtor

Nathan Johnson Realtor

Lori Rose Castlen McDaniel Garant Ofﬁce Manager

270-313-1182 270-316-0876 270-929-8499 270-993-6548

NEW LISTING

Realtor

3443 ROYAL DR.

Betsy Garant 270-570-0638

Call/text

2854 AVENUE OF THE PARKS

Call/text Mike

270-570-5454 or Betsy Garant 270-570-0638 NEW LISTING

1735 VIRGINIA CT.

Selena Pearl 270-313-1182 NEW LISTING

1419 BENTON AVE.

Move in ready! Perfect starter brick home features 2 spacious bedrooms & 1 bath (remodeled with new tub surround/shower & fresh paint, stunning hardwood floors professionally refinished, brand new roof & replacement windows, oversize backyard, fence, shed & garage. $90’s. MLS # 69034.

SALE PENDING IN 3 WKS

Call/text

Selena Pearl 270-313-1182

104 W. 25th. St. Amazing updated & remodeled home with 3 bedrooms, 2 baths, 1439 sq. ft., hardwood floors, newer windows, large kitchen, new privacy fence, nice front & back porches. Additional 700 sq.feet available upstairs (not counted in the square footage). This home is A MUST SEE!!! $100’s. MLS # 68997 Call/text Nathan

Johnson 270-993-6548

5 ACRES

(270) 926-4203

Call/text

1628 ALEXANDER AVE.

Johnson (270) 993-6548

3142 HWY 142 (PHILPOT) Nice find in East County on one-half acre with 3 bedrooms, 1 bath, hardwood floors, spacious kitchen, metal roof, front porch, attached one-car garage with heat and updated breaker box! A MUST SEE!. Reduced to $59,900! MLS #66956. Call/text Nathan Johnson 270-993-6548

Gorgeous, well-maintained 2-story home located on a corner lot in the desired Heartlands area. Approx. 1900 sq. ft., 4 bedrooms, 2.5 baths, lovely landscaping, 2 car garage & much more. Free home-buyer’s warranty with purchase! Only $192,500! MLS #68909.

Very cute 2 bedroom, 1 bath home, great for starting out, retiring or investment property! New (2015) privacy fence, storage shed, front door & storm door. Brand new central heating/air unit & much more. MOVE IN READY! $50’s. MLS # 69025.

Updates galore in this charming home on cul-desac. New flooring, fresh paint, replacement windows, new fence, air conditioner (2015), full basement plus garage. Great price at $79,900! MLS # 69097.

Garant 270-570-5454

2605 RUSH TRAIL

Located in Griffith Ave. area, completely remodeled home from top to bottom, 4 bedrooms, (extra large master), 3 baths, (2 bedrooms upstairs w/large bath), family room w/fireplace, oversized kitchen, partial finished basement, patio, carport & much more! $200’s. MLS # 68860.

SALE PENDING

Selena Pearl 270-313-1182 NEW LISTING

Call/text Mike

Selena Pearl 270-313-1182

823 COTTAGE DR.

Very lovely, well-maintained 3 bedroom, 2 bath home with 2 car garage & 9 x 22 storage building, privacy fence, professionally landscaped. Free home buyers warranty with purchase. Reduced to $189,900. MLS # 68915.

4823 OAK MEADOW CT. Beautiful home located in Timber Ridge on 1 acre, 4 BR, 3 BA, full finished basement, in-ground pool, 2 fireplaces, many custom cabinets, bamboo, cherry & oak floors, dining area, family room, patio, privacy fence & garage. A MUST SEE! Reduced to $339,000. MLS # 67637.

Attorney

Beautiful all brick/stone, 3 BR, 1.5 BA, 2 spacious living areas, recently remodeled kitchen w/new appliances, flooring, crown molding, doors, fresh paint, lg. backyard & storage bldg. FREE Home Warranty with purchase! ($435 value). MLS # 69067. $100’s.

PENDINGS IN 15 DAY

Call/text Nathan

Realtor

Jennifer Hendricks

NEW LISTING

Located on quiet cul-de-sac in Thoroughbred Acres area, 2 story home with 4 bedrooms, 2.5 baths, family room, formal separate dining room, large pie shaped lot with patio, privacy fence, shed & garage. $100’s. MLS # 69050

Call/text

Realtor

Betsy Garant

270-926-4203 270-570-5454 270-570-0638 270-689-0707

2532 LAWRIN CT.

Call/text

Mike Garant

11358 PLEASANT RIDGE RD. Own this beautiful country home you’ve been looking for! Located in Pleasant Ridge on 5 acres, well-maintained home, 3 BR, 2 BA, land mostly cleared, fence surrounds property, perfect for livestock or orchard, 30x30 garage, multiple outbuildings & more! $115,000 MLS # 65940. Call/text Nathan Johnson 270-993-6548

Call/text

Selena Pearl 270-313-1182

1817 WILLIS AVE. Great price and conveniently located. This house features hardwood floors, nice sized bedrooms, newer furnace and A/C (2014), storage building plus 16 x 20 garage/workshop with loft. $54,900 MLS # 68885.

100 E. 25TH ST. Amazing location on corner lot with 3 bedrooms, 1 bath (updated), newer flooring and kitchen appliances, includes washer and dryer, storage building replacement windows, fence, and two-car attached garage. Reduced to $74,900. MLS # 67738.

2733 HAYDEN RD. Located in East County off Thruston-Dermont Rd., Residential Lot on .61 acre cleared & fenced. Great building site with nice elevation. Only $29,900. MLS # 68625. Call/text Nathan Johnson 270-993-6548

200-202 BRECKENRIDGE ST. Located downtown on 170x150 corner lot. Zoned B3 Commercial property, excellent for car lot & also has 3 car garage to work on autos. Currently leased @ $695.00/month thru 12-01-2016 as Commercial Car Lot. Only $124,900. MLS # 67313. Call Rose Castlen 270-926-4203

Call/text Nathan

Johnson 270-993-6548 Residential LOT

www.OwensboroRoseRealty.com

Call/text Nathan

Johnson 270-993-6548 COMMERCIAL PROPERTY

(270) 926-4203

Saturday, July 9, 2016, Messenger-Inquirer

1035 Frederica St

www.OwensboroRealtyCompany.com

Jim Estes 270-929-4400

Matt Brown 270-929-9103

Philip Hodges 270-925-5200

OPEN SATURDAY, JULY 9TH 10:00 AM - 11:30 AM

4100 WHITETAIL COURT NEW PRICE - $89,900! Over 1900 sq. ft., 3 BR, 3 BA, new roof In Doe Ridge Tour with Philip Hodges 270-925-5200 MLS #68798 OPEN SATURDAY, JULY 9TH 10:00 AM - 11:30 AM

65 VIRGINIA DRIVE $119,900 Over 1600 sq. ft., 3 BR, 2 BA, Livermore Detached garage Tour with Shelly Westendorf 270-302-0046 MLS #68014 OPEN SATURDAY, JULY 9TH 1:00 PM - 2:30 PM

714 STOCKTON DRIVE $84,900 3 BR, 1 BA, tiled kitchen & utility room Attached garage, home warranty Tour with Nick Stefanopoulos 270-570-3271 MLS #68803 OPEN SATURDAY, JULY 9TH 12:00 PM - 1:30 PM

4210 MCINTIRE CROSSING $129,900 3 BR, 2 BA, living room & family room BIG, fenced backyard, Tamarack Park Tour with Wilma Vanover 270-485-3562 MLS #69103

Suite 250

Real Estate Inside Out

Owensboro, KY 42301

270-926-5000

Sarah Lippert 270-952-6130

Larry Maxwell 270-316-4747

OPEN SATURDAY, JULY 9TH 12:00 PM - 1:30 PM

Terry Nick Andy Midkiff Stefanopoulos Vanover 270-929-7151 270-570-3271 270-485-6473

OUR FEATURED HOMES

166 WHITE HOLLOW LANE WHITESVILLE - $104,900 Over 1300 sq. ft., 4 BR, 2 BA on 4.3 acres 30x40 Pole barn Tour with Philip Hodges 270-925-5200 MLS #69024 OPEN SATURDAY, JULY 9TH 12:30 PM - 2:00 PM

162 HWY. 140 E. - $244,900 3 BR, 2 BA, 1.5 acres Bonus room off garage Matt 270-929-9103 MLS #68132

2680 RUSH TRAIL NEW PRICE - $154,900! 2325 S. STRATFORD - $189,900 3 BR, 2 BA, over 1600 sq. ft., the Heartlands 4 BR, 3 BA, bonus room Fenced yard with covered patio Fenced, patio & pool Tour with Shelly Westendorf 270-302-0046 Jim 270-929-4400 MLS #68911 MLS #69077

Darrell Vanover 270-315-0354

Wilma Vanover 270-485-3562

3843 LOVELL DR. - $93,500 3 BR, 1 BA, Apollo area 2 Car detached garage Terry 270-929-7151 MLS #68393

4007 COURT DIJON - $149,900 4415 SPRINGHURST - $249,900 3 BR, 2.5 BA, 2 car garage 4 BR, 2.5 BA, bonus room Normandy Heights Fenced yard, Lake Forest Vanover Team 270-485-3562 Jim 270-929-4400 MLS #68810 MLS #68132

9219 HWY. 2830 - $72,500 4 BR, 2 BA, basement New roof & furnace, Maceo Matt 270-929-9103 MLS #68345

Shelly Westendorf 270-302-0046

887 MORNINGSIDE - $480,000 4 BR, 3.5 BA, 1.4 acres In-ground pool, Henderson Shelly 270-302-0046 MLS #68564

4515 STONY RIVER - $164,900 1656 sq. ft., 2 BR, 2 BA The Brooks Vanover Team 270-485-3562 MLS #69104

9032 HWY. 144 - $139,900 4 BR, 1.5 BA, 2 acres Full basement, Philpot Vanover Team 270-485-3562 MLS #68638

2609 AVE. OF THE PARKS - $359,900 Custom built, 4 BR, 3.5 BA 3 Car garage Jim 270-929-4400 MLS #68767

OPEN SATURDAY, JULY 9TH 10:00 AM - 11:30 AM

2209 EMERALD COURT NEW PRICE - $167,500! 1800+ sq. ft., 3 BR, 2.5 BA In Sterling Park Tour with Wilma Vanover 270-485-3562 MLS #68935 OPEN SATURDAY, JULY 9TH 2:00 PM - 3:30 PM

2517 DOWNING DRIVE $124,900 3 BR, 1 BA, updated flooring Attached garage, Tamarack Park Tour with Wilma Vanover 270-485-3562 MLS #69140

4655 Thruston Dermont - $169,900 3 BR, 2 BA, detached shop Inground pool & hot tub Vanover Team 270-485-3562 MLS #68608

1560 ROOSEVELT - $324,900 2 Story, 3 BR, 2.5 BA Full basement & sunroom Jim 270-929-4400 MLS #67382

300 PEACH ALLEY - $119,000 13 BR, 4 full BA, 2 half BA in Hartford Vanover Team 270-485-3562 MLS #66649

716 J T KING RD. - $66,900 4 BR, 2 BA, Hartford Pole barn plus det. garage Jim 270-929-4400 MLS #68346

7882 ICELAND RD. - $84,900 3 BR, 2 BA, 2.5 acres New roof! Maceo Vanover Team 270-485-3562 MLS #66713

2501 WIMSATT CT. - $73,900 3 BR, 1.5 BA, 2 car garage Covered patio Jim 270-929-4400 MLS #69016

1152 YELVINGTON LN. - $69,900 Maceo, 2 BR, 1 BA 1+ Acre, det. garage Vanover Team 270-485-3562 MLS #68728

530 DANIELS ST. - $79,900 3 BR, 1 BA, 1+ acre Located in Island Jim 270-929-4400 MLS #68482

1818 N. CHESTERFIELD - $65,900 2 BR possible 3rd BR upstairs, 1.5 BA Vanover Team 270-485-3562 MLS #68968

1731 LEE CT. - $59,900 2 BR, 1 BA Storage building Vanover Team 270-485-3562 MLS #68969

418 E. 7TH ST. - $69,900 3 BR, 2 BA, 2 story Corner lot Jim 270-929-4400 MLS #68482

2626 LANCASTER - $44,950 3 BR, 1 BA, 1280 sq. ft., West Owensboro Vanover Team 270-485-3562 MLS #68789

28 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

w w w. f a r m e r s h o u s e . c o m Total Commissions of Around 3% on average!

New Listing

The greatest for a reason

New Listing MLS #69152

MLS #69156

Timber Trail 3bd 3ba One level home offers lots of space, convenient location, formal dining, and 3 car att. gar. $289,900 Valorie Howe 270-316-0750

Cross Creek Tr 4bd 3ba Hardwood, tray ceilings, fireplace, custom built-in cab., screened porch, and 2 car att. gar. $274,900 Brad Cecil 270-929-1595

New Listing

New Listing MLS #69129

MLS #69102

Woodlane Drive 3bd 2ba Great location in Cedar Hills, walk-out bsmt, fireplace, formal dining, and 2 car att. gar. $169,900 Brad Cecil 270-929-1595

Macedonia Rd 4bd 2ba Lots of living space on 7.12 acres in W Daviess Co., covered porches, huge shop, and more. $139,900 Valorie Howe 270-316-0750

New Listing

MLS #69110

Roland St, Beech Grove 3bd 2ba Amust see with extensive remodel complete, updated baths, flooring, and more. $99,900 Brad Cecil 270-929-1595

MLS #69038

N Lafayette St, Beaver Dam 2bd 1ba Well-kept home on great street, hardwood, oversized att. gar., and more. $75,000 Jaclyn Lanham 270-792-2247

New Listing

MLS #69119

Hwy 1700 16.8 acres Great building site with 2 cleared acres, remaining acreage is wooded. $40,000 Christy Sumner 270-993-7550

MLS #69051

E 7th Street Large rental complex, 30 units total, 2-3 bed, 1-2.5 bath, many updates, and several buildings. $1,150,000 Brad Cecil 270-929-1595

MLS #68975

MLS #68977

W 4th Street 3bd 1ba Investment property in need of a few repairs. Good value for the money. $24,900 Brad Cecil 270-929-1595

Walnut Street 3bd 1ba Good value for the money! Investment property in need of few repairs. $34,900 Brad Cecil 270-929-1595

MLS #68957

Sauer Lane 6bd 3ba Over 2000 sq.ft on 4 acres, 2 living spaces, screened porch, lots of privacy and more. $149,900 Valorie Howe 270-316-0750

MLS #68890

Mulberry Place 3bd 2.5ba Better than new, granite, hardwood, walk-in closets, lake view 2 car att. gar and more.. $269,900 Brad Cecil 270-929-1595

MLS #68966

MLS #68964

Old Leitchfield Rd 3bd 2ba Large lot with privacy, 30x30 workshop, pond, mintues from town and more. $74,900 Christy Sumner 270-993-7550

Live Oak Pl 2bd 2ba One level condo in gated community, new flooring, new paint, pool, clubhouse, and 2 car att. gar. $159,900 Brad Cecil 270-929-1595

Brad Cecil, Broker/AucƟoneer Phone: (270) 297-9086 Email: brad@farmershouserealestate.com

It’s hard to say what motivates people in Most MVP awards? Sorry, Kareem again. this world. All things being equal, money The argument might be made that he was is probably the prime component in most the best jumper in NBA history, but in things. So if you’re having trouble �guring most other categories he falls pretty far something out, just follow the money. short. So why will most people name him I’ve always tried, with little success to be when the question comes up about who was more of a skeptic than a cynic. Recently, the greatest? Because you’ve been told that I read something that said we shouldn’t for thirty years. The almighty marketing be skeptics either though, but instead we dollar has warped the collective mind. Not should just question. It’s odd where a broad a lot, but just enough to take someone who was without doubt an exceptional line of thought can take you. This ball player and push him to the time, a philosophical question took front of your consciousness when me to basketball. Weird, I know. the subject of basketball comes up. There was some controversy a Once I started watching the few weeks ago when the wife or video on Michael, it was plain to girlfriend of a basketball player see. The marketing idea was already said publicly that her team had lost because the NBA is rigged. Brad Cecil there before Michael Jordan was a Broker, household name. Companies had This is apparently tantamount to treason; I had no idea, but that’s etc. used sports starts for years to sell their stuff, but never before had they what the reaction was. That got me thinking about whether it really is picked one man and held him up as the end rigged or not, and a conversation I had all, be all of everything to do with a sport. with one of my clients some months ago. Once they began doing this, it’s almost She was talking about her departed father. as if it was a self perpetuating machine. He was a man I knew only by reputation In looking at the old game tapes, you can and proximity, but she said they always see it. The referees blew the whistle every used to fuss at him for having an overly time there was a player near Jordan when skeptical mind (let’s call it questioning). he was in close proximity to the basket. He was adamant that all major sporting Why? Less defense equals a better offensive events were �xed. She said that as the show, and MJ was all about putting on an years had gone by, she was becoming more offensive show. People don’t buy tickets and more convinced that this is the case. to see great defense. That’s why Dennis I’ve never cared much for professional Rodman is remembered more for his style sports so it’s not anything I’ve spent a than his basketball skill. Watch the old lot of time thinking about, but this last tapes. You’ll see the frustration on Charles dust up got me interested. So I did what Barkley’s face when he’s trying to hold I do when I have a question; Google it Jordan back. They called foul after foul (which leads to another question: What after foul. There was nothing he could do. Does this de�nitively prove that the if Google falls into nefarious hands? But I parenthetically digress). I searched for NBA is �xed? No. Is NFL �xed too? “�xed NBA” and got a ton of results, one Probably. It’d be hard to explain the last of which was worth the whole exercise. several Super Bowls I’ve watched if it’s not. Quick, without thinking, name the Billions of dollars in marketing have been greatest basketball player of all time. spent to make us believe as we do. With Odds are you named Michael Jordan. so much money involved, it is reasonable to Why? Why is his name synonymous with think that there might be a little business the greatest of all time? Because he scored going on under the table as well. It’s sports. the most points in his career? Wrong. Who cares? Nietzsche said people are more That honor goes to Kareem Abdul-Jabbar comfortable with their illusions than the with about a six thousand point cushion. truth. I think he was talking about important Well, he got the most championship rings, stuff, but it holds true for trivialities like right? Nope. That would be Bill Russell. professional sports as well. Food for thought. *See broker for details

Saturday, July 9, 2016, Messenger-Inquirer

Real Estate Inside Out

Real Estate Transfers FROM PAGE 25

2103 Robin Road, Joseph and Katherine Mitchell to Joshua and Aubrie Mitchell, $200,000. 3316 Chickasaw Drive, Evans Irrevocable Trust to Emily Coomes, $99,000. 1129 Carter Road, Joshua and Jennifer Campbell to Laura Feldpausch, $74,900. 219 Ridgecrest Place, James and Cynthia Askins to Justin and Kristie Hagerman, $264,900. 2233 Village Run, Joseph and Brandy Watkins to Melissa Teague, $124,900. 2533 St. Ann St., Christine Loyd and others to Lee Ann and Brian Catron, $98,000. 2028 Crestwood Drive, James and Ava Drake to David and Olivia Spears, $154,900. 1911 Lexington Ave., Sargent Family Trust to Joseph and Katherine Mitchell, $395,000. 3126 Adams Court, estate of Vernita Daniel to Paul Embry, $62,000. 3168 Settles Road, Daniel and Shawna Truman to Tabitha Massie and Rodney Willinger, $172,000.

Brad Cecil, Broker/AucƟoneer Phone: (270) 297-9086

3512 Daviess Court, Gustav and Charlotte Paez to Khup Lian and Nuam Niang, $110,000. 2001 Little Stream Road, Donald and Cynthia Lester to William and Anna Webb, $195,000. 5111 Veach Road, Kevin and Denise Preece to Roger and Mary Cooper, $230,500. 3447 Hawthorne Drive, Michael Murphy to Stephen Hodges and Amanda Turner, $84,900. 1570 Creek Haven Loop, Gary and Connie Gaddis to Phillip and Melinda Murphy, $285,000. 2126 Arlington Park, Bradley and Laura Leonard to Courtney Robinson, $2,000. 820 Parrish Ave. W., Richard and Ginny Curry to Lauren and Martin Settles, $149,000. 1206 Locust St., Theodoros Mallas to Robert and Peggy Hill, $47,000. 1905 Village Run, Alfredson and Carmelina Yamada to Aaron Sheehan, $124,900. 1213 Cary Court, Troy and Jessica

Ratliff to Meghan Payne, $183,000. 614 Dalton St., Tim and Diane Jackson and others to William and Amanda Boarman, $66,000. 3500 Jefferson St., Lucy Best to Robert and Bridgette Whittinghill, $85,000. 418 Locust Court, Jeff and Shannon McKeever to Dally McGehee, $149,000. 2814 Allen St., Rodney Willinger to Corey Kundert, $90,000. 804 Canterbury Road, Ernestine Chapman Revocable Living Trust to Elizabeth Brown, $101,000. 810 Walnut Park Drive, Thomas Bell to Aimee Chambers, $138,000. 3216 Kentucky 81, Allen and Anna Gregg to Lois and William Kuegel, $70,000. 4367 Ridge Road, Western Kentucky Leasing LLC to Clint and Amy Lanham, $165,00. 1101 Burlew Blvd., 1101 Burlew LLC to Kypassa Keystone LLC, $4,700,000. 416 Kentucky 279 S., James Riney and others to Dennis and Sarona Grant, $84,903. 4519 Kentucky 81, Judy Chestnut to Donna Tarantino, $160,000.

7766 Old Kentucky 81, Lois Griffin to Irvin and Jessica Velotta, $79,900. 7450 Kentucky 1389, Margaret and Donald Miller to David and Jeffie Hawes, $415,000. 2841 Old Masonville Loop, D&B Stone Properties LLC to Paul and Margaret Stemmler, $54,600. 800 E. 19th St., Kenneth and Judy Stodghill to James Fulkerson, $79,900. 871 Live Oak Place, Iris Sparks to Hervey Howell and Barbara Bennett, $159,000. 2511 Bittel Road, Ronald and Gracie Payne to Aaron and Colorey Kizer, $53,000. 2124 Meadowhill Lane, George and Krista Keown to Nam Dinh Le and Ngocdung Pham, $159,000. 5615 Kentucky 142, Payne-Duff Properties LLC to Keith and June Conder, $244,000. 2083 Barron Drive, estate of Pauline McCarty to Robert and Laura Glass, $65,000. 3140 Wood Valley Point, Kelli and Irvin Evans to Shannon and Heather Ross, $331,500.

w w w. f a r m e r s h o u s e . c o m PENDING!

PENDING!

Land MLS #67264

MLS #68598

Waterford Pl 4bd 2ba Spacious home in The Summit, great master w/ luxurious bath, hardwood, and 2 car att. gar. $239,900 Brad Cecil 270-929-1595

MLS #68289

MLS #68640

Woodland Dr 3bd 2ba Updated home, big lot, granite, hardwood, split bedrooms, 2 car att. gar. and more. $169,900 Brad Cecil 270-929-1595

MLS #68801

Greenwood Court, Sorgho 3bd 1.5ba Great space with updated kitchen, family room, fncd. yard and det. gar. $134,900 Brad Cecil 270-929-1595

Hwy 1389 5bd 2ba Hardwood, ﬁreplaces, ﬁn. bsmt, two lakes, 30x40 shop, 15.9 acres and 3 car att. gar.. $244,900 Brad Cecil 270-929-1595

MLS #68594

MLS #68655

Heartland Park 4bd 2ba 2hba Heartlands, all brick home, 2 living areas, 2 car att. gar. and more. $259,900 Valorie Howe 270-316-0750

E 2nd St. Commercial Good visibliry and trafﬁc count, approx. 3,000 sq ft, light industrial. $76,500 Brad Cecil 270-929-1595

MLS #67645

Hwy 456 6bd 3.5ba Walkout basement, granite, ﬁreplace, family room, ofﬁce, 2 car att. gar., 30x50 shop and more. $359,900 Brad Cecil 270-929-1595

PENDING!

MLS #69001

MLS #68949

Veach Road 4bd 2ba Convenient location, 4+ acres, large barn w/ stalls, tack room and hay loft, and small pond. $174,900 Christy Sumner 270-993-7550

MLS #68591

Campground Road 4bd 2.5ba Move-in ready, bonus rm, 30 x 40 shop on 2.97 acres and 2 car att. gar. $234,900 Brad Cecil 270-929-1595

Barron Drive 3bd 1ba Convenient location, potential for an investment property. $59,900 Brad Cecil 270-929-1595

MLS #68692

MLS #68471

Independence Ave 1bd 1ba Investment property, upstairs is currently rented at $350/month. $28,900 Brad Cecil 270-929-1595

Strawbridge Place 2bd 1ba Living room, den, 2 car det. gar. and bonus room (part. ﬁn.). $119,900 Brad Cecil 270-929-1595

MLS #69011

Yellowstone Dr E 3bd 1ba Immaculate condition, updates, and screened porch. $84,900 Valorie Howe 270-316-0750

Hwy 1700 Hunting, income, 200 acres, pond, barn, cabin, and more. Can be divided. $469,900 Christy Sumner 270-993-7550 MLS #68665

Shultz Road 71.5 acres Great cropland in Ohio County, approx. 56.5 acres of tillMLS #68222 able land, pond, and Center Street 2 bd 1 ba more. $239,900 Christy Neat , spacious living areas/ Sumner 270-993-7550 kitchen, and more. $54,900 Brad Cecil 270-929-1595 Pending listings:

MLS #67760

MLS #67371 MLS #68837 MLS #68378 MLS #68922 MLS #69011 MLS #68640 MLS #68691

MLS #68391 MLS #66580 MLS #67224 MLS #68677 MLS #68697 MLS #68952 MLS #69001

Hwy 81 Commercial For status updates Many updates including call 270.297.9086 baths, and HVAC. $54,900 farmershouse.com Brad Cecil 270-929-1595

30 Real Estate Inside Out

JoAnn Risner Broker/Owner

270-570-3939

Stephanie Miller Realtor®/Broker

270-929-3140

Joetta O'Brien Realtor®

Saturday, July 9, 2016 Messenger-Inquirer

Pat O’Brien Realtor®

270-313-3032 270-929-0838

Karen Thomas Realtor®

270-977-6001

Hope Margelot Realtor®

270-316-5476

Sydney Ellis Realtor®

270-315-5278

Jennifer Staser Realtor®

Ryan Ding Realtor®

Charlotte Burdette Realtor®

Jim Yeckering Realtor®

270-570-5119 270-231-3561 270-925-7617

Jennifer Yeckering Realtor®

270-836-4440 270-836-4440

Risner & Associates Realty, Inc. (270) 926-1400 608 Frederica St., Owensboro, KY. 42301 • joannrisner@email.com

200 Lakeside Ct.

Magniﬁcent property overlooking huge lake with 5 bedrooms, 6.5 baths. Beautiful Atrium with sauna and spa. Gourmet kitchen, Quaker cabinets, hardwood ﬂoors ,with large deck and in ground pool and a 5 car garage. Must see this one of a kind home with spectacular views. Call JoAnn Risner 270-570-3939. MLS#68315

2749 Chatham Lane

Situated on over 5 acres & it's all fenced! 4 BR, 4.5 BA home has a 4.5 car gar. that is 1924 sq. ft. Vaulted ceilings, 2 ﬁreplaces, fully equipped 1000 sq. ft. of guest quarters, full house generator backup, state of the art security & cameras inside & out. All windows are less than a year old. A very private setting with ponds and a lake are just some of the amenities in this one of a kind home. Call JoAnn Risner 270-570-3939 MLS# 66271

REDUCE0D0 $599,0

$1,495,0

1 Stone Creek

Stone & cedar contemporary home situated on 2.5 rolling acres in the desired neighborhood of Stone Creek Park. This rare find is a spacious home w/4 BR, 2 full BA & 2 half BA a finished bsmt., irrigation system, gorgeous stone fireplace & double car gar. Separate outside entrance to a home office. Inground pool w/landscaping adds additional ambience to the park like setting. Dont miss this opportunity to view this beautiful home. Call JoAnn Risner 270-570-3939. MLS#68228

$1,399,9 36 Stone Creek

Gorgeous custom built home with mahogany ﬂoors! Viking appliances & details throughout the home.Hand cut crystal glass mahogany doors. An 1800 sq. ft. of living guest house with bath and a half. Quality carpet in guest quarters. Oversized 3 car garage, outdoor entertaining with pool are just a few of the many amenities you'll ﬁnd in this one of a kind home. Truly outstanding! Call JoAnn Risner 270-570-3939. MLS#68185

1902 Daviess

35 Stone Creek

Magnificent home! Wood floors throughout & granite countertops. Music room, rec room & a beautiful bar room that comfortably sits 10 people. Beautiful cherry cabinets compliment the granite counter tops & must be seen to appreciate the workmanship. Master Suite features His & Hers closets. Living & dining rooms have fireplaces. Huge office & library in the back of the home. You must see this spectacular home! CALL JOANN RISNER 270-570-3939. MLS#66399

$159,500

$129,900

Office or retail, Zoned B4 General Business property is centrally located. Ideal for most any small business or a home office for a much larger business, Lg. parking lot in the back of the house affords crucial space. Property w/a high visibility profile! Call JoAnn Risner 270-570-3939. MLS#63073

14 Hilltop

Gracious living located in the prestigious Hilltop area. Across from the swimming pool in a very private setting w/beautiful landscaping & trees. Home has 6 BR & 4 1/2 baths that have been redecorated to include walk in showers. Don't miss this beautiful home. CALL JOANN RISNER 270-570-3939. MLS # 65447

1705 Grapevine

42,290 sq ft. Storage Facility. Additional 4 BR, 2 BA Brick House w/2193 sq.ft. on 4 Acre +/- Fenced Lot. Madisonville Hopkins County KY. Various Size Doors & Heights. 69 Inside Storage Units. 88 Open Storage Units for Large Items. Large Gravel Parking Lot. Call Jennifer or Jim Yeckering 270-836-4440. MLS#68249

1730 E 18th Street

Investment property/business opportunity, 21,546 sq ft mechanics gar., 1500 sq ft office w/terrazo floors, building is constructed of steel & reinforced concrete, two story w/ramp so you can drive on the second floor, building has sprinklers & 600 amp service, business established in 1962 - building built in 1995, currently used as a mechanic garage & auto air conditioner parts sales, they also re-manufacture auto air conditioner compressors. Included with this property is all shop equipment, auto lifts-milling machine-lathe-brake rotor machine call Jim Yeckering 270-836-4440. MLS#68356

10858 Redhill Maxwell

Beautiful lake and panoramic views on this 23+ acres............ Endless possibilities Call JoAnn Risner 270-570-3939. MLS# 65445

$47,500

G N I D N E P 1005 Grifﬁth Ave.

Desirable location! Ranch style brick with 3 BR & 2 baths on an 80x300 Lot. Large covered back porch & 2 car gar. Don't miss an opportunity to see this home in the heart of Owensboro! Call Stephanie Miller 270-929-3140 or JoAnn Risner 270-570-3939. MLS #68504

OPEN SAT. 7/9 • 10-11:30AM

REDUCED

G N I D N E P 1673 Parkdale

Great investment property at $47,500. MLS#68411.

$235,000 800 W 2ND Street

Immediate investment potential - over half of a city block for sale, the rest of the block is available. This property has frontage on three sides the long side frontage is US hwy 60 / main street, 274 foot of frontage - this sale is for two properties - property 1 consists of 5550 sqft lounge / nightclub w/dance ﬂoor, bar, outside lounge, parking lot, two men's & two womens restrooms. Property 2 consists of 7000 sqft restaurant, kit., bar, dj booth. 800 & 824 West Second St. Possible owner ﬁnancing call Jim Yeckering 270-836-4440. MLS#68343

2418 Winning Colors

Don't miss this beautiful home just completed in 2014. This four bedroom, two and a half bath has a ﬂoorplan that says easy living! Call JoAnn Risner 270-570-3939. MLS#65996

Saturday, July 9, 2016, Messenger-Inquirer

OPEN SUNDAY 7/10 • 1-3P

13 STONE CREEK PARK

Real Estate Inside Out

OPEN SAT & SUN 7/9 & 10 • 3-4:30P

Exquisite home, fully furnished with elegant furnishings and professionally decorated. Completely upgraded, neutral colors, 3-4 bedrooms, 5 full baths, possible second ﬂoor, inground pool, 4 car garage with a ﬂoored attic, circle drive, plus much more. MLS#67337. Call Charlotte Burdette 270-231-3561

PRICE D E REDUC

OPEN SAT & SUN 7/9 & 10 • 12-1:30P

BACK O MARKN THE ET

,900 $169

6401 SUMMIT DR

Beautiful updated 3 BR, 2.5 BA, OPEN CONCEPT home located @ The Summit. 1st floor Master Suite w/jetted tub, tiled kit. & baths w/custom cabinets, granite, oil rubbed bronze hardware & fixtures. Stainless steel Whirlpool appliances. Wood floors in entry, den & formal DR. Tiled GR w/gas log fireplace. Bonus room upstairs could be 4th BR w/closet. Window treatments stay. Sprinkler system. Buyer’s offering Home Warranty. Amenities available: The Pearl Club 18 hole golf course, Pro shop, driving range, restaurant, swimming pool, tennis & playground. Call Jennifer Staser 270-570-5119. MLS#68548

OPEN SAT & SUN 7/9 & 10 • 1:30P-3P

3856 BOWLDS CT.

Cozy family home in Town and Country. Home has 3 bedrooms, 2 1/2 baths. New carpet, & new paint with a large backyard. Motivated Seller. Not in ﬂood zone. MLS#?????. Call Charlotte Burdette 270-2313561

PRICE REDUCED 109 E 20TH

Charming 4BD/1BA! Tons of updates! Heat & Air replaced in 2015, Roof replaced 2013, New carpet 2015, Remodeled bath 2015, Kitchen plumbing replaced in 2015, updated lighting ﬁxtures, freshly painted, fenced in backyard added in 2016! Additional parking in rear of home by one car detached garage! This is a MUST SEE! CALL JENNIFER STASER 270-570-5119 MLS # 68865

Charlotte Burdette Call or Text 270-231-3561

7761 HWY 405

Don’t miss this beautiful 3 bedroom/2 bath home on 1.5 Acres on the East Side! Can easily have 4th BR upstairs! House has been professionally decorated! Open Concept! Beautiful view from the Sunroom with stained concrete ﬂoor! This is a must see! Short distance to bypass and new hospital! Won’t last long! Call Jennifer Staser 270-570-5119 MLS #68967

Jennifer Staser Realtor®

www.charlotteburdette.com lilyburdette12@gmail.com

Call or Text Jennifer at 270-570-5119 email: staserj@yahoo.com

RISNER & ASSOCIATES REALTY, INC.

RISNER & ASSOCIATES REALTY, INC. 608 Frederica St., Owensboro, KY • 270-926-1400

00 $89,9

ED REDUC 00 $119,9

Pat O’Brien Realtor®

Joetta O'Brien Realtor®

270-929-0838

270-313-3032 1750 Sioux Place 4 bedroom, 1931 square feet. MLS#68358

$89,900

5015 Graham Lane

$39,500

16 NEW HOME BUILDING LOTS - 1+ Acre Lots - Underground Electric, Water - Mature Trees, Blacktop - 8 Miles South of OCC

3200 Greenbriar Rd

Come see this wonderful property!! Set up your showing today before you miss it. 3 BR, 2 BA Manufactured home on a permanent foundation. Two living areas, fireplace, laundry room, double det. gar. & located in the country. ALL APPLIANCES INCLUDED! This one could be yours if you don't wait. Call for your showing now! $89,900 JOETTA O'BRIEN 270-313-3032 MLS # 68734 Risner and Associates Realty, Inc. JoAnn Risner, Broker 270-926-1400 608 Frederica Street, Suite #3 • Owensboro, KY 42301

Brick ranch 3 bedroom, large lot with a detached garage, garden spot, fence and extra storage. House has been very well taken care of. 1125 square feet. $89,995 Call Joetta O'Brien 270-313-3032 MLS ????

$79,900

McCormack Acres Let Pat and Joetta fi nd you a home too! - Radar

713 Allen Street $79,900.00. 5 bedroom 2 bath, 1 car detached garage w/ shop. Close to downtown and Brescia Call Joetta @ 270-313-3032 MLS# 68547

32 Real Estate Inside Out

Saturday, July 9, 2016 Messenger-Inquirer

New ways to protect your family W

BY STATEPOINT MEDIA

hile you may think of smart home technology as a convenience -- something to save you a few steps of walking between the couch and the near est light switch, smar t home of ferings also include impor tant preventative measures that can help you protect not only your valuables, but your home itself and ever yone in it. June, which is Home Safety Month, is a great oppor tunity to learn how to use new technology in order to help protect your family: • Beyond the Burglar: The first thing that comes to mind when most people think about home security is almost certainly burglar y. But intruders aren’t the only thing you have to worr y about entering your home. Water damage is the second most common cause of proper ty loss and accounts for a quar ter or more of homeowner’s insurance claims. A good early detection device, such as a Z-Wave flood sensor, could be the dif ference between a damp inconvenience and a soaking wet catastrophe in your home, especially when combined with a smart shutoff valve. • Avoid dangers: Some sensors, like GoControl’s Z-Wave Door/Window Sensors, for example, are a great way to keep you alerted to potential dangers -- especially on days when the kids get home earlier than you do. A few placed judiciously around the house -- on liquor or medicine cabinets, for example, or even the knife drawer, are a great way of keeping your mind at ease. And those same sensors placed on entr y points could aler t you in the event of an invasion. • Deter intruders: When it comes down to it, though, the best way to deal with home invasion is to deter intr uders altogether. When you’re out of town for a vacation or busi-

ness trip, it’s important to make sure your home still looks lived in, and rigid pre-programmed lighting timers aren’t fooling anyone. Newer smar t light bulb systems, like BeON Home, go one step further by recording and playing back your daily lighting routines, and even include a sophisticated listening system that can respond to a doorbell, by turning inside lights on organically, one at a time, exactly

the way you would if you were home. Smart home technology is becoming more versatile than ever. To learn more about how it can be used for keeping people, pets and proper ty safe, visit Z-Wave.com and BeONHome.com for DIY videos, how-tos and live customer assistance. While there’s no replacement for a caring neighbor’s watchful eye, these days there are a great number

Sonya K. Pruitt

Mortgage Loan Officer NMLS 576039 1016 N. Mulberry Street • Elizabethtown, KY 42701 T 270.766.1492 • C 270-766-4470 • F 877.715.6319 sonya.pruitt@pncmortgage.com A division of PNC Bank, National Association

of ways of taking home security into your own hands -- no matter where you are. Smart hubs, combined with sensors in and around the home, can take the wor r y out of being away from home by aler ting you when something goes wrong. With a connected home, you can better keep tabs on your house and keep the things and people in it safe, even when you’re not home.