Parade of Apartments - A Renter's Resource Guide by Independent Publishing

Western Montana Chapter

National Association of Residential Property Managers Supporting professional and ethical practices of rental home management through networking, education and certification.

Members:

Affiliates:

At Your Service Property Management Addie Brown-Testa Bitterroot Property Management Nina Sverdsten Cardinal Properties, Inc. Barbara Liss Fidelity Management Services Geoffrey Bayliss Five Star Rentals & Property Management Jill Zignego Garden City Property Management Lisa Gohrick Richard Wilcomb Gatewest Management Mandy Muller Grizzly Property Management Jodi Corette Annie Kremin Indigo Real Estate Services Stacy Parker King Property Management Rebecca King Martin's Property Management JoAnne Martin Victoria Martin Missoula Property Management Sherrie Featherly Lantha Rienhart

Montana Crestview Loree Smith

Always Preferred Restoration & Janitorial

Montana Westgate Realty, Inc. Laurene Jensen

Brosious Carpet & Flooring

Missoula Independent

Collection Bureau Services

Missoulian

HomeWORD Lolo Glass

Paragon Property Management Paula Engdahl Plum Property Management Jennifer Plum Professional Property Management Tom Chapman Robin Poire Louise Rock Amy Getz Tressy Spangler Larry Tanner Real Estate Management Group Pam Gannon Bruno Friia Marsha Friia Seeley Swan Vacations Shelly Alsup Summit Property Management Aaron Gingerelli Chira Gingerelli-Hegg Mary Hurd Wahlberg Property Management Courtney Wahlberg

Council Grove Apartments Dunwright Roofing Everclean Carpet Care & Restoration

Orr Law Offices TempRite Comfort Systems The Help Zone Treasure State Bank

First Security Bank

Chapter Officers: Aaron Gingerelli - President Pamela Gannon - President-Elect Tom Chapman - Past President Jodi Corette - Treasurer Jennifer Plum - Secretary Lisa Gohrick - Education Chair Sherrie Featherly - Chapter Webmaster

• NARPM® promotes a high standard of business ethics, professionalism and fair housing practice. • NARPM® members know that education and communication raise the level of our profession, so that we may better represent our clients. • NARPM® is here to represent the interest of property managers. • NARPM® wants professionals like you! For membership information contact any NARPM® member.

F o r m o r e i n f o r m a t i o n : w w w. n a r p m m t . c o m

Parade of Apartments A Renterâ&#x20AC;&#x2122;s Resource Guide Table of Contents Going green: sustainable apartment living . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4 Security deposits: how to ensure you get yours back . . . . . . . . . . . . . . . . . . . . . . . . . . .6 The application . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9 How to be a considerate neighbor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .12 Utilities demystified . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .16 The roommate question . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .18 Average rental rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 Fire safety tips for renters . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20 Housing help: an insider's guide to affordable housing . . . . . . . . . . . . . . . . . . . . . . . . .22 Resource listings . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .25

We offer the Largest and Best selection of rental properties 2009 Parade of Apartments: A Renterâ&#x20AC;&#x2122;s Resource Guide

Going green 10 tips for sustainable apartment living By Jennifer R. Betz Asset Manager, homeWORD, Inc. Have you ever noticed that sustainable living tips are often targeted towards homeowners? You may think that renting limits your options while trying to live green and make sustainable choices. However, just small changes to your daily life can mean less resource consumption, and more green in your pocket. Bus, bike, walk, or carpool: If you are in the market for a new rental, look for one that is centrally located to 4

work, school or other services. This cuts down on gas and maintenance costs. Better yet, don’t drive at all – enjoy the health benefits of light exercise and save yourself some cash, to boot. Contact Missoula in Motion for more info on sustainable transportation at missoulainmotion.com. Conserve water: Run full loads of laundry, plus use a drying rack instead of a dryer. You’ll use less energy, save money on the coin-ops, and your clothes will last longer. Low-flow shower heads and faucet aerators are inex-

2009 Parade of Apartments: A Renter’s Resource Guide

pensive and simple to install, and can reduce your home water consumption by as much as 50%. A dripping faucet or a toilet that “keeps running” can waste thousands of gallons over a year. Report all leaks to your landlord. Reduce & Reuse: Buy in bulk or select products with less overall packaging to reduce waste. Reuse items as much as possible and use recycling as a last resort. Recycle: If your landlord doesn’t provide recycling bins, gather

fellow tenants and approach the landlord about this amenity. Not only does it help the environment, it also cuts down on garbage costs for the landlord. If this service isn’t provided, there are several other options for recycling in Missoula: Allied Waste will collect recycling (free of charge) if sorted per guidelines and placed in blue recycling bags next to your regular trash. M i s s o u l a Va l l e y Recycling provides curbside recycling for a small fee. Allied Recycling and Pacific Steel & Recycling both have drop-off recycling centers.

Reduce hazardous household waste: Be careful with what you use to clean your apartment and mind what you pour down the drain. Never pour things like antifreeze, oil, or solvents down your apartment or storm drains. Choose less hazardous products, store and use them safely, and then dispose of them properly. Contact Allied Waste about their motor oil pickup service. The Missoula Valley Water Quality District offers a safe way to dispose of unwanted products with their Haz Waste Days held each September. Green and Clean: Some ingredients in common household cleaners have been linked to health risks. Homemade cleaning products have been found to be safer, equally effective, and cost less. Try the following recipe from Women’s Voices for the Earth. All-Purpose Cleaner Suggested uses: hard surfaces like countertops and kitchen floors, windows and mirrors 2 cups white distilled vinegar 2 cups water 20-30 or more drops of essential oil (optional) Tip: Warming in microwave until barely hot will boost cleaning power for tough jobs. Only microwave in a glass container. For more info visit www.womenandenvironment.org. Grow some food: Gardening is a great way

to relax, save money, and have delicious food to eat right out your door. You can even get tools and advice from Missoula Urban Demonstration Project (MUD). Don’t have a plot at your apartment? Try container gardening or rent a plot through Garden City Harvest. Heat management: Reduce energy use and keep your apartment comfortable by appropriately adjusting windows and blinds according to the seasons and time of day. For drafty windows, consider applying a thin plastic weather barrier on the inside of your windows. Contact your landlord if your doors or windows do not close and seal properly, causing heat loss. CFL Bulbs: Replace the bulbs in your lamps with CFLs. They use less energy than incandescent. Northwestern Energy offers rebates for CFL bulbs. Apartment living: Apartment living itself incorporates many principles of green design. High-density housing is one component of sustainable development and it allows residents to share resources with one another. homeWORD’s developments incorporate many of the above features such as on-site recycling, energy efficient buildings, central locations, gardens, and much more. For more info on affordable, sustainable apartment communities, go to www.homeword.org.

Contact the Missoula Housing Authority to get your name on the waiting list TODAY!

Phone:406.543.4113 x106 www.missoulahousing.org 2009 Parade of Apartments: A Renter’s Resource Guide

Security deposits How to ensure you get yours back By Lisa Gohrick Licensed Property Manager Garden City Property Management, Inc. A security deposit is an amount paid to a landlord to secure a tenant’s compliance with the Rental Agreement for a specific unit. The deposit may be applied by the Landlord to remedy the tenant’s defaults in the payment of rent including late fees and NSF check charges; to repair damages to the premises caused by tenants and their guests, invitees and/or pets (exclusive of ordinary wear and tear); to clean the premises, if necessary, upon 6

the termination of the tenancy; re-rental fees if applicable; and to other money owed to the landlord at the time of deduction pursuant to the Montana Residential Tenants’ Security Deposits Act (MCA 70-25). The following will help you to receive your security deposit back with minimal or no deductions: DO know the terms of your lease. Did you sign a six-month lease? A one-year lease? When does the agreement end? What are the penalties for not fulfilling your lease? Does the agreement automatically renew or does it go

2009 Parade of Apartments: A Renter’s Resource Guide

month-to-month? DO f i n d o u t w h a t cleaning you need to do to the unit. Do the carpets need to be cleaned? Can you rent a machine or do carpets have to be professionally cleaned? Most landlords will give you a list of the cleaning they will require when you move. Go through the list, checking off each item once it’s complete. DO give the landlord a forwarding address & phone number. This ensures your security deposit return will be mailed to your new address.

DO unders t and the term “ordinary wear & tear.” The landlord cannot charge you for ordinary (or reasonable) wear and tear on a unit. This is the deterioration of the unit that occurs during normal living conditions. Following are some examples of ordinary wear & tear compared to damages: • Worn carpeting (wear & tear) vs. torn, burned, stained carpeting (damage) • Faded paint (wear & tear) vs. unapproved tenant paint job (damage) • Sticky closet door (wear & tear) vs. holes in closet door (damage)

What is the Off-Campus Renter Center? The Renter Center helps students find housing, understand their rights and responsibilities, and resolve

Common Issues:

conflicts they are having with their landlords. We also advocate for student renters at the state and local level to make rental housing in Missoula more safe,

• Incomplete repairs

affordable, and efficient.

• Inability to terminate lease • Roommate concerns

What can we do for you?

• Wrongful security deposit withholding

• One on one counseling.

• Wrongful eviction

• Help you understand your rights under the

Montana Landlord-Tenant Act.

• Safety

• Draft grievance and protest letters when appropriate.

• Voluntary Inspection Program

• Connect students with other community resources

that can meet their individual needs.

• Building code compliance

www.umt.edu/asum/rentercenter Monday- Friday 9 AM - 5 PM • ASUM Suite 105 University Center • 406.243.2017

2009 Parade of Apartments: A Renter’s Resource Guide

SUMMIT PROPERTY MANAGEMENT, LLC. 500 N. Higgins Suite #208 Missoula, MT 59802 (Phone) 406.549.3929 • (Fax) 406.829.6644 www.rentspm.com

Summit Property Management is a locally owned company committed to excellence in all aspects of real estate management. We are dedicated to being reliable, responsive and to providing outstanding customer service to our renters and owners alike. Contact us today to discuss our listings and services!

DO make sure you are given a statem e n t s i g n e d by your landlord that documents the condition of the premises at the beginning of your lease. Make sure all existing damage is recorded. If you change the copy you are issued, make sure you present your landlord a corrected copy. Your landlord cannot withhold deductions for damage from your security deposit without providing you with a statement of the condition of the premises at move-in. DON’T just move without proper notification to landlord. Give your notice to vacate in writing. DON’T expect the landlord to track you down. DON’T punch holes in the walls – this is not reasonable wear & tear. DON’T leave behind a mess. The law states that your landlord has thirty days from the termination of the tenancy or thirty days from the surrender and acceptance of the leased unit, whichever occurs first, to provide you with a written list of any rent due and any damage, cleaning or other

2009 Parade of Apartments: A Renter’s Resource Guide

charges deducted from your security deposit. This list and a refund check for the remaining deposit will be mailed to the forwarding address you provided, or your last known address. If there are no deductions from your security deposit, the landlord must refund it to you within ten days, not thirty. It is, of c o u r s e , t h e t e n a n t ’s responsibility to make certain that there will be no deductions. This can be done by leaving the unit undamaged and clean, and by providing a copy of the receipt for any contracted cleaning. The departing tenant also must demonstrate that all utilities which are the tenant’s responsibility are paid through the end of the notice to vacate. Remember, the security deposit is your money that the Landlord holds to ensure your compliance with the lease. When you leave the unit clean with no damages and no rent, utilities, or other expenses due, your security deposit will be refunded to you.

The application By Jennifer S. Plum, LPM Plum Property Management, LLC Property managers represent property owners, and thus must work to assure owners that the tenants they find will take excellent care of the property. One of the most important tools that property managers have in determining if a tenant will be able to care for the property is the application. In this context, the application can be viewed not just as a means of gathering information, but as a start to establishing a good relationship between you and your landlord. Property managers need to ask the right questions up-front to prevent any future defaults, evictions, judgments, damaged property, and/or collection pro-

ceedings. When filling out an application you should expect to see the basics – full legal name, current and past address, social security number. And you should be prepared to present complete disclosure of the following information: • Any other legal or nicknames. • Vehicle information: vehicle identification numbers, license plate numbers, driver’s license number. • Pets: breed, weight, copy of immunization records. • Do you smoke? • Emergency contact, phone number and address. • Current proof of income. • Financial information, bank address and phone number, checking and savings account numbers.

• Employer, occupation, address, length of employment, and supervisor’s name. • Current rent/mortgage cost and type of rental agreement. • Have you ever been late with a rent/mortgage payment? • Current and past landlord/ property owners’ name, address, and phone number. • Why are you moving? • Have you ever been evicted? • Do you have a criminal history? • Have you ever filed for bankruptcy or had any judgments against you? Processing an application can take several days to complete if there is missing or insufficient information list-

2009 Parade of Apartments: A Renter’s Resource Guide

Equinox AFFORDABLE SUSTAINABILITY Corner of Broadway & Russell

Tenants: Concerned? Get informed for only $15 Through this program, a certified building inspector checks out your egress, handrails, heating system, fire hazards and other safety concerns.

Landlords: Benefit by being able to certify and advertise your residence as approved by Missoula's Residential Inspection Program.

35 brand new and sustainably designed studio, one & two bedroom apartments brought to you by homeWORD

Includes:

Green Features:

• Paid utilities • Central location close to trails, bus & other services • Elevator • Accessible units • On-site laundry • Covered parking • Balconies • Storage • Air Conditioning • Community Room

• On-site recycling facility • Low VOC paint • Recycled content carpeting • Solar panels • Bicycle parking • Sustainably harvested wood framing • Energy efficient lights, appliances & more!

Move In Beginning August 2009 Some Restrictions Apply; Section 8 Welcome

APPLY NOW AT:

Contact: City of Missoula Building Department

406.552.6042 10

2009 Parade of Apartments: A Renter’s Resource Guide

1235 34th St. Missoula, MT 59801 Phone: 406-549-4113 www.missoulahousing.org

ed. To speed the process along, keep these tips in mind when filling out your next rental application: Providing your complete income verification and financial information can improve your application. Property managers typically look for 30% of your income to be dedicated to paying rent. For example, if you are applying for an apartment that is $900 per month, you will need to verify your income at or over $3,000 per month. If someone other than yourself financially supports you, or if you have poor or no credit, you will most likely need a co-signer. Positive past landlord references are fantastic! To help your property manager obtain a good landlord reference, be sure to include your current and past landlord’s name, phone number, and address where you are/were renting. If you haven’t rented in the past, a co-signer may be required. If you have a pet, regardless of service animal status, list the pets on the application including type, breed, gender, age and weight. Supply a copy of the current immunization records for the animal as proof of a healthy pet. Most rental properties do not allow pets so it is best to find this out prior to submitting your application. If your pet is a service animal, your leasing agent can assist you further with additional forms and information. Previous bankruptcies, judgments, evictions and criminal records can hinder the approval of your application. Having a criminal

record is not a protected class under fair housing laws. Landlords and property management companies might have criteria that reject an applicant who has a criminal record. But it is important to be up-front and honest about bankruptcies, judgments, evictions, and criminal records. Take time to read through the entire application and don’t leave any blanks. If a section of the application does not apply to you simply write “nonapplicable” or “N/A”. Present your application with your identification card, most recent copy of your bank statements, up to three months of paycheck stubs (or financial aid information), car registration, and co-signer agreement. Don’t forget to sign your rental application. By signing the application you declare that the information you have provided is true and correct, and that you understand and agree that false statements may result in denial of the application. An application cannot be processed without your signature. Have your application fee ready in the form of certified funds (example: cashier’s check, money order, or cash.) Your application will most likely not be processed until the fee has been paid for you and your co-signer. Remember, being honest and thorough on your application is of the utmost i m p o r t a n c e . Fo l l ow i n g these steps will not leave any room for miscommunication between you and your property manager.

LOLO GLASS LLC WINDOW REPAIRS Residential • Commercial Apartments Farm • Ranch Insulated Units Storm Windows Screens • Mirrors Vinyl Windows

WINDSHIELDS & AUTO GLASS Truck Windshields Also, Heavy Equipment Glass Replacement... Tractors, Loaders, Skidders, Semi Trucks, Etc. Sliding Rear Windows Chip Repair U.S. or Foreign "Lexon" Plexiglass

FREE ESTIMATES

Locally Owned & Operated Since 1984 SERVING MISSOULA & WESTERN MONTANA

273-0173 HWY 93 SOUTH, BEHIND NEW FARMERS STATE BANK

PLATE GLASS FIREPLACE GLASS

PICK UP & DELIVERY AVAILABLE Mon-Fri 8-6 • Sat 8-Noon

We're in your 'hood. Curbside service at an affordable monthly fee.

2009 Parade of Apartments: A Renter’s Resource Guide

How to be a considerate neighbor Because niceness matters! By Dan Williams, Grizzly Property Management & Rebecca King, King Property Management In Robert Frost’s poem “Mending Wall” he writes, “Good fences make good neighbors.” Although there is a certain truth to this, there are other, less intrusive measures that also help make good neighbors. The following are just a few suggestions: Remember the Golden Rule. A common bond of respect among neighbors will help alleviate a great many problems. 12

Keep it down. Not everyone shares the same taste in music, movies, or television shows. Avoid inadvertent sharing of these mediums by playing them at reasonable volume. Pick up after yourself. Don’t leave your belongings out for someone else to dodge or pick up. This includes anything your pets and/or service animals leave behind, cigarette butts, and trash. In common areas, a little courtesy goes a long way. Introduce Yourself. If you see your neighbors, stop and say “Hi.” Find out if they

2009 Parade of Apartments: A Renter’s Resource Guide

have children who need to take naps, ask about their work and/or study schedule. Finding out answers to some basic questions before cranking up the surround sound goes a long way toward having a good relationship with your new neighbors. And you never know when you might need to borrow a cup of milk! In the event that you stray from these virtuous habits, keep in mind that landlords or property managers can, and do, contact the police depar tment. Tenants who flagrantly disregard common courtesy or refuse to abide by the terms

of the lease may find themselves intimately acquainted with local law enforcement. If you find yourself in a conflict with a tenant that cannot be resolved between the two of you, it is a good idea to give the property manager a call and explain what is going on. The property manager may be able to help both parties find a compromise or solution. A little common courtesy, respect for others and a friendly attitude will go a long way toward keeping your relationships with your neighbors friendly and enjoyable for everyone.

Honesty, accuracy & timeliness. Communication & trust.

Expect the best. 2809 Great Northern Loop • 251-8500 Check available properties at:

www.rentinmissoula.com 4101 HWY 93 S, Missoula

251-8600 The safest move in town Rentals Starting at $20 per Month Family Owned & Operated Clean New Storage Units Paved Electronic Security Gate A Size for Every Need Video Camera Surveillance System

Locks, Boxes, & Moving Supplies Residential or Commercial On-Site Manager Insurance Available We Care About Our Customers! NO DEPOSIT

OFFICE HOURS:

TRUCK & TRAILER RENTALS www.eagless.net

M-F 8:30AM-5:30PM SAT 8:30AM-1:00PM

ACCESS 7 DAYS A WEEK!

2009 Parade of Apartments: A Renter’s Resource Guide

Utilities demystified By Aaron Gingerelli, Summit Property Management When renting a new house or apartment, it is important to know all of your costs before you sign a lease. Unfortunately, many people don’t think to include utilities when trying to calculate what’s affordable. The following tips will help you better understand what to expect when budgeting for utilities. Know which utilities are your responsibility. Make sure to inquire about which utilities will be your responsibility, as it varies from rental to rental. 16

Assess average cost. Landlords or property managers should be able to provide renters with a “utility average” that they can obtain from the utility company. This utility average is calculated by the utility company on the basis of the past 12 months’ “occupied” usage and will approximate your monthly bill. Rentals vary significantly in their energy efficiency, so it is definitely worthwhile to inquire about the utility costs of each rental you’re considering. Once you’ve signed a lease, be sure to do the following:

2009 Parade of Apartments: A Renter’s Resource Guide

Set up utilities ahead of time. Make sure to set up your utility service on the correct date. Leases and rental agreements often require renters to put the utility service into their name effective the first day of occupancy. To make it easier on yourself, give the utility company a call before you move in. For example, if the rental contract begins on June 10, contact the utility company on June 5 and tell the company to place the service in your name effective on the 10th.

Fix your mistakes. If you moved in on June 10th and forgot to set up utilities until June 15th, don’t p a n i c ! Yo u c a n s t i l l call the utility company and sign up for service in your name retroactive to June 10. Don’t wait too long, though, or you might find yourself with extra fines and fees. Setting up your utilities correctly will help make for a good beginning to your relationship with your landlord, and will help ensure a smoother transition into your new home.

YOUR VISION OF SATISFACTION! Montana Crestview provides apartment living at its finest! Each unit at Crestview and River Rock is equipped with dishwasher, refrigerator, range, microwave, washer, and dryer. Come see all of the extras Montana Crestview has for you! Give us a call today or visit us on the web at www.crestviewapts.com or wwwriverrockapts.com

CRESTVIEW AMENITIES: RIVER ROCK AMENITIES: • Private Balcony or Deck

• Covered Parking

• Exercise Facility

• Open Floor Plan

• Stream & Pond

• Secure Storage

• Spa & Heated Pool

• High Speed Internet

• Covered Parking

• Half-Price Cable

• Courtyard with Gazebo

• Sound Insulation Between Units

• Secure Storage

• Professionally Managed

• Playground

• Handicapped Accessible

MONTANA CRESTVIEW Locally Owned & Operated Leasing Office Located On-site at CRESTVIEW APARTMENTS 4200 Expressway, Missoula

www.crestviewapts.com www.riverrockapts.com (406) 327-1212 2009 Parade of Apartments: A Renter’s Resource Guide

The roommate question By Pam Gannon, Real Estate Management Group So you found your perfect new place – 3 bedrooms, 2 baths, great location. You can walk to work, school and the neighborhood restaurant. Only one roadblock: the rent is $1,500 per month. No problem. Find a couple of roommates to split the rent and utilities and, voilà, it’s yours! Not so fast…if you already have a roommate in mind or if you plan to search for one, there are some things you should keep in mind. First and foremost, you need to be aware of the clauses in your lease and the rules in your resident handbook that pertain to authorized residents and their respective and collective responsibilities. Most leases contain a “joint and several” clause which means that each authorized resident is equally and fully responsible for payment of rent, the condition of the property, the terms of the lease and abiding by the rules set forth in your resident handbook. That means that you can, and typically will, be held accountable for your roommate’s behavior, failure to pay rent or destruction of the property. If your roommate has a run-in with the police over a loud party at the premises, your landlord can consider 18

2009 Parade of Apartments: A Renter’s Resource Guide

you in violation of your lease agreement. If your roommate fails to pay their portion of the rent, the landlord will hold you responsible for the balance. If your roommate inflicts damage at the property, the landlord will hold all of the roommates, including you, accountable for payment to remediate those damages. Do you expect to have long term “guests” in your residence over the summer? Are you considering reducing your rent obligation by subleasing one of the bedrooms? Your lease or handbook will typically require that you obtain the landlord’s written approval for individuals who stay in the residence longer than 7 days or require that they go through the application process, qualify, and sign off on the lease – just like you did. If they fail to complete the process and remain living at the property, they will be considered an unauthorized resident, you will be considered to be in violation of your lease and you run the risk of your lease being terminated. Most landlords require a background/credit check of applicants for qualification purposes in order to protect both you and the owner’s property. This information allows the landlord to determine if the applicant has a criminal record, has funds available to pay their portion of the rent, has demonstrat-

HOW MUCH? Narrowing your search for the right rental can be easier if you have an idea what you might pay

By Sherry Featherly Missoula Property Management Rental rates vary depending on the size and the type of housing that you choose. Want the space of a home and yard of your own? Renting a

house may be the perfect choice! Living with a roommate doesn’t mean you have to give up your privacy. Get your own place and share expenses with a duplex. They provide the convenience of apartment living but can feel more like a house, and some have yards.

There are many apartment units in Missoula, some offering amenities ranging from rec rooms to covered parking to swimming pools. Think about what’s important to you and check the figure above to get an idea of what you can expect to pay.

Premier continued from page 18 ed a responsible payment history, and that they have a clean rental record. One way to protect yourself when you have roommates is to consider signing a Roommate Agreement. Such an agreement will afford you some protection should your roommates default on their obligations. In addition, the agreement allows everyone to be on the same page with respect to house expectations – who pays the landlord, who has the utilities in their name, what is the expectation for overnight guests, how is cleaning handled, who paid what amount for the security deposit, etc. Your

l a n d l o r d m ay h av e a Roommate Agreement for you to use and modify for your specific situation; if not, there are sample agreements readily available online. In summary: choose your roommates carefully, make sure they complete the landlord’s application process and are reflected on the lease as an authorized resident, and consider signing a Roommate Agreement in order to protect yourself and prevent misunderstandings. Doing these things may mean that the 3-bedroom house is well within your grasp!

Carpet & Upholstery Cleaning Systems

Serving Southwest Montana Licensed / Insured

Free Estimates Carpet &

Upholstery Cleaning

IICRC Certified Firm

& Technicians

Oriental &

Area Rug Cleaning -Drop Offs Welcome Tile & Grout Cleaning

Teflon® Advanced Carpet

and Upholstery Protector by DuPont™

Mention ad for 10% off "CUSTOMER SATISFACTION IS OUR PRIDE" 2010 South Reserve St. • Missoula • 406-327-9262 2009 Parade of Apartments: A Renter’s Resource Guide

Fire safety tips for renters By Tom Chapman, Professional Property Management According to Gar y Honold, Missoula Fire Department’s Assistant Fire Marshall, “80 percent of all fire deaths occur in the home where people feel safe. Gas and carbon monoxide put occupants into a deeper sleep; often the cause of death is smoke inhalation, which occurs before heat and flames reach the body.” With this unsettling reality, what can Missoula renters do to protect themselves and their families from a fire? Below are five tips to promote fire safety in the home. 1. Early detection. For early detection, make 20

sure that smoke alarms are installed and working properly. The Missoula Building Department recommends smoke detectors on every level, in bedrooms, and in adjoining hallways. Also, remember that once you move in to your apartment it is your responsibility to test and maintain smoke detectors. The Missoula Fire Department (MFD) recommends testing smoke detectors monthly and replacing batteries annually. One tip to help you remember to replace the batteries is to change them on the same day every year – for example, on Christmas Day or your birthday. Additionally, never disconnect or impair your smoke detector(s).

2009 Parade of Apartments: A Renter’s Resource Guide

2. Egress. The MFD recommends that you carefully consider egress options when looking for a rental. Make sure that all sleeping areas have some means of escape, especially in basement apartments. 3. Prevention. Fire prevention is largely based on common sense: • The tidiness of a house is a major factor in how fast a fire spreads and develops, according to the MFD. Not only will keeping your place organized, neat, and clean put you in better standing with your landlord, it will also help keep combustibles to a minimum, slowing fire progress should one start. • Don’t leave lighted can-

dles where they could be bumped by a pet, or close to combustible materials. Don’t ever leave a lighted candle unattended. • Never leave your stove unattended while cooking. Under your watchful eye, your food will undoubtedly taste better and you will be able to respond more quickly to potential fire hazards. • Use care with extension cords and don’t allow cords to be strung all over the house. • Follow all manufacturers’ instructions when using space heaters; use extreme care in positioning the heat source to maintain proper distance from combustibles and stay awake while they’re in use.

• Get your furnace inspected annually. Not only will you improve operational safety, you will also improve your efficiency and reduce your heating cost. 4. Get informed. If you are uncertain about the safety of your home, contact the City of Missoula’s Vo l u n t a r y R e s i d e n t i a l Inspection Program (VRIP), run by the Missoula City Building Inspection Department. Program information can be obtained online (www.ci.missoula. mt.us/building/VRIP.htm) or over the phone at (406) 5526042. Tenants, owners, agents and landlords can request an inspection for a fee of as little as $15 for a single dwelling. (Additionally, the online VRIP

brochure is very informative regarding egress dimensions.) 5. Renter’s insurance. The MFD recommends that renters purchase renter’s insurance. The insurance is relatively inexpensive, especially when combined w i t h a n a u t o p o l i c y. Remember that in most cases a renter’s personal belongings are NOT protected under t h e o w n e r ’s p o l i c y. Additionally, if you were the cause of the fire, you may be held responsible for property damages. A renter’s insurance policy protects your personal belongings, protects you from liability, and may even be portable when you leave your current rental. Don’t become a statistic; take fire safety seriously!

Mullan Heights Riverside Apartments Grand Central Apartments 1, 2 & 3 bedroom units, some feature river views, underground parking, washer & dryers, free cable & free heat! Pets! OK

$550 - $1200

Call today to see which one is right for you!

406.239.6483 open daily

2009 Parade of Apartments: A Renter’s Resource Guide

Housing help An insiderâ&#x20AC;&#x2122;s guide to affordable housing programs By Josh Kosar, Missoula Housing Authority There are a number of agencies in Missoula that provide housing in the form of everything from one-time rental assistance to mortgage relief. Navigating the sea of programs and their respective acronyms can be downright confusing: LIHTC, HCV, PBV, HQS . . . WTF? To further complicate the process, the majority of these programs are in such high demand that most agencies have waiting lists. But

fear not! Armed with the knowledge of what each program is designed to provide and what to expect while applying for these programs, housing assistance may come sooner than you expect. Listed below are definitions of some of the programs and terms you will encounter: SUBSIDIZED HOUSING: These programs offer a direct rent payment on your behalf. The subsidy is generally calculated so that a participant is paying no more than 30% of

their adjusted monthly income towards rent. For example, someone earning $1,000 per month would pay $300 for rent. Programs that offer this sort of assistance include public housing, Council Groves Apartments and Section 8 vouchers. AFFORDABLE HOUSING Also known as Tax Credit Housing or Low Income Housing Tax Credit (LIHTC): Affordable housing does not have a direct rent subsidy associated with it to help with your rent payments.

Grizzly Property Management, Inc. "Let us tend your den" 1601 South Ave West 542-2060

2009 Parade of Apartments: A Renterâ&#x20AC;&#x2122;s Resource Guide

Since 1995, where tenants and landlords call home.

Rather, the rent charged on these units is capped by the State and is generally less expensive than what one might find on the private market. These programs require applicants to initially qualify for the program based on their income – those earning less than $23,000 a year will likely qualify. Various apartment complexes around town are part of this federal program, including the Equinox, Gold Dust, Orchard Gardens, Palace,Wildflower, Creekside and Union Place. PUBLIC HOUSING Public Housing programs provide a house or apartment with a subsidized rent attached specifically to that unit. The rent is 30% of the renter’s monthly income as

long as they live in that unit. Most of these types of properties are managed by the Housing Authority. SECTION 8 VOUCHER Also known as Housing Choice Voucher (HCV) or Sticky Voucher: Section 8 vouchers are a type of subsidized housing that allow the participant to rent anywhere within the providing agency’s jurisdiction from any landlord they choose, provided the rental unit passes a Housing Quality Standards (HQS) inspection to ensure it is in safe and habitable condition. The Missoula Housing Authority issues vouchers for Missoula and within a 10-mile radius of Missoula city limits. These vouchers are “portable,” meaning that

the family may take the voucher subsidy with them if they choose to move anywhere else in the country where there is a voucher program. PROJECT-BASED SECTION 8 VOUCHER: The same as the Section 8 voucher, except that these vouchers are attached to a unit and are not portable. To ensure you have the best chance of receiving assistance: Don’t Wait. Most agencies do not have immediate or emergency assistance, so do not wait until your situation is dire to begin the process of applying for affordable housing. Keep

Current!

Make

sure to provide contact information that is accurate and current. Many agencies have long waiting lists and the only contact during that time is made through mailings. Consequently, if an address is incorrect or mail is not checked on a regular basis, someone can easily jeopardize his or her place on the list. If you are interested in learning more about housing assistance or getting onto a waitlist, contact the Missoula Housing Authority at (406) 549-4113. Orientations and information sessions are held at 12pm Mondays at the Palace Apartments, 5:15pm Tuesdays at Missoula Housing Authority Offices, and 12pm Wednesdays at Missoula Housing Authority Office. All are invited to attend.

2009 Parade of Apartments: A Renter’s Resource Guide

Your Experience at Copper Run Includes:

Each Beautiful Appointed Luxury Apartment Home Includes:

• On-site management and maintenance team

• Full-size washer and dryer

• A full-service clubhouse with: - Great room with kitchen, ideal for entertaining - State-of-the-art fitness center - Outdoor, resort-style heated pool, spa and natural gas fire pit - 12-seat movie theater / media room

• Full kitchen appliance package including dishwasher, refrigerator, range oven, and garbage disposal • Microwave available • Walk-in closet

- Business center / conference room

• Spacious private patio or deck

- Wireless Internet Access

• Air conditioning

• Spacious apartment floorplans • Private garages available

• Maple cabinets with designer laminate countertops

2009 Parade of Apartments: A Renter’s Resource Guide

• Computer nook

RESOURCE LISTINGS Apartment Complexes Copper Mountain Real Estate (406) 239.6483 Copper Mountain Real Estate manages three beautiful properties in Missoula. All have 2 & 3 bedroom units. Some have river views, underground parking, washer/dryers, free cable and free heat! Pets are okay! Call to see which one is right for you, we are open daily. $550 $1,200 See ad on page 21. Copper Run at Reserve 2200 Great Northern Ave., Missoula (888) 696-4532 www.copperrunapts.com Studio, One and Two Bedroom Apartment Homes • On-site management and maintenance team • Outdoor heated pool and spa • 12-person movie theater • Business center • Fitness center • Pet friendly Open 7 days a week Monday - Saturday 9am to 6pm, Sunday 10am to 4pm. Come in for a tour today. Welcome home! See ad on page 24. Crestview Apartments 4200 Expressway, Missoula (406) 327-1212 www.crestviewapts.com Vacation living, that you can call home! Each Crestview unit is beautifully designed and equipped with range, microwave, dishwasher, washer and dryer. Just outside your door you can enjoy the heated pool, hot tub and exercise facility or stroll along the pond. Call us about our leasing specials. See ad on page 17. Garden District Apartments (406) 543-4113 x106 www.missoulahousing.org Garden District Apartments, an affordable housing progject, is located just off of Russell Street near The Good Food Store. The 37 energy-efficient units feature accessible units, A/C and W/D. They are located near bike paths and public transportation. Contact the Missoula Housing Authority for more information or to get on the waiting list. See ad on page 5. homeWORD 127 N. Higgins, Suite 307 532-HOME Missoula, MT www.homeWORD.org A non profit in Missoula & Billings that offers healthy, beautiful, sustainably designed apartments at a reasonable price. Contact the property managers at 549-4113 in Missoula & 6554244 in Billings to apply. homeWORD also provides one-on-one housing counseling, foreclosure prevention counseling, financial literacy education and first-time homebuyer classes. See ad on page 10. River Rock Apartments 4200 Expressway, Missoula (406) 327-1212 www.riverrockapts.com

Looking for an apartment value? River Rock units feature a practical and efficient design with the features you desire. Each unit is equipped with a washer and dryer, dishwasher, range and refrigerator and includes covered parking and storage. Call us about our leasing specials. See ad on page 17.

ice property management company. We strive for honesty, accuracy and timeliness in all aspects of our business and work to build strong relationships with our clients and tenants. We offer a wide variety of rental units; please check our website for more details. See ad on page 13.

Property Managers

Plum Property Management (406) 493-1349 jenniferplum@live.com Looking for a competitive property manager? We offer the highest Standards of Professionalism and Code of Ethics. We can maximize rents and income for you and will manage the property efficiently, professionally, and economically, freeing you up to do other things, like relax!

Cardinal Properties Inc 320 S. 2nd St., Hamilton (406) 363-4430 www.cardinalproperties.net We are committed to providing our clients, customers & community professional property management. If you are busy with other business interests, allow us to take care of your property. Are you looking for a house or apartment for rent? Are you planning a vacation or need a furnished rental? Contact us now: See ad on page 18. Garden City Property Management 422 Madison, Missoula (406) 549-6106 www.gcpm-mt.com Garden City Property Management is proud to have served Missoula for over 30 years. We are committed to providing a high standard of service for our property owners and tenants. Visit our website or stop by our office for a list of of available rentals. We're open Monday-Friday 8:30am-5:30pm, Friday 8:30am-5pm and Saturday 9am-1pm. See ad on back cover. Grizzly Property Management 1601 South Ave West

(406) 542-2060 www.grizzlypm.com Grizzly Property Management is a local Missoula company dedicated to outstanding service for landlords and tenants since 1995. With superior rentals and competitive rents, we offer a wide selection aimed to please. Grizzly Property Management: Where Landlords and Tenants call home. See ad on page 22. King Property Management P O Box 565, Lolo, MT (406) 241-0095 www.KingPM.com We specialize in nice, single family homes for rent in Missoula, and the Bitterroot Valley. We limit the number of homes we manage so that we can give each property individual attention and care. If you are looking to rent a really nice home or property, check out our website or call us. See ad on page 26. Missoula Property Management 2809 Great Northern Loop Suite 400, Missoula (406) 251-8500 www.rentinmissoula.com Missoula Property Management is a full serv-

Professional Property Management 2685 Palmer St, Ste. B, Missoula (406) 721-8990 www.professionalproperty.com Professional Property Management, Inc. began managing residential, commercial and industrial property in Missoula, Montana, and its surrounding areas in 1982. We offer long-term invaluable experience in the Missoula rental market, and also maintain a remarkable inventory of residential, commercial and industrial space. See ad on page 27.

(406) 728-7787 Always Preferred Restoration & Janitorial has been in existence for about 5 years. Always Preferred is a specialty company dealing in water and fire damage, carpet and upholstery cleaning, commercial janitorial services as well as mold remediation, clandestine meth lab cleanup, bio-hazard cleaning and a multitude of other services. "We Define Clean" See ad on page 26. ASUM Office of Transportation University Center, Ste. 114 (406) 243-4599 www.umt.edu/asum/ot The Associated Students of The University of Montana Office of Transportation promotes and provides transportation options to the University Community. Transportation options begin from your home, to and from campus. ASUM OT is very interested in improving bus service, biking routes, walking routes, and trail systems so that the Missoula community remains healthy and accessible to all. See ad on pages 14 & 15.

ASUM Renter Center Suite 105, Missoula (406) 243-2017 www.umt.edu/asum/rentercenter The Renter Center helps students find housing, understand their rights and responsibilities, and resolve conflicts they are having with their landlords. We also advocate at the state and local level to make rental housing in Missoula more safe, affordable, and efficient. The Renter Center is a service provided by ASUM and the UM Office of Student Affairs. See ad on page 7.

Blair Transfer & Storage 7600 Desmet Rd, Missoula (406) 543-5131 www.blairtransfer.com Locally owned and operated since 1927. We are here for all of your moving, packing and storage needs. We are an agent for Wheaton World Wide Moving, interstate moving, the only moving company that has received the Good Housekeeping Seal of Approval. We do it all! See ad on page 21.

Real Estate Management Group (406) 532-9300 (888)735-7368 www.RE-MG.com Real estate management is our business. We have been meeting the needs of property owners for over 40 years. Our management and support personnel are highly trained, educated, and experienced in the management of all types of real property. We work to build longterm relationships with property owners and tenants alike. See ad on page 3. Summit Property Management, LLC. 500 N. Higgins Suite #208, Missoula (406) 549-3929 www.rentspm.com Summit Property Management is a locally owned company committed to excellence in property management. We offer a comprehensive range of services to address the needs of both property owners and renters. Contact us today for information on rental properties including: residential single family homes and apartments, commercial office and retail space, storage, leased parking and vacation properties. We look forward to hearing from you! See ad on page 8.

Services Always Preferred P.O. Box 17811 Missoula, Montana

BLAIR

Biolife Plasma Services 3050 Great Northern Ave. Missoula (406) 721-2584 www.biolifeplasma.com Get more out of life than you ever expected... and give more back. Donate Plasma at BioLife Plasma Services. You receive money and give life to patients in need. See ad on page 8. Eagle Self Storage 4101 Hwy 93 South Missoula (406) 251-8600 www.eaglestoragemissoula.com Eagle Self Storage is Missoula’s largest and most experienced self storage facility. Our goal is to deliver a safe, clean and convenient storage experience for our customers. Conveniently

2009 Parade of Apartments: A Renter’s Resource Guide

RESOURCE LISTINGS located, we are only two blocks south of Applebee’s. Our onsite security & computerized access makes Eagle Self Storage a great place to store your valuables. See ad on page 13.

Specializing in single-family homes & horse properties in Missoula, Lolo, Florence, Stevensville and the Bitterroot Valley. If you are looking for a beautiful rental... check out our website for current listings! If you own property and are thinking of renting it... call us.

4 0 6- 2 4 1 - 0 0 95 • w w w .k i n gpm .c o m

Gilly's Gas Inc. 2340 S. 3rd St. W., Missoula (406) 542-1086 www.gillysgas.com Gilly's Gas and Grocery is Missoula's U-Haul dealer. We also offer mini-storage, moving supplies and packing supplies. We have 156 storage units, ranging in sizes from 10x10 to 12x20 with 24 hour access via pin numbers. Also, check out our fine selection of beer, wine, soft drinks, pizza and snacks. See ad on page 23. Lolo Glass, LLC LOLO 93 South, Lolo GLASS LLC Hwy Behind Farmers State Bank (406) 273-0173 Locally owned & operated since 1984. Serving Missoula & Western Montana. Residential and commercial window repairs, new vinyl windows. Windshields & auto glass; chip repair; mirrors; screens; Lexon and Plexiglass. Call today for your FREE estimate. Open Monday through Friday 8-6 and Saturday 8-noon. See ad on page 11. Missoula Housing Authority 1235 34th St. Missoula (406) 549-4113 www.missoulahousing.org The Missoula Housing Authority (MHA) is a public non-profit organization dedicated to providing safe, decent and affordable housing to individuals and families in Missoula, MT. Currently, the Missoula Housing Authority owns and/or manages over 270 housing units and administers rental subsidies for nearly 850 units throughout the community. See ad on page 10.

Experience the Highest-Quality Service SPECIALISTS IN

Licensed and Insured

Call

•Water, Smoke & Fire Damage •Enviro-Friendly Options •Carpet & Upholstery Cleaning •Commercial/Residential •Mold Remediation •Certified Meth Lab Cleanup •Janitorial Services

728. 7787 or 240.9787 26

2009 Parade of Apartments: A Renter’s Resource Guide

Missoula Valley Recycling (406) 543-2972 www.missoulavalleyrecycling.com Missoula Valley Recycling (MVR) provides consistent, efficient collection of your clean, sorted recyclables for a monthly fee. When you subscribe, you receive all the information you need. You are billed quarterly and will receive a newsletter with updates, tips, and news of what we are doing to promote recycling in Missoula. See ad on page 11. Mountain Line Transfer Center 200 West Pine St. Missoula (406) 721-3333 www.mountainline.com Mountain Line provides bus service in the greater Missoula area. Service is provided Monday through Saturday. Weekday service is provided on twelve fixed routes between

6:00AM and 8:00PM. on weekdays. Saturday service is provided between 10AM. and 6PM. Google Transit is available to plan your trip. Visit www.mountainline.com or call 721-3333 for fare and schedule information. See ad on pages 14 & 15.

Premier Carpet & Upholstery Cleaning 2010 S Reserve St, Missoula (406) 327-9262 Serving Southwest Montana • Free Estimates • Carpet & Upholstery Cleaning • Oriental & Area Rug Cleaning - Drop Offs Welcome • Tile & Grout Cleaning • Teflon® Advanced Carpet and Upholstery Protector by DuPont™ Treat Your Carpet "Treat Yourself", Customer Satisfaction Is Our Pride. See ad on page 19. R & R Appliance Center 845 Ronan Street Missoula (406) 542-5040 randrappliancecenter.com R & R Appliance Center, Inc. offers used & reconditioned refrigerators, washers & dryers, stoves, & dishwashers. “Quality, Affordable, Super Clean Used Appliances!" See ad on page 18. Secret Seconds Thrift Stores 920 Kensington 541-3210 1135 W. Broadway • 549-1610 1221 Helen Ave • 728-9252 Gently used clothing, shoes, furniture, books, accessories, collectibles and more for the whole family. We accept gently used donations. All proceeds benefit the YWCA of Missoula. See ad on page 23.

Voluntary Housing Inspection Program City of Missoula (406) 552-6042 The city of Missoula offers the Voluntary Housing Inspection Program. Through this program, tenants, landlords and property owners can for $15, have a certified building inspector check out all the safety hazards and features in your home. Landlords benefit from being able to list their property as approved by this program. See ad on page 10. Western Montana NARPM Chapter (406) 549-3929 www.narpmmt.com The western Montana chapter of the National Association of Rental Property Managers is an association of real estate professionals who know first hand the problems and challenges of managing single-family and small residential properties. We seek to support the professional and ethical practice of rental management through networking, education and certification. See ad on page 2.

“Full Service Rental Experts”

Commercial & Residential Property Management Friendly & Experienced Staff 24 Hour Maintenance Staff Diverse Listing of Over 1200 Units Electronic Leasing Online Payments Online Renter’s Insurance Timely & Clear Communication Individual Support & Service for Owners & Tenants Visit us online at professionalproperty.com National Association of Residential Property Managers Better Business Bureau Member

(406) 721-8990 www.professionalproperty.com

Garden City

PROPERTY MANAGMENT

Proud to have served Missoula for over 30 years! WWW.GCPM-MT.COM 422 Madison • Missoula, MT 59802 • 406.549.6106

THANKS, MISSOULA!