Orchard: modeFinance Credit Report

Page 1

Monday, 17 June 2013

ORCHARD SUPPLY HARDWARE STORES CORPORATION

MORE Credit Rating

C

D

CC CCC

B

BB BBB

A

AA AAA

key

Company name

ORCHARD SUPPLY HARDWARE STORES CORPORATION

Identification number If you want to know more, ASKMORE modeFinance’s credit report.

TM

Almost every day millions of people around the world are wondering the real creditworthiness of the companies with which they are in business. Every day these questions remain unanswered. modeFinance now aims to answer these questions in a simple, complete and immediate way. TM

TM

TM

United States of America

ZIP code and city

95119 - SAN JOSE

Address

6450, VIA DEL ORO +1 408 281 3500 www.osh.com

Legal form Account

Consolidated

Incorporation date

31/03/1989

NACE 2 Sector

4778 - Other retail sale of new goods in specialised stores

TM

ASKMORE is the modeFinance product which gives the chance to evaluate the credit risk for every company from all around the world.

ASKMORE

Country

Listed Status

Active

MORE Credit limit

Not eligible for credit on the base of the available informations

Black records

Available on request

plans 3 types of reports:

Turnover (th e) s-peek

28/01/2012

29/01/2011

499,558

501,959

508,740

Rating

Plus

Basic

02/02/2013

TM

ASKMORE Basic: This report includes modeFinance ’ s MORE Credit Ratings and MORE Credit Limit to help you in the decision making. It covers all essential information including financial statements of the last three years and descriptive information including trade description and sector analysis. This report type is ideally suited for decisions on transactions with each level of credit risk. TM

C

CCC

B

62.71%

16.15%

3.25%

72%

72%

72%

-14.31

5.33

5.43

-8.54

3.04

3.45

0.93

1.19

1.18

Current Ratio

0.66

1.51

1.70

Quick Ratio

0.09

0.28

0.34

76.00

68.00

66.00

Probability of default Confidence Level Solvency ratios Leverage ratio Financial Leverage Total asset/Total liabilities Liquidity ratios

Cash Cycle Ratio Profitability ratios Return on investement ROI (%)

-

-

-

-386.72

-16.74

8.89

Asset turnover

1.61

1.21

1.05

Gross Profit/Operating revenue

0.31

0.33

0.35

-

-

-

Return on equity ROE (%)

Interest Coverage ratios EBIT interest coverage ratio

Analysis and trend of financial strength modeFinance Headquarter Building A - AREA Science Park Padriciano 99 - 34149 Trieste - Italy Ph.: +39 040 375 5337 Fax: +39 040 375 6741 info@modefinance.com TM

key askMORETM is a registered mark of modeFinanceTM

MORE Credit Rating

D not available

non return

C

CC

extremly pathological pathological

CCC

B

BB

BBB

A

AA

AAA

high danger

weak

sufficient

adequate

good

very strong

extremely strong


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Sector Analysis Company

Healthy

Balanced

Vulnerable

Risky

Solvency ratios Leverage ratio

-14.31

0.59

2.12

5.29

3.48

Financial Leverage

-8.54

0.03

0.65

2.75

0.07

Total asset/Total liabilities

0.93

2.69

1.47

1.14

1.00

0.66

2.44

1.47

1.21

0.97

Quick Ratio

0.09

1.90

1.17

0.83

0.55

Cash Cycle Ratio

76.00

-

-

-

-

Liquidity ratios Current Ratio

Profitability ratios Return on investement ROI (%)

-

10.62

4.94

1.91

-6.09

-386.72

10.98

8.61

1.33

-69.04

Asset turnover

1.61

1.88

2.21

1.79

2.27

Gross Profit/Operating revenue

0.31

0.39

0.30

0.26

0.26

-

113.30

6.13

0.96

-4.20

Return on equity ROE (%)

Interest Coverage ratios EBIT interest coverage ratio Cash Conversion Cycle (days) Days Sales Of Inventory (DIO)

95

14

16

26

36

Days Sales Outstanding (DSO)

0

30

30

33

17

Days Payable Outstanding (DPO)

27

23

29

34

30

Cash Conversion Cycle (DIO + DSO - DPO)

68

24

23

31

19

-

452

962

514

83

C

AA

BB

B

CC

Numer of analyzed companies (Average) Rating

The sector has been chosen according to: international companies in the sector NACE 2 4778 with financial data of year 2013.

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

key

Sector Analysis - Graphs

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741

AA AAA


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

C

D

CC CCC

B

BB BBB

A

AA AAA

key

Balance Sheet BALANCE SHEET (th e)

02/02/2013

28/01/2012

29/01/2011

Accounting practice

Local GAAP

Local GAAP

Local GAAP

0.76

0.76

0.77

12

12

12

Total assets

309,634

415,342

485,094

Fixed assets

157,589

268,106

318,845

22,610

101,776

111,997

127,941

159,875

202,485

7,038

6,455

4,363

152,045

147,236

166,248

130,253

119,830

132,479

Exchange rate USD - EUR Number of months

Intangible fixed assets Tangible fixed assets Other fixed assets Current assets Stocks

0

0

0

21,792

27,406

33,770

4,964

6,192

12,015

-23,264

65,587

75,485

12,608

12,608

46

Other shareholders funds

-35,871

52,980

75,438

Total liabilities

332,897

349,755

409,609

Non current liabilities

103,402

251,975

311,672

Long term debt

35,680

193,156

245,575

Other non-current liabilities

67,721

58,819

66,098

Current liabilities

229,496

97,780

97,937

Loans

163,015

6,284

14,855

Creditors

36,338

43,537

52,193

Other current liabilities

30,142

47,959

30,889

309,634

415,342

485,094

NET DEBT (th e)

02/02/2013

28/01/2012

29/01/2011

Short term debts

163,015

6,284

14,855

Long term debt

35,680

193,156

245,575

Debtors Other current assets Cash & cash equivalent Shareholders funds Capital

Total shareh. funds & liab.

Cash & cash equivalent

4,964

6,192

12,015

193,732

193,247

248,414

02/02/2013

28/01/2012

29/01/2011

Net debt

Working capital

-

-

-

-77,451

49,456

68,311

02/02/2013

28/01/2012

29/01/2011

Net Current Assets

Days Sales Of Inventory (DIO)

95

87

Days Sales Outstanding (DSO)

0

0

0

Days Payable Outstanding (DPO)

27

32

37

Cash Conversion Cycle (DIO + DSO - DPO)

68

55

58

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741

95


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

C

D

CC CCC

B

BB BBB

A

AA AAA

key

Income Statement INCOME STATEMENT (th e)

02/02/2013

28/01/2012

29/01/2011

Accounting practice

Local GAAP

Local GAAP

Local GAAP

0.76

0.76

0.77

12

12

12

Exchange rate USD - EUR Number of months Sales

499,558

501,959

508,740

0

-1

-

0

0

0

Operating revenue / turnover

499,558

501,959

508,740

Total operating costs

594,668

503,413

484,345

Costs growth (%)

18

4

-

Service costs

-

-

-

Material costs

-

-

-

Costs of employees

-

-

-

13,998

23,562

48,664

Depreciation

109,108

25,016

24,269

EBIT

-95,110

-1,454

24,395

Financial P/L

-18,786

-17,755

-13,392

-18,786

-17,755

-13,392

-

-

-

-

-

-

-113,896

-19,209

11,003

-

-

-

Extr. and other revenue

-

-

-

Extr. and other expenses

-

-

-

-

-

-

Taxation

-23,930

-8,227

4,291

P/L for period

-89,966

-10,982

6,712

02/02/2013

28/01/2012

29/01/2011

Costs of Good Sold

342,654

335,184

332,516

Gross Profit

156,904

166,775

176,224

Other Operating Expenses

252,014

168,229

151,829

02/02/2013

28/01/2012

29/01/2011

19,142

14,034

30,981

-

-

-

Revenues growth (%) Other revenues +/- variation in inventories and contract in progress + Fixed assets own construction capitalized

EBITDA

Financial revenue Financial expenses Interest paid P/L before tax Extr. and other P/L

P/L before tax + Extr. and other P/L

Cash flow Added value

02/02/2013 Number of employees

5,360

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

28/01/2012

29/01/2011

5,329

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741

-


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

key

Evolutions and trends

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741

AA AAA


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

key

Qualitative information Full overview

Not available.

History

Not available.

Primary business line

Not available.

Secondary business line

Not available.

Main activity

Not available.

Secondary activity

Not available.

Main products and services

Not available.

Size estimate

Not available.

Strategy, organization and policy

Not available.

Strategic alliances

Not available.

Membership of a network

Not available.

Main brand names

Not available.

Main domestic country

Not available.

Main foreign countries or regions

Not available.

Main production sites

Not available.

Main distribution sites

Not available.

Main sales representation sites

Not available.

Main customers

Not available.

Black records Available on request.

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741

AA AAA


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Auditor/Advisor/Bank name

type

address

DELOITTE & TOUCHE LLP

Auditor

-

Wells Fargo Bank N.A

Transfer Agent

-

Board name

date of birth

nationality

function

Mr. Mr. Mr. Mr.

-

-

Chairman of the Board President, Chief Executive Officer, Director Independent Director Independent Director

-

-

Independent Director Independent Director Director Independent Director

William C. Crowley Mark R Baker Matthew D Cwiertnia Kevin R Czinger

Mrs. Susan L Healy Mrs. Karen M Rose Mr. Ravi Y Sarin Mr. Bryant W Scott

Shareholders (the first twenty shareholders ordered by Direct %) ARES PARTNERS MANAGEMENT COMPANY LLC via its funds

Rating:

Country ISO code

Operating Revenue (MIL $)

NACE Rev. 2, Core code Direct % Total % Address : Not available

US 19.87

Total Assets (MIL $) Number of Employees Information date

0.18 2 12/2011

Rating:

ESL INVESTMENTS, INC. via its funds Country ISO code NACE Rev. 2, Core code Direct %

US -

Total % Address : Not available

19.69

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

12/2012

FAIRHOLME CAPITAL MANAGEMENT, L.L.C.; FAIRHOLME FUNDS, INC.; BERKOWITZ R. BRUCE (COLLECTIVELY FAIRHOLM)

Rating:

Country ISO code NACE Rev. 2, Core code

US -

Operating Revenue (MIL $) Total Assets (MIL $)

Direct % Total % Address : Not available

11.95 -

Number of Employees Information date

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

0

04/2012

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

FAIRHOLME CAPITAL MANAGEMENT LLC via its funds

Rating:

Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

US 10.05

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

US

Operating Revenue (MIL $)

Rating:

ZIFF BROTHERS INVESTMENTS, L.L.C. via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

13.7

4.57

Total Assets (MIL $) Number of Employees Information date

US 2.19

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

80 02/2013

6.9 70 12/2012

Rating:

BB

US

Operating Revenue (MIL $)

Rating:

HORIZON KINETICS LLC via its funds Country ISO code NACE Rev. 2, Core code Direct % Total %

1.3 14 12/2012

Address : Not available

BLACKROCK, INC. via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

1.27

Total Assets (MIL $) Number of Employees Information date

9337 200451 10500 12/2012

Rating:

GUGGENHEIM CAPITAL, LLC via its funds Country ISO code NACE Rev. 2, Core code Direct %

US -

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees

Total % Address : Not available

1.22

Information date

12/2012

Rating:

BB

US 0.62

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

36.72 2186.66 260 12/2012

Country ISO code NACE Rev. 2, Core code

US -

Operating Revenue (MIL $) Total Assets (MIL $)

9681 222582

Direct % Total % Address : Not available

0.54

Number of Employees Information date

29660 12/2012

DIMENSIONAL FUND ADVISORS LP via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

24 540

Rating:

STATE STREET CORPORATION via its funds

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Rating:

NORTHERN TRUST CORPORATION via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

US 0.51

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

US

Operating Revenue (MIL $)

2017.7

0.49

Total Assets (MIL $) Number of Employees Information date

1830.07 9500 12/2012

US 0.42

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

Rating:

VANGUARD GROUP, INC. THE via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

Rating:

LOCKHEED MARTIN CORP via its funds Country ISO code NACE Rev. 2, Core code Direct % Total %

3896.04 97463.85 14156 12/2012

B 47182 38657 120000 12/2012

Address : Not available

CHOU ASSOCIATES MANAGEMENT INC via its funds

Rating:

Country ISO code

Operating Revenue (MIL $)

NACE Rev. 2, Core code Direct % Total % Address : Not available

CA 0.36

Total Assets (MIL $) Number of Employees Information date

0 12/2012

Rating:

STATE OF TEXAS via its funds Country ISO code NACE Rev. 2, Core code Direct %

US -

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees

Total % Address : Not available

0.31

Information date

12/2012

Rating:

BB

BM 0.30

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

4122.7 19347 0 12/2012

INVESCO LTD. via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

RENAISSANCE TECHNOLOGIES HOLDINGS CORP. via its funds

Rating:

Country ISO code NACE Rev. 2, Core code

US -

Operating Revenue (MIL $) Total Assets (MIL $)

Direct % Total % Address : Not available

0.29

Number of Employees Information date

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

-

0 12/2012

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Rating:

CHARLES SCHWAB CORPORATION via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

US 0.28

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

US

Operating Revenue (MIL $)

Rating:

STATE OF CALIFORNIA via its funds Country ISO code NACE Rev. 2, Core code Direct % Total % Address : Not available

4931 133637 13800 12/2012

0.28

Total Assets (MIL $) Number of Employees Information date

MORGAN STANLEY SMITH BARNEY HOLDINGS LLC via its funds

Rating:

Country ISO code NACE Rev. 2, Core code Direct % Total %

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees Information date

US 0.26

12/2012

0 12/2012

Address : Not available

Subsidiaries (the first twenty subsidiaries ordered by Direct %) Rating:

ORCHARD SUPPLY HARDWARE LLC Country ISO code NACE Rev. 2, Core code Direct % Total %

US MO

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees

-

Information date

Total %

02/2013

Rating:

OSH PROPERTIES LLC Country ISO code NACE Rev. 2, Core code Direct %

683.1 5329

US MO

Operating Revenue (MIL $) Total Assets (MIL $) Number of Employees

-

Information date

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

02/2013

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

ASKMORE rating guide General vision

A credit rating is an opinion of the general creditworthiness of an obligor (issuer rating), or the creditworthiness of an obligor in respect of a specific debt security, or other financial obligation (issue rating), based on relevant risk factors. The Multi Objective Rating Evaluation (MORE) model is essentially used to assess the level of distress of industrial companies by using data included in financial statements. The basic idea of the model is to analyze a set of financial and economic ratios in a predictive corporate bankruptcy model with the purpose of creating a fundamental credit rating model for each industrial sector. Results of the model are obtained by applying newly developed numerical methodologies, drawing together financial theory, data mining and engineering design methodologies. The heart of MORE is a multi dimensional and multi objective algorithm that produces a classification of each company, by taking into account any attributes (such as sector and country) characterizing a firm. The model gives the opportunity to assign a rating to a company even without considering a complete data analysis and allows to process quality information. It induces a better understanding of a company’s strength and weakness thanks to sophisticated data mining tools and taking into account the analyst knowledge. The MORE rating vision is to look at the fundamental economics of the company. The main idea is to evaluate the rating observing every aspect of the economical and financial behavior of the company: better is the equilibrium between the different aspects, better will be the final rating. This is done studying, evaluating and aggregating the most important sections of the financial and economic behavior of a company such as: profitability, liquidity, solvency, interest coverage and efficiency.

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Rating scale Rating class

Rating macro class

The company’s capacity to meet its financial commitments is extremely strong.

AAA AA

Assessment

Healthy

The company has very strong creditworthiness. The company has a high solvency.

A

Capital structure and economic equilibrium are considered adequate.

BBB Balanced BB

The companyï¿ 21 s performances are adequate considering the sector and the country in which it is operating.

B

The company presents vulnerable signals with regards to its fundamentals. Vulnerable

CCC

The company shows signals of high vulnerability.

CC C D

The company has a dangerous disequilibrium on the capital structure and on its economic and financial fundamentals.

Risky

The company shows considerable pathological situations. The company has not any longer the capacity to meet its financial commitments.

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Fundamental Credit Rating Ratios Analysis area

Ratio

Assessment This measures the level of total liabilities of the company in comparison

Leverage ratio

with equity.

Solvency ratios

Financial ratios

Assets to debt

This indicates company’s solvency. The company shows a level of deficit when the value of this ratio is under one unit.

Fixed Assets coverage ratio

This is calculated only for holdings. It measures the capital structure i.e. whether a company covers the fixed assets with long term capital.

Current ratio

This measures whether a company has sufficient short-term assets to cover its short-term liabilities.

Liquidity ratios This compares current liabilities only to those assets that can be readily

Quick ratio

turned into cash.

Return on Investement(ROI)

This measures the profitability of company investments without regard to the way the investment is financed.

Return on Equity(ROE)

This measures the profitability of the equity.

Asset turnover

This indicates the investments turnover with regards to sales. The level assumed from the ratio depends on the sector in which the company operates.

Profit margin

This indicates the profitability of sales.

Interest Paid coverage

This indicate the ability of the company to cover interest expenses through the economic margins (Gross profit and EBIT) and through the cash flow from operating activities.

Profitability and economic ratios

Interest coverage ratio

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

MORE Credit Limit, Probability of default and Confidence Level MORE Credit Limit

MORE Credit limit is the estimation of the amount of maximum credit that is possible to assign on a commercial relationship with the analyzed company with an outlook of one year. modeFinance used the following values associated with the company analyzed while computing the credit limit:

• Size; • Years in Business; • Average number of suppliers; • Liquidity of the company and the comparison with its sector; • The funds dedicated to be paid to suppliers; • The likelihood that a company may pay its debts in the next 12 months (MORE Ratings).

The credit limit in this report is merely a suggested value of commercial credit limit calculated on the basis of annual public data. This value should be reviewed by paying attention to the Confidence Level value and by using other information such as other business information, news... etc; and private information such as the relationship with client, history of payments, guarantees and the knowledge of the sector.

Probability of default e Confidence Level

In addition to the MORE Rating, modeFinance also estimates the probability of default and provides a level of confidence. The probability of default is the degree of certainty (in quantitative terms) that the company will go into default. As the probability of default is strongly affected by the economic climate that the company is operating in, companies in the same MORE class will not necessarily have the same probability of default. The MORE model can produce a MORE rating even if there is missing data by using an associated confidence level:

Confidence =

P Available Information P Total Information

The level of confidence does not indicate financial confidence in the company. It is a reflection of the variations in availability of financial data across Europe due to filing regulations and suggests the degree of financial detail the MORE rating is able to take into account for each company. For companies with fully populated records a confidence level of 100% would be applied: companies where no financial data is provided, 0%. This puts the MORE rating in a context for the user and aids interpretation.

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


ORCHARD SUPPLY HARDWARE STORES CORPORATION

Monday, 17 June 2013 MORE Credit Rating

D

C

CC CCC

B

BB BBB

A

AA AAA

key

Notes and disclaimer NOTES

modeFinance has based the present analysis on the company available financial statements, coming from one or more of the following sources: local providers, Commercial Register (Companies House), websites, modeFinance’s database etc.

DISCLAIMER

All Rights Reserved. No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form by any means, electronic, mechanical, photocopying, recording or otherwise, without the prior permission of the publisher modeFinance. The facts of this report are believed to be correct at the time of publication but cannot be guaranteed. Please note that the findings, conclusions and recommendations that modeFinance delivers will be based on information gathered in good faith from both primary and secondary sources, whose accuracy we are not always in a position to guarantee. As such modeFinance can accept no liability whatever for actions taken based on any information that may subsequently prove to be incorrect.

Contacts

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Phone

+39 040 3755337

Company Products Where

modeFinance srl VAT number 01168840328 info@modefinance.com www.modefinance.com TM

Area Science Park, Padriciano 99. 34149 Trieste, Italy Tel. +39 040 3755337 Fax +39 040 3756741


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