Essential health protection for essential workers

ESSENTIAL HEALTH PROTECTION

FOR ESSENTIAL WORKERS

Australian energy industry workers are essential workers when it comes to keeping Australia moving. Working in the energy sector, whether it be in renewable energy or fossil fuels, comes with many safety hazards. These include fall hazards, risk of electric shock from electrical currents, and working in confined spaces.

Just as energy workers operate behind the scenes to keep the lights on for the community, there are a number of behind-thescene factors those same workers need to consider; like caring for their health.

You might not think much about health insurance if you don’t have it, but private health cover can help you access the care you need to help maintain and protect your general health. Some of the advantages include: » Avoiding long public hospital waitlists » Access to timely care » Being able to choose your doctor and specialist » Continuity of care with your chosen specialist » Avoiding Lifetime Health Cover (LHC) loading if you take out hospital insurance before you turn 31 » Avoiding the Medicare Levy Surcharge (MLS) if your income is above $90K+ as a single or $180K+ as a couple/family » Cover for various health services (under your Extras) that are not covered under Medicare such as physiotherapy, dental and optical.

However, despite these benefits, health insurance can be complicated, with many different funds, services, government rules and regulations. Like the energy sector, it is highly regulated, and can require special expertise to simplify the process. rt health was the first registered health fund in Australia, founded by railway workers in 1889, and is the not-for-profit, specialist health insurance provider for rail, transport, and energy workers. rt health knows what working in your industry is all about and can advise on the best cover to suit your lifestyle and your health concerns. rt health looks after the Australians who keep Australia moving.

If you are looking to join or change your health fund, rt health is your specialist industry fund. Find more info at www.rthealthfund.com.au, call 1300 886 123 or email: join@rthealthfund.com.au to find out about health cover to suit your needs.

DISCLAIMER: This wellbeing message is brought to you by the health and wellbeing team at rt health – a division of the Hospitals Contribution Fund. The health information provided here is intended to be informative only and should be carefully evaluated for its source, accuracy, completeness and relevance for your purposes. It is not a replacement for professional medical evaluation, advice, diagnosis or treatment by a healthcare professional. Always obtain appropriate professional advice relevant to your particular circumstances.