February 2021

Page 1


DISCOVERY BAY CORCORAN GLOBAL LIVING

Spotlight

1540 Discovery Bay Blvd., Suite B 925.634.1111

Now Open! IN DISCOVERY

DISCOVERY BAY CLEANERS

1540 Discovery Bay Blvd, Suite F 925.757.1775

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14870 Highway 4 925.513.3600

FARMERS INSURANCE - GLENN HOFFMAN

1555 Riverlake Rd Ste. F 925.516.4700

WE’RE OPEN, WELCOME BACK!

JAC’S ON THE BOARDWALK

Inquire Within About Our Local Special

5901 Marina Rd., #4 925.628.8574

Call Today! 925.678.6931

MADELYN’S ON THE BOARDWALK

5901 Marina Rd., #4 925.628.8574

MOUNTAIN MIKES DISCOVERY BAY

1555 Riverlake Rd. 925.240.6966

Open: Monday-Friday 11am-7pm • Saturday-Sunday 11am-4pm

14850 Hwy 4, Discovery Bay (Safeway Shopping Center) W R PROPERTIES 5901 Marina Rd. 925.634.3125

MI PUEBLO MEXICAN RESTAURANT

COMFORT DENTAL

VIN ALEGRO

CALLAHAN COFFEES AND CONES

BOARDWALK GRILL

MARPLES & ASSOCIATES REALTORS

1555 Riverlake Rd. 925.498.4912

1520 Discovery Bay Blvd #300 925.395.4700

14850 Highway 4, Suite B 925.634.5353 1555 Riverlake Rd. 925.420.6422

5879 Marina Rd. 925.513.2499

2453 Discovery Bay Blvd. 925.634.2224

VISION FX OPTOMETRY 2465 Discovery Bay Blvd. 925.626.7070

DISCOVERY BAY VETERINARY CLINIC 14810 Highway 4, Suite A 925.634.0759

NOW OPEN

PIERCE CHIROPRACTIC GROUP

2489 Discovery Bay Blvd #402 925.634.2400 1555 Riverlake Rd, Suite L Discovery Bay

925.787.9688

www.uptowntrends-db.com

RON@YMEDIASERVICES.COM - 510.541.3108

GUILD MORTGAGE COMPANY

1540 Discovery Bay Blvd, Suite B 925.640.5746


T IMPLAN LY N O L A I C E SP $2999.99 Details.

Before

After

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FREE Brighter, Whiter Cleaning FREE Children’s Cleaning & Exam FREE Second Opinion Evaluation

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Open as late as 7pm & on Saturdays!

Dr. Huma Bayat, DDS

925-634-9118

4510 O’Hara Ave., Ste. C | Brentwood platinumsmilesdentistry.com TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

3


MonthlyGrapevine.com CoCoCoupons.com Delta Edition • FEBRUARY 2021

Serving Brentwood. Oakley, Discovery Bay & Byron

Direct Mailed to over 36,000 Homes & Businesses Monthly • 925-634-0880 The Monthly Grapevine™ 8440 Brentwood Blvd., Suite A Brentwood, CA 94513 Office: 925.634.0880 Text: 925.628.2256 info@MonthlyGrapevine.com MonthlyGrapevine.com

in this issue... NEW

ct Conne Direct er b m u N Phone s!

Text u

PRODUCT OF BLUEWATER PUBLISHING LLC

PUBLISHER

©2020 Bluewater Publishing LLC. All rights reserved. All advertisements, flyers or inserts produced by Bluewater Publishing LLC are intended for use solely in advertisements published by Bluewater Publishing LLC. Bluewater Publishing LLC reserves all rights on ads produced in-house for advertisers. All art contained in this publication is exclusive to Bluewater Publishing LLC. The use of the artwork, in whole or in part without written permission.

Bluewater Publishing LLC OWNER

Yemi Popoola CUSTOMER SUPPORT

Trisha Moore SALES EXECUTIVE

Ron Kahwaty SALES EXECUTIVE

Roger Brown WEB DESIGN/EDITOR

Clifton Creative Web

02

Discovery Bay Spotlight

03

Platinum Smiles

07

Oakley Tavern

08

For Your Dental Health by Dr. Sue Padavettan, DDS.

09

Scholar Academy

10

Oak View Memorial

11

Chicago Pizza With-A-Twist

12

Carey Bros. Remodeling

15

S. Page Son Painting

16

Sunbusters Patio Covers

18

Vet’s Move Junk

21

Bearscapes Landscape & Nursery

24

Home Pro Solutions

26 27

Central Blvd. Vet. Hospital

30

Article by Patrick McCarren, Local Realtor & Broker

34

Local Garage Doors

35

Mr. Pavers

36

Orchard Dental + Orthodontics

First Class Water Heaters

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plus 2.5% commission to buyer’s agent paid at closing

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1320 Willow Pass Road, Suite 600, Concord • 5179 Lone Tree Way, Suite 533, Antioch

925.457.0088 or 707.334.2276 | MyLocalRealtyServices.com 4

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


PIZZA • PASTA • SUBS • CALZONES • WINGS • SALADS & MORE SPECIALTY PIZZAS Personal Pizza

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Large

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16 Slices

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APPETIZERS Garlic Bread (8" Roll) ....................... $3.99 Side Order of Meatballs (4) or Sausage (2)...................................... $6.99 Chicken Munchers (24 pcs) ............. $8.99 Garlic Cheese Bread Sticks ............. $9.99 Garlic Cheese Roll (4) ...................... $9.99 Served with Marinara Sauce

Zucchini Sticks ................................ $9.99 Potato Cheese Munchers (15).......... $9.99 Side Eggplant Parmigiana ............... $9.99 Mozzarella Marinara ........................ $9.99 Breaded Cheese Ravioli (8).............. $9.99 Buffalo Wings (10) ........................... $12.99

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Italian Salad..................................... $10.99

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Personal Pizza ....................................$10.99 Medium Cheese Pizza ........................$13.99

Chicken, Romaine Lettuce, Croutons and Parmesan Cheese

Large Cheese Pizza ............................$16.99

A Pocket Full of Flavor Served with Marinara Sauce Additional Fillings $1.79 each

14" (8 slices) Additional Toppings $2.39 each

Jumbo Cheese Pizza...........................$18.99

Ricotta & Mozzarella........................ $9.99

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Our classic calzone, made with ricotta and mozzarella cheeses inside a pocket of pizza dough.

20" Additional Toppings $3.99 each

Meatlover......................................... $13.99 Pepperoni, Sausage, Canadian Bacon and Meatballs

Breaded Eggplant Slices with Marinara Sauce and Mozzarella Cheese

(14" Only) Additional Toppings $1.99 each

Vegetarian ....................................... $13.99

Chicken Pesto................................. $16.99

Giganti Cheese Pizza ..........................$30.99 Gluten Free .........................................$17.99 Cauliflower Crust ................................$15.99 (12" Only) Additional Toppings $1.99 each

MEATS TOPPINGS:

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Eggplant Parmigiana ...................... $15.99

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The Monthly Grapevine™ Delta FEBRUARY 2021

5


BUSINESSES TO WATCH

Soon

Every Day Low Price Foot Massage 1 hr. $30

Includes: hot herbal bath, head, neck, shoulder, arm & back massage

Body Massage 1 hr. $45 Mention this ad. Not vallid with any other offer. Prices subject to change.

We Offer Foot Massage In Relaxation Sofas And Body Massage In Private Rooms

Gift Certificates Available

Call to schedule an appointment! Walk-ins welcome!

8610 Brentwood Blvd., Suite D • Brentwood

925-626-7718

9am - 10pm (open 7 days a week) 6

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


WE DELIVER!

PIZZA KABOBS BURGERS CHICKEN SANDWICHES

TRY OUR SPECIALTY BRICK OVEN PIZZAS!

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Medium Specialty Pizza

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Large Specialty Pizza Exp 03/31/21

Buy One Large Specialty Pizza at Menu Price & Get a 2nd Large Pizza For

$10 OFF

15% OFF

Any Order

Exp 03/31/21

Exp 03/31/21

Hours: Tuesday-Sunday 11-8 • Closed Mondays

3685 MAIN STREET, OAKLEY | 925.809.5555 TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

7


FOR YOUR DENTAL HEALTH APOLLO DENTAL CARE

Habits in Children Causing Orthodontic Problems Habits can be responsible for a number of orthodontic and orthopedic problems and should be addressed as soon as possible. When treated immediately most of the problems caused by habits can be reversed. However, when no intervention occurs a serious malocclusion is inevitable. A thumb or finger sucking habit can initially cause the upper front teeth to move forward and the lower front teeth to move back. Sometimes it can prevent the front teeth from erupting normally. If this is not treated as soon as possible it can lead to the narrowing of the upper jaw causing a anterior open bite and a smaller lower jaw. Lip biting and lip sucking of the lower

normal facial growth and correct these problems early on and if need be the dentist will work with the pediatrician and ENT specialist for the best welfare of the child.

lip can cause the upper teeth to tip forward and the lower teeth to tip back. Over time this causes an increase in the amount of over jet. Biting or sucking the upper lip can actually inhibit the normal development of the upper jaw. Tongue thrusting is another habit which can cause a lot of damage in jaw development and teeth growth and position. If this habit persists after the age of 4 to 5 years, there is an increasing likelihood that this pattern will remain. Even the child’s speech patterns can be negatively affected. Nocturnal grinding or bruxism can occur in children. This is usually a sign of an existing malocclusion. It could also be an indicator that the child is suffering from an airway problem. Children with huge adenoids and chronic allergy rhinitis tend to develop mouth breathing habits. This causes narrowing of the upper and lower jaws and open mouth with prominent upper front teeth. Early diagnosis and treatment of these habits can prevent major dental and jaw problems in children and also protecting the self esteem in children due to speech problems. Therefore, regular checkups with the dentist are highly recommended to monitor and recognize impediments to

Apollo Dental Care is the dental office of Dr. Sue Padavettan, D.D.S. Dr. Sue has 15 years of experience in dentistry, graduated from USC with outstanding achievement award for restorative dentistry, was elected member of Honor Dental Society by the Zeta Chapter and is an active member of and ADA, CDA and CCDS. Apollo Dental Care supports Heritage Patriots & East County Little League.

Apollo Dental Care is located at 4530 Balfour Rd. Suite C in Brentwood. They can be contacted at 925-634-5061.

Turning 65?

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The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


LEARN LIFE SKILLS THROUGH MARTIAL ARTS! NOW ENROLLING

NEW YOUTH KARATE STUDENTS YES we are following All Safety Protocols!

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Confidence • Maturity Leadership • Competition Fun • Coordination

FREE TRIAL CLASS Call or visit our website to schedule your FREE Class.

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Juniors’ Novice Juniors’ Novice Juniors’ Novice Form Form

6:15pm

Seniors Ladies

Family & Adult Family & Adult Seniors Ladies Seniors Ladies Kickboxing Kickboxing

7:00pm

Seniors

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For new members only. Must mention this ad. Offer expires 3/31/21.

(In-Person & Zoom)

Juniors’ Novice

Seniors

T-SHIRT

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5:30pm

Seniors Form

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Seniors

Class Duration: Junior and Senior Classes are 45 minutes each. Freshmen classes are 30 minutes each. What Students Need: All students need their Scholars boxing gloves and need to wear their Scholar Wear (shirt, pants, belt and bag). Parents: Guests are allowed in the academy but are encouraged to practice social distancing and to wear a mask. Student members do not have to wear a mask but will practice social distancing.

3840 Balfour Rd, Brentwood | 925.390.0100 925.261.6867

ScholarsAcademy.us TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta I FEBRUARY 2021

9


JOSE A. GAMARRA,

Bookkeeper/Tax Preparer/Auditor

INCOME TAX PREPARATION (Individauls & Small Businesses)

PROVIDING ALL YOUR FINANCIAL & TAX NEEDS FEDERAL & STATE TAX SERVICES: • Individuals (1040)Returns

" ”

( ) @ • Leasing and Property Management • New Home Consulting • Real Estate Sales

@

Patrick McCarran, DRE#01325072. In association with Realty One Group Elite DRE#01931601

(including single member LLCs)

• Partnership Returns

(including multi-member LLCs)

• Corporate Returns • Tax Planning • IRS Representation • Bookkeeping Services Available

20% OFF

On 2020 Tax returns Prepares Prior to March 10th. New clients only. Not valid with any other offer.

FREE REVIEW OF 2019 TAX RETURNS

Business Network International Come network with a group of high energy business professionals and find out how to grow your business.

New clients only. Not valid with any other offer.

1210 Central Blvd, Suite 118 • Brentwood email: mybfh1307@outlook.com

DELTA CHAPTER

For Meeting Information

Contact Valerie

Email: info@vblconsulting.com

(925) 428-9065

714.829.5531

Making Lasting

Memories.

Cemetery, Mausoleum and Columbarium Serving All Faiths Traditional, Cremation and Veteran Services Pre-Planned and at Time of Need

Buy One Space, Get

50% OFF

925.757.4500

2500 E. 18th Street • Antioch, CA 94509

oakviewmemorialpark.com

10

The Monthly Grapevine™ Delta I FEBRUARY 2021

Opening & Closing Costs With this ad. Call for details.

MonthlyGrapevine.com


3999

$

+tax

FAMILY DINNER NIGHT SPECIAL 1 MEDIUM SPECIALTY PIZZA, 1 MEDIUM 1 TOPPING, 10 WINGS AND PASTA

PIZZA DEAL 2 Large 3-Topping Pizzas

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ONE FOR YOU, ONE FOR THE KIDS 1 Large Specialty Pizza + 1 large Pizza Up to 2 Topping

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CODE: YK29

1 MEDIUM, 2 TOPPING PIZZA + 10 WINGS + 2L SODA

$21.99 +tax

Upgrade to a Large Pizza for $2 Extra CODE: PWSD

One Coupon per customer. Limited delivery area and hours. Not valid with any other promotions or discounts. Additional delivery fee may apply. Valid through 03/31/2021.

6700 Brentwood Blvd., Brentwood | 925.516.7600 Open 7 Days A Week: Sun-Thurs 10am-10pm, Fri-Sat 10am-12am | Fresh Dough Made daily

ORDER ONLINE! CHICAGOSPIZZATWIST.COM TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

11


IMAGINE...AND CREATE

Landscape For Living!

Landscape Design • Seat Benches Stamped & Color Concrete • Pavers Stonework • Built-in BBQ’s Outdoor Living Areas Fireplaces & Firepits Water Features Irrigation Design Plant Selection & More Lic. #885764 Bonded & Insured

925.270.6257 | 925.813.5794

TRISTARLANDSCAPESERVICES.COM

12

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


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IF IT’S IN YOUR DUCTS IT’S IN YOUR LUNGS! ER

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BA

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Our air duct cleaners help restore your home to a clean and healthy environment. Supporting your response to Covid 19. • ON TIME APPOINMENTS • NO BAIT & SWITCH • 40 YEARS IN BUSINESS • QUALITY SERVICE

AIR DUCT CLEANING

DRYER VENT CLEANING

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Up to 7 Ducts (Reg. $399) Add’l ducts $29.99 ea (Reg $49.99 ea). Must mention ad. Expires 03/31/21.

NORCAL

Air Duct Cleaning Servicing The Bay Area Since 1980

(Reg. $169) Stacked dryers additional Must mention ad. Expires 03/31/21.

FREE

DRYER VENT CLEANING With whole house cleaning. Can Not Be Combined With Any Other Offer. Must mention ad. Expires 03/31/21.

Call or Text today and schedule your

AIR DUCT CLEANING

510.719.1618 • NorCalAirDuctCleaning.com

Offer good for any recurring service. Cannot be combined with any other offer. Mention ad “TMG” when calling. Expires 03/31/21

TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

13


RESTORE & SAVE THOUSANDS CALL THE CABINET EXPERTS TODAY!

Affordable Shutters

Celebrating

25 Years

• Professionally Clean, Repair and Restore Wood Finish • Replace Drawer Boxes and Slides

Before

• Add Rollout Trays • Knob/Handle Installation • Cabinet Refacing

After

Design Consultations Free Estimates Shades • Shutters • Blinds Hunter Douglas • Norman® Home Automation Integration

Contra Costa Blinds (925) 240-5002

CabinetRestorations.com

(925) 418-2868

ContraCostaBlinds.com

Sarita’s

ALL PHASES OF TREE WORK

CLEANING SERVICE

• PROPER PRUNING • TREE REMOVAL • STUMP GRINDING • SHRUB & HEDGE TRIMMING SERVING BRENTWOOD, OAKLEY & ALL OF EAST CONTRA COSTA COUNTY SINCE 1989 QUALITY, HONEST & DEPENDABLE SERVICE A Family Tradition Since 1945 • Cont. License #857530 • Fully Insured

24 HOUR EMERGENCY SERVICE AVAILABLE! • 925.679.1400

AIELLO PAINTING

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Floor Maintenance, Blinds, Window Cleaning, Move In’s/Out’s, Deep Cleaning

500 OFF

Complete Int. or Ext. Exp. 03/31 /21

Commercial

(925) 864-9284 Lic. #838588

14

The Monthly Grapevine™ Delta I FEBRUARY 2021

Residential

MT.

DIABLO GARDENING Inc.

FREE ESTIMATES Call Mark

Must present ad. Expires 03/31/21.

925.325.3145 English Call for FREE Estimate 925.705.3471 Spanish

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925-240-9498

Lic. #889348 MonthlyGrapevine.com


WHY CALL THE REST? WHEN YOU CAN HAVE THE BEST! Kitchen & Bathroom Remodel Specialist

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Remodel Specialists

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Silva Enterprises General Contractor 925.783.3414

Lic. #932470 TO ADVERTISE CALL 925-634-0880

silva-enterprises.com The Monthly Grapevine™ Delta FEBRUARY 2021

15


HIGH QUALITY PATIO COVERS

FINANCING AVAILABLE! CALL FOR DETAILS

$500

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Minimum purchase required. Must present coupon at time of estimate. Call for details. Expires 03/31/21.

Serving The Contra Costa County Community Since 1998 • Lic #936642

925.625.0120 • VISIT OUR WEBSITE: WWW.SUNBUSTERSINC.COM

PAINTING SPECIAL!

We Do Things Right!

AWARD WINNING

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CA Cont. Lic #637876

SAVE

up to $500

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Any Complete Interior or Exterior Paint Job Not valid with any other offer. Expires 3/31/21.

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DIABLODELTAPAINTING.COM Antioch 757-4114 • Brentwood 513-3244 1-877-PAINT-10 16

PRECISION PLUMBING & CONTRACTING, INC.

The Monthly Grapevine™ Delta I FEBRUARY 2021

• Residential & Commercial Plumbing Services • Hydro Jetting Service • All Types of Water Heaters • Whole House Repipe/ Reroute in One Day

$50 OFF

Water Heater Installation

on • Sewer and Drain Cleaning with TMG coup • Remodels • Sewer Laterals & Camera Inspections • Tentant Improvements • Custom Houses

925-240-0565 PrecisionPlumbing1.com

Lic. #581144

We Offer Military and Senior Discounts MonthlyGrapevine.com


02/28/2021

03/31/2021

03/31/2021

03/31/2021

WE’RE OPEN

03/31/2021

TOP QUALITY TREE CARE SPECIALISTS

FREE ESTIMATE Monthly & Weekly Basis

Back Yard Clean-Ups • Weed Abatement • Hillside Clean-Ups Install New Lawn • Any Type of Irrigation Decorative Rock • Tree Trimming

• Tree Trimming • Shrub & Hedge Trimming • Pruning & Removal • Experienced Arborists • Hablamos Español

24/7 EMERGENCY SERVICE

10% OFF TREE SERVICE

With this ad. Expires 03/31/21

Call Juan Garibay at 925.567.6887

Oakley, CA 94561

CALL FOR YOUR FREE ESTIMATE! 925.565.1554

IVAN’S LANDSCAPE Lic # 025573

Weekly • Bi-Weekly • Monthly Special Occasions Cleaning

FREE Estimates!

romerohuerta2003@gmail.com Lic. #035991

10% OFF New Customers

Must present ad to receive offer. Not valid with other offers. Expires 03/31/21

925.434.2854 • 925.575.1117 TO ADVERTISE CALL 925-634-0880

FREE ESTIMATES!

Retaining Walls • Concrete Patios • Walkways • Pavers Fences • Trees Services New Lawn • Maintenance And More

925.787.7323 | 925.787.4208 The Monthly Grapevine™ Delta I FEBRUARY 2021

17


03/31/21

03/31/21

Stamped Concrete • Hardscape Fencing • Patios • Retaining Walls Stairs/Steps • Water Features Walkways • Landscaping FREE ESTIMATES! Work Guaranteed Open 7 Days a Week!

15% OFF Licensed & Insured #900935

with mention of this TMG ad.

510.277.7568 | GoldStarLandscapes.com 18

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


Le Landscaping Service Experienced • Quality Work • Affordable Price Concrete Stamp & Color • Driveways Pavers • Retaining Walls • Fencing • Gates Sprinkler System • Artificial Grass Patios • Flagstone • Slates • Brick New Lawn • New Irrigation & Repair

Clean-up & Gardening Service

Free Estimates, Call Mr. Le 925.204.8500 Interior • Exterior • Repaints Free Estimates

Lic. #082868

Zamora’s Custom Landscape, Inc. Yard Maintenance • Lawn Aeration • Mowing Edging • Weeding • Fertilizing • Clean Ups Voted Best Gardener and Honorary Best Landscaper in Antioch

Jared Cuevas

(925) 766-9912

FREE ESTIMATES

BayValleyPaintingInc@gmail.com

925-625-0308 or 925-864-3989

CA Lic. #1016730

Lic # 1002046

Frank Zamora

Beautiful Cabinets Without Buying New Mowing • Edging • Cleaning Pruning • Bushes • Fertilizing Sprinkler System Repairs Yard Clean-up • Concrete Walkway Fence Work

Renew Your Kitchen For Under $600 Like-new cabinets for a fraction of the cost We’ll deep clean them & restore in one day

Cabinet Restoration Services 25 Years Experience & Over 3500 Homes We Also Offer Cabinet Refacing

$

40 OFF

Not valid with any other offer. Limited time offer.

Lic #030830 TO ADVERTISE CALL 925-634-0880

CabinetCareBayArea.com

925-528-8553 • Free Estimates The Monthly Grapevine™ Delta FEBRUARY 2021

19


COMMERCIAL I RESIDENTIAL I LIC #402929

Brentw ood Glass Co.

SHOWER & WINDOWS

Complete Residential Glass Service Upgrade Your Shower to

BEFORE

AFTER

ALL NEW Frameless Glass Ask about SPOT FREE GLASS Upgrade

Fogged & Broken Glass Replacements BEFORE

AFTER

We Also Offer:

s ’ m o t s u C t e Carp Carpet Linoleum Hardwood Laminate WPC Floors Restretch Repairs

• Tub &Shower BI Pass Doors • Barn Door Style Shower/Tub Enclosed • New Replacement Windows • Fogged Window Replacement • Mirrors

Paul Hansen

(925)

Senior Discount Monthly Specials Available

963-4049

Call us for a FREE Quote! 925.634.9029 • BrentwoodGlassCompany.com 370 Valdry Ct, Unit C-6, Brentwood • BWG94513@gmail.com

CarpetCustoms@comcast.net

Sudoku

Achieve the landscape of your dreams!

1 3 5 9 • Complete Landscape Installation • Fencing • Outdoor Contstruction • Retaining Walls • Tree Service • Fire Pits • Irrigation Systems • Patio Covers • Pavers • Synthetic Grass

10% OFF ANY SERVICE Must present ad. Limited time only.

CA Lic. #1059793 Bonded/Insured

Call Today For A Free Estimate!

925.752.4868 • WWW.PLSGREEN.NET 20

The Monthly Grapevine™ Delta I FEBRUARY 2021

6 4 5 2 3 9 8

2

9 6

7 6 8 9 1

4 1 3 5 Sudoku Puzzle 8/1 MonthlyGrapevine.com


FULL SERVICE LANDSCAPING & NURSERY YES! WE’RE YES!OPEN WE’RE YES! WE’RE OPEN OPEN EVERYDAY! EVERYDAY! EVERYDAY!

NURSERY • Palm Trees • Roses • Fruit Trees • Citrus • Shade Trees • Succulents

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WE SELL SOD! JUST $0.52 SQ FT. WE SELL FIREWOOD! 1/21/20 7:55 PM

Pict 1.indd 1

• Landscape Plans • Dry Creekbeds • Patios

• Clean-up • Sod & Synthetic Lawns • Sprinkler

LICENSE #784035 • BONDED & INSURED

• Tree Pruning • Fences • Drip System

• Pavers • Retaining Walls • Concrete Demo

Hours: Mon-Sat. 8:30-5:00, Sun. 9:00-4:30

FREE Estimates! 925-240-6311 • 1555 Eden Plains Rd, Brentwood LICENSED, INSURED, BONDED & WORKMAN COMP Homes, Apartments & Offices Commercial Office Cleaning & Floor Maintenance Blind & Window Cleaning • Garage Detailing Pressure Washing • Move Ins • Move Outs Hauling • Carpet Cleaning • Deep Cleaning EPA APPROVED CLEANERS Dependable • Experienced • Guaranteed

WALL TO WALL, WE CLEAN IT ALL!

Beautify YOUR YARD 15% OFF Any Service with this ad. Must present ad. Expires 03/31/21.

Quality Work at Low Prices

SAME DAY SERVICE • FREE ESTIMATES!

925.516.7165

CLEANING SPECIAL!

$25

OFF

Full Deep Cleaning Gift Certificates Available

www.elizabethscleaning.net • maria@elizabethscleaning.net

• Concrete (All Types) • Walkways • Patios • Driveways • Retaining Walls • Brick Work• Fencing • Patio Covers • Pavers • Flagstone FREE • Rock Garden • Decks ESTIMATES • New Lawn • Tree Service • Drainage Systems • Sprinkler & Drip System (Inst. & Repair) • Yard Clean-up • Hauling • And More!

Lic #982294

HAPPY LANDSCAPE & CONSTRUCTION • 925-752-0375 TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

21


Quality Custom Concrete

Ardent’s Residential Hauling WE PRACTICE SOCIAL DISTANCING

FOR LESS! TIRED OF YOUR BORING CARPET? Let Us Remove It & Stain Your Concrete!

BEFORE

• Household Trash • Dirt • Yard Debris • Concrete • Construction Debris & More! VISIT OUR WEBSITE FOR A FREE INSTANT QUOTE!

ARDENTSHAULING.COM • 925.595.1448

able i l EED e T R N & A t R Hones GUA WOR L L A

K

18 YEARS EXPERIENCE LIC. #034168

• General Gardening • Landscaping • Sprinkler Repair • New Lawns • Tree Planting & Removal • Clean Up

(925) 695-5428

OLIVER’S YARD SERVICE AND LANDSCAPING

URGENT NEED FOR VOLUNTEER DRIVERS IN EAST AND FAR EAST COUNTY!

Commercial & Residential Patios • Walkways Retaining Walls • Foundations • Steps Stamped Concrete • Concrete Columns Pavers • Concrete Staining & Sealing Flagstone • Block • Brick

You can help by becoming a Meals on Wheels volunteer driver! Help to deliver hot, nutritious meals to homebound seniors! For more information

925-954-8736 smeyer@mowdr.org mowdiabloregion.org

Meals on Wheels Diablo Region is a non-profit 501(c) (3) organization (IRS #68-0044205).

PUBLIC WORKS

35 Years of Experience

Free Estimates

925-679-3969

www.manueliglesiasconcrete.com manuelconcrete@gmail.com Lic #721870 • Bonded & Insured 22

The Monthly Grapevine™ Delta I FEBRUARY 2021

5 7 4 6 8 2 9 1 3 02/21

6 9 1 4 5 3 7 8 2

8 3 2 7 9 1 5 4 6

1 8 6 5 2 7 3 9 4

3 5 7 8 4 9 6 2 1

4 2 9 1 3 6 8 5 7

9 1 3 2 6 5 4 7 8

7 6 8 9 1 4 2 3 5

2 4 5 3 7 8 1 6 9

Sudoku Solution

Sudoku Puzzle 8/1

MonthlyGrapevine.com


$500

OFF Any New System For a Limited Time Only

$45

OFF Repair Services New Clients Only

925.690.1274

FREE Air Duct Cleaning with Any New System For a Limited Time Only

03/31/21

TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta I FEBRUARY 2021

23


IS SOLAR ENERGY RIGHT FOR YOU?

LEARN THE FACTS! BENEFITS OF GOING SOLAR: • No upfront cost to go solar no fees, no nothing • Federal Government pays 22% of your solar system • Zero payments for 12 months with county program • Increased home value • Eliminate your electricity bill Tim Lunsford,

Owner & Brentwood Resident

Call for a FREE Consulting

925.690.1794

HomeProSolutions.com 24

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


MCR CPA INCOME TAX PREPARATION and QuickBooks Accounting

Marlen Christina Rosales, CPA • Financial Management

CALL TODAY FOR YOUR

925-392-8047 SAFE APPOINTMENT MARLEN@ROSALES-CPA.COM

Serving the Middle Class Individual and the Closely-Held Business

& Budgets • Financial Statements • Tax Projections & Tax Research • Sales Tax Returns • Payroll

FREE QUOTES AVAILABLE

Mention this ad receive $10 OFF

1210 CENTRAL BLVD., SUITE 113, BRENTWOOD 94513•WWW.ROSALES-CPA.COM

EAST BAY EYE CENTERS

Medical Corporation is pleased to announce the opening of our new office in the beautiful city of Brentwood. East Bay Eye Centers has celebrated over 50 years of caring for patients from the entire East Bay with our office in San Ramon being named

Best in the East Bay by the East Bay Times,

and now we look forward to expanding our services to serve Brentwood and surrounding areas. Our office will provide a variety of specialists including:

Todd D Severin, M.D.

Aimée P. Edell, M.D.

Glaucoma, Cataract, Anterior Segment Surgery

Corneal Surgery, Cataract, and Disorders of the Anterior Segment

Viet H. Ho, M.D.

Vahid Feiz, M.D.

Oculoplastic, Orbital, and Reconstructive Surgery

Cornea, Cataract, and Refractive Surgery

Schedule your appointment today!

925.701.8824

8440 Brentwood Blvd, Suite D, Brentwood

TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

25


FULL SERVICE, STATE-OF-THE-ART VETERINARY HOSPITAL

Central Boulevard Veterinary Hospital We are dedicated to providing excellent care.

Open 7 Days A Week: Mon-Sat 9am-7pm Sunday 9am-3pm WWW.brentwoodpets.com

Internal Medicine • Dental • Laboratory • Radiology • Surgery Orthopedic Surgeon Available • State-of-the-Art Diagnostics Se Habla Español • Emergency & Urgent Care FELINE VACCINE PACKAGE Exam Feline Distemper (PRC) Feline Leukemia • Rabies

DENTAL CLEANING SPECIAL FEBRUARY

$599 Reg. $699

$99

(With Bloodwork)

Must present coupon. Cannot be combined with any other offers. Expire 03/15/21.

$500 Reg. $599

(Without Bloodwork)

Includes the following: IV Catheter • Fluids • Pain Meds Must present coupon. Cannot be combined with any other offers. Expire 03/15/21.

Buy 2 Bravecto

8

Buy 4 Bravecto

24

$

$

OFF*

OFF*

* Must present coupon. Cannot be combined with any other offers. Expire 03/15/21.

CANINE VACCINE PACKAGE BASIC Exam • Distemper Rabies • Bordetella Bioharzard Fee Reg. $120

$99

COMPREHENSIVE Exam • Distemper Rabies • Bordetella Fecal Test • Heartworm Test Bioharzard Fee Reg. $220

$179

Must present coupon. Cannot be combined with any other offers. Expire 03/15/21.

SPAY AND NEUTER SPECIALS

HEARTWORM TEST SPECIAL

$10

FLEAS & TICKS SPECIAL

OFF*

(Regular Price $55)

* Must present coupon. Cannot be combined with any other offers. Expire 03/15/21.

Call Today!

Canine Neuter (0 to 10 pounds)........................... $310 Canine Neuter (11 to 25 pounds) ......................... $350 Canine Neuter (26-50 pounds)............................ $390 Canine Neuter (51-75 pounds)............................ $430 Canine Neuter (up to 76-100 pounds) .................... $470 Canine Neuter (> 100 pounds)............................ $590 Feline Neuter (0 to 10 pounds) ............................ $255 Canine Spay (0 to 10 pounds) ............................. $390 Canine Spay (11 to 25 pounds) ............................ $430 Canine Spay (up to 26-50 pounds) ........................ $470 Canine Spay (up to 51-75 pounds) ........................ $510 Canine Spay (up to 76-100 pounds)....................... $550 Canine Spay (>100 pounds) ............................... $710 Included Pre-anesthetic blood work, IV fluids, surgical procedure, pain meds $39 Exam Charge Extra $15 E Collar Extra

1280 Central Blvd., Suite D Brentwood

925-684-4443 26

The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


YOUR TRUSTED

PLUMBING & A/C EXPERTS HONEST • FAST • DEPENDABLE PROFESSIONAL • EXPERTS

Full Plumbing Services Highest Quality Water Heaters Home Adviser 4-7 Rating Local Family Owned & Operated DRAIN CLEANING SPECIAL

$

109

Reg. $149

With this ad. Cannot be combined with any other offers. Expires 03/31/21.

TANK WATER HEATER 40 GALLON REGULAR

$

50 GALLON REGULAR

1,399 $1,499 Reg. $1600

Reg. $1700

Standard Installation

Standard Installation

With this ad. Cannot be combined with any other offers. Expires 03/31/21.

$

Standard Water Heaters Tankless Water Heaters Trenchless Sewer Lines Whole House Repiping

500 OFF

TRENCHLESS SEWER REPLACEMENT With this ad. Cannot be combined with any other offers. Expires 03/31/21.

$

299

Reg. $449

TANKLESS FULL SERVICE SPECIAL

FLUSHING, CLEANING HEATER EXCHANGER AND CLEANING FAN AND FILTERS With this ad. Cannot be combined with any other offers. Expires 03/31/21.

$

ANY SERVICE Not valid with other offers. Expires 03/31/21.

50 OFF

ANY PLUMBING OR A/C SERVICE OVER $300 With this ad. Cannot be combined with any other offers. Expires 03/31/21.

$

10% OFF

500 OFF

$500 OF

F

TANKL WATER H ESS EAT INSTALL ER Expires

02/28/21

.

ANY COMPLETE A/C SYSTEM With this ad. Cannot be combined with any other offers. Expires 03/31/21.

• Sewer Camera Inspection • Water Heaters Repair & Replace FINANCING AVAILABLE • Sewer Repair & Replacement • Plumbing Licensed, Bonded & Insured • Gas Line Repair CSLB #1024238

AFTER HOUR SERVICE AVAILABLE • FREE ESTIMATES 925.281.2231 • WWW.FIRSTCLASSWATERHEATERS.COM TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta I FEBRUARY 2021

27


Calendar of Events Ongoing Events AFTER SCHOOL ACADEMY Tuesdays-Thursdays, 1:30-6:30pm, Village Community Resource Center, 633 Village Drive, Brentwood or Byron Community Library Club, 3926 Main St., Byron. Literacy and homework support for K-5th Grade. Info 925-626-7892 or jose@vcrcbrentwoodca.org. AL-ANON MEETING Mondays, 12:15pm, Delta Community Presbyterian Church, Classroom, 1900 Willow Lake Rd., Discovery Bay. Support group for friends and families of alcoholics. No need to register. Info Rhonda 925-784-8030. AMERICAN LEGION AUXILIARY 1st Tuesday, 5pm, Legion Hall, Basement, 757 First St., Brentwood. Info Dolly 925-634-3715. AMERICAN LEGION POST 202 MEETING 2nd Wednesday, 6:30pm, Veterans Hall, 757 First St., Brentwood. Info AML202.org or 925-516-2141. ANCIENT SCRIPTURES AND LANGUAGES OF THE BIBLE Wednesdays, 7-9pm, Brentwood. Info 209-642-0278. ANIMAL RESCUE RECON DOG ADOPTIONS Saturdays, 10am-1pm, Pet Food Express, 5829 Lone Tree Way, Antioch. Info 925-392-7654 or animalrescuerecon.com. ART CLASSES Ongoing schedule of fun and creative art classes for kids and adults. Delta Art Gallery, 2485 Sand Creek Rd., Streets of Brentwood. Info DeltaGallery.com or 925-516-5935. BRENTWOOD ALZHEIMER’S CAREGIVER SUPPORT GROUP 2nd Thursday, 7-8:30pm, Neighborhood Church, 50 Birch St., Brentwood. Info 800-272-3900 or hgray1@alz.org. BRENTWOOD LIONS CLUB 1st Wednesday, 6:30pm, Dad’s Cafe, 1135 2nd St., Brentwood. Info 925-587-3783. BRENTWOOD MULTIPLE SCLEROSIS SELF HELP GROUP 2nd Wednesday, 1pm. Sponsored by the National Multiple Sclerosis Society. Info Julie 925-513-4686. BYRON DELTA LIONS CLUB 1st Friday, 10am, Delta Community Presbyterian Church, 1900 Willow Lake Rd., Discovery Bay. Info Linda 925-437-3832.

HAVE YOUR EVENT INCLUDED! email info@monthlygrapevine or text 925-628-2256

DELTA SHADOW BOXERS PARKINSON’S SUPPORT GROUP 1st Wednesday, 6:30pm. John Muir Health Bldg., Conference Room, 2400 Balfour Rd., Brentwood. Info Sue 925-550-2756. DISCOVERY BAY CORVETTE CLUB 1st Thursday, 7:30pm. Info 925-516-0298. DISCOVERY BAY LIONS CLUB 1st Tuesday, 6:30pm, Discovery Bay Yacht Club. Info Bev Rossi 925-813-8491. DISCOVERY BAY PICKLEBALL CLUB FREE TRAINING Saturdays, 9am, Cornell Park, Tennis Courts, 641 Willow Lake Rd., Discovery Bay. Info 925-628-7906. DELTA QUILTERS GUILD 2nd Monday, 7pm, Golden Hills Church, 2401 Shady Willow Ln., Brentwood. Info deltaquilters.org. DELTA WOMEN’S SOCIAL CLUB 2nd Thursday, 11:30am. Info Gloria 925-513-8731. DIG - DELTA INFORMAL GARDNERS 4th Monday, 7:30pm, Brentwood Methodist Church, 809 Second St., Brentwood. Info Bob 925-642-0080 or deltainformalgardners.org. DOFBWOW (Daughter’s of Faith Becoming Women of Wisdom) 2nd & 4th Thursday, 6:45pm, via Zoom. Contact True Free Love Ministry via email truefreeloveministries@gmail.com. GRIEF SUPPORT GROUP Thursdays, 5-6:15pm, Immaculate Heart of Mary Library, 500 Fairview Ave., Brentwood. Info Sandy Heinisch at 925 513-3412 or Mary Ann Smith 925-240-1706. GOLDEN AGE GROUP 3rd Wednesday, 11am, Immaculate Heart of Mary Hall, 500 Fairview Ave., Brentwood. Info Mary Ann Smith 925-240-1706. HALO ADOPTIONS Saturdays & Sundays, 12-3pm (cats), Petsmart , 5879 Lone Tree Way, Antioch. Saturdays and 4th Sunday (dogs), 12-3pm, Petco, 5481 Lone Tree Way, Brentwood. Saturdays and Sundays (cats), 2nd Sunday (dogs) 12-3pm, Pet Food Express, 5829 Lone Tree Way, Antioch. HOSPICE OF THE EAST BAY Once-a-month training for volunteers who are interested in working with patients and families. Informational Session and Training. Info 925-887-5678 or volunteers@hospiceeastbay.org.

CANCER SUPPORT COMMUNITY Tuesdays, 1-3pm, 3505 Lone Tree Way., Suite 3, Antioch. DASH ADOPTIONS Fridays, 5-8pm at Petsmart, 5879 Lone Tree Way, Antioch. 1st & 3rd Sunday, 12-3pm, Petco, 5481 Lone Tree Way, Brentwood. Info 925-219-0151 or deltaanimalssafehaven.org.

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The Monthly Grapevine™ Delta I FEBRUARY 2021

MonthlyGrapevine.com


Ongoing Events - Cont HOW OVER-EATERS ANONYMOUS MEETING Thursdays, 10-11am, Brentwood Professional Plaza, Fellowship Hall, 8385 Brentwood Blvd., Suite B, Brentwood. AA Big Book Discussion. Info Peggy 925-200-2281. MEN’S BREAKFAST 2nd Saturday, 7:30am. Guest speaker at 8:30am. Delta Community Presbyterian Church, 1900 Willow Lake Rd. Discovery Bay. Info cbrodie@comcast.net or 925-634-0184. MINISTRY OF CARING Thursdays, 5-6:15pm, IHM Church 500 Fairview Ave., Hall B, Brentwood. Monthly potluck and happy hour (emphasis on fellowship). Info Mary Ann Smith 925-240-1706 for dates and times. MOMS IN PRAYER Groups meeting in Brentwood, Discovery Bay and Antioch. Info Connilyn 925-750-3434 or momsinprayer.org. MOBILE HOME OWNERS ADVOCACY GROUP 1st Saturday, 1-2:30pm, Oakley. Teach mobile home owners their legal rights and how to defend themselves. Mobile home owners in Oakley, Bethel Island, Knightsen, Byron, Brentwood, Antioch and Pittsburg welcome. Info/register 925-625-6251. OAKLEY SENIORS INDOOR FAIR & FLEA MARKET 1st Saturday, 9-3pm, Oakley Senior Center, 215 2nd Street, Oakley. Arts & Crafts, New & used items, collectibles and antiques. Vendors Contact OSC President Tim Lear (925) 238-5356. PET LOSS SUPPORT GROUP 2nd Tuesday, 5:30-7pm, Tony LaRussa’s Pet Foundation, 2890 Mitchell Drive, Walnut Creek. Info 925-887-5678 or hospiceeastbay.org. SUTTER DELTA FREE DIABETES CLASS Wednesdays, 2-4pm & 4-6pm. Info 925-779-3605. SUTTER DELTA FREE STOP SMOKING CLASS Mondays, 6-8pm. Info 925-779-3555. TYPE 1 DIABETIC PUMP GROUP 2nd Thursday, 4-5:30pm, Kaiser Sand Creek Hospital, Rooms 1A & 1B, Antioch. Info Cheryl 925-516-7725. VOLUNTEER OPPORTUNITIES After School Academy to work with students on their reading/ literacy and homework. Our students are K-5th grade. Two locations in Brentwood and in Byron. Info Village Community Resource Center 925-626-7892 or vcrcbrentwoodca.org. WI CHA KA COUNCIL 1st and 3rd Thursday, 7:30pm, Red Men Pocahontas Hall, 1403 Main St., Oakley. Info Helen 925-634-4609.

Business Meetings AKTION CLUB OF EAST CONTRA COSTA COUNTY 1st Tuesday, 6:15-8pm, Mountain Mike’s Pizza, 1185 2nd Street, Station M, Brentwood. Adults with Special Needs sponsored by Kiwanis Int’l. Info 925-890-2563. BETHEL ISLAND LIONS CLUB 1st and 3rd Wednesday, 7pm, Scout Hall, 3090 Ranch Ln., Bethel Island. Info Dave 925-595-1451. BRENTWOOD CHAMBER MIXER 3rd Thursday, 5:30-7:30pm. Info 925-634-3344. BRENTWOOD ROTARY CLUB Mondays, 12-1:30pm, Wedgewood Banquet Center, 100 Summerset Dr., Brentwood. Info 888-556-0083. BNI REFERRAL FACTORY Thursdays, 11:30am-1pm, Brentwood Community Center, 35 Oak St., Brentwood. Info Liz 925-206-9314 or liz.litaea@lhfs.com. BNI - DELTA BUSINESS CONNEXION BRENTWOOD CHAPTER Wed., 7am, 35 Oak St., Brentwood. Info Maria 925-323-6313. BUSINESS ON THE BAY 1st & 3rd Tuesdays, 8:30am & 11:30am. Discovery Bay. Info Michelle 408-891-0090. CREATIVE COMMUNICATORS TOASTMASTERS MEETING Tuesdays, 7:10-8:15pm, Kaiser Hospital, 4501 Sand Creek Rd., Conference Room IC, Antioch. Info Joe Amaro 510 812-2282 or ccclub.toastmastersclub.org. DELTA NETWORKING PARTNERS Tuesdays, 8:30-10am, Cortona Park, 150 Cortona Way, Brentwood. Info Anthony Rodriguez 408-219-2104. DELTA TOASTMASTERS MEETING Tuesdays, 7:10-8:10am, MiMi’s Café, 5705 Lone Tree Way, Antioch. Info Greg Hullen, President 707-373-6890. DISCOVERY BAY CHAMBER MIXER 4th Tuesday, 5:30pm. Info 925-235-0987. DISCOVERY BAY LIONS CLUB 1st Tuesday, 6:30pm. Discovery Bay Yacht Club, 5781 Marina Blvd., Discovery Bay. Info 925-240-3486. EAST CONTRA COSTA REPUBLICAN WOMEN FEDERATION 2nd Thursday, 11:30am -1pm. Informative speakers and delicious lunch. Info 925-240-7842. KIWANIS CLUB OF BRENTWOOD Thursdays, 12:30pm, Jalisco’s, 8335 Brentwood Blvd. #B, Brentwood. Info brentwoodkiwanis.portalbuzz.com. SONS IN RETIREMENT-DISCOVERY BAY BRANCH 2nd Tuesday, 11:30am, Discovery Bay Country Club, Discovery Bay. Info Luis Figueroa 949-400-4715. SOROPTIMIST INTERNATIONAL OF THE DELTA 1st Tuesday, 6pm, The Delta Gallery, 2485 Sand Creek Road, Suite 128, Brentwood. Info Jan Schults 925-890-6296.

TO ADVERTISE CALL 925-634-0880

The Monthly Grapevine™ Delta FEBRUARY 2021

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PATRICK MCCARRAN

your total unsecured credit balance over 50 percent of your annual salary. This applies even if you pay it off each month.

New Year And Time For A Change!

Use two credit cards. This is good and bad advice at the same time. If you have a credit card with a limit of $2,000, and you charge $1,500 on it, you’ve used 75 percent of your credit limit. Now if you split your amount into two, and spend $750 each, then the percentage of usage will be around 37 percent. So it helps your FICO. Just don’t go on a credit card shopping spree.

It a New Year and definitely time for change it up from last year. How about a new home? Although no one except the credit reporting agencies know exactly how the algorithm works these general tips are commonly acknowledged to help increase your credit score On-time payments improve your credit score tremendously. It carries almost a 40 percent weight on your score. Set up the minimum payment with e-pay and choose the recurring option so it pays every month. Just remember to check your statements in case the minimum payment changes. Because you are setting this up at your bank you can change it or cancel anytime with the click of a mouse. Keep your credit card balances under 40% of the limit. For example, if your limit is $5,000 then keep your balance amount to $2,000 to show that you are not pushing your limits, it is like the old saying they only give you money if you don’t need it. Also it is good practice not to have

30

The Monthly Grapevine™ Delta I FEBRUARY 2021

Maintain a good mix of good and bad loans. Home and business loans are considered good loans. Personal loans and private label credit cards are considered bad loans. This is why investing in a home loan if you are a spendthrift is a better decision. You will have a good credit mix and build an asset. It is a smart decision to pay your home loans over longer periods. Pay off your personal loans, credit cards and private loans first, as they tend to have a higher interest with no asset creation. Home loans, on the other hand but they build an asset. This is one of the underutilized logical tips to improve credit score. Pick a loan and set a goal and then focus on paying that one off (but don’t buy something to celebrate). Many people tend to abandon their savings accounts without closing them. If you have less than your Minimum Average Balance it will start to affect your credit score. Also, when you finish paying a loan off, it’s

imperative to get the loan closure certificate. Check your credit reports regularly. Just go online and check your credit score at least once in a year, so that you can catch any mistakes and get it corrected. There have been cases when banks report you to FICO by mistake. Keep in mind that free reports are a consumer product and the credit score will vary depending on the type of credit you are applying for. Monitor your co-signed joint accounts even if they are family. You need to monitor the statements closely to make sure everything is in order. There is no use complaining if you chose the wrong joint holder who was careless and you don’t catch it. If you know you will not be able to pay on time, call and negotiate with your bank. Banks may be willing to extend your loan period and reduce the EMI and the FICO will see you are proactive. So these are some of the tips to keep your credit score in check and get a better home loan. Feel free to contact me with any other questions or for more information.

Patrick McCarran is a local Realtor and Broker. Call/text 925-899-5536 • pmccarran@yahoo.com • CallPatrick.com Independently owned and operated. Equal Housing Opportunity. In association with Realty One Group Elite DRE#0193160.

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The Monthly Grapevine™ Delta I FEBRUARY 2021

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The Monthly Grapevine™ Delta I FEBRUARY 2021

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The Monthly Grapevine™ Delta I FEBRUARY 2021

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Dining Guide

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The Monthly Grapevine™ Delta I FEBRUARY 2021

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