PATRICK MCCARRAN
Earthquake, Fire and Flood Oh My! Massive wildfires, sudden floods and the anticipation of the next earthquake all serve as a reminder that Mother Nature can be hazardous to your home. There are immediate actions you can take to protect your property and prevent major damage should one of these elements strike in the future. Wildfire - Some inexpensive home improvements include installing a spark arrestor on your chimney, eliminating brush and debris from around your property. More expensive improvements include replacing single-pane glass windows, doors or skylights with tempered glass, replacing your exterior walls and roofing with a more fireresistant material. Earthquake - Anchoring appliances, dressers, TV, computer and other items to the wall is possibly one of the most important preventative measures. Apply safety film to non- tempered windows
and glass doors to protect from shards of glass if broken. Install a gas auto shut-off device, any reputable plumber should be able to do this. Water - Seal windows, doors and any cracks or holes in the foundation and exterior walls. Repair or replace roof shingles and remember tile roofs are not maintenance free. Tiles break for various reasons so it is a good idea to have them checked out by a professional periodically. Install or make sure that the flashing, a thin metal strip, around the doors, windows, thresholds, chimney and roof are intact. Homeowners insurance can help protect you financially. Keep in mind that standard policies cover standard replacement only. This means that the WOLF range may not be covered or the crystal chandelier is covered as a standard brass and glass for replacement. If you have significant upgrades see your insurance agent for a rider or increased coverage. Flood and earthquake damage is NOT covered under the traditional homeowners insurance policy. Periodically review your homeowners insurance policy to make sure that you are adequately covered to rebuild your home and replace its contents. Having a home inventory can make it easier when filing an insurance claim.
IN PERSON EVENTS ARE BACK! GREAT PARTY FAVORS!
Pet & Person Special From Photo
$
Call or text - 925-813-1548
50
Per Head
Start with a sheet a paper for each room in the house. Go around the room listing every item with a general description. If you have it, write the original cost, purchase date, replacement cost, model number, brand name, where purchased, and don’t storage forget places. In addition, take photos or video of each room for visual documentation. It is also a good idea to itemize valuable collections, silver, jewelry, etc. and take close up photos. Try to update your home inventory photos and list at least once a year. It is important to have an emergency evacuation plan and designated meeting area to take a head count in case of fire or other emergency By taking precautions to protect your home, you can possibly help keep damage to a minimum when disasters strike; or in the case of severe damage, make sure that you have the financial means to rebuild. For a PDF booklet text or email me. For more information go to www.ibhs.org or www.fema.gov. Patrick McCarran is a local Realtor and Broker. Call/text 925-899-5536 • pmccarran@yahoo.com • CallPatrick.com Independently owned and operated. Equal Housing Opportunity. In association with Realty One Group Elite DRE#0193160.
Changing Hearts, Changing Lives, One Girlfriend at a Time!
(a women’s non-profit international organization) Meet Girlfriends Unlimited! Call Theresa at 925.642.7067 women@brentwoodnc.org
Cultured Pearls
Museums, Theater & Live Entertainment Contact Theresa at 925-642-7067 or Kellie at kkcandraw@yahoo.com.
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Lit- n- Latte
Meets 1st Thursday of the month. Barnes & Nobles at 6:30pm. Contact Lydia at 925-548-5982 or Gina at 650-703-2935.
Movie Night
Meets 3rd Wednesday of the month. Contact Lori at 925-628-7831 or Theresa at 925-642-7067.
Krafty Krafters Krafty Krafter#1 FaceBook Group Meets 2nd Saturday of the month. 50 Birch St. from 10-3pm. Contact Allie at 925-381-2237 or Lori at 925-628-7831.
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The Monthly Grapevine™ Delta I SEPTEMBER 2021
Gamin’ Gals
Meets 4th Friday of the month. Contact Becky at 925-628-7923 or Allie at 925-381-2237.
Ladies Who Lunch
Meets 1st Friday of the month. Contact Donna at 925-813-1885 or Kathy at 925-759-1845.
This and That
Like to shop, eat out, cook a little, go to garage sales or gardening? Contact Chris at 925-628-3977 or Kathy at 925-759-1845.
Mom Tribe
Motherhood truly does take a village, come encourage and support each other. Contact Beckie at Beckiebarkley@gmail.com or Karley at Karley.hall@gmail.com.
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