Muskoka, Haliburton & Parry Sound HOME & LIFESTYLE GUIDE Volume 14, Issue 3
Muskoka Bay, Gravenhurst See page 6 for more details
R al Re RealEstateBook.com a Estat a eB at e ook o .com ok o om
Request FREE MAGAZINES online, or call 800-841-3401
Maggie Tomlinson, ASA, ABR, SRS, Broker Chestnut Park Real Estate Ltd., Brokerage Direct: 705.644.9283 (call/text) www.muskokacottageforsale.ca
South Exp. 670' Lake of Bays - Cedar 5 Bedroom Dream Cottage/Triple Garage/Double Boathouse $2,599,000
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Pen Lake 217' Lakefront 7+ Acres Renovated Cottages $999,000 SO
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Muskoka Bay "Millionaires" cul-de-sac Like New Dream Home $849,000
Fox Lake Year Round Cottage + Bunkie on Sand beach $529,000
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1900+' Summer Sunset Lakefront Gorgeous Cottage/Home & Guest Cabin 6 miles Boating $1,190,000
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Lake of Bays Like New Recreational Residence 4 Bedrms/3 Bathrms
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Line Hill Rd $295,000
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Totally Renovated Riverfront - 40 Miles Boating Ideal Retirement Spot $599,000 SO
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West Exposure Three Mile Lake 3 Bdrm Cottage + Dream Sunroom $449,500
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Tom Harsanyi Sales Rep North Country Realty, Inc., Brokerage
Direct: 800-249-1583 harsanyi@vianet.ca
Independently Owned and Operated
www.MuskokaRealEstateInfo.com
Text R883166 to 52187 SPRING LAKE LUXURY 2.6 acres of unspoiled privacy with nearly 900 feet of shallow sandy and deep shoreline. Hard to come by premium peninsula land with water on 3 sides. Modern open concept luxurious cottage. 3 spacious bedrooms , 2 bath, huge Muskoka room with large sundeck. Floor to ceiling granite fireplace, wall of windows to capture the breathtaking view. Full unfinished basement to create more room if necessary. Just listed $1,150,000
Text R871242 to 52187 HUNTSVILLE COUNTRY HOME 5 minutes to downtown , yet perfect country privacy on your own 5 acres paradise. Open meadows, creek wooded areas, this property has it all. Modern updated 3 bedroom , 2 bath home. Very spacious home, could easily be converted to 4 bedrooms. Beautifully landscaped. Bunkie building to keep the kids happy. Just listed $435,000
Text R710303 to 52187 THIS COTTAGE HAS IT ALL!! Unbelievable pristine privacy. Hundreds of Thousands of acres of Crown land surround this magnificent luxurious, "cutting edge" but rustic and charming lakeside retreat. 5 bedroom, 4 bath plus guest cottage, double car garage. West facing lot and postcard perfect view of miles of Crown land. Second to none sand beach. $1,940,000
101-29 Main St. East Huntsville, ON P1H 2C6
Text R213752 to 52187 WATERFRONT HOME - HUNTSVILLE 5 minutes to downtown by car or boat. This wonderful 3 bedroom, 2 bath family home has a lot to offer. Extensively renovated, inside and out. Plenty of room finished very tastefully. Convenient layout, huge deck/ hot tub at water side. Big East river is fully navigable to the 4 Huntsville lakes. Excellent swimming, fishing, dock, lots of storage. Fraction of the cost of being on the lake. Just listed $499,900
Text R837596 to 52187 HUNTSVILLE- LUXURY WATERFRONT Upscale brand new, 5 bedroom 3 bath home. Wonderful layout. Huge open concept principal rooms with soaring high cathedral ceiling. Spacious, bright home designed to entertain. Fronting on the Big East River that has boat access to all the 4 large Huntsville lakes as well as downtown Huntsville. 3.5 acres of privacy, yet 5 minutes to town. Fraction of the price of being on the lake, yet the same or more convenience. Just listed $1,095,000 HST Incl
Text R916540 to 52187 NEWER FULLY WINTERIZED COTTAGE / HOME on pristine Bigwind lake. This lake is known for the best water quality in Muskoka. Lovely 1.3 acres of land with over 370 feet of shoreline to provide perfect privacy. Modern, spacious, bright 4 bedroom 2 bath home. Huge family room and outdoor decking. Comes fully furnished and equipped, ready to enjoy. Additional insulated guest Bunkie / workshop. Just listed $799,900
Dawn Mashinter,
Sandy Tyers,
ABR®, SRS, Sales Representative
SRES, ABR®, SRS, BROKER
705.571.2534 | dawnmash@vianet.ca
705.788.4492 | sales@sandytyers.com
www.sandytyers.com
muskokahuntsvillerealestate.com
$1,200,000
NEW LISTING
ABSOLUTELY STUNNING LAKE VIEWS WITH 316’ OF NATURAL SANDY BEACH FRONTAGE This is one of the nicest year round waterfront properties that we have ever seen. Three parcels being sold together as a one package with 2.8 acres of level green space treed with huge evergreens for your privacy & enjoyment. This property boasts huge 180 degree views of the lake from the deck and the 3 bedroom/3 bath 4,200 sq.ft. Viceroy home/cottage. Huge wrap around composite decking envelopes this home with low maintenance hardy board siding. The property is located on a year round town maintained road, entering the property via a gorgeous cedar lined driveway. In-floor radiant heating, new steel roof with a fully finished walk-out basement. Too many features to list go to: MLS 145103 or www.beachhousenorthmuskoka.com Text R930158 to 52187
$1,190,000
THIS GORGEOUS TIMBERFRAME offers lofty cathedral ceilings, a spacious, open floor plan with breezy screen room and lovely views of beautiful Three Mile Lake. 4 Bedrooms, Custom kitchen, fully finished with Bunkie. Turnkey-all inclusive. MLS® 138146
$739,999
$389,000
14 ACRES and POND 2 Levels finished, 3 walkouts. This 3+ bdrm is ideal for a growing family or retirees. Newer high efficiency windows, doors, shingles, hard-wired generator, siding, flooring and includes 5 appliances. Watch moose and blue herons around the pond and stream. Sundridge. MLS® 132438 YEAR ROUND COTTAGE/HOME – WASI LAKE What a gorgeous spot! Private and secluded setting. Spacious main floor open plan with full finished lower level & 4 walkouts to the lake. Just look at the photos at www.sandytyers.com and then come and see this custom built beauty. 215’ of waterfront. Private beach, double lot, Bunkie. Oversized detached garage. 3431 Sq.ft MLS® 111135
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ON THE COVER $849,000
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LIVE, LOVE, GARDEN & GOLF AT MUSKOKA BAY
This year round 3 bedroom, 3 bath executive residence boasts a finished lot plus a year round Muskoka room with both water & golf course views. Well treed for privacy, this is absolutely THE BEST LOT at Muskoka Bay. Sprinkler system, fully landscaped with gorgeous gardens and pond across back of lot. Attached double garage. Full, unfishished walkout lower level. Call Maggie today to view. MLS#146446
Cover photo by: Madden Photography For additional information on this home or other listings, contact:
Maggie Tomlinson, ASA, ABR, SRS, Broker Accredited Senior Agent Accredited Buyer's Representative Seller Representative Specialist
Chestnut Park Real Estate Ltd., Brokerage Muskoka Office - (705) 765-6878 ext 240 DIRECT - (705) 644-9283 (cell/text)
www.muskokacottageforsale.ca
Phone: (705)
796-6343
Fax: (705) 726-4123 Email: muskokaTREB@rogers.com NEXT ISSUE SUBMISSION DEADLINE IS:
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MUSKOKA WATERFRONT Skeleton Lake $329,000
Lake of Bays $719,900
3+ acre island building lot. 758 ft shoreline. NW exp. Building site approved.
3 bed . 1 bath . 200 ft frontage. SW exposure. Bunkie
Fairy Lake Canal $1,475,000
Muskoka River $1,595,000
2900 sq. ft. 3 bed 3 bath. 261 frontage. NW exp. 2.7 acres. 4 lake access. Private setting!
3+1 bed. 2.5 bath. detached garage w/loft. Single slip Boathouse, InTown, 4 lake chain
Peninsula Lake $1,595,000
Lake of Bays $2,490,000
5 bed. 3.5 bath. 5000+ sq ft. 220 ft shoreline. Sunsets. Muskoka Rm. 6.4 acres. Privacy!
Timber Frame. 3 bed. 2.5 bath. Boathouse. 450ft shoreline. SE exposure. Inclinator. Private!
JEFF LIDDLE Brokerage
Sales Representative O: 705 765 5759 M: 705 571 2255 Email: jeff@caymanmarshall.com
Gerry Zwaal
Patricia Zwaal
Sales Representative
Broker
705.787.7888 I pgzwaal@gmail.com I Office: 705.766.2400 CLASSIC HOME ON LAKE OF BAYS - 190 FEET WATERFRONT
$839,000
This 5 bedroom home, together with a water's edge, 2 bedroom guest cottage with kitchen, dining and washroom facilities offers outstanding value. This is an amazing family friendly retreat, with towering pine trees, 2 docks and beach for watersports, and family fun. Sought after Lake of Bays location, on a level 1.5 acre lot with western exposure is zoned both residential & commercial. This ultimate Muskoka package is also an ideal location for an art studio, or B & B with childrens' play area. Come and enjoy the friendly community of Dorset. Text R297704 to 52187
$349,000
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PRIVATE RETREAT - 405 FEET WATERFRONT
This property is a perfect retreat for anyone seeking the pristine beauty of a quiet spring fed lake. Great swimming, fishing, canoeing, kayaking and/or paddle boarding. This lake is a non-motorized boating lake. The 2.12 acre lot with 405 ft of waterfront provides for great privacy, beautiful sunsets, has seasonal access, but is within walking distance of a year round road for winter access. The quaint turnkey, 1 bedroom, 1 bathroom cottage is newly renovated, new shingled roof, sunroom windows, and patio doors and woodstove chimney. It comes fully furnished. With over 2 acres of property there is lots of room to build onto the cottage or build a Bunkie with a great view of the lake. Text R841336 to 52187
COUNTRY COTTAGE ON PAINT LAKE
$450,000
This 3 bedroom, 1 bathroom, open concept, three season cottage offers 140 feet of shoreline with beautiful lake views. Walkout to large deck. Gradual sloping steps to waterfront, well treed private lot. A great location to appreciate cottage country at its finest. Boating access to Lake of Bays. Cottage improvements include a raised new foundation, new deck and railing and upgraded hydro and plumbing. Minimum irrevocable 72 hours as owners are out of town. Text R953002 to 52187
Linda Baumgartner
Broker
&
The Haliburton Real Estate Team Linda Baumgartner Broker/Team Leader
Karen Wood Broker
www.haliburtonrealestate.on.ca • contact@haliburtonrealestate.on.ca Mobile: 705-457-6508 • Office: 705-457-1011 • Toll Free: 1-800-465-2984 191 Highland St, Ste 201, Box 330 • Haliburton ON K0M 1S0
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GULL RIVER HOME Spacious modern home with full finished lower level. Wraparound deck, screened room, terraced landscaped lot to pretty riverfront with dock and access to 3 lake chain. Sand bottom and deep water off large dock. 2 single garages. $459,000
SOYERS LAKE, CELESTIAL DRIVE Private cottage or home on the 5 lake chain for excellent boating & fishing & amazing swimming off the dock. Lots of windows, and beautiful views. Gentle slope to terraced decks & dock at the sunny waterfront. 3 levels of living space, well appointed & maintained. $1,099,999
KENNISIS LAKE, ELMHURST LANE Spectacular Normerica Timberframe home/cottage. Open lake S/W view from every room. 3BR/3baths incl a fully fin w/o lower level. 2BR guest cabin close to the lake brings sleeping capacity to 18! 280ft shoreline, private & stunning with both shallow pebble beach & deep water ledge. Granite stairs & patios. $2,257,500
EAGLE LAKE Traditional winterized 3 bedrm cottage with walkout lower level & a cute bunkie! Spectacular view from inside and outside. Beautiful waterfront & dock to enjoy. Close to village conveniences & Sir Sams Ski & Bike. $499,000
KASHAGAWIGAMOG LAKE Year round access, main cottage with 2 levels of living space & small finished loft plus a 2 storey guest cabin. Nearly 2 acres with 164 ft of prime frontage, great for swimming, deep off the dock. $699,900
KASHAGAWIGAMOG LAKE 2800sf custom designed Viceroy. 3BR waterfront home or cottage. Spacious loft & custom copper fireplace. Double attached & insul garage. Perfectly level lot, sunset west exposure & excellent sand beach. 5 minutes to Haliburton village by boat or car! $1,249,000
TERRY PILGER
SUSAN LINK
Sales Representative
DIR: 705-644-1195
E: tpilger@remax-muskoka.com www.terrysellmuskoka.com
Sales Representative
Independently Owned and Operated
405 Muskoka Rd. S. Unit B, Gravenhurst
DIR: 705-646-5352
E:susanl@remax-muskoka.com www.susanlink.ca
SERVICING SOUTHERN MUSKOKA & NORTHERN SIMCOE AREA
$895,000
SPEND YOUR SUMMERS ON LAKE ROSSEAU! This Tobin Island, 3 bdrm, 1 1/2 bath cottage, sits on a property that spans a point giving it both east and west exposure & a total of over 430' ft of waterfront. The single slip boathouse is topped with a 40' by 20' roof top deck & features a 2 bdrm bunkie. Both decks & ramps take you from the boat house to the cottage making it totally wheelchair accessible. Wheelchair accessible Pontoon boat negotiable. Totally Turnkey....just bring your bathing suit. Text R879599 to 52187
$599,900
LOOKING FOR A PERFECT IN TOWN HOME? Built to the highest standards, this new raised bungalow has 4 large bedrooms, 3 full baths & a rec room. Open concept kitchen/living room walks out to a large covered porch & faces the extremely private back yard. F/A natural gas, AC. Main floor laundry. Finished lower level with infloor heat could easily be converted to an in-law suite. Double garage. Gravenhurst.
87830.13.12.010_0600 7/2/18 11:24 AM Page 1
ST IN G CLEAN AND TIDY 2 bedroom home with detached garage, drilled well, propane furnace and fireplace. $159,900 MLS 145283
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NEW PRICE! Excellent year round home or cottage on the Muskoka River with 4 bedrooms, 3 bathrooms, open concept living room, dining room, kitchen with vaulted ceiling and super private lot. 7 km of boating and located between Bracebridge and Huntsville. $789,000 MLS 150894
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FOUR, 2 bedroom, 2 bathroom homes to be completed by early 2019. Slab on grade with in floor heat, attached garage and cathedral ceilings in living room and dining room. $395,000 MLS #145739 / $385,000 MLS #145734
THIS BEAUTIFUL PROPERTY on Sand Lake has over 500 feet of hard packed sandy bottom and smooth rock waterfront and backs onto 1000's of acres of crown land. A rare find with lovely rustic cottage and cabin by the shore as well as South and Southwest exposures. $525,000 MLS 150892
THIS WELL KEPT BUILDING could be a great investment having 4, two bdrm apts or live in one & rent the others. Located between Huntsville & Burk's Falls in Katrine on a level lot near a variety store, public beach at Doe Lake & easy Hwy 11 access. Excellent, long term tenants. Seller will hold mortgage. $399,900 MLS 107241
Call, text or email Wyatt to see what your property is worth in today’s market OR for more info on these or any other listing.
THOMPSON REAL ESTATE BROKERAGE Independently Owned & Operated
Downtown Huntsville Office Number: (705) 789-4957 x111
Call/Text 705-783-1061 wyattw@vianet.ca
View all my listings at
WyattWilliamson.com
FAIRY LAKE Gorgeous 3 BR, 2 1/2 Bath home offers 200' of shoreline. Walnut flrs, vaulted ceilings, Muskoka rm, multiple W/ O's to decks. In-floor heat in lower level, attached garage + barn. New dbl slip boathouse.
LAKE OF BAYS This 3 BR, 2 Bath home offers 265' of shoreline, breathtaking SW views, dbl car garage, 2 BR, 1 Bath guest cottage. Newer F/A propane furnace, C/A, woodstove, generator, porch, roof + more!
GREAT FAMILY BUNGALOW Well maintained 3+ bedroom home, spacious LR open to dining area & kitchen. Large Master with W/O to deck. Main flr laundry, new F/A gas furnace, level lot, storage shed.
NEW BUILD NEAR FAIRY LAKE Beautiful 4 BR, 3 Bath home boasts expansive use of windows, high ceilings & hickory flrs. Propane FP in Great rm, open kit to din rm with W/O to entertaining deck. Master w/5-pce ensuite. Fully finished lower level, attached dbl car garage. Towering pines on 1.3 acres.
MAIN FLOOR CONDO 1 BR, 1 Bath unit offers an open concept plan with W/O to private balcony & easy access to outdoor parking. Close to shopping & amenities. Fees include gas, W&S, grounds maintenance.
COMMERCIAL PROPERTY Development property zoned Hwy Commercial (C3) located just off Hwy 11 in a high traffic area of Huntsville. Level 2.28 cleared acres, fully serviced lot. 4 BR home sold "as is". Easy to develop, endless possibilities here.
LAKE ROSSEAU CONDO Beautiful 2nd floor condo unit offers 1 BR, full Bath, 527 sq.ft. with gas fireplace & W/O to a large private balcony with lake views. Enjoy 9 weeks of usage + rental revenues. World class resort!
SPACIOUS HOME ACROSS FROM RIVER Square log home with an impressive Great rm, updated kit, din rm, huge master with ensuite, 4 BR, 3 Baths, games rm, wet bar, hot tub rm, attached dbl car garage + detached garage/workshop.
CONDO ON LAKE ROSSEAU This 1 BR, 1 Bath suite offers 749 sf of beautiful living space with W/O to private porch & forest views. Fully equipped, fireplace, sep BR. Enjoy 9 weeks of usage + revenue.
$2,695,000
$799,900
$259,900
$1,195,000
$234,900
$579,900
705.789.4957 Ext 113 info@muskokapropertyteam.com www.muskokapropertyteam.com
$199,900
$1,049,000
$279,000
THOMPSON REAL ESTATE BROKERAGE THOMPSON REAL ESTATE BROKERAGE
April Drane, Sales Rep 181 Bay st Gravenhurst • Open by appt.
705- 684-9087 Or Call/Text 416-617-3733 aprilgadsbydrane@sympatico.ca
Cottage Waterfront/Residential/Vacant land $899,000
$734,900
$679,000
LINDHILL ISLAND/KAHSHE LK. 2 adjacent lots, 1100’ waterfront. 15 acres, S&SW exp. Accessible granite shoreline w/ long sandy beach. Breathtaking panoramic lake views/Sunsets. Rustic 8’ X40’ cabin + 8’ X14’ screen porch.
KAHSHE LK. A perfect, sunny, water’ s edge blue, 3bd cottage & bunkie. New reno kit/bath, white int. Bunkie w/2pc+kit/porch. Great package offers Rare rd access/lots parking. Turn key.
GRANTS BAY/KAHSHE LK Private 160’ beach in peaceful bay, Spacious, well built, 4 bd family cottage. Great space/pine interior. Main Liv rm, vaulted ceiling, woodstove. 5 mins to Denne’ s marina.
$399,000
$335,000
$799,000
HUDSON’ S BAY GEM ON KAHSHE LAKE, Kluey’ s Bay. Historic, log cabin with summer porch, kitchen, 3bd/1bth add on, classic Muskoka setting with 150’ beach & sun! Waters edge bunkie
GRAVENHURST/KNISTER SUBDIVISION Solid, 3 bd Family Home, newer kit, laminate flrs, lower level rm, great location, deeded access to Lake Muskoka. Lrg lot, prv garden. Att. Shed/WR. 5 carpark. Nice wooded street/mature trees.
MUSKOKA WHARF! Prime, corner lot, stand alone exposure! Quality build, 1650 sq ft + fin bsmt total 3000+ sq ft , Striking Cathedral ceiling main rm w/gas/stone fp. decking, 3 bths, 2 kit. Great for cafe, offices, retail.
Cindy Albrecht Sales Representative
Direct
705.727.2240
Incentive Realty Inc., Brokerage Independently Owned & Operated
705 739.1300
cindy.albrecht@rogers.com • wwwcindyalbrecht.com
Please say you saw it in
Real Estate THE
Book
®
BRACEBRIDGE - 1.7 acres and 240 ft on Bird Lake. First time offered for sale. 4 season home or luxury cottage (year round municipal road access). 3 bedrooms & 1 1/2 baths. Detached finished garage with office, loft & parking bay. Please go to cindyalbrecht.com for more information.
305 Centre St. North, Suite 100
Huntsville, ON • P1H 2P5
Monique Heemskerk Sales Representative
LAKES of MUSKOKA *Realty * Brokerage, Independently Owned and Operated
Cell 705.787.6594
realestatemuskoka@gmail.com www.muskokacottages4sale.com
“Turn your dreams into a Muskoka address” $445,000
COUNTRY FAMILY HOME This 4 bedroom home on 4 Acres could be your new home! Home is updated, hardwood flooring, granite counter top, finished basement and 1 car attached garage, great value for living minutes away from Golf & Boating and town of Huntsville. The backyard is a great playground for your kids while you pick your own veggies or tap your maple trees.
$369,000
BEAUTIFUL LAKE OF BAYS! With over 5 acres of land and 1340 ft of frontage this parcel with bay and point of land could be your new Muskoka address. Let the kids or grandkids play in the quiet shallow bay or dive off your new dock at deeper parts. Mixed and level parts, a beautiful little stream, a bit for all with great year round access and the 360 acres of forest managed by Muskoka Conservancy backing this property adds to your privacy. A great find!
$839,000
PRIVACY ON MARY LAKE! Imagine yourself on Mary Lake with over 1640 ft of frontage (10+ Ac) which includes your 1 Acre private island! It's all there, cozy 3 bedroom cottage, bunkie for the overflow, dry boathouse & docking. Some buildings are perfect for some - others will love the footprint to start new. Sunny South exposure, sandy beach, quiet cove with level land and gorgeous rock outcroppings, it definitely brings you back in time how cottaging should be! Property by boat access only, just a short ride from the Port Sydney Beach.
ESTATE PLANNING FOR CANADIANS What You Need to Know By Julie Achtermeier
While it may be an unpleasant topic to broach with loved ones, every Canadian should take time to plan their estate in the event of their death. Losing a loved one is traumatic, but it is even more traumatic to pick up the pieces once they’re gone, especially if they haven’t done any planning. Planning ahead can alleviate a great deal of stress for your family. Here are some key areas to start with: LEAVE A WILL A will is a legal document that provides instructions as to how you want your estate to be divided once you pass on. It includes what you own and what you owe. Although you are not legally required to prepare a will, without one your family may lose control of how the estate is to be divided among surviving family. The province or territory you live in will have its own laws as to how to manage your estate after you’re gone. It’s always a good idea to seek professional legal counsel when creating a will. A lawyer has the expertise to ensure documents are prepared and witnessed properly. The costs for a basic will are only a few hundred dollars and well worth the investment. During the
creation of your will, ensure you have named an executor or estate representative. This is the person who will manage your estate after you’re gone. You may name anyone as your executor, and you may name more than one person - for example, if you have more than one child, you may want to make all children joint executors. Along with naming an executor of your estate, you should also appoint an executor to make medical decisions on your behalf, should you become disabled or incapacitated. Once your will is created, review it often. Ensure it reflects your current wishes, especially after a significant life event like having a child or losing a spouse.
PRE-PLAN YOUR FUNERAL To ease the burden of funeral planning for loved ones, you can plan your funeral while you are still in good health, and pre-pay for your funeral service. Funerals can be very stressful and expensive. Preparing and pre-paying for your funeral will ensure that your loved ones aren’t responsible for this expense and also gives you control to decide what sort of funeral you would like. The laws about funerals differ by province, territory and municipality so be sure to understand the requirements in your area. GIVE MONETARY GIFTS OR TRANSFER PROPERTY BEFORE DEATH In
Canada, cash given to children, grandchildren or any other relative or friend while you’re still alive will not be taxed. It is not reportable and does not show up on tax returns as it is not considered income. If the gift is property, the giver could be liable for tax on capital gains if the property has appreciated in value, such as in the case of a family cottage. Capital gains do not apply if you transfer ownership to a spouse or common-law partner. There are also some potential tax-savings opportunities if you’re a parent in a high tax bracket who passes down non-registered assets to a child to pay down a mortgage or make an RRSP contribution.
BUY LIFE INSURANCE If you have a spouse, children or any other dependents, you need life insurance. In the event of your death, your income stops but dependents will still need to pay bills, rent or a mortgage and living expenses. Think of life insurance as your income to keep the family stable for many years after you’re gone. Early in your adult life is the most critical time to buy life insurance as this is when most adults tend to have a higher mortgage, childcare costs or significant debt. To be left with nothing in the event of the unexpected death of a loved one would be devastating. Contact an insurance broker to determine whether you need term insurance or permanent insurance, or a combination of both. Term insurance has a guaranteed premium for a set term (10 or 20 years). After the term has expired, the premium typically goes up. As time goes on, your need for term insurance will decrease, and you can choose not to renew your policy. Permanent insurance has a fixed premium forever but is more expensive. Talk to an insurance broker to find out about the costs of each type of insurance.
U O Y D L U SHO R A HOME O F K AS TION? C E P S IN CONS D N A S O R P
KET R A M N A I D ANA C T N E R R U IN THE C
EIER
TERM
BY
ACH JULIE
In today’s real estate climate, it’s becoming more common for potential buyers to forgo the home inspection to make their offer more appealing to the seller. The reality is, you may get the house, but you could also be inheriting a whole host of expensive problems. When you don’t ask for a home inspection, you’re relying on the seller to disclose any issues. But, a seller will not always be honest about problems that could potentially affect the sale of their home. The best way to get an honest, informed opinion about the house you are buying, is to ask for a home inspection. Here are some thoughts to consider when deciding whether to include a home inspection request in your offer.
PROS
According to Pillar to Post Home Inspectors, 80% of all real estate deals are conditional on a home inspection. Asking for an inspection is still the popular choice across the country. Getting a home inspection will help identify any potential pitfalls of the home you’re about to buy. An inspector will evaluate the interior and exterior of the home and check for problems with electrical wiring, plumbing, chimneys and flues, roofs and eavestroughs, whether there are signs of mould, and look at the foundation. It’s important to take the inspection report seriously and consider any findings in your final decision, especially if you are buying an older home. And keep in mind that finding problems on the home inspection doesn’t mean you need to back out of your initial offer. It can help you budget for repairs, and in some cases, may affect the final selling price. If a seller is aware of problems with the home, they may be more willing to accept a lesser offer. If you do opt for a home inspection, ensure you are hiring a professional who is licensed and qualified. Ask them about their experience and qualifications, and don’t be afraid to ask questions throughout the inspection, or if you have questions about the inspection report.
CONS
If the home you are bidding on is considering multiple bids, asking for a home inspection may cost you the deal if the other buyers have not requested one. In the end, you need to decide whether taking a gamble is worth the risk. If you are not able to afford any maintenance once you move in, you may not want to take the chance of inheriting problems by not asking for a home inspection. If you are prepared to spend money on upgrades or repairs, be prepared to set a budget and put in your offer “as is.” And getting a home inspection is no guarantee that all problems will be uncovered. While inspectors are very thorough, they can’t look behind walls, or under floors, so it is possible there could be problems the inspectors’ miss.
$1,195,000 1111 WHITEHEAD RD. Year round Muskoka Lake getaway. Well renovated, 3 bedroom 1.5 bath turn key home w/125' of shoreline and double detached garage. Huge decks, new custom kitchen, cozy wood stove and great privacy. Text R846645 to 52187
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$1,899,000 LAKE ROSSEAU Time capsule cottage on Lake Rosseau with 484' of frontage & two storey boathouse. Property includes a 30 acre backlot with 3 entrances. Use cottage as is or redevelop this ideal location at the bottom of Morgan Bay. Text R844873 to 52187
$1,095,000
$349,900
WALKERS POINT - 188 Acres of Muskoka beauty. Excellent site for an entrepreneur with several opportunities to live off the land. There is an active trout pond on the property, plenty of lumber to mill and a 3 bedroom 1 bath bungalow with a huge attached workshop! Manage this incredible natural habitat and earn a living as well. Chick this one out! Text R844878 to 52187
STARTER HOME in quiet family neighbourhood, 3 bedrooms, 2 bathrooms, needs some windows and a little spit & polish. Partially finished basement. Be in before school starts. Text R798505 to 52187
$499,999
$569,900
WELCOME HOME! Great family bungalow well located in quiet neighbour. Updated top to bottom w/designer finishes. Move in ready open concept. Dbl garage, 3+1 beds, 2 full baths. Text R920285 to 52187
MCCORMICK ISLAND - SPARROW LAKE A once in a lifetime property. Enjoy this fabulous 2 bedroom cottage on your own private island. Situated in the central part of Sparrow lake. Part of the Trent-Severn waterway. First time offered for many, many years. Text R920294 to 52187
Wendy and Daniel Cleland
Jeremy Alldred-Hughes
Jeannine Abernethy
Jenny Lee Adams
Direct: 705-380-4357
Direct: 705.571.4377
Direct: 705.787.5633
SALES REPRESENTATIVE
jeremy@remax-muskoka.com
SALES REPRESENTATIVE
Jeannineabernethy@gmail.com
yourmuskokarealtor
jen_adams@hotmail.com
realtorinmuskoka
SUMMER FUN
REDUCED FOR QUICK SALE
STUNNING 116 FEET OF WATERFRONT on prestigious Lake Rosseau with North West exposure. Everything Muskoka should be is nestled on this .75 private acres boasting a three bedroom cottage, with a family room, wood stove & decks to enjoy the sun. Only 5 minutes to the quaint village of Rosseau this rate opportunity won’ t last long! Offered at $895,700
GREAT OPPORTUNITY
SALES REPRESENTATIVE
PERFECT FOR LARGE FAMILIES, this beautiful 4 bedroom home with private in-law suite is carved into a stunning 100 acre parcel of Northern Muskoka. Many out buildings through out the property including a 30 x 60 workshop sugar shack, and storage. Private ponds, maple bush, and nature trails are just a few things this property bring to the table. Offered at $539,700
NEW PRICE
RECREATIONAL PARADISE
ON THE DOOR STEPS of renowned Algonquin Park this 3 bed 1 bath family home sits among 12 acres on the Oxtongue River with 790’ of river frontage and a view of your own island. Close to recreation trails, and minutes to Dwight this property has much to offer. Listed at $449,700
OUTDOORS-MAN’S DREAM! Amazing recreational 99 acres min from Huntsville, with 750 ft of combined water frontage on 2 lakes & a private pond makes this the perfect Hunt Camp, naturalist Retreat & cottage property. Enjoy gorgeous sunset views over Tucker Lake. Snowmobiling, camping, hunting, hiking & fishing on Tucker or Toms lake. Offered at $275,000
BALANCED FAMILY LIVING in the quaint community of Utterson. 4 bdrms, an oversized family room & a large kitchen featuring a large island, granite counter tops & a walkout. Main floor laundry, master bdrm & newly renovated full bath. Close to Huntsville & all the amenities of Port Sydney with the feel of country living. $249,900
CHARMING 4 BED, 1 BATH FAMILY HOME located walking distance to the heart of Huntsville for shopping, dining & recreation. The large spaces create the perfect gathering environment for family and friends inside or out. Plenty of storage with large cupboards in the kitchen, storage rooms, & a walkout basement waiting for your finishing touches.
CLASS, STYLE & QUALITY all come to mind when you walk into this 3 bdrm 2 bath home on a landscaped private lot. Oversized mud room with custom built-ins. Open kit with SS appliances, pantry & lg window. Large deck, privacy fence, garden shed & hot tub. Upstairs offers a private Master retreat with over 400 sq ft, windows overlooking the back yard, & a custom ensuite.
JUST MINUTES to the downtown amenities of Burks Falls sits this spacious family home situated on a private lot with quick access to highway 11. The semi open concept and flow of the home featuring large windows and new appliances is ideal for entertaining guests. Asking $229,300
North Country Realty Inc., Brokerage* 101-29 Main Street East Huntsville, ON P1H 2C6 Independently Owned and Operated
Ellen Wiley Broker
cell: 705-788-4060
Robertson Real Estate Dorset Brokerage
Terri Brown Sales Rep
cell: 705-788-4399
MOUNTAIN TROUT HOUSE MARINA $2,400,000 KAWAGAMA LAKE 894 FT. OF FRONTAGE, 23.87 ACRES Text R839350 to 52187
$1,595,000 LAKE OF BAYS 1.69 ACRES, 3,315 SQ. FT., 230 FT. OF FRONTAGE Text R956849 to 52187
$595,000 OTTER LAKE 0.54 ACRES, 1,400 SQ. FT., 156 FT. OF FRONTAGE Text R918855 to 52187
$570,000 KAWAGAMA LAKE 0.55 ACRES, 1,170 SQ. FT., 100 FT. OF FRONTAGE Text R911652 to 52187
$399,000 KAWAGAMA LAKE ROAD 51.3 ACRES, 3,500 SQ. FT., 426 FT. OF ROAD FRONTAGE Text R539100 to 52187
$345,000 LOWER FLETCHER LAKE 1.36 ACRES, 800 SQ. FT., 245 FT. OF FRONTAGE Text R752634 to 52187
Serving Dorset, Lake of Bays, An Office of 55+ Years Experience www.TeamWiley.ca
Team Wiley
Robertson Real Estate Dorset Brokerage
www.TeamWiley.ca
$775,000 KAWAGAMA LAKE 2 ACRES, 1,950 SQ. FT., 950 FT. OF FRONTAGE Text R953323 to 52187
$695,000 CROZIER LAKE 0.74 ACRES, 2036 SQ. FT., 145 FT. OF FRONTAGE Text R920071 to 52187
$550,000 KAWAGAMA LAKE 0.55 ACRES, 1,508 SQ. FT., 125 FT. OF FRONTAGE Text R725367 to 52187
$525,000 LOWER FLETCHER LAKE 0.54 ACRES, 1,041 SQ. FT., 100 FT. OF FRONTAGE Text R904352 to 52187
$275,000 FLETCHER LAKE 1 ACRE, 776 SQ. FT., 152 FT OF FRONTAGE Text R953331 to 52187
$350,000 KAWAGAMA LAKE 8.76 ACRES, 1,600 SQ. FT., 330 FT. OF FRONTAGE Text R953329 to 52187
Kawagama Lake and North Haliburton Premier Office Since 1998 Main Street - Dorset (Beside LCBO)
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Professional Realtors of Muskoka
Independently Owned and Operated
Sales Representative
ABR, SRES, Sales Representative
Bonnie Passmore
Dan Pinckard
Direct: (705)783-9066
Direct: (705)787-5404
Direct: (705)787-5300
Frank van der Staay frank@frankvanderstaay.com www.frankvanderstaay.com Text R721068 to 52187
BEAUTIFUL YEAR-ROUND home / cottage / family compound on 1.49 acres with 400 ft of waterfront on Lake Cecebe. S/SW exposure. Long lake views. 3 seasonal cabins + large 2-car garage. Large, comfortable main house with walk out from the lower level & large deck from the main floor living room. All cabins have kitchenettes & washrooms: two 2 bdrm & one 3 bdrm. Many extras! $689,900
Text R941615 to 52187
bonnie@wesellmuskoka.com www.youronlineagents.com/bonniepassmore
Text R951007 to 52187
HUNTSVILLE HOME IN DESIRABLE AREA!! A 3+1 split level home with 1/1baths upgraded with new roof, some hardwood floors, wall treatments, and crown moulding. Family room with gas fireplace and games room! Manicured gardens & landscaping, towering trees=relaxation!! $320,000
Text R948354 to 52187
LARGE WATERFRONT LOT with camper trailer and RV. Natural waterfront on Golden City Lake. Easy access from Yearley Rd to the lot which is raised from the lake providing a high and dry building site with beautiful views over the lake. $175,000
Text R825313 to 52187
COUNTRY HOME WITH 1+ ACRES!! A 3 bed, 1/1 bath home with an extra Jacuzzi type tub in the master! A brand new roof, extra sheds/workshop, and land for hiking and maple syrup. Entry level family room with wood burning fireplace and 2 pc. bath. Kitchen with island & garburator. Wow! $256,500
Text R946764 to 52187
Broker
sold@danpinckard.com www.danpinckard.com Text R953520 to 52187
A TRUE ONE-OF-A-KIND! Majestic forest of ash and black cherry trees, main cabin is handcrafted of rough sawn hemlock, built to last! 12 ft vaulted ceilings & lg windows complete with woodstove. French doors from the bedroom to a private screened porch. The entire front porch is screened with a summer kitchen at one end. Wood-fired hot tub & boathouse perched along the waters edge. $159,900
Text R949928 to 52187
INCREDIBLE OPPORTUNITY to own this charming & modern 3 bdrm, 2 bath home in Burks Falls. Large eat-in kitchen, 4pce bath with jet tub, & a Muskoka room looking over the large back yard. The lower level has a WO to the rear yard, good sized rec-room, 3 pce bath, utility room, & a work bench/shop area. Included in this sale, are 2 additional SEPARATELY DEEDED in-town lots abutting the property on either side of the home. $284,900
Text R946759 to 52187
733' OF WATERFRONT AND OVER 22 ACRES! Ideal for the nature enthusiast and that off-grid lifestyle. Only 10 min by motorboat or a 30 min paddle will get you to your oasis. A newer cabin with an eclectic / rustic charm awaits you. $197,700
FREE TRAILER available for buyers and sellers.
CALL FOR DETAILS
26+ ACRES OF PARADISE!! Driveway is in and there are 2 decks and a trailer for your getaway in Muskoka's beauty. Trails to hike with RU zoning, and environmentally protected lands with a stream. A mixture of towering trees for your pleasure! $92,000
GORGEOUS 2.88 ACRE building lot in highly sought after location in the area of some of Cottage Country's Finest Homes & Cottages. Driveway has been installed, & building site cleared. Enjoy close proximity to downhill skiing, golf, boating, shopping, world-class dining, hospital, entertainment & more. Act now to be ready for 2019! $189,900 + HST