COMMUNITY INVOLVEMENT

● We have in-house loan products, known as and Happy Home Buyer, to provide loans to those otherwise not qualified for a traditional mortgage loan product. In 2022, we funded 102 loans with 100% financing for a total of $17,530,573.00.

● In 2022, our in-house Affinity Loan Program customers employed in fields related to education, emergency med services, firefighting, law enforcement and nursing for a primary purchase or refinancing.

● Centennial Bank and the Federal Home Loan Bank of Dallas (FHLB Dallas) have awarded a $750,000 Affordable Housing Program (AHP) subsidy to Searcy Housing Authority to demolish 28 outdated homes and rebuild 60 modernized, affordable housing rental units in “The South Grove” project.

● Centennial facilitated FHLB Home Equity Leverage Partnership (HELP) grants to 22 first-time homebuyers to help with down payment assistance for a total of $202,919.00.

● Our Bank On certified account, Simply 100, resulted in 1,515 account openings in 2022.

● Centennial participated as a Bronze Sponsor the National Association of Minority Mortgage Bankers of America.

THE DREAM LOAN PROGRAM AND HAPPY HOME BUYER PROGRAMS FUNDED 102 LOANS WITH 100% FINANCING FOR A TOTAL OF $17,530,573.00 IN 2022.