DoneDeals
THEEDGE SINGAPORE | NOVEMBER 30, 2009 •
Done Deals
THEEDGE SINGAPORE | NOVEMBER 30, 2009 • 1
The Edge Singapore Property Transaction Tracker
Gwyneth yeo, THE EDGE SINGAPORE
The Sail @ Marina Bay is seeing more sales activity, with the recent preview of the Marina Bay Suites and the opening of the Marina Bay Sands integrated resort
The Sail @ Marina Bay hits $2,800 psf | BY ANGELINE CHEONG |
T
he completion of the upcoming Marina Bay Sands integrated resort next year and the VIP private preview of the 221-unit Marina Bay Suites have put the spotlight back on The Sail @ Marina Bay. Sales activity at the 1,111-
unit The Sail has picked up pace in recent weeks. Nine transactions were done in the first week of November alone — versus 10 deals achieved for all of October. Prices achieved in the week of Oct 30 to Nov 6 ranged from $1,744 to $2,800 psf. The Sail was the first residential project to be launched and completed in Marina
Bay, and was jointly developed by City Developments and AIG. Tower 1 (the 70-storey Marina Bay Tower with the address 6 Marina Boulevard) was launched in September 2004, followed by Tower 2 (the 63storey Central Park Tower with the address 2 Marina Boulevard) a year later. Both towers were completed in 4Q2008, in the wake of the collapse of investment bank Lehman Brothers. Since hitting a low of $1,146 psf in April this year, transaction prices at The Sail have been on a steady uptrend. The record-high achieved in terms of price psf was in April last year, when a 1,033 sq ft unit on the 60th floor of Tower 1 went for $3.5 million, or $3,387 psf. Most recently, a 688 sq ft unit on the 58th floor of Tower 1 changed hands at $1.9 million, or $2,800 psf, according to caveats lodged with URA Realis. This is close to the highest price psf achieved so far this year: $2,849 psf in September, when a 936 sq ft unit on the 61st floor of the same tower was sold for $2.67 million. According to a caveat lodged in early November, a larger unit of 1,033 sq ft on the 31st floor of Tower 1 changed hands for $2.63 million, or $2,549 psf. The owner made a quick flip, after purchasing it for $2.6 million, or $2,516 psf, in August. Just a block away is another luxury waterfront condominium — the 428 unit Marina Bay Residences, which is expected to be completed in mid-2010. The residential tower is part of the Marina Bay Financial Centre, a mixed development by the consortium of Hongkong Land, Keppel Land and Cheung Kong (Holdings). When the luxury condominium project was first previewed in December 2006, all the units were sold out at an average price of $1,850 psf within three days. Prices have since surged, hitting a high of $2,700 psf in May last year. The latest transaction at Marina Bay Residences was a 753 sq ft unit on the 18th floor, which went for $1.65 million, or $2,199 psf. The original owner had purchased it for $1.53 million, or $2,031 psf, in July, translating into a gain of 8%. Market expectation is that the luxury segment has room for further price growth, as prices are estimated to be 15% to 20% below the peak level in 4Q2007. Thus, it is no surprise that the consortium held the private preview of the Marina Bay Suites near E the end of the year.
• THEEDGE SINGAPORE | NOVEMBER 30, 2009
Done Deals
Project District 1 PEOPLE’S PARK COMPLEX THE SAIL @ MARINA BAY PEOPLE’S PARK COMPLEX THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY PEOPLE’S PARK COMPLEX THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY ONE SHENTON THE SAIL @ MARINA BAY THE SAIL @ MARINA BAY District 2 ICON ICON INTERNATIONAL PLAZA ICON LUMIERE District 3 RIVER PLACE RIVER PLACE THE REGENCY AT TIONG BAHRU QUEENS THE ANCHORAGE CENTRAL GREEN CONDO DOMAIN 21 District 4 CARIBBEAN AT KEPPEL BAY CARIBBEAN AT KEPPEL BAY PARADISE ISLAND THE OCEANFRONT @ SENTOSA COVE THE INTERLACE REFLECTIONS AT KEPPEL BAY 256 OCEAN DRIVE CARIBBEAN AT KEPPEL BAY CARIBBEAN AT KEPPEL BAY HARBOUR VIEW TOWERS District 5 REGENT PARK REGENT PARK 307C PASIR PANJANG ROAD BOTANNIA
Apartment and condo transactions with contract dates from Oct 30 to Nov 6 Property Tenure CONTRACT Type DATE
Floor Area (sq ft)
Transacted Unit Price Completion Price ($) ($ psf) Date
Type of Sale
Purchaser Address
Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment Apartment
99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years
November 6, 2009 November 5, 2009 November 5, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 November 2, 2009 October 30, 2009
463 1,313 409 667 614 614 614 689 1,119 1,033 592 538 657 678
370,000 2,494,700 395,000 1,230,000 1,356,940 1,070,000 1,228,000 1,929,200 655,000 2,634,150 1,118,000 941,500 1,215,450 1,198,000
799 1,900 966 1,843 2,212 1,744 2,001 2,800 585 2,549 1,888 1,749 1,851 1,767
1972 2008 1972 2008 2008 2008 2008 2008 1972 2008 2008 Uncompleted 2008 2008
Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale New Sale Resale Resale
Private Private Private Private Private HDB Private Private Private HDB HDB Private HDB HDB
Apartment Apartment Apartment Apartment Apartment
99 years 99 years 99 years 99 years 99 years
November 4, 2009 November 3, 2009 November 2, 2009 November 2, 2009 October 30, 2009
570 786 1,033 1,259 624
840,000 1,100,000 860,000 1,600,000 1,036,944
1,472 1,400 832 1,270 1,661
2007 2007 1976 2007 Uncompleted
Sub Sale Sub Sale Resale Sub Sale Sub Sale
Private HDB HDB Private Private
Condominium Condominium
99 years 99 years
November 5, 2009 November 5, 2009
1,259 678
1,500,000 855,000
1,191 1,261
2000 1999
Resale Resale
Private Private
Condominium Condominium Condominium Condominium Condominium
Freehold 99 years Freehold 99 years 99 years
November 5, 2009 November 3, 2009 November 3, 2009 November 2, 2009 October 30, 2009
1,281 1,410 1,507 1,292 883
1,300,000 1,320,000 1,350,000 1,208,000 1,094,920
1,015 936 896 935 1,240
Uncompleted 2002 1997 1995 2007
Sub Sale Resale Resale Resale Resale
HDB Private Private Private HDB
Condominium Condominium Detached House
99 years 99 years 99 years
November 5, 2009 November 5, 2009 November 3, 2009
840 883 7,029
1,280,000 1,100,000 10,800,000
1,525 1,246 1,536
2004 2004 2009
Resale Resale Resale
Private Private Private
Condominium Condominium Condominium Detached House Condominium Condominium Condominium
99 years 99 years 99 years 99 years 99 years 99 years 99 years
November 3, 2009 1,356 November 2, 2009 1,270 November 2, 2009 904 October 30, 2009 17,115 October 30, 2009 1,335 October 30, 2009 893 October 30, 2009 797
2,142,480 1,172,700 1,486,530 30,000,000 1,909,620 1,270,000 800,000
1,580 923 1,644 1,753 1,431 1,422 1,004
Uncompleted Uncompleted Uncompleted 2008 2004 2004 1994
Sub Sale New Sale New Sale Resale Resale Resale Resale
Private Private HDB Private Private Private HDB
Condominium Condominium Semi-Detached House Condominium
99 years 99 years Freehold 956 years
November 6, 2009 November 6, 2009 November 5, 2009 November 5, 2009
705,000 665,000 2,250,000 790,000
736 694 901 966
1997 1997 1995 2009
Resale Resale Resale Sub Sale
Private HDB Private HDB
958 958 2,497 818
THEEDGE SINGAPORE | NOVEMBER 30, 2009 •
Done Deals
Project
Property Tenure CONTRACT Type DATE
Floor Area (sq ft)
Transacted Unit Price Completion Price ($) ($ psf) Date
Type of Sale
Purchaser Address
BOTANNIA THE FOLIAGE HERITAGE VIEW MENDON SPRING ONE-NORTH RESIDENCES THE PARC CONDO FABER CREST CLEMENTIWOODS CONDO DOVER PARKVIEW HERITAGE VIEW BOTANNIA PARK WEST MONTEREY PARK CONDO 12A NEO PEE TECK LANE HUNDRED TREES BOTANNIA VARSITY PARK CONDO BLUE HORIZON District 7 BURLINGTON SQUARE SUNSHINE PLAZA District 8 CITYLIGHTS VANADIUM CITY SQUARE RESIDENCES SOHO 188 TYRWHITT 139 38C HERTFORD ROAD KERRISDALE TYRWHITT 139 KERRISDALE District 9 PARC EMILY MIRAGE TOWER THE EDGE ON CAIRNHILL YONG AN PARK HORIZON TOWER PARC SOPHIA URBANA RESIDENCES AT 338A THE PIER AT ROBERTSON CAIRNHILL RESIDENCES THE PATERSON LANGSTON VILLE LLOYD COURT ROBERTSON EDGE MACKENZIE 88 THE TRILLIUM THE SUITES AT CENTRAL District 10 ONE ROBIN VALLEY PARK ST MARTIN RESIDENCE ONE JERVOIS HOLLAND GREEN 51 JALAN AMPANG TANGLIN HILL CONDO CYAN GLENTREES THE TESSARINA CYAN CYAN RICH MANSION THE SIERRA 77 MOONBEAM TERRACE
Condominium Condominium Condominium Apartment Apartment Condominium Condominium Condominium Condominium Condominium Condominium Condominium Condominium Terrace House Condominium Condominium Condominium Condominium
956 years Freehold 99 years Freehold 99 years Freehold 99 years 99 years 99 years 99 years 956 years 99 years 999 years Freehold 956 years 956 years 99 years 99 years
November 5, 2009 November 5, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009
1,259 936 969 1,055 592 1,518 1,302 560 969 969 1,582 1,249 2,056 2,411 1,302 904 1,496 926
1,096,000 885,000 820,000 728,500 690,000 1,510,000 880,000 545,000 745,000 815,000 1,351,000 830,000 1,400,000 2,700,000 1,220,520 844,000 1,210,000 770,000
870 945 846 691 1,166 995 676 974 769 1 841 854 665 681 1,121 937 933 809 832
2009 2008 2000 2002 2009 Uncompleted 2001 Uncompleted 997 2000 2009 1985 2005 1993 Uncompleted 2009 2008 2005
Sub Sale Resale Resale Resale Sub Sale Sub Sale Resale Sub Sale Resale Resale Sub Sale Resale Resale Resale New Sale Sub Sale Resale Resale
HDB Private Private Private Private Private HDB Private Private Private Private Private Private Private HDB HDB Private HDB
Apartment Apartment
99 years 99 years
November 4, 2009 October 30, 2009
861 861
820,000 908,000
952 1,054
1998 2001
Resale Resale
Private HDB
Condominium Apartment Condominium Apartment Apartment Apartment Condominium Apartment Condominium
99 years Freehold Freehold Freehold Freehold Freehold 99 years Freehold 99 years
November 5, 2009 November 4, 2009 November 4, 2009 November 3, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009
872 732 1,206 431 786 1,733 990 517 1,270
1,035,000 755,000 1,250,000 510,000 745,750 950,000 860,000 580,000 1,020,000
1,187 1,031 1,037 1,185 949 548 868 1,123 803
2007 2007 2008 2008 2009 1977 2005 2009 2005
Resale Resale Sub Sale Resale Sub Sale Resale Resale Sub Sale Resale
Private HDB Private Private HDB Private HDB HDB HDB
Condominium Condominium Condominium Condominium Condominium Apartment Condominium Apartment Apartment Apartment Condominium Apartment Apartment Apartment Apartment Condominium Condominium
Freehold Freehold Freehold Freehold 99 years Freehold Freehold Freehold Freehold Freehold Freehold 999 years Freehold 999 years Freehold Freehold Freehold
November 6, 2009 November 6, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009
1,238 570 2,142 2,250 2,379 549 2,971 1,313 743 1,173 1,216 947 1,464 463 840 1,399 635
1,660,000 753,000 3,962,700 3,200,000 2,630,000 800,000 3,600,000 1,800,000 1,300,000 2,238,000 2,050,000 960,000 1,710,000 740,000 935,000 2,300,000 1,346,200
1,341 1,320 1,850 1,422 1,106 1,457 1,212 1,371 1,750 1,907 1,685 1,013 1,168 1,599 1,114 1,644 2,120
2008 1996 2002 1986 1984 Uncompleted 2007 2004 2006 Uncompleted 2004 2000 Unknown 2008 2009 Uncompleted 2009
Resale Resale Resale Resale Resale Sub Sale Resale Resale Resale Sub Sale Resale Resale Resale Resale Sub Sale Sub Sale Sub Sale
Private HDB Private Private Private HDB Private Private Private Private Private Private Private Private Private Private Private
Apartment Condominium Condominium Condominium Detached House Semi-Detached House Condominium Condominium Condominium Condominium Condominium Condominium Condominium Apartment Semi-Detached House
Freehold 999 years Freehold Freehold 99 years Freehold Freehold Freehold 999 years Freehold Freehold Freehold Freehold 947 years 999 years
November 6, 2009 November 6, 2009 November 6, 2009 November 6, 2009 November 5, 2009 November 5, 2009 November 5, 2009 November 5, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009
1,948 1,808 1,561 990 4,316 4,532 1,636 1,012 1,442 1,033 1,098 1,023 1,572 1,206 4,036
3,151,864 2,300,000 3,070,000 1,386,000 3,500,000 5,380,000 2,200,000 1,771,213 1,800,000 1,060,000 1,914,350 1,182,525 1,850,000 1,275,000 4,470,000
1,618 1,272 1,967 1,400 810 1,188 1,345 1,751 1,248 1,026 1,744 1,156 1,177 1,058 1,108
2009 1997 2001 2009 1998 Unknown 1982 Uncompleted 2005 2003 Uncompleted Uncompleted 1994 1998 1990
Sub Sale Resale Resale Sub Sale Resale Resale Resale New Sale Resale Resale New Sale New Sale Resale Resale Resale
Private Private Private Private Private Private Private Private Private Private Private Private Private Private Private
• THEEDGE SINGAPORE | NOVEMBER 30, 2009
Done Deals
Project THE SIERRA DUCHESS CREST 90 HOLLAND ROAD CLIFTEN WARNER COURT HOLLAND MEWS BALMORAL 8 HOLLANDIA URBAN EDGE @ HOLLAND V 16 LEEDON PARK 25 MOUNT SINAI VIEW VALLEY PARK DUCHESS CREST ESTRIVILLAS ALLSWORTH PARK NASSIM 9 District 11 THE AXIS 53B JALAN NOVENA 25 WATTEN RISE TRILIGHT TRILIGHT TRILIGHT 37 JALAN NAGA SARI LUCIDA EVELYN MANSIONS IRIDIUM SHELFORD REGENCY NEWTON ONE THE TREVOSE THE ANSLEY District 12 RAJAH TOWERS REGENT COURT GLOBAL VILLE REGENT COURT PRESTIGE HEIGHTS TREVISTA District 13 MACPHERSON GARDEN ESTATE BLOSSOMS @ WOODLEIGH PARC ASTON District 14 DENG FU VILLE 62 JALAN SENANG
Apartment and condo transactions with contract dates from Oct 30 to Nov 6 Property Tenure CONTRACT Floor Area Type DATE (sq ft) Apartment 947 years November 3, 2009 667 Condominium 99 years November 3, 2009 1,496 Condominium Freehold November 3, 2009 1,787 Apartment Freehold November 3, 2009 1,066 Apartment Freehold November 2, 2009 1,195 Apartment Freehold November 2, 2009 1,249 Condominium Freehold November 2, 2009 2,928 Condominium Freehold November 2, 2009 1,378 Apartment Freehold October 30, 2009 969 Detached House Freehold October 30, 2009 37,028 Terrace House 999 years October 30, 2009 1,701 Condominium 999 years October 30, 2009 1,216 Condominium 99 years October 30, 2009 1,884 Semi-Detached House Freehold October 30, 2009 4,155 Condominium 999 years October 30, 2009 1,033 Apartment Freehold October 30, 2009 3,423
Transacted Unit Price Completion Price ($) ($ psf) Date 700,000 1,049 1998 1,345,000 899 1998 1,950,000 1,091 1995 1,438,000 1,349 2006 1,460,000 1,222 1985 1,800,000 1,442 2004 3,600,000 1,230 2003 1,150,888 835 1985 1,330,000 1,373 2007 15,000,000 405 Uncompleted 2,420,000 1,423 Unknown 1,600,000 1,315 1997 1,865,160 990 1998 3,580,000 862 Uncompleted 1,176,000 1,138 1985 6,800,000 1,987 2002
Type of Purchaser Sale Address Resale HDB Resale Private Resale Private Resale Private Resale Private Resale Private Resale Private Resale Private Resale Private New Sale Private Resale Private Resale Private Resale Private New Sale Private Resale Private Resale Private
Apartment Apartment Terrace House Condominium Condominium Condominium Semi-Detached House Apartment Apartment Apartment Condominium Condominium Condominium Condominium
Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold 99 years Freehold
November 5, 2009 November 5, 2009 November 5, 2009 November 5, 2009 November 5, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009
753 710 1,765 1,227 1,109 1,227 4,176 624 797 1,076 1,152 1,808 2,196 732
770,000 650,000 2,500,000 2,217,000 1,849,000 2,106,900 4,380,000 820,000 990,000 1,300,000 1,210,000 3,037,440 2,000,000 838,000
1,022 915 1,416 1,807 1,668 1,717 1,050 1,313 1,243 1,208 1,051 1,680 911 1,145
2009 Unknown Unknown Uncompleted Uncompleted Uncompleted Unknown Uncompleted 1997 2009 1998 2009 2001 2004
Sub Sale Resale Resale New Sale New Sale New Sale Resale Sub Sale Resale Sub Sale Resale Sub Sale Resale Resale
Private Private Private Private Private Private Private HDB Private HDB Private Private Private Private
Apartment Apartment Apartment Apartment Apartment Condominium
Freehold Freehold Freehold Freehold Freehold 99 years
November 6, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 2, 2009 October 30, 2009
2,121 1,109 893 1,109 344 1,270
1,340,000 780,000 688,000 780,000 476,235 1,314,240
632 704 770 704 1,383 1,035
1983 1984 2000 1984 Uncompleted Uncompleted
Resale Resale Resale Resale New Sale New Sale
Private Private HDB Private HDB HDB
Terrace House Condominium Apartment
Freehold Freehold Freehold
November 5, 2009 November 5, 2009 November 2, 2009
883 1,195 1,195
1,060,000 1,138,000 1,039,650
1,199 952 870
Unknown 2007 Uncompleted
Resale Resale New Sale
HDB Private HDB
Apartment Semi-Detached House
Freehold Freehold
November 5, 2009 November 5, 2009
1,528 3,165
1,050,000 1,850,000
687 584
2007 1987
Resale Resale
HDB Private
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THEEDGE SINGAPORE | NOVEMBER 30, 2009 •
Done Deals
Project
Property Tenure CONTRACT Type DATE
Floor Area (sq ft)
Transacted Unit Price Completion Price ($) ($ psf) Date
Type of Sale
Purchaser Address
VISTAYA VIEW ASTON MANSIONS 86 JALAN EUNOS WING FONG MANSIONS ASTON MANSIONS District 15 OPERA ESTATE THE MINT RESIDENCES ONE AMBER 25 LORONG G TELOK KURAU HAIG APARTMENTS VILLA MARINA 35 LORONG K TELOK KURAU WATER PLACE VILLA MARINA OPERA ESTATE SUITES @ GUILLEMARD 901A EAST COAST ROAD 22 LORONG L TELOK KURAU ARTHUR 118 MEYER RESIDENCE COTE D’AZUR OPERA ESTATE KATONG GARDENS RIVEREDGE THE TREELINE 5 LORONG G TELOK KURAU EASTERN LAGOON SUITES @ GUILLEMARD THE ESTA FRANKEL ESTATE FLORA EAST ELLIOT AT THE EAST COAST ST PATRICK’S RESIDENCES PRESTIGE LOFT WATER PLACE PEBBLE BAY OPERA ESTATE PALM GALLERIA OPERA ESTATE GOLDEARTH VIEW DUNMAN VIEW ELLIOT AT THE EAST COAST District 16 LAGUNA 88 COSTA DEL SOL CASAFINA BLEU @ EAST COAST THE SUMMIT COSTA DEL SOL BAYWATER KEW GROVE 29 SENNETT LANE CHANGI COURT TANAMERA CREST D’MANOR 299 BEDOK ROAD BAYSHORE PARK THE BAYCOURT THE BAYSHORE BAYSHORE PARK LUCKY HILL LAGUNA 88 CASAFINA PARBURY HILL CONDO
Apartment Apartment Semi-Detached House Apartment Apartment
Freehold 99 years Freehold Freehold 99 years
November 4, 2009 November 4, 2009 November 3, 2009 November 2, 2009 October 30, 2009
872 1,141 3,466 710 1,195
810,000 665,000 1,850,000 390,000 688,000
929 583 534 549 576
2002 1998 1993 1997 1998
Resale Resale Resale Resale Resale
Private HDB Private Private Private
Semi-Detached House Apartment Condominium Detached House Apartment Condominium Apartment Condominium Condominium Terrace House Apartment Apartment Semi-Detached House Apartment Apartment Condominium Terrace House Condominium Condominium Apartment Semi-Detached House Condominium Apartment Condominium Terrace House Apartment Condominium Apartment Apartment Condominium Condominium Semi-Detached House Apartment Terrace House Apartment Condominium Condominium
Freehold Freehold Freehold Freehold Freehold 99 years Freehold 99 years 99 years Freehold Freehold Freehold Freehold Freehold Freehold 99 years Freehold Freehold 99 years Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold Freehold 99 years 99 years Freehold Freehold Freehold Freehold 99 years Freehold
November 6, 2009 November 6, 2009 November 6, 2009 November 6, 2009 November 6, 2009 November 5, 2009 November 5, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009
4,306 1,130 1,335 5,457 1,711 1,442 1,195 1,216 1,711 1,292 883 3,197 2,852 1,819 1,066 1,109 1,313 1,948 980 1,281 4,230 1,378 527 1,313 2,314 1,550 1,668 1,970 441 904 1,367 3,929 495 1,453 1,173 1,184 1,733
2,168,000 886,000 1,501,875 5,280,000 1,050,000 888,000 700,000 1,240,000 1,060,000 938,000 901,000 2,523,000 2,150,000 1,540,000 1,280,000 1,088,000 1,000,000 1,500,000 924,140 980,000 2,730,000 1,280,000 651,000 1,510,000 1,400,000 840,000 1,701,900 1,782,850 496,000 930,000 1,420,000 2,520,000 500,000 1,020,000 820,000 1,000,000 1,716,000
504 784 1,125 968 614 616 586 1,019 619 724 1,021 789 754 847 1,201 981 760 770 943 765 646 929 1,234 1,150 606 542 1,020 905 1,124 1,029 1,039 642 1,010 701 699 845 990
1991 2009 Uncompleted Unknown 1991 1999 1993 2004 1999 Unknown Uncompleted 1979 1971 2006 2009 2004 Unknown 1984 2008 2008 1993 1985 Uncompleted 2008 1956 1993 Uncompleted Uncompleted Uncompleted 2004 1997 Unknown Uncompleted Unknown 2004 2004 Uncompleted
Resale Sub Sale Sub Sale Resale Resale Resale Resale Resale Resale Resale New Sale Resale Resale Resale Sub Sale Resale Resale Resale Resale Resale Resale Resale New Sale Resale Resale Resale New Sale New Sale New Sale Resale Resale Resale Sub Sale Resale Resale Resale New Sale
Private HDB Private Private Private Private HDB Private Private Private Private Private Private HDB HDB Private Private Private Private Private Private Private HDB Private Private Private HDB Private Private HDB Private Private HDB Private Private HDB HDB
Condominium Condominium Condominium Condominium Condominium Condominium Condominium Semi-Detached House Semi-Detached House Condominium Condominium Terrace House Semi-Detached House Condominium Condominium Condominium Condominium Terrace House Condominium Condominium Condominium
99 years 99 years 99 years Freehold Freehold 99 years 99 years Freehold Freehold Freehold 99 years 99 years Freehold 99 years Freehold 99 years 99 years 999 years 99 years 99 years Freehold
November 6, 2009 1,259 7 November 5, 2009 1,561 November 5, 2009 2,045 November 4, 2009 2,196 November 4, 2009 1,249 November 3, 2009 947 November 3, 2009 1,292 November 3, 2009 3,531 November 3, 2009 5,952 November 3, 2009 1,184 November 2, 2009 1,195 November 2, 2009 3,401 November 2, 2009 5,673 November 2, 2009 624 November 2, 2009 1,679 November 2, 2009 1,012 October 30, 2009 936 October 30, 2009 1,787 October 30, 2009 1,119 October 30, 2009 1,227 October 30, 2009 1,184
85,000 1,717,100 1,120,000 1,550,000 980,000 1,000,000 850,000 1,728,000 3,710,000 820,000 763,000 1,478,000 3,238,000 550,000 1,275,000 790,000 795,000 1,280,000 668,000 825,000 888,000
623 1,100 548 706 785 1,056 658 489 623 693 639 435 570 881 759 781 849 715 597 672 750
2000 2003 1999 2008 1992 2003 2006 1985 1979 1997 2004 2000 Unknown 1986 1994 1997 1986 1986 2000 1999 1997
Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale
HDB HDB Private HDB Private Private HDB Private Private Private Private Private HDB Private Private Private Private HDB Private HDB HDB
• THEEDGE SINGAPORE | NOVEMBER 30, 2009
Done Deals
Apartment and condo transactions with contract dates from Oct 30 to Nov 6
Project Property Tenure CONTRACT Floor Area Type DATE (sq ft) District 17 AVILA GARDENS Condominium Freehold November 4, 2009 1,302 BALLOTA PARK CONDO Condominium Freehold November 2, 2009 1,281 DAHLIA PARK CONDO Condominium Freehold November 2, 2009 1,249 63 JALAN SINAR BULAN Terrace House Freehold November 2, 2009 1,615 FERRARIA PARK CONDO Condominium Freehold October 30, 2009 1,195 District 18 TAMPINES COURT Condominium 101 years November 6, 2009 1,711 THE TROPICA Condominium 99 years November 5, 2009 1,227 TAMPINES COURT Condominium 101 years November 5, 2009 1,722 MODENA Condominium 99 years November 3, 2009 947 MELVILLE PARK Apartment 99 years November 3, 2009 936 SIMEI GREEN CONDO Executive Condominium 99 years November 3, 2009 969 MELVILLE PARK Apartment 99 years November 3, 2009 1,475 MELVILLE PARK Apartment 99 years November 2, 2009 1,044 SIMEI GREEN CONDO Executive Condominium 99 years November 2, 2009 969 SIMEI GREEN CONDO Executive Condominium 99 years November 2, 2009 1,195 EASTVALE Executive Condominium 99 years October 30, 2009 1,098 MELVILLE PARK Apartment 99 years October 30, 2009 1,346 District 19 KOVAN MELODY Condominium 99 years November 6, 2009 1,238 KOVAN RESIDENCES Condominium 99 years November 6, 2009 1,270 32 AROOZOO AVENUE Terrace House Freehold November 5, 2009 1,948 KOVAN PRIMERA Apartment Freehold November 5, 2009 958 SERANGOON GARDEN ESTATE Terrace House Freehold November 4, 2009 2,045 SERANGOON GARDEN ESTATE Terrace House 999 years November 4, 2009 3,703 VALVISTA Terrace House 99 years November 3, 2009 4,779 9A LEITH ROAD Terrace House Freehold November 3, 2009 1,798 THE SUNNYDALE Condominium 99 years November 3, 2009 1,496 KOVAN RESIDENCES Condominium 99 years November 2, 2009 1,259 CHILTERN PARK Condominium 99 years November 2, 2009 1,249 PARK GREEN Executive Condominium 99 years November 2, 2009 1,378 SERANGOON GARDEN ESTATE Semi-Detached House 999 years November 2, 2009 3,154 204 YIO CHU KANG ROAD Semi-Detached House 999 years November 2, 2009 4,962 AMARANDA GARDENS Condominium Freehold October 30, 2009 1,259 39C HILLSIDE DRIVE Terrace House 999 years October 30, 2009 1,496 TAI KENG VILLAS Terrace House 99 years October 30, 2009 1,615 SERANGOON GARDEN ESTATE Terrace House 999 years October 30, 2009 2,164 CHILTERN PARK Condominium 99 years October 30, 2009 1,098 LA QUINTA PARK Terrace House 999 years October 30, 2009 2,153 PARK VILLAS Terrace House 99 years October 30, 2009 1,615 REGENTVILLE Apartment 99 years October 30, 2009 1,152 THE COURTYARD Apartment Freehold October 30, 2009 1,227 SERANGOON GARDEN ESTATE Detached House 999 years October 30, 2009 4,198 FONTAINE PARRY Condominium 999 years October 30, 2009 1,238 SERANGOON GARDEN ESTATE Terrace House 999 years October 30, 2009 2,164 District 20 NUOVO Executive Condominium 99 years November 6, 2009 1,281 THE GARDENS AT BISHAN Condominium 99 years November 5, 2009 1,206 THOMSON V ONE Apartment 99 years November 4, 2009 1,163 FLAME TREE PARK Condominium Freehold November 4, 2009 1,593 SEMBAWANG HILLS ESTATE Terrace House Freehold November 4, 2009 2,734 GOLDENHILL PARK CONDO Condominium Freehold October 30, 2009 2,702 District 21 SPRINGDALE CONDO Condominium 999 years November 6, 2009 1,227 CAVENDISH PARK Condominium 99 years November 6, 2009 958 PINE GROVE Condominium 99 years November 5, 2009 1,755 BEAUTY WORLD CENTRE Apartment 99 years November 4, 2009 1,873 SHERWOOD TOWER Apartment 99 years November 4, 2009 1,421 CLEMENTI PARK Condominium Freehold November 4, 2009 2,497 SHERWOOD TOWER Apartment 99 years November 3, 2009 1,830 SHERWOOD TOWER Apartment 99 years November 3, 2009 1,561 SPRINGDALE CONDO Condominium 999 years November 3, 2009 1,109 HIGHGATE Condominium Freehold November 2, 2009 1,464 FREESIA WOODS Condominium Freehold November 2, 2009 1,367
Transacted Unit Price Completion Price ($) ($ psf) Date
Type of Sale
Purchaser Address
787,000 690,000 810,000 1,350,000 838,000
604 539 649 835 701
1995 2000 2003 2006 2009
Resale Resale Resale Resale Sub Sale
HDB Private Private HDB HDB
716,000 815,000 685,000 680,000 526,000 580,000 740,000 617,000 628,000 680,000 668,000 720,000 5
418 664 398 718 562 599 502 591 648 569 608 35
Unknown 2000 Unknown 2001 1996 1999 1996 1996 1999 1999 1999 1996
Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale
Private Private HDB Private HDB HDB HDB Private Private HDB HDB Private
940,000 968,000 1,350,000 730,000 7 1,503,000 2,033,000 1,955,000 1,420,000 960,000 1,073,000 808,000 725,000 1,838,000 2,000,000 1,160,000 938,000 1,100,000 1,300,000 730,000 1,555,000 1,160,000 678,000 5 765,000 2,780,000 1,126,000 1,400,000
759 762 693 62 734 550 409 792 642 852 647 526 584 403 921 628 681 601 665 723 718 89 623 662 910 647
2006 Uncompleted 1985 2005 1977 Unknown 2004 1989 2001 Uncompleted 1995 2004 Unknown Unknown 2004 Unknown 1999 Unknown 1995 1990 1997 1999 1995 2008 Uncompleted Unknown
Resale Sub Sale Resale Resale Resale Resale Resale Resale Resale Sub Sale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale New Sale Resale
Private Private Private HDB HDB Private Private HDB Private HDB HDB HDB Private Private HDB HDB Private Private Private HDB Private Private Private Private HDB Private
828,000 880,000 850,000 1,180,000 2,440,000 2,700,000
646 730 731 741 891 999
2004 2004 2007 1989 Unknown 2004
Resale Resale Resale Resale Resale Resale
Private Private Private HDB Private Private
962,000 790,000 1,280,000 942,000 705,000 1,950,000 810,000 680,000 880,000 1,050,000 1,380,000
784 825 730 503 496 781 443 436 794 717 1,009
1998 1996 Unknown Unknown 1980 1986 1980 1980 1998 1995 2003
Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale
Private Private Private Private HDB Private Private Private HDB Private HDB
THEEDGE SINGAPORE | NOVEMBER 30, 2009 •
Done Deals
Project SPRINGDALE CONDO SUMMERHILL PARC PALAIS District 22 YUNNAN GARDENS SUMMERDALE THE CENTRIS THE MAYFAIR PARC VISTA SUMMERDALE WESTWOOD PARK SUMMERDALE THE LAKESHORE THE MAYFAIR PARC OASIS LAKESIDE GROVE District 23 4 CHU LIN ROAD THE WARREN THE WARREN HAZEL PARK CONDO HILLVIEW 128 MERAWOODS THE LINEAR MAYSPRINGS CASHEW HEIGHTS CONDO THE MADEIRA DAIRY FARM ESTATE THE LINEAR VILLA VERDE HILLVIEW 128 GUILIN VIEW THE WARREN PARKVIEW APARTMENTS District 25 CENTURY WOODS ROSEWOOD NORTHOAKS District 26 LENTOR VIEW THE COUNTRYSIDE District 27 ORCHID PARK CONDO THE SHAUGHNESSY EUPHONY GARDENS 357A SEMBAWANG ROAD LILYDALE District 28 34 DEDAP ROAD SELETAR HILLS ESTATE HOCK SWEE HILL
Property Tenure CONTRACT Floor Area Type DATE (sq ft) Condominium 999 years November 2, 2009 1,227 Condominium Freehold October 30, 2009 1,604 Condominium Freehold October 30, 2009 1,227
Transacted Unit Price Completion Price ($) ($ psf) Date 970,000 790 1998 1,230,000 767 2002 850,000 693 1999
Type of Sale Resale Resale Resale
Purchaser Address HDB Private HDB
Terrace House Executive Condominium Apartment Condominium Condominium Executive Condominium Terrace House Executive Condominium Condominium Condominium Condominium Terrace House
Freehold 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years 99 years
November 6, 2009 November 6, 2009 November 5, 2009 November 5, 2009 November 4, 2009 November 3, 2009 November 2, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009
2,551 1,195 1,001 1,163 1,055 2,271 1,615 1,399 1,141 1,389 1,227 1,615
1,500,000 655,000 810,000 710,000 615,000 890,000 995,000 728,000 915,000 880,000 808,000 1,000,000
588 548 809 611 583 392 616 520 802 634 658 619
2000 2000 2009 2000 1997 2000 1998 2000 2007 2000 1994 1998
Resale Resale Sub Sale Resale Resale Resale Resale Resale Resale Resale Resale Resale
HDB Private HDB HDB Private HDB Private HDB HDB HDB HDB Private
Semi-Detached House Condominium Condominium Condominium Apartment Condominium Apartment Apartment Condominium Condominium Condominium Apartment Terrace House Apartment Condominium Condominium Apartment
999 years 99 years 99 years 999 years 999 years 999 years 999 years 99 years 999 years 99 years Freehold 999 years 99 years 999 years 99 years 99 years 99 years
November 6, 2009 November 5, 2009 November 4, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 3, 2009 November 2, 2009 November 2, 2009 November 2, 2009 November 2, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009 October 30, 2009
3,337 1,066 1,066 1,938 969 1,421 1,238 818 1,658 1,302 2,131 1,259 2,034 969 1,701 1,389 936
1,955,000 680,000 688,000 1,210,000 625,000 950,000 818,000 550,000 1,090,000 830,000 1,580,000 838,000 1,210,000 635,000 955,000 748,000 582,000 6
587 638 646 625 645 669 661 672 658 637 741 665 595 655 562 539 21
Unknown 2004 2004 2000 2002 1999 2006 1998 1992 2003 1989 2006 2000 2002 2000 2004 1998
Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale Resale
Private HDB HDB Private HDB Private Private HDB HDB Private Private HDB HDB Private Private HDB Private
Terrace House 99 years Condominium 99 years Executive Condominium 99 years
November 4, 2009 November 3, 2009 November 2, 2009
1,615 1,033 1,249
1,150,000 610,800 606,000
712 591 485
2001 2003 2000
Resale Resale Resale
Private HDB HDB
Terrace House Terrace House
Freehold Freehold
November 3, 2009 November 2, 2009
4,768 2,960
2,200,000 2,050,000
461 693
1992 1996
Resale Resale
Private Private
Condominium Terrace House Condominium Apartment Executive Condominium
99 years 99 years 99 years Freehold 99 years
November 6, 2009 November 3, 2009 November 2, 2009 October 30, 2009 October 30, 2009
1,249 3,283 1,055 1,927 2,551
600,000 1,288,000 660,000 875,000 928,000
481 392 626 454 364
1994 2006 2001 Unknown 2003
Resale Resale Resale Resale Resale
HDB HDB Private Private Private
Semi-Detached House Terrace House Semi-Detached House
999 years 999 years Freehold
November 4, 2009 November 2, 2009 November 2, 2009
3,714 2,217 3,509
2,067,500 1,465,000 2,100,000
558 662 598
Unknown 1994 1979
Resale Resale Resale
HDB HDB Private
DISCLAIMER: Source: URA Realis. Updated Nov 25, 2009. The Edge Publishing Pte Ltd shall not be responsible for any loss or liability arising directly or indirectly from the use of, or reliance on, the information provided therein.
• THEEDGE SINGAPORE | NOVEMBER 30, 2009
Home Loan Rates BANK
NAME OF LOAN SCHEME
BOARD RATE (%)
FIRST YEAR (%)
80% FINANCING SECOND YEAR (%)
THIRD YEAR (%)
THEREAFTER (%)
BOARD RATE (%)
FIRST YEAR (%)
90% FINANCING SECOND YEAR (%)
THIRD YEAR (%)
THEREAFTER (%)
ABN AMRO Private Housing
Fixed Rate Package
(min $300,000)
Flexible Rate Package
5.50
4.25 (fixed)
4.50 (fixed)
4.50 (fixed)
5.50 (BR)
5.50
4.25 (fixed)
4.50 (fixed)
4.50 (fixed)
5.50 (BR)
5.50
4.25 (BR-1.25)
4.50 (BR-1.00)
4.50 (BR-1.00)
5.50 (BR)
5.50
4.25 (BR-1.25)
4.50 (BR-1.00)
4.50 (BR-1.00)
5.50 (BR)
HONG LEONG FINANCE HDB
2-Year Fixed Rate Package
4.25
1.63 (fixed)
2.63 (fixed)
3.13 (HBR-1.12)
3.63 (HBR-0.62)
4.25
2.63 (fixed)
3.63 (fixed)
3.83 (HBR-0.42)
4.13 (HBR-0.12)
Variable Rate Package
4.25
1.33 (HBR-2.92)
2.13 (HBR-2.12)
2.83 (HBR-1.42)
3.63 (HBR-0.62)
4.25
2.33 (HBR-1.92)
3.13 (HBR-1.12)
3.63 (HBR+0.62)
4.13 (HBR-0.12)
Private Housing
2-Year Fixed-Rate Package
7.25
1.98 (fixed)
2.68 (fixed)
3.18 (HBR-4.07)
3.68 (HBR-3.57)
NA
NA
NA
NA
NA
Variable Rate Package
7.25
1.88 (BR-5.37)
2.48 (BR-4.77)
3.08 (BR-4.17)
3.68 (BR-3.57)
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.75
3-mth Sibor+1.75 3-mth Sibor+1.75
3-mth Sibor+1.75
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.60
3-mth Sibor+1.60 3-mth Sibor+1.60
3-mth Sibor+1.60
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.25
3-mth Sibor+1.25 3-mth Sibor+1.25
3-mth Sibor+1.25
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.20 3-mth Sibor+1.10
3-mth Sibor+1.10
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.75
3-mth Sibor+1.75 3-mth Sibor+1.75
3-mth Sibor+1.75
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.60
3-mth Sibor+1.60
3-mth Sibor+1.60
3-mth Sibor+1.60
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.25
3-mth Sibor+1.25 3-mth Sibor+1.25
3-mth Sibor+1.25
NA
NA
NA
NA
NA
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.20
3-mth Sibor+1.10
3-mth Sibor+1.10
NA
NA
NA
NA
NA
HSBC* HDB
Standard Package
(for completed properties)
(min $100,000, no lock-in)
Standard Package
(for completed properties)
(min $100,000, 1-yr lock-in)
Standard Package
(for BUC)
(min $100,000, no lock-in)
Loyalty Package
(for completed properties)
(min $100,000, no lock-in)
Private Housing
Standard Package
(for completed properties)
(min $200,000, no lock-in)
Standard Package
(for completed properties)
(min $200,000, 1-yr lock-in)
Standard Package (for BUC)
(min $200,000, no lock-in)
Loyalty Package
(for completed properties)
(min $200,000, no lock-in)
MAYBANK HDB
1-Year Fixed Rate Package
3.75
3.28 (fixed)
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
2-Year Fixed Rate Package
3.75
2.98 (fixed)
2.98 (fixed)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
3-Year Fixed Rate Package
3.75
1.60 (fixed)
2.20 (fixed)
2.90(fixed)
3.75 (SRFR)
NA
NA
NA
NA
NA
3-Year Fixed 1.80%
3.75
3.98 (fixed)
4.08 (fixed)
4.18 (fixed)
3.75 (SRFR)
NA
NA
NA
NA
NA
Cashback Package
(completed property only)
Fixed Rate Package (4-yr lock-in)
3.75
2.28 (fixed)
2.88 (fixed)
3.38 (fixed)
Fourth Year:
NA
NA
NA
NA
NA
3.88 (fixed);
Thereafter: 3.75 (SRFR)
Variable Rate Package (1-yr lock-in)
3.75
1.98 (SRFR-1.77)
2.88 (SRFR-0.87)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (2-yr lock-in)
3.75
1.88 (SRFR-1.87)
2.68 (SRFR-1.07)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (3-yr lock-in)
3.75
1.68 (SRFR-2.07)
2.48 (SRFR-1.27)
2.88 (SRFR-0.87)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (no lock-in)
3.75
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable 1.80% Cashback Package
3.75
2.28 (SRFR-1.47)
3.08 (SRFR-0.67)
3.48 (SRFR-0.27)
3.75 (SRFR)
NA
NA
NA
NA
NA
3.75
3.28 (fixed)
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
(completed property only)
Private Housing
1-Year Fixed Rate Package
2-Year Fixed Rate Package
3.75
2.98 (fixed)
2.98 (fixed)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
3-Year Fixed Rate Package
3.75
1.60 (fixed)
2.20 (fixed)
2.90 (fixed)
3.75 (SRFR)
NA
NA
NA
NA
NA
3.75
3.98 (fixed)
4.08 (fixed)
4.18 (fixed)
3.75 (SRFR)
NA
NA
NA
NA
NA
3.75
2.28 (fixed)
2.88 (fixed)
3.38 (fixed)
Fourth Year:
NA
NA
NA
NA
NA
3-Year Fixed 1.80%
Cashback Package
(completed property only)
Fixed Rate Package (4-yr lock-in)
3.88 (fixed);
Thereafter: 3.75 (SRFR)
Variable Rate Package (1-yr lock-in)
3.75
1.98 (SRFR-1.77)
2.88 (SRFR-0.87)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (2-yr lock-in)
3.75
1.88 (SRFR-1.87)
2.68 (SRFR-1.07)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (3-yr lock-in)
3.75
1.68 (SRFR-2.07)
2.48 (SRFR-1.27)
2.88 (SRFR-0.87)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable Rate Package (no lock-in)
3.75
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.28 (SRFR-0.47)
3.75 (SRFR)
NA
NA
NA
NA
NA
Variable 1.80% Cashback Package
3.75
2.28 (SRFR-1.47)
3.08 (SRFR-0.67)
3.48 (SRFR-0.27)
3.75 (SRFR)
NA
NA
NA
NA
NA
(completed property only)
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THEEDGE SINGAPORE | NOVEMBER 30, 2009 •
Home Loan Rates
BANK
NAME OF LOAN SCHEME
BOARD RATE (%)
FIRST YEAR (%)
80% FINANCING SECOND YEAR (%)
THIRD YEAR (%)
THEREAFTER (%)
BOARD RATE (%)
FIRST YEAR (%)
90% FINANCING SECOND YEAR (%)
THIRD YEAR (%)
THEREAFTER (%)
NA
NA
NA
NA
NA
OCBC HDB
Variable Rate Package
4.50
3.25 (HBR-1.25)
3.50 (HBR-1.00)
3.75 (HBR-0.75)
3.75 (HBR-0.75)
Private Housing
Fixed Rate Package
4.50
3.75 (fixed)
4.00 (fixed)
3.75 (HBR-0.75)
3.75 (HBR-0.75)
Variable Rate Package
4.50
3.25 (BR-1.25)
3.50 (BR-1.00)
3.75 (BR-0.75)
3.75 (BR-0.75)
NA
NA
NA
NA
NA
SING INVESTMENTS & FINANCE HDB
Variable Rate Package
4.25
3.50 (HBR-1.00)
3.75 (HBR-0.75)
4.00 (HBR-0.50)
4.00 (HBR-0.50)
NA
NA
NA
NA
NA
Private Housing
Variable Rate Package
5.00
3.25 (BR-1.25)
3.50 (BR-1.00)
3.75 (BR-0.75)
3.75 (BR-0.75)
NA
NA
NA
NA
NA
HDB
Standard Floating Rate Package
4.50
2.75 (HBR-1.75)
2.99 (HBR-1.51)
3.75 (HBR-0.75)
3.75 (HBR-0.75)
NA
NA
NA
NA
NA
Private Housing
Standard Floating Rate Package
4.50
2.75 (HBR-1.75)
2.99 (HBR-1.51)
3.75 (BR-0.75)
3.75(BR-0.75)
NA
NA
NA
NA
NA
HDB
Fixed Rate Package (2-yr lock-in)
4.25
2.88 (fixed)
2.88 (fixed)
3.38 (HBR-0.87)
3.38 (HBR-0.87)
NA
NA
NA
NA
NA
Fixed Rate Package (3-yr lock-in)
4.25
2.68 (fixed)
2.98 (fixed)
2.98 (fixed)
3.38 (HBR-0.87)
NA
NA
NA
NA
NA
Variable Rate Package (2-yr lock-in)
4.25
1.98 (HBR-2.27)
2.88 (HBR-1.37)
3.38 (HBR-0.87)
3.38 (HBR-0.87)
NA
NA
NA
NA
NA
Variable Rate Package (3-yr lock-in)
4.25
1.68 (HBR-2.57)
2.68 (HBR-1.57)
2.98 (HBR-1.27)
3.38 (HBR-0.87)
NA
NA
NA
NA
NA
Private Housing
Fixed Rate Package (2-yr lock-in)
5.75
2.88 (fixed)
2.88 (fixed)
3.38 (BR-2.37)
3.38 (BR-2.37)
NA
NA
NA
NA
NA
Fixed Rate Package (3-yr lock-in)
5.75
2.68 (fixed)
2.98 (fixed)
2.98 (fixed)
.38 (BR-2.37)
5.75
3.18 (fixed)
3.18 (fixed)
3.18 (fixed)
3.88 (BR-1.87)
Variable Rate Package (2-yr lock-in)
5.75
1.98 (BR-3.77)
2.88 (BR-2.87)
3.38 (BR-2.37)
3.38 (BR-2.37)
NA
NA
NA
NA
NA
Variable Rate Package (3-yr lock-in)
5.75
1.68 (BR-4.07)
2.68 (BR-3.07)
2.98 (BR-2.77)
3.38 (BR-2.37)
5.75
2.68 (BR-3.07)
3.08 (BR-2.67)
3.88 (BR-1.87)
3.88 (BR-1.87)
UOB
RHB
LTV <=80% LTV
80%-85%
STANDARD CHARTERED HDB
1-Year Fixed Rate Package
(PB, min 100k, 2-yr lock-in)
1-Year Fixed Rate Package
(GMM/EXCEL, min 100k,
1-yr lock-in)
2-Year Fixed Rate Package
(PB, min 100k, 2-yr lock-in)
1-Year Fixed Rate Package
(GMM/EXCEL, min 100k,
2-yr lock-in)
3-mth Sibor Package
(min 100k, no lock-in)
3-mth Sibor Package
(min 250k, no lock-in)
3-mth Sibor Package
(min 250k, 1-yr lock-in)
3-mth Sibor Package (BUC)
(250k, no lock-in)
12-mth Sibor Package
(min 100k, no lock-in)
12-mth Sibor Package
(min 250k, no lock-in)
12-mth Sibor Package
(min 250k, 1-yr lock-in)
Floating Package
(min 100k, 2-yr lock-in)
Private Housing
1-Year Fixed Rate Package
(PB, min 100k, 2-yr lock-in)
1-Year Fixed Rate Package
(GMM/EXCEL, min 100k,
1-yr lock-in)
2-Year Fixed Rate Package
(PB, min 100k, 2-yr lock-in)
1-Year Fixed Rate Package
(GMM/EXCEL, min 100k,
2-yr lock-in)
MortgageOne Sibor Package
(min 200k, no lock-in)
MortgageOne Sibor Package
(min 200k, 1-yr lock-in)
MortgageOne Optimiser Package
(min 200k, no lock-in)
3-mth Sibor Package
(min 100k, no lock-in)
3-mth Sibor Package
(min 100k, 1-yr lock-in)
3-mth Sibor Package (BUC)
(200k, no lock-in)
12-mth Sibor Package
(min 100k, no lock-in)
12-mth Sibor Package
(min 100k, 1-yr lock-in)
Floating Package
(min 100k, 2-yr lock-in)
3-mth Sibor
1.50 (fixed)
3mth Sibor +1.15
3mth Sibor +1.25
3mth Sibor +1.25
3-mth Sibor
2.10 (fixed)
3-mth Sibor+1.75
3-mth Sibor+1.85 3-mth Sibor+1.85
3-mth Sibor
1.70 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
2.30 (fixed) 3mth Sibor +1.90 3
mth Sibor +1.90 3mth Sibor +1.90
3-mth Sibor
2.30 (fixed)
2.40 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
2.90 (fixed)
3.00 (fixed)
3mth Sibor +1.90 3mth Sibor +1.90
3-mth Sibor
2.40 (fixed)
2.40 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
3.00 (fixed)
3.00 (fixed)
3mth Sibor +1.90 3mth Sibor +1.90
3-mth Sibor
3-mth Sibor+1.55
3-mth Sibor+1.55 3-mth Sibor+1.55
3-mth Sibor+1.55
3-mth Sibor
3-mth Sibor+2.15
3-mth Sibor+2.15
3-mth Sibor+2.15 3-mth Sibor+2.15
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.90
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
3-mth Sibor+1.20
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.80
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.90
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
12-mth Sibor
12-mth Sibor+1.55 12-mth Sibor+1.55 12-mth Sibor+1.55 12-mth Sibor+1.55
12-mth Sibor
12-mth Sibor+2.15 12-mth Sibor+2.15
12-mth Sibor+2.15 12-mth Sibor+2.15
12-mth Sibor
12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30
12-mth Sibor
12-mth Sibor+1.90 12-mth Sibor+1.90
12-mth Sibor+1.90 12-mth Sibor+1.90
12-mth Sibor
12-mth Sibor+1.20 12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30
12-mth Sibor
12-mth Sibor+1.80 12-mth Sibor+1.90
12-mth Sibor+1.90 12-mth Sibor+1.90
5.10
2.78
2.78
3.75
3.75
5.10
3.38
3.38
3-mth Sibor
1.50 (fixed)
3mth Sibor +1.15
3mth Sibor +1.25
3mth Sibor +1.25
3-mth Sibor
2.10 (fixed)
3-mth Sibor+1.75
3-mth Sibor+1.85 3-mth Sibor+1.85
3-mth Sibor
1.70 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
2.30 (fixed)
3mth Sibor +1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
2.30 (fixed)
2.40 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
2.90 (fixed)
3.00 (fixed)
3mth Sibor +1.90 3mth Sibor +1.90
3-mth Sibor
2.40 (fixed)
2.40 (fixed)
3mth Sibor +1.30
3mth Sibor +1.30
3-mth Sibor
3.00 (fixed)
3.00 (fixed)
3mth Sibor +1.90 3mth Sibor +1.90
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.90
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
3-mth Sibor+1.20
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.80
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
5.00
2.78
2.78
2.78
5.00
3.38
3.38
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.90
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
3-mth Sibor+1.20
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.80
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
3-mth Sibor
3-mth Sibor+1.30
3-mth Sibor+1.30 3-mth Sibor+1.30
3-mth Sibor+1.30
3-mth Sibor
3-mth Sibor+1.90
3-mth Sibor+1.90
3-mth Sibor+1.90 3-mth Sibor+1.90
12-mth Sibor
12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30
12-mth Sibor
12-mth Sibor+1.90 12-mth Sibor+1.90
12-mth Sibor+1.90 12-mth Sibor+1.90
12-mth Sibor
3-mth Sibor+1.20 12-mth Sibor+1.30 12-mth Sibor+1.30 12-mth Sibor+1.30
12-mth Sibor
12-mth Sibor+1.80 12-mth Sibor+1.90
12-mth Sibor+1.90 12-mth Sibor+1.90
4.50
2.78
2.78
2.78
3.75
3.75
4.50
3.38
3.38
4.35
3.38
4.35
NOTE: HBR = HDB Housing Board Rate The Interbank Market Rate refers to the 12-month Sibor. Twelve-month Sibor rate is 0.90992% as at Nov 23, 2009. BR = Private housing board rate Three-month Sibor rate is 0.68542% as at Nov 23, 2009 SRFR = Singapore Residential Financing Rate All board rates are variable. 90% financing available on a case-by-case basis based on bank’s discretion Tables updated as of Nov 26, 2009 N.A. = Not available Sources: the various banks, Home Loan Singapore Pte Ltd, The Edge Singapore * HSBC fixed rate packages - please contact call centre hotline at 1800-HSBC NOW (4722 669)
4.35
3.38
4.35
10 • THEEDGE SINGAPORE | NOVEMBER 30, 2009
Home Loan Rates POSB
HOME IDEAL PACKAGES FOR HDB PROPERTIES
LTV ≤60%
LTV >60% but ≤70%
LTV >70% but ≤80%
LTV >80% but ≤85%
LTV >85% but ≤90%
CHR*
CHR + 0.25%
CHR + 0.50%
CHR + 1.00%
CHR + 1.50%
No Lock In Package (Completed)
1 Year Fixed Rate Package (Completed)
2.75% Fixed
3.00% Fixed
3.25% Fixed
3.75% Fixed
4.25% Fixed
2 Year Fixed Rate Package (Completed)
2.90% Fixed
3.15% Fixed
3.40% Fixed
3.90% Fixed
4.40% Fixed
3 Year Fixed Rate Package (Completed)
3.05% Fixed
3.30% Fixed
3.55% Fixed
4.05% Fixed
4.55% Fixed
Thereafter (Completed)
CHR + 0.75%
CHR + 1.00%
CHR + 1.25%
CHR + 1.75%
CHR + 2.25%
HOME IDEAL PACKAGES FOR PRIVATE PROPERTIES
LTV ≤60%
PROPERTY USAGE
OWNER-OCCUPIED
No Lock In Package (Completed)
LTV >60% but ≤70%
INVESTMENT
OWNER-OCCUPIED
CHR*
CHR + 0.25%
No Lock In Package (BUC)
CHR + 0.50%
1-Year Fixed Rate Package
(Completed)
(Completed)
2-Year Fixed Rate Package (BUC)
3-Year Fixed Rate Package (BUC)
LTV >70% but ≤80%
LTV >80% but ≤85%
LTV >85% but ≤90%
Investment Owner-occupied
Investment Owner-occupied
Investment Owner-occupied
CHR + 0.25%
CHR + 0.50%
CHR + 0.50%
CHR + 0.75%
CHR + 1.00%
CHR + 1.25%
CHR + 1.50%
CHR + 1.75%
CHR + 0.75%
CHR + 0.75%
CHR + 1.00%
CHR + 1.00%
CHR + 1.25%
CHR + 1.50%
CHR + 1.75%
CHR + 2.00%
CHR + 2.25%
2.75% Fixed
3.00% Fixed
3.00% Fixed
3.25% Fixed
3.25% Fixed
3.50% Fixed
3.75% Fixed
4.00% Fixed
4.25% Fixed
4.50% Fixed
1-Year Fixed Rate Package (BUC)
3.25% Fixed
3.50% Fixed
3.50% Fixed
3.75% Fixed
3.75% Fixed
4.00% Fixed
4.25% Fixed
4.50% Fixed
4.75% Fixed
5.00% Fixed
2-Year Fixed Rate Package
2.90% Fixed
3.15% Fixed
3.15% Fixed
3.40% Fixed
3.40% Fixed
3.65% Fixed
3.90% Fixed
4.15% Fixed
4.40% Fixed
4.65% Fixed
3.40% Fixed
3.65% Fixed
3.65% Fixed
3.90% Fixed
3.90% Fixed
4.15% Fixed
4.40% Fixed
4.65% Fixed
4.90% Fixed
5.15% Fixed
3-Year Fixed Rate Package (Completed) 3.05% Fixed
3.30% Fixed
3.30% Fixed
3.55% Fixed
3.55% Fixed
3.80% Fixed
4.05% Fixed
4.30% Fixed
4.55% Fixed
4.80% Fixed
3.55% Fixed
3.80% Fixed
3.80% Fixed
4.05% Fixed
4.05% Fixed
4.30% Fixed
4.55% Fixed
4.80% Fixed
5.05% Fixed
5.30% Fixed
Thereafter (Completed)
CHR + 0.75%
CHR + 1.00%
CHR + 1.00%
CHR + 1.25%
CHR + 1.25%
CHR + 1.50%
CHR + 1.75%
CHR + 2.00%
CHR + 2.25%
CHR + 2.50%
Thereafter (BUC)
CHR + 1.25%
CHR+ 1.50%
CHR + 1.50%
CHR + 1.75%
CHR + 1.75%
CHR + 2.00%
CHR + 2.25%
CHR + 2.50%
CHR + 2.75%
CHR + 3.00%
Note: * CHR is 2.500% per annum and is based on the prevailing market-related interest rate (“CPF Rate”) payable on the Central Provident Fund (“CPF”) Ordinary Account. The CPF Rate as determined by CPF is currently based on the 12-month fixed deposit and month-end savings rates of the major local banks.
DBS LTV ≤60%
PROPERTY USAGE
OWNER-OCCUPIED
No Lock In Package (Completed)
No Lock In Package (BUC)
1-Year Loyalty Package (BUC)
Investment
SIBOR LOYALTY PACKAGES LTV >60% but ≤70%
INVESTMENT
OWNER-OCCUPIED
Sibor + 1.25%
Sibor + 1.50%
Sibor + 1.75%
1-Year Loyalty Package (Completed) Sibor + 1.10%
LTV >70% but ≤80%
LTV >80% but ≤85%
LTV >85% but ≤90%
Investment Owner-occupied
Investment Owner-occupied
Investment Owner-occupied
Investment
Sibor + 1.50%
Sibor + 1.75%
Sibor + 1.75%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.50%
Sibor + 2.75%
Sibor + 3.00%
Sibor + 2.00%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.25%
Sibor + 2.50%
Sibor + 2.75%
Sibor + 3.00%
Sibor + 3.25%
Sibor + 3.50%
Sibor + 1.35%
Sibor + 1.35%
Sibor + 1.60%
Sibor + 1.60%
Sibor + 1.85%
Sibor + 2.10%
Sibor + 2.35%
Sibor + 2.60%
Sibor + 2.85%
Sibor + 1.60%
Sibor + 1.85%
Sibor + 1.85%
Sibor + 2.10%
Sibor + 2.10%
Sibor + 2.35%
Sibor + 2.60%
Sibor + 2.85%
Sibor + 3.10%
Sibor + 3.35%
2-Year Loyalty Package (Completed) Sibor + 0.95%
Sibor + 1.20%
Sibor + 1.20%
Sibor + 1.45%
Sibor + 1.45%
Sibor + 1.70%
Sibor + 1.95%
Sibor + 2.20%
Sibor + 2.45%
Sibor + 2.70%
2-Year Loyalty Package (BUC)
Sibor + 1.45%
Sibor + 1.70%
Sibor + 1.70%
Sibor + 1.95%
Sibor + 1.95%
Sibor + 2.20%
Sibor + 2.45%
Sibor + 2.70%
Sibor + 2.95%
Sibor + 3.20%
3-Year Loyalty Package (Completed) Sibor + 0.80%
Sibor + 1.05%
Sibor + 1.05%
Sibor + 1.30%
Sibor + 1.30%
Sibor + 1.55%
Sibor + 1.80%
Sibor + 2.05%
Sibor + 2.30%
Sibor + 2.55%
3-Year Loyalty Package (BUC)
Sibor + 1.30%
Sibor + 1.55%
Sibor + 1.55%
Sibor + 1.80%
Sibor + 1.80%
Sibor + 2.05%
Sibor + 2.30%
Sibor + 2.55%
Sibor + 2.80%
Sibor + 3.05%
Thereafter (Completed)
Sibor + 1.25%
Sibor + 1.50%
Sibor + 1.50%
Sibor + 1.75%
Sibor + 1.75%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.50%
Sibor +2.75%
Sibor + 3.00%
Thereafter (BUC)
Sibor + 1.75%
Sibor + 2.00%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.25%
Sibor + 2.50%
Sibor + 2.75%
Sibor + 3.00%
Sibor + 3.25%
Sibor + 3.50%
SIBOR FIXED RATE PACKAGES
LTV ≤60%
PROPERTY USAGE
LTV >60% but ≤70%
LTV >70% but ≤80%
Investment Owner-occupied
LTV >80% but ≤85%
Investment Owner-occupied
LTV >85% but ≤90%
OWNER-OCCUPIED
INVESTMENT
OWNER-OCCUPIED
Investment Owner-occupied
1-Year Fixed Rate (Completed)
2.75% Fixed
3.00% Fixed
3.00% Fixed
3.25% Fixed
3.25% Fixed
3.50% Fixed
3.75% Fixed
4.00% Fixed
4.25% Fixed
Investment 4.50% Fixed
1-Year Fixed Rate (BUC)
3.25% Fixed
3.50% Fixed
3.50% Fixed
3.75% Fixed
3.75% Fixed
4.00% Fixed
4.25% Fixed
4.50% Fixed
4.75% Fixed
5.00% Fixed
2-Year Fixed Rate (Completed)
2.90% Fixed
3.15% Fixed
3.15% Fixed
3.40% Fixed
3.40% Fixed
3.65% Fixed
3.90% Fixed
4.15% Fixed
4.40% Fixed
4.65% Fixed
2-Year Fixed Rate (BUC)
3.40% Fixed
3.65% Fixed
3.65% Fixed
3.90% Fixed
3.90% Fixed
4.15% Fixed
4.40% Fixed
4.65% Fixed
4.90% Fixed
5.15% Fixed
3-Year Fixed Rate (Completed)
3.05% Fixed
3.30% Fixed
3.30% Fixed
3.55% Fixed
3.55% Fixed
3.80% Fixed
4.05% Fixed
4.30% Fixed
4.55% Fixed
4.80% Fixed
3-Year Fixed Rate (BUC)
3.55% Fixed
3.80% Fixed
3.80% Fixed
4.05% Fixed
4.05% Fixed
4.30% Fixed
4.55% Fixed
4.80% Fixed
5.05% Fixed
5.30% Fixed
4-Year Fixed Rate (Completed)
3.20% Fixed
3.45% Fixed
3.45% Fixed
3.70% Fixed
3.70% Fixed
3.95% Fixed
4.20% Fixed
4.45% Fixed
4.70% Fixed
4.95% Fixed
4-Year Fixed Rate (BUC)
3.70% Fixed
3.95% Fixed
3.95% Fixed
4.20% Fixed
4.20% Fixed
4.45% Fixed
4.70% Fixed
4.95% Fixed
5.20% Fixed
5.45% Fixed
5-Year Fixed Rate (Completed)
3.35% Fixed
3.60% Fixed
3.60% Fixed
3.85% Fixed
3.85% Fixed
4.10% Fixed
4.35% Fixed
4.60% Fixed
4.85% Fixed
5.10% Fixed
5-Year Fixed Rate (BUC)
3.85% Fixed
4.10% Fixed
4.10% Fixed
4.35% Fixed
4.35% Fixed
4.60% Fixed
4.85% Fixed
5.10% Fixed
5.35% Fixed
5.60% Fixed
6-Year Fixed Rate (Completed)
3.50% Fixed
3.75% Fixed
3.75% Fixed
4.00% Fixed
4.00% Fixed
4.25% Fixed
4.50% Fixed
4.75% Fixed
5.00% Fixed
5.25% Fixed
6-Year Fixed Rate (BUC)
4.00% Fixed
4.25% Fixed
4.25% Fixed
4.50% Fixed
4.50% Fixed
4.75% Fixed
5.00% Fixed
5.25% Fixed
5.50% Fixed
5.75% Fixed 5.40% Fixed
7-Year Fixed Rate (Completed)
3.65% Fixed
3.90% Fixed
3.90% Fixed
4.15% Fixed
4.15% Fixed
4.40% Fixed
4.65% Fixed
4.90% Fixed
5.15% Fixed
7-Year Fixed Rate (BUC)
4.15% Fixed
4.40% Fixed
4.40% Fixed
4.65% Fixed
4.65% Fixed
4.90% Fixed
5.15% Fixed
5.40% Fixed
5.65% Fixed
5.90% Fixed
8-Year Fixed Rate (Completed)
3.80% Fixed
4.05% Fixed
4.05% Fixed
4.30% Fixed
4.30% Fixed
4.55% Fixed
4.80% Fixed
5.05% Fixed
5.30% Fixed
5.55% Fixed
8-Year Fixed Rate (BUC)
4.30% Fixed
4.55% Fixed
4.55% Fixed
4.80% Fixed
4.80% Fixed
5.05% Fixed
5.30% Fixed
5.55% Fixed
5.80% Fixed
6.05% Fixed
9-Year Fixed Rate (Completed)
3.95% Fixed
4.20% Fixed
4.20% Fixed
4.45% Fixed
4.45% Fixed
4.70% Fixed
4.95% Fixed
5.20% Fixed
5.45% Fixed
5.70% Fixed
9-Year Fixed Rate (BUC)
4.45% Fixed
4.70% Fixed
4.70% Fixed
4.95% Fixed
4.95% Fixed
5.20% Fixed
5.45% Fixed
5.70% Fixed
5.95% Fixed
6.20% Fixed
10-Year Fixed Rate (Completed)
4.10% Fixed
4.35% Fixed
4.35% Fixed
4.60% Fixed
4.60% Fixed
4.85% Fixed
5.10% Fixed
5.35% Fixed
5.60% Fixed
5.85% Fixed
10-Year Fixed Rate (BUC)
4.60% Fixed
4.85% Fixed
4.85% Fixed
5.10% Fixed
5.10% Fixed
5.35% Fixed
5.60% Fixed
5.85% Fixed
6.10% Fixed
6.35% Fixed
Thereafter (Completed)
Sibor + 1.25%
Sibor + 1.50%
Sibor + 1.50%
Sibor + 1.75%
Sibor + 1.75%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.50%
Sibor + 2.75%
Sibor + 3.00%
Thereafter (BUC)
Sibor + 1.75%
Sibor + 2.00%
Sibor + 2.00%
Sibor + 2.25%
Sibor + 2.25%
Sibor + 2.50%
Sibor + 2.75%
Sibor + 3.00%
Sibor + 3.25%
Sibor + 3.50%
Notes: BUC stands for Buildings Under Construction Twelve-month Sibor rate is 0.90958% as at Nov 23, 2009. Three-month Sibor rate is 0.68542% as at Nov 20, 2009
DISCLAIMER: The rate shown here are only indicative and are subject to changes by the respective banks without prior notice. They are not to be taken as an offer of contract. The Edge Publishing Pte Ltd shall not be responsible for any loss or damage arising directly or indirectly from the use of , or reliance on, the information provided herein.