South Beach VOL. 565-E5
Including Moorings
Index Page 9
Living MYLIVINGMEDIA.COM
Hurricane Protection Pg. 3
For What It’s Worth Pg. 26
Puzzle Page Pg. 40
Affordable & Superior Paint Pgs. 44-45
Danny Howes, EA, RFC East Coast Tax & Financial Planning See Pages 4 & 5
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Top Reasons Our Clients Say They Hire Us!
at East Coast Tax & Financial Planning
Danny Howes, EA, RFC
Wealth Management and Investment Advisory Services are offered through Truvestments Capital LLC, an SEC-registered investment advisor.
Full-Service Financial Planning: As a financial advisor knowledgeable in all three areas (tax, insurance, and investments), we can provide a more thorough financial plan that considers all the important aspects of a client’s financial situation.
Coordination of Financial Strategies: With expertise in accounting, insurance, and investments, we are able to coordinate different financial strategies to maximize their effectiveness and minimize any potential conflicts or pitfalls.
Tax Planning: As tax accountants, we can provide valuable advice to help our clients minimize their tax
liabilities and maximize their retirement income. We help our clients avoid the April “Shock & Awe” tax bills by proactively planning the tax year.
Risk Management: There is more risk to your financial life than just whether the market is up or down. As an independent insurance agency, we help clients solve for the “what ifs” in life, such as long-term care, loss of a spouse, disability, and income gap planning. Fiduciary Investment Advice: As fiduciary investment advisors, we are required to make
recommendations that are in your best interest. We provide expertise in investing, including asset allocation, diversification, and risk management, which can help clients achieve their long-term investment goals.
Schedule Your Financial Board Meeting Today!
NEW CLIENT SPECIAL
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2
VOL. 565 E
SCAN OR CALL
772-539-4766
2945 Cardinal Drive, Vero Beach www.eastcoasttaxandfinancial.com
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3
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EAST COAST TAX & FINANCIAL PLANNING
Your Accountant, Financial Advisor, & Insurance Agent... All in One!
W
By Gabby Gregory
hen was the last time you sat down with your accountant, financial advisor, and insurance agent all in one room or on a conference call to talk about you, your money, and your goals? If you’re like most other people, then your answer is “never.”
Comprehensive Financial Planning for Everyone
East Coast Tax & Financial Planning is a full-service accounting firm and insurance agency that offers investment management and financial advice. Even if the experts at East Coast Tax & Financial At East Coast Tax & Financial Planning, however, Planning aren’t providing services in all you receive comprehensive advice about all three of these areas, they are happy to three — accounting and taxes, insurance, and collaborate with your other providers to investment/financial management — during each and every meeting. After all, as the owner and CEO ensure that the advice and guidance given of the business — Danny Howes, EA, RFC — says, in any of these areas is accurate. “You can make the best financial investment Danny and his professional team strive decisions in the world, but if you’re giving most to educate and empower their clients to of it to Uncle Sam, it’s not a good investment make smart financial choices, whether strategy.” they are business planning, saving for Discovering the Dangers & Disconnect retirement, or already retired. Their process meets their clients where they’re For the past 20+ years, Danny has been working at now, and they work together to develop in the financial services industry with a specific a plan and a strategy to help their clients mission in mind: to prevent people from going get where they want to go. through the same unfortunate scenario that his “It’s essential to look at potential pitfalls family did. that can derail your plan and then Indeed, Danny’s father had no plans in place when, proactively add measures of protection and maneuvers to navigate through the suddenly, he died of a heart attack at 60 years ‘what-ifs’ in life. old. This tragedy led to a difficult and challenging journey to put the pieces back together and ensure his mother and family were taken care of properly. Like in science, we look at your financial In response to the experience, Danny transformed plan and apply pressure. We want to see his whole approach to financial planning and went what your plan looks like in alternative to the drawing board, designing a planning process environments. For example, economic downturn, disability, premature death, to help others avoid similar situations. long-term care, etc. Planning for these things makes it much easier to handle As he spent more time in the financial industry, Danny realized that there was a “huge disconnect” them when they arise, instead of dealing with them in real-time with no clear plan between taxes, insurance, and investments. He decided the best solution would be to bridge those in place.” — Danny Howes, EA, RFC gaps himself, as he had the training, experience, “If you fail to plan, you are planning to and licenses for each. fail.” — Benjamin Franklin Visit East Coast Tax & Financial Planning sooner rather than later to make the proper plans to protect yourself, your family, and your loved ones! Danny attests that his clients have expressed that they wish they had started the process much sooner.
Danny Howes, EA, RFC
4
Wealth Management and Investment Advisory Services are offered through Truvestments Capital LLC, an SEC-registered investment advisor. VOL. 565 H/K
Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849
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Top Reasons Our Clients Say They Hire Us!
at East Coast Tax & Financial Planning Full-Service Financial Planning: As a financial advisor knowledgeable in all three areas (tax, insurance, and investments), we can provide a more thorough financial plan that considers all the important aspects of a client’s financial situation. Coordination of Financial Strategies: With expertise in accounting, insurance, and investments, we are able to coordinate different financial strategies to maximize their effectiveness and minimize any potential conflicts or pitfalls. Tax Planning: As tax accountants, we can provide valuable advice to help our clients
minimize their tax liabilities and maximize their retirement income. We help our clients avoid the April “Shock & Awe” tax bills by proactively planning the tax year.
Risk Management: There is more risk to your financial life than just whether the market is up or down. As an independent insurance agency, we help clients solve for the “what ifs” in life, such as long-term care, loss of a spouse, disability, and income gap planning. Fiduciary Investment Advice: As fiduciary investment advisors, we are required to make recommendations that are in your best interest. We provide expertise in investing, including asset allocation, diversification, and risk management, which can help clients achieve their long-term investment goals.
Schedule Your Financial Board Meeting Today!
NEW CLIENT SPECIAL
Get YOUR 1- Hour Complimentary Financial Board Meeting to: • Discuss you, your money, and your goals • Educate you on what you currently have and how it affects you. • Get new insights on how to maximize your retirement
SCAN OR CALL
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www.eastcoasttaxandfinancial.com VOL. 565 H /K 5
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FOLLOW US UP TO
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MY LIVING CONTENTS - ZONE E AUTOMOTIVE Golf Cart Center ..........................24 Golf Carts of Vero Beach ............. 36 Prime Golf Cars...........................30 Total Golf Cart .............................34 Uncle Tony’s U-Pull-It ..................47 CLEANING SERVICES Bianca’s Cleaning Services ......... 24 Shack Shine ...............................34 Stanley Steemer .........................11 DINING AND ENTERTAINMENT The Crab Stop .............................20 HOME IMPROVEMENT A Master Closet ..........................43 Affordable and Superior Painting . 23 Alliance Group Roofing ................ 42 Atlantic Shores Air Conditioning .. 11 Blue Dolphin Pools ...................... 16 DTR Tile Restorations .................. 36 Eco View Windows ...................... 21 Entry Point .................................. 17 Filterbuy .....................................39 Freedom Air and Heat Inc ............ 41 Generator Supercenter of the Palm Beaches ................ 37 Handy Man .................................46 Immaculate Air ............................. 6 Kitchens and Baths ..................... 47 Level Best Roofing ...................... 35 Level Best Roofing ...................... 48 Massimo Painting LLC ................ 47
Max Guard Hurricane Windows ..... 3 Mr. Handyman ............................ 25 Oasis Brick Pavers ...................... 30 OX Floor Coating ......................... 19 Palm Coast Shutters ................... 42 Panda Contractors ...................... 30 Patch Master .............................. 38 Pioneer Protective Coatings ........ 32 Plantation Shutters Florida .......... 38 Precision Door ............................ 33 Quality Painting and Resurfacing LLC ...................... 38 Royal Green ................................ 36 Stott Brothers Electric ................. 34 Sunrise Roofing & Gutters ........... 32 Sunshine Irrigation...................... 46 Treasure Coast Cabinetry ............ 31 Vero Beach Marble & Granite ........ 6 Vincent Stevens Cabinet Refinishing .............................. 23 Window World of the Space Coast............................................25 LAWN AND GARDEN Tree Service Express..................... 7 MARINE D and J Boat Sales ..................... 20 MEDICAL AND HEALTH Huszar Neurology ....................... 24 Kramer Wellness ......................... 20 Lucie Dental ............................... 10 Med Leaf LLC ............................. 25
MMJ Health ................................ 22 New Beginnings Medical............. 12 Perkins Medical Supply ............... 14 Planes Dental Arts....................... 18
PROFESSIONAL SERVICES East Coast Tax & Financial Planning .................................... 2 Premier Security ......................... 27 The Estate, Trust & Elder Law Firm,PL ....................................... 47 The Estate, Trust & Elder Law Firm,PL ....................................... 18 Wet Out Restoration .................... 26 REAL ESTATE Livia Sorger Realty ...................... 18 REMAX Crown Realty .................. 23 Watson Realty Corp-Mindy Burdiss ................................... 47 RETAIL Buff City Soap ............................. 13 Discount Furniture ...................... 15 THRIFT STORE Born Again Too Consignments ..... 12 VETERINARY AND GROOMING Treasure Coast Animal Rehab and Fitness .............................. 14
“Inspiration does exist, but it must find you working.” —Pablo Picasso
For advertising rates and information Email: sales@mediaoms.com Volume 565 April 2023
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© 2023 by My Living Media. All rights reserved. Although some parts of this publication may be reproduced and reprinted, we require that prior permission be obtained in writing. My Living Magazine is a free publication distributed locally and is supported by our advertisers. Please call to find a location near you or if you would like copies placed at your business. We do not necessarily endorse the views expressed in the articles and advertisements, nor are we responsible for the products, and services advertised. We are not responsible for licensing or certifying businesses, nor are we responsible for verification of these requirements. We welcome your ideas, articles and feedback. *Dining pictures shown are for illustration purposes only. Actual products may vary due to product enhancement.
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VOL. 565 E
9
Lucie Dental
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Need More Coupons - MyLivingMedia.com BORN AGAIN TOO
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GIVING PETS IN PAIN A NEW LEASH ON LIFE
Physical Rehabilitation Acupuncture Herbal Medicine
Integrated Pain Management Wheel Chairs & Custom Braces Senior & Geriatric Care
Dr. Amber Callaway Lewis DVM,CCRT Dr. Jamie DeRoin DVM,CVA
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Perkins Medical Supply OxyGO-Next
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VOL. 565 E
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Do Not Be Fooled by the Imitators!
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BRING YOUR MILITARY, ST. LUCIE COUNTY POLICE, OR FIRE DEPARTMENT ID AND RECEIVE ADDITIONAL DISCOUNTS . INTERNET DISCOUNTS & OTHER DISCOUNTS MAY NOT BE USED ON AD ITEMS OR COMBINED WITH OTHER COUPONS.
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FULL................................... $269 QUEEN................................ $299
Queen Adjustable Bed Base With Queen Mattress $789
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FREE EASY LAYAWAY, NO TIME RESTRICTIONS, NO INTEREST!15 Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
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BLUE DOLPHIN POOL SERVICE Need More Coupons - MyLivingMedia.com
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VOL. 565 E
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Bring in the Natural Light to Brighten up Your Home!
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Main Headquarters: 2940 S. 25th Street Ft. Pierce FL WWW.ETELF.COM
Wesley R. Harvin II, j.d., ll.m. Michael D. Fowler, j.d., ll.m., b.c.s Board Certified Elder Law Attorney Of-Counsel
Serving Treasure Coast Seniors for Over 40 Years
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For those who seek the highest level of service, expertise, and reach on Florida’s East Coast and beyond...
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CONTACT ME FOR A FREE HOME VALUATION!
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IRSC Schreiber Conference Center 500 NW California Blvd. Port St. Lucie, FL
GLOBAL REAL ESTATE ADVISOR
Livia Sorger
Havert L. Fenn Center 2000 Virhinia Ave Ft. Pierce, FL
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5000 Off $10000 Off
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The patient or any other person responsible for payment has a right to refuse to pay, cancel payment, or be reimbursed for payment or any other service, examination, or treatment that is performed as a result of and within 72 hours of responding to the advertisement for the free, discounted fee, or reduced fee service, examination, or treatment.
Have an Emergency? Call for a FREE Exam Today! 18
VOL. 565 E
*Includes x-ray. New patients only. Not valid with insurance or any other offers. Limited time only. ADA Codes - D1110 & D0330
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Need More Coupons - MyLivingMedia.com FINANCIN AVAILAB G LE!
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1850 43rd Ave.,Suite 5, Vero Beach
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MMJ Health Let Dr. Morgan, The Highest Rated MMJ Doctor, at MMJ Health find your Alternative to Pharmaceuticals! When it comes to finding medical marijuana (MMJ) doctors, you can trust the helpful and professional staff at MMJ Health. Serving patients in Palm Beach, Martin, & St. Lucie Counties.
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Helping You from Start to Finish! Chris has sold over 500 homes! He is a member of the RE/MAX Platinum Club and RE/MAX Hall of Fame
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New Treatment for Alzheimer’s The FDA approved Aduhelm in 2021 under accelerated approval. First approved June 7, 2021.
A subsequent, poorly-explained controversy eventually resulted in MEDICARE to withdraw coverage for the drug. The company decided to support patients, and as of today, has active participation to help individual patients to obtain the treatment via a company support program.
As a result of Medicare not paying for the treatment, many providers stopped administering the drug in their office. Our office had difficulty finding a provider who would administer the drug intravenously. After some thinking and brainstorming with my staff, I decided to start this I.V. service in our office at 100 US Hwy. 1, Suite 120, Vero Beach.
(aducanumab avwa)
We are a cash-based practice and do not accept insurance. This is because of the prohibitive overhead billing from the insurance companies. So, we make it the patient’s responsibility to obtain the Aduhelm. We assist in this process, and Biogen has a PATH Enrollment (Patient Assistance Program) for financial assistance. The intravenous medications arrive in our office ready to go. We do charge for our expenses and for the services we render. We think our pricing is more than reasonable. My goal as a physician is to help patients who so desire to get access to the first rational therapy for Alzheimer’s disease.
Call Today 772-213-8323
lesliehuszar.com
Please read the FDA approval... Link: https://www.fda.gov/drugs/news-events-human-drugs/fdas-decision-approve-new-treatment-alzheimers-disease
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VOL. 565 E
20%OFF NEW CUSTOMER
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We Get The Wet Out / Mold Out WATER DAMAGE
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For What It’s Worth by Dr. Melfi, Ph.D.
I know I’m not the sharpest tack in the box, but I must have been living under a rock not to have appreciated the full magnitude of AI. For those of you who do not know what those initials stand for, they are Artificial Intelligence. You know those little boxes with the pictures in them, that you have to click on to make sure you’re not a robot. They ask you to identify the squares with the motorcycles or trees or school buses? Well, apparently AI’s cannot think for themselves so they get stumped at the pictures because they have not been programmed to respond to them. Not yet. Thankfully they can’t think for themselves. (I use the word “they” as if they have taken on a human form, but to date, they are just computerized machines as far as I know). You know what else they can do? Rumor has it that they can apply for jobs, on sites such as INDEED, which makes life easier for the applicant. But what if they could think for themselves? What if they evolve into a thinking and acting machine one day. The reason I ask is because I understand that people such as Elon Musk are asking for a “pause” on further development of AI’s because these people are “concerned” about what they might be able to do in the future if the rapid rate they are evolving continues. Now I don’t know about you, but when I hear the word “concerned,” it freaks me out. To me that is a code word for “what until you see what happens next”. Imagine if AI’s could actually think for themselves and begin to run amok. I have friends who say that is impossible. I’m sure Orville and Wilbur Wright were told 26
VOL. 565 E
the same thing when they took their first flight. Besides, AI’s don’t have to think for themselves to do damage. All they have to do is get programmed some whacko who wants to do harm to people or the country at large. And I don’t think I have to tell you we have bad people living among us.
Of course the other side of the argument is that AI’s can do so much good in the health care field, possibly coming up with solutions to medical problems and make advances that can save lives some day. That would be for the greater good, but there is potential to do the greater bad, and I don’t like it. On a personal level I am discouraged if not downright disgusted by the fact that AI’s have crept their way into the novel writing arena. If they are given a plot, some characters, and a genre, such as mystery or love story, they can come up with a pretty darn good book, and soon writers like me (who are still waiting to get my book on Amazon, but soon I hope) don’t have a chance, and what’s worse, when you, the buyer, purchase a book, you won’t know whether it was written buy a real author or an AI. AI’s have also made their way into the world of academia, and are doing homework, writing term papers and book reports, and even thesis papers as we speak. To me, all that might look good on paper, but it’s just going to make students stupid if they don’t have to do the work themselves. Look, I don’t have all the facts, but from what I’ve heard, I’m getting a little nervous about the future. I mean we
already have enough trouble communicating with each other with the addition of texting, and social media substituting for actual phone calls and good old fashion letter writing. Imagine this scenario. You want to have a fight with your husband, but he always bullies you into giving up. He can’t win an argument with you because once you start crying, he caves. But suppose each spouse programs their AI (in the future of course, when they live with you) to fight each other while you both go to bed. Each of you enter the necessary information, and your AI’s duke it out, without emotions. Then, you wake up in the morning and find out who wins the argument. Science fiction? Maybe. But what if it isn’t? For what it’s worth, I like a good old fashioned argument where we say stupid things, and then make up. It keeps the relationship new and our brains in good working order. We win some, and we lose some. If I want to make a point, I certainly don’t want to have a machine take the credit, but that’s just me.
Comments or Suggestions DrMelfi@mediaoms.com
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FREE
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Home Security System Monitored by ADT the #1 security company in the U.S.
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GIFT CARD: $100 Visa Gift Card fulfil ed by Premier Security upon installation of a security system. Shipping and handling fee applies. SENSORS: Up to 15 sensors free for pre-wired homes or up to 5 wireless sensors free. No substitutions allowed. Labor charges may apply. BASIC SYSTEM: $99 Installation fee. 36-Month Monitoring Agreement required at $27.99 per month ($1,007.64). 24-Month Monitoring Agreement required at $27.99 per month ($671.76) for California. Offer applies to homeowners only. Basic system requires landline phone. The $27.99 Offer does not include Quality Service Plan (QSP), ADT’s Extended Limited Warranty. *Depending on level of service Installation Charge for video package upgrade starts at $299. 36-Month Monitoring Agreement required at $44..99 - $59.99 per month ($1619.64 - $2159.64). 24-Month Monitoring Agreement required at $44.99 - $59.99 per month ($1079.76 - $1439.76) for California. Early termination fee applies. Form of payment must be by credit card or electronic charge to your checking or savings account. Offer applies to homeowners only. Local permit fees may be required. Satisfactory credit history required. Certain restrictions apply. Offer valid for new ADT Authorized Dealer customers only and not on purchases from ADT LLC. Other rate plans available. Cannot be combined with any other offer. Photos are for il ustrative purposes only and may not reflect the exact product/service actually provided. 5007 Star Ave Fort Pierce, FL 34982 YouAreAlphas, LLC d/b/a Premier Security License #EC13010760 ADT Authorized Dealers are independently owned and operated. Unauthorized use strictly prohibited. ADT Command Interactive Services, which help you manage your home environment and family lifestyle, requires the purchase and/or activation of an ADT alarm system with monitored burglary service and a compatible computer, cell phone or PDA with Internet and email access. These ADT Command Interactive Solutions Services do not cover the operation or maintenance of any household equipment/systems that are connected to the ADT Command Interactive Solutions Services/Equipment. All ADT Command Interactive Solutions Services are not available with the various levels of ADT Command Interactive Solutions Services. All ADT Command Interactive Solutions Services may not be available in all geographic areas. Standard message and data rates may apply to text alerts. Two-way encryption only available with compatible SIX devices. © 2022 ADT, ADT Authorized Dealer logo. All rights reserved. The product/service names listed in this document are marks and/or registered trademarks of their respective owners and used under license.
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Don’t Wait Unt The Top 9 Benefits of Hurricane Impact Windows Need More Coupons - MyLivingMedia.com
1.) Stronger Protection and Greater Insulation from Storms Impact windows (a/k/a hurricane windows) are designed to withstand Category-5 hurricane winds (200-mph+). An interlayer is situated between two thick layers of glass, ensuring that absolutely no water, debris, and/or wind will enter your home to cause damage. Even if the outer glass of the window is somehow punctured, the glass is designed to crack in a spiderweb pattern, thus eliminating the possibility of the window blowing out entirely. 2.) Energy-Efficient Hurricane windows seal off the interior of your home so well that your air conditioning bill can decrease. You don’t have to worry about your air, or your money, going out the window—literally. 3.) Less Time, Energy, and Anxiety With alternative storm protection methods, you need to invest your time and energy preparing your home for the impending storm. This preparedness can cause you stress if something suddenly does not work or requires more than one person to work. Hurricane windows, on the other hand, are hassle-free and require no work on your part. 4.) Increased Lighting with UV Protection In the event of a hurricane, with impact windows, you can rely on having natural light as a resource without compromising your security. Additionally, the glass has greater UV protection, so any light that does come through will not cause fading on your carpeting or furniture. 5.) Noise Reduction Impact windows are thicker, so you can relax in your home without having to hear the hustle and bustle of the outside world... or any neighbors’ pets.
ZERØØ! ZER
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7.) Lower Insurance Rates Your insurance company will be so excited to learn that you are giving your home the best protection possible that it will likely reduce your rates. 8.) Higher Property Values Homes with hurricane windows have higher property values. If you ever sell your house in the future, you will attract buyers who are willing to pay more for the added protection. 9.) Made in the U.S.A. Hurricane windows from Max Guard are crafted entirely in the United States of America. When you choose Max Guard impact windows, you are supporting the American workforce and economy! So, what are you waiting for? Give the professionals at Max Guard a call today to find out more about how their hurricane windows will protect you, your family, and your home. The new Max Guard Hurricane Windows showroom is located at 2257 Vista Parkway, Suite 28, in West Palm Beach. It is open Monday through Friday from 9AM to 6PM and Saturday 10AM to 2PM. For more information, please call 561-566-5MAX (5629) or visit MaxGuardHurricane.com.
Ø Interest Ø Payments
– Until 2025! –
*MaxGuard is not responsible for delays outside of it’s reasonable control including but not limited to HOA and permitting approval or manufacturing delays.
28
VOL. 565 E
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til It’s Too Late! Need More Coupons - MyLivingMedia.com
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Licensed & Insured SCC131151738
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BRICK PAVERS & CUSTOM
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VISIT OUR OTHER LOCATIONS IN LANTANA, FT. LAUDERDALE & MIAMI 30
VOL. 565 E
SCAN TO SEE OUR INVENTORY
Vero Beach 1669 Old Dixie Hwy 32960
• Kodiak Golf Carts • Yamaha Golf Carts • Roadster Golf Carts
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Kitchen Remodeling (including Custom Pull Outs & Other Cabinet Accessories)
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PIONEER
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VOL. 565 E
OFF $
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Authorized Dealer
ANY NEW CART MLM Coupon Expires 5/12/23
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YOUR TRUSTED ROOFERS Roof Repair • Roof Replacement Insurance Restoration
FREE 772-222-6760
In-home Estimate
819 SW Federal Hwy. Ste #201 • Stuart www.levelbestroofing.com
5 Stars Google
$ off off 150 500
$
ROOF REPAIR Must present this MLM coupon. Expires 5/12/23
ANY NEW ROOF $10,000 & Up
Must present this MLM coupon. Expires 5/12/23
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
LICENSED & INSURED • #CCC133746
VOL. 565 E
35
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Tile Bucking, Hollow, or Loose? Don’t sReRpelapacire ItIt,! INTERIOR • EXTERIOR • RESIDENTIAL • COMMERCIAL Let U
FREE
BEFORE
AFTER
Estimates CLEAN & SEAL GROUT TILE REPAIR SHOWER RE-GROUT TILE RESTORATIONS
772-871-6183
Licensed & Insured www.DTRtreasurecoast.com
DTR Tile Restorations_0093-0623_HI565
NEW AND PREOWNED GOLF CARTS! GREAT VARIETY FOR EVERYONE!
1000 OFF
$
772-758-5456
1826 US-1 VERO BEACH
Welcome to Royal Green! We Treat Your Lawn Like Royalty!
Our Knowledgeable Professionals are Only a Phone Call Away • Free Estimates • Interior Pest Control • • Turf Care • Tree & Shrub Care • A+ Rating With
And
772-334-1144 www.royalgreenlandscapeandpestcontrol.com 4244 Bandy Blvd. Unit E3 • Fort Pierce
36
VOL. 565 E
ANY USED CART With MLM Coupon Exp 4/30/23
50
%
OFF
First Service
With Annual Program New Customers Only. With this MLM coupon. May not be combined with any other offers. Expires 5/12/23
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
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Peace of Mind: Choose The Standby Power People Turnkey Installation • Certified Technician • Customer For Life
Mention Promo Code: MAINTENANCE 1
*Receive 3 months FREE with signing of 2-year Maintenance and Monitoring contract. Expires 05/13/23
772-758-2430 2609 W New Haven Avenue West Melbourne, FL 32904 2271 Palm Beach Lakes Blvd. West Palm Beach, FL 33409
GeneratorSupercentorofMelbourne.com GeneratorSupercentorofThePalmBeaches.com
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37
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THE DRYWALL REPAIR SPECIALISTS Need someone to fill that H LE in your life? • Drywall & Sheetrock Repair • Dings & Dents • Plaster Repair • Painting • Popcorn Removal • Ceiling Cracks
772-232-8560
100
$
off
Any Job $600 or more
Coupon. Expires WithWith this this MLMMLM Coupon. Expires 4/16/235/13/23
QUALITY PAINTING & RESURFACING
PAINTING
CONCRETE
772-758-1762
EPOXY
2,250 GARAGE FLOOR $250 OFF ANY $1000 JOB FLAKE SYSTEM QUALITYPAINTINGANDRESURFACING.COM $
(up to 600 Sq. ft. & doesn’t include crack repair) With MLM coupon
With MLM coupon
NEED SHUTTERS THIS WEEK? Family Owned & Locally Manufactured Plantation Shutters & Motorized Shades Installed in as little as 7 Days
HORIZONTAL ARCH PLANTATION SHUTTERS
We are the Real Manufacturer
SUNBURST PLANTATION SHUTTERS
• ANGLES & RAKES • ARCHES & SUNBURSTS • OTAGON, CIRCLE, HEXAGON • SILL COVERS & CAPS
FREE IN-HOME ESTIMATES
CALL TODAY AND GET UP TO 10% DISCOUNT
16
Restrictions may apply.
$
Starting at
We Welcome Designers & Builders! Licensed & Insured www.plantationshuttersfla.com Visit our manufacturing shop at:
406 Farmers Market Rd Ft Pierce, FL 34982
38
VOL. 565 E
Treasure Coast
Palm Beach
772-600-4253 or 561-420-0418
95
SQ. FT. INSTALLED
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
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Florida’s A/C & Duct Cleaning Experts 24 HOUR EMERGENCY HVAC SERVICE
•
FREE A/C ESTIMATES• Virtual or in person consultations Site visits by technicians, not salespeople
WHITE GLOVE A/C INSTALLATION
FREE SERVICE CALL WITH ANY REPAIR
INTEREST-FREE FINANCING!
Includes 2 years of our premium • maintenance contract: • FREE air filters
No worry ownership - 5-year and 10-year Extended Labor Warranties
• FREE annual condenser coil cleaning
Avoid future headaches - FREE UV lights, surge protectors and drain guards with every install
• FREE annual replacement parts, surge protectors, and drain guards
EXPERT HVAC TUNE-UP
PREMIUM AIR DUCT CLEANING
A Homeowner’s Essential to Prevent Breakdowns During the Hottest Months!
Guaranteed Pricing for Customized Solutions Technicians are certified by the EPA
21-point HVAC inspection
Licensed, insured, and direct employees
Complete AC report card - emailed after service
100% Happiness Guarantee
Deep drain line flush
BEFORE
Lubricate motors, clean unit housing Ductwork camera inspection
ONLY $99
Mention Code “FBL23” FREE DUCT SANITAZATION with Air Duct Cleaning!
AFTER
Avoid thousands in repair costs!
CALL US FOR A FREE, NO OBLIGATION QUOTE
772-208-8155
Free Air Duct Sanitization is valid when purchased with Air Duct Cleaning and expires on 5/12/23. Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
local@filterbuy.com (c) 2023 Filterbuy, INC. All rights reserved VOL. 565 E 39
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PUZZLE PAGE
PUZZLE PAGE
CROSSWORD
ACROSS 1 Feedbag bit 4 Chilled 8 Theatergoer’s souvenir 12 Show to a seat, slangily 13 Cleopatra’s river 14 Poi base 15 Dance syllable 16 Fabric fastener 18 Klum of “Project Runway” 20 Hide-hair insert 21 Early birds? 24 Apple intruders 28 Wind-driven toy 32 Tidy 33 Altar affirmative 34 Fusses 36 Log chopper 37 Region (Abbr.) 39 Flag-shaped blazer accessory 41 Pago Pago’s place 43 Sleuth Wolfe 44 Sphere 46 Lively dance 50 Yankee uniform pattern 55 Squeak stopper 56 Clue 57 One-named supermodel 58 Buddy 59 Conks out
Solutions Page 46 40 VOL. 565See E
60 Like lemons 61 Supplement, with “out” DOWN 1 “That hurts!” 2 Tennis great Arthur 3 Bangkok language
4 Perception 5 Espionage org. 6 Sprite 7 TV chef Paula 8 “Sophie’s Choice” author 9 Spigot 10 Swiss canton 11 “-- voyage!” 17 AAA job 19 Morning moisture 22 Earth sci. 23 Auto style 25 Harvest 26 Extra-long 27 British gun 28 Plum centers 29 Notion 30 Standard 31 Easy gait 35 Eden tempter 38 Perches 40 Privy 42 Illustrations 45 Telly watcher 47 Earring site 48 “Star Trek” captain 49 Medicinal plant 50 Prof’s degree 51 Three, on a sundial 52 Away from SSW 53 “-- Little Teapot” 54 Standard
SUDOKU PUZZLE
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HURRY NOW BEFORE FUNDS RUN OUT!
$
To p U
12 0
14,000 IN REBATES
MONTHS FINANCING LOW PAYMENTS
w.a.c.
We Service All Makes & Models
$
100
VISA GIFT CARD with Any A/C Purchase
Not valid with any other offers or discounts. Not valid with previous purchases. Must present MLM Coupon at time of purchase. Expires 5/8/23
772-778-8936
$
65
SERVICE CALL with Any Repair
Not valid with any other offers or discounts. Must present MLM Coupon at time of purchase. Expires 5/8/23
FOR MORE SPECIALS www.FREEDOMAIRHEAT.com OR EMAIL service@freedomairheat.com
Lic. #CFC057957 Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
Lic. #CAC1814448 VOL. 565 E 41
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DON'T GET CAUGHT OFF GUARD
PALM COAST
FREE ESTIMATES OVER 20 YEARS PROTECTING VERO BEACH RESIDENTS
SHUTTERS & ALUMINUM PRODUCTS
IMPACT • BAHAMA SHUTTERS • COLONIAL SHUTTERS • ACCORDION SHUTTERS • ROLL DOWN SHUTTERS 675 4th Street Vero Beach, Florida 32962
772-238-7030
42
VOL. 565 E
�-
"SCAN TO READ ARTICLE"
"SCAN TO SCHEDULE YOUR APPOINTMENT"
!lui1t1<)allii:h,.•,St,1n<),1rd
PALM COAST
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Closets – Entertainment Centers – Pantries – Garage Systems – Mudrooms Office Systems – Mirrors – Shower Enclosures – Glass – Windows Sliding Glass Doors and Much More!
Call Today for A Free Estimate & Design! Or Visit Our Showroom Located at: 7917 SW Jack James Dr. Suite 2 Stuart, FL 34997 MCNS6082 (772) 781-7357 MCGLA03190 www.Facebook.com/AMasterCloset/
300 Off
$
Any Organizational System Over $2500
Coupon Must Be Presented At Time of Purchase. Cannot Be Combined With Other Offers.
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
VOL. 565 E
43
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AFFORDABLE & SUPERIOR PAINTING
CALL TODAY FOR A
4
VOL. 565 H/K
FREE ESTIMATE 772-227-1398 myaffordableandsuperiorpainting.com
Copyrighted© My Living Media. 2022 All Rights reserved. To Advertise call 772-247-6849
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GIVE YOUR HOME A NEW BEAUTIFUL LOOK!
SERVICES
•Interior Painting •Exterior Painting •Deck Staining •Driveway Staining •Fence Staining •Wallpaper Removal •Power Washing •Cabinet Painting
FINANCING AVAILABLE SCAN HERE TO VIEW OUR GALLERY
20% OFF EXTERIOR PAINTING STARTING @ $1995
One Per Customer. Must present this MLM coupon. Cannot be combined with other offers. Expires 4/30/23
10% OFF INTERIOR PAINTING STARTING @ $2995 One Per Customer. Must present this MLM coupon. Cannot be combined with other offers. Expires 4/30/23
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VOL. 565 H /K
5
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PUZZLE SOLUTIONS
PUZZLE SOLUTIONS CROSSWORD SOLUTION SOLUTION TIME: 25 MINS.
Irrigation Specialists Where Landscapes Comes To Life!
Service • Installation • Design • Automatic Lawn Sprinklers • Fully Guaranteed • Residential & Commercial • Landscape Lighting
High-Quality Installation and Quick, Courteous Customer Service
S U D O K U Solution
772-205-1614
FREE
Same-Day Consultation
NEED A HANDY MAN? NO JOB TOO SMALL!!
• Painting & Decor • Fixtures Installed • Picture Hanging • Lighting • Plumbing • Furniture Assembled
• Window Washing • TV Ariel Fixture • Fencing Repair • House Clearance • Tile, Wood, Vinyl And Much More!
CALL FOR A FREE ESTIMATE Servicing Indian River County 46
VOL. 565 E
JUSTIN ARTILES
772.244.2996 justinartiles@yahoo.com
25 $ OFF 50 $ OFF 100 $
OFF
ANY JOB OVER $100 WITH THIS AD • EXPIRES 5/12/23
ANY JOB OVER $250 WITH THIS AD • EXPIRES 5/12/23
ANY JOB OVER $750 WITH THIS AD • EXPIRES 5/12/23
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
Need More Coupons - MyLivingMedia.com WESLEY R. HARVIN II, J.D., LL.M. MICHAEL D. FOWLER, J.D., LL.M., B.C.S Board Certified Elder Law Attorney Of-Counsel
“ETELF got my husband’s nursing home bill paid!”
A REALTOR
WHO GENUINELY CARES
Do you have a loved one in a nursing home? Are you a family caregiver? Do you have a loved one paying out of pocket for in-home, assisted living, or skilled nursing home expenses? Does your spouses income go to the nursing home?
COMPLIMENTARY 1 Hour Nursing Home Consult*
*Provided that our firm is a good fit for your goals
Kathy Graham, Wife of actual client Prospective clients may not obtain same or similar results
Visit www.ETELF.com
PRACTICE AREAS • Long-Term Care Medicaid • Senior Exploitation • Estate and Trust Planning • Probate & Trust Administration
Specializing in Luxury Homes MINDY BURDISS REALTOR
772-837-6853
3675 20th Street, Vero Beach
Don’t wait until your family is out of money and options! Your family has questions and we have over 60 years of experience combined.
MASSIMO PAINTING
RSVP to An Upcoming Seminar
772-742-4493
Main Headquarters: 2940 S. 25th Street, Fort Pierce, FL 34981
“We Start With The Best Finish!”
• Interior • Exterior • Cabinets • Pool Decks
772-773-6221 MASSIMOPAINTINGLLC.COM
10OFF
%
Your Purchase New Customers ONLY
With this MLM coupon. Expires 4/30/23
Uncle Tony’s
U-PULL-IT -OPEN 7 DAYS A WEEKCash For Junk Cars & Trucks FREE Towing
Inventory Changes Daily - Hundreds of Vehicles Top Dollar Paid For Your Unwanted Vehicle
Bring Your Own Tools & Pull It! 18 or older must have picture ID. If under 18, must be accompanied by parent or legal guardian with ID.
One of the Largest U-Pull-It Yards in the State!
Admission Fee $2.00 Price List Free
Most Parts Under $100
(772) 595-0601
www.UncleTonysUPickNPull.com 3685 North US 1, Fort Pierce, FL 34946
Kitchens & Baths
IN-HOME DESIGN CONSULTATION
Visit Our Showroom • GRANITE • MARBLE • BACKSPLASHES • QUARTZ • ONYX • CABINETS • TILE • SINKS • HARDWARE • DOORS • MOLDINGS • VARIOUS CABINET SERIES
VINYL FLOORING STARTING AT
2
PER $ 99 SQ. FT
6961 Hancock Dr. • Port St. Lucie • 34952 (IN CARLTON SQUARE • JUST SOUTH OF ST. LUCIE BATTERY & TIRE)
772-242-8003
Copyrighted© My Living Media. 2023 All Rights reserved. To Advertise call 772-247-6849
VOL. 565 E
47
SEE PAGES 44-45
YOUR TRUSTED ROOFERS Roof Repair • Roof Replacement Insurance Restoration
FREE
Residential Customer
2081 SE Ocean Blvd. • Suite 4 Stuart, Florida 34996 • 772-334-2121
PRSRT STD ECRWSS US POSTAGE PAID PERMIT #145 STUART, FL
In-home Estimate
772-222-6760
819 SW Federal Hwy. Ste #201 • Stuart www.levelbestroofing.com
5 Stars Google
$ off off 150 500
$
ROOF REPAIR
Must present this MLM coupon. Expires 5/12/23
ANY NEW ROOF $10,000 & Up
Must present this MLM coupon. Expires 5/12/23
LICENSED & INSURED • #CCC133746