for Most Seniors

A client brought medical bill papers to our Schererville office in the shopping center at the northeast corner of U.S. 30 and U.S. 41. That office copied the papers and sent them to me. I reviewed the papers and immediately knew it would be a complicated case. I phoned the client to come to my office to work with me.

I needed the client with me to give permission for me to speak and question for the client on every phone call to comply with federal privacy protection law. The bill and Medicare Summary Notice about the bill showed me that the client’s Medicare file was fouled with false information. The bill was for $975 because Medicare refused to pay anything on it. Until the Medicare file got fixed, our client would continue to get bills like this that Medicare should but wouldn’t cover.

We phoned two offices of Medicare to try to fix the problem. But we had to phone an insurance company and a chiropractor’s office to pursue fixing the Medicare record. The problem was that the insurance company never told Medicare that our client had finished treatment for a car accident in 2021. When our client got treatment in 2023, Medicare refused to pay anything because it thought that the car accident matter never had been settled. The insurance company never got a final report from the doctor so that it could close its file and notify Medicare to end the car insurance matter.

I know what happened. The insurance company sent money to our client instead of directly to the chiropractor. The chiropractor’s office did not know that it was supposed to notify the insurance company of the ending of treatment of our client.

This system is too complicated for most seniors to work to fix. In addition to this, our client was a little “hard of hearing”. How is a senior on Medicare supposed to know how to fix a “bad info in Medicare file” matter? Fortunately for her, she got her Medicare supplement policy through our agency and I am helping her.

Note: Woodrow Wilcox is the senior medical bill case worker at Senior Care Insurance Services in Merrillville, Indiana. He has saved clients of that firm over three million dollars by correcting medical bill problems. Also, Wilcox wrote the book SOLVING MEDICARE PROBLEM$ which is available through book stores and online.

Services

AC/HEATING SERVICES: Summer

Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281

ARE YOU BUYING OR SELLING PROPERTY? WE

SPECIALIZE IN

DELIVERING RESULTS.

BRUCE MCKINNEY

Call, send a text message, or an emailCell: 708-269-2992, email: bruce@ familypriderealty.comFamily Pride Realty, 3337 W. 95th St., Evergreen Park, IL. 60805

OVERNIGHT OFFICE

CLEANING AVAILABLE. South Holland Area. Call Randy 708-552-1839

HANDY MAN SERVICE Lenord Wilks - Call 1-773-897-9464

LIGHT BULB SERVICE

Will replace your burnt out and broken bulbs - Interior/ Exterior. Also replace Smoke and CO2 Detector Batteries. 219-865-2345

ALL HANDYMAN

REPAIRS Done On The Side to save money! Painting, drywall, tile, concrete patching, doors, roofing, hauling. Very reasonable. Mark 708-408-7192

CONCRETE & PATCHING

Done On The Side to save you money. Also general contracting, handyman work, FHA work & snowplowing. Very reasonable. Call Mark 708-408-7192

PAINTING SERVICES:

Economy Painting. Interior/ Exterior painting 20% Off. Mention this ad. Walpaper instllation. General dywall repair & installation. Best price guaranteed. Ask for Ed. 708-548-6356 or 708-2885038.

ADG HANDYMAN

Cleaned gutters and repairs, installing new gutters, protectors/cover caps. Never clean gutters again!

Unclogging all pipes large and small. 312-8356645/708-250-4752 gholston859@gmail.com

PLUMBING SERVICES:

J.E.M. Plumbing & Sewer , Drain Cleaning Specialist, water lines, pumps, water heater, faucets, toilets, same day service. 219-845-7589 or 708-896-0500

GUTTER CLEANING:

SUPER FLOW Gutter cleaning, Free estimates. Very reasonable. Asl for Rob. No Sundays. 708-877-6860

HOME IMPROVEMENT:

A&A Services services faucets, carpentry locks, fence and gate repair, gutter cleaning, power washing, toilet repairs, wind damage repairs, caulking, rooftop repair. Insured. Free estimates. 219-865-2345

TREE SERVICE: Maggy’s Tree Service. Tree’s Topped, Trimmed, Removed, Bush Removal, Stump Removal. Walks shoveled. Also Insured Bonded. Free estimates. 708-200-8078

PAINTS OF AMERICA interior and exterior painting, plus carpet cleaning and gutter cleaning. Senior discounts. Call Algie at 708-574-6367

HARP-WILL CLEANING

INC. has several openings for experienced, dependable Home/Office Cleaners with a track record of excellent service. We offer competitive pay. Contact us at info@ harpwillcleaning.com or 708-855-4294.

GUTTER CLEANING. Just a friendly reminder that your gutters need cleaning. Also, for a limited time, we offer a Free Rooftop Inspection at no extra charge. Call today for your free quote 219-8652345

SHELTON’S FIREARM AND SELF DEFENSE LLC www. sheltonsfirearmsandself defense.com Don’t be a Victim, Book A Class Today! “Shelton’s Firearm and Self Defense Training LLC” 708-502-3718

TRIPLE E LAWNCARE Full Service weekly lawn care. Power Raking, Aeration, Fertilization, Bush Trimming/ Removal/ Planting. Erik of Lansing 708-858-1213

DAILY MOVERS 20 miles one way $325-$425 Special 708-940-1378

CORONADO HOME IMPROVEMENTS. Providing home improvement services such as drywall repairs, painting, floor installations, plumbing and electrical services. For free estimates call (219) 902 1017

Wanted

MUSSER VIBRAPHONE CALL 219-801-0955