DON'T WORK FOR MONEY LET MONEY WORK FOR YOU
Copyright 2016 mysiponline.com
SIP Investment
What is Mutual Fund..?
It is money managing system in which professionals invest money collected from the public. They invest the money in different sectors like stocks, bonds, money market instruments and similar assests. By diversifying the money in different sectors the risk associated with investment is decreased. Mutual Fund's portfolio is structured and maintained to match the investment objectives It is of two types:
1. SIP 2. Lumpsum
Copyright 2016 mysiponline.com
SIP Investment
How Mutual Fund Works..?
INVESTORS given back to
RETURNS
Pool their money in
Mutual Fund
that generates
FUND
Which is invested in SECURITIES
Copyright 2016 mysiponline.com
SIP Investment
BENEFITS Diversification: Process of allocating the capital in a way that reduces the risk.
Liquidity: It has the ability to convert any asset into cash quickly.
Professional Management: Mutual fund is managed by the professionals, they have experience to invest money wisely.
Flexibility: It refers to reinvestment, systematic investment and systematic withdrawal plans.
Copyright 2016 mysiponline.com
SIP Investment
SIP vs LUMPSUM SIP
LUMPSUM
Regular investment in a fund with fixed amount at a fixed frequency.
One time bulk investment
No need to invest in bulk.
Investor needs bulk amount in hand
Any day is good day to start SIP
Timing the market is essential.
Cost gets averaged out over a period of time.
Buying low and selling high gives high profit.
Copyright 2016 mysiponline.com
SIP Investment
How To Calculate SIP..?
3 Simple Steps to Calculate SIP Enter expected rate of return
Enter duration of investment
Enter the Amount you wish to invest
3
2
With the help of these basic information SIP calculator will calculate your returns.
1 Copyright 2016 mysiponline.com
SIP Investment
Various AMC's to Invest Following are some Mutual Fund companies:
Copyright 2016 mysiponline.com
SIP Investment
Funds as per the Asset Class Equity Schemes
Hybrid Schemes It is a combination of equity and debt schemes
It provide capital growth / appreciation by investing in the equity. Beneficial for long time Certain schemes save TAX
Debt Schemes It is a fund that invests in a fixed income securities. Freedom to withdraw your money when required
Invest in combination of Equity and Debt Certain schemes allow you to invest in gold unit
Add stability to your investment
Copyright 2016 mysiponline.com
SIP Investment
More Schemes Small Cap
Banking and Finance
Small-cap funds are those firms which have entered the market recently and have a potential to grow. These businesses are the start-ups which commence with very little paid-up capital but have immense growth capabilities.
ELSS
Banking and Finance Sector mutual funds target to invest in equity shares of the core banks and other financial institutions with the objective of profit booking. It is a sector based mutual fund scheme which invests in the core banking companies using a diversified scheme
ELSS mutual fund is a type of equity fund Under ELSS mutual fund you can opt for either growth fund or equitybased fund. The growth fund under ELSS scheme gives you an option to get a lump sum at corpus after 3 years.
Copyright 2016 mysiponline.com
SIP Investment
Mid Cap This particular category of the mutual fund family delivers copious returns when markets perform extremely well. On one hand, the Mid-cap funds have the capacity to project the best returns in the bullish market while on the other hand, they tend to show a very subtle return
Large Cap
Liquid The term liquid fund is given to the scheme because of the tenure of investment and its ability to get converted into cash as and when required. Liquid is an economic term used to denote cash in hand. Thus, liquid mutual funds are as good as cash in hand.
Copyright 2016 mysiponline.com
Large-Cap mutual funds are the schemes, which invest in the organisations having a very high capital employed. Large-Cap mutual funds provide a higher rate of return and at the same time security of money invested. These funds are very susceptible to market fluctuations, but still manages to give the investors fairly good returns.
SIP Investment
Thank You.. Copyright 2016 mysiponline.com +919660032889 info@mysiponline.com
SIP Investment