Best Balanced Fund to Invest in 2019
Enjoy Better Stability Between Risk and Return!
What Are Balanced Funds? • Balanced funds falls under the category of hybrid funds. • These funds allocates 65%-75% of the assets in the equities and 25%-35% of the remaining assets in the debt and money market instruments. • With such investment style, such funds targets superior returns through equities, and stability by debt instruments. • Balanced funds are a good pick for the investors having moderate-risk appetite.
How Balanced Fund Provides RiskAdjusted Returns? • According to the pertaining market conditions, the fund managers increase/decrease the percentage of assets in asset classes. • For instance, when the market valuations are low then more assets are diversified in the equities for obtaining larger units at lower Navs. This helps the fund managers to achieve optimum profits when the market surges growth. Moreover, when the market valuations are high, it shifts some portion of the assets in the debt instruments.
1. ICICI Prudential Equity & Debt Fund
• It is an open-ended scheme of ICICI Mutual Fund which was launched on 3rd November, 1999. • As on 31st May, 2019 the AUM of ICICI Prudential Equity & Debt Fund is Rs. 26,036 Crore. • The minimum lumpsum and SIP investment required is Rs. 5000 and Rs. 100, respectively. • Exit Load: 1% (if the redemption is made within 365 days for the units in excess of 10%). • Expense Ratio: 1.76% (as on 30th April, 2019) • Fund Manager: Mr. Manish Banthia, Mr. Sankaran Naren, and Mr. Atul Patel.
Annualized Returns
5-Year
7-Year
10-Year
ICICI Prudential Equity & Debt Fund
12.31%
16.25%
14.83%
Benchmark
10.24%
13.20%
10.48%
Category's Average
10.35%
13.78%
11.40%
Allocation of Assets
25% Equity Cash & Cash Eq. Debt Assets
70%
5%
2. DSP Equity & Bond Fund • Launched on 27th May, 1999. • AUM of DSP Equity & Bond Fund is Rs. 6,361 Crore (as on 31st May, 2019). • Minimum SIP investment: Rs. 500 • Minimum Lump Sum Investment: Rs. 500 • Expense Ration: 1.87% (as on 30th April, 2019) • Exit Load: 1%, for redemption within 365 days. • Fund Managers: Mr. Atule Bhole and Mr. Vikram Chopra.
Allocation of Assets
25% Equity Cash & Cash Eq. Debt Assets
73% 2%
Annualized Returns
5-Year
7-Year
10-Year
DSP Equity & Bond Fund
12.19%
13.70%
12.14%
Benchmark
10.24%
13.20%
10.48%
Category's Average
10.35%
13.78%
11.40%
3. Mirae Asset Hybrid Equity Allocation Fund of Assets
• Mirae Asset Hybrid Equity Fund made its debut in the mutual fund industry on 29th July, 2015. • In such a short interval of time, the balanced fund has achieved remarkable growth having an AUM of Rs. 2,038 Crore (as on 31st My, 2019). • The exit load and expense ratio of the fund is 1% (for redemption within 365 days), and 2.13% (as on 30th April, 2019), respectively. • The balance bank is currently managed by Mr. Neelesh Surana, Mr. Mahendra Kumar Jajoo, and Mr. Sudhir Kedia.
Annualized Returns
6-Month
1-Year
3-Year
Mirae Asset Hybrid Equity Fund 10.87%
11.22%
13.69%
Benchmark
12.45%
11.90%
13.61%
Category's Average
8.04%
4.04%
10.47%
13%
Equity Debt Assets
13%
Cash & Cash Eq.
74%
4. Reliance Equity Hybrid Fund • The inception date of balance hybrid fund of Reliance MF is 8th June, 2005. • As on 31st May, 2019 the AUM of the fund is Rs. 11,257 Crore. • The minimum Lump Sum and SIP investment required for investing is Rs. 500, respectively. • Expense Ratio: 1.82% (as on 30th April, 2019) • Exit Load: 1%, if the redemption is made within 365 days for the units in excess of 10%. • Fund Managers: Mr. Usman Tripathi, and Mr. Sanjay Parekh.
Annualized Returns
5-Year
7-Year
10-Year
Reliance Equity Hybrid Fund
10.45%
13.86%
12.71%
Benchmark
10.24%
13.20%
10.48%
Category's Average
10.35%
13.78%
11.70%
Allocation of Assets
1% 25% Equity Debt Assets
Cash & Cash Eq.
74%
• • • • •
5. HDFC Hybrid Equity Fund Allocation of Assets
Launch Date: 11th September, 2000. AUM: Rs. 22,665 Crore (as on 31st May, 2019). Minimum SIP Investment: Rs. 500 Minimum Lump Sum Investment: Rs. 5000 Exit Load: 1% (if an investor makes redemption within 365 days for the units in excess of 365 days). • Expense Ratio: 1.81% (as on 30th April, 2019) • Fund Manager: Mr. Amar Kalkundrikar and Mr. Chirag Setalvad.
Annualized Returns
5-Year
7-Year
10-Year
HDFC Hybrid Equity Fund
12.18%
15.71%
15.72%
Benchmark
10.24%
13.20%
10.48%
Category's Average
10.35%
13.78%
11.70%
2%
27%
Equity Debt Assets
Cash & Cash Eq.
71%
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How to Begin Investing in Balanced Funds? Investing in Balanced Funds is just a click away with the AI-enabled mutual
fund investment platform of MySIPonline. • Follow these steps for SIP investment: 1. Land on the website of MySIPonline- www.mysiponline.com or download our mobile application (available on iOS and Android). 2. Firstly, register yourself using your personal Google Account or create a new MySIPonline account. 3. Provide your personal details along with scanned copy of the following documents: • PAN Card • Aadhaar Card • Photograph • Signature 4. After submitting the information, now comes the time for verification. Get yourself verified by using Video KYC. 5. Now, you are ready to begin the mutual fund investment in balanced fund. Choose a suitable investment amount and pick the top performing balanced fund for begining your investment journey.
To Conclude • Balanced Funds are once again topping the popularity chart because of their characteristic of providing risk-adjusted returns to the investors during market volatiliy. Thus, if you are also willing to park your cash in a safe spot in the mutual fund industry then start your SIP investment in any of the mutual funds listed in this presentation. • Happy Market Volatility!
www.mysiponline.com +91-9660032889 support@mysiponline.com Disclaimer: The presentation is intended as a source to impart knowledge to the investors. The data has been collected from several mutual forums. *Mutual Funds investments are subject to market risk, read all scheme related documents carefully.