Escrow Flow Chart - Refinance

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What is Escrow?

Escrow is an arrangement in which a neutral third party (escrow agent) takes instruction from buyer and seller to process documentation and handle funds in the real estate transactions.

Borrower! Payments to Lender

Record & Disburse Funds

Title Insurance Check Taxes & Legal Title Search Examination Issue Commitment Record Documents Issue Policy to Lender Issue Policy to Owner

Review & Clear Title

Were you

Oversee Closing Documents Signed

aware that

ESCROW Prepare Legal Documents Closing Statement & Escrow Instructions Determine Status Taxes Liens Mortgages

all of this went into an Escrow?

Insurance Binder Lender Mortgage Insurance Underwriter Loan Approval Verification Borrower Funds Employment Appraisal Credit Report


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