Patron Profile
You can have it all Speed and service aren’t mutually exclusive Charlotte Rutter Head of Communications and Networks Roma Finance
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hen you submit a case, you want speed and certainty. That’s a given. But what if it’s complex? Perhaps you know the customer’s circumstances are borderline or just fall outside of the lender’s normal criteria, but the case stacks up. That’s where bespoke underwriting comes into play. And that takes time, right? Not necessarily. Roma Finance is a forward-thinking, short-term finance lender, combining technology and unrivalled expertise to offer brokers and your customers the best of both worlds – smart, efficient processing with a personal touch on complex cases. We call it lending less ordinary.
Enthusiasm and experience At just 12 years old Roma Finance has the ambition and enthusiasm of any successful, growing business. It was founded by Scott Marshall in 2010 with a couple of desks and one employee. He’d worked at Together as credit and risk director and before that at Ford Campbell. Scott launched the business to provide personal, competitive, and innovative lending to property investors, landlords and developers. And those enduring values remain at the core of the business. 16 | NACFB
Today, Roma is a team of more than 40 who work closely with intermediaries throughout the UK providing a range of finance including bridging, bridge-to-term, development and buy-to-let. Cases are underwritten individually, and we can often help those who sit outside mainstream lending criteria. This includes borrowers with unusual income streams, the self-employed, those with a credit blip and investors looking for funding on non-standard property types. We work with brokers whose customers have varying degrees of experience, from those starting out on their property journey to very experienced developers. For Roma it is all about the drive of the borrower; do they have a plan and is it viable?
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We don’t believe that bespoke underwriting and technology are mutually exclusive
