10 Tips For Buying Your Home Becoming a homeowner is a beautiful and great life project. To successfully embark on this adventure, take the time to discover all the options available to you at each step. This is the best way to succeed in your acquisition.
1- PREPARE YOUR PURCHASE Want to become an owner? Concentrate on the most important points. Each can be a source of substantial savings. You can win and lose on all charts: prizes, financing, fees, works. A real estate purchase is gradually being realized. It takes time, and it is better to be ready when making your decision. 2 - PROJECTS IN THE FUTURE Buying is good. Your means allow you, but are you sure you can keep the distance? Your real estate purchase will debt you for 15, 20 or 25 years . Many events can happen over such a long period of time. Is your work situation strong? Do you expect a steady increase in your income?
Do you plan to have children? Is the property you are willing to welcome or will you change after a few years? 3-GET ADVICE To get a good buy, get a good idea of the market. For this, you can consult the studies published by specialized federations, networks, notaries. However, nothing beats a field survey . That is why it is good to have you advised by professionals who will provide you with information on prices, property for sale in the city or neighborhood in which you want to settle. 4-HAVE SOME METHOD In terms of research, first make a list of your requirements: number of rooms, comfort, quarter, transport . Make sure to express your wish, in order to avoid wasted time. Visit as many houses as possible. So you'll have to spend time. 5-VISIT WITHOUT HURRY Have a look. Arrive a little early to the appointment and soak up the neighborhood. Evaluate its amenities in relation to transportation . Is a subway, tram or train station really nearby? Are schools, facilities, shops present? As many items as you can check by talking to shopkeepers, neighbors . In the apartment or house, do not judge, inspect everything from floor to ceiling, including the dependencies (parking, cellar). Make sure that the equipment is working properly (boiler, electrical installation, plumbing, sanitation ...). Ask to see the diagnoses that the seller must provide, which will inform you about a number of items. 6-GET THE WORK DONE As a general rule, an old property with works is cheaper than a renovated or new property . So you may be able to make a good deal. Provided you verify that the work to be carried out does not lead you into a financial abyss. Better to come with a building specialist or an architect. 7-MAKE AN OFFER TO BUY If you feel that the price of the property you are interested in is too high, make an offer to buy . If the owner agrees, you agree to purchase it unless you are unable to secure your financing. Make an offer that is consistent with the sector market. Otherwise, you risk seeing the owner steer and refuse to sell you his house or apartment. 8-LOOK AFTER YOUR FINANCING PLAN
Few buyers can buy without credit. You will probably have no choice and will have to spend time looking for financing solutions tailored to your profile and budget. Make the first round of assisted loans that you can get ( PTZ in the new and old, home savings ... ). Then do not just go to your banker, go around the banks. You can also contact a broker who will find you the best financing. 9-CHOOSE YOUR NOTARY In the absence of a family notary, the notary public is generally guided by the seller. But know that you can perfectly ask a notary to take charge of the purchase. In this case, two notaries will be present. One will take care of the seller's interests, the other will look after yours. Whatever the case, know that it will not cost you more expensive, the two notaries sharing the fees. 10-BE CONFIDENT Real estate may be a complex area, if you know how to surround yourself with experienced professionals or real estate agency, you should perfectly carry out your project. For more home related blogs visit CIRCL