LUXURY HOME LENDING
MAKING YOUR DREAM HOME
a reality
Unparalleled luxury begins with simplicity, courtesy of the One-Time Close Home Construction Loan from National Bank of Arizona. We extend every effort to make building the home of your dreams possible in a way that minimizes complications. That way, the life you’ve envisioned happens the way it should: with as much ease as possible.
approach results
A DIFFERENT WITH DISTINCTIVE
The One‑Time Close Home Construction Loan from NB|AZ is designed to simplify the process so that it is efficient, straightforward and inclusive of our help all along the way. We combine your construction financing and permanent mortgage into a single closing, which reduces your fees, lessens paperwork, and diminishes processing time.
right moment
THE TIMING IS THIS IS YOUR
Competitive interest rates. Reasonable construction prices. An opportunity to create a home that is not only your personal space, but a personal statement. National Bank of Arizona brings a full complement of luxury financing experience to the table—along with a process that’s as elegant as the final product.
DREAMS TO REALITY— IN SIX STEPS. DREAMS TO REALITY IN SIX STEPS Here’ s how to finance the home you’ve envisioned. Here’s how to finance the home you’ve envisioned.
toto your NB|AZ residential construction lender ONE:Talk Talk your NB|AZ residential construction lender about location, sizesize andand design specifics. about your yourplans, plans,timelines, timelines, location, design specifics. ONE:
Apply Apply for forpre-qualification. pre-qualification. TWO: your lotlot or or identify your location, thenthen workwork with TWO:Purchase Purchase your identify your location,
your architect or design-build firm to firm complete plans with selected your selected architect or design-build to complete and a cost breakdown so you can lockcan in your plansprovide and provide a cost breakdown so you lockinterest in your interest with National Bank of Arizona. rate withrate National Bank of Arizona. THREE: We’ll order appraisal of your home based on your THREE: We’ll order anan appraisal of your home based on your
completed plans plans and anddetailed detaileddocumentation documentationofofcosts costsfrom from your builder. builder. your FOUR: Attend a closing an escrow company afterloan FOUR: Attend a closing withwith an escrow company after your
your loan is processed. project will be on to the is processed. Your projectYour will be inspected on inspected the same day same tohasn’t ensure hasn’t yet will prevent ensureday work yetwork begun—this willbegun—this prevent unnecessary unnecessary delays later. delays later. FIVE: Your builder will submit “draw requests” on your FIVE: Your builder will submit “draw requests” on your loan as loan as work progresses. We’ll be on -site to help protect work progresses. We’ll be on -site to help protect your interests your interests and ensure the work completed matches the and ensure the work completed matches the requests for funds. requests for funds.
Upon completion of your home, we’ll prepare a modification SIX: Upon completion of your home, we’ll prepare a agreement that converts your loan to permanent financing. modification agreement that converts your loan to SIX:
permanent financing.
STARTING
the process
Building your dream home is complex enough, financing it shouldn’t be. NB|AZ makes the application process for your One-Time Close Home Construction Loan simple. In most cases, you’ll be asked to provide documentation of your income as well as financial statements, and insurance and HOA documentation. Beyond that, we’ll also ask for your contractor’s contact information, the plans and specifications for your project, and the project’s full breakdown of costs.* * Loans subject to credit approval; terms and conditions apply. Additional documentation may be required depending on individual circumstances.
For more details, speak to
GREGORY GEIS, Senior Vice President NMLS ID: 594282 6001 N 24th St Phoenix, AZ 85016 6 0 2 . 2 1 2 . 6 4 4 6 of f i c e | 60 2 . 5 5 0 . 0 2 5 7 ce l l ph o n e Gregory.Geis@NBArizona.com
LET’S MAKE IT HAPPEN.
This is the time to not only imagine the possibilities— but to begin building them. Talk to us about how your One-Time Close Home Construction Loan can be the foundation of the home of your dreams.
NBAZ.COM | A division of Zions Bancorporation, N.A. Member FDIC Equal Housing Lender NMLS #467014