Take advantage of

CUTEST PET CUTEST PET

Do you think you’ve got the cutest pet? Show him or her off in the next issue of Lifestyles! We’re looking for the best dressed and most festive companions that our audience has to offer. See information on how to submit your fur baby for the contest below:

For submissions:

Send us a little bit about your pet (100 words or less) along with the best photo in their modeling portfolio and what city you live in to michele.baker@lifestylesafter50.com with the words “Cutest Pet” in the subject line, or through our Facebook at www.facebook.com/LifestylesAfter50. Submissions must be before the 15th of every month, otherwise it will be held for a potential feature in the following issue’s publication. Include your name, phone number and Florida city. Submissions are published on a basis of what space is available.

Ronald J. Patrick, MD • Holly K. Bartley, APRN • Michelle L. Troyer, APRN Dr. Ronald J. Patrick is a board-certified dermatologist practicing in the Sun City Center area for over 14 years. In addition to dermatologic services, our team of providers offer a full range of cosmetic services for patients of all ages.

• Dermatologic Surgery • Detection and Treatment of Acne and Eczema • Diseases of the Skin,

Hair and Nails • Skin Cancer • Photodynamic Therapy for

Treatment of Precancerous

Lesions • BOTOX®, Kybella®, Fillers • Various Laser Technologies to

Improve Wrinkles, Brown Spots,

Sun Damage and Rosacea • CO2RE® Laser Resurfacing • Laser Hair Removal

SERVICES OFFERED:

924A Cypress Village Boulevard • Ruskin, FL 813-633-6121 • Toll Free 866-409-DERM • www.WatsonClinic.com

Q&As about Supplemental Security Income

Information from Social Security Administration

QUESTION

I filed for disability, and they denied it. What can I do? V. Morittizo, Plantation, Florida

ANSWER

If we recently denied your claim for retirement, disability benefits, Supplemental Security Income (SSI), or a nonmedical related issue, you can appeal our decision. Generally, you have 60 days after you receive the notice of our decision to ask for any type of appeal. 

QUESTION

I receive SSI benefits, and I am 67 years old. I won a scratch lottery ticket, and I didn’t think I had to report it, and I now received a letter that I have an overpayment. What is an overpayment. A. Fuentes, Florida City, Florida

ANSWER

An overpayment is when you receive more money for a month than the amount you should have been paid. The amount of your overpayment is the difference between the amount you received and the amount due.

QUESTION - PART 1 OF 2

I retired last year at age 62, I received a letter yesterday, that I have an overpayment. What can cause an overpayment? J. Niles, Weston, Florida

ANSWER

• Your income is more than you estimated. • Your living situation changes. • Your marital status changes. • You have more resources than the allowable limit. • You are no longer disabled and continue to receive benefits. • You do not report a change to us (on time or at all) as required. • We incorrectly figure your benefits because of incorrect or incomplete information.

QUESTION - PART 2 OF 2

What will Social Security do with this overpayment?

ANSWER

We will send you a notice explaining the overpayment and asking for a full refund within 30 days. If you are currently getting payments and you do not make a full refund, the notice will: • propose to withhold the overpayment at the rate of the lesser of 10 percent or the entire monthly payment; • state the month the proposed withholding will start; • fully explain your appeal rights; • explain how you can ask us to review and waive the overpayment, so you may not have to pay it back; and • explain how you can appeal our decision