Lifestyles
www.lifestylesafter50fl.com • Southwest • FREE
AFTER 50
Vol. 24 • September 2013
Back to School For the Fun of It! u
Uncle Sam Turns 200
u What’s New in Cruising u Grandparents Are the Best!
Lifestyles After 50 • September 2013 • page 2
Back To School Now Means Learning Just for the Fun of It! Dear Readers,
“Learning is ever young, even in old age.”
I
t’s back to school time. When I look through an old photo Janice Doyle, Editor album, my siblings and I stand side by side on the front steps dressed for the first day of school in a variety of plaids—dresses for the girls and shirts for the boys. Kids don’t wear plaid dresses and shirts to school anymore. They prefer to advertise for companies by paying big bucks to wear a name like Abercrombie.
Going to school now means fascinating classes, exciting field trips, vibrant book clubs, stimulating lectures, movies, trips, volunteer opportunities, new friends and much more. I hope you are going back to school yourself by taking one or more of the thousands of classes offered for seniors in west central Florida. This is your time to sit and discuss world events or read the classics or learn German without taking tests or doing homework. Did you know you can take actual on-campus college classes with the younger generation without paying tuition? It’s called the tuition-waiver plan (and doesn’t earn credits toward a degree). Students audit courses, are usually not required to buy books, but do pay registration, parking and other
fees. You’ll join many non-traditional students and, depending on your personality and willingness to join the discussions, you may even find yourself popular and in-demand for sharing a coffee at the student union. The world is changing—don’t be left behind by lack of computer use. Master that computer of yours to the level you care to know about. From basic to complex, computer classes are everywhere you turn! Classes for senior citizens teach financial and estate planning. Often lawyers talk to classes about wills and trusts; tax professionals may provide information about preparing an income tax form, filing income tax reports, planning a monthly/yearly budget and making investments wisely. As health issues multiply with age, seniors are very aware that healthy living is paramount in order for them to function both mentally and physically. From aerobics to line dancing to zumba and from taking supplements to having surgery, keep up with your health issues through classes. Lifelong Learning Yes, Lifelong Learning is what it’s all about. Many college campuses offer official programs as Osher Institutes. These are non-credit educational programs for those aged 50 and up with university connection and university support. The USF campus in Tampa hosts a Lifelong Learning Institute offering dozens of classes in many locations around the county. Eckerd College’s Osher Lifelong Learning Institute (OLLI) says its
“programs are an experience in active thought”—the hallmark of Osher Lifelong Learning Institutes. In Ocala the “Master the Possibilities” program at On Top Of The World’s Circle Square Commons Town Center will offer about 350 programs September through December. In Sun City Center, United Community Church hosts the Community Church College offering two six-week semesters per year. In Charlotte County, the Lifelong Learning Institute offers classes, trips, lectures, discussions and great new friendships on the Charlotte Campus of Edison State College. The Renaissance Academy of Florida Gulf Coast University offers classes in Fort Myers, Cape Coral, Port Charlotte, Bonita Springs, Naples, Marco and Estero. In Sarasota, the Lifelong Learning Academy uses the USF campus of Sarasota/ Manatee for its long list of classes, trips and special events. And in The Villages, residents find the Lifelong Learning College to help residents continually enrich their body, mind and soul. Check out your area. In addition to the specific organizations above, local senior centers, libraries, community centers and churches offer long lists of ways to have fun, enrich your mind and increase your skill levels in many areas of life. No plaid shirts or dresses required! This is not your childhood education relived. It’s a new day and the world is at your fingertips—as always—by way of education.
Lee, Collier & Charlotte Edition Published monthly by News Connection U.S.A., Inc General Manager Dave Tarantul dave@lifestylesafter50.com Publisher/Director of Events & Marketing Kathy J. Beck kathy@lifestylesafter50.com Editor Janice Doyle janice@lifestylesafter50.com Office Manager Vicki Willis vicki@lifestylesafter50.com Administrative Assistant Nancy Spencer nancy@lifestylesafter50.com Production Supervisor/Graphic Design Kim Burrell kim@lifestylesafter50.com Associate Editor/Production Assistant Tracie Schmidt tracie@lifestylesafter50.com Distribution (941) 375-6260
Advertising Sales Lee/Collier and Charlotte Nancy Kuehne: (239) 822-6150 Sarasota/Manatee Michael Beauchemin: (941) 320-6270 Customer Service (941) 375-6260 dave@lifestylesafter50.com
News Connection USA, Inc. P.O. Box 638 Seffner, Florida 33583-0638 (813) 653-1988 • 1-888-670-0040 Fax: (813) 651-1989 www.lifestylesafter50fl.com Our other editions: Sarasota Edition: Sarasota/Manatee Hillsborough Edition: Hillsborough County Suncoast Edition: Pinellas/Pasco Counties Lake Edition: Lake/Marion Counties To learn more, call 1-888-670-0040
FCOA Attention Readers: The articles printed in Lifestyles After 50 do not necessarily reflect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or discontinue any advertisement. Our advertising deadline for the October 2013 issue is Sept. 15, 2013. Magazines are out by the 7th of each month. All rights reserved.
Lifestyles After 50 • September 2013 • page 3
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Lifestyles After 50 • September 2013 • page 4
Around Town
W H AT ’ S H A P P E N I N G S E P T E M B E R 2 0 1 3
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hrough Oct. 5 “Burt and Me,” romantic musical comedy at Broadway Palm Dinner Theater, Fort Myers. $45 dinner and show. 239-278-4422.
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through Nov. 2 “You Say Tomato, I say Shut Up,” comedy stage performance about love and marriage at Broadway Palm Dinner Theater. $29 to $49 tickets. 239-278-4422.
Edible Gardening/Backyard Veggies class series taught by master gardener Adrienne Diaz. $10/ resident fee. 10:30 am. Rotary Park, 5505 Rose Garden Park, Cape Coral. For information, call 239-549-4606.
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“In July” part of the Films for Film Lovers series at Center for the Arts, Bonita Springs. Comedy/ adventure/romance. $9. 239-495-8989.
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BOGO used book sale at Northwest Regional Library, 519 Chiquita Blvd. N, Cape Coral. All day. Info: 239-479-4636.
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Tom Smoot, author of “The Edisons in Fort Myers” guest speaker and lunch with Friends of Lakes Library Meeting. 15290 Bass Rd., Fort Myers. 11:30 am meeting; 12 pm lunch; 1 pm speaker. RSVP at 239-454-0957.
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– 28 “Amadeus” performed by the Laboratory Theater, 1634 Woodford Ave., Fort Myers. $20 tickets. 239-218-0481.
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“Last Train to Paradise” book discussion about building the railroad to Key West. Book by Les Standiford. At North Fort Myers Library. 2 pm. Call 239-533-4320. “Genealogy Basics: How to Climb Your Family Tree,” discussion at the Greeters Club of Greater Fort Myers. Luncheon reservation/$20. 11:30 am at the Colonial Country Club, 9181 Independence Way, Fort Myers. 239-791-8966.
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“The Color of the Mountains” foreign film showing about a boy in Colombia. Spanish with English subtitles. South County Library. 2 pm. Call 239-479-4636.
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“Take a Nude Home”interactive art party at the Alliance for the Arts, Fort Myers. Fine foods, interactive art elements, live music, silent auction. Local artists provide mini nudes for guests. $100 tickets. Call 239-939-2787 or visit artinlee.org.
Tapa Hop, trolley transportation to five Fort Myers Beach restaurants for appetizers or “tapas.” Food/transportation included in price of event. 4:30 to 9 pm. 239-454-7500.
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Monthly luncheon of the Fort Myers Republican Women’s Club. Speaker: State Senator Lizbeth Benaquisto and State Representative Dane Eagle. At The Helm Club, The Landings, South Fort Myers. 11:15 am. $16. RSVP by Sept. 12. 352-489-4701.
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Member Gallery Book Club discussion of “Provenance: How a Con Man and a Forger Rewrote the History of Modern Art” at Alliance for the Arts. Pre-registration is encouraged. Get membership in the Alliance for $50/year/individual. See artinlee.org or call 239-939-2787.
Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax (813) 651-1989 or email calendar@srnewsconnection. com. News must be received by the 10th of the month prior to event (i.e. September 10 for October event.)
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Peace Day in the Park. Family day to enjoy peace and community. Music, food, vendors, workshops, crafts. Food drive. Get involved: Zachari83@ email.com. 239-560-5224. Tropical FunShine Polynesian Show. See dancers and enjoy luau food. BYO wine if desired. 7 pm at Rotary Park, Cape Coral. $12/advance; $15/door. Call 239-549-4606.
Lifestyles After 50 • September 2013 • page 5
The Important Role of Grandparents BY MICHAEL E. GLASSCOCK III, Author of Little Joe and the Round Rock Series
M
y own childhood was greatly influenced by my grandparents. What’s interesting is that my maternal and paternal grandparents were very different individuals from diverse backgrounds. My paternal grandparents were wire walkers in the circus and later in vaudeville. They filled my head with wonderful stories of their adventures all over the world. My maternal grandparents lived in a small town in Tennessee. My grandmother was a retired Latin teacher, and her husband was a handyman. Yet both sets of grandparents were very important in shaping my character. My grandmother spent hours reading to me when I was a child and was responsible for my lifelong fascination with fiction and my love of reading.
Celebrate Grandparents Day, Sept. 8
Time Grandparents are in a unique position to influence their grandchildren in so many positive ways. To do this most effectively, grandparents need time with their grandchildren. Many factors account for the amount of time that grandparents spend with their grandchildren. More individuals continue in the work force past the age
of sixty-five and retire later than the generation before them. This means these grandparents may not have the time to spend with their grandchildren that previous generations had. I’ve talked to a number of grandparents over the years, and the majority of them feel that their children are not doing an adequate job of raising their children. Many grandparents feel their grandchildren are overscheduled. In other words, the children are hauled from one after-school event to another by a busy mother or father. This includes extracurricular activities such as sports (football, baseball and soccer) and artistic classes (dance, music lessons, etc.). Many grandparents wonder whether their grandchildren ever have time to themselves, and if they do spend any down time, is it consumed with television and video games? I can’t count how many times I’ve had grandparents tell me they’ve asked a grandchild to go outside and play. Usually the child looks at them with dismay. They say, “It’s too hot or it’s too cold. There’s nothing to do. I’ll get bored.” The generation of grandparents who grew up without technology has a hard time accepting these statements. These grandparents’ attitude is that the children will grow up without the benefit of developing an imagination, and many of them will not know how to entertain themselves.
Lifestyles After 50 • September 2013 • page 6
Geography Geography also plays a role in some families. If grandparents live in another city or state, it may be difficult for them to stay engaged with a grandchild. This is where the positives of technology come in: Technophiles are able to use video conferencing to connect with their grandchildren. All one needs is a computer with a video camera and access to the internet to play an important role in grandchildren’s lives! Spoiling Of course, sometimes grandparents are known for “spoiling” their grandchildren… but really, they can be quite influential financially if they’re able to
Michael E. Glasscock III
be. If there is a single-parent household, grandparents are sometimes able to help their grandchildren financially and make a significant difference to the entire family in a time of financial distress. It is important to realize that some grandparents do not have a desire to be involved in their grandchildren’s lives, and this lack of involvement can be confusing for children. It makes them question whether they are loved. This, of course, is a personality issue. Some individuals are more caring and loving than others. And some individuals may love their grandchildren but have a difficult time showing it. I do believe, though, that grandparents who choose not to spend time with their grandchildren are missing out on a lot… and certainly their grandchildren are, as well. During this time when we celebrate grandparents, families should know that grandparents can be extremely important influences in a child’s life. It may be as simple as reading a story, or perhaps the grandparent teaches their grandchild to do something new (fish, change a tire or whip up the famous old family recipe). Maybe the grandparent even raises the child in place of the parents. When it comes down to it, grandparents excel at the little things in life. Quality time spent between grandparents and grandchildren is a priceless gift. The author is an Otolaryngologist in Nashville. His new book is “Little Joe,” the story of a boy growing up with his grandparents after the death of his parents during WWII. It’s also a story of childhood friendships and what they can mean. The story’s grandparents are good models for grandparents at any time.
Go Wild With the Superstars of Frozen Fruit S
tock up on a superfood that’s a no-brainer: Wild Blueberries have superior antioxidant capacity compared with other fruits and veggies. Best of all, these little blue powerhouses from Maine and Canada are also incredibly convenient, thanks to their year-round availability in your grocer’s frozen fruit section. They’re just as healthy as fresh and may retain their nutritional value longer.
on the front of the package, scan the list of ingredients on the back.
Recipe
Did You Know? Scientists and health researchers are studying Wild Blueberries to discover more about their anti-aging promise, including their potential to forestall cognitive aging, reverse short-term memory loss, improve motor skills and protect against cancer, heart disease and diabetes.
Here are two quick tips: • Make sure they say wild: Check the bag to ensure you’re getting authentic, frozen-fresh Wild Blueberries. If the word “Wild” isn’t
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• Check the size: Be sure to select the little wild ones. When in doubt, feel the berries in the bag—if they’re “pea-sized,” you’ve got the wild ones. With twice the antioxidant capacity of larger, cultivated blueberries, Wild Blueberries freeze perfectly, retaining superior quality, color and sweet, tangy flavor.
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4 1/2 c flour 3 T baking powder 1/2 tsp salt 3/4 c brown sugar 3/4 c white sugar 2 1/4 c low-fat buttermilk 1/2 c canola oil 1 1/2 c egg substitute 6 c Wild Blueberries 3T sugar 1 1/2 tsp cinnamon Combine dry ingredients. In another bowl, whisk sugars, egg substitute, oil and milk. Add this to dry mixture. Stir just to blend. Fold in blueberries. Put batter into muffin tins. Sprinkle with cinnamon/ sugar mixture. Bake at 400 degrees for 18 – 22 minutes. Makes 36 muffins.
1 1/3 c fresh or frozen wild blueberries 2 T raspberry vinegar (or red wine vinegar) 1/2 tsp coarsely ground pink peppercorns 1/2 c quinoa 1/4 tsp salt 1 medium zucchini, sliced 3 oz Havarti cheese, cubed 1 c cottage cheese Fresh mint Mix blueberries with vinegar and pink pepper; set mixture aside. Cook quinoa as instructed in salt water. Let cool. When cool, mix lightly with the zucchini and heeses. Gently stir in Wild Blueberries and mint leaves. Serve with baguette if desired. Serves 2. For more delicious recipes, visit wildblueberries.com. (Family Features)
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Lifestyles After 50 • September 2013 • page 7
Medicare for Workers Over 65 T
urning 65 has traditionally been associated with the start of a person’s retirement and, accordingly, his or her Medicare coverage. But if you are a baby boomer and you choose to work past the traditional retirement age, it’s important that you understand how this choice impacts your Medicare coverage. “Medicare enrollment can be confusing, especially if you work past age 65 and have employer-sponsored health coverage,” says Tom Paul, chief consumer officer, UnitedHealthcare. “Regardless of when you plan to retire, it’s important to learn about Medicare as you approach your 65th birthday so you have time to consider your options and can feel confident about the choices you make.” Keep these things in mind:
Timing Matters: Pay attention to your Initial Enrollment Period (IEP). The IEP is a seven-month period that includes the three months before your 65th birthday, the month of your birthday, and the three months after your birthday. You should understand how your enrollment choices during the IEP could impact your health care coverage both now and in the future. Keep in mind that many people choose to enroll in Medicare Part A (for hospital care) when they turn 65 even if they have employer coverage. For most people, Part A is available for no monthly premium and can be combined with some employer-sponsored health plans. Penalties and Gaps Are Possible: If you don’t sign up for Medicare coverage during your IEP, you could experience a gap in coverage later and could also incur penalties on your premiums for Medicare
Donate Goods
When you donate your used goods to The Salvation Army, the proceeds are used to fund our Crossroads program, where those in the grip of addiction find help, hope, and a second chance at life. To schedule a pickup, please call (239) 337-0955 www.SalvationArmyLeeCounty.org
Part B (doctor’s visits) and Part D (prescription medications). To avoid these scenarios, be proactive in contacting Medicare to notify them of your delayed enrollment and make sure you understand the rules and requirements for future enrollment. HR Can Help: Your employer’s HR or benefits coordinator can help you understand your current health coverage and when you should enroll in Medicare. Some key questions to ask: • Should I enroll in Original Medicare while I continue to receive employer-sponsored benefits? It’s not always an either-or situation. Sometimes people can combine their employer-sponsored coverage with Medicare benefits. • Does my employer-sponsored plan offer prescription drug benefits that qualify as “creditable coverage?”
If the answer is yes, then you won’t need to enroll in Medicare Part D as long as you have your employer-sponsored coverage.
• When I am ready to retire, what steps will I need to take to fully transition to Medicare coverage or retiree benefits through my employer? Be sure to plan well in advance as it can take several months for your Medicare enrollment to be processed, meaning you could face a lapse in coverage if you wait until the last minute. If you would like further information on Medicare, the IEP and how Medicare differs from employer-sponsored health coverage, you can call 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day, seven days a week, or visit these websites: Medicare.gov and MedicareMadeClear.com. (NAPSI)
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Doing the Most Good Lifestyles After 50 • September 2013 • page 8
Saturday, Sept. 21, 2013 10 a.m. to 1 p.m. (239) 343-3672
Veterans Corner
Uncle Sam at 200—Lookin’ Good, Dude! BY JANICE DOYLE
H
e looks pretty good for a guy who’s 200 years old. He’s endured a lot and no one is quite agreed on his true origins, but we love him anyway. The generic “Uncle Sam” in red, white and blue attire and stars and stripes is a personification of the United States, formed from the letters “U. S.” The name became popular in the War of 1812 with England personified then as “John Bull.” The recruiting poster with Uncle Sam asking “What Are You Doing for Preparedness?” in 1916 and using his portrait of “Uncle Sam” went on to become— The original 1917 according to its creator, poster (above) James Montgomery and modern-day Flagg—“the most famous parody (below) poster in the world.” Over four million copies were printed between 1917 and 1918, as the U.S. entered World War I and began sending troops and matériel into war zones. Because of its overwhelming popularity, the James Montgomery image was later adapted Flagg, creator of the for use in World War II. iconic “Uncle Sam The term “Uncle Sam” Wants You” poster. is of somewhat obscure derivation and different authorities give different versions. It’s worth noting that all the early references to Uncle Sam appeared in “peace” newspapers—that is, papers opposed to the War of 1812— and in every case the usage was derisive. This suggests Uncle Sam was dreamed up by critics of the government who simply wanted to personify the object of their scorn. Through the years, people have adapted the classic “Uncle Sam Wants You” recruiting poster to a variety of contemporary WWI political cartoon featuring Uncle Sam themes. The posters by Clifford Berryman; “March Seventeenth,” are intended to be both 03/17/1918. Library of Congress. patriotic and amusing. Lifestyles After 50 • September 2013 • page 9
Volunteer’s Mission Based on Kindness of Others As a Child BY JANICE DOYLE
“I
grew up poor and hungry and often my only meal of the day was a school lunch,” says Bernadette, a 13-year volunteer for Harry Chapin Food Bank. “Hunger didn’t just hit us at the dinner table. It affected our lives and the people around us.” Rather than tell the unhappy stories Bernadette has volunteered every Saturday for from that time in her life, 13 years at Harry Chapin Food Bank. Bernadette tells of the subtle The Harry Chapin Food Bank of kindness of neighbors she Southwest Florida is ready for its fifth will never forget—like waking up hungry to find a bushel basket of food annual “stuff the bus” campaign. Lee County Transit will deploy its fleet on the doorstep. “Those memories of kindness and compassion have shaped of buses to Publix locations in Lee County to collect food on Sunday, who I am today. I am driven by a life-long nutrition mission that is very September 15. Publix will have close to my heart. My quest is to make pre-packaged bags of groceries for the public to purchase or individual a difference in my community, to extend the kindness and to increase food purchases will also be welcome. Cash donations are most welcome as well. access to children and their families.”
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TDD 1-800-955-8771 Florida Relay. Lifestyles After 50 • September 2013 • page 10
This year’s goal is to collect 100,000 pounds of food. Residents bring the food and volunteers do the rest to get the food out to more than 150 partner agencies which feed more than 30,000 people each month. Seniors get and give Among those recipients are more and more seniors, says Joyce Jacobs, Associate Director of the Food Bank. “Life changing events such as the death of a spouse, health crisis or loss of pensions can really create a hardship. Seniors who thought they were financially stable find it a struggle to meet household bills and they skimp on food with negative health impact.” Distributions are now held at senior housing areas in partnership with Goodwill and the Friendship centers. Jacobs also notes that many seniors are volunteers. She says, “Our senior volunteers are really a treasure. Our oldest volunteer is now 89. We have even had multi-generational volunteers.”
Regular jobs volunteers do include sorting dry and canned goods, repacking beans and rice, sorting frozen meat, inspecting and bagging produce, sorting bread, helping distribute food at our mobile pantry distributions, etc. In Lee County, look for the buses (with drivers volunteering their time) in Publix parking lots Sept. 15 from 11 am to 3 pm. At 3 pm, the buses will caravan to the Harry Chapin Food Bank’s Fowler Street warehouse in Fort Myers, where volunteers will unload the donations. All food collected during food drives is distributed at no charge to participating agencies. For additional info about or to contribute financially to the Harry Chapin Food Bank, contact 239-334-7007 or go to harrychapinfoodbank.org.
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Lifestyles After 50 • September 2013 • page 11
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I am having a great time on my WOW Computer. I am learning something new everyday. I am 79 years old and cannot believe that I am typing and sending e-mails to all my friends now. My daughter and granddaughter are so excited now that I have a computer They use computers on their jobs everyday, but they cannot believe what you can do on this computer. It is wonderful... Thanks.
George Bernard Shaw once said “Youth is wasted on the young.” Were he alive today, he might well say that computers and the Internet are wasted on the young. The very people who can benefit most from the digital revolution are the ones who are least likely to take advantage of it. Computers seem to be designed for teenagers, and many older folks are intimidated by the complex operating systems and complicated navigation. It’s gotten so bad that some people have to pay for instructional videos or go to classes just to use their computer. Now, the leader in finding products for Boomers and Beyond™ has developed a computer that’s designed just for people like you. It’s helping thousands of people get back into life by keeping them connected. Let’s start with the computer itself. It features the latest touch-screen technology, so if you can dial a phone, you can use this computer. If you’d rather use a keyboard and a mouse, we’ve included those too. The keyboard features large lettering and the trackball mouse is easy to use. The speakers enable you to turn up the volume if you have trouble hearing, and there is even a built-in camera for taking photographs of yourself and for video chat.
Lifestyles After 50 • September 2013 • page 12
All the fun, none of the problems. The WOW Computer is designed to avoid the two biggest headaches in computer use–viruses and spam. It comes to you ready to use right out of the box, all you need is a high-speed Internet connection. Once you’ve experienced this computer, you’ll wish you had gotten one sooner. It comes to you with firstSTREET’s exclusive risk-free home trial. Try it for yourself, and if you are not completely satisfied simply return it within 30 days for a full refund of the product purchase price.
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I
t’s no secret that the recent recession and lingering economic downturn at the same time have taken a toll on the cruise industry. Still, cruises remain high on the list of activities for seniors, and now is a good time to think of a winter cruise or plan ahead for the 2014 season since companies are focused on getting their ticket prices back up, according to the 2013 Cruise Industry News Annual Report. The report says the companies have slowed down the introduction of new ships and routes in established markets, thus allowing demand to catch up. All the cruise lines realize that the future of the industry—barring any catastrophic world events—looks good so long as they operate their ships safely and continue to deliver a top-notch product.
Travel What’s the news for you?
• Themed cruises are still hot! From quilting to single mingles, pick and theme and a cruise at the same time. The Country Music Cruise featuring Kenny Rogers, Vince Gill, Ronnie Milsap, the Gatlins and many more stars will cruise January 19 – 26, 2014, aboard Holland America’s M/S Eurodam. There’s still time to get tickets. (See ad in this magazine.)
accessible to cruise visitors. By night the ships are brightly lit and joined by countless escort ships which travel the Elbe during the event— August 1 – 4, 2014.
• Royal Caribbean’s Oasis of the Seas and Allure of the Seas remain popular. These biggestever ships are destinations in themselves and prove that boarding thousands of people without waiting in lines is possible. The neighborhood design, entertainment and dining choices continue to impress cruisers. Beware the many add-ons at a charge.
• Could the Delta Queen steamboat sail again? Efforts are underway to allow the historic and beloved wooden steamboat sail the Mississippi River again. The 1927-built National Historic Landmark now operates as a permanently moored hotel in Chattanooga, Tenn. A bill is before both the House and Senate to grant the Delta Queen a 15-year exemption from the federal law that bans overnight passenger operations on the wooden vessel.
• Cruise lines have begun posting alleged crime data on their websites after a Senate Interna hearing. Cruise Lines International Association reported that the data shows shipboard crime is far lower than crime rates on land. Examples: Norwegian Cruise Line showed just one report between Jan. 1 and June Kenny Rogers • Intimate yacht cruising 30 this year, a sexual assault on the Country offers real-time adventure! Music Cruise. passen allegation reported by a passenWindstar Cruises is adding ger. Royal Caribbean’s statistics three ships to its present for the April 1 – June 30 period fleet of three. The line’s appeal of eclectic ports of call, comfort and per- show three thefts of over $10,000. sonal service draws a diverse clientele. • River cruising in Europe is still hot. Tauck said the river cruise bookings • Shore appeal is big as cruisers look in France have leaped by 137 percent for new experiences. Hamburg Cruise since it opened for business on the Days, for example, ranks among Rhone River in 2011. The company’s Europe’s most popular and successful selections include three special public events. The big ships dock in the harbour located in the very heart of interest departures for families, culinary enthusiasts and art lovers. the city, which makes the town easily
Seabourn’s “White Christmas” cruise to Antarctica.
• St Petersburg, Russia, is a more popular spot than ever. In the first six months of the 2013 cruising season, the port recorded an increase in passenger numbers of 24 percent compared to the same six months last year. The Baltic cruise season is short—book now for 2014. • P&O Cruises will offer a new fly-cruise program for the first time in spring 2015 featuring islands such as Bequia in the Grenadines, Cayenne in French Guiana and Trujillo in Honduras. The small-ship company also offers itineraries that include the Amazon River, rainforests of Central America as well as the popular Caribbean destinations. • Seabourn line is offering the ultimate white Christmas with a Christmas Day visit to Antarctica aboard the Seabourn Quest. The 24-day cruise also includes days exploring the Chilean coast and fjords, Beagle Channel, Glacier Alley, the Torres del Paine National Park, Cape Horn, Montevideo.
Floating city “Allure of the Seas” has everything—including Starbucks.
Sail with wind power on a Windjammer.
Cruise Russia’s rivers to the Hermitage Museum in St. Petersburg.
The historic Delta Queen may sail the Mississippi again. Lifestyles After 50 • September 2013 • page 13
Wherever you live in Northern Lee & Charlotte Counties there is a Walgreens store nearby
Open 24 Hours 805 Cape Coral Pkwy., Cape Coral, 33990 ................ 239-945-1076 1800 Tamiami Trail, Port Charlotte, 33948 ................. 941-625-4847 22449 Edgewater Dr., Port Charlotte, 33980.............. 941-625-4346 Other Stores - Call For Hours 4 N.E. Pine Island Rd., Cape Coral, 33909 ................ 239-242-2231 6 Del Prado Blvd., Cape Coral, 33990 ....................... 239-458-2204 2710 Del Prado Blvd., Cape Coral, 33904 ................. 239-574-1932 1606 Del Prado Blvd., Cape Coral, 33990 ................. 239-458-7427 2409 Santa Barbara Blvd., Cape Coral, 33914 .......... 239-458-8576 611 Burnt Store Rd., Cape Coral, 33991 .................... 239-690-4939 1534 Cape Coral Pkwy., Cape Coral, 33914 .............. 239-541-2035 17970 N. Tamiami Trail, Cape Coral, 33903............... 239-599-3005 16000 N. Cleveland Ave., North Fort Myers, 33903 ... 239-656-3419 13501 N. Cleveland Ave., North Fort Myers, 33903 ... 239-997-4332 6370 Bayshore Rd., North Fort Myers, 33917 ............ 239-658-1424 3795 Tamiami Trail, Punta Gorda, 33950 ................... 941-505-8882 1930 Kings Highway, Port Charlotte, 33980 ............... 941-764-8444 3001 Tamiami Trail, Port Charlotte, 33952 ................. 941-235-6399 Ask About: • Our durable goods product lines: lift chairs, wheelchairs, walkers • Our “Go 90” prescription program • Our prescription savings club • Our exclusive savings for AARP members • Our prescription “auto fill” program • Our Balance Rewards Card
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Speak Up for a Child! Be a Guardian ad Litem Child Advocate! Lifestyles After 50 • September 2013 • page 14
New Guidelines for Nonsurgical Treatment of Knee Osteoarthritis
E
arlier this summer, the American Academy of Orthopedic Surgeons (AAOS) released new, updated evidencebased guidelines on treating osteoarthritis of the knee, a medical condition that damages the knee joint and makes it difficult for people to walk up and down stairs, get in and out of a car or chair and perform simple household chores. More than 30 million people in the U.S. have osteoarthritis; the knee is the most common joint affected. Some 30 percent of people over age 50 or an estimated 9.9 million adults are dealing with the pain, stiffness and swelling that occurs when cartilage begins to break down in the knee and the tissues become inflamed. Bone spurs may develop, further damaging the joint. Who is at risk for osteoarthritis of the knee? AAOS statistics show that women are at slightly higher risk than men— anywhere from six to 13 percent of men and seven to 19 percent of women over 45 years old have been diagnosed with this common medical complaint. Not surprisingly, as baby boomers get older, the number of people with osteoarthritis of the knee is expected to increase and unlike previous generations, baby boomers expect to be active older adults, which includes the desire to remain physically active throughout life. What can be done to help patients cope with pain and disability? Here are the latest AAOS recommendations for treating the knee: 1. Based on new FDA guidelines, the recommended dose for acetaminophen, a mild pain-relief medication commonly sold as Tylenol, has been reduced from 4,000 mg per day to 3,000 mg per day. 2. Non-steroidal anti-inflammatory drugs, commonly sold as Celebrex, Ibuprofen, Motrin or Advil, are effective in reducing inflammation and relieving mild to moderate pain. 3. Intra-articular corticosteroid injections are effective for short-term pain relief. The steroid medications is injected directly into the joint space of the knee to help reduce inflammation in the tendons and ligaments of the joint.
4. Low-impact aerobic exercise, such as walking, swimming and bicycling are encouraged to improve muscle tone and bone strength. In addition, individuals with a body mass index greater than 25 should pursue a diet and exercise plan to help lose weight to reduce stress on the knee.
5. The use of intra-articular hyaluronic acid injections are no longer recommended after the review showed no measureable improvement in the majority of patients. Hyaluronic acid, a natural substance made by the body that helps lubricate the joints, can become “thin” due to osteoarthritis. The goal of injections is to counteract the depletion of this fluid. 6. Glucosamine, chondroitin sulfate or hydrochloride supplements, along with custom-made wedge insoles for shoes, acupuncture and aspiration of the joint with saline also showed no measureable evidence of improvement.
7. Results are inconclusive about the use of pulsed electrical stimulation, bracing and manual therapy such as joint manipulation through chiropractic care. It’s important to remember that because every patient’s situation is unique, the AAOS does not consider the guidelines as an absolute. Every person’s experience, symptoms and circumstances are different. individuals suffering from knee pain should consult an experienced orthopedic surgeon for an individually prescribed treatment plan.
With offices in Fort Myers, Cape Coral and Lehigh Acres, Athletic Orthopedic and Reconstructive Center (AORC) is devoted to providing the highest level of quality care and treatment of the musculoskeletal system, which includes the bones, joints, ligaments, muscles and nerves. AORC specializes in total joint replacement, fracture care, sports medicine, hand surgery, neurology, podiatry and general orthopedics. For more information, call 239-936-6778 or visit www.bone-fix.com.
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Team physicians for the Everblades, Miracle baseball, Minnesota Twins and several local high school football teams.
For a consultation call one of our offices today.
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3210 Cleveland Ave., Suite 100 Fort Myers, FL 33901
2721 Del Prado Blvd., Suite 260 Cape Coral, FL 33904
3400 Lee Blvd., Suite 105 Lehigh Acres, FL 33971
239-936-6778
239-574-0011
239-368-8277 Lifestyles After 50 • September 2013 • page 15
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ear Marci, My doctor gave me an Advanced Beneficiary Notice. What is an Advanced Beneficiary Notice? —Ali
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Hodges-Kiser Funeral Home www.dignitymemorial.com Lifestyles After 50 • September 2013 • page 16
Samuel R. Harmon Pre-Planning Advisor Email: samuel.harmon@sci-us.com
Dear Ali, an Advance Beneficiary Notice (ABN), also known as a waiver of liability, is a notice that Medicare providers must give you when they know or have reason to believe that Medicare will not pay for a particular health care service or item. The ABN explains that Medicare may not pay for your health care services and allows you to choose whether you still want to receive those services. Medicare providers will only give you an ABN if you have Original Medicare, the traditional Medicare program offered directly through the federal government. Your provider will give you an ABN for a health care service or item that Medicare may not cover. Bear in mind that providers do not have to give you an ABN for services or items that Medicare does not cover, such as
hearing aids or routine dental care. If you have a Medicare Advantage plan, also known as a Medicare private health plan, you will not receive an ABN. If you have Original Medicare and you sign an ABN before you receive a health care service, you are responsible for the full cost of the service you receive if Medicare does not pay for it. If your provider does not give you an ABN to sign before you receive a health care service, you do not have to pay the full cost of the service if Medicare does not pay for it. Remember, an ABN is not an official denial of coverage by Medicare. If Medicare does not pay for a health care service you receive, you have the right to appeal (i.e. file a formal request for review of an official decision made by Original Medicare). —Marci
A Wise Decision That Shows You Care
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o one wants to talk about death or dying. Nor do they want to think about planning for their own funeral. However, most of us plan for important life events, such as weddings, our children’s education and retirement. Shouldn’t we prepare for the inevitable? The death of someone you care for, together with wanting to make the right decision—especially when you have a limited amount of time to attend to all the details—leaves many families feeling overwhelmed. Often these decisions must be made when a family is grieving and is the least prepared to deal with them. That’s why it’s so important to give serious thought to your personal wishes, and to arrange your services in advance. It is the final gift to our loved ones, relieving them of the emotional and financial burdens of attending to the many details that accompany the death of a loved one. As North America’s largest provider of funeral, cremation and cemetery
services, the Dignity Memorial network is the name families turn to for compassionate and professional final arrangements. Dignity Memorial providers care for more than 300,000 families each year and understand the importance of thoughtful, personalized arrangements. The Dignity Memorial network has three funeral homes and one cemetery in Fort Myers, and one funeral home and cemetery in Cape Coral. In addition, there is one funeral home in Lehigh and one funeral home and cemetery in Naples. To learn more about the many benefits of pre-planning ones final arrangements, and receive your free Personal Planning Guide and Veterans Benefits Guide, contact Sam Harmon at 239-822-0185 or samrharmon@ aol.com.
Dr. Jonathan Frantz Adds Revolutionary Technology to Cataract Procedure
L
ocal cataract and LASIK specialist Dr. Jonathan Frantz now utilizes an innovative technology called the ORA (Optiwave Refractive Analysis) System with VerifEye, which continuously monitors the measurements of a patient’s eye during cataract surgery. This incredibly accurate, real-time display of the patient’s eye provides Dr. Frantz with an unprecedented level of valuable information that allows him to customize each patient’s procedure to give them their best visual outcome. Prior to having this new technology, surgeons have been unable to assess the quality of vision during the procedure and would have to wait until weeks after the procedure to determine the accuracy of the results. According to Dr. Frantz, the ORA analysis can be utilized to optimize any cataract procedure, whether the patient is having Bladeless Laser Cataract Surgery or basic cataract surgery. If a patient has astigmatism,
it may improve the accuracy of their correction to help reduce the need for eyeglasses after surgery. In May 2012, Dr. Frantz lead the way in bringing Bladeless Laser Cataract Surgery to SWF. Now as the area’s first surgeon to add ORA with VerifEye, he can further enhance the quality of his patients’ vision. To schedule a cataract evaluation, please visit www.BetterVision.net or call 239-418-0999.
Jonathan M. Frantz, MD, FACS, is named in The Guide to America’s Top Ophthalmologists. He and his team of doctors at Frantz EyeCare offer a broad spectrum of patient-focused comprehensive care from eye exams and eyewear to bladeless laser cataract removal, treatment of eye diseases, bladeless iLASIK, and eyelid surgery with office locations in Fort Myers, Naples, Cape Coral, Punta Gorda, and Lehigh Acres.
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Dr. Matthew Holtan Offers New Non-Surgical Facelift Dentures
F
inally after all those years of making dentures the same way and getting the same poor results, new technology has given us a solution for denture wearers. When dentures are designed with optimum neuromuscular dimensions, stable and relaxed muscles result. The sunken in look from unnatural dentures is eliminated. Our dentures have resulted in patients who look 20 years younger and who could eat normally again! Facelift Dentures offer many advantages over traditional dentures in both health and aesthetics. Although more expensive than traditional dentures, there is no comparison to the benefits Facelift Dentures give their wearers. The benefit of having a denture that maintains and supports your face as well as allows you to eat whatever you want is much more appealing than one that leads to jawbone deterioration and an aged appearance.
Using principles of neuromuscular dentistry, Dr. Holtan is able to restore the natural dimensions of the face using an advanced electrical stimulation technique known as TENS. TENS allows for the most advanced recording of a patient’s bite and natural dimension of the face. Used in conjunction with the highest quality teeth, Facelift Dentures are a true fountain of youth. Facelift Dentures can be made in conjunction with dental implants for support and stability, or with remaining natural teeth or without any teeth at all. Dr. Holtan is offering no-fee consultations and analysis at both his Naples, FL and Cape Coral, FL locations. Please call for more information.
Matthew J Holtan DDS
860 111th Ave N Suite 5 Naples, FL
239-593-4915
819 Del Prado Blvd S Cape Coral, FL
239-772-3700
Lifestyles After 50 • September 2013 • page 17
Health Tips For Men The Healthy Geezer
D
r. Bob, The Drugless Doctor, has optimal men’s health tips to staying strong and healthy, at any age.
problematic symptoms. Eating more broccoli, which has aromatase inhibitors, will help prevent the conversion of testosterone to estrogen.
• Thinning hair? Avoid prematurely thinning hair by eliminating trans fats and adding more omega-3 fats into your diet. There have been studies with laboratory animals losing their hair when omega-3 fats were removed from their diet.
• Want to avoid hunchback? Purchase a large exercise ball, about 55 cm around and lay backwards on it for three to six minutes a day. This will help your spinal cord, lungs and other organs function better. • Low Testosterone? Insufficient testosterone levels can cause emotional passiveness, osteoporosis, loss of muscle tone, loss of height, erectile dysfunction and many other
• Losing lean muscle? Reduce your carbohydrate intake. As you age, your ability to metabolize carbohydrates decreases. So instead of utilizing the carbohydrates for energy, your body starts to use your lean muscle. Also try eating more protein, which metabolizes as amino acids, not sugar. Dr. Bob is author of “Dr. Bob’s Guide to Balancing Female Hormones” alongside the new audio release of “Dr. Bob’s Men’s Health—The Basics.” He answers health related questions on YouTube via @DruglessDoctor #AskDrBob.
Lifestyles After 50 Advertisers Say... Elizabeth M. Bess Private Care At Home
“I want to thank Lifestyles After 50 for such a superb job in promoting my business, Private Care At Home. In the first publication we received a multitude of inquiries and several new clients have already signed on for services. The art dept. did a great design and I will continue to advertise in the future. We want to thank the staff for their commitment to produce. Great Job , thank you.”
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BY FRED CICETTI
Q
: A friend told me that sinusitis could be causing a mild toothache I had, so I waited a while. Well, when my sinuses cleared, the tooth pain disappeared. Was my friend right?
A: I can write from personal experience on this one. I had a bad toothache that sent me to my dentist. He did some x-rays and could find nothing wrong. He asked me about my sinuses and I told him I was fighting an infection. Bingo. Yes, infection in the sinuses located in your cheekbones can cause your upper jaw and teeth to ache, and your cheeks to become tender to the touch. Sinusitis is a nasty malady that can do much more than give you a toothache. Sinusitis, which is infection or inflammation of the sinuses, creates suffering for about 37 million Americans every year. The sinuses are four pairs of cavities: the frontal sinuses over the eyes, maxillary sinuses inside each cheekbone, ethmoid sinuses just behind the bridge of the nose, and sphenoid sinuses behind the ethmoids. Each sinus is connected to the nose. Acute sinusitis lasts for 4 weeks or less. Subacute sinusitis runs 4 to 8 weeks. Chronic sinusitis can continue for years. Recurrent sinusitis includes several acute attacks within a year. Unlike sinusitis, a common cold usually goes away without treatment in about 10 days. So, if you have what feels like a bad cold for longer than 10 days, go to your doctor for a check-up. Most cases of acute sinusitis start with a cold or allergy attack, which inflames the mucous membranes of
the sinuses. Swelling traps air and mucus in the sinuses and they cannot drain properly. The trapped mucus creates ideal conditions for bacteria to grow. Symptoms of chronic sinusitis may be less severe than those of acute sinusitis. However, untreated chronic sinusitis can cause damage to the sinuses and cheekbones that sometimes requires surgery to repair. Most people with sinusitis have pain or tenderness. Other symptoms of sinusitis can include fever, weakness, fatigue, nasal congestion, cough and sore throat. If you have acute sinusitis, your doctor may prescribe decongestants, antibiotics and pain relievers. Many cases of acute sinusitis will end without antibiotics. Many health care providers treat chronic sinusitis as though it is an infection, by using antibiotics and decongestants. Others use both antibiotics with steroid nasal sprays. Further research is needed to determine the best treatment. When medical treatment fails, surgery may be the only alternative for treating chronic sinusitis. The most common surgery done today is functional endoscopic sinus surgery (FESS) to enlarge the natural openings and allow drainage. FESS is less invasive than conventional sinus surgery. With the endoscope, the surgeon can look directly into the nose while clearing the narrow channels between the sinuses. This type of surgery can be done under local or general anesthesia. One worthwhile way to help keep your sinuses clear is to use an overthe-counter saltwater nasal wash every day. Most pharmacies carry them. They help remove mucus and bacteria from the nose and sinuses. I use one myself and it has been beneficial. If you would like to read more columns, you can order a copy of “How To Be A Healthy Geezer” at www.healthygeezer.com. All Rights Reserved © 2013 by Fred Cicetti.
Lifestyles After 50 • September 2013 • page 19
Inn-credible Summer Rates for Florida Residents
T
he Inn on Fifth located in the heart of downtown Naples is offering Florida residents discounted summer rates through Oct. 31. Take advantage of rates as low as $119 per night mid-week and $139 on weekends. Club Level Suites start at $335 with great amenities.
The AAA Four Diamond Inn on Fifth is in the middle of awardwinning shops and restaurants, including McCabe’s Irish Pub & Grill and Truluck’s Seafood, Steak and Crab House. Guests are just a few short blocks from the beach. To book the Florida resident rates, call 888-403-8778 or visit their website at innonfifth.com.
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Time For Plan B BY PAUL TEMPLER
S
ometimes life doesn’t seem fair and when that happens some people get caught up in the “this sucks!” story. But there’s also Plan B which can be extremely uncomfortable because it removes the view of yourself as a “victim.” Plan B here refers to those moments when we allow ourselves to get in our own way. Caught up in this story that “life’s dumped on me,” we often tranquilize ourselves with the notion that we have every right to indulge in a bout of heroic suffering. “Others” seem to not have the problems we do or they respond well in stressful situations. In reality, they are people who discovered that that attitude is optional and then took the time to do something about it. At first blush this might seem easier said than done. But, when it’s broken into steps, it’s not that difficult.
Retirement Living The first step is acceptance. You have to just face the situation head-on and come to terms with it. Until you accept what you’re confronted with, you simply can’t move forward. The next step is to understand that while you might not have the power to change your situation, you do have control over how you respond to it. Whatever happens next is entirely up to you. You might not like the choices you’re faced with, but you can have a happier and more productive outcome if you take action rather than wallowing in self-pity. Hard science states that our reactions to stress are largely biological: stress or danger—real or imagined—activates a “fight-or-flight” response. Respiratory rates increase, pupils dilate, sight becomes more focused, awareness intensifies, impulses quicken and pain thresholds heighten. Our perception of time seems to slow down. In this state,
Lifestyles After 50 • September 2013 • page 20
we actually become more rigid, less resilient and focus on short-term survival, not long-term consequences. The tricky thing is that in most cases, once our fight-or-flight response is activated, we can neither run away nor fight. When faced with a “hippo”—whether it’s in the form of a cranky co-worker, a stalled car, or a missed commitment—we can either choose to face and accept them or act or respond in ways that are counterproductive to our survival. The key is to utilize the beneficial effects of stress to manage our own moods and influence the moods of others. Here’s a tried and tested and incredibly effective five-step process: 1. Center yourself. Take a few deep breaths.
2. Avoid unproductive moods—they won’t take you where you want to go. 3. Think about how others might perceive you by asking “Is the way I’m acting opening or closing possibilities?”
4. Ask yourself if the story you’re caught up in is taking you where you want to go. If it is, great! Be sure there is substance to your story. Are you caught up in the situation for needing to be right while someone or something else has to be wrong. What are the facts? How is what I’m doing working for me? 5. Rewrite the ending. Now that you’ve removed the drama and can clearly see just the facts, adjust the story you’ve been telling yourself and begin moving forward into your new story.
The author is a business coach and speaker. His autobiography “What’s Left of Me” explores his near-death experience with a rogue hippo that ultimately forced him to rebuild his life and career. More at paultempler.com.
Ask Cindy: Exclusive Make-Up Tips For Women Over 50 drinking enough water throughout your day. Drink lots of water.
What causes puffiness under the eyes?
N
ow we are over 50 and yes, we all have puffy eyes—more on some days than others. What could the culprit be? Any issue from much salt in your diet to sleep deprivation. Here are some of the puffy eyelids and puffy eyes causes: • Changes in your hormone levels. Chances are that your body is retaining fluid around the thin skin below your eyes. • Edema or fluid retention can be caused through inflammation or irritancy in your body’s system. • Dehydration could be from consuming alcohol or simply not
• Puffiness can be directly related to medication. • Heredity; your genes may have something to do with your puffy eyes. • Allergies may increase puffiness, irritation and redness around the eye area. The skin below our eyes is very delicate. Your best bet to get rid of puffiness is to have enough rest every day, remove any eye irritants and treat your eyes like the skin of a baby. Puffy Eyes Remedies to help get rid of your puffiness: First and foremost, make sure that your puffy eyes are not caused by other eye conditions. Cold Splash: Having puffy eyes can be nothing more than a problematic fluid circulation in your face. Splash
cold water directly on your eye area and the rest of your face. The cold temperature of the water is a good way to jumpstart the fluid circulation in your face.
without alcohol. Add facial moisturizer and apply eye cream softly around the sensitive skin around your eyes.
Tea Bag Patch: Prepare two teabags moistened by cold water. Pack on your puffy eyes for a few minutes to reinvigorate your eyes and hold off some of puffiness. The coldness of the teabags will help increase circulation in your face. Incorporate a daily beauty routine: Create a daily routine for your face. There are plenty of inexpensive good products available. Clean your face with a gentle cleanser wash. Dry skin gently, especially the eye area. Use toner for sensitive skin
For instant depuff results, use Renée Taylors faceLOVE™, which is the brand I developed exclusively for women over 50. Use only a very small amount and apply directly on the puffy area under your eyes. See puffiness disappear with minutes. ASK CINDY is written by Cindy Cohen: Make-up artist to the stars. Please e-mail your make-up questions to askcindy@rtfacelove.com. This is a free beauty service provided exclusively for all Lifestyle Over 50 customers. Check out Renée Taylors faceLOVE™ instant depuffer face tightener and Gorgeous Glamour Lipsticks at www.rtfacelove.com or call us Toll Free at 1(855) 502-3002
Lifestyles After 50 • September 2013 • page 21
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African f you know his father and grandfather, don’t worry about his son.”
“I
Chinese “To forget one’s ancestors is to be a brook without a source, a tree without a root.”
Address: City:
Proverbs About Grandparents
Irish “You’ve got to do your own growing, no matter how tall your grandfather was.” Italian “If nothing is going well, call your grandmother.”
Jewish “One of life’s greatest mysteries is how the boy who wasn’t good enough to marry your daughter can be the father of the smartest grandchild in the world.”
Sioux “A people without history is like wind on the buffalo grass.”
Spanish “Those who have no grandparents lose very much.” Welsh “Perfect love sometimes does not come until the first grandchild.”
Events Benefit Children In Need
Save The Dates!
V
oices for Kids of Southwest Florida, Inc., is celebrating 30 years of support for the Guardian ad Litem Program and the abused, neglected and abandoned children in Southwest Florida. These new and exciting events, which will include wine/beer/ spirit/food tastings coupled with fun experiences, are scheduled for: • Lee County, November 2, 2013, Harley-Davidson, Fort Myers. • Charlotte County, January 10, 2014, Muscle Car City Museum, Punta Gorda. • Collier County, February 22, 2014, Harley-Davidson, Naples. Proceeds from this event will be used to fund recruitment, training
and retention of Guardian ad Litem volunteer advocates who become the child’s “voice” in court, in school and in the community. Proceeds will also fund the Kids Being Kids Program, which gives our community’s most vulnerable children a sense of normalcy by providing a cozy bed, happier birthdays, emergency/supplemental clothing, participation in sports, the arts and social clubs, academic tutoring, summer camps, medical needs, everything that helps them “fit in!” Sponsorships are available, and auction donations are requested. To become a sponsor, donate an auction item or for more information, please email Darlene@voicesforkids.org or call 239-533-1435.
The Best of Charlotte County
September 2013
M
ondays “Monday Night Dancing. Live music. 7:30 – 10 p.m. Cake and coffee served. $5.
10 17
FEATURED EVENTS
Free Blood Pressure Check, 9 – 11 am.
“A Moment In Time.” Music from the 1940’s to present. Dinner: 5:30; show at 7 pm. $27.
16
to Nov. 9 General Classes at the Learning Place. Sports, Language, Music, Dance, Games, Arts/Crafts and more. Register/schedule at www.theculturalcenter.com. All events at Cultural Center of Charlotte County, 2280 Aaron Street, Port Charlotte. Tickets, times and info: 941-625-4175.
• Fall Harvest Festival, Sept. 14. Enjoy live music and dancing, nisit with organizations, vendors, exhibits and fun activities for the entire family. 11 am to 6 pm at Fishermen’s Village, 1200 W. Retta Esplanade, #57A, Punta Gorda. 941-629-4252. • Pet Parade & Festival, Sept. 16. 10 a.m. to 2 p.m. at Edison State College, Charlotte Campus, 26300 Airport Road, Punta Gorda. A fundraiser to benefit the American Heart Association. Pet costume contest, vendor exhibits, pooch smooch booth, prizes, raffles and a border collie demonstration at 11 and 1 pm. Details: call Jennifer Cohen at 941-637-5658. • Lifestyles After 50 Fun Fest: Save The Date! Nov. 22. Enjoy live entertainment, Senior Sports Area, Free Bingo, Free Health Screenings, and a Prize-A-Palooza with chances to win $100 throughout the day. 10 am to 3 pm at the Harborside Event Center in Ft. Myers. Info: 888-670-0040.
5 9
Open Mic Night. 6:30 –8:30 pm, Center Stage. Come read, sing, listen and enjoy! Call 637-3514 for more info.
14 21
28
Join a fun 4-mile fun walk/run that tours the city’s incredible murals. Registration starts at 7:15 am, run/walk starts at 8 am. Tickets for the run/walk are $20 per person and can be purchased in the online payment center of puntagordachamber. com. The registration fee includes a run/walk souvenir t-shirt, bearing a Punta Gorda mural rendering on it as well as a sponsor goodie bag. Don’t forget the beads! More info at www.active.com or by calling 941-639-3720.
Join Us For Our Oct. 2013 Edition!
Helping Hands Muttini Mingle, “A Pawtastic Yappy Hour” 5:30 – 8 pm. Social time for people and their pets! Music by Singer/ Guitarist Michael Hirst. Info at 575-7599.
Mural Run/Walk
Leave A Legacy
• R.S.V.P. (Retired & Senior Volunteer Program): 941-613-2299. • Meals on Wheels/Friendship Cafe Dining Sites: 941-255-0723. • Elder Helpline of Southwest Florida: 1-800-398-4233.
Senior Centers and Resources • Senior Friendship Centers: 941-255-0723 or friendshipcenters.org. • Senior Choices of Southwest Florida: 1-866-413-5337 or srchoices.org. • O.C.E.A.N. (Our Charlotte Elder Affairs Network): 941-235-4500 or ocean-fl.org.
Live music and dancing with The Reconnections Band, 5 – 9 pm, center stage. Enjoy live music and dancing with The Doo Wop Crew, 5 – 9 pm, center stage. Fishermen’s Village is on the waterfront in Punta Gorda. Call 941-639-8721 for details.
Charlotte County!
Call for Special Rates and Marketing Packages for the Best of Charlotte County!
888-670-0040
Lifestyles After 50 Is Your Connection To The Seniors Of Charlotte County Lifestyles After 50 • September 2013 • page 23
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And I use some other computer words too. (No, I am not referring to those dark hours when it flat-out disobeys and I am surprised at some of the words I shoot at it.) For an unemotional everyday example: suppose there is something I want to bring up on my screen, I say I’ll download it. Does it bother me that when I need to bring something up I say I’m going to load it down? Not anymore. When I got my new PC years ago, my nephew turned it on for me and in very short order we were looking at Felix the Cat, whom I had not met since childhood. When the nephew went home, I tried to get rid of Felix.
He would not go. I tried to turn off the computer. It would not turn off. Desperate, I called in my neighbor, a keyboard virtuoso, who said, “It’s simple: You want to turn it off, you just hit START.” Well, of course—anybody should know that if you want to make something stop, you hit START.” It hit me like ice water down the spine that I was in the dead serious language-challenged world of High Cyber Tech where I spotted Alice and the Rabbit whizzing by. But what I see now is a bunch of smart-ass little boys who have built a tree-house and sit in it making up their secret language: “If we say red it means blue, and if we say blue it means green and if we say up it means down and…” And so on happily, giddily, into the night! Isn’t it time somebody’s mother called them in for supper and handed them their English homework? On the other hand, if they invented Skype…
Fall Prevention Awareness Day
T
he Lee County Injury Prevention Coalition will host an event to prevent falls—one of the leading causes of injury and death for seniors. Cost-effective home modification and strategies are available to improve safety and lessen the likelihood of falls and the debilitating injuries that can result. Implementing fall prevention strategies is also an effective way to reduce the stresses associated with caring for seniors.
On Sat., Sept. 21, two free fall prevention events in Lee and Collier counties will be open to the public and provide free screenings (balance, vision, hearing, glucose, blood pressure) as well as useful info, Tai Chi demonstrations, products and services that will help seniors prevent falls. Prizes, food and other giveaways will also be distributed. In Lee County, 10 am to 1 pm at Gulf Coast Village, 1333 Santa Barbara Blvd., Cape Coral. 239-343-3672.
House Edge50? Isn’t What’s YourA Low Lifestyle After All, But It Helps Tell us in the 260End words or less.
YOU BELONG AT THE BEAU
BY MARK PILARSKI
How do you spend your Lifestyle After 50? What makes your life fulfilling, yourcomes day fun, your grandkids smile and ear Mark: When it really down to it,neighbors isn’t in the end all, all Each month we will select a your jealous? about thewrite-up house edge when it comes to publish in Lifestyles After 50 magazine.
D
to winning and losing? —Wayne L.
All casino games fall into one of two categories. They are either games of luck or games of skill. In games of luck, the house edge is predetermined, so the opportunity to determine success is taken out of your hands. With games of skill, players make decisions, that will affect that so-called “house edge.” What you do not want to do, Wayne, is think the house edge is the end all. The speed of the game, or number Dear Mark: Did you ever notice of decisions per hour, can be just as when you worked in the casino that important. Some games are incredibly players avoided them on Friday fast, such as video poker. Some games the 13th? I figure there are many are painstakingly slow, for instance, playersare who shun the casino 100 because According to AARP approximately keno. On a fast-paced gameResearch, with a low there they are superstitious. —Jane house edge, 50+ you can lose considerably million adults, and the number is growing. For manyB.of more per hour than on and a slow game life is only just beginning and these boomers seniors, Since the delusory day of Friday the with a much higher house edge. retirement is a chance to fulfill dreams and travel 13th lands on aambitions, Friday, coinciding Also, the house edge on some games it being a payRday in America, world or catch up on some with much-needed & R. willthe be directly influenced by the I’m saying the answer is no. playing you make, while time with Pollsdecisions show that spending and players family do confuse Yes,friends Jane, certain on other games it is not. The house doingsuch activities that center superstition around hobbies, with the travel, mathematics of edgeand on games as blackjack gambling. That said, you don’t lose reading, and physical and brain andentertaining, video poker is affected bycooking, your because you saw a black in the fitness are on theBy topmaking of most older Americans’ to-docatlists hand-to-hand decisions. casino parking lot; you lose because the these right choices, can maximize days. you Vivacious boomers are also spending their you are splitting 10s at blackjack. A yourpersonal winning potential on any given in activities time volunteering that jackpot win at involve slots has helping nothing to do hand. Play poorly, and the low house people with disabilities, distributing food and fundraising with a rabbit’s foot in your pocket. edge of the game can’t help you. Over time, the decisions you a good Onfor games such cause. as craps,Still bac- others eschew retirement and stay make, combined the oddstoof in the workforce, either of the job orwith a chance carat, roulette and slots, you justfor a love the games you play, automatically haveraise to make the correct betsto that enough money live comfortably in their retirement determine your financial bottom line. haveand the be lowest house edge. able to do the things theyDon’t wantbetoa gambler do. who believes Essential to every player’s success is in Copy? luck. Think as the casino does— Needthat a Hard understanding two fundamentals believe in math. (SENIOR will increase chances of win- to Lifestyles Get a one’s year’s subscription After 50 for WIRE) only ning: They are, as you state, sticking $12. Send your name, address and subscription fee to: Gambling Wisdom of the Month: to bets that have a low house edge — Connection USA, Inc. of lining up four like two percent or less,News and, developThe likelihood ing competence in thoseAttn: games. “My Lifestyle After 50” Megabucks symbols is somewhere in the By doing so, Wayne,P.O. you’llBox stand a cosmos Jupiter and Mars, and 638, Seffner, FLbetween 33583 decent chance of turning the tables in even a spokesman at IGT would not admit your favor, stayingFor in action morelonger information, us at: to theemail mathematical probability of hitting and stopping the flight of your hardinfo@lifestylesafter50.com one of the blasted things. – Barney Vinson earned cash into the casino coffers.
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Lifestyles After 50 • September 2013 • page 25 8/15/13 1:32 PM
Seniors Getting Together attention SGters!
Screen respondents carefully. Always meet in public places and have your own transportation. Don’t divulge your home address. Be sure to provide a way for your correspondent to respond to you – phone number, e-mail address or Post Office Box address. Contact the authorities if you feel threatened or harassed by an individual. Be patient and careful – a good relationship and your personal safety are worth the wait!
WOMEN SEEKING MEN 4119 SEEKING chRIStIaN GENtlEMaN Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida. 4272 aSIaN PEtItE SlENDER WOMaN seeking Christian gentleman. Non-smoker, non drinker. I
have dark hair, brown complextion, 5’. Likes gardening, travel, dancing, cooking, music. Fun-loving. I’m 70 YO, looks younger than age, 65 – 78 years old okay. Tampa. 4281 SWF, NS, SD, NDRG loves outdoors, beaches, great food, dancing, travel. Christian background. Social butterfly, 65 – 75, 55+ park, No. Fort Myers. 68 YO , R, FF companionship. 4283 SEEKING lIGhthEaRtED GENtlEMaN Casual, NS, SD, to hang out with, movies, dinner, maybe some travel. By youthful, W, attractive, fit – but not athletic 76 YO. In the Bonita Springs, Naples area. 4285 SW laDy SEEKING a chRIStIaN MaN who enjoys taking rides, stopping to have lunch somewhere. Stays at my place to watch tv, likes to play cards and talk. He has to be honest in what he says!
RUN YOUR AD FOR ONLY $6 A MONTH
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Deadline for ads is the 15th of the month prior to placement.
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Mark The Edition(s) You Would Like To Run Your Ad In: Hillsborough & Suncoast (Pinellas/Pasco) Lake/Marion Counties Southwest/Charlotte (Fort Myers/Port Charlotte)
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If more room is needed, please use separate sheet. Mail this form along with $6 for each ad per month (add $4 for each additional edition/market in the same month). We cannot accept your ad without it. This information is confidential.
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MAIL TO: ATTN. / SENIORS GETTING TOGETHER, NEWS CONNECTION, USA, INC. • P.O. BOX 638., SEFFNER, FL 33583
Lifestyles After 50 • September 2013 • page 26
MEN SEEKING WOMEN 4292 SWM SEEKING SWF 65 – 75 NS, ND, FF, R. Love the water and outdoors, health, exercises. 6 ft., 206 lbs., Naples. MEEt OthER SENIORS Over 2,000 seniors have met through Seniors Getting together. Send in your ad today! commonly Used abbreviations: F-Female, M-Male, S-Single, D-Divorced, WWWidow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old, YY-Years Young, ISO-In Search Of, SOHSense Of Humor, SM-Smokes, S-Light Smoker, NS-Non Smoker, ND-Non Drinker, SD-Social (Light) Drinker, DR-Drinks, NDrg- No Drugs, LTR-Long Term Relationship, HWP-Height & Weight Proportional, R-Retired, P-Professional, FF-Friendship First, TLC-Tender Loving Care.
tO PlacE aN aD
Send your ad, stating what category you would like it placed in, your edition(s), along with a $6 fee for 30 words (25¢ for each additional word, abbreviations not charged) to the News Connection USA, Inc. address listed above. Ads received by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for space or content. In order to protect our readers’ privacy, we will not include phone numbers, e-mail or home addresses in the ad copy. City or area included at no charge. tO RESPOND tO aN aD
Write a letter to the person you want to contact. Place that letter in a stamped envelope and write the ad number on the bottom left hand side of the envelope. Place your stamped, numbered envelope(s), along with $2 for each letter enclosed, into another envelope and address it to: News Connection USA, Inc. Seniors Getting Together P.O. Box 638,Seffner, FL 33584
Redefine Your Life In 7 Steps so L la
aDonna Gatlin, sister of the Gatlin brothers, uses the seven notes of the musical scale to create a message of hope and healing:
do (do the right thing) re (realize your potential) mi (mind your manners) fa (failures can become fertilizer)
(solutions begin with me) (laugh) ti (time is valuable) …that brings us back to… do (do the right thing)
For more, enjoy her book The Song In You You, Finding Your Voice Voice, Redefining Your Life by LaDonna Gatlin & Mike Marino.
Choose Berries For Heart Health Y
ou won’t need a spoonful of sugar to help this medicine go down: eating more blueberries and strawberries may be a tasty way to protect your heart. A new study from Harvard found that women who ate the fewest blueberries and strawberries were at increased risk of heart attack. How much do you have to eat? There wasn’t
much difference between women who ate just a few berries now and then and those who didn’t eat any at all. The people with heart benefits had three or more servings of a half a cup of blueberries or strawberries each week. Why just blueberries and strawberries? These berries are particularly rich in chemical compounds called anthocyanins which lower blood pressure and make blood vessels more elastic.
Heard a Good Joke Lately?
Pesky password solution y memory is gone, Mildred, so I changed my password to ‘Incorrect.’ That way when I log in with the wrong password, the computer will tell me… ‘Your password is incorrect.’”
“M
Priest and Rabbi A priest and a rabbi were eating together when the priest started to tease the rabbi. “Wow, this ham is really good,” he said, licking his lips. “I know it’s against your religion, but when are you going to break down and finally have some?” After a moment’s thought, the Rabbi responded with a smile, “At your wedding!”
Humor The mother in law A presser in a tailor shop arrived one morning wearing a good-sized diamond ring. One of the tailors noticed the sparkler and asked about it. “My mother-in-law gave me ten thousand dollars before she passed away. She said that when she died, I should buy a beautifulLEARN stone. So I did!” HOW
are a millionaire. Why would you need to borrow $40,000 dollars?” “Well,” the fellow responded, “Where else can I park my car for three weeks in New York for $100 dollars?”
The guy in the bar joke A string walks into a bar. “Excuse me,” he asks. “Can I please have a drink?” “Nope,” replies the bartender. “We don’t serve strings.” Upset at the racism, the string asks a fellow at the bar to buy him a drink. Seeing this, the bartender picks him up and throws him out of the bar. The string walks over to a curb, rubs himself against it and ties himself in a knot, and then walks back into the bar. “Excuse me, can I please have a drink?” “Aren’t you the string that was just here?” asks the bartender. “No,” came the answer. “I’m a frayed knot.”
A blonde A blonde was driving down the freeway when her mobile phone rang. It was her husband warning her: “Darling,” he said, “I just heard on the news that there is a car TO PLAN FOR going the wrong way down the TheYOUR millionairePETS IN AN EMERGENCY freeway. Please be careful!” A fellow walked into a bank in “It’s not just one car,” cried the The SPCA’s brochure "Our Best Friends Deserve Better Plans" has all New York City asking for a loan for blonde. “There are hundreds of them!” the latest information on Estate Planning for Pets and Florida's Pet $40,000 dollars. “Well, before we Trust Law and it is FREE! This brochure helps pet owners plan for their lend you the money we are going to The art heist pets in case of an emergency or in case their pets outlive them. Use this need some kind of security,” the bank A thief in Paris planned to steal order form to order your free materials. teller said. “No problem,” the man some paintings from the Louvre responded. “Here are the keys to my museum. After careful planning, he Send Me Information! Clip and mail this coupon car. “You’ll see it; it’s a black Porsche got past security, stole the paintings parked in the back of the parking lot.” and made it safely to his van. Name: A few weeks later the man returned However, he was captured Address: to pay off his loan. While he was only two blocks away when paying it up, along with the interest his van City: State: Zip:ran out of gas. of $100 dollars, the manager came When asked how he could masterHome Work over.Phone: “Sir, we are very happy to Phone: mind such a crime and then make E-mail: have your business,” he said, “but such an obvious error, the art thief if you don’t mind me asking, replied, “Monsieur, that is the reason I/We have included the SPCA in my/our estate plan. after you left we looked into your I stole the paintings. I had no Monet background out that you to buy Degas to make the Van Gogh.” Please send meand thefound following information Best Friends Deserve Better Plans brochures Pet Alert Wallet Card In-Case-Of-Emergency Window Decal
Last Month’s Answers
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Lifestyles After 50 • September 2013 • page 27 Send your answers for a drawing. First correct answers selected from the drawing on June 19th will receive $20 cash! Send to: Mature Lifestyles, 220 W. Brandon Blvd., Suite 203, Brandon, FL 33511
Self-Prescribed Aspirin For Korean Wartime Vets Comes with Risks T
A
spirin is the heart’s “wonder drug” you shouldn’t self prescribe. By some estimates, more than 50 million people in the U.S. take a daily dose of aspirin. Aspirin is a blood thinner that has long been known to help patients with heart disease and those who have suffered a heart attack. Many heart patients do aspirin therapy as prescribed by their doctors. But as more people self prescribe aspirin in an effort to be heart healthy, Steven Nissen, MD, says there are serious health risks when you take aspirin without the advice of a doctor. Dr. Nissen is Chairman of the Department of Cardiovascular Medicine at Cleveland Clinic. “Only those individuals who are at high risk for a heart attack benefit from taking aspirin as a preventive measure,” says Dr. Nissen. “Before taking a daily dose, you need to have a dialog with your physician about the benefits and risks of aspirin therapy.” Risks vs. benefits Dr. Nissen cautions that there are many risks associated with long-term use of aspirin. The biggest risk is gastrointestinal bleeding or hemorrhagic stroke, both of which can be life threatening. Dr. Nissen says the benefits of daily aspirin outweigh the risks for patients
who have had a heart attack, bypass surgery or a history of coronary artery disease. For others, there has to be a cluster of risk factors for heart disease for a doctor to prescribe aspirin. These risk factors include having diabetes, being a smoker, having high cholesterol and high blood pressure. “Once you have a cluster of risk factors, you start to look like someone who has already had a heart attack,” he explains. “But it is important for a doctor to review your case and determine that aspirin is appropriate for you.”
Talk to your doctor Results of a study in 2012 showing that aspirin can prevent some cancers also has led to more people taking a daily dose without the recommendation of a physician. But the bottom line is “Do not take daily aspirin therapy on your own. You can’t ignore the serious health risks,” Dr. Nissen says. From Cleveland Clinic Health News.
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he US government wishes to award every US Korean veteran a certificate of appreciation, as part of its 60th Anniversary Commemoration of the ending of the Korean War. You are eligible whether or not you were physically in Korea during this time. Apply for this appreciation certificate if
you served in any branch of the US military (Army, Navy, Air Force, Marines or Coast Guard) between June 25, 1950, through the armistice on July 27, 1953. Families of deceased Korean veterans may apply on their behalf. Veterans or their family members can apply for the certificate by visiting koreanwar60.com.
Family Care Idea
I
f your family is sharing care for an elderly loved one or both parents, you can create a shared Google calendar. This is an online calendar in which each person can make entries as well as read entries by others from wherever they happen to be. When a daughter speaks to her dad, she
writes about his attitude and what they talked about. A couple of days later, a son talks with Dad and they share memories of a boyhood outing. Laughter, tears, worries, frustrations, love and those ever-needed doctor appointments and test results can be known by all concerned easily and efficiently.
Pumping Iron For Parkinson’s L
ifting weights may do more than build bigger biceps. It could also reduce the motor symptoms and slow the progression of the disease in people with Parkinson’s disease. A recent study from the University of Illinois at Chicago found that participants who lifted weights seemed to slow the progression of their disease. They reduced motor symptoms more than a group of participants who did flexibility, balancing and strengthening exercises. “Slowing this progression or altering the progression is really the single greatest unmet medical need in Parkinson’s,” says Cleveland Clinic’ Jay Alberts, Ph.D. To Dr. Alberts, such research shows promise for patients where other approaches have fallen short. “To date, there haven’t been any positive pharmacological
interventions or surgical interventions that have been effective in slowing disease progression,” he says. From Cleveland Clinic Health Hub.
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hundreds of thousands (or millions) 7 won’t be available a year or two when you move the mouse is often of widgets, it can be substantial. from now. I would appreciate your called a cursor, although some annoySecond, what better way for a thinking on this matter, Mr. M. ing purists might argue that technically by Richard Sherman company to obtain yourYour personal only the blinking line that comprises Take Class Online! While there are no guarantees data for subsequent contact or to a DOS prompt can be properly called it comes sell to others than offering you leisure, 24when • by Study at your hours a day,to 7operating days a week.a cursor. For most users, myself Why do online companies offer systems, it’s been my experience that money (in the form of a rebate) included, the terms and rebates instead of just selling a • Simply read the course materials online andtend then answer a few quiz“pointer” questions. previous versions of Windows “cursor” can be used interchangeably. product at a lower price? It seems like for your information? • There is no need totoattend boring listen to long lectures. be available for classes years afteror they Third, companies know that most A cursor can take several forms. For there are always strings attached such are no longer the current operating completion, of course we will issue a state-certifi ed certifi cate for into youato people are busy • orAfter lazy (or both) example, it may change small as receiving a rebate check that can system. For example, Windows Vista trouble hand when or intoofyour insurance company to receive your discount forhovering a threeover yeara link, period. only be used to purchase other compa- and won’t go to theturn replaced Windows XP in January cutting out a bar code or providing it may become an animated cursor, ny products. I love your weekly news2007, more than six years ago, yet if the requisite paperwork to obtain a in the form of a rotating hour glass, letter, Mr. M. Keep up the good work. Take Your Mature Driver Course On The Internet! you search amazon.com, you will find rebate. In this way, the company gets when Windows is in the process number of retailers and who are still have to attract purchasers by advertising page oryou program. Companies have various If you have a Florida aDriver’s License 55 years of ofloading age oraolder, are (My it available. If history does indeed a low price, and now in most instances cousin Leo became an animated reasons for offering rebates, eligible to complete vehicle 7accident course that will allow repeatmotor itself, Windows is going toprevention selling an item for a higher price cursor once when he got hit in the but in general, there are three primary you tonever receive a mandatory reduction your insurance rate for three years. be available for manyon years to come. because the purchaser applies head by a golf ball. No damage to the reasons: First, the time between the for the rebate. What a deal! ball, fortunately.) (SENIOR WIRE) purchase and the rebate can be I know this is a weird quesseveral months, a period in which tion, but what is the proper Would it be beneficial to Use Promo Code MODEM when your money is in the company’s name for the little mouse pointer? purchase a copy of Windows entering your 6-month subscription to possession, undoubtedly earning Florida Department of Highway 7 Safety and set it aside for a future Weird questions are always wel- Mr. Modem’s weekly computer-help interest or working in other ways to installation? Now that Windows 8 come here in Mr. Modemville! newsletter and receive a 7th month its advantage. ThisVehicle may seem insig- Course & Motor Approved is out, I’m worried that Windows The object that moves on the screen free! Visit www.MrModem.com. nificant, but to a company that sells
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Toss or Save Financial Records?
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ow that you have finished your tax return, how long should you keep all of those records? Keeping them forever could pose a security risk as these records contain personal and financial information. The question is which documents should you keep?
Finance The Federal Deposit Insurance Corporation (FDIC) says it can’t tell you when it is safe to throw away financial documents. They do say to keep the information as long as the IRS can assess you additional taxes. Right now, that is approximately seven years. Laws change. Always check with your CPA for the latest laws. Credit Card Statements: FDIC says to save the statements for one
Banks are required to keep copies of checks for seven years. Deposit, ATM, credit card and debit card receipts: FDIC reminds us to save them until the transaction appears on a statement and you know the amount is correct. If it is for a big item and it has a warranty, save the receipt at least until the warranty is up. Remember, you might want to save it longer for insurance and/or IRS reasons, if there is a disaster.
year, unless they have tax significance. I save mine for seven years if I have purchased a big item. If there is a fire or other disaster that affects my personal property, I can prove to the insurance company and/or the IRS that I did have the item and how much it was worth at time of purchase. Bank Account Statements: Check with your financial institution and determine how far back they keep statements available to you.
Canceled Checks: Again if purchases are tax related, keep canceled checks seven years. If they are related to your house
purchase, renovations or big items that you purchased, I keep the canceled checks in a file just for those things—and keep them indefinitely. If I sell the house, I will keep them seven years longer.
Electronic Records: Make sure you back up your data. Technology is always changing. Make sure you are using a method that is safe and allows the information to be easily retrieved. More information at BBB.org.
Lifestyles After 50 • September 2013 • page 29
September Sudoku Last Month’s Answers August Sudoku
Sudoku requires no arithmetic skills. The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. The first correct answers selected from the drawing on Sept. 21 will win. Good luck! Send your answers along with your name, address and telephone number to: NEWS CONNECTION USA, INC P.O. BOX 638, SEFFNER, FL 33583 Mystery Prize! WIN! WIN! WIN! GREAT PRIZES! (Sudoku must be received by September 21, 2013.)
Word Search September
In the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally, vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?
Maureen Kalloo is last month’s winner! Congratulations!
Word Search Answers From July
Send your answers along with your name, address and telephone number to: News CoNNeCtioN UsA, iNC. P.o. BoX 638, seFFNeR, FL 33583
The first correct answers selected from the drawing on September 21 will win. Mystery Prize!
WIN! WIN! WIN! GREAT PRIZES!
Mystery Prize!
(Puzzles must be received by Sept. 21, 2013.)
Lifestyles After 50 • September 2013 • page 30
Eve Wilson is last month’s winner! Congratulations!
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Enjoy Oodles of Noodles This Month J
apan has no indigenous tradition of breadmaking, but noodles have been popular there since they entered the country from China centuries ago. Japanese ramen noodles are a much-loved American staple for speedy, inexpensive meals. Expand your noodle horizons with this tasty main dish salad using ramen noodles. And the grandkids will have fun helping make a Skillet Noodle Pizza.
Warm Chicken and Cabbage Salad Dressing: 1/3 c vegetable oil 1/3 c red-wine vinegar 1/2 tsp salt 1/2 tsp pepper Salad: 1 large savoy cabbage, shredded 3 c water 3 pkg any flavor ramen noodle soup with seasoning packets 2 Tbsp flour 4 skinned, boned chicken breast halves 1 tsp vegetable oil
packets until dissolved. Pour over cabbage and toss to mix well. 3. Meanwhile, mix flour and remaining seasoning packet in a shallow dish. Add chicken and turn to coat. Cook in heated oil until done. Remove from oil. 4. Cut chicken crosswise in 1/2-inch-wide diagonal slices and serve over cabbage mixture.
Skillet Noodle Pizza
Directions: 1. Mix dressing ingredients in a very large bowl. Add cabbage and toss to coat. 2. Cook noodles as directed on package and stir in 2 (of the 3) seasoning
8 c water 4 pkgs (about 3 ounces each) any flavor ramen noodle soup 1 Tbsp olive oil 1 c spaghetti sauce 1 c mozzarella cheese, shredded 17 slices pepperoni, cut in strips 1/2 tsp oregano
Directions: 1. Bring water to boil, add noodles and cook, stirring occasionally, 3 minutes. Drain. 2. Heat oil in large skillet. When hot, add noodles and press evenly to cover bottom of skillet. Cook 2 minutes or until browned underneath. 3. Spread sauce over noodles, sprinkle with cheese, pepperoni and oregano. 4. If skillet handle is plastic or wood, wrap it in a double layer of foil to protect it from scorching. Broil 4 to 5 inches from heat source 2 minutes or until top is bubbly and cheese starts to brown. Let cool about 5 minutes before cutting in wedges to serve. (Recipes from Woman’s Day) Lifestyles After 50 • September 2013 • page 31
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