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Zone 16
No. 13 Vol. 4
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By Henry M. Holden ubbed the “Game on for Gavin – Whiteout Cancer,” the Pequannock Township High School (PTHS) basketball teams scheduled a special game on Mon., Feb. 13, with Montville High School. Proceeds of the game were to benefit the Brady family, and their son Gavin Brady, a seven-year-old boy battling Leukemia. Gavin is the youngest of four brothers, and the son of John and Kerrie Brady.
The oldest brother, Owen, is on the freshman basketball team. Gavin was diagnosed with leukemia last year, and while he returned to his first-grade class in the fall, he suffered a setback in December that hospitalized him. The Pequannock High School Girls’ Basketball Team, with a major assist from the boys’ varsity team, held a contest where no matter what happens one seven-year-old boy came out a winner.
In reference to the event’s name, Whiteout Cancer, white are the cancer fighting cells in the body’s immune system. White is also the color of all cancer awareness ribbons combined, representing the potential of an immunotherapy cure for all cancer. And white is to support all the people wearing white lab coats searching for new immunotherapies. “The boys handed out the pledge sheet before the game to their friends and family,” said Morgan Benc-
sko, a junior at Pequannock High School. “During halftime of the boy’s game against Montville High School, the girls’ team held a half-court shot contest. We had a 50-50 raffle, we passed out pledge sheets for the “Game on Gavin fund,” and ran the snack stand. “The gym and foyer were adorned with orange and white balloons, Gavin posters, and a gym full of people wearing white and orange in support of Gavin,” said Bencsko. continued on page 2
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First Grader Fighting Cancer... continued from front page “The Montville team and their parents also generously donated to Gavin’s fund as well, and supported us all night. We so appreciate their efforts. “The whole gym was filled to capacity with people. Most of the kids wore white and orange in support of Gavin,” said Bencsko. “Our entire student section was filled so we were doing chants such as ‘Game on Gavin,’” said Bencsko. “We were having so much fun. Even though Pequannock High School didn’t win, it was exciting for everyone.” The game ended 78-76 in overtime with Montville High School, the winner. “We were doing pledges by points so our team
scored 76 points, a person would contribute $76. While the totals are not yet in because we are still getting donations, I would say we earned about four to five thousand dollars. “This game would not have been possible without the complete support of our community,” said Bencsko. “Everyone really came together because we are a living and supportive community. It makes me feel so proud to live in this town.” Bencsko, Peggy Bionde, the PTHS girls’ and boys’ basketball teams, coaches, staff and the many volunteers and spectators who worked together made this event possible. The Brady family has medical insurance coverage, but their out-of-pock-
et medical expenses have been soaring. All donations can be sent to Box 301 Pompton Plains NJ 07444, checks can be made out to “Gavin Game On;” or to https://www.youcaring. com/gavin-brady-515083. All monies donated will be used for medical expenses, medications and items needed for Gavin’s overall care. For more information, contact Bencsko at mbencsko@gmail.com. As of Feb. 16, Gavin is still at the Children’s Hospital of Philadelphia fighting complications from his leukemia; he is a true warrior! Please continue to pray and know how much it means to the Brady family that everyone is cheering Gavin on.
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Baked Potato Night Fundraiser Planned
he Columbiettes of Bishop Navagh Council Pequannock plan to host a Baked Potato Night on Fri., March 10, 5:30 p.m. and 7:30 p.m., at St. Joseph Church, Halloran Hall, Lincoln Park.
Tickets are $7 for one potato per person; $10 for two potatoes per person, also includes toppings for the potatoes, salad, coffee, and dessert. This is BYOB. Reservations suggested. Limited tickets at the door.
Unpaid reservations will expire at 6:30. Call Jayne 973-6161323 or Marygale 973-6168614 to reserve tickets. All profits from the fundraiser help to continue charitable endeavors.
Attention schools, churches, organizations send us your press releases to hteditor@newviewmg.com 100% Mailed, Bi-Weekly Newspaper 1 Old Wolfe Road Budd Lake, NJ 07828 H 800.691.7549 H Publishers: Joe Nicastro & Mary Lalama H Editor: Cheryl Conway H Graphics: Mary Lalama, Terri Armswood Please e-mail all press releases and calendar information to hteditor@newviewmg.com. Advertising in the HomeTown News is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by New View Media Group. Views expressed in the HomeTown News are those of the respective columnists and writers, and do not necessarily reflect those of the publisher, or the HomeTown News. Advertising is open to anyone desiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by the author and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services, products or businesses advertised.
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Show Love By Adopting A Pet
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By Dawn M Chiossi mericans love their pets. In fact, it’s estimated that 7080 million dogs and 74-96 million cats are owned in the United States. Approximately 37-47 percent of all households in the United States have a dog, and 3037 percent have a cat. Owning a sweet dog or purring cat is a responsi-
bility that can be embraced enthusiastically. Show love, enrich a life and adopt a full grown pet. The folks from the Pequannock Township Animal Shelter have plenty to spare. These animals are so starved for a second chance at life that they have enough love for a lifetime. The Pequannock Township Animal Shelter is a
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small municipal shelter that provides a temporary home for homeless, strays and unwanted animals in its Pompton Plains facility. Its goal is to find permanent and loving homes for all the animals in its care. When purchasing a shelter dog or cat, an animal’s life is saved. These animals need attention and love too. Shelters are full of dogs and cats who must find homes. The Pequannock Township Animal Shelter has many to spare. If searching for a cat in particular, the animal shelter has quite a few, all with very special stories, all needing love. They all need that patient, understanding and special owner. Unfortunately sometimes people have precon-
ceived notions regarding pet adoption. As anyone who has adopted an older shelter pet can advise, throw those notions out the window. Pequannock Township Animal Shelter Manager and Animal Control Officer, Christianne Smith who has been working at the shelter for four years says it best: “I have cats that were born here [in the shelter] and they don’t even know what the outside is like.” In addition, for some reason, people seem to pass right by all black and black and white cats. A shame, because as Smith says, “Black cats are the friendliest cats.” Some of the cats waiting are Taffy, Gracie, Checkers, and Ebony. Pompton Plains Resi-
dent, Donna Beck agrees that adopting older animals are the only way to go. “I am a huge advocate in adopting older dogs,” says Beck, “the ones that need extra TLC instead of puppies.” Beck has adopted many dogs throughout the years and has lately adopted Westie Terriers. “Even if you like a particular breed, you never know what the shelter might have at any given time,” she says. The Pequannock Township Animal Shelter is located in Pompton Plains. If adopting a pet sounds like something of interest, come visit these furry friends at the Pequannock Township Animal Shelter. It is open seven days a week from 10 a.m. to 2 p.m.; and 5 p.m. to 7 p.m. on Tuesday
and Thursday. If interested in adopting a pet or want further information or details on the adoption process, call the Pequannock Township Animal Shelter at 973-835-3980.
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Debunking Myths About Spaying And Neutering
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ompanion animal overpopulation poses a considerable problem. The Humane Society of the United States says about 2.4 million healthy, adoptable cats and dogs are euthanized in American animal shelters each year - about one every 13 seconds. Many of these animals are the offspring of beloved pets or stray cats and dogs who reproduce unchecked. One of the easiest solutions to the pet overpopulation problem is to have pets spayed or neutered.
Dr. Matthew Krupnick, D.V.M.
Another solution is for prospective pet owners to adopt pets from a nearby animal shelter - one that handles spaying and neu-
tering for their adoptable animals. Many pet owners are hesitant to have their animals spayed or neutered.
That hesitation may stem from some prevailing myths surrounding spaying or neutering. Myth: You can use neutering or spaying interchangeably to describe the sterilization process. Fact: Neutering is associated with male pets and the removal of the testicles. Spaying is for female pets and involves the removal of both the ovaries and uterus. Myth: Recovery from spaying and neutering takes a long time. Fact: Many veterinarians and animal clinics
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allow pet owners to bring their pets home on the same day the animal is spayed or neutered. Pets are usually fully recovered within a week of having the surgery. Myth: Removing reproductive organs will make my pet get fat and lazy. Fact: Weight gain is not a byproduct of spaying and neutering. Pet weight gain is typically linked to an unhealthy diet and inadequate exercise. Myth: My pet’s personality will change for the worse. Fact: Pet behavior may improve after the animal is
spayed or neutered. Males tend to be less aggressive, and females won’t howl, cry or pace when they’re in heat. Also, your pet actually may stick closer to home because the desire to find a mate has been reduced. Myth: It’s advisable to spay a female pet after she has at least one litter. Fact: Many veterinarians stand by medical evidence that suggests females spayed. Fact: Many veterinarcontinued on next page
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Cedar Crest Protestant Community Donates To Pequannock Food Pantry
n Feb. 5, the Cedar Crest Protestant Community held Souper Bowl Sunday, piggybacking on the popular Super Bowl football championship. The congrega-
tion collected $385 and about 40 bags of groceries for delivery to the Pequannock Food Pantry on Monday. Protestant Council President Elaine Thom-
as commented, “This was our first effort with this kind of program. We give cash donations monthly to a variety of local, national and international charities and donate regularly to the
Spaying And Neutering... cont. from previous page ians stand by medical evidence that suggests females spayed before their first heat are typically healthier than those who aren’t. Myth: It is expensive to have my pet spayed or neutered. Fact: Subsidized voucher programs as well as low-cost spay/neuter clinics can help make the procedure affordable. Myth: The sterilization procedure is painful for my
a pet is not guaranteed to be a duplicate in looks or personality to your existing pet. In addition, at a later point in life, you may find your schedule or ability to care for a young pet has changed. Pet overpopulation is a considerable problem with wide-ranging consequences. Pet owners should speak with their pets’ veterinarians about spaying and neutering.
pet. Fact: The surgery is done under general anesthesia, and the pet will not feel anything. Discomfort after the surgery is usually mild, and a vet can prescribe a post-operative pain medication if your pet seems to have any lingering discomfort. Myth: If I keep my pet intact, I can have a puppy or a kitten just like him or her one day. Fact: The offspring of
Reverend Dennis Rockett delivers the goods to Pequonnack Food Pantry volunteer Linda Rooney.
CUMAC clothing drive. We are very pleased with the response of the congregation to a local group providing a needed service.” The Protestant Community of Cedar Crest in
Pompton Plains is led by Reverend Dennis Rockett. Services are open to residents and the public and are held Sundays at 10 a.m. in the Cedar Crest Interfaith Chapel. Special services
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Pompton Plains Dietitian Speaks At Riverdale Library
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By Maryanne Christiano-Mistretta dozen enthusiastic attendees were at The Riverdale Library on Sat., Feb. 11, to witness registered dietitian Danielle Colombo, lead a hands-on nutrition lesson, “Healthy Heart Snacks.” Colombo made heart shaped yogurt bites with plain Greek yogurt, honey, and fresh strawberries; and high protein and fiber bean chips, served with guacamole, hummus, and Greek yogurt dip. She speaks often in the community, presenting free services through ShopRite where she works. Colombo first became interested in nutrition while she was still in high school
and had food allergies. During that time she said she was, “eating lots of carbohydrate based foods and ice cream.” Never getting a clear answer from stomach doctors, Colombo said she figured it out on her own and changed her diet into a plant-based diet, watching portion sizes, and incorporating lean protein. When someone comes to Colombo for nutrition counseling, she likes to show her plate – half nonstarchy fruit or vegetables, quarter lean protein, and quarter complex carbohydrate. “I feel like the biggest downfall is carbohydrates,” said Colombo. “Getting them [her clients] to figure
out portion sizes; cutting down from four cups [of pasta] to one cup – it takes some work to get used to.” While Colombo recommends healthy fats such as avocado, the main thing is the portion size. “I don’t want you to eat a whole avocado,” she said. Also recommended are nuts; seeds; any plant based oils like vegetable oils and olive oils; salmon; and heart healthy fish that have Omega 3s. Planning meals is also important. “Eating healthy takes planning,” said Colombo. “A lot of people don’t want to take the time to plan. Meal prep is key.” On the road, Colombo recommends portioned snacks, granola bars that
are low in sugar, Skinny Popcorn, and Kind bars. “There’s tons of ideas,” she said. “There’s a lot of things that are pre-portioned out for you.” The best part of Colombo’s job is reaching out to children. “Getting them into the habit of getting them to try healthy foods at their age,” she said. Diabetics also come to Colombo for help. “They keep coming back to me,” she said. “Their numbers go down. It’s very rewarding, people come to me with their blood work. When they come back and follow up with me, the advice is actually helping them.” The number one ques-
tion Colombo said she gets from individuals is “What do you eat?” Even as a registered dietitian, she admits her diet is not always 100 percent perfect. “We’re all human and we like food, so as a dietician, we have to watch the portions of our foods too,” Colombo said. “A lot of people have the visual that all dieticians eat are salads all day long, but it’s much more than that. It’s about including all food groups in your diet and having a variation, but knowing the term ‘moderation’ for those ‘sometimes’ foods.” Colombo also likes to point out that everyone’s diet is individualized. She said, “What works for one person doesn’t al-
ways work for everyone else, which is why seeking help from a registered dietician is so important!” For more information on Danielle Colombo, visit: www.columbod2.wordpress.com.
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Pequannock Township Council Purchases Historic Martin Berry Home
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t finally happened! The Township of Pequannock, through the decision of the Pequannock Township Council, is now the official owner of the Historic Martin Berry Home. With the financial support from the Pequannock Township Town Council, the Morris County Historic Preservation Trust Fund Advisory Board and the Morris County Board of Chosen Freeholders and the Pequannock Open Space Trust Fund Advisory Board, the home was purchased from its longtime owner and resident Eleanor Bogert. It is also kudos to the newly formed Pequannock Township Historical Society that played a major role in supporting its purchase. Bogert long sought to preserve the home for public use and for future generations. The society,
a non-profit 501c3 organization - made up of volunteers and persons-of-interest in preserving the home for future generations endorsed a 1930’s recommendation of the Library of Congress’ Advisory Committee of the Historic American Building Survey/Historic Engineering Record: that the home possessed “exceptional architectural interest and as being worthy of most careful preservation for the benefit of future generations.” Based on a town council supported and Morris County approved Preservation Plan it is now possible for the township and society to make application to the Morris County Historic Preservation Trust Fund for restoration funds. The Preservation Plan also determined that based on basement timber analysis a section of the home is
believed to have been constructed as early as 1720 - making it one of oldest homes built in New Jersey and the oldest home in the Township of Pequannock. The home is an outstanding example of surviving Dutch architecture of the 18th century having some typical features of that period: a gambled roof, shallow fireplaces with interior chimneys, twenty-inch thick rubble stone walls, massive framing of the roof without benefit of a ridge pole considered so important in present-day construction, a roof “look-out” as protection against possible Indian attack, the existence of hog bristles, mud and clay mortor between the stones inside and outside the home, glass window panes with waves and bubbles found in early made glass, wide pine floor boards,
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and a home facing south that receives the natural warmth of a southern sun. The home has had thirteen owners. To have an opportunity to discovery this history and be part of preserving
this historic home, join the Pequannock Township Historical Society and make a donation. Visit www.MartinBerryHouse. org for more information. Until the home is official dedicated for public
use Society members are meeting at the John Lookhoff American Legion Post in Pompton Plains on the first Tues. of the month at 7:30 p.m.
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Top Ways You Might Be Wasting Your Money
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any consumers waste money every day without even noticing it. Yet, rethinking our habits could provide savings that add up quickly over time. Here is a list of the top ways we waste money. Are there any areas where you could improve? Paying credit card interest — Always aim to pay off credit card debt as soon as possible. Consider moving balances from high interest credit cards to one with a lower interest rate. This will allow you to pay off debt faster. Buying bottled water — Did you know that most bottled water isn’t any better for you than tap water? In fact, some bottled waters come from municipal sources and are repackaged for consumer consumption. Switch to tap water and a reusable bottle to save money and the environment. Wasting food — The average household throws out about $600 worth of food each year. Meal planning and budgeting for food can reduce waste significantly. Learning how long food keeps and the truth about
expiry dates can also help, as can cooking in bulk and freezing meals. Wasting energy — Every month, many homeowners throw money out their doors and windows through energy loss attributed to poorly insulated or maintained homes. Combat the problem easily for instant savings. Top up attic insulation with an easy-to-install batt product, like Roxul Comfortbatt, which can also be used to insulate crawl spaces, basement headers and walls for greater energy efficiency. Caulk cracks and crevices around doors and windows and invest in a programmable thermostat. Choosing the wrong plan, option or service provider —Many of us overspend on our phone, cable and even our mortgage. Have you stayed with the status quo for convenience? It might be time to rethink your options. Right-size your phone plan — perhaps an unlimited plan is unnecessary — to reflect actual usage and shrink monthly bills. Consider alternate sources for television and movie viewing. Always shop around for mortgage
or car insurance and consider using a broker who has access to dozens of potential lenders/insurers. Splurging on coffee — Café-quality coffee is an indulgence, and a cup of Joeto-go can cost between $2 and $7. Consider investing in a quality coffee maker or espresso machine for your home or office, and put your daily savings to better use. Buying lottery tickets — Quite simply, the odds of winning the lottery are not in your favor. Most of us have a better chance of getting struck by lightning. Spending just $10 a week over 20 years adds up to more than $10,000. Put that into a savings account, and you’ve already won. Impulse buying — A little self-control can go a long way to lining your wallet. Become a smart shopper by researching prices and options before making significant purchases. Plan ahead to save additional money by packing lunches or snacks instead of eating out. It’s doesn’t take big sacrifices. Resolve to make some small changes more often to save.
Seniors Invited To Enter Writing Contest
ssex seniors ages 60 and older are invited to submit an original story focusing on a special person, life-changing experience or significant period of their life to the 2017 Essex County Legacies Writing Contest. The deadline is Mon., March 27. “Our senior citizens have led interesting lives and I am always impressed by the stories that are submitted,” said Essex County Executive Joseph N. DiVincenzo, Jr. “Our Legacies Contest is an opportunity for our older residents to remember their past and share their experiences with family, friends and the younger generation. It’s never too early to begin collecting your thoughts
and writing your drafts. I encourage all our seniors to start working on their entries now.” Sponsored by the Essex County Division of Senior Services, the contest is for writers from Essex County residents, 60 years of age or older. Entries should be original stories focusing on a special person, a life-altering experience or a significant period in one’s life. The suggested maximum length is 1,500 words. Seniors may submit only one entry. Previously published stories may not be submitted. Stories should be sent to Essex County Division of
Senior Services; Attn: Gloria Chambers-Benoit; 900 Bloomfield Avenue, Verona, N.J. 07044; or e-mailed to gbenoit@seniors.essexcountynj.org. All writers who submit stories will be invited to the Division of Senior Services Legacies Award Ceremony in May 2017. Awards will be presented to the authors of the winning and honorable mention stories. These stories will be posted on the Essex County website at www.essexcountynj.org. For a complete list of contest rules or for more information, visit www.essexcountynj.org or call the Essex County Division of Senior Services at 973-3958389.
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FINANCIAL News! C
hannel 12 News, Local Radio, NY TV stations, National Weather Channel, Cable News including CNN and FOX, all of them, predicted a major snow storm with great accumulations and treacherous travel conditions for the morning commute. Later that day, my phone rang with an emergency notification, the Wayne school systems were cancelling school tomorrow. My employees started negotiating between themselves if they were going to “make it in” to the office tomorrow. On my way home from the office, I was running on fumes and was forced to stop for gas. Not unexpectedly, there were lines on both sides of the pump, 5 cars deep! I seriously doubt they were all down to a few ounces like I was. There was only a ½ a gallon of milk in the house so my son went to the grocery store for a few more cartons. Guess what he witnessed? You’re correct, long lines at the registers, after the bread and milk were immediately removed from the shelves. I can only assume that Home Depot and Lowes had a run on shovels and snow blowers as well. People generally wait until the last moment for preparedness and usually it’s a little
Major Snow Storm On The Way! By Mark E. Charnet
too late. The fridge at the grocery store is barren as is the bread aisle. The hardware store or the big box stores run dry of rock salt, shovels and snow blowers. Lines form at the area gas stations and people search for batteries for their flash lights and whatever working portable radios are left in the house. It amazes me, the procrastination of people and how they minimize the obvious, like it’s never eventually going to snow and perhaps a big storm too, and stocking up on fresh batteries requires a dire warning from your favorite weatherman! It would be funny if you were lucky enough to snag the last package of “C” batteries from the shelf before the storm hits, to find out later when installing them into your flashlight that the bulb was dead! So what’s the analogy here to your financial life? Must you wait for the national media broadcast announcing the next major stock market correction or crash! Might it be a little too late to protect yourself, spouse and family from the financial consequences? Metaphorically speaking, have you checked both your flashlight batteries AND the bulb too? Are your shovels within reach or are they in the detached garage that will be frozen
shut with ice? Are you prepared for the next major snow storm to your portfolio? What precautions have you “put in place” to survive unscathed? Do you have a reserve of bread and milk if the storm is a prolonged one with power lines down and phone service cut? Dare I ask, are you prepared for the next storm or will you wait for the warnings and broadcasts and demise of the milk, bread and gasoline supply, stranded at home with no power, phone, television, worse yet, no internet service either? And what if all the dire predictions of snow accumulation estimates were proven false and it was just a dusting or the storm blew-out over the coast? Is your portfolio prepared for smooth sailing and blue sky’s ahead? Are you prepared for the effects of inflation, the growth opportunities that are abound in the stock market? Are you invested, “in it” with a percentage of your portfolio, as to be too safe has a steep price of potentially low returns as well? Is your “financial house” prepared for all kinds of weather? Gutters cleaned, windows secure, alarm system functioning, roof and furnace inspected regularly, and shouldn’t your portfolio also be inspected,
maintained and reviewed more than just when bad news may be on the horizon? Might there be better alternatives, products, strategies and techniques that you could employ to generate safer and perhaps greater returns? And if after doing everything correctly and completely, might the most unsuspecting and devastating occurrence happen anyway – a fire that completely destroys your house and property? But, you were wise enough and coached properly to prepare for the “JIC” scenario! You know, the “Just In Case” scenario, listened to the advisor and purchased insurance in the event a fire took down your house. What type of insurance do you have to protect your tremendous asset of working and earning a living, necessary to support everything and everyone in your family? If you’re thinking life insurance and or disability insurance you’d be correct. Later on most people add Longterm care insurance to the list, but, by that time, it may be too late. Remember the milk, bread aisle and gasoline analogy above. You’ve probably heard the phrase, “they always put up a warning sign after someone dies.” Folks,
don’t wait for the weather report to be prepared. Don’t wait for a stock market crash to protect your financial house from devastation, be prepared. Don’t wait to get sick or die to consider life, disability or long-term care insurance. Don’t purchase a house alarm system after you’ve been robbed – get one now! I challenge and encourage you to embrace the 7P’s: Proper, Prior, Performance, Prevents, Poor, Performance – Period!® The 7P’s are so important to practice, that I trademarked the phrase a few years ago. Are you prepared for BOTH the next financial storm or for smooth sailing with provisions and a compass? Is your wealth management and legacy plan practicing the 7P’s? Not sure or need to have another set of eyes to examine your situation? My number is below to render an opinion on your behalf. May I strongly suggest you avail yourself of the opportunity to get a professional portfolio performance and protection check-up? It’s complimentary! Mark E. Charnet is President and Founder of American Prosperity Group. Mark has over 35 years of experience in the Retirement and Legacy
Planning fields. Creator of the Trinity Method of Investing©, Mark encourages your inquiries and can be reached at: 973831-4424 or via email, markcharnet@1APG.com Check out our website: www.1APG.com Interested in a career in retirement and estate planning? Check out this website: www.APGFranchise.com Mark Charnet is an investment advisor representative of, and securities and advisory services are offered through, USA Financial Securities (Member FINRA/SIPC). USA Financial Securities is a registered investment advisor located at 6020 E. Fulton St., Ada, MI 49301. American Prosperity Group is not affiliated with USA Financial Securities. Not an attorney. For estate planning advice, please contact an estate planning attorney.
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Essay Contest Will Bring A Hot Air Balloon To Winner’s School
H
ere’s an assignment that kids can look forward to com-
pleting. The QuickChek New Jersey Festival of Ballooning and PNC Bank are once again inviting New Jersey students in grades two through 12 to take part in the 14th annual PNC Bank “American Patriot Essay Contest” by writing a short essay on the topic “What the American Flag Means to Me.” The Grand Prize winner will receive a visit to his or her school by a gigantic, 75-foot-tall hot air balloon in June and a special VIP package at this year’s balloon festival in July: a hot air balloon ride for two, four Blue Sky Club VIP tickets, and the opportunity to meet one of this year’s concert headliners, which in the past have included Disney teen sensations the Jonas Brothers, Demi Lovato, Sabrina Carpenter and Dove Cameron. This year’s winning student’s immediate classmates will each receive one complimentary general ad-
mission ticket to the 35th annual QuickChek NJ Festival of Ballooning in Association with PNC Bank, the largest summertime hot air balloon and music festival in North America, July 2830, 2017 at Solberg Airport in Readington. The winning student’s teacher and school principal will each receive two Blue Sky Club VIP tickets. Second and third place prizes consisting of Festival admission and merchandise will be also awarded. All teachers in the state who submit a group of 15 essays or more on behalf of their students will receive two free general admission tickets to the Festival regardless of whether one of their students submits the winning essay. “We receive thousands of heartwarming essays on how the American Flag raises a child’s spirits during their everyday lives, inspires them during a time of personal hardship or reminds them of a loved one,” said Festival Executive Producer Howard Freeman. “We can’t wait to
read this year’s entries and we want to thank all of the educators who encourage their students to enter this contest and share their feelings with us.” The essays must be 100 words or less. They will be judged by a panel of representatives from PNC Bank and the balloon festival. Winning essays will be selected based on creativity, poignancy and clarity with consideration given to the grade level of the contestant. Contestants are not required to be U.S. citizens. Entries should be mailed to essay udges, QuickChek New Jersey Festival of Ballooning, 363 Route 46 West, Suite 200, Fairfield, NJ, 07004, or emailed to pncessay@balloonfestival. com. Entries should include the student’s name, home or school address, home or school telephone number, grade, age, school name and the name of their teacher. The deadline to enter is May 1. Additional information may be found at www.balloonfestival.com/pncessay.
College Decisions? $15,355
(The average in-state college tuition for New Jersey in 2016)
$33,480
(The average cost of tuition/fees for U.S. private colleges in 2016)
“Changing majors is a big decision, and it isn’t a cheap one.” -CampusBooks Now more than ever, it pays to think before you go. 80% of college students change their majors. How do you decide on a major that fits you, the first time?
Discover our solution! www.ThinkBeforeYouGo.com ABOUT YOUR ADVISOR Greg Vadala is the founder of P.L.A.C.E. Career Guidance. He is a Certified Career Consultant, Certified Behavioral Consultant, and Certified Master Life Coach. Having journeyed as a pastor and spiritual director as well, he has been involved in guiding people forward in their lives for more than 30 years.
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Do You Struggle with Missing or Failing Teeth? Dental Implants May Help! An Investment in Yourself • Improved Quality of Life Enhanced Appearance Lead to Better Health and Greater Self Confidence Dr. Jason H. Seo, D.D.S., M.S. Prosthodontist (NJ Specialist Permit #5132)
Implants & Cosmetic Dentistry
330 Ratzer Road, Suite C22 • Wayne, NJ 07470
973-696-5258
Dental Implants can be used to support a number of dental prostheses, including crowns, implant-supported bridges or dentures. Cosmetic Dentistry is any dental work that improves the appearance (though not necessarily the function) of a person’s teeth, gums and/or bite. Examples include procedures such as Whitening, Bonding. Dental Bridges, Veneers, Gum Lifts and Bite Reclamation. There are only 3,200 prosthodontists in comparison to 170,000 general dentists in the United States.
Dental Special
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Are you looking for A SPECIALIST in cosmetic, implant, and restorative dentistry, or a second opinion by a specialist? Call now, to reserve your time 973.696.5258!
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Celebrate with a Gourmet Brunch 12 eggs, poached pinch of salt chopped parsley, for garnish (optional) To make Hollandaise Sauce: Fill medium saucepan with 1 inch of water (for double-boiler) and bring to simmer over medium heat. Reduce heat to low. In medium bowl, whisk egg yolks until they lighten in color, about 1 minute. Place bowl with eggs over saucepan and whisk constantly until thickened and doubled in volume, about 3-5 minutes.
A
s warmer weather approaches, so do a variety of special occasions. If you’re looking for an easy way to celebrate with family and friends, brunch is a perfect option. Not too early and not too late, everyone can enjoy a hearty meal and good company before the day gets busy. A brunch menu can include both elegant options and classic favorites, so it’s easy to customize to fit the occasion and your guests’ preferences. With so many possibilities, brunch is the perfect opportunity to get creative. Develop your own versions of traditional dishes by incorporating new ingredients, such as using duck bacon to change up
your menu and add some extra flair. With a rich, hearty texture, duck bacon is more like pork bacon than traditional poultry bacons. Made from duck breast meat, it brings a touch of sophistication to any menu item. Plus, duck bacon is healthier for you, too. With 26 percent less sodium and 57 percent less fat than traditional pork bacon, it’s the perfect way for you to enjoy great flavor without the extra calories. For an exciting added element, use duck bacon with this version of classic Eggs Benedict. This brunch recipe feeds a crowd and is ready in less than 30 minutes, making it the perfect choice when you want to whip up a
quick entree for family or friends. Find more brunch recipes and information about cooking with duck at mapleleaffarms.com. Eggs Benedict with Duck Bacon Servings: 6 Hollandaise Sauce: 3 egg yolks 10 tablespoons unsalted butter, cut into 1-tablespoon pieces 2 teaspoons fresh lemon juice 1/2 teaspoon kosher salt 1/8 teaspoon cayenne pepper 12 slices Maple Leaf Farms Duck Bacon, cut in half 12 English muffin halves, toasted
Remove bowl from saucepan and whisk in butter, 1 tablespoon at a time. Whisk in lemon juice, salt and cayenne pepper. Keep warm, covered, over double-boiler. To cook duck bacon and poach eggs: In skillet over medium-high heat, fry duck bacon halves 4 minutes per side; set aside. In large pot over medium heat, bring water to simmer and add salt. Crack egg into cup or small bowl. Gently pour egg into simmering water; repeat for additional eggs,
leaving room around each one for cooking. Cook 2-4 minutes, depending on desired firmness. Using slotted spoon, carefully remove eggs from pan and place on paper towels to drain. To assemble Eggs Benedict: Lay two toasted English muffin halves on each plate. Top each with two duck bacon halves. Carefully place poached egg on top of each muffin stack. Pour Hollandaise Sauce over each. Garnish with parsley, if desired.
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Formerly NJ Buffet
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Not to be combined with any other offer. W/ this coupon. Not valid on holidays. Flaming Grill & Supreme Buffet Adults Only. Expires 3/31/17
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W
What To Know Before Replacing Home Flooring
hether you are building a new house or making upgrades on a current home, there is a lot to consider when it comes to flooring. It’s important to keep in mind that the choices available have changed in recent years. Here are some things to know. Choose Style When people choose flooring products, they may be ruling out a large swath of options because of the associations they have with specific materials. For example, you may not associate vinyl with luxury but new products on the market are redefining vinyl flooring, offering fashion-forward high-quality products
in striking elegant designs. Ensure Durability If you love the look of traditional hardwood floors, consider all of your options. New vinyl technologies are allowing homeowners to get the same elegant style engineered to withstand the wear and tear to which wood is susceptible. For example, Mohawk SolidTech, a luxury vinyl tile, has a thick, rigid construction and planks that look and feel just like real hardwood, but are designed to resist scratches, scuffs and indentation, and maintain stability under heat and temperature change. The planks also fit together to create an impenetrable lock so that the floors remain waterproof and odor-free.
Consider Maintenance Make sure the flooring you opt for is easy to clean and requires very little maintenance. If you have pets, you may want to consider getting extra protection with a special warranty designed for pet owners, such as Mohawk’s All Pet Protection and Warranty, which covers all pets and all accidents. More information can be found at MohawkFlooring.com. Before making flooring decisions, get savvy and weigh all your current options. These days, it is possible to find flooring products that combine style, durability and low maintenance. (StatePoint)
Plumbing Problems? Free Estimates • Fully Insured • References Available
At Benjamin Franklin Plumbing ® We Offer the Following Services: • Plumbing Repairs • Sump Pumps • Water Heaters • Water Softeners • Toilets, Sinks, Faucets & Tubs
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A
Girl Scouts Ring In 100 Years Of Selling Cookies
century ago, girls started participating in what would evolve into the largest entrepreneurial training program for girls in the world: the Girl Scout Cookie Program, through which girls learn the essential skills they need to become effective leaders, manage finances, and gain self-sufficiency, and confidence in handling money. To commemorate this banner year for the organization, the highly-anticipated Girl Scout S’mores cookies are now available, joining classics such as Thin Mints and Trefoils. The GSNNJ Cookie Sale season began Jan. 14; local booth sales will be held March 18 through April 23.
The sale of cookies by Girl Scouts had humble beginnings, born as a way for troops to finance activities. The first known sale of cookies by Girl Scouts occurred in 1917, when the Mistletoe Troop in Muskogee, Okla., baked cookies and sold them in its high school cafeteria as a service project. As the Girl Scout Cookie Program developed and evolved, it not only became a vehicle for teaching five essential skills – goal setting, decision making, money management, people skills, and business ethics – it also enabled collaboration and integration, as early as the 1950s, among girls and troops of diverse backgrounds, as they worked together toward common goals.
“There is a lesson in every box of cookies,” says Betty Garger, CEO of Girl Scouts of Northern New Jersey. “The cookie program is so much more than girls selling cookies. This program gives girls the essential leadership skills and self-confidence they will need throughout their lives. Many successful women business leaders say they got their start by selling Girl Scout cookies.” Girl Scout Cookies not only help Girl Scouts earn money for fun, educational activities, and community projects, but also play a huge role in transforming girls into G.I.R.L.s (Go-getters, Innovators, Risk-takers, Leaders) as they learn essential life skills that will stay with them forever.
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All of the net revenue raised through the Girl Scout Cookie Program – 100 percent of it – stays with the local council and troops. With more than 50 million households purchasing cookies every season, the irresistible treats can be found nationwide and will hold a beloved place in Americana for years to come, continuing to help girls take the lead and, ultimately, change the world. To find cookie varieties available locally or learn more about the history of Girl Scout cookies and the Girl Scout Cookie Program, visit www.girlscoutcookies.org. To join or volunteer, visit www.gsnnj. org. For more information
about Girl Scouts, call Girl Scouts of Northern New Jersey at (973) 248-8200.
There are currently 28,690 members and 16,050 adult members.
WE DO THE COMPLETE JOB
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ANY CONDITION, ANY REASON Including Pre Foreclosures and Estate Sales We will offer a
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RESIDENTIAL BROKERAGE
Proudly Providing the Highest Level of Real Estate Service in the Industry! WILLIAM BOSWELL Sales Associate Previews Luxury Specialist O 201.891.6700 D 201.848.3413 C 973.224.4605 F 862.345.1091 E Bill@NorthJerseyLuxury.com NorthJerseyLuxury.com
RONALD AIOSA Sales Associate Broker C 973.600.3262 O 973.838.9300 F 862.345.3557 E RonAiosa@Gmail.com BAandCo.com
2014 - 2015 #1 Team in New Jersey - Coldwell Banker 2010 - 2015 Voted One of NJ’s Top Realtors by NJ Monthly Magazine
LUXURY DIVISION Franklin Lakes/Wyckoff Regional Office 360 Franklin Ave., Wyckoff, NJ 07481
Seen on NBC’s “Open House NYC” 2015 - NAR Circle of Excellence - Platinum
METRO-LUXE DIVISION 321 Grove St Jersey City, NJ 07302
RESIDENTIAL DIVISION Kinnelon/Butler Regional Office 1450 RT. 23 North, Butler, NJ 07405
Serving the Bergen, Passaic and Morris County Corridor! JUS
TL
I
D STE
4 Bedrooms, 3 Bathrooms
Listed for $525,000
KINNELON
Don’t miss the opportunity to own this incredible custom home beautifully nestled on a large/flat lot in NJ’s #3 ranked school district!
TU FEA
RED
ING
KINNELON
Don’t miss the opportunity to own this breathtaking residence offering an incredible blend of privacy, quality and spaciousness! Located in one of New Jersey’s top school districts the serene setting is enveloped by magnificent mountain views.
F
UR EAT
ED
4 Bedrooms, 2 Bathrooms
Listed for $699,888
WYCKOFF
6 Bedrooms, 5.1 Bathrooms
Listed for $999,999
1 Felkay Court
CO
CT
519 Wyckoff Avenue
15 Stevens Avenue T LIS
U
ER ND
A NTR
T LIS
ING
KINNELON
6 Hemlock Terrace
Words can simply do no justice for this custom work of art. Mid-Century architecture abound, be captivated from the moment you enter as clean sleek lines, high end materials and an open floor plan take your breath away.
5 Bedrooms, 3.1 Bathrooms
Listed for $650,000 Rich in History, 2500 acres of pure nature, Kinnelon Lake, Hoot Owl Pond, The Smoke Rise Village Inn, endless clubs, activities and amenities...THIS IS SMOKE RISE! Enter through private gates staffed by 24 hour security and your journey begins!
Call Us Today With All of Your Real Estate Needs! © 2017 Coldwell Banker Real Estate LLC. Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Owned & Operated by NRT LLC. If your home is currently listed, please disregard this offer.
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BLOOMINGDALE $289,000
BOONTON $409,900
JEFFERSON $245,900
Charming 4BR 2Bth Col w/EIK, LR/DR combo/fplc, lg fenced backyd, hot tub, spacious driveway & more in conv. location. MLS3272657
Move in ready 3BR 2.5Bth Split w/Den/poss 4th BR, LR, fplc, built-ins, FDR, updtd Kit, HW fls, spacious clsts, AG pool. MLS 3363878
Nice 3BR Ranch w/updqted Kit & Bth, newer roof, siding & wdws, LR/HW fl/fplc, new furnace + large level backyd. MLS 3351908
WAYNE 973-694-8000
WAYNE 973-694-8000
WAYNE 973-694-8000
KINNELON
$889,900
4 Caitlin Ct Stately CH Col. on a desirable cul-de-sac. Generous floorplan. Cozy fireplace. Gifted touches everywhere! A must see! MLS 3361316
KINNELON/BUTLER 973-838-9300
PATERSON $230,000
KINNELON BORO
$949,900
Investigate the style and elegance of this fascinating 5BR/4+BA home. Spread-out space. 3 fireplaces. Hot tub. MLS 3364248
KINNELON/BUTLER 973-838-9300
POMPTON LAKES $379,000
POMPTON LAKES
LAKEFRONT 4BR 2Bth Ranch w/open fl plan, LR/gas fplc, HW flrs, great MBth, unfin Bsmt + screen porch overlooking lake. MLS 3353514
WAYNE 973-694-8000
WAYNE 973-694-8000
TEANECK
$249,000
WAYNE 973-694-8000
$1,429,000
Earn your rightful reward with this inspired 5BR/7+BA home. Generous layout. 5 fireplaces. Features top scale living! MLS 3355275
KINNELON/BUTLER 973-838-9300
Move right into this 2BR 2Bth spacious condo w/great open fl plan, updated Kit, DR, LR/fplc, CA & Laundry in conv loc. MLS 3344120
Why Rent-a great condo alternative! Cute move in condition 1BR 2Bth home. Perfect commuting-a block to bus, mins to hwy. MLS 3345148
KINNELON
WAYNE
$244,900
Spacious move in ready 1073sf 2BR 2Bth condo w/wood burning fireplace, LR/DR combo & More in convenient loc + Amenities! MLS 3360578
WAYNE 973-694-8000
$424,500
Spacious 4BR 2.5Bth home on cul-de-sac w/great sunrise lakeviews! Feat incl LR/fpl, FDR,EIK,FamRm,MBR Ste + 60’Deck,2GAR. MLS 3349045
WAYNE 973-694-8000
WAYNE
$419,000
Spacious 2500sf Packanack home on wooded lot w/LR/fplc, HW flrs, FDR, EIK/Island, GreatRm/fplc, Library/Media + GAR. MLS 3351876
WAYNE 973-694-8000
KINNELON
$575,000
Follow your dream to this deluxe 3BR/2+BA Ranch. Welcoming residence with many status features. MLS 1700926
KINNELON/BUTLER 973-838-9300
KINNELON
$1,649,000
Prepare to be impressed. A luxurious lifestyle awaits you in this rare Estate nestled on a quiet cul-de-sac.6BRS/6+BTHS MLS 3250651
KINNELON/BUTLER 973-838-9300
ROCKAWAY
$239,900
Experience the rewarding possibilities of this comfortable 2BR/2BA condo. Pretty charmer for a demanding buyer! MLS 3356840
KINNELON/BUTLER 973-838-9300
WAYNE
$749,000
KINNELON
$599,000
Smoke Rise-A special place to live. 4BR/2+BA custom home is ideal for everyday life. 3FPS. A gem with a lovely layout! MLS 3339059
KINNELON/BUTLER 973-838-9300
LINCOLN PARKK
$599,900
Stately move in ready 5BR 2.5Bth BiLevel w/beautiful HW fls, fresh paint, EIK, FamRm/fplc & More on over 1+ acre. MLS 3356620
WAYNE 973-694-8000
ROCKAWAY
$389,000
Green Pond-Accessible ONLY by boat this 3 season lakefront cottage is sold furnished and with one power boat MLS 3310372
KINNELON/BUTLER 973-838-9300
WAYNE
$1,199,000
Fantastic 5BR 3.5Bth home w/open flr plan, lge EIK/sep DA, MBR/cath ceil, 2 huge wi closets, huge MBth/jetted tub +MORE! MLS 3350904
Magnificent showcase home with Million Dollar Views! 5BR,5 1/2 Baths,3 Gar. Absolute privacy in Viscaya Estates. MLS 3346359
WAYNE 973-694-8000
WAYNE 973-694-8000
KINNELON
$635,000
4BR 4BA Custom home.-Kinnelon HS Ranks #3 in NJ Monthly Magazine. Easy Commute to NYC. Your own private Shangri La!! MLS 3332603
KINNELON/BUTLER 973-838-9300
PARSIPPANY
$649,900
Begin a brand new life in this impressiv 6BR/3+BA Col. Generous floorplan. It’s distinctive & delightful! MLS CBRB10863
KINNELON/BUTLER 973-838-9300
ROCKAWAY
$1,395,000
Green Pond-Timeless & Turnkey LAKEFRONT! 4BR,3.5 BTH+au pair suite, mstr. suite w/FP, built in boat house, dock, 3Car Gar. MLS 3347073
KINNELON/BUTLER 973-838-9300
WEST MILFORD
$525,000
A sense of harmony fills this exceptional 5BR/3+BA custom Col. Spacious styling. 3 fireplaces. Classic celebrity-caliber! MLS 3347857
KINNELON/BUTLER 973-838-9300
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I
Buying A Home? What To Know About Down Payments
f you’re in the market to buy a home, your down payment is probably top of mind. However, it’s important to understand all your options, particularly if you’ve heard the rule of thumb that you shouldn’t pursue homeownership unless you can put 20 percent down. “In today’s market, misconceptions about down payments are some of the most common, unfortunately” says Danny Gardner, Freddie Mac vice president of Affordable Lending. “And this discourages many prospective buyers from even leaving the starting gate.” Gardner points out that a growing number of homebuyers are putting down between five and 10 per-
cent, and even as little as three percent through products like Freddie Mac’s Home Possible Advantage. This is important to keep in mind when determining how much home you can afford. Prospective homebuyers concerned about down payments should also be aware that there are nearly 2,500 homeownership programs across the country that can help with down payment and closing costs, and an estimated 87 percent of U.S. homes are eligible for one or more of these programs, according to research by DownPayment Resource. The down payment program benefit most frequently found is about $10,000, making researching these options
and discussing them with your lender and real estate agent a worthwhile step. To determine your eligibility and learn more about down payment assistance, visit downpaymentresource. com/are-you-eligible. Of course, home buyers should not forget that there are benefits to putting more down initially -- this will lower your monthly mortgage payment and reduce the amount you will owe the bank. Additionally, those who put down at least 20 percent don’t have to pay Primary Mortgage Insurance (PMI), an added insurance policy that protects the lender if you are unable to pay your mortgage. However, if putting 20 percent down will deplete all of your savings and leave
you with no financial reserves, it’s probably not in your best interest. What’s more, you can cancel your PMI once you’ve built eq-
uity of 20 percent in your home. Don’t assume the dream of homeownership is beyond your reach. Get sav-
vy! There are numerous programs and products available that can help you afford your down payment and beyond. (StatePoint)
SMARTER. BOLDER. FASTER. Exceptional Full Service... Quality that Matters. TOP PRODUCER DANIELLE FIORINA realtor , abr ®
®
NJAR Circle of Excellence Award 2006-2016 President’s Producer & CENTURIONTM Award 2012-2016 Quality Service Pinnacle Producer 2011-2016 CENTURIONTM Honor Society • Advertising on over 170 websites • Direct access to all real estate listings • Short Sales & Foreclosure Certification danielle.fiorina@century21.com www.daniellefiorina.com Office: 973.646.7440 Crest Real Estate • 142 Route 23 N • Pompton Plains, NJ 07444
Make your first choice the right choice. Call Danielle today at 973.460.4352
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Realtors Aim to Dedicate Day Towards Giving Back to Community
T
he NJ Realtors Association will be holding its annual Realtors Care Day on April 26. The event will consist of Realtors and volunteers throughout New Jersey devoting a day to helping out
in the community and lending a hand to homeowners in need. The event is part of an initiative of the New Jersey Association of REALTORS Housing Opportunity Foundation and will
MARIA FERRITO
be an all-day commitment for volunteers who are passionate about making a change. The day will entail volunteers to work on home repairs such as minor construction projects, site
Professional Full Service Realtor
For The Current Market Value Of Your Home Call Maria at 973-986-6914 Townhome Specialist Relocation Agent
Wayne
I Can Help You Find Your Dream Home GEMINI LLC Realty 973-696-1111 x131 197 Berdan Ave., Wayne, NJ maria.ferrito@century21.com
$449,999
NJ Circle of Excellence 2002-2015 Consistent TOP PRODUCER in the WAYNE area.
GRANDOVER POINTE
3BR, 2.5BA, FR with fireplace. Also Avail for Rent $3,000/mo.
Sherry Blau Sales Associate
201-452-8493 Cell 973-305-5880 x1352 Office SherryBlau@RealtyExecutives.com
Buying? Selling? Call Sherry Today!
Spring Market is Here! For A Free Market Analysis Call 201-452-8493 Superior Internet Advertising, Multi-Media Marketing & More
clean-up, gutter repair and replacement, landscaping, and painting. All volunteers will be informed of their tasks for the day prior to the event. They will be under the supervision of a site captain and a project manager to help them through the repairing process. Several Realtor organizations, including the Passaic County Board of Realtors (PCBOR), will be participating in the event, which is not limited to professionals only. Those who are interested in helping out can sign up at rcd.njrealtor.
com. The deadline for volunteers is April 10. If you are a homeowner or know someone who is in need of minor house repairs, you can apply at rcd. njrealtor.com. The deadline to apply is March 1. For any other questions, please contact the PCBOR office at 973-305-1100 or you can contact Anika Nahar at anika@pcbor.com. As part of the Passaic County community since 1909, The Passaic County Board of REALTORS represents a diverse group of individuals who work to-
gether with their neighbors, community groups, schools and elected officials to help make northern New Jersey a place you want to live, work and play. The Passaic County Board of REALTORS (PCBOR), the “Voice for Real Estate” in northern New Jersey since 1909, represents more than 2,000 members from all real estate specialties including commercial sales, development, property management, appraisal, auctions, and residential sales. For more information, visit pcbor.com.
What’s happening in your school or organization? Have a human interest story? Email us at hteditor@newviewmg.com
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Page 22 • February 28, 2017 • Tell Them You Saw It In The HomeTown News • Z16 • Like us on facebook www.facebook.com/mypaperonline.com 142 Route 23 North Pompton Plains, NJ 07444
CALL TODAY 973-686-1500
Crest real estate
SMARTER. BOLDER. FASTER.
AWARD-WINNING CENTURION ® OFFICE
BLOOMINGDALE $174,700 NEWLY LISTED! 2 BR, 1 BA 4.125/4.293% APR $677 PER MONTH
LINCOLN PARK $315,000 NEWLY LISTED! 2 BR, 2.1 BA, 1 CAR GAR 4.125/4.225% APR $1221 PER MONTH
BUTLER
$594,900
NEWLY LISTED! 5 BR, 2.1 BA, 2 CAR GAR 4.125/4.186% APR $2307 PER MONTH
PATERSON
$275,000
MOVE IN READY! 3 BR, 2.1 BA 4.125/4.238% APR $1066 PER MONTH
BUTLER
$359,900
BUTLER
PEQUANNOCK
$629,000
POMPTON LAKES $199,900
NEWLY LISTED! 3 BR, 2 BA, 1 CAR GAR 4.125/4.215% APR $1395 PER MONTH
ELEGANT & GRACIOUS! 4 BR, 2.1 BA, 2 CAR GAR 4.125/4.184% APR $2439 PER MONTH
$319,900
NEWLY LISTED! 2 BR, 2 BA, 1 CAR GAR 4.125/4.224% APR $1240 PER MONTH
NEWLY LISTED! 3 BR, 1 BA 4.125/4.274% APR $775 PER MONTH
CLIFTON
$349,900
NEWLY LISTED! 3 BR, 1 BA, 1 CAR GAR 4.125/4.217% APR $1357 PER MONTH
POMPTON PLAINS $499,900 2000+ SQ. FT.! 4 BR, 2 BA, 1 CAR GAR 4.125/4.195% APR $1938 PER MONTH
Sales Agent of the Month for January
POMPTON PLAINS $249,900 UPDATED HOME! 3 BR, 1 BA 4.125/4.247% APR $969 PER MONTH
RINGWOOD
$339,900
NEWLY LISTED! 3 BR, 1.1 BA 4.125/4.219% APR $1318 PER MONTH
RIVERDALE $309,700 THE GRANDE! 2 BR, 2 BA, 1 CAR GAR 4.125/4.227% APR $1201 PER MONTH
Over $50 million in recent sales #1 Agent in Total Production 2010, 2012, 2014 NJAR Circle of Excellence, Gold Award 2012-2016 President’s Producer Award 2012-2014 Centurion Producer Award 2012-2014 Quality Service Pinnacle Producer Award 2012-2014 Danielle Fiorina, REALTOR, ABR, Cell: (973) 460-4352 Short Sales & Foreclosure Certification
JEFFERSON
$200,000
LINCOLN PARK $369,900
POMPTON PLAINS $444,900
POMPTON PLAINS $339,500
2 HOUSES ON 1 LOT! 2 BRS, 1 BA EACH HOUSE 4.125/4.274% APR $775 PER MONTH
NORTH END CHARMER! 3 B R, 2 BA, 1 CAR GAR 4.125/4.201% APR $1725 PER MONTH
NEWLY LISTED! 3 BR. 2.1 BA, 1 CAR GAR 4.125/4.213% APR $1434 PER MONTH
THE GLENS! 2 BR, 2.1 BA 4.125/4.219% APR $1316 PER MONTH
Listing Agent of the Month for January NJAR Circle of Excellence, 2015, 2016 Quality Service Pinnacle Producer Five Star Agent of NJ, 2013-2016 Nicole Ruggiero, REALTOR, PSA
Cell: (973) 725-6539
©2016 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.
Ryan Barry
Mortgage Banker NMLS# 183464
Recognized by Mortgage Executive Magazine as a “Top 1% Mortgage Originator” for 2013
Call today for a complimentary Mortgage Pre-approval and know your buying power before beginning the home buying process.
973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • ryan.barry@njlenders.com Mortgage Payments listed above are based on principal & interest only on a 30 yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of November 9, 2016. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.
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KOVACH
Plaza Shade & Drapery Custom Window Decor
SIDING
ROOFING, INC. Established 1948 NJ Lic# 13VH00222500
Shingles • Slate Flat Roofs • Gutters
$
500 OFF Any Roofing
Job of $3,000 or More
Senior Citizen Discounts WE DO SMALL REPAIR JOBS
973-835-5330
ROSS ROOFING &
Since 1979
Drapery • Valances Roman Shades Shutters • Upholstery 1581 State Route 23 Wayne, NJ 07470
973-696-3420 www.plazashade.com
•Vinyl Siding •Replacement Windows •Residential Roofing •35+ Years Experience
Free Estimates • Fully Insured
973-696-5699
STEPHEN FOX
Plumbing & Heating Small Repairs, Alter, Drain Service INSURED BONDED
Lic.#7467
973-839-1054
TOMS D’S
Mariya’s HANDYMAN CLEANING SERVICE SERVICE Maintenance Ukrainian ladies clean Repair • Building your home or office Remodeling NO JOB TOO SMALL or BIG!
25 Years Experience Lic. #13VH06689700
973-632-6411
ERICKSON Masonry, LLC
Place Your Ad here
Pompton Lakes, NJ
973-835-2001
35 Years Experience Free Estimates Fully Insured “No Job Too Small or Large”
PERFECTION PAINTING & PAPERING “Where preparation achieves perfection” COMMERCIAL • RESIDENTIAL INTERIOR • EXTERIOR
Looking for A Plumber? A Contractor? A Roofer? A Tutor? An Electrician? A Mason? A Cleaning Person?
Wallpaper Installation & removal
You’ll Find It Here and So Much More!
www.perfectionpaintingandpapering.com HIC Reg #13VH09054100
1-800-691-7549 • www.mypaperonline.com
973.839.7403
to your complete satisfaction. Exper. Refs Avail Call 973-557-3621
Place Your Ad here
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